We built our house in the Philippines while we were still working in the US before we retired. We pay zero rent. I needed aircon at first but rarely use it after 3 years here I only use fans. This past electric bill was only 1,286 pesos about 23 dollars. Gas water food eating out about 3 times a week do laundry twice a week no children, just the wife and I. 30 bucks a month internet we live comfortable on about 700 dollars per month. Owning our home makes a huge difference.
this is what i thought makes sense but nobody talks about. 1. own the home 2. feed yourself with a garden and chickens 3. heat with wood 4. fix stuff yourself 5. have a small part time biz online 6. exercise mornings 7. live in the fresh air
Rental costs will change depending upon your needs . The general rule is between $300 to $600 dollars a month. This depends on location and amenities along with the quality of the unit. A newer home may be smaller than an older one, but the upgrades in building materials and amenities will be up to date. Not all air conditioning units are equal, and the philippines is a dumping ground for outdated units that don't have a 5 star rating. The more meters of space you have, the more expensive it will be to keep cool, and a unit that faces the setting sun will be hotter than a unit that faces the morning sun. I sat down with my girlfriend and got her input about a budget, and she seemed to think that $1000 to $1200 a month would be plenty for a decent all in budget . Keep in mind that she lives in the province and lives with her mother, so I just used the amount as a baseline. Medical was not included in the budget nor any immigration fees. $1500 in the provinces is plenty and if you are in the sweet spot for your income then you should be able to put a good chunk of money away every month for emergencies and money incase you need to bailout and return home. Remember that the philippines is a developing country, and political unrest or changes can affect you negatively. Don't go to the philippines or anywhere else for a woman , that's foolish. Come for yourself and the financial benefits or the weather or anything else but not a woman because you will be disappointed. The first woman that you meet is rarely the one that you end up with, and that is a statement made by almost every blogger in the philippines, so keep that in mind.
My mom (silent gen) told me that the standard when it comes to housing (be it renting or pay a mortgage), the max you should pay is 25% of your monthly income after taxes. if its more than 25%, prob expect having to "cut corners" in other expenses. if its less than 25%, you can save the remaining, or live a bit more extravagantly, depending.
That number varies a LOT depending on where you live and what you do with your money. The simple formula is this - the closer to western standards of housing and food, the closer the cost will be to western costs. There are MILLION dollar condos in Makati while there are places where you could by a huge plantation for the same price. If you are expecting to "live like a king" on $800 a month aim higher. You can live like the king of a trailer park in Appalachia for that.
true have friends in Bangkok that live the hi-society life..drinks for 100$ a pop meals for 3-400$ and condos near siam icon starting at 1 milj dollars and friends that live "cheap charlie" life in upper backstreets in Pattaya that spends max 10-15 $ a day ...its entirely up to you and what u wanna spend
So true! Seeing all these comparison videos even from Canada, we have some very overpriced real estate and high cost of living going on here. But its concentrated mostly in the big cities of Vancouver/Toronto. If someone wanted to be a trailer park king of the prairies on 1000$ a month it's still doable! I've seen it! Lol
Appreciate the information 👍🏽. I’ve been to the Philippines 5 times since 2018. I plan on retiring there in a year or so. So thank you for the information
I am living in Cebu Philippines for about 80K per month for two of us. 80K is almost $1,500. My rent is 8K. My WiFi is 1K. My water in 300 pesos. My electric is 2K (I do not have air conditioner), but I pay 2K to park my car, I pay 2 pesos per km to drive my motorcycle and 15 pesos per km to drive my car. I budget 6K per week for food for two of us and about a third of that gets to extended family. Soon, I will have the a13 visa. But I am 72 and I do not do that much. The doctors scare me. The legal system is a façade. The humidity was a problem when I first got here ten years ago. Not so much now. But no one has robbed me or hurt me.
Hello my gf and I are looking to move out of America to the Phillipines this fall to get away from the toxic western lifestyle if possible do you have any remote work for us we are still young (19 and 18) but we are very determined on this matter and can work for a cheaper salary so we can move out as soon as possible it would be greatly appreciated if so I can send you my email so that you can get to know us and decide if were a right fit.
Budgets are as wildly variable as the people who are on them. I do understand the requests for more info though, it does help those that haven't made the move yet have a baseline to shoot for so thanks for the update. The key is for them to watch these videos/talk to people on varied budgets to get a better feel for their lifestyles on that budget. The one thing I will warn people of though is electricity; comparing current rates in many Western countries the per kilowatt cost can actually be more expensive depending on the updated monthly rate here - yes, the kilowatt/hour does vary monthly here. It also varies by region as well in The Philippines.
I keep my spending at or below $2,000 a month. In Makati City. Eat out a few times a week at international restaurants. and buy imported foods. Cheese, butter etc. Save the rest for my side trips. When I take a vacation from my retirement.
I just watched the video. You are in a great position because you have an income well above $2,000.00, so you have a safety net, and this is important.
I've been living in Solano Nueva Vizcaya on my 10 th years , my retirement is good for me , I use half to live here and save the other half in America . We live on 137k pesos but don't spend it all , we save about 80 to 95k pesos a month because our cost here is very cheap . Water 350, scooter gas ,1k , propane 950, electric 2500 , internet 1,150 with tv , trash 40 3 months , food cooking 3 meals a day for 3 is 3k , my 6 month visa is 7500 and Alien card yearly 1500 . We also has a sari sari store that does 50 to 80k in sales a month No big profit just pays for our kitchen things like spices . We have 1 employee and pay her 8k a month. She runs the store and does other things for the family like taking grandkids to school.
Hello my gf and I are looking to move out of America to the Phillipines this fall to get away from the toxic western lifestyle if possible do you have any remote work for us we are still young (19 and 18) but we are very determined on this matter and can work for a cheaper salary so we can move out as soon as possible it would be greatly appreciated if so I can send you my email so that you can get to know us and decide if were a right fit.
Here in Davao City, you can still get a good place for 15-20 thousand pesos. Not many Americans or other Nationalities here. Davao is spread out so having transportation is smart. It can get really hot down here, but electricity rates are pretty low. I believe my last bill I was paying 12-15 pesos per kilowatt hour. So running the AC all day everyday wont really hit your budget as much. As for the locals here in Davao, they can come off as snobbish but I think they are just shy to speak english. 2000 usd a month here in Davao, you can do pretty much anything you want. Keep in mind though most bars close in davao city 930-10. Strict laws with alcohol enforced here. No sales after 1am.
