NICOLE!!! THE ANSWER IS WE'RE ALWAYS INTERESTED IN WHAT YOU HAVE TO OFFER!!! Kung gusto mo ishare samin yung paggawa ng sa google docs, yesssss our queen go!! 💖 Thank you sa lahat ng tulong para umasenso rin ang ibang mga pinoy!! ☺️ Let's all get rich together mga kababayan!
i’m an accountant and people find it funny how i use excel for everything financial (personal) but it’s just too powerful. i always thought they’re missing out.
I tried my teenage niece to watch your vlogs. I mean they are so lucky that your generation has these kind of channel. Teaching young people about finance.
Wow I' m just shock someone mentioned expert Mrs Tessy I thought I' m the only one trading with her, She helped me recover what I lost trying to trade my self
Hey friends! Welcome back to this week's video. Tried the premiere feature today :)) As always, if you guys have any questions or topic suggestions, feel free to comment it. Check out the description for the links of stuff I mention in the video :D Thanks and stay safe always friends!
One month has passed since I joined/subscribed (?) in r/phinvest in reddit, read rich dad poor dad (still reading think &grow rich haha) watched your YT vids, & I have started to take my finances seriously. Tracked my expenses for 1 solid month, opened a stock brokerage acct, & continued funding my MP2. I'm pumped and excited towards achieving my financial goals & building my asset column. I know there's SOO MUCH to learn but passionate people like you inspires me to keep going!! Thank you, Nicole! 🤟
Regina, I was speechless when I read your comment. I'm so hyped by how much actiom you've taken. YOU GO GIRL ❤💯 Thank you so much for the support. We're all on this journey together! 🍞😄
Nicole, I'm impressed on how you guide the Filipinos regarding finance. I think you are the youngest vlogger I've watched about Finance topics. I'm so proud of you. You are now my favorite finance vlogger. Keep doing what you love. Watching from The Netherlands 🇳🇱❤️
My 20's were great for building my wealth 😱 • Single ✅ • Ready to work ✅ • Ready to save ✅ Thanks for the comprehensive overview. Always good to discover new UA-camrs 👍
Yes for the home wallet and the baby steps indeed! ✨I usually track my expenses on a daily basis using my journal and notepad since 2018. Now, thanks to you, I’m more driven on managing my finances well and would love to make these spreadsheets for an upgraded level of tracking my overall expenses and my savings as well. So glad I found you! 🤗
I was literally LITERALLY just thinking about setting up my own financial system for 2021 and UA-cam randomly suggested your video. The creepiest!!! Your vids are very helpful btw!! Helped my normal, non-technical brain to understand these things ☺️ looking forward to moreeee!
Ngayon ko lang napanood yung vlog mo kahit 4 years ago na pero tawang tawa ako sa sarili ko kapag nakakarelate ako lalo na yung hindi ma-track if san nanggaling yung ibang amount. Pero so far ang galing kasi magkamukha tayo ng gawa huhu nakakatuwaaaaa
Finally!! I can watch someone who got same mindset with me when it comes to finances and investment. Keep up the good work on creating more contents!! Your new subscriber here from New Zealand!!
Watching this vlog again. Just want you to know na ikaw yung naginspire at nagturo sakin para imanage ang pera ko. Im working as data analyst and sa first year ko sa trabaho. Pay check to pay check ang buhay ko noon. Wala man akong sinusuportahan na pamilya pero lagi akong nauubusan ng pera noon like 1st week plng ng sahod wala na ubos na hintay na ulit ako next sahod. But when i watched this dito ako nainspire. Now nakakapagipon na ako may savings, emergency fund, leisure fund na ako. Sobrang helpful nung sinabi mo na dapat iba't -ibang account mo nilalagay yung pera mo kasi kapag nakikita mong madami yung laman mas mafefeel mo yung urge na gumastos. Im also tracking my expenses and income. Wala akong spreadsheet but im using an app to track my money nakakasatisfy kapag nagtally yung nasa app ang yung nasa accounts ko
Bro she's like a few years younger than me but a lot more responsible and cooler! Wtfff. Anybody can tell me they are crushing on her and I wont ever question why. Daaaamn. keep it up po!! SO COOL!!!
