HENLO guys!! How are you guys doing? I'm in the process of fixing my life because it's a mess rip 😅 If your life is also a WRECK, reset your life with me in this video so we can get back on track with our financial goals ✨💰 Hope you find this helpful!! Working hard on the next videos so that I'll be consistent with the uploads ulit hehe 😁
Ate heeeelp! ING announced that they will be closing their retail banking by the end of August this year. Pls help us make a decision on where to transfer our ING funds. TT
I just wish na possible to sa mga broke a$s biiich like me haha. It's so hard to get out of this situation in other words, Ang hirap pag literal na you're starting from zero at pano mo madodoble yung income mo if you don't know your skills that can help you find more jobs and earn more. Yung I truly want to apply all the tips you've been sharing with us sa life ko pero hindi sya applicable. Mas masakit pa to kesa sa fact na Im single Lol. I hope makita mo to Nicole😅
Hi Nicole!!! Very inspiring videos you made. I am 38 years old but I learned so much from you. I have wasted my early adults years working abroad but did manage my finances ( to think that I am CPA 🤔). I spend so much without thinking because I know that i will earned it anyway but then the company where I am working closed and I settle to work half of salary I was getting before as the market offers that much only, then got married and have 2 kids. I was surfing the net and saw ur vid ( I forgot what I was searching) lucky me. I was impressed and inspired by how you think Ang plan your life and u ur very young. So now, by budgeting and tracking my expenses even I have low salary, I am able to save and invest.
Thank you! I'm 28, and spent the better half of my 20s pursuing passion. Medyo napapaisip na din ako pano na life sa mga susunod na taon. So thank you kase super helpful and informative ng contents mo! Feeling ko mas na-e-equip na ko to do a 180 with how I handled and planned my future. Parang ready na din ako mag-invest ng time and effort sayo OwO
Hahahaha SO RELATABLE NICOLE. 21 here, and struggle talaga pag student then you're starting to build career, na out of track talaga sa mga finances and goals. That's why it is important to retrack your goals and finances everymonth atleast. It's a challenge talaga pag starting palang sa personal finance and HOPING MAACHIEVE natin yung financial independence na may assistant na tayo or professional na magtrack ng mga finances at magreport sa tin😊😊 FIGHTING!! 💪💪💪
Over the years, I've tried to track my expenses pero stop and start, stop and start. I started again this year, and now it's more comprehensive. I prepare personal financial statements, and analyze my finances every month. Nothing like losing a ton of money to wake you up. 😅
Congrats Nicole ✨️🙏 I'm a big fan and breadfam is celebrating with your success! Thank you so much for imparting all your knowledge to us, in fun and interesting way!!! Yeyyyy
Thank you, this vid was so timely! It's halfway thru 2022 now and I am also in need of a financial reset. 😅 May I ask what are your thoughts on the recent news of ING leaving the PH retail banking? Any reviews for SeaBank and Maya? Or best alternative for ING at present? Thank youuu! More power to you and your channel! 💪✨
Looking back to my college days, it was so YOLO. But looking at you,,, GIRL! you are damn matured when it comes to your finances! I hope you'll have a good job soon so you can expand your finances. Congrats!
Hi Nicole, grabeee nakaka inspire ka! Can you actually make an in-depth video on how to set up the Wallet app, planning to use that for tracking as well. Thank you!
Had to rewatch this cause I was in a class during the premiere. Hehe, exactly what I needed right now because I need a reset or perhaps a hard restart lols. Thank you for this!
Omyyy Nicole I'll binge watch your videos againnn hehe you're the person who convinced me to invest in MP2 and now I earned 25 pesos out of it hehe. Thank you for your generosity to share this knowledge!
