FINANCIAL ASPECT IN BUYING CAR. MAXIMUM PRICE, LOAN EMI

Поділитися
Вставка
  • Опубліковано 29 сер 2024
  • Its important to consider this Financial Aspect before Buying New Car. Know Maximum Value, Loan EMI including Luxury Feature Aspect in buying New Car in India

КОМЕНТАРІ • 2,1 тис.

  • @saikatbandhya6430
    @saikatbandhya6430 3 роки тому +820

    "If you can't control your emotions, you cannot control your money."
    ~ Warren Buffett

    • @anikets4699
      @anikets4699 3 роки тому +1

      👌

    • @iftekharkhan8961
      @iftekharkhan8961 3 роки тому

      👍

    • @wasimbinnal
      @wasimbinnal 3 роки тому +3

      Absolutely bought a second hand dzire diesel at age of 34 yrs rather than emis

    • @akshaykapur9509
      @akshaykapur9509 2 роки тому

      Baachan bhi nahi hai

    • @WolfNeverAct
      @WolfNeverAct Рік тому

      इस लाईन को हि कईयोने सिरीयस लिया,....और घर, बिगा के साथ खुद बिक गये......!!😃

  • @22sharmaji
    @22sharmaji 3 роки тому +537

    Stuck between " paisa bchana hai & you only live once!"

    • @SagarKumar-bt4sz
      @SagarKumar-bt4sz 3 роки тому +30

      If you buy Audi but stuck in traffic then you will not have peace of mind in your dream car too. It is not our car which make us feel happy.

    • @girishmahajan3646
      @girishmahajan3646 3 роки тому +11

      Compare the heartbreak of damaging your new creta vs some used car. You can keep it as a toy and swap it when you are bored with it.

    • @22sharmaji
      @22sharmaji 3 роки тому +63

      @@girishmahajan3646 bhai.. using a 2nd hand car.. and it's like new issue with it every friday.. you must have heard "mehnga roye ek bar sasta roye bar bar" this thing fits on me perfectly, just saying.

    • @kshitizavasthi5804
      @kshitizavasthi5804 3 роки тому

      True bro

    • @arnovsarkar8013
      @arnovsarkar8013 3 роки тому +28

      Do a World Tour Instead... Materialistic Things don’t make you happy on a longer time

  • @nikhiljayant6102
    @nikhiljayant6102 3 роки тому +401

    as we indians are more into show offs, this is the best n much needed content required in today's world 👍🏼👍🏼

    • @gauravgandi1398
      @gauravgandi1398 3 роки тому +42

      Showing off is more in north india.. Not want to hurt sentiments, but this is what I've observed especially Delhi.

    • @nikhiljayant6102
      @nikhiljayant6102 3 роки тому +9

      @gaurav gandi bro did i said anything about north south west east indian?? We are indians as a whole..u don't have to apply filters while talking generally

    • @gauravgandi1398
      @gauravgandi1398 3 роки тому +11

      @@nikhiljayant6102 It applies to all.. but its a bit more in north than south. Like if u go to south india weddings and functions, in general there is very little showoff. All thier money is spend in gold. But north indians in gener spend more in things like big car, big house etc

    • @PC-gn6pl
      @PC-gn6pl 3 роки тому +4

      @@gauravgandi1398 I agree bro..have seen too and my delhi friends also says same thing

    • @devanshgupta4107
      @devanshgupta4107 3 роки тому

      @@gauravgandi1398 Literacy rate in South 😌

  • @YassarHussain
    @YassarHussain 3 роки тому +66

    I started liking my car more after i cleared its emi.

  • @Atmakeeawaz
    @Atmakeeawaz 3 роки тому +6

    इतनी किमती सलाह जो आप ने दि है... उसके लिए एक बडा सा सलाम, नमस्कार, थँक्स देते है हम ! 👍👌👍👌👍👌💐💐💐💐

  • @PragneshShah
    @PragneshShah 3 роки тому +91

    An eye opening video for lot of young car enthusiasts who gets dazzled by cars & its features irrespective of their pocket size! Man, you earned my respect... Pls accept my Salute🙌

  • @ranjibdaslsaudiocraft
    @ranjibdaslsaudiocraft 3 роки тому +418

    Excellent video! This is a correct guidance to all car buyers. People shouldn't waste their hard earned money .

    • @goviking3334
      @goviking3334 3 роки тому +25

      What will you do saving ,enjoy life we have only one life

    • @TheVivekrishi
      @TheVivekrishi 3 роки тому +24

      @@goviking3334 most of the features people pay for, end up under using them.
      Better to use the money in other kinds of lifetime experiences.

