Best CASHBACK Rewards Debit Cards of 2022 // Debit Card SHOWDOWN
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- Опубліковано 19 чер 2024
- In today's video, we look at the best cashback rewards debit cards of 2022! We compare the benefits and rewards of Point, Discover, Cheese, Aspiration, Cashapp, Venmo, Current, and Yotta debit cards. I cover what each card offers in 6 categories: Fees, Cashback, Insurance, Other Benefits, Transfers (Deposits, Withdrawals etc), and Customer Service.
Here's all the links for my in-depth review videos of the individual cards! As well as sign up links, some of which have great offers.
Point Card: UPDATE: While this card is still my favorite for everyday use and is still usable for current Point Card members, it is no longer available for new users to sign up. Sorry, I'm as bummed about it as you are!
🎬 Discover Cashback Debit Card Review: • Discover CASHBACK DEBI...
⚡️Discover Sign-up: www.discover.com/online-banki...
🎬 Cheese Cash Back Debit Card Review: • CHEESE Rewards Debit C...
⚡️Get $15 for FREE when you sign up for Cheese: earncheese.app.link/invite?co...
Referral Code: TINYDESK⚡️
🎬 Aspiration Cash Back Debit Card Review: • Aspiration Cash Back D...
⚡️GET $50 BY SIGNING UP WITH ASPIRATION⚡️
my.aspiration.com/app/token/r...
🎬 Cashapp Cash Back Debit Card Review: • The CASHAPP Debit Card...
⚡️GET $5 FREE WHEN YOU SIGN UP⚡️
If you sign up using this link, you'll get $5 added to your CashApp account for free! cash.app/app/BKFKZVQ
🎬 Venmo Cash Back Debit Card Review: • VENMO Cashback Rewards...
⚡️SIGN UP FOR YOUR OWN VENMO CARD AND GET $10 ⚡️
Sign up using my link and get $10 when you make a $5 bank- or card-funded payment within 14 days! get.venmo.com/rmdhrQ4qFlb
🎬 Current Cash Back Debit Card Review: • CURRENT Cashback Rewar...
⚡️SIGN UP FOR YOUR OWN CURRENT CARD AND GET $1 ⚡️
Use my link and you'll get $1 deposited in your account as soon as you sign up! current.app.link/sU96c50F7kb
🎬 Yotta Cash Back Debit Card Review: • YOTTA Bank REWARDS Deb...
⚡️Get 100 tickets free when you sign up⚡️
join.withyotta.com/caleb46
Timestamps:
0:00 - Intro
1:04 - 1. Fees
1:37 - 2. Cashback
3:40 - 3. Insurance Benefits
4:40 - 4. Other Benefits
6:40 - 5. Deposits, Withdrawals, and Transfers
8:44 - 6. Customer Service
9:15 - Best Cashback Debit Card!
10:12 - Full Ranking
10:47 - Wrap up
#debitcard #cashbackdebit #rewardsdebit
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🙋💳💳Have you used any of these cards? Do you think you'll give any of these a shot? Let me know here in the comments!
🎬🎬Also, if you'd like the see the full review for my favorite card, the Point Card, check this out here: ua-cam.com/video/QFSmscXs7NM/v-deo.html
Think I’ll try cheese. I already got current and cash app and using them for certain spending categories.
I use the Cash Card and I'm currently thinking about getting a Current Card as well.
@@mannyislikethat Now that they've updated the savings interest rate on the current account, it has really become much much better. I'd recommend it!
I've never had any cards I am thinking cash app or cheese.
This is very thorough. Thanks for sharing. I didn’t know about the cash back rewards on some of them. This was a great breakdown for each card and it’s pro and cons.
Thanks so much. Yes, there's a surprising number that have cash back now. Thanks for watching, Bessie!
Awesome, i’m excited. Nice sharing. I sincerely wish you continued success in all your future endeavors.
Thanks, I appreciate it!
I love these videos I get to see how mines stacks up.
Excellent, which one do you have?
Every detail eats like…the quality and personality here >>> LEMME SUBSCRIBE
Thanks so much! I really appreciate it!
I haven't heard of some of these, ill have to take a look more into them as I love to have the best type of reward cards!
Yes sir, and let me know what are your favorites! Thanks for dropping by!
Thanks for this great content!
My pleasure, Eve! Thanks so much for the support!
You're video quality was very good like hardwork you put into you're video and information you gave generally speaking was very helpful
Thanks so much, Douglas. I appreciate it!
You're welcome Caleb
Good video bro.
Thank you sir, I appreciate it!
I think you should have looked at the Oxygen, Albert, and Credit Sesame debit cards. These are similar to the Cashapp card in that you have to activate the offers in order to get the cash back rewards.
Some of those are on my list to check out! These are just ones I had the chance to review up to this point. Thanks for the suggestions Ronnie!
I think you should have also looked at the upgrade rewards checking debit card. It offers 2% cash back on common everyday expenses and 1% on everything else. Also there is the coinbase card that offers up to 4% cash back in certain crypto on every purchase.
I'll check these out as well, Ronnie. Thanks for giving me your thoughts!
@@CalebBaleFinance There is also the onjuno debit card which can earn 5% cash back on all transactions at 5 brands that you choose from their list.
