कितने Saving Bank Account रख सकते है ताकि Income Tax से कोई नोटिस नहीं आये (2022)

There are certain Deposit and Withdrawal Limits in a Savings Bank Account for a Financial Year and if you cross this limit you may get a notice from income tax department seeking an explanation of the source of the funds. This video explains the limit and the concepts of cash deposit and withdrawals from a savings bank account.
Video link for Saving bank account transactions:
• Savings Account में कि...
Video link for Current account transactions:
• Current Account में कि...
Annual Information Report (List of high-value transactions):
www.incometaxindia.gov.in/tut...
DISCLAIMER ********
This video is merely a general guide meant for learn­ing purposes only. All the instructions, references,content or documents are for educational purposes only and do not constitute a legal advice. We do not accept any liabilities whatsoever for any losses caused directly or indirectly by the use/reliance of any information contained in this video or for any conclusion of the information. Prior to acting upon this video, you're suggested to seek the advice of your financial, legal, tax or professional advisors as to the risks involved may be obtained and necessary due diligence, etc may be done at your end.
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[@rpexpert7219]

Very informative video thank for sharing knowledge with us

[@TaxGuruJi]

Most welcome Sir. Stay connected

[@kutubmulla2710]

Good information

[@kutubmulla2710]

1 saving accounts se dusre saving accounts me check se one financial year me kit na amount tak trasection krsak te he income tex ka notice aa sakta he

[@Mac693]

Sir Mera 100M rupe ane he saving account me to Kiya kru me jise income tax ko masla na ho

[@vickyjangid2187]

@@Mac693 bhaad mein ja

[@bijayakumarmohapatra4447]

Nicely explained thank you verry much for your valuable information.

[@abhaisinha8287]

Nicely explained, thank you so much. Very helpful and informative

[@dastan-e-zakhmijigar4576]

बेहतरीन जानकारी के लिए आभारी रहूँगा आपका शरीफ कुरैशी सबलगढ़ ।

[@tapanjeetroy8266]

Thanks for uploading it.. You're doing a great job

[@ravimagi9773]

Very good way explained. Thanks for giving good information & knowledge.

[@timaiknalos8168]

My question about refund received from Builder with interest after the Rera Verdict.
Should I include the principal amount while filling ITR return? Or only Interest part.Can I divide interest part in 2 or 3 years?

[@dharmiktechnicalinformatio5075]

Dhanyawad for valuable information 🙏❤️

[@mustaklaskar8527]

Gaurav ji aap ne bahoot achcha jankari di hain jo akser log nahi janthe thanks for your concern

[@hariramchahal2259]

Hari. Ram
It is good video and provide me useful information about income tax. Thanku sir

[@ShailendraKumar-br6sp]

Very informative for a common person.
I want to know about provisions under IT Act regarding transfer of money from one sba/c(E or S) to another due to death of first a/c holder.
Can 2nd may operate the same sba/c by way of single and transferrig this a/c in another branch of the same bank.Pl
advise me.Is there any limit of transfer of amount from one sba/c to another? Thanks.

[@sarojkumarmohapatra803]

Beautiful description on tax system and deposit in banks

[@MrAshokKalsi]

Thank you very much dear Gaurav ji.
Very beneficial video.

[@bholanathprasad1358]

धन्यवाद जी आपने बहुत अच्छी तरह से आयकरदाताओं से संबंधित है। अच्छा लगा

[@TaxGuruJi]

आपका बहुत बहुत स्वागत

[@aijazpatel6292]

Bht acha laga sunke mashallah thoda Aram lagra mere ko brother sunke

[@mfbeigh]

A pensioner has a total deposit of Rs 17.5 lac in saving bank accounts which includes cash deposits of less tha Rs 5 lacs and remaining through cheques and neft during a financial year.In addition he is in receipt of gross pension and other taxable benifits amounting to Rs 20 lacs on which TDS is deducted at source.Will the amount of Rs 17.5 lacs fall under high value transactions.

[@asishmukerji7449]

Thanks very much it's crystal clear please keep on educating us with your valuable videos

[@NOORMOHAMMAD-yn9gh]

Sir ..... Please make vidoe on digital saving account like a Paytm Payment,Airtel Payment bank and kotak bank and many more. If I have a digital AC like paytm saving account so how many diposite and widraw limit in a financial year.?

[@shankarbhattacharjee483]

Very nice information you have given to the interested people. Thank you very much!!