    • @vanniedevi8322
      @vanniedevi8322 3 роки тому

      That was surely an information. Thanks

    • @kiranm25x
      @kiranm25x 3 роки тому +25

      Bhai you'll only live once, how long will you live by saving every single day from almost a decade, without giving any gift to yourself. At some point, you should stop and give some gratitude to yourself.

    • @sunilbidrole
      @sunilbidrole 3 роки тому +3

      best vedio for car buyers

  • @yahyasiddiqui210
    @yahyasiddiqui210 3 роки тому +365

    We buy things we don't need, with money we don't have, to impress people we don't like !
    - Fight Club

    • @pratikkarnik5
      @pratikkarnik5 3 роки тому +4

      Soo underrated

    • @iftekharkhan8961
      @iftekharkhan8961 3 роки тому +1

      👍

    • @sumitkumar-rb2zk
      @sumitkumar-rb2zk 3 роки тому

      Awesome line

    • @saptarshikar875
      @saptarshikar875 3 роки тому +4

      Tyler approves this

    • @yashagrawal744
      @yashagrawal744 3 роки тому +6

      Yeah people thinks if the person driving an luxury cars then they think then as rich but a wise person chose product according to their needs Like someone driving polo and has crore in his Account as compare to the people who are driving luxury cars in emi And they are In in debts in reality.

  • @chinmayraut8561
    @chinmayraut8561 3 роки тому +135

    If u purchase things u don't need, soon u will need to sell the things u actually need!
    - Warren Buffet

  • @AnkanBagchi
    @AnkanBagchi 3 роки тому +19

    Thank you Sunil Shetty Sir for this amazing video. ❤️

  • @TheLazyMonkey78
    @TheLazyMonkey78 3 роки тому +125

    Sir, this was an eye opener. I am planning on buying a car this year and this thumb rule really helps. Thank you for the insightful information

    • @Pawankumar-kg9yg
      @Pawankumar-kg9yg 3 роки тому +10

      Just go for safety and mileage not for features . Believe me after some time you will not even like to use car stereo also it is practically wright 🙏

    • @Pawankumar-kg9yg
      @Pawankumar-kg9yg 3 роки тому +7

      If you have more than 5 family members who have to commute in that car then go for suv or compact suv . If less than 5 members just go for hatchback other wise it will be the waste of money 🙏🙏

    • @TheLazyMonkey78
      @TheLazyMonkey78 3 роки тому +2

      @@Pawankumar-kg9yg thank you sir, I will surely consider this as a factor while purchasing

    • @Pawankumar-kg9yg
      @Pawankumar-kg9yg 3 роки тому +1

      @@TheLazyMonkey78 welcome

    • @srinivasrao369
      @srinivasrao369 3 роки тому +4

      Sir
      Do not buy a car unless required.
      I hv one not used since last 8 months
      Using a Ola ,Uber is better

  • @tusharmohite0
    @tusharmohite0 3 роки тому +66

    This is what we need in life.
    honest advice. No bullshit. Thank you.

  • @techien6212
    @techien6212 3 роки тому +54

    Car is depreciating asset, to show off to relatives, friends. But average speed in Indian cities demands only 25% of car potential performance

  • @yankikon8059
    @yankikon8059 Рік тому +2

    Whatever your parents didn't teach you or your teachers didn't teach you in the school....learn from this guy. A valuable lesson. 👍

  • @RupakJoadder
    @RupakJoadder 3 роки тому +24

    This video is awesome ; it saved my hard earned money, I’m going for used car😂😂😂😂

    • @yashagrawal744
      @yashagrawal744 3 роки тому

      Yeah good information

    • @Anshulkatta
      @Anshulkatta 2 роки тому +1

      buying second hand car is wise and intelligent decision....

    • @yashagrawal744
      @yashagrawal744 2 роки тому

      @@Anshulkatta because it's Depreciating asset.

    • @gauravnilay
      @gauravnilay 2 роки тому +1

      @@Anshulkatta ...getting a good used car is pure luck , else majority of used are in dealers are waste who no one wanna buy , even the sellers friends circle have rejected it.

  • @bballbhons.3182
    @bballbhons.3182 3 роки тому +14

    No one tells this. You are not only a influencer but also a true friend and caretaker of car buyers and users. Thanks modi sahab!

    • @vineet5635
      @vineet5635 3 роки тому

      Yeh bhi modi ji hai....aur ek modi ji wo bhi hai....

  • @prashanthvoorugonda3559
    @prashanthvoorugonda3559 3 роки тому +34

    You just kicked out all the confusions which a 30k salaried employee concerned about buying his first car. Reality is a power word🔥 which changed the way of thinking.

    • @tatraininginstitute
      @tatraininginstitute 3 роки тому +4

      30k mein kaha hota bhai car lena? Chai paani ku bhi bas nahi hota!

