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Work numbers first before submitting credit. And definitely don’t work numbers by monthly payment, work numbers from the total cost of the car. On average for every $1000 the car is worth is 20 dollars on monthly payment(depends on interest) for every 1000 you give down is on average 20 dollars less on your monthly payment. Another thing is go to an institution after you’ve worked out numbers that you feel comfortable with and get a credit app from them as they’ll give you the final interest rates, dealerships at times give you higher interest rates so they make more money on the back end, and be aware of payment packaging where they add unwanted add ons like tire protection packages,gap,warranty’s that’s what it’s important to work the cost of the car and not the monthly payment.
FaZe Dumb I tried getting a loan threw capital one bank but I keep getting denied . I don’t have any credit and unfortunately don’t have a qualified co signer . The car I’m looking at is 17k and I was going to drop 2500 down and wanted to pay 250-350 a month . I need help on how I could get this car .
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Jesse Arthur why tf would anyone wanna hack their PayPal credit score? Pretty sure that’s illegal and when they find out your credit score will drop miserably
My daughter bought a three month ago, the car coast $9.999. The down payment was 30000. She received a mail saying she owes $8,112.12 she already made three payments of $283.31 how this is possible? Help!
I wanna get a car that’s like 15k and I’m giving a 6k dollar D.P. but I don’t have any established credit and my father is co-signing who makes 10x more than me and this will be my only bill as I don’t pay any. Would I encounter problems like is the d.p. to small or should I give more.
Luis Quinones dude $6k is way to much to get like $20 less for the monthly payments. Always give $2k max honestly. If not just wait on it and build your credit, use those $6k to buy a car from the street
Rumer1 This is how the rich kids own nice STI’s or Mustangs they live at home with mommy and daddy don’t pay rent phone bills NOTHING....WHAT A GOOD LIFE YALL LIVE .... JOKERS 😂🤣😂🤣😂🤣😂🤣😂🤣 Feels a lot better to get shit on your own I’m 22 got my own house my own car and my parents are not rich they make under 25k GET REAL I know you probably will never have to cause mommy and daddy’s money will eventually end up in your hands but...... Your a joke
Rexify TV I’m not poor now lol I was but I WORKED (MY) ASS OFF FOR EVERYTHING my mom never gave me shit and till this day I don’t know my dad im not bitter it’s just a joke when it’s time to be a grown adult these kids ain’t gonna know what to do cause they’ve been living too far up their parents ass their whole life lol it’s just funny too me super funny actually
Asniel Figueroa Your mad cause YOUR parents can't financially support you? 😂😂😂 they don't make enough? LOL, I'm pretty sure that kid has the knowledge he needs to buy whatever he wants, niggas like you so lame, mad and bitter
I am willing to pay 20k$ on a 27k$ car. My credit score is around 750-755 What could my interest rate be for a 24 month term? Please let me know! I have no idea about car financing.
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Okay so my credit card company tells me I have a 7:31 credit score and I go to the dealership and tell them I have half of what it takes to put down on a vehicle and they told me cuz I've never financed a car before that my credit score doesn't matter and they told me to interest rate it's going to be at 35% is that correct cuz I told them hell no.
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They suggest 10% of the cost so $1600. I'm getting ready to purchase a vehicle and I will be paying a good down payment but I want to pay it off in 48 months and still have a monthly payment that I feel comfortable with. My son purchased a brand new car some years ago with no money down though
I’m trying to buy my first car. But I don’t wanna be stuck paying a certain amount for 60 month. Okay i make my monthly payment. Would it be possible to pay off the difference that i owe for the car????
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david anthony thank god Im 615 I'm currently trying to lease but It's not really working out so I think I'm gonna show them my Paycheck and bills so they know I pay on time.
STAR AXE credit karma had me in the 670s. Then I got my scores, real fico scores. I was actually in the 715 to 720 range. Financing a car with bad credit is not a good idea. Only if there are no other options. Usually is better to buy cars cash, save money, then keep upgrading and selling your cars.
I have no credit but I'm willing to put down a good down payment on a new car.
ፒia
*bought a 30k car, I put down 9,999 down payment decided to go with 3 year loan payments of 600 but paid it of in 1year and a half*
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I’m putting down $12000 cash on a $35000.00 Hoping to have a car payment of about $300 per month for 48 months
Thank you someone on UA-cam that broke it down easily
you offered some very useful info,; thank-you for clarifying some often asked questions !!
Work numbers first before submitting credit.
And definitely don’t work numbers by monthly payment, work numbers from the total cost of the car.
On average for every $1000 the car is worth is 20 dollars on monthly payment(depends on interest) for every 1000 you give down is on average 20 dollars less on your monthly payment.
Another thing is go to an institution after you’ve worked out numbers that you feel comfortable with and get a credit app from them as they’ll give you the final interest rates, dealerships at times give you higher interest rates so they make more money on the back end, and be aware of payment packaging where they add unwanted add ons like tire protection packages,gap,warranty’s that’s what it’s important to work the cost of the car and not the monthly payment.
FaZe Dumb I tried getting a loan threw capital one bank but I keep getting denied . I don’t have any credit and unfortunately don’t have a qualified co signer . The car I’m looking at is 17k and I was going to drop 2500 down and wanted to pay 250-350 a month . I need help on how I could get this car .
Sabriya Walden we got a car for 17k with 530 credit score and 400 monthly payments.. and we put 500 down.
@@moparcharger8642 how much was your dealership fees after you pay your down payment
zoe stunna i don’t remember, it was in 2015. The car is paid off.
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Could you do both a trade in and cash payment down?
So does the down payment go towards the car?
