Savings Account में कितना Cash जमा कर सकते है ? / Cash Deposit and Withdrawal Limit in Bank 2021
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- Опубліковано 22 сер 2024
- There are certain Deposit and Withdrawal Limits in a Savings Bank Account for a Financial Year and if you cross this limit you may get notice from income tax department seeking explanation of the source of the funds. This video explains the limit and the concepts of cash deposit and withdrawals from a saving bank account.
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गाव से लेकर दिल्ली तक के हमारे सरपंच, mla, सांसद के पास करोडो रुपये कहा से आते है? इनकम टॅक्स डिपार्टमेंट उनसे ये क्यो नही पुछता?
इस पर कोई जवाब नहीं देगी न तो इनकम टैक्स डिपार्टमेंट न ही सरकार
Kon puche ga judiciary, media sab bike huve hai rupey ki chodo property tak link nahi hai adhar se chahe NDTV ho ya ZEE tv sab chor hai
yey public ka bhee kaam hai ki yey panchayati raaj ko khatam krwaya jayey corruption yanhi sey suru hota hai, yey manerega wagerah sarkari pesey ki loot k siway kuchh nhi...income tax department to puchhta hoga ..lekin public ko bhee awaaz uthana chahiyey..panchayat raaj sirf pesa khaney ka ek system hai..
@@kishangopalmeena9781 orr aap log bhrast logo ko vote dey dey k sarpanch banwaogey orr unkophir pesa khatey huey dekhtey rahogey yey public ka bhee kaam hai ..
Kitne time me 1 year me
पब्लिक अगर 10 लाख भी ट्रांजेक्शन कर ले तो दोषी और नेता लोग 10 करोड़ भी कर ले तो कोई पूछने वाला नही
Right
Bilkul right
Don't worry, it's only about cash. Not for online transactions
Sir online ek saal main 10 lakh se upar jam kar sakte hai ??
@@princeverma5343 offcourse
r u fool it is for both
मैने जितनी रकम की अपनी शहरी आवासीय जमीन बेची उससे 33000/_ज्यादा मूल्य की बिक्री कृत जमीन उससे दोगुनी मात्रा मे 3 माह के अन्दर बिना कैपिटल गेन एकाउंट खोले ही खरीदी।मै सरकारी सेवक हूँ और जमीन बिक्री और खरीद की सूचना विभाग को दी। कैपिटल गेन एकाउंट न खोलने की सजा कुछ मिलेगी किया। ***आपका विडिओ बहुत सूचनाप्रद और साफगोई युक्त लगा, अग्रसारण भी कर दिए।
हम समाज मे देखते है नेता लोगों के पास करोडो की संपत्ती है। कहा से आता है पैसा, इन्कम टॅक्स डिपार्टमेंट उनको नोटीस देती है? हमारे जैसे लोग बँक मे दो लाख जमा करने को भी डरते है वही नेता लोगो के पास करोडो की संपत्ती है।
Shirish ji ye video aapke knowledge ke liye banaya hai taki aam aadmi ko koi problem nahi ho
Sirf apne jaise aam admiyo k liye hai rules nd regulations....
सरकार गरीबो का खून चूस रही है।
ये चर्चा का विषय है । एक बार आयकर विभाग ने एक राजकिय लिडरके संस्थावोंपर रेड मारी । थोडी सक्ती दिखायी तो उसका अॅक्सिडंट हो गया ऐसा मैने पढा ।
abey oo bhai ji
yaar tum log offend hone ki jagah sikho ki tax pay krne se kese bchte he
amazon (trillion dollar company) 0rs. tax pay krti he iska matlab ye nhi he ki vo chor h ok vo dimaag laga ke tax bachte he
isiliye aache se sikho aur mje lo
Es desh ka kanoon sirf aam aur nirdosh logo ke liye hai. Baki neta, amir , corrupted logo ki seva ke liye hai
Sahi Hai.... Unke liye kanoon alag, aisa hai ki kuch bole toh Police unke, Court unke, Tax. Dept bi unke
Amir log, Neta, Actor ,Cricketer etc. Ek taraf aur Garib log doosre taraf, dono ko niyam alag hai.
Mask na pehne toh sirf Aam aur laachar aadmi par hi Police ka sawaal aur Niyam hogaa.