  • @tejask4889
    @tejask4889 3 роки тому +352

    Me and my wife earn good enough, we went to Tata showroom and loved Nexon, almost finalised the XM variant, but since a couple of days I am not feeling good about spending 9.5L on a car, considering Tiago now, will save 3 lakhs which will be invested :) Money is important people, don’t unnecessarily spend it when it’s not required!

    • @nirmalnagwani7506
      @nirmalnagwani7506 3 роки тому +18

      really appreciate your decision 👍

    • @abhijiths7637
      @abhijiths7637 3 роки тому +17

      I love your thrifyiness but tiago is not a good choice... I don't know you or your needs but if you are looking for a hatchback with good after sales and good engine... Tiago is not the car for you... Besides it has the biggest depreciation of cars in tata lineup right now after tigor

    • @Sahas4456
      @Sahas4456 3 роки тому +6

      What is the good choice according to you.?? I've booked magnite in December and waiting for delivery. But confused on my needs whether to buy a small hatchback like Kwid.

    • @abhijiths7637
      @abhijiths7637 3 роки тому +6

      @@Sahas4456 no magnite is a great choice and honestly a little better than hatchback... There is good safety, decent seats, not so bad interior, a bit vibrating but not as bad as tiago I believe, but you shouldn't have booked it in my opinion... The tiger will be announced soon and I would have waited for that because magnite is great car and all but Renault maybe can do it better... Besides Renault have better sales and service here and seems like going to bring more and more cars in India... But this all would only be in consideration on what variant you booked... If its a base or low variant then don't worry because its more likely that kiger would be a premium version of magnite... If you booked a middle or high variant then wait because maybe kiger can be better choice in that

    • @tejask4889
      @tejask4889 3 роки тому +1

      @@abhijiths7637 What do you suggest? Right now there is no specific requirement as such, I would just like to have basic features like central locking, music system. Even I am worried about the depreciation, but honestly, I won't be keeping the car for a long time, max 4-5 years then I would upgrade, maybe even before that. The thing is others are costing like 7-8L, would like to hear your suggestion on other options :)

  • @ajaykumarkonkati
    @ajaykumarkonkati 3 роки тому +19

    This is the quintessential video on buying guidance. 🔥❤️. 04:15 you're absolutely right sir. The hype of buying a new feature rich car hardly stays for a month, after that it's mere a commuting machine that consumes fuel. We start watching new car review videos on UA-cam again. 😎😀

  • @adityagauba630
    @adityagauba630 Рік тому +2

    Very true, nowadays people base thier next car purchase on buying a better vehicle to show thier relatives, friends and colleagues and not placing thier own budget and personal/family needs.

  • @devpriyamsharma331
    @devpriyamsharma331 3 роки тому +28

    The best advice ever being given on a social media about purchasing a car

  • @hskris
    @hskris 3 роки тому +25

    Most honest & sane advice! No sugar coating & fact of life, unfortunately many attach importance to social status without evaluating their financial capabilities or planning for any contingency

  • @ind1478
    @ind1478 3 роки тому +10

    Very nice topic Sir!
    सही कहा आपने-
    पैर उतना ही फैलाइये जितनी लम्बी चादर हो।
    Car के purchase price के साथ maintenance cost भी consider करना चाहिए।

  • @unratedish
    @unratedish Рік тому +1

    Apka sabse best video Modi bhai, this video shows that you care about your viewers financial well being and you're not just like other typical vehicle youtuber.

  • @chiz8728
    @chiz8728 3 роки тому +1

    You are probably the only motor UA-camr who is concerned for others financial health . Thank you sir

  • @siddhantk4985
    @siddhantk4985 3 роки тому +22

    This is great advice for first time car buyers.
    Car price and car ownership cost are two different things..

  • @Ss-bv1we
    @Ss-bv1we 3 роки тому +11

    अलग ही पहचान है आपकी बॉस!
    बेह्तरीन प्रस्तुति
    सटीक सलाह
    मेरा पसंदीदा चैनल
    शुभकामनाएं
    फोर्ड aspire T+ फाइनल कर रहा हूं आपकी सलाह videos देखने के बाद

  • @neru4557
    @neru4557 3 роки тому +116

    Never Thought a Motor Enthusiast will show this side of Financial Aspect of buying a Car. Other Channels keeps showing Features, Reviews of car to get views.

    • @RL.shrey.19
      @RL.shrey.19 3 роки тому +4

      It’s because he was a banker before this profession 👍🏻

  • @arntony28
    @arntony28 3 роки тому +30

    Thanks Gagan!! Your advice helped me plan for my new vehicle without getting into unnecessary financial exposure. I wanted a performance suv and was planning to buy a Harrier but yesterday I booked Ecosports and I am proud of my decision.