How I wish that I have saved earlier when I was still in my teens, now that Im in my 30's na, medio mahirap nang mag ipon.. At sana mahikayat mo pa ang marami sa kabataan ngayon to be moneywise and invest.. And be financially independent and secure early.. Hope to learn more in your next videos.. Cheers
@@NicoleAlbaYT Im learning more about the other modes of investment.. Tangible investments kasi ang kinalakihan kong orientation like real estate properties, goods and services.. Lam mo namang ang advice ng matatanda.. Pero now Im learning a lot especially about ING and CIMB.. Engaging ka po kasi and you reply with erudite wisdom regarding financial matters which is pambihira ko lang makita from kids in their 20s nowadays.. Aight.. Cheers..
It's so great to see a 20-year old college student to have most of her finances figured out! You are such an inspiration for everyone, especially for students & adults Nicole! You're really doing a great job and you are one of the reasons why I also embarked on this finance journey by creating a UA-cam channel & documenting my success but most especially, my struggles along the way, as someone who's broke & by society's standard, "not successful in life" so that people who's also broke like me can have someone to relate to or learn from. Hope to see more videos from your finance journey series nicole!!! ❤You're doing amazing!
I think magandang next content is: on how you start, like motivations, whys, hows, like basically full-on tutorial. Kasi like ako I’m super interested to do it but I don’t know how to start and where even? Lol. Suggestion lang po and ang ganda ng mga content mo!!! 💙
I thank God for youtubers like you na shinashare ang knowledge sa iba para umangat din sila. More powers to you Nicole and I will continue to share to others yung youtube account mo! 🙂
Kung ganito lang magiging jowa ko, sigurado focus na focus ako sa pag achieve ng mga goals ko 😂😂 Mga ladies na kakilala ko puro shopping ang mga topics..Tsk!!! Sana makainspire ka pa ng marami at pagpalain Ka pa ni God ng madami.🙏🙏
Yeah, same here. Got my financial awakening after listening to Rich Dad Poor Dad audiobook 2 months ago. Now I'm slowly structuring my finances properly with the help of your videos. Thanks!
Will recommended your channel to my 20-something cousins to watch. Your content is really good. I had to learn this stuff over a long period of time from different non-YT sources. Your viewers are lucky to have you!
Yes to the spreadsheet making videoooooo! I'm doing my best to be mindful about tracking all of my income and expenses overall but I've yet to figure out the best way to track movement between all of my different accounts. colorful spreadsheets are life
Henloo! You're awesome for being mindful and proactive with your finances! I agree. Colorful sheets are life 😍 I made the spreadsheet video na actually hehe: ua-cam.com/video/ICO_qTZEVIc/v-deo.html
Hey Nicole! Great video! I also think it's really important to be tracking our personal finances. Just curious to know. How long did it take for you to initially build your personal finance system? And how much time (how often) do you take to maintain/update your set-up?
Are you still there doubting and watching while others are making cool money from bitcoin investment, I will encourage you to start investing to secure a better financial freedom
I actually stop panicking about the fluctuating nature of btc price, ever since I started investing with Mrs Judith Beverly . am gaining regularly even with the market downtrend at times.
I believe year 2020 was a year that thought everyone to be smart with whatever they're doing financially if they're to achieve the success they so much crave for
@@paulmark4343 The global pandemic shut many financial institutions from functioning thereby rendering most people jobless & investors lost more than they ever thought of losing.
Same here. I also don't feel like using apps because there are limits on tweaking the accounts, so I also build my own financial tracker and statements using spreadsheet. It's nice to see vlogs like this. Keep it up!
I honestly dont watch things like hese because they bore me, but you girl kept me engaged till the very end ❤ i wanna build my money system na din tuloy 😄
i have no plan talaga to watch dis kind of videos pero when i saw ur vid on my tl, i immediately clicked it and decided to focus on how i handle my finances. ahahaha as someone na kakaron lang ng work and has her own income na, its so hard to monitor ur expenses and priorities in choosing what to buy or save the money na lang. im glad i came across to dis vid and gained knowledge how to be wise in managing my money. :)
Yo, financial wokening. I'm a teacher and I swear this channel made me take my finances (and my job) moREE seriously. Nawa'y maimbitahan ka namin sa aming econ classes balang araw. Keep making vids, mare.
