कितने रुपये तक की Cash में fixed deposit कराने पर नहीं होगी आयकर विभाग को सूचना | Cash Limit |
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- Опубліковано 22 сер 2024
- Interest calculation in FDR, 15G/15H, When pay tax on Interest, Limit of Cash in FDR etc all problems ONE solution in this video
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Now tds limit 40000 as amendments for senior citizen
50000
@@MayankM1 a\\a
@SURAJ YADAV
@user-qm9bb4ww2x
❤❤😢😢😢 ni
आपकी समझाने की शैली बहुत अच्छी है सर् ।हर ब्यक्ति आसानी से समझ सकता है पूरी डिटेल से समझाते हैं आप सर् बहुत बहुत धन्यवाद सर् ।
बहुत ही बढिया समझाया आपने,धन्यवाद महोदय ।
Thanks 🙏🏻
बहुत ही अच्छी जानकारी,धन्यवाद ।
जानकारी उपयोगी है।धन्यवाद👌👌👍
Sachin Sir Ji very good information Thanks
Thanks Arvind ji
Keep sharing
Thank you for clear and knolegable formation
Thanks 🙏🏻
Sir u are too good. Plz continue educating us on these issues.
Thanks dear keep supporting
Superb, Excellent performing work.
ਬਹੁਤ ਅਛੇ ਜਾਣਕਾਰੀ ਦਿੱਤੀ
Thanks 🙏
Very very fine explanation in vidio.Very useful and easy to understand from yr vidiò.
God Bless you
Thanks sir keep supporting
@@expertcasachin nicely explained Sir. THANK YOU VERY MUCH Sir
Very nice and good, Suggestions, Information and Adviced.
Many many thanks
Best knowledge
Very good information sir thanks
Good video
Thanks sirji
Very nicely explained 👏 👌 👍
Sachin ji thanks aapne bhut si jankari di
Thanks sir keep supporting
Tells all your information in detail 👌
Best video
Very usfull video
Sir ,if I deposit more than 50 lakh in single current account then will I get notice by IT
Sir, I m a senior citizen n have taken Senior citizen saving scheme 2004 in 2015 n extended by 3 years will mature in 2023. My query is whether can it be extended further more period of years.
Very important subject . Thank you sir.
I will to know about fd, if I do fd today for 1 year @ 8.25℅ for 5 lakh rupees and i become senior citizen after 8 months on 11 march 2024, will my fd Tds exempt interest limit will be of normal 40000/- or of senior citizen 50000/-
50000
Sir Mene 5Lakh Ka Fd Kiya To Kaya TDS Dena padega ya ni ITR File karana Padega
Very useful information.
Good discussion.
Very good expression thanks ।
Thanks dear keep supporting
Bhai if interest income of all the FDs exceeds 40,000 then 10% TDS is applicable. The rate of TDS on FD interest is 10% for Indian resident customers. The bank deducts 10% TDS on FD interest if your interest income is more than ₹40,000. For senior citizens, this limit is ₹50,000. Is this not correct understanding?
Yes right
@@expertcasachin aap 10,000 bol rahe ho
Oh by mistake but 40k hai
@@expertcasachin bhai galat gyaaan mat do logon ko…
What about 15G/15H forms
Hi sir, i saw every video, i really appricate your video, i have one question, from last 1 years and half 3 rd stage, yesterday i have received beneficiary id. Status change 4th. Sir pls le me know, how much month take to relize subsidy Thanks alot.
Bank name and branch ???
Very nice dear
Icici bank and pune burden garden branch
Keep it simple and summarize it less than 7 to 8 minutes
Yes Rakesh ji trying
Thanks for suggestions
Bank Authorities should help senior citizens about the TDS on FD, the tax deductions due to their innocent ignorance goes in the pocket of banks.🤔
Not banks but govt.
Very good information, Jay Bhim.