Again. Very good Gio. You explain things clearly and specifically with good patience. This is your special skill. It must be the teacher in you.🙂 Thank you and God bless. ✝️
That is a nice budget video but it also is based on your area. Much more in other places. Just recommending to point that out. Your video expense on condo in Cebu was during the pandemic. You must have money set back for medical expenses if all they have is lousy Phil health coverage. Travel insurance is pay cash up front and ger reimbursed sometime later. If you point our the positves then point out the negatives or other drawbacks that people need to consider of your budget analysis.
Your budget is about same as my budget. I spend about $1,600.00. I spend $700.90 for my 6 employees to take care of our property. We have a hectare land. Just me and my wife.
Gio, $2,000 a month as a married man, but, possibly $1,500 a month as a single man would suffice I think. So glad I was stationed at Clark Air Base, Philippines 🇵🇭 back in 1991. Next year in 2025, hopefully to return and retire there at age 62. Thank you for this information.
My normal budget has been $1700 a month for normal relaxing days not worried about spending and eatinf out daily every or most meals. Being reckless, and i truly mean purposely wasting money to see worst case scenario, $4600 was what i spent. We did 27 islands, fancy foods where rich influencers go, grab everywhere, massages 4 times a week, gym, home cleaning, hotel stays, enchanted kingdom i think it was called. Good life living and safety net i want to say 2300-2500. Nice seeing your videos Gio, saw your videos during the pandemic and when i finally decided to go i may have arrived over prepared but im glad i went in excited without the anxiety
I'm still not entirely clear on the water situation. I get that you don't actually DRINK the tap water, but do you use it for cooking, in hopes the heat will kill the germs? Do you use it in your Keurig? Do you brush your teeth with tap water and just try not to swallow? If you're in a restaurant and order an iced drink, do you make sure the ice is made out of filtered water? Thanks!
I do 4 things with the tap water here. Shower, wash clothes, wash dishes and flush the toilet. All cooking and washing of fruits and veggies are bottled water. When I go out to eat I wash it down with a beer.
Tap water I don't use for cooking or my coffee. The most I will do with it is laundry, washing dishes and brushing my teeth. Ice I don't do because it is probably unfiltered ice or dirty.
When I was on vaca. in Cebu at Quest hotel I did drink some tap water in my room, had Iced tea in restaurants with ice. Most times I did get bottled water and you can just order it, but I wanted to see if it would do anything to me and i had no issues at all. But it is rare for me to have stomach or digestive problems.
Gio, I did an ACR card and 2 months extension in mid-January. I went to Bali in February, came back, got the 30 days stamp, now they made me get the 3030 peso 29 day Visa waiver (again). I thought I can start doing regular extensions since I have the ACR card?! That ACR card seems pointless to me now 😂 since I do an international trip every 1-2 months. The 6 months extension also seems pointless if tou travel often.
My magic numbers for a month in Philippines: 10 Gym workouts, 10 beach swims, 8 visits to local market, 4 games of pool (billiards), a hike in the mountains and 2 karaoke sessions (all done with the Pinay)
exactly,,,the Pinay just want money, they constantly have problems with family who need money,,,,They are a big headache, drama and on their phones 24hrs. No stress living alone,,,,,
You know when you think about it everyone has a different life style. So doing a budget over and over. I think a across the board average budget with plus and minus for those that love sitting in a bar or eating out alot more than those that have family. Just my opinion. But enjoy all your videos
Marriage visas can open u up to global income taxes and residence tax and health insurance tax It can be much cheaper to just fly 3 or 4 times a year and use tourist visas. 35 year expat. I know Have paid over $1000 a month in taxes many years Sometimes 2000 to $3000. See the big picture.
Our basic cost for a family of 3 in a 3bdrm, 2 bath townhouse in Naga is about $850/month, but our budget is $1100, allowing for extras. We save the rest.
I think budget videos are the only concept not overdone. How many times do you need to see a waterfall or talk about dating? But everyone has different budgets so the more you see the more defined your own gets.
Could you find out if anyone deals in american gold eagle 1 oz coins in Manila or elsewhere? I expect other people would be interested in your answer also would be interesting to see what prices they would buy and sell for there. Thanks
I did things a little differently. I naught a house with my wife in north Caloocan city where the electricity is reliable. That was 28,000 at the time with the exchange. It’s a 3 bedroom 3 bath I added about 9,000 in upgrades. We had a car she had before I got here and I got a motorbike for myself so I’m not stuck not being able to drive something on Tuesdays because of the lottery.😂 but our monthly expenses are around 1700.00 a month and we live what you would call an upper middle class life. She still works as a teacher and I’m retired with a business in America. We travel to America 2 times a year. That’s a bigger expense. If you’re not good at saving and budgeting you can be broke off 8k a month. Always have a backup plan with family back home with the money for airfare.
So helpful. Longtime subscriber here Do you know anything about La Union? Coming to the Philippines in October Have not been there since 1982 Retired and want to spend the rest of my days there Thanks Gio.
My partner and myself are living on 40K The key is to have affordable rent . The apartment is cozy with kitchen and air con I buy one meal a day from the local eateries costing 120 Pesos for 2 people Dinner is always light , soup and grilled cheese or pancakes etc Cheaper to buy a meal from the eateries than making it from scratch ...
for 4k you can pretty much do what you want, especially in a city like Dumaguete. I spent 10 days on vacation 6 days in Cebu and 4 daus in Duma. I spent $115 or so on average a day, that would be $3450 a month living in hotels, drinking beer almost every night and going out to eat all the time. i was on vacation so, I spent much more than normal. I know that I could cut tthat down to around $1000 - $1500 a month easily, if i lived there full time.
Yeah, you hit that video right on the head of the nail I’ve always said $2000 a month coming in every month until you drop dead is definitely sufficient to live a good life over here middle class style. I typically mentioned to people a little higher number than you did on the nesting part as far as the savings go I always tell them $50,000 but if you’re pretty healthy and you’re not always running to the hospital all the time find prescriptions stuff like that you can get by with 10,000 cash in the savings
Good evening from Florida Gio 🐸🙌 Are there any health food stores that would sell certain supplements and or organic healthier foods? I do plan on using or shopping at the markets on the 17th this month for fruits and vegetables, as I am a vegetarian. That is my primary concern, am I going to be able to find good things to eat ✌🏽 How long is Amazon delivery?
I get my supplements through Amazon and they tend to take 10-14 days to Metro Manila. With Prime many orders over $49 are free shipping. There are some local stores that have supplements but nothing like the States.
What I’ve been telling my wife between 2 of us we’d need 100,000. 60,000 is doable if we owned somewhere there. Also being on Balikayan need to budget a visa run once a year.