UA-cam analytics have always suggested your channel to me but never really had the interest in actually clicking and watching your videos, which I now regret. Haha. You are awesome! I will be using your spreadsheets for my financial tracking as I've realized although I know how to manage my money well there is some room for improvement. Thanks for making this kind of video!
Glad UA-cam randomly suggested your video. I’ve always “kept track” of my finances in a non organized way written down on my planner but this is definitely something I’d like to start doing for my sanity 🙏🏼 Grabe, at your age this wasn’t something I even thought of. Great job!
I have 2 bank accounts 1 for my business, investment and properties 😅 2 for my salary Its works for me😊 I always track my spending habits and sometimes I treat my self 😊🤗
Now that I'm eighteen I want to develop myself and have a mindset like yours. Pls, keep on posting very helpful videos like this. Thank you so much! Now imma talk to my parents first because I'm broke and am very dependent on my parents. I WANT NEW LIFE❗
Keep doing videos like this because you’re doing it the right way. Very informative and it helps to those people who wants to manage personal finances. A big 👍🏻
Woah! after one year you already reached 240k subs. Amazing. I was just typing the word "finance" in the search bar on youtube and this was the first video that recommended to me. What a tadhana!
I like it how Nicole divides the video into parts and makes a flow so that it can be easily understandable. Honestly, I learned more about money from her than my economics teacher from Grade 9 HAHAHAHA, I hope my comment would be Featured in the future
Just discovered your channel! Looking forward to more successful financial plans. I'm just a novice in this and really want to be wise in spending money. Thank you for this!
I use an app called expense manager so I can easily and immediately input expenses after spending. Then by day's end or after a few days I transfer everything to my spreadsheet. After years of tracking, I've come to a good balance of specificity and general categories. Appreciate the content. Good job. 👌
You gave me an idea how to better record and track my finances! Thank you for this!! Now I'm more interested with spreadsheets, something new to start for the coming year!!
saw one of your videos this afternoon- and since then i've been binge watching all of your videos😆😆 im kinda planning to organize my money after getting inspured by you. kudos!!.💖
Can I just say I'm glad to come across someone who does a personal financial system like I do? 💕 2021 will be my 4th year of maintaining the system I built from scratch without any financial advisor's help (but better to seek professional advice 😉) From the multiple banking strategy, cash inflow system, to the expense tracker, and the annual financial review. Hopefully in the next year I could get into more income generating channels other than actively working (investments, for example). My first time to comment on a video and I think it's worth it! Love your content 🤗
I also have a spreadsheet but focuses only on my investments and loans para matrack ko when I started that kind of investment, the frequency, and when will I finish. Para na rin pala makita ko kung magkano na lahat ng naipasok ko sa investment na yun. It helps really. 👍👍👍 keep videos coming 😁
Great video! I will had my teenage daughter subscribed to your channel. 😍 She's 13 and i think she'll be interested kasi hindi boring mga videos mo and hindi mahirap intendihin. This is something na dapat sa school binibigyan nga focus din. Salamat po 😍😍
we are so the same! I have several accounts and have a google spreadsheet too for tracking! I like tracking my finances with spreadsheets better than apps. I have more control. Before spreadsheets were a thing.. when I was so young like around elementary I used to track my money in a notebook only.
This was recommended on my youtube feed and I think this is a sign to start saving money again after spending too much in the past months especially during 11.11 🤠 anw this is very helpful for me!! I'm just 17 but I want to manage my finances already!! 💙
This is my first time watching your video, and i find it really cool! i really have hard times on managing my finances and this could help me a lot. Thank you so much.
im binge-watching your videos because I am now 18 and wala pa ako kahit isang savings account! huhu but i'll try my best to start as early as possible kasi I know I will benefit from it in the future! Keep hustling❤️
NICOLE!!! THE ANSWER IS WE'RE ALWAYS INTERESTED IN WHAT YOU HAVE TO OFFER!!! Kung gusto mo ishare samin yung paggawa ng sa google docs, yesssss our queen go!! 💖 Thank you sa lahat ng tulong para umasenso rin ang ibang mga pinoy!! ☺️ Let's all get rich together mga kababayan!