Thanks Mr Sachin Jai Hind😂
Great sir 🙏
🙏🏻
Very good jankari
Bhai Sahib, no tds is tobe deducted if intt. In FY is 40,000 for general category and for senior citizen 50,000
Sar Agar Ham Ek Bank Mein Ham FD Karate Hain jismein Hamare 10000 ka interest rate Milta Hai salana To usmein tax nahin karti hai chal Ham man lete hain Agar Ham Chahte Hain Ki अलग-अलग Bank Mein Ham kara Le FD To Aise Mein Kya dikkat Hogi aap bata Doge
Nice video ever sir ...but sir i have a doubt that if i earn rupees 9000 in a financial year then i have to file ITR and TDS will deduct. Please please..... Sir reply
Yes file and claim refund
Bhai..FD pe 40k tak ka exemption milta hain in a financial year.
Yes right video main by mistake amendment Nahi bola mene
@@expertcasachin 7
सर 58 साल की एज में वीआरएस लेने पर क्या व सीनियर सिटीजन की श्रेणी के हिसाब से एफडीआर करा सकता है।
No
@@expertcasachin😊
पहली बात तो ये है कि
बैंक नकद एफ डी बनाता ही नहीं है
सर, मेरा बेटा मर्चेंट नेवी में है। उसके NRI Account में 12 लाख के करीब per year आता है USD convert होकर। क्या नियम है उसके लिए ITR का। please guide.
Sir mera saving m 8 lac h upto 31 3 .22 kiya new financial year. ... 1 4 22 to 31 3 23 mey or 10 lac jama kr sakta hu ya nhi batay thanks
2022 23 accounting year ka video bhejo. Ye to bahut late aya hamaare pasand.
आप ने सीनियर सिटीजन पर 70 मूल पर 5 लाख तक 15H allow किसी है पर rate of interest की सीमा नहीं बताया
A contractor supply to government departments. so this is b2b sale ya b2c please clear this confusion
If no gst b2c
Mai To Pehle Meta Futures Ke Demo Account pr Check krke Hi Aage Trades Lgata hu
बहुत अच्छी हे
Thank you very so much for this info sir :)
Sir, If we renewal the FD Rs.ten Lacs so can the same inform to IT department by Bank
No
sir agr meri koi income nhi h na hi m itr bharta hu mere father meko paise de rahe h fd k liye 200000 ki toh kya income tax ya fir bank m koi problem toh nhi hogi plss batye sir
Bhai Ji Ab Rs.40,000 tak FDR ke intt.pe TDS nahi katega ie ab limit 10,000 se increase hokar 40,000 ho gai h.
Right
Hello sir, Bank has deducted my TDS and I got the txt msg from bank as well but it is not showing in 26AS. Can u plz advice
Will show after year end
every person who has been allotted a PAN as on 1st July 2017 and is eligible to obtain Aadhaar number is required to link PAN with AADHAAR on or before 31st March, 2022.सर मतलब बताइए जुलाई 2017 से मतलब उसके बाद के लोगों का कि उसके पहले के लोगों का
Very good sir
If I open fd in sbi on any day of the month other than within 1-5th day of the month, will it affect my interest amount??
No
@@expertcasachin thanks sir 🙏
Sir ji
TDS deducted on TD interest if interest income us more than 40000 in one ID presently it is not clubed by all Banks
It is clubed by all branches of a single Bank
Are you sure?
Rural area ke kisan ko IT file karani jaruri hai?
If purely Agriculture income no need
Thanks sir
Sir I fixed deposited repeatedly 35000 rs for 1 week it is repeated for 26 rimes and interest earned from this 1000 rs only in financial year but total fd amount 15 lakh should i get any notice.
Permissible Cash Deposit limit 10L in Savings & 10L in FDs ?
ग्रामीण किसन अपणी खेत जमीन बेचने पर आने वाली रक्कम को बँक मे कैसे invest करे.
For exam.२५०००००/- तो इस पर टॅक्स लगेका? ओर tds लग सकता है?
