MY FIRST TIME VISITING A DOCTOR IN GERMANY- costs, prescriptions, insurance, etc
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- Опубліковано 27 тра 2024
- ⤹Everything you want to know is here!⤵︎
Hey everyone :)
I posted this as a reel on Instagram and people liked it so I decided to make a dedicated video about my first doctor's visit in Germany.
In this video (aside from my story about visiting the doctor in Germany) I go over some of the shocks, cultural differences, similarities, and my experiences of going to the doctor in the USA without insurance.
What I forgot to mention in the video is that the insurance cost in Germany varies from around (with certain additions) 200€/$210 - 920€/$965 estimates a month. Like I stated in the video this number is usually split between you and your employer and it is a scale. Meaning that if you are an average earner in Germany you will pay somewhere in-between those two amounts. There are exceptions to the rule i.e. students usually pay about 100€ a month for insurance.
If you would be interested in a video about German health insurance you can let me know in the comment section!
00:00 Thank you for subscribing & stopping by!
00:43 My first time visiting a doctor in Germany
01:09 Health insurance in the USA - 26 years old "rule"
02:04 How long did it take for me to visit the doctor in Germany? Why so long?
03:25 Was the German doctor visit different than an American doctor visit?
04:03 What did the doctor recommend?
04:53 How much did it cost?
05:50 Pharmacy visit
06:23 Visiting the doctor in Germany is boring
06:38 No insurance in the USA
07:09 Urgent care- What is it & how much?
09:15 Emergency room in the USA: how much?
11:06 X:ray in the USA: how much?
11:43 How much is medicine in the USA?
11:54 Specialist doctor 10 minute appointment: how much?
12:03 Specialist 2 week checkup: how much?
13:23 The craziest thing about this all
14:23 Ending thoughts & thanks for watching
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Another thing to add (read the description before leaving your stupid comment) is that I did not say healthcare or health insurance was free in this video. I said that I did not have to pay money to visit my doctor for a general checkup.. I also explicitly in the video (also in the description box) said that you have to pay a monthly premium in Germany that ranges in price from 200 euros to 920 euros (after additional contributions). Please use critical thinking and context!
never ever pay for wifi in eu hospitals! it's way too expensive and usually shit...
you can buy mobile internet-sticks everywhere (eg alice lte stick) and those are way cheaper and faster
@@FulloutPostal Well..I did not know that I was going to end up in the hospital for a week so it was sortuve a last minute decision. The internet wasn't too bad for what it was.
The monthly fee for the general health insurance depends on your income. At the moment is is around 15% of your gross income, split evenly between your employer and yourself. The fees of a private insurance also depend on your income in addition to your age and pre-existing conditions. When you are young a private insurance might be better and cheaper, but the fees will go up when you get older and it is a pain in the butt to get out of the private insurance and go back to the general insurance. I think the highest fee is something around 750€ but for that you need to reach a certain income, usually you pay 200-400€/month.
Actually, the monthly premium ("Krankenkassenbeitrag") for a normal employee is way less than 920€.
In Germany we have a "Beitragsbemessungsgrenze", which is the max. value taken from the salary as a basis for calculating the health insurance contribution.
The contribution assessment limit is 58,050 € per year (4,837.50 € per month).
From this value, an average of 14.6% health insurance contribution is to be paid for the public health insurance. And normally employee and employer share this contribution half each, i.e. normally the highest health insurance contribution is approx. 7.3% of 4,837.50€ and that is only 353.14€ per month! This is the maximum rate for the public health insurance.
However, it happens that especially self-employed people have to pay the complete contribution alone, which would be 706,28€. But that is rather the exception, normal employees (the bulk of employees) pay only half.
If the income falls below a certain limit, the health insurance takes a certain minimum wage as a basis for calculation, I do not know the exact value, it is about 1,200, - €. From this amount either 7,3% (= 87,6€) or the whole contribution 14,6% (= 155,20€) would have to be paid.
I myself am a pensioner and my wife is co-insured with me in the public health insurance, we pay well below 150,-€ for both together per month. That's great, in my active working life I paid much more, of course.
The private health insurance companies have completely different calculation models, which would go beyond the scope of this article.
But even with the monthly premium you "don't pay a cent" because this will already be paid when you get your money. Usually your boss will do that for you, as long as you're not covered by a private insurance. :D
Health insurance in Germany is not only to cover the costs for treatment and medicines but also to compensate a partial income after six weeks (Krankengeld). It has nothing to do with communism but with social justice and responsibility in a human society of the 21st century.
a peaceful society, i want to add :)
The first six weeks of sick leave the employer has to pay you fully. Just to tell what happens before the health insurance kicks in.
Basically National Socialism... just an election away from a Hitlerian regime...
@@jessmarks2214 Seems like you want to manifest something. Stop being jealous mate. ;P
@@elric9892 jealous?... of what? Europe has, and always will be, a shitshow of arrogance, faux intellectual superiority and cultural compliance. Dont think; indoctrinate and facilitate the corporate powers that control EU governance. Dont worry Australia is on the same path... we sold every resource, facility, utilities to the CCP... we're a vassel state to Chinese Corporate Communism. All good as long as beer flows, we can watch Eurovision and tweet... what more do you want? Guessing that if your Government decided to impose severe restrictions on your methods of entertainment.... would simply comply...and then inform on those who choose to ignore these restrictions? Who defines your life? Guessing the State and you'll collaborate with the state to punish those who are braver than you? Lazy, Kleptocratic, selfish and stupid people... the tools of totalitarian regimes... stay at home, dob in your neighbours, wear a badge to demonstrate your purity... Fascism 101.
I am just absolutely shocked how not EVERYONE in the US hates this system?! How can anyone defend a system that literally can put you in lifelong debt if you just so happen to be sick *once in a while* or, god forbid, you have a life threatening condition?? How is ANY of this good for anyone but the super-rich??
Because they get showered by Propaganda all their life, that the US System is the best in the world.
I agree! Their system is totally broken! I like the NHS here in the UK 🇬🇧 so relieved I will never go into debt if I'm ill IR injured.
@@orangeguy3314 what?
@@orangeguy3314 Sorry but stop spreading *lies.*
US has at average *3%* higher income tax then Germany
*49,77%* higher costs of living.
> within this:
• 39% higher Rent costs
• 27% higher grocerie costs _by lower standarts & quality_
• 17% higher restaurant costs, _there goes your "free tap water" out of the window, free for owner, overcharged for max lowest quality content.
BUT
Wait...
@@orangeguy3314 A Burger at McDonalds cost more here so the staff can actualy live from their wages.
I am an American who has been living here for over 20 years. My son broke his arm, both bones in the lower arm through the skin. After the Notarzt came, the ambulance ride and discussing the operation in the emergency room, I suddenly freaked out inside and thought, “Oh my, what is this going to cost?” After living here 20+ years, I still had that American thought. Then I remembered where I was. I thought, you only need to worry about your son. Nothing else! For the Notarzt, ambulance ride, emergency room visit, operation, three day hospital stay which already included physical therapy, meds, follow up with the pediatrician to remove the stitches, follow up at the hospital every 4 weeks, second operation to remove the two metal rods, again follow ups we paid €20 for the ambulance. That is all. We did not have long waits, we had great care.
My niece had a similar accident. After paying for what is considered great insurance in the US, my niece had to pay the first $5000 deductible for anything hospital related for that year and $1000 for a doctor’s office deductible not to mention $50 copay for each doctor visit. Her portion of the medications was also in the hundreds.
I visited my now husband, then boyfriend way back when. I woke at midnight with a raging UTI. Blood everywhere. My husband took me to the emergency room where I was sent right up the see the head urologist (no wait time)who examined me, gave me and ultrasound on my kidneys, blood tests, urine test and then prescribed meds and for everything I got a bill for €46.55. My meds were about €5. Boy was I happy that UTI showed up in Germany and not back home in the US two days later.
I still do not understand how people in the US still defend the US insurance system. The healthcare is fine but the system is broken.
The difference is so massive that a German health insurance will fly you from the US to Germany (and back) for everything major if possible. What she discusses as hypothetical situation in the video actually happens.
I think the Americans are so brainwashed by the super rich people that they can’t see how horrible their medical care system is.
Better lose the house and live on the street than becoming “communistic “.
It´s propaganda one the american side
The US system is not broken, it works exactly as it is supposed to: stripping people of as much money as possible in exchange of the worst healthcare outcomes of any developed Country
Yeah, you would have been forced to sell home and live on streets. Jacka$$ comment section
I work in a pharmacy in Germany and in a place where we have foreign customers regularly and it's always fun and refreshing to have customers from America. They really show the relief you expressed when they find out they don't have to sell one of their kidneys to cover bills. And I'm happy about that. I'm glad and happy about that we help all people kind of equally.
Erst recht sachen wie insulin, Asthma Inhalatoren oder epiPen. da ich Allergiker bei uns kostet der 10€ ca. mit versicherung aber selbst auf privatrezepot sind es nur 80€ in den usa als ich mir einen holen wollte (hatte das rezept bei der einreise nicht dabei, bzw. nicht in englsich, und mir wurde der abgenommen) und der hat mich 1955$ gekostet... genau das selbe produkt vom sleben hersteller.
My kidney is good would yo like to purchase or trade it for cash?
And yet the pharmacies are earning so much money (AKA the tax payer pays it) that there can be 5 pharmacies in the same street in even a small town.
Not to mention, my brother is working in the pharma producing industry and he says the USA basically pays for the whole development of new medications, because they are the only market thats really profitable anymore.
@@cartrips9263 First of all the profit orientation of the healthcare industry in the USA is considered one of the worst things in the world but okay. The amount of pharmacys in Germany are highly regulated, it is by the population density, this has nothing to do with how much money they make. Some actually loose money due to the regulations cause they have to operate two in a small area, but the density and the walk ways and operation hours decide where a pharmacy must be. Our pharmacy’s operate 24/7 not all at once but in shifts. So no this has absolutely nothing to do with how much money they make.