AAAAHHH JEAN!! Haha i feel the love thank yoooouu ❤ Nafilm ko na ung how to recreate, so editing nalang! WOOHOO road to getting rich tayong lahat 🙌
Auto crush haha
Yes please 😍😇
Try spendee for expense tracking
@Isaac Wilde reported
i’m an accountant and people find it funny how i use excel for everything financial (personal) but it’s just too powerful. i always thought they’re missing out.
I love spreadsheeting too. Like almost everything! Lol
I do the same, and I find it so easy to use and organise every single thing in my life
This is so true!
Finally, the youtube algorithm is making sense with the suggested videos.
I FINALLY HAVE SOMEONE TO WATCH WHO HAVE THE SAME MINDSET AS MINE! Upload more vids! I love them! ❤️
Haha awesome! Thanks for watching the videos. I'm glad you're enjoying them 😁 Every Wednesday video release, so yaaas more to come WOOH 💪🚀
I tried my teenage niece to watch your vlogs. I mean they are so lucky that your generation has these kind of channel. Teaching young people about finance.
I finally found my kind of youtuber for finance topics!!! I really love the way you tackle on this serious matter in a friendlier and millenial way.
Yay! Thank you, Divine 😄 I really try my best to make these topics a lot friendlier. I appreciate your support ❤️🍞
Hard same 😏
As a financial educator, this is very helpful to Filipino people
Finally a filipino culture version of all those financial systems (and funnier)
One of my frustrations before was that most channels were US-based kaya not as applicable 😅 Glad to know you're finding these vids helpful 🙌
@@NicoleAlbaYT true i love reading books about investment but its all based on the US
2019 was a great year for me despite the pandemic I've been trading with expert Mrs tessy service for months now and all my trade have been going well
Wow I' m just shock someone mentioned expert Mrs Tessy I thought I' m the only one trading with her, She helped me recover what I lost trying to trade my self
I think I'm blessed because if not I wouldn't have met someone who is as spectacular as expert Mrs Tessy,I think she is the best broker I ever seen
Hey friends! Welcome back to this week's video. Tried the premiere feature today :)) As always, if you guys have any questions or topic suggestions, feel free to comment it. Check out the description for the links of stuff I mention in the video :D Thanks and stay safe always friends!
Where did you get your otg wallet?
Hey nicole - where can i find the video for the spreadsheet that you promised? :P Thank you for sharing..
I'm 19 now. I have no work and no allowance due to pandemic and I'm glad I had this in my recommendations! I will need this thank you!
One month has passed since I joined/subscribed (?) in r/phinvest in reddit, read rich dad poor dad (still reading think &grow rich haha) watched your YT vids, & I have started to take my finances seriously. Tracked my expenses for 1 solid month, opened a stock brokerage acct, & continued funding my MP2. I'm pumped and excited towards achieving my financial goals & building my asset column. I know there's SOO MUCH to learn but passionate people like you inspires me to keep going!! Thank you, Nicole! 🤟
Regina, I was speechless when I read your comment. I'm so hyped by how much actiom you've taken. YOU GO GIRL ❤💯 Thank you so much for the support. We're all on this journey together! 🍞😄
Nicole, I'm impressed on how you guide the Filipinos regarding finance. I think you are the youngest vlogger I've watched about Finance topics. I'm so proud of you. You are now my favorite finance vlogger. Keep doing what you love. Watching from The Netherlands 🇳🇱❤️
Adulting is really harder than what the media make it looks like. Hahaha. Good thing channels like yours exist. 💜💜💜
It's both harder and easier tbh HAAHAH I'm glad you're finding my videos helpful!! 😁❤️🍞
My 20's were great for building my wealth 😱
• Single ✅
• Ready to work ✅
• Ready to save ✅
Thanks for the comprehensive overview. Always good to discover new UA-camrs 👍
Yes for the home wallet and the baby steps indeed! ✨I usually track my expenses on a daily basis using my journal and notepad since 2018. Now, thanks to you, I’m more driven on managing my finances well and would love to make these spreadsheets for an upgraded level of tracking my overall expenses and my savings as well. So glad I found you! 🤗
I was literally LITERALLY just thinking about setting up my own financial system for 2021 and UA-cam randomly suggested your video. The creepiest!!! Your vids are very helpful btw!! Helped my normal, non-technical brain to understand these things ☺️ looking forward to moreeee!