No tax no tds deposit in bank directly no issue
But cash na ho
Sir, I have 3 fd which I have made in 2017-2018, 2018-2019, 2019-2020 for Rs.8 Lacs, 4 Lacs, 7 Lacs, all Fd renewal in May 2022 so can I face any issues from it department
Have u done all fd in 1 bank
thanks sir
If my FD interest is below 3.00 lakhs and I am a senior citizen, then do I have to file my returns for the year 2021 April to March 2022 ?
Kindly guide me. Non taxable income for senior citizen is 3.00 lakhs. Thanks.
No need but if tds in 26as
Then file and claim tds refund
Check online in June or July 2022
For Sr Ctgns, it is Rs 50000/00
Yes right
Pl with amendment of particular Asst year.Thx
Usually banks never accepts cash for fix deposits.
We have to ask this CA to give name of a Bank accepting huge cash towards FD, otherwise this lecture is useless.
In video I said after deposit in bank
At least understand the concept first
Hi, Thanks for the video.
I have filled the 15G form, but from the mid of this financial year i am no longer eligible for 15G. Bank can not revert the declaration. How do i need to pay tax now?
ek adhar card se kitne pan card link ho sakte hai one pan card two person issue
Sir veten draw me fd ka interest show kre kya
Superb
Sir , what if I deposit 5 lakh fd for 20 years in saving account, then in case , will I get Income tax notice
Ií
No
Har saal saving account me kitne paise jama karna hoga jo tax na lage तीन account h limit kitni hogi ak account ki har saal
5 lac
मस्त विडिओ
Sir hamara total income post office sa. Amara income 1 years one lakh fifty three thousand aur a sal Do NSC Maturity income one lakh two thousand hota hay total milaka Two lakh fifty five thousand ho ta hay. Hum ko income tax file karna paraga Bateaga. Thank you.
While filing 15g/h form online..pnb bank website asks for total income..how can we dodge that ?
Estimated figure
Like pension plus interest on fd
@@expertcasachin 8.5 lakhs..1.61 lakhs from FD interest
Sir, I have made fd from axis Bank Rs.660000 for one year it reflects in my 26As under SFT005 term deposit remarks NIL When fd limit is Rs. 10 Lacs why it report
10 lac mandatory reporting
But bank May report any figure
@@expertcasachin What is the meaning of remarks NIL
By default
Ignore Sft
@@expertcasachin Thank you
धन्यवाद
Sir ji kai bank main fd bina bank account ke ban jati hai
No
Super
Nice video
Sir mera 1lakh ka fd hai our meri age 24 hai muze 6000 intrest mil raha hai to use main tax katenga kay? Plz reply our kay muze 15 g 15 h from bharne ki jarurat hai kay?
Please give information for 2023. --2024. Please
Sir टोटल 50लाख का ODD /FD करते है तो ऊसपे एकसाथ कितना लोन ले सखते है तो इनकमटॅक्स का प्रॉब्लेम नाही होगा MERA AGE 45 है और MERA फ्लॅट मुंबई मै है उसको बेचके मुझे जो पैसा आणा है उसमेसे 50 लाख का अगर मै fd odd करता हूं, उसके बारेमे sir आप मुझे क्या मार्गदर्शन कर सकते है प्लीज 🙏
भाई मेरे पापा govt service में है ,टो वो मुझे अपना पैसा देते हे ओर में अपने खाते में FD करा देता हूं अभी 7 lec की FD हे मेरे अकाउंट में , में एक स्टूडेंट हूं ,क्या बाद में कोई दिक्कत हो सकती है क्या , ऐसे ही मेरी ममी के अकाउंट में करा रखी है , और अगर में 40000 से ज्यादा इंट्रेस्ट के लिए fd कराऊ टो मुझे tax se बचने के लिए क्या करना होगा
How much amount FDR one can made in one Bank. Please advise.