@@danieldavid3150 Right, ham aise desh me rahte hai jise neta aur brasht janta ke sevako ne andar se khokla Kar Diya hai.
@@deven831 Hamare Desh ke Neta ka taqat karyakarta hai, woh karyakarta jinko Desh kokla karne mei barabari ka hissedar hai. Mehnati log Desh banaa bi rahe hai aur Bachaa bi rahe hai, Neta ussi ka fayda utaa rahe hai.
Bhai sk Shrivastava ne us time ke finance minister p chidambaram ko bhi notice de diya tha
@@ayushmanshukla5527 Notice bi unke liye kuch nahi hai Bhai, Notice bi hamare liye bahot kuch hai.
Thank you very much. Your videos are very informative and helpful. I have withdrawn my pf amount successfully with the help of your videos. Keep it up.
Sir aap ne behad achche tarikese samjhaya hai baki youtubers thik se batate nahi hai
बहुत सुंदर और सराहनीय तरीके से सच्चाई सामने रखी है आपने
धन्यवाद और शुभकामनाएं
Agar kisi Garib ke Ghar me Khana Nahi Bans To Kya Income TeX Vibhag Usko Khan's Banva Kar Dega
आपने मेरी दिल की बात कह दी, जब पैसे कमाया तो हिसाब दो सरकार को, भूखा मर रहा हूं तो तो कोई देखने वाला नहीं
बिलकुल सही कहा सर आप ने दिल छू लिया
good uncle
Agar apki garibon ke liye itna hamdardi hai to itne sare rashi bank khate mein kniu dalte ho kuch garibon ke beech bnatiye na . Income tax jo rashiyon collection karte wo pure ke pure state development mein kharch hote .kanha se aaya ye garibon pe hamdardi jatane walon !
Vajib questions
Thank you sir bahut badhiya information Diya aapane Is chij ki jankari Hona bahut jaruri hai
Jankari dene ke liye bahut bahut dhanyavad
What about Nirob Modi, Mehul Chokshi and Vijay Maliah? What was doing Income Tax Department?
This video is for knowledge and financial planning purposes.
Voh log CURRENT ACCOUNT use karta ha
@@akshaydasroy8719 yes bro if your turnover is more than 10 lacks u have to use saving account
Sorry current account **
@@akshaydasroy8719 🤣😜😜😜 They use Swiss account
Straight forward and quick explanation.. very good, this is the way to explain,you feel like to listen.many people keep repeating the same sente again and again which makes listeners stop listening .welldone,keep it up same presentation in future vedio's.
By ft ni hu in aaj ab
Thanks for your informative Video, please clarify, what if we deposit cash out of our own Cash Balance arising out of our Withdrawal from S. B A/c S . B A/c
Illl
Sir aap ka information achha laga aur kam ki baat hai.
Bahut beneficial, educational & kaam ki video hai ,,,,,, muje ye jaankari chahiye hi tha,,,,,, suddenly video mil gyi,,,,, bahut badiya👍👍
Thanks a lot.. Stay connected for future vidoes.
Income tax k pnge sirf greebo k liye he jo amir he unko koi nhi hath lgata
Bhai apne account par dhyan dijiye baaki sab faltu baate hai
@@TaxGuruJi yani ki khud tk hi simit rho.... Kon mr rha h... Kya ho rha h... Air quality khrb h ya nhi... Iska koi zikar hi na ho....
Anuraag ji ye platform financial education ke liye hai. Aap kis NGO me ja kar contact kijiye baaki issues ke liye
@@TaxGuruJi ok sir ji.... Kya hum kisi ngo m ja kr.. Financial issues pr wha discuss bhi nhi kr skte kya....koi bhi baat tabhi faltu lgti h... Jb ki wo hmare mtlb ki nhi hoti........
Sorry, brother, I can not help you with this matter as it is beyond my control.
Very educative and useful video.
How much cash can (maximum) be kept by a person to meet emergency requirements ??
बडी सरल तरिकेसे अच्छी जाणकारी आपने दी है.धन्यवाद.