@@thegreenengineer7994 Not true. The population density plays no role. As I said, its even in small towns in rural areas with low population density. And I also happen to have a friend who works in one and she earns very well. Only comparable to an optometrist, who also have the same phenomenon, AKA 5+ shops in the same street in even small towns.
Sometimes I watch videos like these, just to remember to be grateful that I'm living in Germany. It's not perfect here, but hearing about the healthcare in USA, the gun laws, Roe v Wade ect. makes me feel relieved.
I’m from the us and there are many things I love about it but I live in a small town in the Appalachian mountains. All of the good things I have to say is about the landscape tbh. I look out my window every morning and see Grandfather mountain and rhododendron and bears and deer and groundhogs and well idk if I wasn’t born in the us I would have ever moved here. I don’t feel like my government takes care of us. They take care of the National Forrest and the state park but everyone around me lives in poverty. It’s one of the most beautiful places in the world but at what cost ya know?
Like look up this area. The scenery will blow your mind but then read about the meth problem in the surrounding county. A dude shot his mom trying to steal her well fair check last year.
@@bridge909 then move. There are shi**y governments everywhere.
I feel the same. ^^
plus: we have metric system. ^^
Nothing's wrong with the US gun law though...
I live in Australia, I have heard Americans call the system we have here in Australia "socialised healthcare" but it is no different than my taxes paying for the fire brigade or the police department, I have never had a fire and never had to call the police but I'm happy they are available if I need them, same as the health system my tax money pays for. I have never had health insurance but like everyone else in Australia I have a medicare card, I don't pay 1 cent for my Dr visits, I had some surgery in a hospital a few years ago and I didn't pay 1 cent. Everyone who works pays 2% of their wages in a levy to pay for healthcare, I have been paying taxes for almost 40 years, that levy also pays to subsidised everyones medicine. Everyone benefits from this system, regardless of the working status of the people seeking healthcare. One of the problems in the American health system is the Drs aren't interested in treating peoples illnesses, they are only interested in money and the insurance companies have 0 interest in peoples healthcare, they are only interested in making a profit and keeping their shareholders happy with increasing year on year profits. Under such a system the people lose.
Iam a german. We pay a little more for the health care; i believe you also because i think the real costs are covered by taxes. But this is the point: all of us pay together to take care. My wife, may she rip, got MS (Multiple Sklerose) and the bill would be 8,500 € a month. I never would be able to afford this. it is nearly a fourth of my years income. But because we all pay for the health care my wife have a few years seeing her children grow up. Sure, i pay every month hundreds of €, but if something went wrong, even if it costs 1million or more, i am safe. I do not understand why USA people accept their system. Take care of other people. The f..., even if you lost your work the state will pay for your health care in germany. Covered by taxes and other people.
They call us that to in Canada. 😅🇨🇦
I you think about it: Why would "socialised healthcare" even be a bad thing? Aren't we social beings?
Germany has dependants you can claim too. Up till 18 if the kid starts working, 22 if the kid doesn't earn income (or 25 if it's in university) - an FSJ (volunteer social year) or Army add another year.
For disability there's no age limit.
I had insurance in the US - paid $500 for x-ray of my wrist, the analysis of that x-ray, belittling through staff, and a wrist wrap.
Insurance in Germany - paid the train fair to the X-Ray place and parking
If the kid is working, he has to pay for his own healthcare by law in Germany. Usually starting from the age of 15 after finishing the 9th year of school.
Family health insurance is by law not allowed to cover it, even if it is a private health insurance.
And the rates for your mandatory health insurance are higher than the rates for the private family insurance, though you get a 2nd class treatment.
@@svr5423 The "2nd class treatment" only exists because there is private health insurance in Germany at all. And it only exists because the rich wanted to get rid of their solidarity-based responsibility to society - and politicians willingly supported this. For the same reason, there are "contribution assessment limits" to save the better-off money. This is not fair. If there were exactly one system of health insurance into which everyone had to pay a fixed proportion of their income, costs would be lower for everyone in Germany, and care would be better rather than worse.
And the German system is not as bad as you want to make it out to be. If you have a job, you have health insurance. It doesn't matter what he or she earns in that job. The family is also insured free of charge. The co-payments are low. Deductibles are (almost) non-existent.
Yes, there are people in Germany who do not have health insurance. And that should be changed urgently.
And yes, the cost of private health insurance is (still) lower - but that's because the privately insured largely avoid paying for the medical care of our oldest generation. The costs of private health insurance will rise massively in the next few years, or benefits will have to be trimmed to or below the level of statutory health insurance. That will be the bill that privately insured people will have to pay for being so asocial as to want to evade the overall social insurance system.
Strictly speaking, German military personnel have no health insurance at all, as far as I know. The Bundeswehr maintains a completely separate health care system for the medical care of its soldiers (which also earns money by providing care for civilians, but primarily serves to provide care for soldiers), and if a soldier needs to see a civilian doctor, the Ministry of Defense pays the bill according to the fee rates of private health insurance.
I'm not quite sure what the situation is like for family members of German soldiers, but presumably similar rules apply there as for civil servants and their health allowances - who can then choose whether to take out private or statutory insurance.
@@PhilippKiessler "Solidarity" is a buzzword of the extreme left to take away the fruit of your labour without providing anything in return. Notice how it only goes one way? All the people and institutions who claim that "solidarity" is important never ever give you back something when you are poor or in need. When I studied and couldn't work as much, I was living with less than Hartz4, despite having more expenses. Who helped me? Yes, it was the much-hated banks with their loans. They showed more "solidarity" than the government and all those extreme lefties.
Without private health insurance, everyone would be a second class citizen when it comes to healthcare, not just the poor. However, the people who have money could still afford better treatments.
The family is not insured for free. Every family member needs to have their own insurance if they have an income. If they don't, and don't pursue an education, they could also live for free from Hartz4, so that's not an advantage.
Paying a fixed proportion of your income for something essential as health insurance is also something very bad. It discourages you both from living healthy and from earning more money - a big issue in Germany as skilled workers have been leaving for decades now.
The Swiss system is clear superior, everyone pays a low fee and then pays a little bit out of pocket if they need it. The total health costs per person are much cheaper than in Germany, despite all the doctors, nurses and pharma earning a lot more. There is less corruption and waste in the system.
German healthsystem is great, as is in most European countries. I feel pity for all the people who are brainwashed to accept the american system as good enough. :-(
Don't become ill in Poland and not have the money to pay your doctors and nurses. If you are poor your life expectancy in a polish hospital is about 30%. The same goes for Ukraine, Serbia and many other countries.
Don't tell this too the poor people from the US, I doubt they would survive the shock, but the German health system was once even better and cheaper.
I'm not saying it is bad now, just that it was even better in the past.
@@wolfgangpreier9160 I think you might exaggerate A LITTLE. X-D
@@wolfgangpreier9160 OK..i didn´t know. But.....these countries are more asian then european...
@@torkakarshiro5170 Nope, just had this experience with my mother-in-law. If we did not have bribed and coerced the doctors, nurses and now privately enganged a ukrainian refugee for personal nursery for her she would have gone. And thats just as usual as it was in the last 100 years and more.
If you got the money and flaunt it you survive on a decently well level. Its not even much money. But certainly more then a pensioner in poland gets.
If you don't you become cannon fodder for either the elite as in Ukraine or just let die because you are worthless. I wanted to get them out but they are too old and encrusted in the country.
It's quite funny that the YT algorithm decided to show me this video side by side with your "Nothing is free in Germany" video.
Now you know why we can pay for services like toilets - you usually don't get bankrupted by your health in Germany. :)
The german system is by no way perfect - privatisation efforts in the health industry since the 90s have made a lot of things worse (e.g. pay and working conditions for health workers), but getting sick at least does not ruin you.
Have a lovely day!
I rather pay that 70ct for using a public toilet than paying 15.000$ for having an checkup at the hospital.
@@popogie22 definitely. :)
Yeah UA-cam has a dark sense of humor... LMAO
Likewise in Sweden, it's gotten worse since the 90s.
It's still better than the lottery system in the US! That's sad!
The funny thing is: even if you don’t have insurance, the fees are very strictly regulated. I went to a „Selbstzahler-/Privatpraxis“ (private healthcare) recently bc I didn’t get an appointment in time at the regular doctor’s office. And she did a lot of testing and examination and when I went to the desk to pay the doctor came out and said “I just realised you’re not a private insurance patient and I ran all these tests on you, you don’t have to pay for this bc you just wanted to get your throat checked”. So I payed less than 100 € I think. And even if I had to pay for everything it still would have been pretty affordable. It’s so shocking to hear all these stories about the health care system in the US. Even if you’re paying for insurance you still get these horrific bills.
My dentist also is private only. I got there as an emergency and when they started telling me what I would have to pay I was like "yeah, just send me the bill, I know the prices", because when I was a child I was covered by a private insurance and knew several price ranges. I had to pay something about 450 € at the end of the treatment and once they got their money they called me back if I wanted to stay in their databank. :D
A query and submission of the bill to your health insurance company could at least reimburse you for the portion that is paid for this treatment by a doctor licensed for the statutory health insurance companies.
Our son needed a nose job (it had been broken at some point and his allergy was exacerbated by the crooked nose), he would have had to wait at least 8-12 weeks for treatment from a licensed doctor. His health insurance reimbursed him for the statutory portion.
The stories about American health care boggle my mind. The German system - in my limited experience as I've only been here about 18 months - is not dissimilar to the UK system - you pay your premium through your employment, so it's taken out of your wages, and then pay nothing at point of use - just present your card. With the UK system, the premium is not individualised and explicit as it is here - in the UK we all pay out of every pay packet (or paid, in my case) but the money went into the central health fund rather than individual accounts. Otherwise, costs are a little higher in Germany as far as I can see though the service is better in some ways.
@@Vampirzaehnchen Haste dir Fangs machen lassen?
Paying directly in cash the total bill in Germany is cheaper than the copayments in America.