    • @rahulsatija6001
      @rahulsatija6001 3 роки тому +2

      Sir why did not you buy Nexon? I am planning to buy Nexon and I also want performance SUV

    • @paddy232323
      @paddy232323 3 роки тому

      @@rahulsatija6001 buy xuv700 now

    • @paddy232323
      @paddy232323 3 роки тому +1

      I am thinking to buy creta base model or xuv 700 though my salary is 42k net but family combined income is 1.4L including expenses
      But in dilemma as I don't like hatchbacks or other mpv other than above mentioned cars

    • @rahulsatija6001
      @rahulsatija6001 3 роки тому +3

      @@paddy232323 bhai ...emi mei salary nikal jayegi...friendly advice hai....please avoide this debt trap....cars are a depreciating asset

    • @sandee1879
      @sandee1879 3 роки тому +2

      Bhai ford band hogayi...

  • @bruce_wayne_13
    @bruce_wayne_13 Рік тому +1

    One of the most valuable lessons in life... saw this video an year ago, seeing again now...

  • @parvezhafeez7174
    @parvezhafeez7174 3 роки тому +18

    Thanks .
    Saved me from day dreaming. As i was totally going in the direction which you asked to stop.
    And wo 30k wala example totally mujh pr fit hota h.😅 bas car model change h.

  • @sandeepmahale22
    @sandeepmahale22 3 роки тому +6

    Thank you so much sir for this most valuable information. Because 99 percentage of buyers are unaware of this.

  • @mayankmalhotra3531
    @mayankmalhotra3531 3 роки тому +13

    Finally a highly sensible video on automobiles, thank you sir!! Have actually seen people suffering because of huge car loans on their heads just because of mere show-off features which are practically of no use.

  • @nijanandhaldipur2168
    @nijanandhaldipur2168 3 роки тому +5

    Sir, i can't help without saying "Hats off to you" every time I watch your new videos . I must appreciate your in depth knowledge of the subject and the way of your presentation. Really greaaaaat. Please keep us enlightened on various aspects of the automobile world.

  • @torque110
    @torque110 3 роки тому +7

    Thats a down to hard reality video. I appreciate your honest views and ultra honest verbal expression. Market players and sales persons keep insisting upon us always and sometimes we even can't feel the pressure actually we have had. Thank you so much dear G.

  • @ajeetdeginal
    @ajeetdeginal 3 роки тому +19

    I am glad that I'm a subscriber of this channel.
    Seriously no one speaks these truths to viewers. Everybody is busy in entertaining people with cars features than the reality.
    Your video is really an eye opener for many of us.

  • @bishnulimbu5780
    @bishnulimbu5780 3 роки тому +10

    a person who willing to buy a car he must have look this video which is so informative and important video thank you very much

  • @vijaykiran8189
    @vijaykiran8189 3 роки тому +8

    Am following this cannel from the last 6months and is the only channel that gives a very practical perspective of all aspects of car purchase and maintenance.Great going brother👍👍

  • @ambersaxena007
    @ambersaxena007 3 роки тому +1

    This is a real good video! A lot of people in middle class families buy car only for status. They don't even need it.

  • @rajendramachale1686
    @rajendramachale1686 3 роки тому

    बिल्कूल वास्तविक हिसाब दिखा दिया आपने और सोचने पर मजबूर कर दिया बॉस....
    ऐसे ही vdo बनाया करो जो खुद नहीं सोच सकते अपने इनकम और खर्चे के बारें मे उन्हे आपके यह vdo मार्गदर्शक बन रहे है ।

  • @SHIVAMPANDEY-vo3yd
    @SHIVAMPANDEY-vo3yd 3 роки тому +91

    I asked my ford dealer for customised ecosport sports pack. In that I didn't want sunroof. By listing this he was shocked and said "sir your the first person who asked to remove sunroof from top end model". Really in india there is no need of sunroof.

    • @drpritamsms
      @drpritamsms 3 роки тому +2

      Yes, true.. 👍 Sun roof should be optional only.

    • @sujitdayal8874
      @sujitdayal8874 3 роки тому

      @shivam pandey is customization possible? because iam planning to buy ford freestyle in that i want projector headlights

    • @SHIVAMPANDEY-vo3yd
      @SHIVAMPANDEY-vo3yd 3 роки тому

      @@sujitdayal8874 no there is no such options

    • @tamilindian007
      @tamilindian007 3 роки тому

      Ford ecosport stopped titanium AT variant (without sunroof ) and forcing customers to upgrade to sunroof for pre-booked customers !!!

    • @sujitdayal8874
      @sujitdayal8874 3 роки тому +1

      @@SHIVAMPANDEY-vo3yd then what kinds of customization available?

  • @travelsofram
    @travelsofram 3 роки тому +16

    I don’t even know Hindi . You still made perfect sense .👍

  • @TheRipunjay20
    @TheRipunjay20 3 роки тому +15

    Usually I don’t comment on any videos but I would like to appreciate you for this courage. It’s really worth watching this as it matches my opinion. Keep rolling genuine and realistic opinions.