I've been thinking about this lately since hearing about debit card cashbacks. Are credit card payments made from your debit card qualified for cashbacks? I'm not entirely sure because debit card accounts are different from bank accounts itself, right?
Thanks for the good question, Dredd. I actually have no idea if credit card payments made from a debit card qualify for cashback as I've never done that. I would guess not because Point specifically mentions "manufactured spending" like buying gift cards as not a qualifying purchase for cashback. Others might, though. I actually consider them to be basically identical because a debit card account requires a bank account to pull from for the purchases. So each of these debit cards I put in this video all have their own bank account associated with them. Thanks for asking and hope that helps clarify things!
@@CalebBaleFinance thanks Caleb!
Very nice sharing my friend
Thank you and thanks for watching!
Which one of these cards is good for paying bills online? Cell, electric, Car Pmt? Etc. I'm looking for an alternative bank account.
Hey Toni! Great question. My personal favorite is the Point Card, especially for something like cell because it gets you phone insurance when you pay your bill with it. The Cheese card also does this so it's another great option. The Discover card is my second favorite of all these because it has no monthly fee and you still get 1% back with it. Another nice thing about the Point Card is it has a virtual card as well for those online purchases, that way if your card number is ever stolen on the web, you still have your physical card to pay for things.
One other card that's catching my attention (and will get a review soon) is the Enzo card which will get you 1.5-2% back on rent payments too if you rent. I haven't gotten around to doing a review on it yet, but I'd like to soon. Let me know if there's any other way I can help!
I do have the Discover card but I haven't used it in 5 years lol.
I use the Discover account as our giving account but most anything that comes out of it is through ACH transfer, not the debit card. Pretty much use the Point Card for everything.
you have the discover credit or debit card?
I need a debit card for gas and groceries. We have a store named Woodman's around where we live and they only take debit card or a discover credit card cuz I have a partnership with them. What would you recommend?
Hey Santa! I'm so honored you decided to watch my video.
If you're just going for groceries and gas, I would personally use the Discover debit card which will get you 1% back on up to $3000 of purchases every month. That's a solid debit card. Here's the full review, though you already saw some about it in this showdown video: ua-cam.com/video/4hSAiFkXXp8/v-deo.html. But if you'd like to go with a smaller bank with higher cashback (1.5% right now), you could go with Quontic's debit card which I just reviewed. Pretty good and simple account. Here's the review: ua-cam.com/video/_zcViAj-UuM/v-deo.html.
Let me know if you have any other questions!
@@CalebBaleFinance Awesome thank you I'll check it out!!!❄️☃️🎄⛄
Sure thing!
One Finance has made some changes recently. Their debit card now earns 2% cash back, up to $50, on purchases at Walmart as well as gas and drugstore purchases for the next 12 months. Their savings account now earns 3% APY.
That sounds great! I've had One Finance on my list of tests but haven't gotten around to it yet. Thanks for notifying me of this!
@@CalebBaleFinance saving is actually 4% now, and 1% with every custom pocket you create
@@HangryKitchen Great! Just got mine in the mail so I should be reviewing it in the November or December.
@@CalebBaleFinance but as for new members, they don’t give as high of an APR for saving, but they’re doing another update in a few months, last time I called
I was hoping the chase Amazon Prime card was on here.
That's a credit card, not a debit card, right? If it's a debit card, I need to do a review.
Hey I live in Uganda. I want shop online but all debit card require SSN . What debit card would you recommend
Good question! I’m not aware of a debit card yet that doesn’t require an SSN to sign up. I’ll keep my eyes out and let you know if I find one though!
@@CalebBaleFinance thank you bro, I wait man but thank you
The captions on this video are very messed up. Otherwise, useful info.
Thanks for letting me know. I think those are auto generated so that probably explains it. Thanks for watching! I'll be putting out a new updated one here in the next couple months.
Current does not charge fees on their accounts now.
Thanks for letting me know, I didn't know they updated that.
The shakepay card I use transfers are in less than 5mins
Shakepay..is that canadian? I haven't heard of that so I'll have to check. Regardless, 5 minutes is crazy fast
What about coinbase?
I haven't reviewed coinbase yet but someone else told me I should check it out because they love it. Maybe I'll do that soon. Thanks, Carlos!
What would be the best debit card for direct deposit?
Hello! I’d say Juno because they actually give you one of their JCOIN for every direct deposit dollar. You can trade those in for gift cards and some other things. Plus you get 5% back on your balance. Here’s my review:
ua-cam.com/video/lxoMSg0z5XQ/v-deo.html
Can you please review the new titan card with point?
I have been thinking about doing that! If I get one together, I'll drop the link here so you can watch it!
Cheese recently announced they were shutting down.
Yes, I was sad to hear it. I'm updating my videos soon to show that
What's the best debit card
Well I can tell you right now I’m using the Juno debit card most everyday. But we also use the tree card and the Gazelle debit card.
I say Verse EH tile lol
Oh you Canadians 😂
Update: The Cash Card is FDIC insured.
That is great to hear. Thanks for the update!
This video sponsored by...not Visa, that's for certain! 🤣🤣
That's the truth! Most of these are Mastercard 😂😂
Point card 😢
I know, I was sad they ended it too.
Lol I "designed that!"
Graphic artist here lol. Also, clearly I'm going through a lot of comments all at once lol