Just sharing what's my parents did. My dad work here in the US for 20 years and my mom stay on the Philippines. My dad provide money and my mom buy and build properties now dad retired he went back to to Philippines for good. My parents owns commercial building, apartments. They own big house which family house. Paid of cars brand new. No loans at all. So 100k + pesos for both of my parents and they support 1 collage. So 100k+ pesos no loans. you and your wife with 1 college you can live comfortable in the philippines . We live in Isabela region 2.
Whats going on with the electricity over there? Have been seeing some videos of people getting insane electric bills (300-500 USD) per month! Not sure if this is a one off but apparently the electricity there can be extremely volatile?
Yo Gio thanx for the update... but you did not include the VPN , OR the propane for cooking or cable TV or vehicle insurance & registration or trash removal or schooling fees ??? thank you.
The VPN is $3 monthly Propane we replace every 3 months for a 1000 pesos, no cable TV, no trash removal fees, no fees for school other than notepads, pencils etc... and registration and insurance every year costs about 1200 pesos.
Hey Gio. What did you figure out about phone service that can receive 2 factor auth from banks/etc. I know you were looking at tmobile and having a us plan that you can use there. I was looking it up and basically all the plans say not for permanent use outside the US. Wondering if you found a permanent solution to this. I'm most confused and worried about this since it's the only real source to access funds.
Didn't hear you say much about transportation. Do you rent or borrow a car sometimes? Taxis, registration, license. Its more than just gas for a bike. Am curious to hear if the 13a is cheaper, or take a vacation every year to roll over the balikbayan free visa. Either way, doesn't sound bad. This does sound like the budget of someone who does stay home with the family, like the average expat staying there. Good budget video even though transportation was commented on. Thanks for putting this video out. Very helpful, Gio...Jim
To each their own, lived here for a long time with my wife and “the family” in this situation 2k is living but not very good, 3k-4k a month you’re living large and so are your attached at the wallet family members. Best advice, stay single, look for an orphan to hook up with.
People who don't live here seem to think they can find a luxury condo or apartment for under 300 a month. Sure they can get a cheap place here, but the quality isn't good. In fact it's most likely pretty bad.
An interesting topic might be the issues/requirements for driving a new car or motor after purchase. I've heard a lot of differing reports. Mark (Every man...) was recently talking about local cops harassing him about registration after a new car purchase.
I currently live in Florida USA and live a good life on less than $1000/month and actually save $300 of that $1000 every month. And I go out to eat from time to time or catch a movie. I don’t go to Starbucks or drink or smoke or chew and I don’t run with those who do. I do go to church. So the influencers are saying I have to spend more in a developing country? Maybe it comes down to a lifestyle choice.
I assume you own your accommodation for something that cheap. 700$ minus your rent/mortgage is going to leave you with practically nothing or in the negative.
Gio, my wife and I think your apartment is a good value. Those barking dogs are an issue though. No two people will agree on a "Good Life" budget but $2K or more is reasonable IMO.
I have a question regarding this topic. I’m 55 and thinking of retiring early in South East Asia, I have a $1500 a month pension and $250k in stock bond portfolio and a 50k cash for emergency. Is this enough to retire in Southeast Asia? Thanks.
@@GiointhePhilippines yea Gio it depends on their disability rating from the VA, like me i am 100% disable vet, so i am not sure, but maybe able to get free medical, dental and eye sight from the VA in manila, if 100% disable vet ok, but would need to check that out first ok cheers :)
As an X-expat there of course I had become a budget geek. So when I bailed on the PH and returned to the Western mountain states I was religious about recording my monthly expenses living in my RV boondocking in BLM and USFS public lands following the seasons. After over 4 years full time traveling I was averaging about $1400 all in. Now I settled down in a small city in south central Oregon, (not the libtard side of Oregon.) It's one of the cheapest places left and luckily I was able to pay cash for my 700sqft railroad house. So now my expenses are also averaging just under $1400 for me and my Doberman. All in. Thats the same as I was spending in the PH with my X there. I rarely eat out and since this is grumpy America there are no social expenditures. That $1400 includes food, beer, all bills, even stuff like property tax and car ins & reg divided by 12. The only thing it doesn't include is fixing up this Shanty which is just for something to do.
Sorry that we keep asking the same question. It's just so hard to believe that i can live so happily with my wife for half of my military disability. Not to mention the properties and investments that i could liquidate. Im just trying to find the catch.
You spend a lot more than I do Gio wow I spend cable Cignal satellite tv for 1,000 pesos a month my electricity bill 1,000 something a month my water bill 300 pesos or 125 pesos a month I have Netflix which is like 500 pesos a month my groceries are like 40 dollars a month and I have 2 houses which I own in my province area I don't usually eat out unless I go with my parents or they bring me food I sometimes got to Butuan to see a movie which is like 2,000 pesos to commute back and fourth from my place and sometimes with my shopee and lazada orders maybe a 100 something dollars a month which I could cut down on but it's hard for me living in a province area and for the fact that I don't get out much contributes to that I guess. If you can afford it and have no problem paying for what you have now and want then yeah I say go for it I would spend that much if I had the money. That's about right 2,000 dollars a month I heard someone living in BGC needs about 3,000 dollars a month but it all depends on your lifestyle to
My partner and myself live in a one bedroom apartment . rent 12K , internet 700 PHP , electric 3000PHP , food 22K Total 38 k or $925 Canadian I put 20K or $500 CAD into my own medical plan instead of paying a insurance company eliminating the middle man
I wanna go to Japan 🇯🇵 so bad i wish i went before the whole Kyoto thing happened. Dumbasses gotta ruin it for the rest of us. Definitely wanna go 🔜 Great video as always Gio !!! :).
i d like to find a good condo for one or two month at a good price less than 25k pesos all included internet electricity water all for less than 25k per month in the city of cebu or lapu lapu
Although you are mentioning a "middle class" lifestyle, taking 4x international vacations per year hardly classifies you as such. Granted its merely my opinion, but I do think many would agree. pew research mentions the current middle class income is $65k per year, with low and high ranges of $43k and $130k respectively. Lastly, it goes without saying that the typical middle classes of the Philippines as compared to the west are vastly different in both income ranges, and thus lifestyles lived. (the low end middle class at $43K puts one within the solid upper class in the PI. approx $4000 a month and higher is in the rich category (upper upper class))
@@GiointhePhilippines Oh we all assumed as much. so no worries. On another note, it would be hard pressed for a typical US middle class family of 4 to take 4x intl vacations per year while still living in the USA, unless the family owned their own home, and is retired from work.
I like how a budget video turns into a competition on how I live on less than that. Or even I live on less than that in a supposed better country. Look … obviously if you live in a nepa hut and eat sardines and rice every day and only drink water the cost will be much lower. And if you’re guzzling alcohol and dating 3 chicks a day and living in a modern penthouse suite the cost will be higher. Di ba?