I work in the accounting field but your spreadsheet is better than my personal budget tracker!! I love it!
Ngayon ko lang napanood yung vlog mo kahit 4 years ago na pero tawang tawa ako sa sarili ko kapag nakakarelate ako lalo na yung hindi ma-track if san nanggaling yung ibang amount. Pero so far ang galing kasi magkamukha tayo ng gawa huhu nakakatuwaaaaa
This is me. I love talking to my friends how I manage my finances and share software applications.
Yehes influence them 👀😁
Thank you for this. Finally a localized version of these topics. Super thank youuu
Glad you found this helpful Aira! Welcome to the BreadFam hihi 🍞❤️😁
Finally!! I can watch someone who got same mindset with me when it comes to finances and investment. Keep up the good work on creating more contents!! Your new subscriber here from New Zealand!!
Omg i love this channel
Nicole: "I can't wait for 1,000 subs!!"
Me: * looks at 60.9K subscribers count*
So fast in such a short period of time! Even I'm blown away 😄🌟
@@NicoleAlbaYT Pano yung blown away? haha
she's at 75k now!!! she deserves moreeee
@@zenniah2430 currently at 114K! She's made it. :D
She's already at 132k subs!!!
Watching this vlog again. Just want you to know na ikaw yung naginspire at nagturo sakin para imanage ang pera ko. Im working as data analyst and sa first year ko sa trabaho. Pay check to pay check ang buhay ko noon. Wala man akong sinusuportahan na pamilya pero lagi akong nauubusan ng pera noon like 1st week plng ng sahod wala na ubos na hintay na ulit ako next sahod. But when i watched this dito ako nainspire. Now nakakapagipon na ako may savings, emergency fund, leisure fund na ako. Sobrang helpful nung sinabi mo na dapat iba't -ibang account mo nilalagay yung pera mo kasi kapag nakikita mong madami yung laman mas mafefeel mo yung urge na gumastos. Im also tracking my expenses and income. Wala akong spreadsheet but im using an app to track my money nakakasatisfy kapag nagtally yung nasa app ang yung nasa accounts ko
OHMYGOSHHHHHH! We're exactly the same. Me digging to your channel is not accident. I found another me. Love your vids! 🤎🤎🤎
Bro she's like a few years younger than me but a lot more responsible and cooler! Wtfff. Anybody can tell me they are crushing on her and I wont ever question why. Daaaamn. keep it up po!! SO COOL!!!
How I wish that I have saved earlier when I was still in my teens, now that Im in my 30's na, medio mahirap nang mag ipon.. At sana mahikayat mo pa ang marami sa kabataan ngayon to be moneywise and invest.. And be financially independent and secure early.. Hope to learn more in your next videos.. Cheers
Yeah, pero at least you're doing it now! Thanks palagi you always comment sa vids ko. Glad na you're able to learn things from me pa rin 😄
@@NicoleAlbaYT Im learning more about the other modes of investment.. Tangible investments kasi ang kinalakihan kong orientation like real estate properties, goods and services.. Lam mo namang ang advice ng matatanda.. Pero now Im learning a lot especially about ING and CIMB.. Engaging ka po kasi and you reply with erudite wisdom regarding financial matters which is pambihira ko lang makita from kids in their 20s nowadays.. Aight.. Cheers..
