Savings Account में कितना Cash जमा कर सकते है| नोटिस से कैसे बचें | Cash Limit Rule 2023 | CA Sachin

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  • Опубліковано 25 чер 2021
  • All About cash Deposit in Saving Account?
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    Q1 How much cash can be deposited in savings account?
    Cash deposits and withdrawals of Rs 10 lakh or more in a bank account in a financial year are required to be reported to the tax authorities, you need to be careful if you are exceeding the prescribed threshold. This limit is Rs 50 lakh and more in case of current accounts
    Q2 Meaning of Joint Account?
    All Saving Account, Joint account, Minor account where Your PAN attached or not, same branch saving account, other branch saving account considered.
    Q3 How Avoid Income tax Notice?
    Always use current account for cash and day to day activity and keep sources of CASH with document and supporting.
    Q4 How Bank Report to the Income Tax department?
    Bank send the details of cash deposit with address, PAN, Amount of cash deposit and account Number.
    Q5 How Income tax verify the transaction?
    Income tax Department verify the income tax return, old record and match the financial capacity to deposit the cash and ask the sources of cash.

КОМЕНТАРІ • 953

  • @vinodnanlani3044
    @vinodnanlani3044 2 роки тому +7

    "Income tax officer ko aapki age ya bimari se koi lena dena nahi "👌
    Super Quote
    Bade Nirdayi hain officer 😁😁

  • @atulnangru862
    @atulnangru862 3 роки тому +6

    Excellent information sachin ji
    Keep going

  • @venkatnaidu8354
    @venkatnaidu8354 2 роки тому +2

    Very nice vdo study ...we came to know many details....thanks for educating so many people .....

  • @vidyutmankodi5159
    @vidyutmankodi5159 2 роки тому +1

    Thanks Sachinji. Very good advice.

  • @jeetsinghjalal1999
    @jeetsinghjalal1999 2 роки тому +3

    aapko dekh kr apne sir ki yaad aa gyi...bhut bdiya explain krte ho ap. bilkul zameeni sachhayi ko btate hue or example dekr...behtareen video. great work.

    • @expertcasachin
      @expertcasachin  2 роки тому +1

      Thanks dear
      Keep supporting🙏🏻

    • @jeetsinghjalal1999
      @jeetsinghjalal1999 2 роки тому

      sir 10 lac ka transaction mai deposit & withdraw dono count hote hain...jese 6 lac deposit or 4 lac withdraw ho to wo 10 lac ka transaction mana jayega F.Y mai?

    • @expertcasachin
      @expertcasachin  2 роки тому +2

      No only deposit in a fy

  • @rameshsharma1952
    @rameshsharma1952 2 роки тому +16

    CA Sachin ji You are really Expert.Your You tube Lectures deserve Rewards
    R C Sharma Advocate Rohini

  • @omvirsingh5123
    @omvirsingh5123 Рік тому +1

    Best method everything is catch by list ner, u r best teacher of accountancy

  • @jssuranas5402
    @jssuranas5402 2 роки тому +1

    thank you so much for this useful information 🙏

  • @PradipAnchan
    @PradipAnchan 2 роки тому +6

    Excellence at it's Best 👍🙏

  • @sud.official
    @sud.official 3 роки тому +15

    #Gazaab, the best video on your channel. 100 likes.
    Specially recommended to all the elderlies who have less knowledge of new IT rules and who are still doing things like they used to do. I have shared this with everyone in the family. Keep up.

    • @expertcasachin
      @expertcasachin  3 роки тому +3

      🙏🏻😊 thanks

    • @user-hb2bw5ou8v
      @user-hb2bw5ou8v 2 роки тому +2

      @@expertcasachin sir mere mummy ke death ke bad uske policy ke paise mere papa ke account me 50 lakhs aa gaye hai..... aur abhi vo chahate hai ki vo sara paisa mere account me dal diya jaye...issse muze koi problem aa sakati hai kya????? aur aise paise mere account me dalne se pahle kya precautions lene padenge pls bataiye sir...

    • @expertcasachin
      @expertcasachin  2 роки тому +3

      How many brothers and sister u have ???