Our daughter has multiple, severe disabilities. We are moving to Germany in October for the health system and inclusive education. 💗
From where, if I can ask?
Willkommen!
Willkommen in der Volksrepublik Deutschland! Welcome to the People's Republic of Germany!
That is what at least some GOP supporters will percieve it as, at least.
Are you going to work here ?
A couple of years ago, I had had some infection (pilonidal sinus) and had to get two operations and like 15 post-treatment appointments. And all I had to pay for was some bandaids for like 30 bucks. Get the hell out of that sh*thole country of yours ;*
Social insurance is mandatory for every citizen in Germany. The then Chancellor of the Reich, Otto von Bismarck, introduced this comprehensive insurance coverage bit by bit since 1883 as a preventive measure against social unrest - first health insurance, then accident and pension insurance.
Die Sozialversicherung ist in Deutschland für jeden Bürger verpflichtend. Der damalige Reichskanzler Otto Bismarck führte diesen umfassenden Versicherungsschutz seit 1883 Stück für Stück als Präventivmaßnahme gegen soziale Unruhen ein - erst die Kranken-, dann die Unfall- und Rentenversicherung.
I know this sounds harsh but everytime I hear stories about the US health care system I can't help but think that dying is less expensive. 17.000 Dollar for 12 hours in the ER and NO results? And after an x-ray scan suddenly this doctor could see that you had pneunomia? 12 hours and they were not able to diagnose you with pneumonia but charged you 17.000 Dollar? Holy sh**. I would start laughing if it wasn't so sad.
One thing that’s stuck in my head is a common IBD meme I read years ago saying „Running is cheaper than therapy“. IBD stands for inflammatory bowel disease and one symptom is (literally) bloody diarrhea, so they meant they’d rather run to the toilet because therapy is so expensive. I can’t put into words how sad this is because IBD can lead to colon cancer or death in general (after a lot of suffering) because of dehydration and malnutrition, blood loss or even sepsis, intestinal obstruction or perforation etc.. It’s a chronic lifelong disease where therapy is extremely important to stay in remission and alive. It breaks my heart that there seem to be Americans who suffer or even die from ulcerative colitis or Crohn’s disease only because they can’t afford all the therapy options we have in 2022. Or are financially ruined only because their fate was having a chronic illness 💔
@@roonilwazlib5402 My cousin had parts of her intestines removed because of a similar illness. Imagine this in the US...she would have never recovered. Either health wise or financially.
@@Piretfreak87 It was the same for me. I have ulcerative colitis and had my colon removed at age 15 besides a ton of other things. I‘m so thankful to live in Germany when it comes to that 🙏🏻 Even as an adult I only have to pay up to 1% of my or my families yearly income due to having a chronic illness. All hospital stays, 10€ recipe costs, doctor visits, meds, surgeries, wheelchair and so on included. If you reach that limit you’ll get a „Zuzahlungsbefreiung nach § 62 SGB V“ card and for the rest of the year everything is 100% for free. So there’s no way to get into such a horrible situation like many US citizens..
Dying, certainly, is less expensive. My wife will only charge me $20 for her diagnosis and I can have a private room to pass away in.
laughing just like crying is a reaction to borderline situations. For me usually laughing about horrible things gives me a greater benefit rather then being sad about them.
you never know what life throws at you. to think that you’ll never get sick is naive, short-sighted and borderline stupid.
Some Americans don’t understand what they are rejecting by sticking to their system.
peace of mind is a very valuable thing to have.
As a country that claims to be patriotic and religious, Americans couldn’t give less of a crap about their fellow compatriots.
Land of the selfish…
You know whats ironic? When the left in the US talks about improving the immigration system, the right asks them "what about Americans? Americans need help too" ... when the left proposes universal health care or any other form of social security improvements, the right shouts it down as communism, socialism, Hitler, Stalin, North Korea aso
"Americans couldn’t give less of a crap about their fellow compatriots." Yes its all a big fat lie. Like the Unions that are just another name for the US Mafia. The same big fat lie. And they say WE are communist... Hilarious... Sad but hilarious.
dont underestimate stupid people in large group. and i am sorry but america is very very good at stupid. truth hurts
Do you know what is the sadest experience I have had with an American? My husband has MS hencecI am in some support groups and in contact with some members and I am reminded to be grateful
for our health care system every time I get to know about the struggles Americans with MS have to deal with. Hence you can imagine how baffled I was , when this lady , from Texas I think, told me that she would never agree with an universal health care in the States, because, and I quote: she and her husband work too hard for what they have and they weren't going to pay for people who didn't work as hard. She has MS but her illness isn't so far yet to really realize what is waiting for her, I think she is in denial.
It's called the Protestant Work Ethic. It's pretty messed up and deeply ingrained in the US.
funnily enough or sad, depending on how you view it. As long as you pay for insurance, privatized or state you pay for others. it is not possible to not pay for others except if you don't have insurance.
@@mifphilip BUT... others are payning for you as well. and often you benefit far more from that, than you have payed yourself.
I mean: a regular person will get more and pay less.
And a very sick person, who can´t work anyway, will just benefit from this system and does not need to ask people for money.
It is a win win situation.
@@juilescieg Exactly. I am used to seeing Americans saying the don't want to pay for anybody else with their hard earned money. but they are. That is what i meant with my comment.
Really good to see videos like this for me as a german. We forget so easiely how well things are managed and taken care of here.
Well, healthcare in the US is discussed for years now, but stories like yours never get old. It really gets to me to hear young people talk about their medical bills in the US despite having insurance. I`ve heard a story about a couple in Germany, she is from the US and he is from Germany. They have a babyboy together and life was well till that point, the mum and the boy got salmonella. It took them a week in hospital and I swear to all of you, she told about beeing scared of the upcoming bill. When she told the story, she teared up a little and he sat next to her, watching a woman reliving the fear of going bancrupt. As a viewer, you got the feeling of sadness for all the 320 mil in the US, who live with the reality of bancrupsy in a blink of an eye and you start to wonder over and over again, how people cope with this damocles sword above their heads. Another one was a family in the US, who went into financial trouble because of COVID. They ran a catering business and were down to the last penny. Their son broke his colarbone and their were not able to affort further therapy besides the emergeny room. As a father myself, these two families touched me and in the end, I sat here in front of the computer with all, we`ve got and was left wondering once again...To this day, I can`t grasp the logic behind the US but I hope for you guys, that you stop beeing woke and start improving your system
One problem in the US is that those who decide, politicians, are getting a health care benefits comparable to Germany's. So they suck on the teats of society while they let their compatriots suffer of financial dangers. No wonder no one likes politicians. (and lawyers to make it balanced)
what do you mean by "stop being woke"?
@@allister.trudel spending every minute of someones life to fight people, that live in the same reality as you, but happen to have another opinion. So terrorizing men, who are not feminine enough, females, who are not feminist enough, kids, who are not trans enough, films, who are not black/asian/green/blue enough, people, who are not liberal enough, people, who are not conservative enough, people, who are not rich enough, people, who don`t work enough, people, who are not patriotic enough, people, who are not american enough...the list goes on and on. And during these really insane fights on the internet or anywhere, people are losing their lifelyhoods because of medical bills..and I`m wondering, why the american people don`t stand with eachother to fight the system..I`m not an American - obviously - but I can`t understand, why pity little selfinflicted "ego - fights" are worth fighting and existential threats of a nation are just not worth it. But plz understand, that I`m not talking about social issues, that also cripple the nation, like gunviolence, a disgusting police force, crime infested cities and much more..
Sorry. You're the one being woke, not the Americans. I could only get through the first 3 minutes of the video. Nothing substantive was said, so I went to the comments. The US healthcare system is too complicated and too expensive. If you're not covered by a health care plan and you get sick it can be very costly. That being said, I've always had a health plan through my employer, so have all my friends and relatives. There are not 320 million americans living in fear of health care related financial ruin. But there are some who fall into an area where they make a decision not to purchase health care because they need to spend the money on other necessities of life (food, housing, etc). I think socialized medicine is cheaper and more efficient in the aggregate. Not better. My problem is that my health care, while more expensive, is generally better than what a socialized system would provide, and I don't want that to change that.
@@ShenandoahTim If you can't afford health insurance because you need the money for food and housing, then it can barely be considered a "decision".
What are you talking about?
Hayley you have to fill out this form only once, when you are a new patient at this doctor. After you have been there, you will never have to fill out any other form, when you go to the same doctor again. Because your data ist now in thiere system. If you are going to the same doctor regulary the only other document they will ask you to fill out will be the "Hausarzt Vereinbarung", which means that this doctor is your first place to go, when you have any need of medical treatment, so he will examine you and will select to send you to a "Facharzt" (a doctor which is specialized in a special sektor (e.g. Hals-Nasen-Ohrenarzt, Chirurg, Augenarzt, ...), when he can't solve the problem by himself. This system ist established so that every patient gets the right treatment, because your "Hausarzt" knows you and your medical history and so the "Facharzt" can concentrate on serious Problems, which a normal Hausarzt can't solve.
I love the French system.They have heen quite wonderful from my perpective. A surgical birth with a shared room with my hubby for 6 days. The copay bill was 77 euros. Also a nerve reattachment surgery on a finger with a night in hospital, zero copay. (I thought I 'd just get a couple of stiches but they insisted on reattaching a nerve which is a great thing cuz I subsequently decided to learn guitar!) The rooms & some equipment weren't luxurious but I felt well cared for and both results were quite good. The peace of mind this system gives me is huge, I'm grateful.
77 euros is quiet expensive, actually . Did your "mutuelle" not reimburse you ?
I live in the Faroe Islands(Part of Denmark) and we don’t have health insurance we pay for health care through our taxes. I went to the doctor on a Monday and he found out I have hernia, so I was sent to meet with a surgent at the hospital on Wedensday he checked me and asked if I had time to come in for surgery on Thursday morning.