It's so great to see a 20-year old college student to have most of her finances figured out! You are such an inspiration for everyone, especially for students & adults Nicole! You're really doing a great job and you are one of the reasons why I also embarked on this finance journey by creating a UA-cam channel & documenting my success but most especially, my struggles along the way, as someone who's broke & by society's standard, "not successful in life" so that people who's also broke like me can have someone to relate to or learn from. Hope to see more videos from your finance journey series nicole!!! ❤You're doing amazing!
Having lots of bank accounts can decrease the risk too. In case of bankruptcy, up to 500k is insured by PDIC. Skl if u guys dont know hehe
PDIC?
the art of spending that old bills first before the new ones what a tactic i like that
Keep the crispy bills they be precious 🤪
I think magandang next content is: on how you start, like motivations, whys, hows, like basically full-on tutorial. Kasi like ako I’m super interested to do it but I don’t know how to start and where even? Lol. Suggestion lang po and ang ganda ng mga content mo!!! 💙
YOU'RE AN ANGEL!!! 5:41 AM AND NOW I AM GETTING MY LAPTOP TO DO MY SPREADSHEET!!! 🤫💖🤫
I'm 19 and I also read Rich Dad, Poor Dad, so glad that it was recommended to me last year, read that book, guys! Hehe
Where you rwad those po,libro po ba binili mo?
@@tedysmith1188 pdf lang po, may free pdf rin po si Ate Nicole Alba sa isa n'yang vid hehe
@@rubbersoul132 puwede po ba pasend sa email ko😁malaking 2long po samin rich dad at poor dad. Accountancy student kasi ako😅
@@tedysmith1188 nasa description po ng vid na sinend ko, nandun po yung link hehe dl niyo nalang po, same here po accountancy student rin ☺
@@rubbersoul132 oh nice po BSA GOODLUCK po😁..ano po yung title ng video ni Maam nicole na may book😁
I thank God for youtubers like you na shinashare ang knowledge sa iba para umangat din sila. More powers to you Nicole and I will continue to share to others yung youtube account mo! 🙂
Kung ganito lang magiging jowa ko, sigurado focus na focus ako sa pag achieve ng mga goals ko 😂😂
Mga ladies na kakilala ko puro shopping ang mga topics..Tsk!!!
Sana makainspire ka pa ng marami at pagpalain Ka pa ni God ng madami.🙏🙏
You are what kids need nowadays. Thank you for what you do
Dude, youre a great teacher. Thanks for the quality content 💯
Thanks for the feedback. That means a lot to me! Haha thank you for watching my videos 😄❤🍞
Yeah, same here. Got my financial awakening after listening to Rich Dad Poor Dad audiobook 2 months ago. Now I'm slowly structuring my finances properly with the help of your videos. Thanks!
"So close to 100 subs!!"
Now at 104K!! Congrats!
Will recommended your channel to my 20-something cousins to watch. Your content is really good. I had to learn this stuff over a long period of time from different non-YT sources. Your viewers are lucky to have you!
Yes to the spreadsheet making videoooooo! I'm doing my best to be mindful about tracking all of my income and expenses overall but I've yet to figure out the best way to track movement between all of my different accounts. colorful spreadsheets are life
Henloo! You're awesome for being mindful and proactive with your finances! I agree. Colorful sheets are life 😍 I made the spreadsheet video na actually hehe: ua-cam.com/video/ICO_qTZEVIc/v-deo.html
how are u only 20 yrs old 😭 i feel so intimidated as someone who's about to turn 18
You just earned my sub. This is
pretty much the kind of content that every millenial needs to watch.
Hey Nicole! Great video! I also think it's really important to be tracking our personal finances. Just curious to know. How long did it take for you to initially build your personal finance system? And how much time (how often) do you take to maintain/update your set-up?
I don't know how I'm here but I think this is a sign for me to ✨start saving✨
Are you still there doubting and watching while others are making cool money from bitcoin investment, I will encourage you to start investing to secure a better financial freedom
I actually stop panicking about the fluctuating nature of btc price, ever since I started investing with Mrs Judith Beverly . am gaining regularly even with the market downtrend at times.
@@rlchardcharles3204 Is she legit, can she be trusted?
Yes she's legit also an expert and I have been earning from her platform.