I must be doing something wrong. I have been here in the Philippines for just over 2 years. I lived the first 6 months in a condo, in Cebu the rest of the time here in Dumaguete, actually Bacong. I watch all of these videos of people living the good life for $1,500 a month. I don't really splurge all that much. I do have a girlfriend that doesn't cook, so we eat out most of the time. I pay 30,000 PHP for rent and about 8,000 for utilities. My monthly budget is closer to $3,000 a month. I am still comfortable and no danger of going broke. I think that it's just like living anywhere, you find a comfort zone with whatever budget you have. Enjoy life living in the Philippines.
Agree. Spending $3200 here in Cebu on the months I don't travel. Closer to $4500 when I travel. And I'm single and don't pay for dates generally. No idea, I think I'm doing something wrong 😊
do around 2 months inventory of where your $$$ is going. seems to me that alot is going towards fine dining. When I mean fine dining, even places like Shakeys, Max, Kenny Rodgers roasters, etc fall within it. i bet thats where alot of it goes. a pinay GF that doesnt or cant ? most pinays can cook.
what? ur spending 3200 in cebu,,,thats crazy,,,I lived in cebu city in a newer condo for 7 years,,,,i paid,,,$363 a month for rent, electricity was around $70 a month, food was around $600 a month,,,phone was $15 a month,,,internet was $30 a month,,,,grab around $40 a month,,,,what else do u need? @@wanderingdoc5075
Be well aware, cost of living rises all the time. These figures maybe comfortable NOW but if your income doesnt rise over time, then you will find that you and your family will struggle and good luck with that. I never factored in that all my live at home 3 female stepchildren would all have children before they were 18. It has stretched the budget to breaking point where all costs had to be slashed. So our standard of living has fallen dramatically. Beware if you have kid's, especially someone elses.
I'm living in Makati city near SM AURA mall and I'm paying P100k/month for a 160 SQM, 2 bed 3 bath condo, my electric bill averages around P8k-P10k/month. Food cost for 4 people (myself, wife, and two daughters) P30k-P40k/monthly, that inclusive of eating out 2-3x a week, I give my wife an P8k/weekly allowance, I pay P700/month for auto insurance, P1,500/month for wifi, and an additional P10k/month for misc. My monthly budget is P450k/month.
STOP BRAGGING >>>> YOU KNOW THAT'S THE SIN OF PRIDE ! AREN'T YOU THAT SUNGLASSES ON, .... BLIND FAKER .... HOBO SQUATTER, .... IN BGC SELLING PENCILS TO FOREIGNERS? THEN WALK AROUND THE CORNER AT 6 PM AND TAKE OFF YOUR SUNGLASSES GET IN YOUR "BEAMER" AND DRIVE TO MAKATI? AREN'T YOU THAT GUY? I'M REPORTING YOU TO RAFFY .... RAFFY TULFO !
We built our house in the Philippines while we were still working in the US before we retired. We pay zero rent. I needed aircon at first but rarely use it after 3 years here I only use fans. This past electric bill was only 1,286 pesos about 23 dollars. Gas water food eating out about 3 times a week do laundry twice a week no children, just the wife and I. 30 bucks a month internet we live comfortable on about 700 dollars per month. Owning our home makes a huge difference.
this is what i thought makes sense but nobody talks about.
1. own the home
2. feed yourself with a garden and chickens
3. heat with wood
4. fix stuff yourself
5. have a small part time biz online
6. exercise mornings
7. live in the fresh air
@@TheBillaro A friend of mine had a pig out the back; everyone said, Tony, what about the smell? He said, the pig doesn't mind.
@@johngreydanus2033love it 🤣😎👍🥳
Rental costs will change depending upon your needs . The general rule is between $300 to $600 dollars a month. This depends on location and amenities along with the quality of the unit. A newer home may be smaller than an older one, but the upgrades in building materials and amenities will be up to date. Not all air conditioning units are equal, and the philippines is a dumping ground for outdated units that don't have a 5 star rating. The more meters of space you have, the more expensive it will be to keep cool, and a unit that faces the setting sun will be hotter than a unit that faces the morning sun. I sat down with my girlfriend and got her input about a budget, and she seemed to think that $1000 to $1200 a month would be plenty for a decent all in budget . Keep in mind that she lives in the province and lives with her mother, so I just used the amount as a baseline. Medical was not included in the budget nor any immigration fees. $1500 in the provinces is plenty and if you are in the sweet spot for your income then you should be able to put a good chunk of money away every month for emergencies and money incase you need to bailout and return home. Remember that the philippines is a developing country, and political unrest or changes can affect you negatively. Don't go to the philippines or anywhere else for a woman , that's foolish. Come for yourself and the financial benefits or the weather or anything else but not a woman because you will be disappointed. The first woman that you meet is rarely the one that you end up with, and that is a statement made by almost every blogger in the philippines, so keep that in mind.
My mom (silent gen) told me that the standard when it comes to housing (be it renting or pay a mortgage), the max you should pay is 25% of your monthly income after taxes.
if its more than 25%, prob expect having to "cut corners" in other expenses.
if its less than 25%, you can save the remaining, or live a bit more extravagantly, depending.
That number varies a LOT depending on where you live and what you do with your money. The simple formula is this - the closer to western standards of housing and food, the closer the cost will be to western costs. There are MILLION dollar condos in Makati while there are places where you could by a huge plantation for the same price. If you are expecting to "live like a king" on $800 a month aim higher. You can live like the king of a trailer park in Appalachia for that.
true have friends in Bangkok that live the hi-society life..drinks for 100$ a pop meals for 3-400$ and condos near siam icon starting at 1 milj dollars and friends that live "cheap charlie" life in upper backstreets in Pattaya that spends max 10-15 $ a day ...its entirely up to you and what u wanna spend
True but on average 2k 8a good for the average expat- I'm on my 10 th year here . I know people living on way less and more .
I'm sold. I grew up in that neck of the woods, and the trailer parks can be a lot of fun!😂😂😂😂
BGC condos cost less per square meter to rent than many condos here in Cebu. I don't get it.
So true! Seeing all these comparison videos even from Canada, we have some very overpriced real estate and high cost of living going on here. But its concentrated mostly in the big cities of Vancouver/Toronto. If someone wanted to be a trailer park king of the prairies on 1000$ a month it's still doable! I've seen it! Lol
Thank you so much gio very informative you are a blessing can't say enough enjoy your day
Thank you! You too!
Good video. Definitely a good middle class life in the PI.