  • @sagarjangam5339
    @sagarjangam5339 3 роки тому +8

    Double like thank god u have spoken about financial awareness 👍👍

  • @joywhig6237
    @joywhig6237 3 роки тому +1

    I had my mind set on swift zxi. However, my pocket allows wagon r zxi where i save almost 1.5 lac. Daily office commute karna hai Boss! Wagon r chalega....This video is an eye opener! Keep it up!

  • @pankajjha4686
    @pankajjha4686 3 роки тому +13

    You are one of the rare, honest, practical, intelligent vlogger.....please keep doing the great job that you are doing....
    भगवान आपको यश और कीर्ति दें....🙏

  • @mayurpatil9105
    @mayurpatil9105 3 роки тому +127

    His mesmerizing voice has its own swag❤️

  • @abhinavphutela1265
    @abhinavphutela1265 3 роки тому +6

    Amazed to know that I considered all these factors before buying my first car. He got really good points.
    I bought Honda Amaze as it was affordable for me. I could have stretched to 10L but I sticked to 8L plan and I think I made the right choice.

  • @HATELI
    @HATELI 2 роки тому

    जीवन में गुरु कब कहाँ मिल जायें पता नहीं रहता। बहुत बहुत धन्यवाद। Creta नहीं1ले रहा हूँ अब। लेकिन S Cross और i20 में अब भी दुविधा में हूँ

  • @ebendan
    @ebendan 2 роки тому +3

    A real eye opener to keep me grounded to reality! The best car buying advice ever! Surely made an impact on my thought process! 🙌🏼

  • @buntybhau
    @buntybhau 3 роки тому +194

    30 हजार में 15 हजार emi भरने वालों के पास मम्मी पापा का कमाया माल होता है 😁😁

    • @hunny333
      @hunny333 3 роки тому +4

      😂💸yes... Kharcha kuch hota nhi hai😌😌😌

    • @user-bb9om1tj1n
      @user-bb9om1tj1n 3 роки тому +6

      Mummy papa ka maal apna hi he Bhai

    • @anshulshrivastava7685
      @anshulshrivastava7685 3 роки тому +39

      😂😂I also give 15k emi in 30K payment but not for a car, I bought my 2BHK.

    • @krishnaayadav1832
      @krishnaayadav1832 3 роки тому +1

      @@anshulshrivastava7685 that's a very wise decision

    • @sandeepbhumak4961
      @sandeepbhumak4961 3 роки тому

      @@anshulshrivastava7685 in metropolitan city?

  • @LifeofVinod
    @LifeofVinod 3 роки тому +128

    You sound like commanding officer in war

    • @rajendrasinghchouhan5677
      @rajendrasinghchouhan5677 3 роки тому

      😂😂😂😂😂😂😂😂

    • @Epitome2
      @Epitome2 3 роки тому +10

      Its a war between customer and dealer. He us guiding us 😀

    • @s.k.m5898
      @s.k.m5898 3 роки тому

      @@Epitome2 epic comment

    • @armish4197
      @armish4197 3 роки тому

      He sounds like Sunny Deol in between

    • @mdjaved4397
      @mdjaved4397 3 роки тому +1

      Sunil Shetty

  • @ayanhaldar1831
    @ayanhaldar1831 3 роки тому +62

    Moral of the story - Buy second hand car after 3-4 years .😜 Dreams vi pura ho jayega in 40% cost 😊😊😊

    • @vimalyadav2739
      @vimalyadav2739 3 роки тому +7

      But new car ki feel aapki 3 4 saal purani gaadi nhi degi...waaki jispe jaisa paisa waisa sok

    • @tejask4889
      @tejask4889 3 роки тому +2

      40% less not 40% lol 😂

    • @MrBharath91
      @MrBharath91 3 роки тому +6

      @@vimalyadav2739 if you base your decision on “new car feel”, that becomes an emotional decision not a clever financial decision.
      A well maintained used car which is 4 years old is the best financial choice. Because it would have depreciated 40% already which was explained in the video.

    • @satyaprakashsajlan7354
      @satyaprakashsajlan7354 3 роки тому +1

      नई वाला मज़ा पुरानी में नहीं होता।

    • @AG-pk9qo
      @AG-pk9qo 3 роки тому +4

      @@vimalyadav2739 waisi baat nahi hai bhaai, mere paas 2017 creta 1.6 diesel top model hai. 50k chala chuka hun aaj tak, maine jis hisab se gaadi ko maintain karke rakha hai agar koi abhi use khareedega to bahut fayde mai hoga. Gaadi mai humesha synthetic oil daalta hun, saare tyres new hain, city mai fully loaded ac on ke saath 16-17kmpl ka mileage bhi milta hai. Aur toh nayi waali creta se jyada powerful bhi hai. Abhi agar mai isko bechun to max 8lacs tak hin jaega, aur khareedne wale ka kismat khil jaega.