I went to the hospital at 8 am that morning and was sent to the operation room around 11am where they did the operation by 4 pm that day I was back at my home, but because the wound didn’t grow back fast enought I was on a sick leave for 8 weeks. During these 8 weeks I get 80% of what I would get paid if I had been to work from governmental administration, I did not pay 1 cent for this.although medicene is not free. I do pay a part of my paycheck in taxes but the thing is even if I was unemployed it would still be free for me because everyone that works pays for everyone, When you retire at age 67-70 you no longer pay for healtcare and if you need medicine the is a max amount you need to pay each year efter that amount you recieve free medicine for the rest of the year.
Have you ever considered getting travel health insurance before visiting third world countries like the US? I mean, with North America as your destination that'll set you back about 400 Euros, which is still quite hefty if you don't get sick, but when you do it's still _way_ less than what you're reporting.
My mom used to stay for part of the year in the US. She got travel insurance (special policy for long time travel!) and had laser surgery on her eyes done. Nothing to pay for!
Most travel insurances specifically have a clause excluding the US. If you want the US included, it's generally a more expensive policy. This is why I go back for a visit once every 5+ years and pack the pharmacy.
What country you come from? 3rd world country with fattest homeless population, try again. Many people get free services and they are more than adequate. The more money you have the better doctors you see. It's like rich people have advantages, that doesn't happen anywhere else right? Try getting a kidney. Stop insulting the greatest nation in world. Everybody hates US, should be sitcom
Thank you for explaining the health care system in the US! In Sweden we pay an annual amount of about 320 $ for medical care and medicins and if you’re admitted to hospital another 10 $ per day, ”you pay for the food”, that’s all. Some 10 years ago I had extensive brain surgery after a stroke and spent 6 months in hospital, no bills, and even got ”sick pay” from the state. Now I recieve advanced cancer treatment and I only have to worry about my health and not about money. That’s what we get for paying high taxes, my health care costs would have been enormous in the US. Thanks to an agreement in the EU and the EES-countries we can go abroad as tourists and get the same healthcare as the inhabitants. In Germany and Norway even the ambulance for my husband was free. It’s called welfare and is often misunderstood as communism!
My mom went through extensive breast cancer treatment here in Germany and then further rehabilitation to get her back to a more healthy shape after going through all of that so she could go back to work.
Cost us about 200€ for the whole year old all kinds of meds and treatments and rehab stays and then she also got to slowly reintegrate into her work place instead of having to immediately go back full.
She of course still got sick pay for all of that time so we were financially ok, money was a bit tighter but we managed.
I have a Auslandskrankenversicherung for travelling. It costs 7€ a year and covers the _whole planet_ ... except the United States.
That costs extra because they know they'll get nickeled and dimed. 😆
LoL .. my wa 8 Euros 20 years ago and of course it makes totally sense!
My worldwide travel health insurance incl. US is 9,90€/year. With short-term travel (usually eight weeks) most insurers don't make a difference it seems, but for anything longer the options are basically Europe, World excl. US/Canada, and World - in ascending order of price. That is quite telling. The insurers literally make a special tariff just because of the US (and Canada, apparently). No other country in the world justifies a higher insurance premium.
It´s so great of you that you make videos like this! I´m from Austria where we have health insurance as well, so I was completely shocked when a friend of mine who lives in America told me that he will not see a doctor despite having health problems because he can´t afford it!! How horrible!! Maybe your videos will be seen by many Americans who then start to question the American system! I mean, it can´t just go on like this! Something must change ASAP! Thank you for doing something to educate people !!!
as a German who lived in the US for 4 years I can say for sure that the US healthcare system is among the top 3 reasons I left again. and I had to go to the doctors in the US a lot (for some reason my body decided to fall apart when moving to the US. I guess that's what the 30s do to you)
I literally got anxiety just thinking about doctor visits in the US. in Germany the insurance process is so smooth and easy and you never really interact with your insurance. it just works. but in the US the system is not only complicated with all the different kinds of networks and hmo and what it's all called, but I had to call and argue each and every time with my insurance over the phone.
Maybe it was the lifestyle, the bad food etc. that wasn't good for your body. I read a lot of comments of US Americans that visited Europe and did nothing different than at home, but they lost a lot of weight and felt better. Back in the USA they started to gain weight and so on. I don't know...
Could be. It's a well-known fact, that often times exchange students who come back from their stay have ballooned up and have to lose all that extra-weight.
@@cs-lp5qv US food contains more added sugar, and public transportation and casual biking accessibility isn't good, so eating exactly the same type of foods in USA gives you more empty calories and you use less calories because of the heavy car dependency making life difficult or too dangerous for those who prefer to travel by foot, bike, or bus.
Newbie protection runs out somewhere after your 21st birthday. Before that you are damn near invincible.
Ate nothing but bagged sugar for 5 weeks? No problem!
Do that in your 30s and your are game over. (Glory to the youtube gods, hallelujah.)
Not the age , the food there does !
And that is not the full story. If you are sick and you cant work for some time, your doc gives you a notification of illness. One paper for you, one for your employer and one for the insurance company. For up to 6 weeks your employer will pay you a full salary. After that time your insurance will give you 60% of your salary untill you reach 1.5 YEARS of illnes. I can tell. I got cancer back in the day and i literally payed nothing to cure this and for 15 Months i got payed. In this Time i was in the status of sickness still employed. After this horror i went back to work to my employer without any Problem. The employers must not fire a person during illness. I am very thankful until today.
@@rolfoleynik6925 das stimmt, aber es ist nicht einfach und wichtig ist, dass man seinem Arbeitgeber keine Munition dafür geben sollte. Behaltet eure Krankengeschichte für Euch!
This is just insane. Could you maybe next time ( or whenever ) talk a little about the reasons why so many Americans do not want to have a similar healthcare system as in Germany , Spain or whatever other country ?
I just heard once that a lot of people are afraid of the doctors not taking their individual needs seriously or that they would kind of fall short in a system like ours. Which is bullshit but of course valid fears if they have them because they don’t understand how it works
About 70% of Americans actually favor a public health insurance option, so you are asking for an explanation of something that's not the case. The answer to why we don't have one of the many objectively better systems is simple: propaganda. Propaganda against alternatives, propaganda funded by big money interests that is spread by politicians who also profit. Many politicians are also ideologically opposed to alternatives, even though they know Americans will suffer as a result. Search the channel Healthcare Triage for in-depth videos on this and many other topics.
Because Americans dont know the difference between Socialism and Social Democracy
@@askingwhy123 "propaganda funded by big money interests that is spread by politicians who also profit" - That totally makes sense if you take into account that it's about defending a profit oriented healthcare.
I'm pretty sure that would they implement a similar healthcare system, the economy would shrink. US health insurance and healthcare amounts to about 1/5 of US economy...the prices are inflated (obviously) which means if the prices would get adjusted to a "less profitable" system, investors would flee insurance, and pharma companies. In other words, you'd need to have to wait for a total economic collapse to re-shuffle the deck. Ofcourse, this could be avoided with transitional periods, government handouts to these companies.
There simply is no political will to change, since it would cost that party votes in the long run..."mah' conomy is bad"
Also, imagine over night everybody could afford healthcare...the infrastructure is simply not there. If you thought wait times in Germany or Canda were bad (which they really aren't), imagine an even worse equipped healthcare system suddenly facing 100% increase in patients, because everybody can afford to go to see a doctor.
There is quite a vocal group of people that are so entrenched in their belief they shouldn't pay for someone else, that they risk bankrupting themselves. Also, bribery, ehh, lobbying by for profit healthcare.
Just one little addition concerning x-ray: In Germany not all doctors have x-ray available, but you get a referral to an x-ray center and you can chose the one most convenient for you.
Thank you for this! I guess I have been lucky and never had to have an xray in a different facility... which is interesting because I currently live in a smaller town.
11:40 How do ER several ER docters not know that is pneumonia and need to send you up to a ward in the First place? I've had it several times... both my (Dutch) private docter as well as hospital docters listen to your breathing, tap a few times on your chest and hear something odd and send you to get xrays if they are uncertain or send you home with antibiotics directly if its in a further stage of development... Hearing your story I have my questions on the quality of the US docters as well.
My German grandmother recently returned from a 3 months stay in hospital. X-ray and MRT scans, one emergency surgery, 2 planned surgeries which lasted about 5 hours each, more than a dozen blood transfusions, medication, 2 weeks spent in ICU the rest in a regular hospital bed and rehabilitation center. Total costs: about 40 grand coverd by GKV; co-pay : a few hundred bucks. She's doing great now.
I love to live in a society where about everyone can just go to the doctor without worrying about the financial side of it. The costs of treatments also strikes me as far more reasonable than some of the outlandish demands made by US doctors.
As a doctor I find private healthcare schemes unethical. The supporters of the US system bang on about how you get the best all the time. In reality many patient get over investigated because it makes money, particularly by suggesting unnecessary tests.
Doctors often get commissions for the referral. It makes the idea of independent medical advice a farcical.
Another issue in the US is the crazy legal system. Many of those tests that are unnecessary from a healthcare point of view are made necessary from a legal protect-yourself-against-malpractice-lawsuits point of view. And even if one ends up winning the court case in the US, one usually still has to pay one's own lawyers, so there is a strong incentive to take absolutely no chances even though it may be horribly inefficient in terms of medical cost to benefit ratio.
@@jenswurm interesting. I wasn’t aware of that.
Thanks for sharing your experiences with us. It makes me smile a bit. Cause a lot of people here in Germany complain about copays in the pharmacy or when the doctor offers you an examination that is not paid by the insurance. But thats less the price you have to pay when you are in the U.S.
The german health system is not perfect. But people here must understand that they live in a system that offers them so much more than in other contries.
I will keep your words in mind when someone complains about our healt care system in Germany in the future.
I've seen Americans talk about the NHS in the UK and now talk about German's Health Care Insurance System in UA-cam videos. Both are good systems and both have there own issues, but they have got to be 10 times better than the American system! I mean when it cost you $2000 for an ambulance in America, $20,000 just to have a child and $700 for an Epipen, come on America!!