Appreciate the information 👍🏽. I’ve been to the Philippines 5 times since 2018. I plan on retiring there in a year or so. So thank you for the information
I am living in Cebu Philippines for about 80K per month for two of us. 80K is almost $1,500. My rent is 8K. My WiFi is 1K. My water in 300 pesos. My electric is 2K (I do not have air conditioner), but I pay 2K to park my car, I pay 2 pesos per km to drive my motorcycle and 15 pesos per km to drive my car. I budget 6K per week for food for two of us and about a third of that gets to extended family. Soon, I will have the a13 visa. But I am 72 and I do not do that much. The doctors scare me. The legal system is a façade. The humidity was a problem when I first got here ten years ago. Not so much now. But no one has robbed me or hurt me.
Can you solve legal issues with the appropriate application of cash money?
Hello my gf and I are looking to move out of America to the Phillipines this fall to get away from the toxic western lifestyle if possible do you have any remote work for us we are still young (19 and 18) but we are very determined on this matter and can work for a cheaper salary so we can move out as soon as possible it would be greatly appreciated if so I can send you my email so that you can get to know us and decide if were a right fit.
My water bill in Phuket Thailand is 3 dollars ❤ electric 40 dollar (about half day running).
When I lived in Vietnam my expenses were about $800 monthly.
@@GiointhePhilippinesWhere in Vietnam did you live Gio? Seems difficult to move there long term if you're below age 50, correct me if I am wrong
Phuket is obnoxiously expensive lol
Budgets are as wildly variable as the people who are on them. I do understand the requests for more info though, it does help those that haven't made the move yet have a baseline to shoot for so thanks for the update. The key is for them to watch these videos/talk to people on varied budgets to get a better feel for their lifestyles on that budget. The one thing I will warn people of though is electricity; comparing current rates in many Western countries the per kilowatt cost can actually be more expensive depending on the updated monthly rate here - yes, the kilowatt/hour does vary monthly here. It also varies by region as well in The Philippines.
Thx Gio. $2000 seems to be the sweet spot for most married expats
I think the majority of guys are spending between $1500 to $2000 and living just fine.
That's a good amount .. I live on half my retirement here on 137k pesos and I save most of that .
I keep my spending at or below $2,000 a month. In Makati City. Eat out a few times a week at international restaurants. and buy imported foods. Cheese, butter etc. Save the rest for my side trips. When I take a vacation from my retirement.
@@GiointhePhilippines have you seen this video? They are talking about you
I just watched the video. You are in a great position because you have an income well above $2,000.00, so you have a safety net, and this is important.
Good info. That’s not a bad price.
Thank you my friend
Always welcome
Dating and cost of living videos are in the highest demand and honestly I still love to watch them 😂
Thanks!
You bet! Thank you for the Super Thanks!
Good stuff Gio, thanks for the update!
You bet!
I've been living in Solano Nueva Vizcaya on my 10 th years , my retirement is good for me , I use half to live here and save the other half in America . We live on 137k pesos but don't spend it all , we save about 80 to 95k pesos a month because our cost here is very cheap . Water 350, scooter gas ,1k , propane 950, electric 2500 , internet 1,150 with tv , trash 40 3 months , food cooking 3 meals a day for 3 is 3k , my 6 month visa is 7500 and Alien card yearly 1500 . We also has a sari sari store that does 50 to 80k in sales a month No big profit just pays for our kitchen things like spices . We have 1 employee and pay her 8k a month. She runs the store and does other things for the family like taking grandkids to school.
Hello my gf and I are looking to move out of America to the Phillipines this fall to get away from the toxic western lifestyle if possible do you have any remote work for us we are still young (19 and 18) but we are very determined on this matter and can work for a cheaper salary so we can move out as soon as possible it would be greatly appreciated if so I can send you my email so that you can get to know us and decide if were a right fit.
So is travel insurance better than going thru Micheal Onstad ? Your opinion
Hope you and your Asawa Maya and family had a very happy Easter 🐰
Same to you!
Hey gio. What is the health insurance used here that some use?
Travel medical or Phil heath or pacific cross
Here in Davao City, you can still get a good place for 15-20 thousand pesos. Not many Americans or other Nationalities here. Davao is spread out so having transportation is smart. It can get really hot down here, but electricity rates are pretty low. I believe my last bill I was paying 12-15 pesos per kilowatt hour. So running the AC all day everyday wont really hit your budget as much. As for the locals here in Davao, they can come off as snobbish but I think they are just shy to speak english. 2000 usd a month here in Davao, you can do pretty much anything you want. Keep in mind though most bars close in davao city 930-10. Strict laws with alcohol enforced here. No sales after 1am.
Again. Very good Gio. You explain things clearly and specifically with good patience. This is your special skill. It must be the teacher in you.🙂 Thank you and God bless. ✝️
Wow, you are getting married, So happy for you. Congradulations !
That is a nice budget video but it also is based on your area. Much more in other places. Just recommending to point that out. Your video expense on condo in Cebu was during the pandemic. You must have money set back for medical expenses if all they have is lousy Phil health coverage. Travel insurance is pay cash up front and ger reimbursed sometime later. If you point our the positves then point out the negatives or other drawbacks that people need to consider of your budget analysis.
The magical monthly number is one dollar as long as you have a wealthy and very generous Filipina that will love you forever
Your budget is about same as my budget. I spend about $1,600.00. I spend $700.90 for my 6 employees to take care of our property. We have a hectare land. Just me and my wife.
Gio, $2,000 a month as a married man, but, possibly $1,500 a month as a single man would suffice I think. So glad I was stationed at Clark Air Base, Philippines 🇵🇭 back in 1991. Next year in 2025, hopefully to return and retire there at age 62. Thank you for this information.
7K per month for electric ⚡️ is ok because I have a place in a modern western city and my electric ⚡️ is the same with no aircon in my property
I did my one motorbike trip up the mountain. Not doing that again.
My normal budget has been $1700 a month for normal relaxing days not worried about spending and eatinf out daily every or most meals.
Being reckless, and i truly mean purposely wasting money to see worst case scenario, $4600 was what i spent. We did 27 islands, fancy foods where rich influencers go, grab everywhere, massages 4 times a week, gym, home cleaning, hotel stays, enchanted kingdom i think it was called.
Good life living and safety net i want to say 2300-2500.
Nice seeing your videos Gio, saw your videos during the pandemic and when i finally decided to go i may have arrived over prepared but im glad i went in excited without the anxiety
whats a rich influencer ?
HI Gio, love your content. I noticed that you mentioned one of the units where you live is an Airbnb, Do you know the current price and the Airbnb ID?
I would imagine he will keep that private
I'm still not entirely clear on the water situation. I get that you don't actually DRINK the tap water, but do you use it for cooking, in hopes the heat will kill the germs? Do you use it in your Keurig? Do you brush your teeth with tap water and just try not to swallow? If you're in a restaurant and order an iced drink, do you make sure the ice is made out of filtered water? Thanks!