    • @user-hb2bw5ou8v
      @user-hb2bw5ou8v 2 роки тому +2

      @@expertcasachin sir....1 sister hai...22 years old...

    • @expertcasachin
      @expertcasachin  2 роки тому +1

      Ok then prepare a registered gift deed with Noc of ur sister

  • @hariprakashagrawal3555
    @hariprakashagrawal3555 2 роки тому +1

    Explanation is very nice

  • @navjotkaur-vb9vi
    @navjotkaur-vb9vi 2 роки тому

    good lecture sir,

  • @BibekGhoshh1
    @BibekGhoshh1 2 роки тому +6

    Thank you so much sir for this information ❤️

  • @shreya26173
    @shreya26173 2 роки тому +4

    Great, liked very much your presentation, keep it up

  • @ahmedsayyad7847
    @ahmedsayyad7847 2 роки тому +1

    BRILLIANT, absulitly, brilliant 👍👍👍👍,sir wife ke account ke paise 10 lakh main gine jate hai.

  • @drchraajk3522
    @drchraajk3522 Рік тому +1

    U r simply superb..incredible.

  • @maziz6237
    @maziz6237 2 роки тому +6

    “Sasura China wala”….😁.. Comedy in financial tragedy…Sirji Shows confidence . Appreciate .

  • @prabhakarbairagi4113
    @prabhakarbairagi4113 2 роки тому +6

    Amazing person with excellent knowledge 👍

  • @ashanautiyal767
    @ashanautiyal767 2 роки тому

    Thank u for impormation

  • @Srinivas6046
    @Srinivas6046 2 роки тому +2

    Sir Apka ye informations video kabhi rukna nahi Chahiye sir superb video sir.. 🙏🙏♥️♥️

  • @jpcrasta
    @jpcrasta 2 роки тому +5

    All income tax rules are meant for the poor people only. The crooks have already taken care of their money and themselves. It's only we people have to follow the rules and regulations. And even those who follow the rules have to pay the price for those goons.

  • @informationtv19
    @informationtv19 Рік тому +3

    Black money sirf middle class walon ke pass hai rich people ke pass black money hota hi nahi ridiculous tax rules 400% is very cruel

  • @manasdebnath5172
    @manasdebnath5172 Рік тому

    satsified by your presentation

  • @blackhacker8911
    @blackhacker8911 2 роки тому +1

    Nice information great video

  • @_Aanand
    @_Aanand 2 роки тому +3

    Excellent knowledge & video thanx for this❤🙏🏻. Where is your office?

  • @yashsahu8248
    @yashsahu8248 2 роки тому +5

    Sir i am.doing freelancing and have done many projects where i have received payment through cash mode ,what are your suggestions to.manage that

  • @PushpendraSingh-nl8cy
    @PushpendraSingh-nl8cy 2 роки тому

    Okk sir ji thank you 😊

  • @satishsahu5589
    @satishsahu5589 2 роки тому +2

    Very good knowledge, thanks. Sir ji.

  • @accountingincometax2439
    @accountingincometax2439 2 роки тому +7

    Sir ur way of explanation is awesome 👍
    Sir i am taking home tution but since my income from tution is lower than basic exemption limit so i was not filing any return. Now this year i have received rs 4 lakh as inheritance ( revd frm grandfather as he is not well so he distributed his savings )
    So out of those 4 lakh i made fd of 2 lakh (cash) in bank and for remaining 2 lakh (cash) i invested in post office yes both fd were made in cash so pls guide me what shall do ? Will i get notice ?
    Do i need to file income tax return or not since my income is less than basic limit but this yr due to inheritance money i have made fd of rs 4 lakh (half in bank and half in post ).

    • @expertcasachin
      @expertcasachin  2 роки тому +1

      Yes file itr at least
      No major issue dear enjoy

    • @accountingincometax2439
      @accountingincometax2439 2 роки тому +1

      @@expertcasachin yes i will file but after considering my fd interest also my income will be less than basic limit ...then also i need to file ? thank you so much sir
      Your way of explanation is good

    • @expertcasachin
      @expertcasachin  2 роки тому

      Yes coz ur deposit cash
      Will help to avoid notice

    • @accountingincometax2439
      @accountingincometax2439 2 роки тому +1

      @@expertcasachin okay then sir i am taking home tution then which itr will be applicable and do i need to make balance sheet and p&l or do i directly file without balance sheet ...?