NHS is incredibly strained, which is not surprising since Torries have been trying to undermine and underfund it for years to sell it to the highest bidder for their own benefit.
It is my understanding health workers may go on strike. Worry about your own country and stop bashing the U.S on misinformation.
@@czdot I totally agree, but i'd rather have our system with run poorly than the American system.
@@joeysausage3437 Both England and Amercia are free countries and so I can say what I like! Anyway, it's only misinformation if it's incorrect and what I said was 100% fact!
@@barrywood2730 Your system is ten times better?
Shall we talk about the uk's outdated equipment? Or, the upcoming strike? Your system is running out of money.
I was assaulted on the streets in Berlin and ended up with a fractured jaw. The surgery done was completely covered by my German insurance.. it was a 55,000€ surgery and I paid 40€ for the entire thing (which was only for 4 nights in the hospital. Absolutely incredible.
Holy shit Berlin really is a bad place, how can something like this happen? Was the other person drunk or something?
@@toniderdon Because one persion got assulted its a "bad place". Wow. No its really not. Compared to the US its a heaven of safety. Yes, stuff like that happens, but its does everywhere. And Berlin is generally not known as a dangerous city.
@@theexchipmunk I'm from Germany, Frankfurt to be exact. And while Frankfurt has bad places (like the Bahnhofsviertel) I feel like the rest of the city is clean and safe. When I visited Berlin a couple times, everything is dirty, homeless people come into the U-Bahn and start asking for money, at night it doesn't feel safe at all.
Yikes, sorry you got assaulted! I had a very mild case of that once, and I was pretty shaken for the rest of the day. Berlin is a crazy awesome city, but yep, it has it's crazies.
Sorry to read that. Berlin can be disgusting in some specific places. But it's more a general problem that people become more aggressive and stuff.. But of course this crushes your view of the city I absolutely understand that. 😔
I've heard that a lot from Americans who moved from the States to other countries on YT and other social media channels. It really seems to me that this experience about health insurance and costs is mind blowing to all of them. But just for the record I've never been to US and I never will. I can only tell by my experience in Germany that I'd feel scammed by the hospital if they would charge me that much for just seeing a doctor for 5 minutes.
Just for a recent example, I've been sent to ER here last Friday because I collapsed at work with heavy stomachache and an infected mosquito bite. My first thought was, that it could probably be connected (maybe a starting sepsis or so).I told the doctors in ER what my issues were and after they took a bit of blood for a test they reached out to a specialist of the hospital who made an ultrasound. And I'm glad he did because he found a "good" amount of gall stones. Which means I've to go under a surgery soon to let them remove the gallbladder.
In the end that mosquito bite (which wasn't the main issue at all) saved my life. But to imagine such things happening to me in US I'd probably run broke even by the diagnosis.
I'd probably have the same problem if I had that happen to me in Germany as I'm not a resident of germany. I had a friend from the UK who used a hospital here when he visited. The UK national healthcare system paid his bills. In the US a hospital can not refuse you service on a serious healthcare matter because of your inability to pay. So they increase the amounts other people pay to offset their losses. That idea is stupid. I have a healthcare plan that limits my exposure to around 5000 USD per year, so do all my friends, co-workers, and relatives. I do not support socialized health care as it doesn't provide the best care ( limited choices, waiting). I probably get better care than most people in the EU with socialized health care, it's just more expensive and complicated here. The problem is people who are low income. If you work or have income, but don't earn that much the government will give u cheaper healthcare, but here in the states that still a lot of money, and some people will not buy it to save money or spend that money on housing, heating, and food, etc. The poor get health care here for free, but it also is a complicated system. I just don't want to trade my better healthcare plan, that I pay for, into something the government runs. The US government isn't known for running anything well.
Gallensteine tun so sch... weh! Hoffe Dir geht ws besser und die OP läuft gut!
@@sisuguillam5109 Dankeschön, das hoffe ich auch. Ich hatte zwar früher auch schon hin und wieder solche Schmerzen, da man aber nie was gefunden hat (Ich vermute, weil das zunächst nur einzelne Steinchen waren, die abgegangen sind) hat mich die jetzige Diagnose ziemlich hart getroffen. Aber muss ich jetzt mit leben.
this surgery costs about 5k Euro in Germany including 7 days Hospital (Single room) but you get 100% back from your insurance. You only see the bill if u are on a "private insurance" for a regular insurance u have to pay 10€ per Hospital day + WiFi about 2-3€ per day.
@@golagope9056 I know.
Hey Haley, as someone else mentioned, buy an Auslandskrankenversicherung Policy before you travel to the States again. My Sparkasse Mastercard Gold (€ 84) a year includes both a Auslands KV and a Reiserücktrittsversicherung (300€ deductable). But there are also cheaper options (1-2€ a day). The American system is crazy. My cousin recently had heart surgery in the US and sent me a copy of his bill: $ 278,000. Here is the crazy part: on the bill was a "agreed discount to insurance company" $ 228,000 remaining amount 50K, amount covered by insurance 45K remaining balance 5K. So if he didn't have insurance, he would have had to pay the entire $ 278.000! That's insane and certainly most folks in the US wouldn't be able to pay that and would have to declare bankruptcy (the #1 cause of personal bankruptcy in the US). In Germany the cost for me would have been around 70€. Just one pedantic comment: With the German public insurance system, as soon as a child reaches the age of 18, if they're not in school or vocational training, they have to self-insure.
When we lived in the US (for 17 years) we had the best health insurance available over there and it was still darn expensive to see a doctor. Additionally the company had to switch healthcare providers every 2 years to keep the premiums under control. Quite often that meant that we also had to see different doctors as it was another network. The worst was dental insurance as they only paid for less than what I paid yearly.
I broke my arm as a child on vacation in the States and, just because I am German and have German health insurance, was treated by the head doctor and had to stay in the hospital for 5 days. The total cost was over $25,000. Unbelievable
Das gute ist ja, eine Auslandskrankenversicherung kostet uns 10 Euro im Jahr, dadurch bekommen wir selbst in den USA und Co alles kostenfrei.
Deswegen wollen die da natürlich alles ganz genau untersuchen, weil noch einfacher kann man ja nicht an Geld komme. 😅
Es ist aber auch irgendwie hart zu sehen, du als Ausländer gehst ins Krankenhaus ohne große Sorgen, kannst auch ne Rechnung von 100.000 $ haben und es interessiert uns nicht, während die eigenen Bürger Angst haben zum Arzt zu gehen.
Wie traurig ist das bitte?
In Germany health insurance is mandatory for everyone. You can see it as a position on your payroll. Itˋs 14.6 % of your gross salary, however, you pay 7.3% and your employer pays 7.3%🤓
How much is the Contribution from the broader tax revenue distribution?
@@GettoGecko Really? Didn´t know that, does it mean you are not covered if you are sick? I thought that would be against the law in germany...
@@GettoGecko : Nope. The rule is: If you are earning more than 64k a year ("Versicherungspflichtgrenze") or you are self employed (or working abroad but living in Germany: "Grenzgänger"/frontier worker), then you have the freedom to choose between private or public health insurance. Below that income, you have to stay in the public health insurance. But you have to have a health insurance (VVG § 193). There is no choice whether or not in Germany.
@@jessmarks2214 zero. It’s an insurance with obligatory insurance contributions, not financed by taxes. In addition, public health insurances (most insurances in Germany) are Non-Profit-Organisations.
Why should the company pay 7.5%? If its like Australia, workplace injuries are covered by compulsory workplace injuries... so why charge the employer for circumstances outside their responsibilities?
Here in Australia, we have Medicare and those on a low income get hospital and doctor services for FREE. NO charge at all.
When we get e prescription and it's on the PBS (Pharmaceutical Benefits Scheme) and you're on a low income it will only cost about $7 (US $5).
The US system sounds like an absolute rort and how anyone thinks it's good is just crazy to the rest of us.
In Germany, when you go to the Hospital, you have to pay 10€ per day for not more than 14 days a year. The rationale behind is, that you get your food etc. there and don't have to spend money for that as you would have to, if you were at home. But anyway, if you your income is to small, your health assurance will give you a document on request, that states the you get freed from co-paying. In the end, you always can afford healthcare here, no matter how poor you are.
Not for free... Nurses, doctors, clinicians, hospital maintenance aren't free.... everyone pays.. either through a levy, gap payment or revenue from GST, personal and corporate tax.... you sayimg this is why the healthcare system is in constant turmoil.... absolutely no idea of how the system works or how its paid for... equally administrative staff out-number service personnel by 3 to 1... fat cats shuffling paper and making policies detrimental to Universal healthcare.
Yeah, that sounds very good. Unfortunately, people like me who live and work in Australia as an electrical engineer have to pay lots of money for medical & dental services because I am neither a permanent resident nor an Australian citizen. My private health insurance is a joke and doesn't cover very much my medical expenses. Australian medical and dental expenses are quite high for expats.
@@ClaudinneV Maybe you are working for the wrong company. If I would be sent abroad by the company. the company would pay for my health care. We had a colleague suffering a serious heart attack in Saudi Arabia - yet he had to pay nothing himself.
Word ☝️
Here's what I heard why so many Americans are against social health care: because it's communism.
Could it also be some kind of racism? Because persons of color and/or poor people might profit of it, too?
Quite frankly? I don't get it.
Thank you for reminding us of the Good stuff we have here in Germany ♥️
Have a nice 'n sunny Sunday 🔆 and stay healthy 💃💃
..the most americans don`t even know, what means " communism"... ;-) grüße aus Österreich
Most americans have no clue NO CLUE what communism or socialism is, there are no communist countries in europe!!
There are countries that are INFLUENCED by socialism, wast different from being a socialist country.
Many americans seem to either think it means take from the rich and give it to me so therefor good!! Until someone points out that YOU are actually not poor and will not recive any money, you will pay! also they forgot that companies that dont make profit for their owners will close, and with that goes the jobbs.