[@TaxGuruJi]

You are welcome Shankar ji. Stay connected

[@syedtariqirfan9187]

i agree with u bahut accha bataya thanx

[@sameertandon7282]

Sir, very good information. Thank you

[@user-dx9iw8mi3z]

Very nice video. Thanks!
I would like to draw your attention to prepare video on delayed offline banking systems of SBI.

[@user-dx9iw8mi3z]

Bank employees showing reasons like man power shortage when customer are visiting bank branch
e.g . Simple work like pass book if it's entity filled full there is no more Page hence bank should provide fresh passbook. But bank employees neglected and showing manpower shortage. This happened with me two times visited my self in SBI branch. May I complaint to customer care? Is it good ?
PR Chavan, Boisar

[@mdmurtuza7725]

If I have 4-5 and more saving accounts then by PAN through Income tax depart can trace or send me notice or not

[@amvidlyf46]

Sir bank ke our income tax ke notice & seving account and carrent account amount rakaneka Aapaka vidio dekakar hame achhi jankari mili our age Aap esi taraha bank samndit vidio hame batate rahiye Aapka bahut Aabari hai Dhanyawad thank you very much

[@yezdim]

Thank you for enlightening us on the law of income tax.

[@deveshmishra7608]

What about withdrawing cash from abroad through international debit card ?..

[@hh-ii5ks]

Bahut acchi Jankari Diya aapane thank u

[@samuelghosh463]

Thanks brother for the precious info!

[@bhusanmirani547]

Pls make video on 3rd point:
One or more time deposit totaling more than 10 Lakhs invites income tax notice

[@NarinderKumar-uj9yo]

Sir, i would like to know about the income tax. Whether it applicable on foreign receipt or not. I.e my son is in Canada. He doing there job as well as study. He send money ranging between 100000 to 150000/- indian rupees monthly through western union or some time direct in my account. Sir, whether i have to include this income in my tax return or not ? Is this amount taxable ? Is still it is exempted under sec. 80 HHC ?

[@nandlalparmar1832]

बहुत बहुत धन्यवाद आदरणीय।

[@khushalbarapatre9145]

Thank you for useful information.

[@abhikshome5386]

Brother, gave a very good information. Thank you so much.

[@ThePaintitblak]

Thanks for sharing this in layman's language ...you have a knack of explaining things in the easiest manner 🙏

[@TaxGuruJi]

You are welcome Sagar ji.

[@mamtapandey2595]

Vry important information. 👍👍 Thnku

[@kishanbirhade1446]

Very good information Thanks a lot 🙏. It is very helpful and important for commons people who are unknown about Income-tax Department.

[@ramsevakrathore3534]

Sir ham savings account me per month kitne transection kar sakte h ...chahe phone pay ho ya account se ho...ki TeX na lage

[@varunjain6747]

Sir if we have two saving bank a/c...can we deposit in cash cummulaive 8lacs in one a/c and 6lac in another....will this attract notice ?

[@swapandey1654]

Excellent ,a new talk about IT.

[@khumanht8352]

Thanks for sharing informatin related to I T and savings a/c ......!

[@udayp1285]

Why should we wait for the notice ? Is there anyway we can be proactive and inform IT Dept with uploading(especially in these days of faceless interactions) of necessary legal proof and documentary evidence in case such transactions become necessary ? A reply will be appreciated. Very informative video. IT has become very easier to file these days for Sahaj I and II Taxpayers. Thank you.

[@shreya26173]

Sir it's a very detailed and comprehensive presentation, my compliments, to you.
In case we need to get more inputs and help, how to contact you

[@user-uc3xv6fg9z]

sir 19-20 Year me Maine 18 lakh tak transition kiya h 2 lakh se upar b kiya h.
Lekin yeh maine pension ke paise te
zaise grauity commuting etc payment.

[@rajeshgiroti4908]

Very informative. Thanks.

[@sukhendughosh4347]

Thank you for the informative VDO. It would be helpful if you upload a VIDEO as to filing of ITR2.

[@TaxGuruJi]

Noted

[@d.n.singhnarwal5042]

Lot of thanks for sharing such a hidden knowledge.

[@vipinshanoy]

Agar sir me 10 saving account rakhta hu, and ek financial year me ek-ek lakh ₹ partayak account me jama karta hu ya nikalta hu kya IT department se notice ayega kya?