I do 4 things with the tap water here. Shower, wash clothes, wash dishes and flush the toilet. All cooking and washing of fruits and veggies are bottled water.
When I go out to eat I wash it down with a beer.
I don't put the tap water in my mouth at all
Tap water I don't use for cooking or my coffee. The most I will do with it is laundry, washing dishes and brushing my teeth. Ice I don't do because it is probably unfiltered ice or dirty.
When I was on vaca. in Cebu at Quest hotel I did drink some tap water in my room, had Iced tea in restaurants with ice. Most times I did get bottled water and you can just order it, but I wanted to see if it would do anything to me and i had no issues at all. But it is rare for me to have stomach or digestive problems.
GQQD POINTS COLUMBO
Gio, I did an ACR card and 2 months extension in mid-January. I went to Bali in February, came back, got the 30 days stamp, now they made me get the 3030 peso 29 day Visa waiver (again). I thought I can start doing regular extensions since I have the ACR card?! That ACR card seems pointless to me now 😂 since I do an international trip every 1-2 months. The 6 months extension also seems pointless if tou travel often.
I never did 6 months because like you I like traveling often.
My magic numbers for a month in Philippines: 10 Gym workouts, 10 beach swims, 8 visits to local market, 4 games of pool (billiards), a hike in the mountains and 2 karaoke sessions (all done with the Pinay)
exactly,,,the Pinay just want money, they constantly have problems with family who need money,,,,They are a big headache, drama and on their phones 24hrs. No stress living alone,,,,,
VERY CLEVER, VERY FUNNY - "WRY" SENSE OF HUMOR
Is your Keurig 220v or how do you handle the voltage adjustment? If it's 220v, where did you get it?
220V from the US but I bought A step down currency regulator so I can run my 220V appliances.
@@GiointhePhilippines I want a currency regulator! My money keeps fluctuating...
@@jjess4good one!
You know when you think about it everyone has a different life style. So doing a budget over and over. I think a across the board average budget with plus and minus for those that love sitting in a bar or eating out alot more than those that have family. Just my opinion. But enjoy all your videos
Marriage visas can open u up to global income taxes and residence tax and health insurance tax It can be much cheaper to just fly 3 or 4 times a year and use tourist visas. 35 year expat. I know Have paid over $1000 a month in taxes many years Sometimes 2000 to $3000. See the big picture.
Our basic cost for a family of 3 in a 3bdrm, 2 bath townhouse in Naga is about $850/month, but our budget is $1100, allowing for extras. We save the rest.
O bon holidays in Aug prices can double make reservations months in advance
I think budget videos are the only concept not overdone. How many times do you need to see a waterfall or talk about dating? But everyone has different budgets so the more you see the more defined your own gets.
I agree.
Could you find out if anyone deals in american gold eagle 1 oz coins in Manila or elsewhere? I expect other people would be interested in your answer also would be interesting to see what prices they would buy and sell for there. Thanks
I did things a little differently. I naught a house with my wife in north Caloocan city where the electricity is reliable. That was 28,000 at the time with the exchange. It’s a 3 bedroom 3 bath I added about 9,000 in upgrades. We had a car she had before I got here and I got a motorbike for myself so I’m not stuck not being able to drive something on Tuesdays because of the lottery.😂 but our monthly expenses are around 1700.00 a month and we live what you would call an upper middle class life. She still works as a teacher and I’m retired with a business in America. We travel to America 2 times a year. That’s a bigger expense. If you’re not good at saving and budgeting you can be broke off 8k a month. Always have a backup plan with family back home with the money for airfare.
Are there morning markets close to your home Gio?
Yes, we have one just near that sells fresh fish and fruits and veggies.
So helpful.
Longtime subscriber here
Do you know anything about La Union?
Coming to the Philippines in October
Have not been there since 1982
Retired and want to spend the rest of my days there
Thanks Gio.
I have a ss and pension of 2200 USD per month
La Union is a nice place, popular for surfing with tourists.
@@GiointhePhilippines Thanks for the response and additional information.
I have been waiting for new information like this about the Philippines cost of living in 2024. Thanks for sharing!
Glad it was helpful!
Hello...Correct me if I am wrong. It seems to me a single guy could be comfortable on about 80K php a month?
My partner and myself are living on 40K The key is to have affordable rent . The apartment is cozy with kitchen and air con I buy one meal a day from the local eateries costing 120 Pesos for 2 people Dinner is always light , soup and grilled cheese or pancakes etc Cheaper to buy a meal from the eateries than making it from scratch ...
Gio, you still coming to Japan in August. My god!! Too hot and humid. I live in Yokohama, Japan. I fear the month of August.
Yea, still coming August 9.
How much more if you had water and electric 24/7?
Hot water is in the showers
For air con , I pay 4000PHP an month water 300 PHP for a small apartment
As long as you got water, power, and good old AC.
Great informative video
Hey Gio , I typically like to go to daily happy hour , plus eat out every day . My budget is around 4k us monthly , is that reasonable ?
very much so
for 4k you can pretty much do what you want, especially in a city like Dumaguete. I spent 10 days on vacation 6 days in Cebu and 4 daus in Duma. I spent $115 or so on average a day, that would be $3450 a month living in hotels, drinking beer almost every night and going out to eat all the time. i was on vacation so, I spent much more than normal. I know that I could cut tthat down to around $1000 - $1500 a month easily, if i lived there full time.
Yeah, you hit that video right on the head of the nail I’ve always said $2000 a month coming in every month until you drop dead is definitely sufficient to live a good life over here middle class style. I typically mentioned to people a little higher number than you did on the nesting part as far as the savings go I always tell them $50,000 but if you’re pretty healthy and you’re not always running to the hospital all the time find prescriptions stuff like that you can get by with 10,000 cash in the savings
how can i find a condo with airco, swimming pool, security, garden one bedroom ?
Good evening from Florida Gio 🐸🙌
Are there any health food stores that would sell certain supplements and or organic healthier foods?
I do plan on using or shopping at the markets on the 17th this month for fruits and vegetables, as I am a vegetarian.
That is my primary concern, am I going to be able to find good things to eat ✌🏽
How long is Amazon delivery?
I get my supplements through Amazon and they tend to take 10-14 days to Metro Manila. With Prime many orders over $49 are free shipping.
There are some local stores that have supplements but nothing like the States.
Always an adventure. 😂. Sometimes you never know what you are going to get, don't plan to far in advance.
After watching your video it made me realize that it is more important to eat, then to sleep, even for an american. But both are needed.