Then you have the people on the right that seems to think that ANY socialist ideas whatsoever is the gateway to communism. PAYING taxes isnt to pay for healthcare and roads isnt communism!!! Somehow they never think paying for a big millitary with taxes is communism, but paying for healthcare is???
imao It's a fight for privilege, and privilege always excludes others. And whites are more privileged.
Selfishness also plays a big role: "Why should I pay for others?" completely ignoring the fact that they do so with every insurance policy, such as car insurance. 🤔Silly
A lot of Americans seem to live to participate in a lottery called "the American dream". That's fine. But - the vast majority of them will never win the jackpot. They keep on paying into this dream by the lack of social welfare (health insurance, education, infant care etc.) though, which is difficult to understand.
@@Blackmind0 I believe so, too. But that's what you hear all the time.
Your doing a wonderful job . Love and respect.❤️
Last year I got very sick. I first went to my doctors office. There they realized that I had to go to the hospital. My doctor recommended to take an ambulance, which I agreed to. I don´t even know how many hours I spent in the ER and how many doctors I saw. (And since you mentioned it, I also went to a different floor to have two specialists have a look at me). I ended up having emergency surgery and I had to stay 6 nights in total (two in intensive care). Total cost was 70€ (10€ for the ambulance and another 10€ for each night I stayed there).
Just about every person in the US can recount experiences like yours with the US's preposterous healthcare system: "surprise" billing, for instance, where they send you an unexpected bill, either because the insurance company changed their mind at the end of the fiscal year and decided they wouldn't cover a procedure they had previously approved or because one of the dozen people who walked through your room in a hospital was an independent contractor not on your list of people approved by your insurance company. I've noticed that in hospitals in the US they'll have, like, three people walk you to your room, and then you get billed by each of those people, hundreds of dollars per person, even if all those people did was walk you to your room.
And I haven't known any American ever who had absolutely everything paid for by their insurance, and I've known some very well-off people who had three insurance policies from three insurance companies to try and make sure that they were well covered. Even they had to pay at least copays, and no one is protected from the increasingly frequent "surprise" bills these days.
Your comparing the five-figure cost of your medical bill to the cost to fly first-class to Germany to have the same thing done reminded me of a friend from the US who had a major injury hiking in the Philippines and had to have major surgery there. That's how he learned that most of the world has high-quality, free or low-cost healthcare, even in poor-ish countries like the Philippines. He was so impressed by the high quality and low cost of his care that he flies back there for follow-up medical things instead of having it done in the US, because even with the cost of the flight, it's still much less expensive, and he says much higher quality, than he would get in the US. And I think it's helpful to point out that the Philippines is a very right-wing country politically and societally, in that respect a lot like the US, so it's not only what US right-wingers would denounce as "liberal" countries that have universal healthcare but countries of all political leanings.
The German health system is just great! Even better than here in France.
Really? I thougt the social system in France is better than in Germany.
I think the French one wins in international ratings.
The German system is the oldest one, though.
@@e.458 Well, without the additional insurance my company gives me I wouldn't be reimbursed 100% and I have to pay in advance. In Germany I show my card at that's it. Speaking as an employee, if course.
Eh, it's far from great, it's not terrible, but there's certainly room for improve - e.g. private insurance for higher-income people should be abolished, as it increases the costs for everyone else.
Well you have to wait for an appointment for sometimes months if it's nothing serious but mostly I'm happy with it. I've had 7 teeth fixed and 5 more are gonna get done soon, 3 of which are getting bridged, and all that together will cost me less than 1000 Euros even though they used the fancy material.
Incredible story!Thanx Hayley!💖
I'm new to your channel.Best wishes from Germany!
deine Videos sind mega interessant, danke !
A retired American living in the UK ( 20 years) had major surgery on several occasions, now being treated for cancer. TLC all round.
Cost to me Zero.
Every time someone is whining in front of me how "awful" some things in germany are I think about your videos and remember them how many benefits we have here compared to the US 😉😁
Moreover: if things really were so awful in Germany Hayley would have left Germany long ago and would have taken her German boyfriend with her.
Same man. The only thing I say to those people is the famous: "Wir meckern auf hohem Niveau."
It's a matter of perspective. You have americans looking down upon other nations and telling others how many benefits they have compared to those nations, too.
If everyone would accept that, we'd still live in caves. We have some things in germany that are indeed awful, but so do other nations too.
@@86400SecondsToLive Dankbarkeit heißt nicht gleich Stagnation. Das ist lediglich eine Frage des Respekts. Und wenn ich ein Konzept respektiere, habe ich ein Interesse daran, es für mich und andere besser oder mindestens genauso gut zu machen. Man muss beides zusammen denken. Ja, neu denken, aber gleichzeitig nicht vergessen was man schon hat und wofür man dankbar sein sollte. Dem Kopf eine Pause geben zu dürfen und etwas einfach ohne Hintergedanken annehmen zu können. Das ist auch etwas, was das deutsche Gesundheitssystem trotz aller Macken dem amerikanischen System voraus hat: Peace of Mind.
if you live in Germany it does not matter whether ppl somewhere else might be worse off.
You have to deal with problems where you live.
I pay my public health insurance here in Germany and i am totally happy when i never need it. Health is priceless but it gives me security to know, that the Solidargemeinschaft backs me whenever it will be needed.
I'm British and live in Germany, even coming from a country with a good social healthcare system, I find the German system impressive!
It's a bit more expensive (costs deducted at source) but you get huge value for money, and even if you do have to self-pay, the prices are all the same because the price for every service is set by the government.
Hi Hayley, that's why your first hand experiences outside the US are so valuable. If every US citiicen in the US would know this, they maybe put different preferences whom they vote for (sorry my bad grammar). To top this: in Austria (our neighbour) the health-ensurance-costs are even lower than 50% than in germany. I am working for a health insurance company that offer private and statutory insurance,
Many of us (Americans) do but fighting the systematic greed mindset here. 🤷♂️🤦♂️ Maybe one day.
Gutes, gleichzeitig erschreckendes Video! Meine Frau war in dieser Woche zu einem Privat Termin beim Frauenarzt. Eine halbe Stunde, hat sie 30 € gekostet! Und der Arzt war sehr aufmerksam hat sehr gut zugehört und sie hat sich dort sehr gut aufgehoben gefühlt! Liebe Grüße aus Hamburg
Moin Ben schwitzt du auch so? 30 ° puh
Liebe Grüße
@@arnodobler1096 moin Arno. Schwitzen? Nein, Himmel bedeckt, 14°. Also: plus! Lach! Schönen Sonntag ! Es soll heute auch noch Regen geben.
Hi enjoyed your story. I am from UK and had an accident in USA went to hospital in Kentucky and had to have a titanium pin put in my leg. 3 days in hospital and the operation bill total 307,000 dollars at the final count. The swearing was long and load when I saw some of the charges, now I can laugh about it but still unbelievable the coast. 5 screws 18,000 dollars is the one to stand out.
The health care systems within Europe are different in each country, but based on solidarity. In the Netherlands, where I live, health insurance (legally obligated for everyone) does cost around €120 per month. For that money visiting your general practioner and visiting specialists in the hospital is included, as well as all the research, radiologie, surgery, staying in the hospital, medicines etc. Everyone has a maximum own risk of €385 yearly. So for less than €3000 a year all your basic medical expenses are covered. The insurance costs are the same for everyone and don’t depend on your income. You can have an additional insurance for physical therapy, the dentist, glasses alternative medicine etc. The price depends on your wishes,but no more than €100 a month.
The issue is that it works because of people in the US accepted it.
because they know nothing else
@@HayleyAlexis Maybe you're right, but,... ähm,.. we habe something that's called internet. And if you try to show up the german/european system, the only answer you became is: socialism....
Well, seeing, listening to someone explaining who experienced e.g the health caresystem in Germany compared to the USA, is maybe true, but for an American who has only experienced the usa health care system, it is to call it socialism. What I wanted to say, people need to see it personally, experienced it by their own to see the benefit of the German health care system, otherwise they can’t conpare
Also important to know: Insurance companies do differ in Germany and despite the fact that you must have an insurance as an employee (unless you earn a lot of money, in which case it's left up to you), you can freely choose at which insurance company. My wife needed a treatment that costs around 2500 € and our insurance company said they are covering a bit more than 50% of the costs. Guess what? We switched to a different one, which you can do whenever you feel like it if your last switch was more than 12 month ago, because the new one said they will cover 100% and they did. There is a bare minimum that every insurance company has to cover in Germany but beyond that, it's up to the company what else they want to cover and how much of it.
Okay, now I have a question... (US here) If you switch to a different insurance do they make you wait a period of time before you can use it? Last I checked here, you'd usually have to be paying on the insurance for 3-12 months before you can use it (also can depend on what you're using it for - for example: the rare insurances that have *some* dental or eye coverage).
@@crazydarkness You can use the insurance at once otherwise you'd be without health insurance after a switch and that must not ever be the case. Also during a switch you must be 100% covered at all times. You are however forced to stay at least 12 months after a switch, so the new issuance can rely upon receiving at least 12 premiums from every new member (used to be 18 months but they shortened it to 12). Note however that private insurances are free to deny your as a customer. Public insurances cannot, they must accept every customer who is willing to contract.
@@xcoder1122 Thank you so much for clearing that up for me! ❤️
For having a cold, your voice is amazing.
Thank you! 😃
Great video, thank you!
I'm always nervous about medicals when I'm in the US.
The UK system is also fantastic for non UK residents.
@haley: Next time you visit the US get yourself a "Auslandskrankenversicherung" will save you some thousand dollars ;p and it costs less than 100 Euro/year
The ADAC usually offers an additional insurance if you get seriously sick they make sure you come home - usually you don't need it, but there is always someone in need anyway
That's why I always got this insurance (like 150 Euro all in all for premium membership) sharing cost with some million members makes that damn easy
If you're an American citizen i doubt the US will count as "Ausland".