Same tayo sa lahat nang circumstances, from being gradwaiting, financially blind for the past few months, being a freelancer, an aggressive investor, even the systems, pati yung abt sa transaction ng family sa credit card 🤣 parang pinapanood ko sarili kong buhay HAHAHAHHA
GRAND TOTAL OF EXPENSE DUE ON MONTH OF JUNE 30, 2022: Php 10,154.90 BREAK DOWN: Food: Php 4,380.50 Transportation: Php 1,188.00 Medicines / Medical Consultations: Php 1,858.75 Groceries: Php 1,214.65 Fitness: Php 490.00 Other Expenses: Php 1,023.00 KAKA-EATING OUT KO MAHIGIT 4K NA NAGAGASTOS KO. NEED KO MAGBAON SA OFFICE!!!!
me, last year: oh yeah imma just casually drop 11000 pesos on some random stuff oh haha where did my money go me, this year: steady cashflow, fixed percentage of which is put into savings, emergency fund almost fully setup, and about to open an MP2 acc all of this from finding your channel from a yt recommendation off of a Matt D'Avelia video thanks nicole, here's to getting our finances together
Randomly picking investments and getting burned when they go down *shocked pikachu face* PERO SOLID!! Seems like you were able to build a solid foundation after a year. Proud of you dude haha 😁 Matt D’Avella productivity king 👑
hello miss nicole. thank you for this, realistic ang mga videos mo that these things really happened in real life. nakakainspire din na we must reset despite of challenges and life goes on. ❤ more blessings to you!
By the way Congrats Nicole! Also same tayo nag reset now hahaha, nagreset ako this month of July. Siguro adviseable talaga to reset every January and July. Kasi may time talaga na mahirap magtrack na ng budget and all.
refreshing talaga manuod ng vlog mo mama bread huhuhu I learned a lot, hope I can apply it as well hhahaha goodluck to my tamad self. thanks for this vid mama bread 🍞💗🫶
Graduating na din ako and yes, sobrang messed up ng buhay ko the last months. Good to know na I found your video kase I don't know where to start again since I know I overspent 😪
i have been a wreck specially when it comes to spending money. i am so impulsive to the point that i spent the money for my tuition fee thinking that i would be able to repay it but i was wrong. its nearly august and i need to repay that amount of money or else i wont be able to enroll. right now, im finding things that can help me earn money in order to pay my tuition. its not as easy as it seems 😭
Hugs to fellow beadfams! She's backkkkkk ackkkkkk T_T lols. Sana naman Niks magka-bread merch na ulit? Di naman sa pinepressure ka namin pero... Hahahahaha we missed you!!!
Hi, Nicole! Since you have mentioned taxes, can you make a video on how to file taxes as a freelancer? I'm already 25 but don't have an idea how to file taxes or why we even have to file taxes in the first place.
Hi Nicole, I hope you can share your process on how to handle finances including collecting payments of your family to you bec you swiped your card for their purchase. Thank you hope you read this comment
It's really great for young people nowadays because it's easier to get investments like stocks crypto etc unlike years before that in our generation it's harder and we do not have a basic knowledge about this stuff.. I hope our economy pick up gradually..
Hi, I noticed in your GInvest, you don't invest in BPI ALFM. Why? Just curious 😁 coz i think BPI ALFM is a good investment because it has dividends every month. 😊😊
I'm down 38% with my investment consisting 50% crypto 50% stocks I'm probably down more if I didn't DCA. I'm also 22 so I don't really care if crypto goes to 0 because I still live with my parents. (thank you Philippine tradition)
July is reset month din for me but my spreadsheet isn't updated yet! Hahaha try ko nga din yung wallet app na yan. And also GInvest kasi sayang namang yung chance, sabi mo nga down na market is a good entry point into investing. Further investing for me kasi meron nako existing pero thru bank naman
Please also share how you track transactions that are not yours but you're invloved, kasi I have those also and yan yung I find mahirap e track. Thank you!
HENLO guys!! How are you guys doing? I'm in the process of fixing my life because it's a mess rip 😅 If your life is also a WRECK, reset your life with me in this video so we can get back on track with our financial goals ✨💰 Hope you find this helpful!! Working hard on the next videos so that I'll be consistent with the uploads ulit hehe 😁
I love you
Always waiting in your next upload ate nicole💖🍞
Ate heeeelp! ING announced that they will be closing their retail banking by the end of August this year. Pls help us make a decision on where to transfer our ING funds. TT
I just wish na possible to sa mga broke a$s biiich like me haha. It's so hard to get out of this situation in other words, Ang hirap pag literal na you're starting from zero at pano mo madodoble yung income mo if you don't know your skills that can help you find more jobs and earn more. Yung I truly want to apply all the tips you've been sharing with us sa life ko pero hindi sya applicable. Mas masakit pa to kesa sa fact na Im single Lol. I hope makita mo to Nicole😅
I could sleep very well everytime I watch and hear you :)
Sana all at the age of 22 very responsible and aware of all the expenses sa life. Haaays!