So what about a $3500 down payment on a 27,000 dollar car with either a co-signer with good credit or no established credit?
buy a $3500 car and save your money and relationship with the co-signer... bad idea
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Jesse Arthur why tf would anyone wanna hack their PayPal credit score? Pretty sure that’s illegal and when they find out your credit score will drop miserably
My daughter bought a three month ago, the car coast $9.999. The down payment was 30000. She received a mail saying she owes $8,112.12 she already made three payments of $283.31 how this is possible? Help!
I meant to say &3000,
I wanna get a car that’s like 15k and I’m giving a 6k dollar D.P. but I don’t have any established credit and my father is co-signing who makes 10x more than me and this will be my only bill as I don’t pay any. Would I encounter problems like is the d.p. to small or should I give more.
I would try haggling the price on the car down and 6k dp is more than enough tbh
Luis Quinones dude $6k is way to much to get like $20 less for the monthly payments. Always give $2k max honestly. If not just wait on it and build your credit, use those $6k to buy a car from the street
Rumer1 This is how the rich kids own nice STI’s or Mustangs they live at home with mommy and daddy don’t pay rent phone bills NOTHING....WHAT A GOOD LIFE YALL LIVE .... JOKERS 😂🤣😂🤣😂🤣😂🤣😂🤣 Feels a lot better to get shit on your own I’m 22 got my own house my own car and my parents are not rich they make under 25k GET REAL I know you probably will never have to cause mommy and daddy’s money will eventually end up in your hands but...... Your a joke
Rexify TV I’m not poor now lol I was but I WORKED (MY) ASS OFF FOR EVERYTHING my mom never gave me shit and till this day I don’t know my dad im not bitter it’s just a joke when it’s time to be a grown adult these kids ain’t gonna know what to do cause they’ve been living too far up their parents ass their whole life lol it’s just funny too me super funny actually
Asniel Figueroa Your mad cause YOUR parents can't financially support you? 😂😂😂 they don't make enough? LOL, I'm pretty sure that kid has the knowledge he needs to buy whatever he wants, niggas like you so lame, mad and bitter
He doesn’t tell you that ur negative equity will be rolled into a new loan increasing ur loan amount n interest....
I have a repo on my credit and I want a 2008 it's only 5,000 and its worth a little over 8,000 would 1,000 be enough even with the repo on my credit
My credit was pulled 10 Times on one day for my first car loan , each time it took a hard hit
Actually, multiple hard inquiries over a short period of time only count as one hit against your actual credit score.
William Vann nope, I took almost two years for it to be removed
The credit report will show all the pulls.
The credit score should only count them as one if they were all pulled within a week or so.
Look it up.
The credit report will show all the pulls.
The credit score should only count them as one if they were all pulled within a week or so.
Look it up.
The credit report will show all the pulls.
The credit score should only count them as one if they were all pulled within a week or so.
Look it up.
I am willing to pay 20k$ on a 27k$ car.
My credit score is around 750-755
What could my interest rate be for a 24 month term?
Please let me know!
I have no idea about car financing.
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Thank you I love your explaining
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GREAT VIDEO ,WILL
I need all of this even if I'm a minor still? Buying my first car
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Shoutout to my mom for ruining my credit while I was still a baby by opening up credit information under my information...
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Double shoutout to being the same situation over here
Damn yo mama belongs to the streets !!!
Can you make a video of commercial equipment loans best ways to qualify and factors
Okay so my credit card company tells me I have a 7:31 credit score and I go to the dealership and tell them I have half of what it takes to put down on a vehicle and they told me cuz I've never financed a car before that my credit score doesn't matter and they told me to interest rate it's going to be at 35% is that correct cuz I told them hell no.
Aaron Martin TV I don’t even think people with no credit have an apr of 35%
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I got a 650 credit score and looking to buy a car that’s 16,000 . Is putting down 2000 for a down payment enough ??
They suggest 10% of the cost so $1600. I'm getting ready to purchase a vehicle and I will be paying a good down payment but I want to pay it off in 48 months and still have a monthly payment that I feel comfortable with.
My son purchased a brand new car some years ago with no money down though
I’m trying to buy my first car. But I don’t wanna be stuck paying a certain amount for 60 month. Okay i make my monthly payment. Would it be possible to pay off the difference that i owe for the car????
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Can I put 3000 down on a car that’s 5000?
Joshua Haynes that’s too much bro
Eddie Torres why NOT put that much down if you can afford it? All it’s going to do is lower your monthly payments and that’s a good thing
Is 10000$ as a down payment good on a 31500$ truck?
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I don't think you understand the difference between Simple Interest and Amortized Interest
WHAT IS THE LEAST AMOUNT WE CAN FINANCE ACTUALLY I LOOKING FOR A CAR UNDER $5000 CAN I FINANCE IT
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What would be a good down payment for a 40,000 dollar car
4 k Atleast 10k
All Dealership are crooks, lies
Ooo yes. This a truth...
You never buy nothing if Finance
Argenis Florentino that was the most dumbest shit I’ve heard today lmaooooo
Is a $1000 down payment enough for a $20,000 car?
Im doing 2k on a 2016 camaro also worth 20k
AlexGonz maybe do 3500 or 4000 but any down payment is good tbh
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Ugh my score is a 535 Im probably looking at higher intrest rates
Web Gem don't finance until you are at 601! Minimum
david anthony thank god Im 615 I'm currently trying to lease but It's not really working out so I think I'm gonna show them my Paycheck and bills so they know I pay on time.
STAR AXE credit karma had me in the 670s. Then I got my scores, real fico scores. I was actually in the 715 to 720 range. Financing a car with bad credit is not a good idea. Only if there are no other options. Usually is better to buy cars cash, save money, then keep upgrading and selling your cars.
He is a joke. Go study consumer law. We are the creditors.