Government hi chor hai BC , yehi sochti hai ki kaise public ka paisa chheena jaaye
Indian govt madharchod hai
@@DeepakSharma-gi2zi na bjp na congress abkk baar bahujan sarkaar
@@abhishekbharti583 बहुजन वालों को तो पता भी नहीं क़े देश कैसे चलाना है
ये आएंगे तो देश डूब जायेगा
@@chingariapkaapnaraju mister aap na bataye desh kaise chalana hai desh ak ackshi socha se chalta hai ane wala samay bahujan ka hai ye ak vacharik larai hai dgere dhere bahujan sath aa ra hai.up me bahujan sarkaar se behtar sasan koi de saka hai to naam batayen baat karte hai. Dhanywaad
@@abhishekbharti583 tu jai bheem wala hai kya 😂😂 .. Yaha backchodi mat ker akrashan mang
Respected sir, you have been given outstanding information to the salaried persons.
Sir your explanation regarding saving bank accounts limitations in a financial year was excellent. Can you please explain how to save the excess amount to avoid income tax by senior citizens.
.8
Dear Sir,
If I sell inherited agricultural land in 80 lakh and deposit in my saving account in one financial year , Where do I stand for income tax. Please note I am a foreign national of Indian origin and has been issued with OCI (overseas citizen of India) card by Govt.of India
The sale of this Agri Land does not come under Capital Gain. So most probably you should be able to withhold the full amount. This is for citizen.
For Non Citizen inheriting land is okay. But sale of land will incur a tax of 30%. Only after payment of this tax to RBI, one is able to take money abroad.
शानदार वीडियो बनाया है, आपकी आवाज व तरीका बताने का अद्भुत है। आप शशक्त आवाज के धनी हैं।
Very important information is provided in this video.Appreciating the same👍
Very good information provided byyrkindself, some time it happens that own relatives request you that they have some extra money and ask to use it for a while and then return it when demand will come, trusting on relative some people do that as they get kind of loan with wou intrest. Sso first that relative who wants to give you money for keeping that in yr account must clear it this money has come from where.
Thank you. Good knowledge shared by you.
Very good and very clearly explained
👏
Bohot achese clear kr diya Sir thanks for this Knowledge ❤❤
Sir agar Govt. ne 15 lakh De diye sabko? To kaise explain karenge?
😅😂😂
🤣🤣🤣🤣
😂😂😂😂😂
😂😂😂
@@harshitavlogss I have seen you somewhere around NDTV☺️ breaking teeths of someone
नमस्कार, आपने बहूतही अच्छी जानकारी दी हैं. धन्यवाद!
Sir very good information, sir real estate business karnewale, Gharelu chiiti dalenge ya koi Ghar ya land sale karthe hai tab government registration rate Kam hota hai market rate zyada hota hai , tab more than registration amount kaisa eh adjust karthe aur dhikhate, please explain sir.
What is the transaction limit of NGO's saving account having 80G and 12A certificate?
जीनके पास रुपया उनका उनकी समस्या है, पर उस समस्या के पास समाधान उनके पास होता है । जिनके पास रुपया नहीं उनको चिंता करने की जरूरत भी नही ।
Sir jinke paas paisa hai wo dusro ke account se transactions kar lete hai jinhe pata nahi hota is concept ka and account holder fas jata hai. Financial education ke liye ye video banaya hai
Kanun se darna sirf madhyam aur garib parivar ko hai ,yeh baat to bilkul smj aayi,karodo ki hapta vasuli valo par haal hi me hum court ka ravaiya dekh rahe hai,very very shameful
Sir agar fantasy league se paisa aye darcet Bank account me or income tax department ko explain kre to koi problem hoga..
I see your video 1st time. It's very knowledgeable for every account holder. Thanks for this information.
You are welcome Pramod and I am glad this video helped. Stay connected
Thanks for good information.
Sabse aacha BANK se door raho..
Mast raho
How possible in 2019?
Netao ki salary tax free kyu
@@cpthakur2640 kyuki unko Jo salary milti ha wo tax deduction ka baad milti ha or unki salary ka alawa koi income ha toh unha tax Dena parta ha
Bank se dur rahoge to Chor daket pas ajyge ...hhahahhaa
How lucky u r bhai👏👏👏👏
Really sir very much informative and knowledgeable topic. Thanks for making people aware about banking and IT laws.