You're so awesome dude. 👏
Hi Nicole!!! Very inspiring videos you made. I am 38 years old but I learned so much from you. I have wasted my early adults years working abroad but did manage my finances ( to think that I am CPA 🤔). I spend so much without thinking because I know that i will earned it anyway but then the company where I am working closed and I settle to work half of salary I was getting before as the market offers that much only, then got married and have 2 kids. I was surfing the net and saw ur vid ( I forgot what I was searching) lucky me. I was impressed and inspired by how you think Ang plan your life and u ur very young. So now, by budgeting and tracking my expenses even I have low salary, I am able to save and invest.
Ang galing talaga ng vlogger na ito. Ito dapat ang sumisikat kaysa kila awit gamer or iba pang nagpopromote ng gambling na influencers.
This is perfect. I'm starting my new job and I need a financial reset.
Hi Nichole! I have been trying to educate myself financially and passed by one of your videos. Since then, i have started watching all of your videos.
Thank you! I'm 28, and spent the better half of my 20s pursuing passion. Medyo napapaisip na din ako pano na life sa mga susunod na taon. So thank you kase super helpful and informative ng contents mo! Feeling ko mas na-e-equip na ko to do a 180 with how I handled and planned my future. Parang ready na din ako mag-invest ng time and effort sayo OwO
Very timely Miss Nicole. I, myself, am planning a finance reset and boom! I came across your vid. Congrats fellow Iska 👍👍👍
Hahahaha SO RELATABLE NICOLE. 21 here, and struggle talaga pag student then you're starting to build career, na out of track talaga sa mga finances and goals. That's why it is important to retrack your goals and finances everymonth atleast. It's a challenge talaga pag starting palang sa personal finance and HOPING MAACHIEVE natin yung financial independence na may assistant na tayo or professional na magtrack ng mga finances at magreport sa tin😊😊 FIGHTING!! 💪💪💪
Over the years, I've tried to track my expenses pero stop and start, stop and start. I started again this year, and now it's more comprehensive. I prepare personal financial statements, and analyze my finances every month. Nothing like losing a ton of money to wake you up. 😅
Congrats Nicole ✨️🙏 I'm a big fan and breadfam is celebrating with your success! Thank you so much for imparting all your knowledge to us, in fun and interesting way!!! Yeyyyy
Thank you, this vid was so timely! It's halfway thru 2022 now and I am also in need of a financial reset. 😅 May I ask what are your thoughts on the recent news of ING leaving the PH retail banking? Any reviews for SeaBank and Maya? Or best alternative for ING at present? Thank youuu! More power to you and your channel! 💪✨
It's like Ryan Trahan's Great Reset! 😎🔥
Looking back to my college days, it was so YOLO.
But looking at you,,, GIRL! you are damn matured when it comes to your finances!
I hope you'll have a good job soon so you can expand your finances. Congrats!
Mental loop is happen everytime I waiting for your next upload.
Hi Nicole, grabeee nakaka inspire ka! Can you actually make an in-depth video on how to set up the Wallet app, planning to use that for tracking as well. Thank you!
Had to rewatch this cause I was in a class during the premiere. Hehe, exactly what I needed right now because I need a reset or perhaps a hard restart lols. Thank you for this!
Thank you. I need this!
Omyyy Nicole I'll binge watch your videos againnn hehe you're the person who convinced me to invest in MP2 and now I earned 25 pesos out of it hehe. Thank you for your generosity to share this knowledge!
Very timely, just started a new job and moved to a different country. Since I moved I didn’t track my investments too… RED!!!
What I exactly need right now. Thank you for this!
Good timing upload!! Thanks for watching Allana 😁✨
Folks, the first 2-3 mins is one heck of a life lesson :) Thanks, Nicole
Such a timely video for me. I am planning to reset my own finances. Almost everything in my tracker is messed up.