No limit
Depend tax paid or not on amount lying in bank
नहीं ये गलत है हर बैंक का अलग अलग होता है
अगर कोई 12,00,000 लाख की एफडी पर 65,000 के लगभग ब्याज लेता हो, और 15H फार्म भरता हो तो टैक्स नही लगना चाहिए।
Yes right
Thank u
Sir 5 lakh ki fd kr sakte h ek financial year m
Yes no issue
But file itr showing sources of fd
@@expertcasachin sir file itr is compulsory for 5 lakh or not..bcoz the limit is upto 10 lakh? if I was not file itr then some issue or not
Not mandatory but will be better
@@expertcasachin ok thanks
Sir
Scss me tds na kate us k liye kaya kare
Sir maine Dec. 2020 me ek FD banwayi. Aur phir uske baad May 2021 me dusri Fd banwayi. Dono ko milakar interest ₹10000/- se upar ho gaya. To kya karna chahiye mujhe, 15 G form bharna chahiye??? Jisse ki TDS naa kate. Please🙏 help.
Better file to avoid tds
@@expertcasachin
To agar ab mai 15 G form bharta hu to kya wo maanya hoga, kyunki ab to november chal raha hai, aur Dec. 2020 wali FD to agle maheene hi poori ho jayegi? To kya karna chahiye mujhe?
@@expertcasachin
Sir jee please🙏 reply
Yes will work no issue don’t delay
@@expertcasachin
Thanku Sir
All notification
सचिन भाई, अगर किसी ने 1 साल में 20 लाख रुपए कमाए और तुरंत 20 लाख की fixed deposit करवा ली तो क्या उसे 20 लाख पर इनकम टैक्स देना पड़ेगा? कृपया जवाब जरूर दें. 🙏🙏🙏
Yes
@@expertcasachin Thank you for answering, Sachin Bhai. 🙏
Limit change in this time period.
सर मुझे Proprietorship Firm रजिस्ट्रेशन कराना है मेरे दो Office है एक मोदीनगर में दूसरा सिंभावली मील मार्केट में लेकिन मुझे रजिस्ट्रेशन अपने घर के एड्रेस पर ही कराना है मेरा घर गांव में है और घर के कागज नहीं है बिजली का बिल पापा के नाम पर है ऐसी स्थिति में मुझे क्या करना चाहिए हमारे शॉप के मालिक रेंट एग्रीमेंट करवाने के तैयार नहीं है एडवांस में पैसे मांग रहे हैं जो मेरे पास है नहीं देने के लिए और मुझे तीसरा ऑफिस गाजियाबाद में खोलना है
Dear why u want prop registration?? Purpose ???
@Expert CA Sachin (Financial Education) I have to work in a government office, they have to give a sure bill of GST.
Sir, I have to work in school and college also, for that it is necessary to pay firm bills.
Sir, even if you go for a loan in the bank, they also say that show registration, you have a form of something.
Yes either gst registration or trade licence will be require ask ur landlord for rent agreement with electric bill and Noc
For registration first
Yadi Grand father apne G.son ke naam se fd karwana chate hai, G son major hai per student hai to vo kitne amt ki fd G son ke naam se karwa sakte hai aur kya G.son ko ite fill karna jaruri hai kya
No limit any amount
Purani fd withdraw hone pr, usi amount ko,turant nayi fd online book kr de,aur saal me 10 lakh cross ho jaaye to ,income tax notice aa sakta hai kya,,,
No
But wont it bectreated as a new fd ? Since money had been withdrawn and not renewed ?
Sir mere father ke sath joint fd 15 lakh ki thi jo unki death ke bad mere account me transfer ker fd karayi hai..kya koi notice aa sakta hai? Please help
Never
Enjoy
Sachin ji senior citizens ka tds nahin kata jata agar interest 50000se Kam hai
Sir comment box main ping kara hai mene this is old video
Sir mene 5lac ki fd ki hai ak saal baad 1lac 24 hazar milega to isme mujhe tds katega kya?
Not possible 1 lac 25 hazar ??
How u calculate??
@@expertcasachin sry sry 5 lac ki fd h 24 hazar milega
@@akshaydave6965 kategaa tera tds
@@abcxyz8662 kese 😂😂
@@abcxyz8662 ye pgla ca hai ise kuch nhi aata