What I’ve been telling my wife between 2 of us we’d need 100,000. 60,000 is doable if we owned somewhere there. Also being on Balikayan need to budget a visa run once a year.
Do you have to pay for bike insurance? Do you have a car?
I have a motorbike. Insurance and registration cost 1200 pesos or about $20 yearly.
Just sharing what's my parents did. My dad work here in the US for 20 years and my mom stay on the Philippines. My dad provide money and my mom buy and build properties now dad retired he went back to to Philippines for good. My parents owns commercial building, apartments. They own big house which family house. Paid of cars brand new. No loans at all. So 100k + pesos for both of my parents and they support 1 collage. So 100k+ pesos no loans. you and your wife with 1 college you can live comfortable in the philippines . We live in Isabela region 2.
Whats going on with the electricity over there? Have been seeing some videos of people getting insane electric bills (300-500 USD) per month! Not sure if this is a one off but apparently the electricity there can be extremely volatile?
$300 to $500 seems way too much!
Yo Gio thanx for the update... but you did not include the VPN , OR the propane for cooking or cable TV or vehicle insurance & registration or trash removal or schooling fees ??? thank you.
The VPN is $3 monthly Propane we replace every 3 months for a 1000 pesos, no cable TV, no trash removal fees, no fees for school other than notepads, pencils etc... and registration and insurance every year costs about 1200 pesos.
Hey Gio. What did you figure out about phone service that can receive 2 factor auth from banks/etc. I know you were looking at tmobile and having a us plan that you can use there. I was looking it up and basically all the plans say not for permanent use outside the US. Wondering if you found a permanent solution to this. I'm most confused and worried about this since it's the only real source to access funds.
Didn't hear you say much about transportation. Do you rent or borrow a car sometimes? Taxis, registration, license. Its more than just gas for a bike. Am curious to hear if the 13a is cheaper, or take a vacation every year to roll over the balikbayan free visa. Either way, doesn't sound bad.
This does sound like the budget of someone who does stay home with the family, like the average expat staying there. Good budget video even though transportation was commented on. Thanks for putting this video out. Very helpful, Gio...Jim
I own a motorbike so other than gas and occasional maintenance I don't have any expenses.
To each their own, lived here for a long time with my wife and “the family” in this situation 2k is living but not very good, 3k-4k a month you’re living large and so are your attached at the wallet family members. Best advice, stay single, look for an orphan to hook up with.
People who don't live here seem to think they can find a luxury condo or apartment for under 300 a month. Sure they can get a cheap place here, but the quality isn't good. In fact it's most likely pretty bad.
Absolutely!
Have you taken Naya to America on a b2 visa yet
Not yet but next year.
19:13 😮wow only $1609
I thought it was good for what he gets. Even buys some crap on Amazon.😮
An interesting topic might be the issues/requirements for driving a new car or motor after purchase. I've heard a lot of differing reports. Mark (Every man...) was recently talking about local cops harassing him about registration after a new car purchase.
One of the best video on Dumaguette ever - Thanks
I appreciate that.
I currently live in Florida USA and live a good life on less than $1000/month and actually save $300 of that $1000 every month. And I go out to eat from time to time or catch a movie. I don’t go to Starbucks or drink or smoke or chew and I don’t run with those who do. I do go to church. So the influencers are saying I have to spend more in a developing country? Maybe it comes down to a lifestyle choice.
😂
You must be using the food banks or something. 700 bucks would barely pay most peoples rent these days.
I assume you own your accommodation for something that cheap. 700$ minus your rent/mortgage is going to leave you with practically nothing or in the negative.
Yea. I'm spending $4300/mo. here in Cebu and I can't find beef in any grocery stores 😂 Philippines is 4th world even compared to Thailand
Is this including rent/mortgage+utilities and transportation?
Gio, my wife and I think your apartment is a good value. Those barking dogs are an issue though.
No two people will agree on a "Good Life" budget but $2K or more is reasonable IMO.
I haven't been able to spend less than $3K in Cebu. I need to learn from you guys
Thank you 😊
does Gio live in an apartment or house ? thank you
apartment
WHAT CITY AND AREA ARE YOU TALKING ABOUT
Dumaguete
I have a question regarding this topic. I’m 55 and thinking of retiring early in South East Asia, I have a $1500 a month pension and $250k in stock bond portfolio and a 50k cash for emergency. Is this enough to retire in Southeast Asia? Thanks.
Depends on your lifestyle and where you live but I'd say you would probably be fine.
Can you get health insurance if you're disabled?
you would have to check I am not sure.
@@GiointhePhilippines yea Gio it depends on their disability rating from the VA, like me i am 100% disable vet, so i am not sure, but maybe able to get free medical, dental and eye sight from the VA in manila, if 100% disable vet ok, but would need to check that out first ok cheers :)
For what you described, would you say that this sounds like a normal basic Western-style life?
Thank yo Gio
Geo has a good budget
Wave, click or max what do you reccomend?❤
Nmax in my opinion.
As an X-expat there of course I had become a budget geek. So when I bailed on the PH and returned to the Western mountain states I was religious about recording my monthly expenses living in my RV boondocking in BLM and USFS public lands following the seasons. After over 4 years full time traveling I was averaging about $1400 all in.
Now I settled down in a small city in south central Oregon, (not the libtard side of Oregon.) It's one of the cheapest places left and luckily I was able to pay cash for my 700sqft railroad house. So now my expenses are also averaging just under $1400 for me and my Doberman. All in. Thats the same as I was spending in the PH with my X there. I rarely eat out and since this is grumpy America there are no social expenditures. That $1400 includes food, beer, all bills, even stuff like property tax and car ins & reg divided by 12. The only thing it doesn't include is fixing up this Shanty which is just for something to do.
Why did you leave the philippines ? Just needed a change of scenery ?
Yeah I live in Cebu. I spend $3K a month if I'm not traveling, and $4-4.5K if I am (I usually am). PH isn't as cheap as I thought it was going to be.
Living in the provinces of Thailand , away from tourists is much cheaper than Philippines.
Sorry that we keep asking the same question. It's just so hard to believe that i can live so happily with my wife for half of my military disability. Not to mention the properties and investments that i could liquidate. Im just trying to find the catch.