Halfway through the year so a cleanup is definitely needed haha 😅
Same tayo sa lahat nang circumstances, from being gradwaiting, financially blind for the past few months, being a freelancer, an aggressive investor, even the systems, pati yung abt sa transaction ng family sa credit card 🤣 parang pinapanood ko sarili kong buhay HAHAHAHHA
GRAND TOTAL OF EXPENSE DUE ON MONTH OF JUNE 30, 2022: Php 10,154.90
BREAK DOWN:
Food: Php 4,380.50
Transportation: Php 1,188.00
Medicines / Medical Consultations: Php 1,858.75
Groceries: Php 1,214.65
Fitness: Php 490.00
Other Expenses: Php 1,023.00
KAKA-EATING OUT KO MAHIGIT 4K NA NAGAGASTOS KO. NEED KO MAGBAON SA OFFICE!!!!
Sooooper nice! Keep it up!
CONGRATS!!! Gradwaiting ka na ❤❤❤
Right when I needed it exactly. Thank you Nicole!
me, last year: oh yeah imma just casually drop 11000 pesos on some random stuff oh haha where did my money go
me, this year: steady cashflow, fixed percentage of which is put into savings, emergency fund almost fully setup, and about to open an MP2 acc
all of this from finding your channel from a yt recommendation off of a Matt D'Avelia video
thanks nicole, here's to getting our finances together
Matt and Nicole gang gang! Let's get it 💯
Randomly picking investments and getting burned when they go down *shocked pikachu face*
PERO SOLID!! Seems like you were able to build a solid foundation after a year. Proud of you dude haha 😁 Matt D’Avella productivity king 👑
yessow! done watching☺️💗
hello miss nicole. thank you for this, realistic ang mga videos mo that these things really happened in real life. nakakainspire din na we must reset despite of challenges and life goes on. ❤ more blessings to you!
OMG NICOLE NA MISS KITA!!! Congratulations on graduating! Looking forward to see more content from you ❤️
Excited for this series!! Very timely 💖
make singil. hahhah. Very helpful video. Looking forward on your 10th year of investing :).
I downloaded the wallet app and saw that it is easy to use and will be extremely useful. Tysm Nicole! 😊
This is so timely! 😍😍😍
I'm an adult but my life was never this "organized" hawaan niyo po ako! great video as always! Congrats on gradwaiting
Excited to see which stocks you'll invest to next now that you'll shift to cashflows 🥰🥰🥰
Ang galing na inspire ako..thank you Nicole
So timely for me.. I usually track my finances, got lost 2 months ago. Hehe. Nainspire tuloy ako magreset din.. 😁
"Establish proper habit for adulting" Ang swerte naman ng mga kids ngayon, walang ganyang awareness sa panahon naminnnnnnn hahayyyyy
By the way Congrats Nicole! Also same tayo nag reset now hahaha, nagreset ako this month of July. Siguro adviseable talaga to reset every January and July. Kasi may time talaga na mahirap magtrack na ng budget and all.
Ateee, we miss your updates 💗 nakaka-inspired po talaga kayooo ate 💗
refreshing talaga manuod ng vlog mo mama bread huhuhu I learned a lot, hope I can apply it as well hhahaha goodluck to my tamad self. thanks for this vid mama bread 🍞💗🫶
You are younger than me but you helped me. Just want I needed to reset my finances.
Graduating na din ako and yes, sobrang messed up ng buhay ko the last months. Good to know na I found your video kase I don't know where to start again since I know I overspent 😪
nicole, this is very timely. im currently doing finishing touches on my mid year review lol thanks for this!
Yeah haha time flies!! We’re already in the second half of the year 🤯
wow I learned a lot!! thanks!
Now, this is something new and refreshing. Congratulations by the way. 😁
Thanks Carl!!
I love this channel
Tenkyu!
Congratulations same din graduating din ako salamat sa advice mo
new subs, congrats and goodluck to your future endeavor!! hope you create more informational videos!!
i have been a wreck specially when it comes to spending money. i am so impulsive to the point that i spent the money for my tuition fee thinking that i would be able to repay it but i was wrong. its nearly august and i need to repay that amount of money or else i wont be able to enroll. right now, im finding things that can help me earn money in order to pay my tuition. its not as easy as it seems 😭
congrats nicole
I feel you with what happened with G Invest and Crypto 😅
7:55 - 7:59 this is me as I look in my portfolio hahaha
Please make a video of which mutual funds/reits are good to invest during these times 🥺🥺🥺
congrats. i hope you'll create an update on online banking since ING will no longer continue their business here in the philippines.