I believe year 2020 was a year that thought everyone to be smart with whatever they're doing financially if they're to achieve the success they so much crave for
@@paulmark4343 The global pandemic shut many financial institutions from functioning thereby rendering most people jobless & investors lost more than they ever thought of losing.
how did i just discover u right now??? and not earlier in my life 😭 u motivated me to value money and gave me A LOT of tips when it comes to finances
BDO app failing at 4:27 aptly demonstrates that "it's not perfect" 😆
I laughed when I was screen recording. Typical BDO app 😅
Hi Miko! Have you set a meeting with a Financial Advisor for this year?
Same here. I also don't feel like using apps because there are limits on tweaking the accounts, so I also build my own financial tracker and statements using spreadsheet. It's nice to see vlogs like this. Keep it up!
3:10 yah. We're weird like that 😂
Apir fellow weirdo! 😆
APIR HAHAHAHAHAHAHA
I honestly dont watch things like hese because they bore me, but you girl kept me engaged till the very end ❤ i wanna build my money system na din tuloy 😄
i have no plan talaga to watch dis kind of videos pero when i saw ur vid on my tl, i immediately clicked it and decided to focus on how i handle my finances. ahahaha as someone na kakaron lang ng work and has her own income na, its so hard to monitor ur expenses and priorities in choosing what to buy or save the money na lang. im glad i came across to dis vid and gained knowledge how to be wise in managing my money. :)
Yo, financial wokening. I'm a teacher and I swear this channel made me take my finances (and my job) moREE seriously. Nawa'y maimbitahan ka namin sa aming econ classes balang araw. Keep making vids, mare.
UA-cam analytics have always suggested your channel to me but never really had the interest in actually clicking and watching your videos, which I now regret. Haha. You are awesome! I will be using your spreadsheets for my financial tracking as I've realized although I know how to manage my money well there is some room for improvement. Thanks for making this kind of video!
I’m sooo glad i found your channel!! You’re one of the VERY few youtubers that I trust when it comes to receiving personal finance advice!
Aw thank you for that! Honored be be a part of those few youtubers 🤩 Glad that my videos have been useful for you 😁❤️
Wow from 791 to more than a hundred 😲 the power of an informative youtuber
Glad UA-cam randomly suggested your video. I’ve always “kept track” of my finances in a non organized way written down on my planner but this is definitely something I’d like to start doing for my sanity 🙏🏼
Grabe, at your age this wasn’t something I even thought of. Great job!
I have 2 bank accounts
1 for my business, investment and properties 😅
2 for my salary
Its works for me😊
I always track my spending habits and sometimes I treat my self 😊🤗
Now that I'm eighteen I want to develop myself and have a mindset like yours.
Pls, keep on posting very helpful videos like this. Thank you so much!
Now imma talk to my parents first because I'm broke and am very dependent on my parents. I WANT NEW LIFE❗
It's my first time to saw your channel. You deserve a million subs! Continue to promote financial literacy. We're here to support you. 😊
I'm suuuuuuuper happy that i stumbled upon your video about investing and now im binge watching. Thank youuuu
I'm kind of proud that I'm watching these kind of videos for my future money management. 🥰
Subscribed! Love supporting young Filipino youtubers that create quality content that truly contributes for the betterment of the society. ❤
This is why Unionbank is the best digital bank for a reason :) super user friendly and secure.
Omgie sameee, i also do that. Separating my cash into different wallets and not spending the crispy bills.
These kind of advices should be included in curriculum.
Keep doing videos like this because you’re doing it the right way. Very informative and it helps to those people who wants to manage personal finances. A big 👍🏻
finally!!!! youtubers talking about finances :) thank you ♥️♥️
Ohhh, before i used excel/spreadsheet too but now I’m using a money tracking app. We also have the same cash categories!!! This is niceee :)))
Your video appeared in my recommendation and it is so timely as I'm organizing my cashflow. You're amazing!
You are such an inspiration.
Woah! after one year you already reached 240k subs. Amazing. I was just typing the word "finance" in the search bar on youtube and this was the first video that recommended to me. What a tadhana!