    • @expertcasachin
      @expertcasachin  2 роки тому +2

      No need BS itr 4 file

  • @17sarfaraz11
    @17sarfaraz11 2 роки тому +5

    Sir I Run SBI CSP and my daily Turnover is 5-7Lakh. Cash Deposit and Withdraw from Bank. Please make a Video for CSPs

    • @somethingdifferent212
      @somethingdifferent212 2 роки тому

      Same here bhai
      Main spice money se kareeb 1 lakh tha ka roz len den karta hoon...(withdrawal from customers' account and move money to bank and than bank to other bank)
      Iska koi problem to nahi hai

    • @somethingdifferent212
      @somethingdifferent212 2 роки тому

      Bhai tumhe kuch pata chala kya abhi tak?
      @SARFARAZ AHMED

    • @17sarfaraz11
      @17sarfaraz11 2 роки тому

      Kya

    • @somethingdifferent212
      @somethingdifferent212 2 роки тому

      @@17sarfaraz11 koi notice bgrh to nahi aaya income tax dep ki trf se
      ITR file kiye ho kya

    • @17sarfaraz11
      @17sarfaraz11 2 роки тому

      @@somethingdifferent212 Nahi koi notice nahi aayega. Qki hume Settlement Account deti hai SBI Transactions karne ke liye.

  • @dollykajania7961
    @dollykajania7961 2 роки тому +2

    😱😱😱😱 thank you so much 💕 sir

  • @georginahenriques4697
    @georginahenriques4697 2 роки тому

    Informative video

  • @dipakkumarkhuntia6781
    @dipakkumarkhuntia6781 2 роки тому +10

    Sir agar financial year ke ander 10 lakh se jyada amount deposit hua hoga NEFT,RTGS,UPI ke madhyam se to kya Notice ayega ?
    Ya sirf cash deposit karne par notice ata hai

  • @ankurs4232
    @ankurs4232 2 роки тому +4

    Video start hote hi mene subscribe kar liya,end hote hote.. unsubscribe..
    1 FY me 4 lakh deposite karne ka data to dikhaya nhi...
    Last me 1 crore bol k janta ko dara diya

  • @k.t.venkatachala1255
    @k.t.venkatachala1255 6 місяців тому

    Very well explained in detail with example. An eye opener for those avoiding tax

  • @vinodsingh-qi4cr
    @vinodsingh-qi4cr 7 місяців тому

    Very informative video.

  • @mohsinahmed1485
    @mohsinahmed1485 2 роки тому +4

    Hello Sir,
    Sir agar kisi ne ek saal me 4.3 lac deposit kiye, thodhe thodhe karke. Aur usme 2 FD bhi banwa rakhi ho, 1.35 ki aur 1.43 ki? To kya is par bhi kuch sunwai ho sakti hai? Kya use 15 G form bharna chahiye?

    • @expertcasachin
      @expertcasachin  2 роки тому +1

      Ho sakti hai but kam chAnce hai
      Yes 15G bhar do

  • @shuvamchandak8198
    @shuvamchandak8198 2 роки тому +3

    Sir I have been Filing ITR since last 4 years. And every year deposited very nominal amount in Bank. Can I now deposit money in bank below 50k in every transaction. What would be your suggestion and how much amount can I deposit in Single transaction and Total Amount in this FY.

    • @expertcasachin
      @expertcasachin  2 роки тому +3

      Dear two point remember
      1. Sources of cash known and record maintain
      2 in itr show these transaction
      Till 10 lac no issue u can do monthly 70 to 80k

    • @shuvamchandak8198
      @shuvamchandak8198 2 роки тому +1

      @@expertcasachin Thank You Sir

  • @Traderstownn
    @Traderstownn 2 роки тому +1

    Super demanded video 🔥

  • @raakeshrai7174
    @raakeshrai7174 2 роки тому +2

    Excellent information for sr.citizenswho have very limited knowledge of cash deposit in bank and releted problem. Awaiting your next vedio . God bless you.