उचित जानकारी देने हेतु आप को बहुत बहुत धन्यवाद।
Thank you sir.. for this information.. good day all of you...
Hi Sir
My Question is, if I selling my house and I'm getting money, which is 40 lac then I can deposit that amount to my saving account,if the party is giving me cheque then I can deposit that in bank?
Once you sell your house you have to pay a capital gain tax and when you clear that tax, your money is white
Now the ITD will look at the one who bought your house where will he get that money to buy the property
Kar la bhai
Thank you very much for such great explanation.... My question, when someone rotate the same account between 2 accounts....?
For Example, one has only 5 LAC, but he transfer 2 times this amount between his accounts.... so it'll be counted as 10 LAC?
Thanks for the very important information
@@gautombhattacharyya5455 Sir Pls assist.. It's a doubt.
@@Voyage_Vignettes same PAN Card hota hai dono account me so it doesn't matter. It's not exceeding 10 lakhs limit
@@heathens2867 yes it is same Pan card.... Thank you very much for your explanation
Sir unexplained income ,income from other sources ke heading Mai aata hai better hai ise income from other sources explain karna chahiye.
सर मेरे पास 1 लाख रुपये है उसे मैं पूरे साल भर बैंक में जमा करा के वापस निकलवाता रहूँ।
तो ट्रांजेक्शन तो 10 लाख हो जाएगा ।
फिर भी incom tax नोटिस आ जायेगा
Limit cross karoge to notice aane ke chance hote hai
notice ka relpy do or satisfy karna hoga ki jo aap kar rhe he sahi he bus...
Dangerous questions bro
@@amitkumar-ub7zs 😂😂😂
Aise to ko chutiya hi karega
Sir, firstly thanks for simple and beneficial explanation.
My question is
What is a legitimate source of income and what is not a legitimate source of income.
Can you please classify with example and also who will decide if it is legitimate or otherwise.
You are welcome Firoz ji. Business/Salary/Commission/Brokerage/Rent etc are legal sources of income.
Sir of course income tax department will decide whether income is genuine and if there is any tax liability and penalty. For exact information contact to Income tax department with your income documents.
The income for which government gives permissio. Is legal income
@@TaxGuruJiv
OH y9o
Thanks for giving this precious information..And above all u have a good golden voice
Batake achche kiye taaki bahut logo ko maalum nai tha!
Thank you sir for this important information.
Nice and useful information. One must listen to it carefully.
Thanks a lot Sushil ji
Agar koyi dubai se maniy vejta ha uska ka hoga
Samir ji, apka matlab hai ki koi Dubai ya bahar se paise bhejta hai to kya hoga. Paisa chahe kahin se bhi aaye. Matlab to account me jama hone se hai. Agar Income Tax department agar poochtach karta hai to khata malik ko yeh batana hoga ki paisa kahan se aaya hai.
OK sayed bat a joiand family 3 brother bubai 1 month me 3 lack is ka hal ka hai..... Or hamara pitaji ka ac/ hai ham logoka koyi ac nehi haii iska soluoson ka haai
Sir give me your number please
Salute for giving useful information regarding cash and it's handling in saving bank account.
Suppose we sold out our land approx.25L then what will be done for depositing cheque
Suppose i sale my property around in 70-80 lakh now if I keep this amount in my saving bank account so it will be safe step?
This limit is only for cash deposit and in case of property sale, you will get the amount by cheque. You need to calculate capital gain/loss and need to pay tax accordingly and show this transaction in ITR form.
@@TaxGuruJi sir same situation but amount is 22-25 lacs by cheque and RTGS .. But we do not file itr if I will deposit ITR first time can I show it transaction...
@@Vatsal_goyal yes u can show your capital gain...whether you are filing return first time.
@@TaxGuruJi unregistered home sale process me cheque payment accepted hoga kya please reply... Bcoz first registry will be made on new buyer in the future
ય यह एक प्रकार से खुली लूट है सरकार की इतना सारा इनकम टैक्स नहीं होना चाहिए... इतना सारा टेक्स होने की वजह से ही लोग इनकम छुपाते हैं और चोर सरकार है और... चोर इनकम छुपाने वाले को बोल रही है... लेकिन वह क्यों छुपाता है उसके कारण में कोई नहीं जाता... यह बात दुर्भाग्यपूर्ण है...😢😴😴😴😴😴😴😴
Wahh ek to chori upar se sina jori.. tum jaise choro ki vjaha se hi bharat ka ye hal hai.