  • @Partho-93
    @Partho-93 3 роки тому

    Sir First time aapka video dekh raha hu, by mistake finger lagke aapka video Play ho gaya aur Gyan ka Khazana mil gaya🙏🙏🙏🙏🙏

  • @balu5991
    @balu5991 3 роки тому +7

    This is called maintaining balanced life style 👍🏻

  • @elviscarneiro1866
    @elviscarneiro1866 3 роки тому +4

    Excellent video sir 👍it's the truth that no one talks about and people don't think of was actually thinking of buying a car and will now take all the facts into your consideration 🙏

  • @ajitkumarp1026
    @ajitkumarp1026 3 роки тому +13

    Sage advice!! Thanks a ton. You're a life saver. I almost spent 12 lakhs on a new car that I really don't need. Listening to you I've deferred my decision. God bless you.

  • @freeworld01111
    @freeworld01111 3 роки тому +14

    This video was really needed in today's times.
    Could you make a video on car subscriptions too?

  • @maheshkumarhanj5553
    @maheshkumarhanj5553 2 роки тому

    चार पहिये पर अपने लिए बोझ घर लाने से अच्छा है मोज घर ले आइये = मतलब की क्षमतानुसार (औकात) कार घर ले आए । आपने बिल्कुल ठीक बात की भाई 🙏।

  • @princejain8
    @princejain8 3 роки тому

    Starting ka 1.20 mins hi boht h is video ko 10 million likes k liye. There are the ones who show off and then there are u do things with heart and mind.

  • @yashjoshi1077
    @yashjoshi1077 3 роки тому +7

    My father's income is 12 lakhs per annum and he bought Altroz for 7.5lakhs onroad 😎
    Very practical decision taken by me
    Wasting money on fancy cars is totally stupid we can utilize that money in future

    • @raghavendrahm583
      @raghavendrahm583 3 роки тому +3

      My income is also 12L. But bought used car for 4L.😂

    • @yashjoshi1077
      @yashjoshi1077 3 роки тому

      @@raghavendrahm583bro Purchasing a used car is headache tbh good deals are very rare I hope you cracked a great deal.
      I also wanted to buy a used Honda city for 4.75 lakhs but I changed my mind

    • @raghavendrahm583
      @raghavendrahm583 3 роки тому

      @@yashjoshi1077 thats true.

    • @raghavendrahm583
      @raghavendrahm583 3 роки тому +1

      When I bought car 6 months ago, diesel was Rs.66...

    • @yashjoshi1077
      @yashjoshi1077 3 роки тому

      @@raghavendrahm583 it's like 94.24 Rs/L (Petrol) in Indore 😂

  • @shishirgupta6272
    @shishirgupta6272 3 роки тому +4

    आँखे खोल दी भाई जी आपने 👌👌
    बहुत शानदार ,काम का वीडियो ...

  • @smiles101
    @smiles101 3 роки тому +18

    Very realistic, I appreciate your thoughts.

  • @wowsomemansur28
    @wowsomemansur28 2 роки тому

    After so many videos ...
    Finally aap mile jo mere jaisa sochta hai ... To the point reality based thinking ... No bull shit ... Jitna kaam taamjaam utne kam karche ... Seat belt dhang se pehente nehi aur logon ko features chahiyea ... 🙄

  • @kdvlog966
    @kdvlog966 3 роки тому +2

    Aapane bilkul sahi Kaha sir. mere bhi Sar per car kharidne ka bhoot Sawar hai. Aur meri income monthly 30,000 ke aaspaas hai, Is Tarah Se Main Puri Tarah Se fans Jata. Apne Aankhen khol di dhanyvad dena chahta hun sir main aapko.

  • @sumanisthere
    @sumanisthere 3 роки тому +6

    One of the best sessions that I had till date. Changed my thinking process on these type of situations completely. Thank you for such a lovely informative discussion

  • @youi3396
    @youi3396 3 роки тому +9

    Loved the video. You just helped me rethink the reality 😄

  • @neov0211
    @neov0211 3 роки тому +4

    I like the most today's topic. And you explained very very well. Eye opening.