  • @AbhishekKumar-rg3mb
    @AbhishekKumar-rg3mb 2 роки тому +4

    Sir ,
    My money deposit(through upi)not by cheque or neft on bank account is more than 10 lakh should i give tax
    But problem is that i am a student....

  • @AshishKumar-lo5dc
    @AshishKumar-lo5dc Рік тому +3

    Sir ,If I deposit 50000 to 1lakh rs in a financial year then isn't there any problem and after some years the total amount is more than 10 lakhs so will I get notice by itr

  • @laxmanbandamwar4387
    @laxmanbandamwar4387 Рік тому +1

    Very nice explained Thanks

    • @expertcasachin
      @expertcasachin  Рік тому

      Thanks dear keep supporting and sharing my videos

  • @abdheshkumarchoudhary283
    @abdheshkumarchoudhary283 2 роки тому

    Thanks.

  • @rumatechnical
    @rumatechnical 2 роки тому +13

    Sir ji joint saving account ke kitna cash deposit kara sakte hai, please reply

  • @hussainis.kiloliwala3084
    @hussainis.kiloliwala3084 2 роки тому +11

    बड़ा हीं ग़ज़ब क़ा ज्ञान दियाँ हैं,6/-लाख़ रुपए कैश रखें हुएँ हैं,औऱ ढ़ाई-ढ़ाई लाख़ चार एकाउंट में ज़मा क़रवाना हैं,बिल्कुल बेड़ा पार हीं समझों।।

    • @ankushmehra7474
      @ankushmehra7474 3 місяці тому +1

      😂😂😂😂😂😂😂😂😂😂😂
      ढ़ेड ढ़ेड लाख
      भावनाओं को समझो
      यार तुम लोग भावनाओं को नही समझते

    • @hussainis.kiloliwala3084
      @hussainis.kiloliwala3084 3 місяці тому +1

      @@ankushmehra7474 😂😂😂😂😂🤣🤣🤣🤣🤣🤣🤣🤣

  • @omvirsingh5123
    @omvirsingh5123 Рік тому

    Very informative video by u

  • @waseempatel3557
    @waseempatel3557 2 роки тому +2

    Thankyou sir…superb explanation 👌

  • @sumannandi2992
    @sumannandi2992 2 роки тому +5

    Cash deposit aur withdrawal Milka 10 lakh hona chiy kaya

  • @toxicmuscularity
    @toxicmuscularity 2 роки тому +22

    husband ki salary me se agar 6 lakh jama kiye ho 10 saalo se to ya income tax dena padega ??

  • @satishnangia
    @satishnangia 2 роки тому +1

    Thanks . Pl advice how to adjust cash to different way.

  • @RajeshGupta-sm5wv
    @RajeshGupta-sm5wv 2 роки тому +1

    Very informative video, sir.
    Limit for any other payment received, if any. For Income tax purpose.

  • @renufoodtarang2514
    @renufoodtarang2514 2 роки тому

    Wonderful dish

  • @dilshadchaudhary3680
    @dilshadchaudhary3680 2 роки тому

    Awesome bro

  • @sendhasendharam4503
    @sendhasendharam4503 Рік тому

    बहुत ही बढ़िया सर जानकारी दी है

  • @hamarihelp
    @hamarihelp 2 роки тому +1

    Super video bhai

  • @riyanaval2369
    @riyanaval2369 Рік тому

    Very informative video

    • @expertcasachin
      @expertcasachin  Рік тому

      Thanks dear keep supporting and sharing videos

  • @k.t.venkatachala1255
    @k.t.venkatachala1255 6 місяців тому

    Excellent 👌👍❤❤❤

  • @nawaljha6363
    @nawaljha6363 2 роки тому

    Nice video

  • @minifarmksdsha2175
    @minifarmksdsha2175 2 роки тому

    Notice aane k baad ki Kya Kya hore un topic ka video banao

  • @RakeshKumar-tl1ue
    @RakeshKumar-tl1ue 2 роки тому

    V
    Good

  • @nishisharma6829
    @nishisharma6829 3 роки тому

    Good

  • @narenderrustagi9809
    @narenderrustagi9809 Рік тому +1

    Extremely good presentation. Thanks a lot for providing useful information to others.
    🙏🙏