[@ansingh1715]

Jaankari ke liye dhanaybad

[@kewalsinghdureja609]

Nice information Dhanyawad

[@zood9857]

Sir Kya aapne income from other sources- especially savings account interest pe video banaya hai?
I have multiple savings account with cash lying around, but not more than 50k per account. I'm obviously getting some interest on it. How do I claim the same? I'm salaried and saw your ITR filing video, but this aspect was not covered hence asking. Plz do reply

[@pramodkumarsahu8025]

Very nice

[@nishisharma5466]

Jude Tellis you can claim deduction under section 80 TTA for interest from saving account but the maximum of deduction is restricted to rupees 10000 only ..

[@harishb8207]

5 LAK TO BHAI TAX HE HINNAHI... ISILIYE SARI INCOME DIKHAO KOI TAX NAHI KATEGA... OTHER SOURSE INCOME BHI... AAPKI TOTAL INCOME ME ADD HOTI HE FIR DEDUCTION... CLAIM KARJE...

[@kalicharandakua6746]

All my doubts are cleared thank you

[@rajpalsherawat7140]

Thanks for ur valuable information.

[@parvezhasankhan7480]

Thanks for very important knowledge.

[@kuldiprattan1968]

Hello Sir,
Kindly please let me know about the limits of withdrawals and deposits through cheques from Saving Fund Accounts.
Transactions are: money sent to family members, purchases of ornaments and clothes, and ration.
Thanks

[@kanchanpatil2540]

Amazing information sir. The way you explained everything is too clear to understand. Could you please make a video based on information to get home loans for the people working abroad as they are not paying income tax in India. It will be truly appreciated 🙏

[@thinkbig1021]

Good n Important piece of information..well explained.👌👏👏👍👍

[@shantimarydas4597]

Many many thanks for sharing your knowledge.

[@sujitkumarpradhan6076]

If some one have two or three savings account but he has done more than 10 lac transaction combined but not by single account then tell me he has problem or not.

[@subhashbhatia599]

thanks so much SIRJI for giving an important information. Actually I m pensioner (75 yrs+) I want to know abt enhancement of pension..method of calculation(ready-recokner)date of enhancement,if possible plz

[@chhabi2975]

Thanks for tell about the government rules

[@drrajivpatidar3994]

Thnks for the vdo...easy explaination. Carry on.

[@jayantilalkhunt9436]

Best knowledge given by you ,Sir !!

[@abdurrab7125]

sir ek video banaye, kin kin logo ko ITR file krna chahiye ..
agar annually account m 10-20 lakh transection horahe hai digital form m to kya ITR bharna jaruri hai

[@francislopes8539]

Agar ham 5saving acount khole to har acount me hum 10lack ka cash tranziction kar sakte hai?

[@foodeating660]

Hello sir AP bhut achcha smajate ho thank and all the best sir

[@MRNadwi]

اچھی باتیں بتائی آپ نے
شکریہ

[@rupindersingh7137]

Very valuable information friend
Please clear one thing whether withdrawal/deposit limit of cash applicable to each saving account or all saving accounts putting together if one has multiple savings accounts

[@TaxGuruJi]

You are welcome. Limit is for a person including all saving account

[@mohammedkamran2720]

@@TaxGuruJi agr 2 accounts mai pan card nhi laga hua hai aur dono alag alag bank mai hn agr dono accounts milakar 10 lakh se upr phnchte hn tb bhi dono bank ITD ko inform krenge

[@Sonurawat-mq8jq]

Ji Bhai

[@mohammedjafar9776]

HDFC ka salary account negative mai close ho gewa hai to Kya HDFC mai hi dusra new open ho jayga

[@navaidsaquibshaikh2382]

Very informative video sir. Thank you. Mera ek question hy sir aapse k financial year ka session konse month se start hota hy aur konse month par end hota hy. I hoped you will reply to my this question. Thank you again

[@entertainmentshortvideo5706]

Good information
Thank you very much 🏆✅👍

[@adhirnandi8525]

Very good demonstration.Thanks a lot.

[@TaxGuruJi]

Glad it was helpful!

[@rinkynaik9806]

Sir u r explaining in a very simple way to understand Thanks

[@SohailKhan-fj4zh]

Thanks sir information dene liye

[@aarifchauhan3453]

Sir home members ki sellry jo something 7-8 lakhs jo saving me h us amount ko kya me apne khud ke saving account me lekar us amount ko me current account me transfer le sakta hu ya nahi ?? Wo bhi ek saath ek hee baar mey ??