  • @deepakkaul0085
    @deepakkaul0085 3 роки тому

    Safety is truly least considered point here in bharat . It's a perfect video for all as majority only want to impress others and finally end up burning their own asses . In short jitni chadar utni car 👍👍😇😇

  • @gajendrafitnessfirst8329
    @gajendrafitnessfirst8329 3 роки тому

    सर, आपने बहुत अच्छी तरह से समझाया, में भी यही गलती करने जा रहा था, आपने समय पर सरल भाषा में समझा दिया 🙏

  • @funnfacts2204
    @funnfacts2204 3 роки тому +6

    I totally agree !!
    I am learning 1,20,000 per month and just purchased second hand Alto and I am quite satisfied with that ❣️

    • @ankitbhandari06
      @ankitbhandari06 3 роки тому +4

      Aap chutiye ho bhai islie😂

    • @funnfacts2204
      @funnfacts2204 3 роки тому +1

      @@ankitbhandari06 ji nahi sir, flat le rakha he 50 lakh ka to or jisme abhi 15 lakh loan pending he to woh complete karke achhi vali car lunga
      Abhi car me spend nahi karna chahta

    • @nochance3914
      @nochance3914 3 роки тому

      @@funnfacts2204 How old are you? because mai janana chahta hu tum married ho ya nahi.
      Agar ho to good,nahi to car benefit de sakta hai tumhara impression banane me.

    • @funnfacts2204
      @funnfacts2204 3 роки тому

      @@nochance3914 yes I am married

    • @nochance3914
      @nochance3914 3 роки тому +1

      @@funnfacts2204 Then,you have no problem.
      I am yet to get married and I have seen guys who own good car have little bit advantage in creating good impression in arrange marriage.
      I am Medical doctor and earn very good and I thought to buy car after few years.
      My family own one Tata hatchbag car so its not necessary to even buy new car as we have small family and we like in 3 lakh plus town.
      I have seen being superficial has helped so many people in arrange marriage in order to create halo effect which I might be lacking.

  • @vivekrasal4807
    @vivekrasal4807 3 роки тому +4

    Such a eye-opener. Terrific video. Felt like everything is explained to me with my scenarios

  • @vinaypatil6349
    @vinaypatil6349 3 роки тому +12

    Arey sahab, 3 saal se 1.5lac/mth salary le raha hu, ab tak car nahi kharidi....lol, aur 1-2 saal tak koi plan bhi nahi..... haan mere jaise log bhi hote he, no show off , live simple....

    • @chandandy4919
      @chandandy4919 3 роки тому +1

      If u r salaried, then u wud be generous too, to pay 30k/month tax 😭😂

    • @pritishpradhan4649
      @pritishpradhan4649 3 роки тому +5

      Acchi baat hai ... Cycle kharid lena bhai

    • @arunpradeep2076
      @arunpradeep2076 3 роки тому

      @@pritishpradhan4649 hope at least he got cycle atleast

    • @manishsingh-em6pc
      @manishsingh-em6pc 3 роки тому +5

      Apni acchi khasi salary bhi bta rha hai and bol rha hai k "no show-off". Wah Modi ji wah

    • @pritishpradhan4649
      @pritishpradhan4649 3 роки тому

      @@manishsingh-em6pc sahi bola bhai ... No show off ... Ussko toh nobel peace prize milana chahiye

  • @basoyar9641
    @basoyar9641 3 роки тому

    Outstanding information for those who are mad about their fake status, without considering their financial conditions 👏👍

  • @mianabdulnabi3871
    @mianabdulnabi3871 3 роки тому

    بہت کار آمد مشورے۔ دیئے آپ نے۔ شکریہ۔ from pakistan

  • @binopvarghese
    @binopvarghese 3 роки тому +4

    That’s a great advice ..... u saved my money 💰 so a thank u 🙏 banta hai dost ....

  • @maheshmantri7107
    @maheshmantri7107 3 роки тому +7

    Sunroof in india is nothing but a hype. A tropical country like India where average temperature during the most of the period in a year is 30 degrees sun roof is a stupid idea. Sun roof is for Europeans who longe for sunlight. Not for indians.

    • @abhijiths7637
      @abhijiths7637 3 роки тому +2

      Not just heat but rain too... Besides its difficult to maintain and a pain in the a** when you part it under tree

  • @homosphonesbriefhistoryofh7019
    @homosphonesbriefhistoryofh7019 3 роки тому +3

    I'm buy 2nd hand and I'm totally happy with my design.

  • @thejaswinishankar6352
    @thejaswinishankar6352 3 роки тому

    I know many ppl who are buying cars although they don't have money to fill petrol and service it.. They are buying and keeping it parked unused outside their house.. This video is excellent.. Simply don't waste money on liability..

  • @n.k.2955
    @n.k.2955 2 роки тому

    This logic is applicable to all things like TV,mobile, washing machine ,Fridge..etc....

  • @TAIMURIMAM1
    @TAIMURIMAM1 3 роки тому +4

    Before buying car all should read “Rich dad poor dad” book. That will help us to be financially educated. Car is not a asset it is a liability.

    • @nareal_chutney
      @nareal_chutney 3 роки тому

      That's not the right lesson from that book. Are you saying no one should buy a car?