    • @expertcasachin
      @expertcasachin  Рік тому

      Thanks 🙏🏻 for appreciating keep sharing videos

  • @ponnaga550
    @ponnaga550 Рік тому

    Bahut badiya. Lekin aap krupaya bullet trainwalispeed se mail trainwali raftaar pakdenge to kuch baat achese samaj aayegi.Dhannyawaad.

  • @divyaalok5538
    @divyaalok5538 Рік тому

    Awesome

  • @sanjaykumarjain6948
    @sanjaykumarjain6948 2 роки тому

    🙏🌹ॐ देव शास्त्र गुरूवे नम: ॐ🌹🙏
    🙏🌹ॐ शत शत नमन🌹🙏
    संजय बाबा मौनप्रिय

  • @abdulwahabshah166
    @abdulwahabshah166 2 роки тому +1

    Sir yadi koi saving account me roazana 17000dalta ho. Aur usi day me mini atm se nikal jata he he to koi dikkat hogi future me

  • @kulwindersingh5226
    @kulwindersingh5226 2 роки тому

    Commercial vehicle ki income par itr fill kar sakte hai jaise ki har mahine 30,000 ki income hai or 15,300 emi to total kitne ki itr fill karni hogi sirf ye source hai income ka

  • @saiyyadkaleemashraf2770
    @saiyyadkaleemashraf2770 2 роки тому

    Sir ji saving account me online payment Kitana le sakte hai aur kitna bhej sakte hain 1 financial year me

  • @monuagrawal5597
    @monuagrawal5597 2 роки тому

    Ji ha hai

  • @nikhiluppal7466
    @nikhiluppal7466 2 роки тому +1

    Hello sir
    I had question I own a business under my name and as well i do job how should file my ITR..

  • @rorozoro7461
    @rorozoro7461 Рік тому

    My dad used to work in a private company where his savings account was used to distribute expenses and for one FY the deposit is more than 50 lakh cash plus neft

    • @expertcasachin
      @expertcasachin  Рік тому

      Oh big mistake
      Avoid now and take confirmation ledger from company
      Contact on 9319333248 for any help

  • @sachinsingla5030
    @sachinsingla5030 2 роки тому +1

    Sir saving account me UPI merchant payment bhi income tax me add hogi?

  • @chandanraj6043
    @chandanraj6043 2 роки тому +1

    Sir if I'm a working professional with earning of 6 lac per annum...then would the 10 lac limit includes my job income as well...plz clear my doubt.

  • @kishorecoelho3186
    @kishorecoelho3186 Рік тому

    Would you be able to present this video in English. Thanks Sachin

  • @LossKingOfficial
    @LossKingOfficial 2 роки тому +2

    SIR ME FANTASY KHELTA HU DREAM 11
    MERA YEAR KA TRANSACTION 3 LAKH KE AAS PAS HOGAYA HAI
    PAYTM PAYEMENT BANK ME....
    KYA INCOME TAX WALE AAYENGE???

  • @polaris1985
    @polaris1985 Рік тому +1

    My parents sold agriculture land in 2015 and deposited the money in the bank account, will income tax department penalize them?