ञञङणङङङञङङङङ
Àhàhàhhhààhhhhhhhhhhhhhhùàààh
Sir ..
If we deposit 10 lacks on 30th march and another 10 lacks on 1 april
We deposit these amounts in two different accounting years. Then too IT notice will come??
Aur those din baad kardiyo
Very nice explanations about saving account. Thanks u so much
Sir, What is the limit of capital gain account in bank in which we can utilise money for buying another property without paying tax?
Very good information bro.keep it up👍
Thanks a lot Maninder Singh ji... Stay connected for future videos.
V.v.v. good and knowledge giving video . thanks a lot
Sir yeh ITR kya har gov employees Ko krne Hoti hain example ek person ki annum Salary deduct ho 6 lack hain to use ITR krna hoga main confused Hun jinki salary 25 lack upper Hoti hain unko Dena hota hain ? ITR must hain yahi confused Hun ? Salary person ki annum Salary btaiye sir
Ha compulsory hai
@@satpalskashyap thanx sir 😊
@@satpalskashyap sir monthly nd yearly kon sa badhiya hoti hain ex ek gov employee ki salary suppose 30 - 50thousand hain deduct ho ke aate hain uske haton main to woh itr monthly bharega yah yearly ?
Make a video on what a salary class guy pays as taxes and how business class avoids taxes...anyone who is more than 10 lakhs it's waste as u pay 33% to govt
Very good and informative, very easy explanation👍👍
आप सही बोल हैं ? मेरे मित्र को 26000 का ब्याज बता दिया था आयकर रिटर्न भरने के समय, पहले से कोई नोटिस नहीं भेजा था।26000 ब्याज के लिए बैंक में 20 लाख से अधिक जमा राशि हो।ऐसा नहीं है फिर भी रिटर्न नहीं फाइल हुआ।इसमें बैंक दोषी है या आयकर विभाग।?
Sabse acchi baat toh yeh log safety k liye bank mai paise rakte hai Lekin secure toh bilkul v nahi hai,apne locker mai hi agar rakhna chalu krde tab dekho bank Kiske bharose jeeta h
Not full knowledge given but great information.
Income tax department is also watching this video😂😂😂
Shiv kumar many Income tax employee's watch videos to learn income tax :-)
😂😂😂
Nothing is wrong in this Video... this is purely informative video those who don't know the system and process
Good explanation but i have a question..
मान लेते है कि मेरे पास 1 लाख ₹ रुपया है और मैं क्या karta हू की 1 लाख deposit करता हू फिर कुछ दिन बाद वापस 1 लाख withdraw कर लेता हू और ये process मैं 5 बार repeat कर देता हू तो total transactions amount to 10 लाख हो गया पर last मे मेरे पास 1 लाख हीं बचा हुआ है
तो इस case मे क्या होगा । explain me please Sir...
Sir thaks alot for your guidance 🕉️🙏✌️,I want to what's the process tobe completed in Demat a/c for nominated it if any or it is fixed on the basis of bank a/c?
Toh kon se account me zama kre jisse ye problem nhi ho kya current me zama karna Chahiye.
Current account k upper bhi 1 video banao bohot help hoga sir ji
If FD s in the bank matured and credited in SB account and then again put in FD as new FD amounting to more than 10 Lacs, do we get notice?
And do the dept. accepts that explaination
ग़ज़ब ऐसी जानकारी मिलती नही है, सामान्य रूप से
Can we deposit small amounts in our savings bank account that is received from time to time from parents and relatives as small gifts? Thanks
village kar hai
Saheb,
Lock down men free ration for eighty crores of people and some pension money to live.
Very informative .. just one thing.. can I deposit 2.5 lac at once in my saving account ? They say that above 50k u need pan card and stuffs to deposit? What does it mean
Thank you Sir !
For this useful information
Transfer limit in salary employees accounts, please explain.
Hi,
Hum saving account me kitne amount tak ka paisa jamaa rakh sakte hai jisse ki koi bhi tax naa lage.. Pls maximum amount define karein jisse uss par tax naa kate. .