    • @soumyasingh1616
      @soumyasingh1616 3 роки тому +2

      Even life is not an asset
      Ekdin tum jaoge hi is duniya se

    • @taurian1988
      @taurian1988 3 роки тому +1

      @@soumyasingh1616 right ,life jioo full tashan se ,,calculated risk k saath

    • @TAIMURIMAM1
      @TAIMURIMAM1 3 роки тому

      @@nareal_chutney no I never meant that. I have new car too. but before car we should have some asset as a secondary income. So we can have peace in mind. I have seen some people earn 40k don’t have other income but planing to buy 10lack car which is not smart plan. We should make our priority realistically.

  • @SoumendraBagh
    @SoumendraBagh 3 роки тому +3

    So excitement about new car is like marriage.
    Depreciating asset.

  • @adityasonti9478
    @adityasonti9478 3 роки тому +8

    brilliantly said. this video made me subscribe to your channel.

  • @AsdityaR
    @AsdityaR 3 роки тому

    Thanks bhai... Ye video dekh k merko kaafi cheezein samajh aayi... Agar na dekhta to galat decision le leta and 2,4 saal baad pachtawa hota... Very helpful content

  • @PritishEkka
    @PritishEkka 3 роки тому +2

    Your videos are like your suggestions.No drama, No frills, just real content.

  • @nishanthnellutla
    @nishanthnellutla 3 роки тому +4

    Thank you. I've postponed my plan to buy a new car by 4 months.

  • @vij110890
    @vij110890 3 роки тому +4

    Sunil Shetty spotted with amazing analysis 😁😁👍

  • @TheAutoFreak
    @TheAutoFreak 3 роки тому +14

    You voice resembles me of Sunil Shetty 😂😂

  • @purplelusture
    @purplelusture 2 роки тому +1

    Apart from the authentic & valuable info that you provide through your videos, which I am sure has always been an eye opener for the viewers and helped them make the right decision, what I also like is the way you talk, that slight English accent in your hindi. Very signature tone and style.
    Thanks brother and God bless you !!! You are doing an excellent job in helping people.

  • @wilfy19
    @wilfy19 3 роки тому +2

    To the point man. To the point. This 20% infact implies to every loan - car, personal, etc.

  • @ssekhardeb4868
    @ssekhardeb4868 3 роки тому +4

    What an amazing video. Thank you for making this 👍🏼

  • @kartikdogra6528
    @kartikdogra6528 3 роки тому +27

    Hanji saab👌💐

  • @chaoruncheng2220
    @chaoruncheng2220 3 роки тому +5

    we have a alto 800 lx in our family.. and we are pretty much happy with it.
    mileage- 💯
    maintainance 💯
    comfort 70/100

    • @idiotsontheroad-ind4681
      @idiotsontheroad-ind4681 3 роки тому

      I too own alto lxi great car.

    • @ffurkan786
      @ffurkan786 3 роки тому +1

      What about Safety?

    • @chaoruncheng2220
      @chaoruncheng2220 3 роки тому +3

      @@ffurkan786 always maintains spd limit, 60/70.. never met with an accident.
      and in cities max speed is 40.

    • @idiotsontheroad-ind4681
      @idiotsontheroad-ind4681 3 роки тому +1

      @@ffurkan786 bhai majority accidents safety cars k hi hote ha. Mujhko pta ha 80km k upar alto fly krti ha rukegi nhi isliye alto waale sab aaram se hi chalate ha. Jitne bhi badi gaadi waale car ki safety k naam uddate ha car.

  • @mails2nishant
    @mails2nishant 3 роки тому +2

    This is the best video of all. Thank you for the limits to which one should spend on loan fir a car. I know all this, but feel a lot better on getting reminded. Very beautifully explained. You must be a nice and practical person in life as well.

  • @rajeevahlawat6242
    @rajeevahlawat6242 3 роки тому

    बहुत ही अच्छी वीडियो है बिल्कुल सही बात कही है अपने बजट में रहे संतुष्ट रहे आर्थिक रूप से स्वतंत्र रहे

  • @chamandev7036
    @chamandev7036 3 роки тому +4

    Thanks sir

  • @postal.solutions
    @postal.solutions 3 роки тому +4

    You have my respect! 🙏🙏

  • @Amlantube1
    @Amlantube1 3 роки тому +4

    Nobody commenting on the similarity between car and wife ? 🤪

  • @user-sb9nr7qp1r
    @user-sb9nr7qp1r 3 роки тому

    I cannot stop writing that u r an intelligent man.....despite of having over style and weird voice ...but like ur honest and relevant views

  • @GirishYadav12
    @GirishYadav12 3 роки тому +1

    Excellent 👍👍 this is what many of us dont consider while purchasing a car