  • @rahulpatel-zf6wx
    @rahulpatel-zf6wx 5 місяців тому

    Mutual fund ka tax kaise lagta h video banao sir

  • @Soniyasahu23
    @Soniyasahu23 2 роки тому

    Sir agr seveng ac UPI se aaye aur fir turat hum kisi ko bhej de rhe hy to fir kya hoga

  • @mohsinyazdani
    @mohsinyazdani Рік тому

    Sir saving account me imps ya upi se kitna amount recieve kr sakte h jispe income notice na aaye

  • @GIRISH.RAI123
    @GIRISH.RAI123 2 роки тому +1

    Hello sir meine paying guest ka manager ho or 6 to 7 years se unlog Mera account me imps or gpay or online meine pise dalrhai or mine bank se withdraw kartha tha monthy rent ese problem hoga muje transfer amount 1lac please bathayeye

  • @pankajkumarawasthi3737
    @pankajkumarawasthi3737 2 роки тому

    प्लीज सर एक छोटा सा रिप्लाई कर दीजिए।

  • @sinsofindia3365
    @sinsofindia3365 2 роки тому

    Sir ji agar black money ko ghar me rakhein aur aur income tax wale pakad le to kya hoga please explain.....

  • @santoshkirulkar8981
    @santoshkirulkar8981 2 роки тому

    Nice 👌

  • @pukhrambamluchingbi3474
    @pukhrambamluchingbi3474 2 роки тому +1

    Sir i have 7/8 lakhs in cash so how can i deposit in my sb account without tax fear .

  • @DM-DesignsInMyUniverse
    @DM-DesignsInMyUniverse 2 роки тому

    Sir, mein UPI se transaction karta hu to wo IT mein kya reflect karega?

  • @mamtasagar6062
    @mamtasagar6062 2 роки тому

    Sir maine two two lakhs ke do check January and February me builders ko diya hai to koyi problem to nahin hogi sir please reply

  • @akmotivational8893
    @akmotivational8893 Рік тому

    Sir property agent ke dhara mile hue Chas ko kaise manage Karen please reply me sir

  • @veenashrawan3527
    @veenashrawan3527 Рік тому

    NSC mein 4th year mein interest rate Jyada dikhaya jata hai aur 5th year mein cam maturity time mein 5th year wala Jo Paisa Hota Hai vah Hamen Milta Hai Aisa Kyon

  • @shaikhishtiyaque5925
    @shaikhishtiyaque5925 2 роки тому

    Sir mai gulf me rehta hu aur Yaha se har mahine 1L send krta Jo mere India k account me Jane k baad me usme se 50k to 60k Dusro ko transfer krta hu by UPI isme koi problem?

  • @monspawar1681
    @monspawar1681 Рік тому

    Sir saving acount sai kitanai saiyar stok kharid saktai hai or demait ac ka on laine baink ac khola tha full kyc nahi kiya mai mp ka hun or ac karnatka chainnai mai khula hai ji margdarsan karai

  • @gokalbhalavi486
    @gokalbhalavi486 2 роки тому +1

    Saving acount mai agar daly 20-30 hajar rupaye jama kar unko wapas nikal liya jata hai to bhi income tex department se notice a sakta hai,

  • @muzaffarpatel7844
    @muzaffarpatel7844 2 роки тому +1

    Sir mai ne 1 mahine me 9 lakh deposit kiye through cheque se. 1 lakh ke 9 cheque to mujhe income tax ka notice aayega kya ?

  • @chandreshsoni735
    @chandreshsoni735 2 роки тому

    Phone pay google pay se agar money aaya so koi problem ni hai na sir

  • @anjusai7551
    @anjusai7551 6 місяців тому

    Sir mere account ko adhar link hay pan link nahihe may TIS TDS AIS Stetment deksaktahu

  • @vipansharma7088
    @vipansharma7088 Рік тому

    Sir how much cash we can deposit in one financial year

  • @ohfortynine6783
    @ohfortynine6783 2 роки тому +1

    Sir mere sevinvg account me 15lakh ka transaction ho gya hai.
    Sir Income tax notice aayega kya
    Please reply sir

  • @somnathkumar1981
    @somnathkumar1981 2 роки тому

    Sir mera digital seva open karna chahta hu iske liye kya karna parega cc account open karna hoga ,ya koi getaway lena hoga agar lena hoga to kaise plzzz help me

  • @basantkaur3854
    @basantkaur3854 2 роки тому

    Please give some information on saving IT on sale of House proprty & income/loss in share mkt.

  • @shahvezansari4545
    @shahvezansari4545 2 роки тому

    Sir saving account m kitna cash jma kr skte h or kis trh bank m deposite kr skte h