[@DineshKumar-il6tw]

Good morning & Thank you sir very knowledgeable message....

[@TaxGuruJi]

You are welcome Dinesh ji

[@surindervij5635]

Sir Ji ekk bank Mai ten lakh ya alag alag bank Mai sale properties ke against batana sir ji

[@amangamingyt8593]

@@surindervij5635 🏁 1q

[@bknarang8754]

If I maintain zero balance in a saving account (I.e. below minimum balance required), how bank will be able to debit the charges ?

[@m.p.bhargava5176]

बहुत बढ़िया जानकारी , धन्यवाद

[@UrmilaDevi-os6dr]

Precious information. Thanks

[@rahultiple8780]

Suppose I have 4 accounts in different branch so yearly I can do max 10 lakh cash transaction in one account or 4 account ?

[@yogeshp1519]

Income tax wale notice aam loggo ko he degi par ministers ko nhi!!

[@Girishwagh44]

Ha Bhai aam admi jyada Kamata hai to unko taklif Hoti hai politician, criminals kamate hai to unko koi puchewala Nahi hai, Sarkar aam admi ke liye hai e nai

[@MrRobot-hq3be]

Are bhai tum kyo tnsn le rhe ho tumko puri life nhi aayega tnsn mt lo

[@navikangra2452]

ek toh kam ni agar thoda bhut hai toh .... yh aam aadmi ke piche lg jte hai..

[@rishipaji9258]

Minister's income is exempt

[@zarreenkhan5241]

abb aati hai opposition party ko

[@ShamsherSingh-ms9il]

Good detailed information.. thanks.

[@darshanlal3189]

THANKS SIR FOR UR SUGGESTION

[@AshwaniRajput3451]

नमस्कार जी, आप post office RD Accounts से सम्बंधित मार्गदर्शन करें , इस account में मिलने वाले ब्याज पर क्या रूल है इस पर लगने वाले टैक्स की क्या दशा रहेगी

[@pankajmittal6591]

Sir, I want to know that if I have more than one saving bank account, limit of rs 10 lakh is for each saving bank account, or consolidated

[@harishb8207]

PAN RELETED 10 LAKH HOTA HE YANI AGAR SABHI ACT ME TOTAL 10 LAK SE JYADA CASH JAMA KIYA TO....

[@ParveenKumar-bj7kh]

Ji apne bilkul shi btaya apne

[@johnaugustinefernandes1376]

Sir agar saving account mei jo interest generate hoga , Ho Sakta hai, exemption limit (2.5lakh) Se jyada hai to voh taxable hoga?

[@kingjatin5116]

Nice information ❤️ thankyou🙏

[@sahabraj9149]

Sir, saving account me if return aaye from investment like mutual fund to kya uspe tax lagega ??

[@ramchandrapadghan6488]

Yes

[@gyanprakashsaxena2674]

Thanks for Useful information. Deposited 10 lakhs in one fy and nxt fy again 10 lakhs. Will ITax dept asked source of income

[@Dr.rajkishore9949]

Very nice video with good explanation 👍......the way you explained, even bank manager bhi bol nahi sakhta

[@RajivSharma-yh6mg]

Thanks Sir..Sir can we apply this 10 lakh transection in maltipal saving accounts..pls clarify...

[@bhawanishekhawat9753]

Thanks sir for sharing very relevent and important informations.

[@TaxGuruJi]

You are welcome

[@drjyotimhatre-bhoir1447]

Thnku sir 🙏for such a useful 👍information

[@minotiaichroy392]

Very nice information. Thanks🌹

[@mostufaahmed9937]

Thank you sir for your kind information....

[@TaxGuruJi]

You are welcome

[@mohdjaved9481]

Thanks

[@khanekikhushboo]

Great explain...

[@TaxGuruJi]

Thanks a lot

[@skstudiosk6715]

ok bhai paytm bank..ke bare me btaye..jada..online len den ka

[@sajalroy1638]

I learned many things from you.Thank you.

[@AshokKumar-vf7ve]

बहुत सुंदर ज्ञानवर्धक।

[@neelamrani635]

Valuable information given by you. Thanks a lot

[@rajeshkumar-yf2ud]

Hi sir nice info. You say 10 lac in one account maximum amount. If I have 5 accounts then this rule apply all accounts together or apply separately one by one account I can deposit 10 lac one by one account please suggest me

[@ashokrohella8632]

Very useful info. Thanks

[@suhanasheikh7418]

Nice explained thaku so much sir