I ❤ Palawan shirt 😱😱
Hugs to fellow beadfams! She's backkkkkk ackkkkkk T_T lols. Sana naman Niks magka-bread merch na ulit? Di naman sa pinepressure ka namin pero... Hahahahaha we missed you!!!
Hi Nicole, do u have a new finance tracking sheet?
Hi, Nicole! Since you have mentioned taxes, can you make a video on how to file taxes as a freelancer? I'm already 25 but don't have an idea how to file taxes or why we even have to file taxes in the first place.
Hi Nicole. For the upcoming exit of ING's retail banking business in the Philippines, have you already closed your ING account as well?
needed this so much huhu
Hi Nicole, I hope you can share your process on how to handle finances including collecting payments of your family to you bec you swiped your card for their purchase. Thank you hope you read this comment
Yay more videos to come!!
DEFINITELY!! Stay tuned lang 😉
congratssss👩🎓
Hello! Can you please make an honest review about the new Maya app? I'm really amazed how you track your money flow. Keep inspiring other people. 😊
13:29 I Feel You Ate😭
Ang gastos talaga and sanay din Ako sa bahay langggg AND THEN! MAG E-F2F
OMAYGHAD!
ANG MAHAAAAAL MABUHAAAY HEEELP haha 😅 Good luck sa f2f 🫡
It's really great for young people nowadays because it's easier to get investments like stocks crypto etc unlike years before that in our generation it's harder and we do not have a basic knowledge about this stuff.. I hope our economy pick up gradually..
you know you're adulting when you're here
Hi Nicole, request naman po. Pa-review naman yung SeaBank? Heheh. Thanks!
Hi, I noticed in your GInvest, you don't invest in BPI ALFM. Why? Just curious 😁 coz i think BPI ALFM is a good investment because it has dividends every month.
😊😊
Relate talaga ako sa Ginvest HAHAHA I hope tataas na
Yohoooo! 🥳
YOOHOOO to u din Angeline HAHA 🍞🍞🍞
Thanks for this Nicole! This is my sign to do reset as well wahahaha! Keep inspiring people! 🙌🏻🤍
Henlo Nicole. I'm also a mess but slowly getting to my financial goals. Congratulations on your graduation! ♥️ And yeah you have to make singil hahaha
MAKE SINGIL rip lumabas ang pagka-conyo ko HAHAH 😅
I'm down 38% with my investment consisting 50% crypto 50% stocks I'm probably down more if I didn't DCA. I'm also 22 so I don't really care if crypto goes to 0 because I still live with my parents. (thank you Philippine tradition)
starting this now with you
Hey, can you help me with managing my expenses in any app pleaseee, ive tried your recommendations but im not sure how to use them accordingly
Hi Nicole, can I make request , a video on how to maximize credit cards , paikutin, without using cash for monthly budget. Tnx♥️
If your down -10%buy again and more
July is reset month din for me but my spreadsheet isn't updated yet! Hahaha try ko nga din yung wallet app na yan. And also GInvest kasi sayang namang yung chance, sabi mo nga down na market is a good entry point into investing. Further investing for me kasi meron nako existing pero thru bank naman
Please also share how you track transactions that are not yours but you're invloved, kasi I have those also and yan yung I find mahirap e track. Thank you!
hiiii! can we have an updated video about investing in stock market locally and internationally 🙏🏼🙏🏼
Yesssss! Yan pa naman balak kong gawin ngayong july
Nice timing pala ng upload!! Haha apir 🙌
wallet app helps me a lot. thanks for the tip nicole :)
Lifetime premium version is worth it!! ✨
Thanks Nicole! Been wanting to reset my finances too, great timing on this video💖🍞
Thanks for inspiring me ❤️
Thank u for watching Noel!! 😁
I want to know more about cost averaging
Lezgoo breadfam 🍞
Lezgooo!! 😁
👏 congrats
Maam ano po ung mga cashflow type investments?
Ate Nicole, Review mo po yung Sea Bank hehe. Thanks po
Seabank vs Maya review soon
Imagine nicole's friends minds when watching the part where nicole will make singil to them
Miss Nicole, can you do a video regarding the new Maya Savings? Thank you po.
😊
Hey Nicole! Can you do a video about tax filing for freelancers? 😁