@@ccat342 Tbh, i think it should count as "Ausland" for them, as long as you are a customer of the german insurance.
@@ccat342 If you have German resident status, then even your native foreign country is covered by that insurance. I'm Filipino citizen and my Auslandskrankenversicherung also covers my vacations in the Philippines.
Hi Haley, I'm from the Czech Republic and have many friends or acquaintances from the USA. I am baffled by how many of you don't even ask about the insurance over here. This girl had a tick on her thigh; after removing it, the spot turned purple. Her gyno told her it was borreliosis and she needed to be transported to a hospital immediately. She refused because she feared paying an exorbitant amount for the ride and care. She then called my US wife and me about this, and I straight up yelled at her for not going to a doctor. The visit to the hospital cost her €3. She was told it was surface borreliosis, got a prescription for antibiotics, paid €4 for the pills, and was free to return to the USA with her mind at ease.
Interesting, thanks for the video. Living in germany and it is interesting to hear how other systems work.
Dear Hayley
Described beautifully. 😂
I am a physician assistant and I can say from experience that patients from the US get huge eyes every time they have to pay in our ER. Many also ask if we made a mistake because they think it's so little.
I think sometimes these patients are reasonably healthy because they don't have to think about how to pay for it.
Unfortunately, the complete opposite applies to our patients on site. Maybe I should send these people to the US.
Another tip on the side. Take out ADAC travel insurance before your next trip to the USA. Or any other insurance agency. They're not usually super expensive, but they can save you a lot of nasty surprises.
Take out? You mean, don’t pay for adac insurance?
@@aka99 Nope, just Windows autocorrect. Don't you just LOVE it.
Omg there was a time I thought the 🇺🇸 was the coolest country in the world (before Internet)...but the more I hear the more I'm shocked
I'm a German living in Ireland and even though the doctors visits are kinda basic I get a medical card for free as my income is very low
I even get my meds for free as I'm lifelong sick and only have to pay like €1,50 to €3 per medication...
Same goes for my son
Can't compare Ireland with Germany but when I hear about the US I feel very sorry
And don't get me started on the student loans 😔
It's all about money making nowadays all around the world, so sad
Thanks Hayley again - your videos tend to make me love my country even more :)
Just a small hint for you - consider a "Auslandskrankenschutz" Insurance for you. Mine is less then 20€ a year, includes the US (there are some options if you exclude the US on others, then they are cheaper!) - mine is with the ADAC, the mayor german motor club. Maybe Mike is already a member there and could include you? But there are also tons of other options for this.
Freind of mine ended in the ER due to food poisening in NY when on holidays. He spend 6h there, the bill was about $8.000. one bottle of saline alone was $780. The same stay in the ER in germany is covered by your insurance, if you have no insurance it´s about $50 all in all.
One thing to note - Florida is A LOT more expensive for medical care than many other states. For example, a doctor visit that would cost around $150 to $200 in Ohio may cost $700 in Florida. And an inpatient hospital bill that would be around $40,000 in Ohio could be around $100,000 in Florida. My job involves reviewing medical bills, mostly from Ohio but we also see ones from Florida and other states. They’re all more expensive than in Europe, but Florida is way higher.
For those wondering how people afford these bills - some hospitals will give a big discount or not charge you at all if you have no insurance and don’t have a high income. Government programs such as Medicaid may reimburse some of the care in some cases, even if the patient doesn’t have Medicaid coverage. But the patient usually still gets bills for professional fees - for example the surgeon, anesthesiologist, pathologist, radiologist, etc. It’s ridiculously complicated.
In Germany you pay about 10% of your income for health insurance and give a FAQ when it comes to visit a doctor
The treatment includes everything you need to get back to health (without limits especially in severe cases)
@@laktho actually you pay 15.5% of your Income(Brutto) for public health insurance. Arbeitnehmeranteil. Employer pays additionally 7.75% directly to the insurance company. So actually the amount of monthly health insurance is around 22.25% of your Income.
May I correct myself: public health insurance is 14.6% since January this year. 7.3% Arbeitgeberanteil. So means 21.9%
@@popogie22 Naja… der Arbeitgeberanteil ist ja nicht Teil deines Einkommens.
Es ist der Anteil den der Arbeitgeber zum Sozial-/Gesundheitssystem leistet.
Ich denke das verfälscht das Bild, wenn du das einfach addierst.
Und, der Abzug ist vom Brutto, also vor Steuern.
Das muss man auch dazu sagen.
@@francoforte4788 Ichmeinte damit die Gesamtkosten. Klar, vom Brutto. Vom Netto wäre as ja günstiger.
WTF….. over 17.000 dollars 😱😱
As a dane, I am shocked 😱😱
Ty for continuing with your haircut!
I am happy for you! Health is very important. Hi from Romania!
Here in Sweden you'd pay $250 *per year* for unlimited treatment. At most, you'd be paying for car parking at the emergency room - everything else (including tests, MRIs, etc, etc) would be covered by the system (even if you were a visiting American). I've never visited a Swedish doctor without the doctor being able to tell me what the problem was or being able to say what she or he thought it was and which specialist she or he would be referring me to. We have a '3-30-90' guarantee where I live. That means 'a maximum of 3 days before you visit a GP' (though I've never had to wait even one day); 'a maximum of 30 days to be referred to a specialist'; and 'a maximum of 90 days before specialist treatment begins'. I've never had to wait as long as that even for specialist treatment. If the local region can't meet this guarantee, they'll transfer you to a place that can … even if it means flying you to the United States (at the region's expense)! I even get a coupon which gives me a free bus or train journey to the hospital to be treated, if I get specialist treatment.
right, that's it, i'm getting my ancestral irish passport, in order to freely come and go around these wonderful european countries. i am in uk. we pay much more than that in national insurance, although it's pro rata, basically a part of income tax. as for waiting times, well !
There are some problems with Swedish healthcare though. A friend had to wait 3 months! for a pretty urgent brain MRI
Dear Hayley,
I hope you have learned the best way possible why Europeans roll around the floor laughing when Americans call the European style free healthcare systems socialism.
I guess it is simply a serious difference in cultures. In Europe, we value life. In Europe, we don't turn healthcare into a business that only exists to turn out a profit. In Europe, we believe in that ALL citizens need to have the same basic access to free healthcare.
I am from Denmark. I was involved in a car accident in Spain when I was 17 years old where I suffered a fracture in my back.
I spent 6 days in hospital in Spain after which I was airlifted on a stretcher to Zurich Switzerland from where I was airlifted again to Copenhagen, Denmark. In Copenhagen, I was in hospital almost 8 weeks after which I underwent various training events for up to 6 months following my release from hospital.
Nor me or my family ever paid a single cent.
The healthcare system may not be completely the same today (this was in 1981) but in general, basic and in most cases also extended healthcare is free in Europe because it is paid for through the taxes we pay.
I think it will be hard to find many Europeans who would want an American style healthcare system. To us, the idea that an accident or any kind of medical condition can land you in debt for life is just insane.
It seems childish and literally insane to have a system where the access to buy and own a firearm is secured in a country's constitution but access to free healthcare is not.
I do wonder if this links up with the history education issue she mentioned in another video (German Vs American kids). I gather that, in the US, socialism is still talked about in the context of the Nazis and the USSR, etc. If history teaching is so heavily focused on the bad stuff that other countries did, and terms like that are only covered in that context, then maybe that goes some way to explain what I can only assume is fear of socialism (and we know that the Nazis and so on were hardly socialist anyway, but that's another discussion). I have no idea, I'm just pondering. But yeah, socialised healthcare is such a no-brainer I can't understand why they'd be so scared of it.
Even if you don’t have insurance in Germany, it is still heavily regulated what a doctor or hospital can charge you because there is the GOÄ (Gebührenordnung für Ärzte) which clearly states which procedure costs what. This applies to private patients as well. So a doctor cannot just choose his prices out of the blue…
In Canada, the health system is a combination of private and public portions. Private insurance will pay for meds with a 20% copay. Hospital stays are covered by provincial government. Visits to the doctor are paid by the provincial government.
If I ever have an accident in the US, I would prefer to fly back to Germany to receive medical treatment.
Sadly that's the cheapest option just fly back to Europe and America is suposed to be greatest country on earth i don't think so only if you are part of the 1% great comment btw👍
@@DidierWierdsma6335 Thanks for your comment. America is a bad joke for most people. Especially if you have kids and want to give them a quality life. Europe has several problems, but at least we have education and healthcare that work and is for everybody.
@@if6086 I agree 100% with you Europe is not perfect but in my honest opinion it's still way better than America period.
And you're welcome and greetings from the Netherlands🇳🇱
in germany you legally arent allowed to NOT have health insurence. Some people are not covered but thats all individual cases out of the ordinary
Wow. I did Masters thesis on healthcare in the USA and that was quite some time ago and it makes one improvement to take one step forward and 50 steps backwards. I am not surprised.
On an other video someone said it would be cheaper for him to fly from the US to Spain, get treated and medicine there and fly back to the US, than seeing a doctor in his hometown.
He is an US-citizen who lives half of the year in spain.
This is incredible. How can people afford to go to the doctor in the USA?
Here in Germany we just value human lives a bit more. In America, if you're poor means you gotta die while laying on a cold street between a rotten can of bean soup and your own poo while seeing someone passing by wearing Gucci-stuff and diamond bling.
I won't say in Germany everything is perfect either, but at least everyone gets a home, medical treatment and some money to not starve. That are just basic human needs.
Well, it's not quite that simple. You might think that there is no such thing as homelessness in Germany, but that's not true. We have a lot of homeless people here who live on the streets for various reasons, be it because they have been affected by a drastic experience (such as the death of a partner) or because they have been expelled from their family, circle of friends or work due to their behavior (e.g. drugs).
If such people live on the street long enough, they become less and less aware of their bodies, wounds are only relevant if they bleed heavily or fester, or if there are broken bones. This and the overall rather poor hygiene they give themselves, set the barrier for a visit to the doctor extremely high, you just do not dare to go.