You spend a lot more than I do Gio wow I spend cable Cignal satellite tv for 1,000 pesos a month my electricity bill 1,000 something a month my water bill 300 pesos or 125 pesos a month I have Netflix which is like 500 pesos a month my groceries are like 40 dollars a month and I have 2 houses which I own in my province area I don't usually eat out unless I go with my parents or they bring me food I sometimes got to Butuan to see a movie which is like 2,000 pesos to commute back and fourth from my place and sometimes with my shopee and lazada orders maybe a 100 something dollars a month which I could cut down on but it's hard for me living in a province area and for the fact that I don't get out much contributes to that I guess. If you can afford it and have no problem paying for what you have now and want then yeah I say go for it I would spend that much if I had the money. That's about right 2,000 dollars a month I heard someone living in BGC needs about 3,000 dollars a month but it all depends on your lifestyle to
My partner and myself live in a one bedroom apartment . rent 12K , internet 700 PHP , electric 3000PHP , food 22K Total 38 k or $925 Canadian I put 20K or $500 CAD into my own medical plan instead of paying a insurance company eliminating the middle man
where do u live?
Our budget is a little more but similar to yours 5-6k for electric, 17k for townhouse, 20k for food. Definitely doable.
I wanna go to Japan 🇯🇵 so bad i wish i went before the whole Kyoto thing happened. Dumbasses gotta ruin it for the rest of us.
Definitely wanna go 🔜
Great video as always Gio !!! :).
I live a life most would envy in Thailand and I still dont live beyond my means. I really should be saving a lot of money every year....
If you pay that much on rent why not build your house since you and wife have extra income? You did not include the school expanses? Great info.
We will build our own house in the next year or so. School expenses don't consist of more than a few pesos for pens, pencils, and paper.
How is the cost to give your Filipina on a monthly basis?
I don't give her monthly money because she has her own income and I pay all the other bills.
i d like to find a good condo for one or two month at a good price less than 25k pesos all included internet electricity water all for less than 25k per month in the city of cebu or lapu lapu
Gio, how do you apply or converting your US drivers license to drive a motorcycle in Philippines? Do you have a video that discuss that?
Well, your license is good for 90 days here and after that you need to convert, I will do a video on that.
Although you are mentioning a "middle class" lifestyle, taking 4x international vacations per year hardly classifies you as such. Granted its merely my opinion, but I do think many would agree.
pew research mentions the current middle class income is $65k per year, with low and high ranges of $43k and $130k respectively.
Lastly, it goes without saying that the typical middle classes of the Philippines as compared to the west are vastly different in both income ranges, and thus lifestyles lived.
(the low end middle class at $43K puts one within the solid upper class in the PI. approx $4000 a month and higher is in the rich category (upper upper class))
I guess I was speaking American Middle class not Philippines, I should have clarified.
@@GiointhePhilippines Oh we all assumed as much. so no worries.
On another note, it would be hard pressed for a typical US middle class family of 4 to take 4x intl vacations per year while still living in the USA, unless the family owned their own home, and is retired from work.
It would be impossible for me if I was still living in the USA. One trip a year maybe.
@@GiointhePhilippines agreed, ergo you really arent "middle class" here in the PI with 4x intl vacations per year. Good Topic though. ~gizziiusa
that is why living in the philippines is so attractive, you can live an equivalent American middle class lifestyle for around $1,500 a month in Duma.
8k a month for electricity is crazy expensive
Don't forget UA-cam premium (monthly around 130P ? ) to get rid of those pesky adds.
CELL SERVICE ???
599 pesos a month or about $10
I like how a budget video turns into a competition on how I live on less than that. Or even I live on less than that in a supposed better country. Look … obviously if you live in a nepa hut and eat sardines and rice every day and only drink water the cost will be much lower. And if you’re guzzling alcohol and dating 3 chicks a day and living in a modern penthouse suite the cost will be higher. Di ba?
I must be doing something wrong. I have been here in the Philippines for just over 2 years. I lived the first 6 months in a condo, in Cebu the rest of the time here in Dumaguete, actually Bacong. I watch all of these videos of people living the good life for $1,500 a month. I don't really splurge all that much. I do have a girlfriend that doesn't cook, so we eat out most of the time. I pay 30,000 PHP for rent and about 8,000 for utilities. My monthly budget is closer to $3,000 a month. I am still comfortable and no danger of going broke. I think that it's just like living anywhere, you find a comfort zone with whatever budget you have. Enjoy life living in the Philippines.
Agree. Spending $3200 here in Cebu on the months I don't travel. Closer to $4500 when I travel. And I'm single and don't pay for dates generally. No idea, I think I'm doing something wrong 😊
Yeah, same here. 3k min.
do around 2 months inventory of where your $$$ is going. seems to me that alot is going towards fine dining. When I mean fine dining, even places like Shakeys, Max, Kenny Rodgers roasters, etc fall within it. i bet thats where alot of it goes.
a pinay GF that doesnt or cant ? most pinays can cook.
lol, $3K in Cebu? I spend $2300/month here in a really nice suburb of Dallas, Texas. $3K in the Philippines is downright ridiculous!
what? ur spending 3200 in cebu,,,thats crazy,,,I lived in cebu city in a newer condo for 7 years,,,,i paid,,,$363 a month for rent, electricity was around $70 a month, food was around $600 a month,,,phone was $15 a month,,,internet was $30 a month,,,,grab around $40 a month,,,,what else do u need? @@wanderingdoc5075
Be well aware, cost of living rises all the time. These figures maybe comfortable NOW but if your income doesnt rise over time, then you will find that you and your family will struggle and good luck with that. I never factored in that all my live at home 3 female stepchildren would all have children before they were 18. It has stretched the budget to breaking point where all costs had to be slashed. So our standard of living has fallen dramatically. Beware if you have kid's, especially someone elses.
40 US dollar for the Internet and I guess you have a fast unlimited Internet. Right? That is a good deal.
The magic monthly number is always the same, it depends on your lifestyle...
I'm living in Makati city near SM AURA mall and I'm paying P100k/month for a 160 SQM, 2 bed 3 bath condo, my electric bill averages around P8k-P10k/month. Food cost for 4 people (myself, wife, and two daughters) P30k-P40k/monthly, that inclusive of eating out 2-3x a week, I give my wife an P8k/weekly allowance, I pay P700/month for auto insurance, P1,500/month for wifi, and an additional P10k/month for misc.
My monthly budget is P450k/month.
no you dont, lets be honest, smh
STOP BRAGGING >>>> YOU KNOW THAT'S THE SIN OF PRIDE ! AREN'T YOU THAT SUNGLASSES ON, .... BLIND FAKER .... HOBO SQUATTER, .... IN BGC SELLING PENCILS TO FOREIGNERS? THEN WALK AROUND THE CORNER AT 6 PM AND TAKE OFF YOUR SUNGLASSES GET IN YOUR "BEAMER" AND DRIVE TO MAKATI? AREN'T YOU THAT GUY? I'M REPORTING YOU TO RAFFY .... RAFFY TULFO !
If you already own a condo 1000 usd is more than enough 😊
$3000
You arent overpaying on your rent.....rent in the PI is massively overpriced