But what about in case of senior citizens ? Sir will u please give guidelines ,advice to know it
धन्यवाद जी ।
मुझे इस जानकारी की जरूरत थी
Bahut sandarbh explanation sit ji...
Very important & advisable information - Sir G
How can you allow your relative to deposit cash above Rs.20,000/ into your Bank Account, in the example you are giving? Will it not attract provisions of section 269SS?
Please clarify.
Sir, you must tell clearly to viewers that this explanation is only for cash transactions and not for transfer or online transactions.
There should be a provision where common citizens can be part of decision making on taxes. Few sitting at the top make stupid rules on common people and they themselves don't show their wealth nor taxes.
Who will make such provisions ?
THANKU SIR.
Thank you for information !!
you are welcome
@@TaxGuruJi and the na na ki mousi you 🙏 kk leave the 🙏 Aapke pass the phone 🙏 kk bye 👍❤️ don't want babuuu I have a lot 😘 pakka 🙏 Aapke mithi I am anable 🙏 kk then we 🙏 Aapke pass it is an hour 👍❤️❤️
Sir, you have given very important information.
Wtf literally the government is really a peeping tom, my income & my earning why they want tax on other transactions also, then better deal in cash. See we all are paying tax on every thing, any thing you buy sell or even little earning from stocks, why the government want every thing from us, what is left due little saving also.
सर जी, ये तो clear हो गया, पर अब अगर हमें पैसा लेना है, मानों की जैसे property sale की, अब कुछ cash होगा और कुछ bank के thru, तब हम किस तरह से पैसा ले सकते हैं बिना income tax department के पचड़े में फँसे बिना? वो बताइये..🙏
One can deposit thru cheque crore and use in crore as long one can explain the source and the cause of withdrawls.....Sir theek sei explain karo.
It is authentic information. Read section 285BA of the Income-tax Act, 1961 where list of high value transactions are mentioned which needs to be given to income tax department. Even you can check form 26AS which has a AIR information column. If you don't know anything about the law please don't misguide others.
hgttyjutr
Absolutely sir u are right ... wofkin in sbi..If any customer deposit or withdrawal 10 lakh or more then we have to report that to income tax department...
Very helpful guidance. And informative video, to help when and how to make bank transactions.
Good Video Thanks for the Video Sir very easy & Simply explained
Sir thank you very much for this information 🙏... Agar 10 lakh se jada paise mere account main mere close relatives se aaye honge jisako hamane withdraw bhi kiye hain. Aur o relatives business main partner hain to hame kya karana chahiye... income tax department se message bhi aaya Hain ...to hame Income tax bharana padega Inco
Hi sir aapne jo information batayi hai wo sirf cash deposit ke liye hai ya fir cheque deposits ke liye bhi hai.. matlab ek financial year me savings ac.me 10 lac se zyda transaction nahi honi chaiye chahe wo cash me ho ya phir cheque se..plz reply
Aman is video me sirf cash transactions ke liye bataya hai... Agar aapko cheque se paisa milta hai to income tax se kisi tarike ki pareshani nahi hogi.
Tax Guru Ji thanx sir.. i really appreciate this.
God bless you.... Thank you for your time and effort in providing your valuable information.
Kala dhan bale bank main jama naheen karate for example piyush jain ittar bachta tha good work by tax depptt
I M a retire person. Retired in July 2019 and filed ITR for AY 2020-21. For FY 20-21 (AY 21-22) I HV not filed ITR . Is it compulsory to file ITR ft 20-21. If depositing less than 60 lakhs in one f.y. what will be the impact of I.Tx
Sir can I transfer my father's gpf amount (>10lkh) to my savings account..... will I be taxed....
Sir main agar har mahine 1-2 lakh transaction 10,15,20 hajar kar k karta hu to is tarah puri saal me 15-20 lakh ho jata hai to....
मैं यह पूछना चाहता हूं आपने 1 साल की लिमिट बताएं या टोटल लिमिट 10 लाख रुपए सेविंग अकाउंट की बताइए अगर किसी ने 10 साल तक सेविंग अकाउंट में जमा किया और 1200000 रुपए हो गए तो क्या जब भी यही कानून लागू होगा
Sir,
Current account ke baare me kya process he?