You have to pick up these people on the street and offer them basic medical care without prejudice, treating them with the same esteem and respect as anyone else.
This is exactly the starting point of a project that we have been offering for years: it is called "Pflasterstube" and takes care of medical treatment with the help of volunteer staff (doctors and nurses). The whole thing is financed by donations and supporting members, who commit themselves to pay a monthly amount of their choice for a period of at least two years. I have been a member for years and try to ease the misery directly in front of our doors in such a small way.
For more information, visit www.pflasterstube.de
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Nun, ganz so einfach ist es nicht. Man könnte jetzt glauben, in Deutschland gibt es so etwas wie Wohnungslosigkeit nicht, aber das stimmt nicht. Wir haben hier sehr viele Wohnungslose, die aus verschiedenen Gründen auf der Straße leben, sei es weil sie durch ein einschneidendes Erlebnis (wie z.B. den Tod des Partners) aus der Bahn geworfen wurden, oder weil sie durch ihr Verhalten aus Familie, Freundeskreis oder Arbeit verstoßen wurden (z.B. Drogen) .
Wenn solche Menschen lange genug auf der Straße leben, nehmen sie ihren Körper immer weniger wahr, Wunden sind nur dann relevant wenn sie stark bluten oder eitern, oder wenn Knochenbrüche vorliegen. Das und die insgesamt eher mangelhafte Hygiene, die sie sich selbst angedeihen lassen, setzen die Barriere für einen Arztbesuch äußerst hoch, man traut sich einfach nicht mehr hin.
Man muss diese Menschen auf der Straße abholen und ihnen die medizinische Grundversorgung vorurteilsfrei anbieten, sie mit der gleichen Wertschätzung und dem gleichen Respekt behandeln wie jeden Anderen auch.
Genau da setzt ein Projekt an, das wir bei uns seit Jahren anbieten : es nennt sich "Pflasterstube" und kümmert sich mit Hilfe von ehrenamtlich tätigem Personal (Ärzte und Krankenschwestern) um die medizinische Betreuung. Finanziert wird das Ganze von Spenden und Fördermitgliedern, die sich verpflichten für einen Zeitraum von mindestens zwei Jahren monatlich einen frei wählbaren Betrag zu zahlen. Ich bin seit Jahren dabei und versuche so im Kleinen das Elend direkt vor unseren Türen zu lindern.
Weitere Infos gibt es unter www.pflasterstube.de
@@hossguzzi103 well the fact stands nobody has to be homeless in germany cause the state is required to pay your living costs (ALG2 which is Rent+Livingcosts+insurances and if you really have nothing you can even ask for erstausstattung wich helps cover cost for furniture you need and sometimes they even give you the furniture you need but that gets rarer thanks to being overly complicated and comes as a zuschuss wich means you arent getting debt on it). those people either dont want to live on states cost or are unable to get help to go trough the system.
You pay 10€ per day in hospital in Germany and 5€ per drug on your prescription. No matter if it's a heart surgery or giving birth. And all Doctor visits are free. That's it.
The 5 compulsory insurances in Germany are health insurance, nursing care insurance, accident insurance, pension insurance and unemployment insurance. All together they add up to about 26% of the monthly income. In addition, there is the normal wage tax which increases exponentially. The more you get, the more tax you pay.
At 2500€ salary (an average income for an office worker. 1900€ is the legal minimum wage for a 40 hour week) there is still 1700 after insurance and taxes.
If you are a registered unemployed person, then you get the health insurance paid by the state, also the drugs. Unemployment insurance pays you 67% of your last net salary for 1 year (if you have worked at least 12 months before) and after that you fall into the basic income support (Hartz4) which pays each person's rent and gives you about 300€ for food and other things per month.
Just the experience going to the doctor and still have a life without a huge debt makes you better and healthier.
Jesus, those prices in the US are insane
Wir sollten nie wieder über unser Gesundheitssystem jammern!
Wenn die Leute vor 150 Jahren nicht gejammert hätten...
doch sollten wir es gibt immer etwas zu verbessern
Leider doch. Weil es ja mit immer mehr Privatisierungen auch immer schlechter wird. Es ist selbstredend noch weit weg von amerikanischen Verhältnissen, aber wir sind auf dem Weg. Und es gab immer auch schon was zu optimieren. Z.B. die Unterschiede der Terminvergabe von Kassen- zu Privatpatienten. Es kann Dir passieren, dass Du als Kassenpatient Monate auf einen Facharzttermin warten musst und der Privatpatient wird gefragt ob er morgen oder in der folgenden Woche vorbeischauen möchte.
Ich finde das Gesundheitssystem in Dänemark noch besser. Bei uns muss man sich selbst krankenversichern. Dort ist jeder automatisch von der Steuer krankenversichert.
Ich jammer nicht mehr. Ich bin u.a. wegen den horrenden Gesundheitskosten in Deutschland ausgewandert.
Hier in der Schweiz zahle ich weniger, sowohl absolut als auch relativ zum Einkommen gesehen.
Hayley, talking full Speed or slowly it is Always a pleasure to Listen to you and Take a Look at your beauty
Consider fresh ginger root. Peel and shred about 3 golf balls worth of ginger root. put it in a strainer and steep (lift it in and out) in simmering water for up to 15 minutes adding powder clove and cinnamon for the last minute. The water should be brown and taste like horse radish. Throw out the ginger root. stir sweetener into the water while rubbing the sides of the pot. combine with an equal amount of cranberry juice cocktail. Drink hot or cold. It tastes great!
Hayley I binge-watched you some years ago, now I rediscovered you and binge-watch you again, it's a pleasure and I love your new hair!
Several thoughts on this: Everyone around me has regular visits to the doc to stay healthy and to know everything's okay.
E. g. usually for my health I go to the gyno twice a year (as recommended), to the dentist twice a year (as recommended and important also for corovascular health) , have my skin marks checked once a year so that they don't grow or darken at the skin doctor, and maybe every two years have some sessions at a chiropractitioner when I throw my back out, as you do after 30. In my case, I also see my psychiatrist every three months bc of a very very small dosis of happy pills. So I see a doctor nearly every month. I tell my colleague regularly: I have to leave earlier on this date (and she says the same for regular visits so for when she needs her blood pressure checked, has a dentist's appointment, sees her psychotherapist etc.). Excluded are all extra visits that could happen on top like bc of a bronchitis or a strain ankle, a severe headache that forbids me to go to work, a mental health day which I seldom take or other stuff, you know? To me and my peers, this is considered normal. Now: How costly would that be in the US? And I'm not only talking money, it would be even costlier for my health if I wouldn't do these regular checkups!
Another thought: I read on reddit that maternal leave in the US means returning to office two weeks after having given birth and not being able to sit in most cases? What misogynistic and misanthropic system sends back a new mother back to work two weeksafter labour, given this is true?
Also, isn't it a bit disgusting not to go see a dentist once in a while if you think about it?
Last thought: How badly does it affect your health when you are in hospital and constantly worry about financial stuff? I imagine it creating a vicious circle of staying sick thus producing more costs.
I regularly see vids of your Americans overseas in Europe reporting on the same stuff you did and in a similar perplexed incredulous way ("Are you sure? Zero Euros? But I got here in an ambulance and needed my appendix removed, had an open heart surgery and got braces for my teeth bc the doctor said: Well since you are in Germany, might as well fix you properly?!") Those stories never get old and they make me quite happy to live in Germany. No offense.
its the same system in Austria - and Scandinavian countries.... "every human being deserves such a health care system"
Those videos make me feel so much better about my country…
For German Hospitals is very easy. You have a copay of 10€ a day for max 28 day a year. after that all is free. So you only can pay 28 days of hospital stay in Germany. And medis and medical supplies like cruchtes will be either 5 or 10 € per perscition.
Hey. Good morning. Almost unbelievable what you're explaining about that stay in hospital in the states.
15.000 ????? I woudn't have that 😮😮. How can people with low income pay that over there ?
Yes, generell our system ist great in Germany. Have a nice sunday.
That's why many americans don't go to the doctor, no matter how sick they are.
Very interesting story - I'm so glad to be a German! :)
Oder Finn ........
@@ralfhaggstrom9862 Was ist Finn? Danke
@@if6086 Finnland meint er
@@arnodobler1096 Entschuldigung für meine Unwissenheit. Danke schön.
@@if6086 Nich dafür 🤣🙋♂️
In older movies from the US there was sometimes this cliche about giving birth in a taxi or on the way to the hospital. Until recently I didn't think about, especially as it doesn't come up any more. But recently I remembered and it clicked. Considering the cost of an ambulance, of course you would take a taxi or your own car to get to the hospital.
once i had a swollen throat because something got stuck when i was eating. it was a Sunday (!!!), so no doctor's office was open. Drove to the hospital 20 km away, and since it was a sunday, i had to enter in the emergency entry. They sent me to the appropiate station, called a doctor that came in from home just to check on me. Had to wait for only ~20 minutes. Treatment was quick, got some drugs i had to take the next day to prevent an infection and my throat was fine again after 2 days. And i didnt pay a single penny for all of this. I had a chat with a buddy from the US, and he was shocked. He also told me that something like this could've cost me 10 grand in the US without insurance, maybe more... This shocked the crap out of me
13:10 In Germany health insurance is mandatory so you can't have no health insurance.
Not for all foreign visitors. Yes, for some, an travel health insurance is mandatory to get a visa, but many visa free visitors may not have travel health insurance at all. Foremost my relatives from the US when coming visiting, they usually don't bother to get one.
owing a gun is a right
healthcare is a privilege
In Europe it's basically the opposite
Good to have a 'right' to something unnecessary, while the means to deal with the inevitable in life is a 'privilege'.
When my mother was in a hospital in Switzerland, the insurance paid for everything except the ambulance transport. That was about $1000 for a five minute ride.... But that's still better than what you would pay in the US.
Your experience in the US is extraordinary. In Aus I was overnight in A & E. Released lunchtime. Zero cost!