I like it how Nicole divides the video into parts and makes a flow so that it can be easily understandable. Honestly, I learned more about money from her than my economics teacher from Grade 9 HAHAHAHA, I hope my comment would be Featured in the future
I freaking love the way she talks WHEN I SPEED IT UP TO 1.5x, you're welcome.
The editing is on fire! You gained a subscriber!
Just discovered your channel! Looking forward to more successful financial plans. I'm just a novice in this and really want to be wise in spending money. Thank you for this!
i really don't know how yt algorithm goes that i stumble upon this vid but i'm not complaining, thanks for the very informative vid 👍☺️
I use an app called expense manager so I can easily and immediately input expenses after spending. Then by day's end or after a few days I transfer everything to my spreadsheet. After years of tracking, I've come to a good balance of specificity and general categories.
Appreciate the content. Good job. 👌
Yep hehe really important to find what works for you! Thanks for watching rency 😄❤🍞
@@andreaalexisrivera344 I'm going to have to ask you to stop advertising in my comments section. Thank you.
That 3:12 👌🏻 My friends would always be weirded out when I arranged my money and spend the uglier bills first. 😅
yes .. I am one of the gen z
learning one of the important lesson in life .
For that thank you.
This is literally the first vid I've watch from you but when I saw your spreadsheet I literally liked and subscribed 😳😳
You gave me an idea how to better record and track my finances! Thank you for this!! Now I'm more interested with spreadsheets, something new to start for the coming year!!
saw one of your videos this afternoon- and since then i've been binge watching all of your videos😆😆 im kinda planning to organize my money after getting inspured by you. kudos!!.💖
Can I just say I'm glad to come across someone who does a personal financial system like I do? 💕 2021 will be my 4th year of maintaining the system I built from scratch without any financial advisor's help (but better to seek professional advice 😉) From the multiple banking strategy, cash inflow system, to the expense tracker, and the annual financial review. Hopefully in the next year I could get into more income generating channels other than actively working (investments, for example).
My first time to comment on a video and I think it's worth it! Love your content 🤗
I also have a spreadsheet but focuses only on my investments and loans para matrack ko when I started that kind of investment, the frequency, and when will I finish. Para na rin pala makita ko kung magkano na lahat ng naipasok ko sa investment na yun. It helps really. 👍👍👍 keep videos coming 😁
Great video! I will had my teenage daughter subscribed to your channel. 😍 She's 13 and i think she'll be interested kasi hindi boring mga videos mo and hindi mahirap intendihin. This is something na dapat sa school binibigyan nga focus din. Salamat po 😍😍
watching this video now that you have almost 500k subscribers, nakaka proud!
we are so the same! I have several accounts and have a google spreadsheet too for tracking! I like tracking my finances with spreadsheets better than apps. I have more control. Before spreadsheets were a thing.. when I was so young like around elementary I used to track my money in a notebook only.
I agree with the use of spread sheet, I do also use that to track my expenses and other financial stuff. But yours is way better than mine.
This was recommended on my youtube feed and I think this is a sign to start saving money again after spending too much in the past months especially during 11.11 🤠 anw this is very helpful for me!! I'm just 17 but I want to manage my finances already!! 💙
Totally agree on the Unionbank UI! Soooo good!
This is really fun to watch. Keep it up! Keep the cash and the memes flowing!
Thaank you! I've got memes for daaays 😏
Can't believe you're only 20! You know way moooooore than I do in managing my finances lol! You got a bright future, stay amazing! 💫
It's my first time to see this kind of video. Thank you!
This is my first time watching your video, and i find it really cool! i really have hard times on managing my finances and this could help me a lot. Thank you so much.
Like the term "Money Hoarder"😍
You’re now one of my fave vloggers! Whohooooo! Will look forward to watching your tutorial. :)
im binge-watching your videos because I am now 18 and wala pa ako kahit isang savings account! huhu but i'll try my best to start as early as possible kasi I know I will benefit from it in the future! Keep hustling❤️
Liking your content! Entertaining and informative. Not the cringey type of vlogger. Looking forward for more videos.
Yayyy! Love it! 😍 I love the way you share this info. It's very interesting. You nailed it. Keep uploading videos. 💗