@@mAny_oThERSs its r*tarded to put your kid in a debt, if you dont want it just dont buy it also kids cant sign contracts and that parent is going to die alone
@@baranbeytemur5451 so the kid can just get a pool for free because she cant be held liable? Damn i shouldve put up a costume and gone on a shopping spree when i was 10.
Children cannot comprehend what a ''loan'' is. It's the parents responsibility to not enter into stupid contracts with your own child. You're actually insane.@@mAny_oThERSs
There's a reason kids aren't legally allowed to get into contracts, they don't understand the ramifications. Parent was an idiot for even thinking this was reasonable. At 12, it's "hey, we'll get the pool, but you need to do some upkeep on it if you want it, a monthly pool cleaning will need to be part of your chores", or some shit like that. Teaches them discipline, responsibility, and that if they work hard they can have cool stuff like pools.
parents who use the "food and shelter" bit as an excuse to get whatever they want better not complain when they get put in a nursing home as soon as possible (it's food and shelter)
Facts. "I have saddled you with up to a century of conscious existence on a planet that's pretty shitty even at the best of times and you had no say in the matter, now be grateful to me and do everything I say" is pretty weird logic.
9 місяців тому+123
I like the argument that "food and shelter" is what you'd get from an orphanage. Parenting has to be more than "food and shelter", or you're objectively a failure as a parent.
yes! like: you're the reason this child is here, dipshit! food and shelter is the fucking least you should do for them! if you gave them the existence, you can't hold that against them later!
it's baffling that people think that the *bare minimum* action for taking care of a child is worthy of respect. if that's too difficult for you, you shouldn't have had children in the first place
Incredibly insane. One... she doesn't keep the pool. You keep it. So you're forcing your child to work to pay for YOUR pool. It doesn't matter if you don't swim... it increases your house value. Even if she was fine with the deal you'd still be the asshole. Do you know how hard it is for someone with a normal job to save up $40k? So is she not supposed to go to college so she can work off the pool cost? She basically wanted her child to be an indentured servant.
Yep. Maintenance aside, that value goes right back into the home. If you plan on living in your home for over a year, it makes no sense not to renovate it quite honestly. You increase your quality of life while living there and you can sell it to make the cost back later.
@AnonymousGentooman Property tax is completely inaccurate. My home isn't valued by the furniture inside because there isn't an auditor coming inside every year to check if I renovated my kitchen.
Threatening to take away the ability to work for not wanting to be saddled with an absurd debt forced on her at a time where legally she's in the clear for real actual contracts because she was a minor
Dude nevermind anything about legality concerning contracts, it's a fucking _12-year-old_ lmao, they were in like grade 6-7 for fuck's sake. A kid will agree to literally anything to _get a pool_ , she probably immediately forgot about the "agreement" after making it. This is a teachable moment for the mom, not the daughter.
@cczsus6513 Yes, they would. And they don't understand money beyond how long it takes for them to save up for some game/toy they want with their allowance.
the right thing to do would be to tell her "no, we're not getting a pool, we will pay for a membership to the YMCA" or something. this is extorting a 12-year old
This is exactly why there is an age limit for things like consenting to a relationship, drinking alcohol, driving, and voting among a ton of other things. How can a kid be expected to make such a consequential decision when they haven’t even had a chance to become independent enough to be understand the weight of a 20k debt?
If a redditor says it’s “about the principal” to justify their shitty actions one more time, im gonna morb. All of Reddit gaslighting a kid into thinking he’s an asshole over borrowing $2 from his sister to top the driver and immediately repaying still lives rent free in my head
She made a deal with someone who couldn't legally consent and is now acting like it's binding. This is not teaching her anything, making 12 year olds pay back loans does not exist
The girl should have claimed equity in the house, and sold it back to her parents after it appreciated in value. She could have asked them for $25k, and then paid them back the original $20k.
That would be fucking hilarious. "Well, in the last 4 years, the value of this home has appreciated about 32% according to the values of homes available in this and nearby neighborhoods. Considering our home was about $200,000 when purchased, that means it is now worth about $264,000, add the pool, that's about $317,000. My financial consultation was worth about $53,000, since all of that value went back into the home, cut in half, which would be about $26,500. You may pay me in monthly installments with the same interest you bought the home at."
Obviously she's not gonna pay you back, that's a horrible deal. Why would she be handing over half the cost when she gets none of the value? She actually knows that the house is going to go up in property value and that she's never going to see a cent of that money, thus having her investment essentially blown away. Smart girl. Clever. The mom should press her harder, that'll get her to pay up.
When youtube man responds with incredulity to people making their children feel bad for existing and you have an epiphany that maybe your family wasn't normal.
This relationship is actually very common sadly. A LOT of people have kids and realize they hate it. So thats why they have this "you owe me for raising you" view because of 18 years of buyers remorse.
My mentality is even poorer because my immediate thought was taking her to a public pool so she could swim. You'd even be able to invite her friends out so they could have fun together.
Mfs allergic to inflatable pools I guess. "Let me just drop $40k on a pool even though me and my husband don't swim because my 12 year old is slightly jealous of her friend's pool"
I had no concept of money or the real world when I was twelve. I thought that I’d be rich with a house and kids by 25. I’m 26 and I live in a studio apartment the size of a tuna can.
You reckon the mom understands the difference between 12 and 16 is literally a quarter of her daughter's lifetime, of which the first quarter between 0-4 is basically all forgotten for her?
I remember only very important events up until I was about 7 or 8, personally. My only memories of Kindergarten are stapling my own thumb, which was surprisingly totally painless even though I could feel it on the inside of my thumbnail, and a lesson involving a typewriter which I used to write a nice note to my teacher.
I mean I understand the point of tring to make your child hold up their promises but getting them into thousands of dollars of debt at the age of 12 isn't the way to do it man. Plus the comment at the end about paying for their stuff is just stupid af lmao. Trying to teach your child about consequences of their actions but the person himself isn't even okay with the consequences of having a child
There are so many options here! They could have made a compromise, like signing her up for a pool pass or getting a small pool and having one of her chores to be to clean the pool and help maintain it. Or just said no! Sometimes you have to just say no to your kids!
Legitimately. How much does a part time working kid in the US make a month do you think? A lot of ADULTS would have trouble paying off 40 thousand dollars
"It's about teaching my young daughter the right morals to live with" The morals of "Do you like dangley keys, sweetie? Dangle dangle! If you pay me 50.000 dollars when you're grown up, you get to play with the keeeeeeeeeeeys!". She straight up tried to ruin her daughter's prom party no less, over an agreement she herself never stated had a deadline.
Sweet, good on her. Giving a 12 year old $20,000 of debt towards your own property is a great buisness idea. I'm going to have multiple children and save every receipt and expense and add on a 24% compounding interest rate! By the time they're an adult they'll practically owe me a millions bucks each, suckers! 😂 Retirement here I come!!!
theres an indian movie with a similar plot to this lol. the dad gets salty that the kids dont pay attention to him now that he is older and he goes to court after tracking every single dollar he spent raising him. its pretty funny haha
@@toximan2008 Fucking facts lmao, this person is either apolitical or left wing, nobody with any substantial disagreements with leftoid powermods is going to last long.
@@toximan2008The "Libertarian" Party hasn't been Libertarian in ages. Gary Johnson was basically The Reddit Candidate for President. Everything that isn't D or R in the US gets co opted within 2 years. It's sad, but there you go.
@@manuelsputnik well given that housing is a human right and landlords make money by gating off that human right behind a massive fee, yeah no don't believe you. If they want me to respect them they should get a real job that provides actual value to someone and isn't just leeching off of the fact that people need a roof over their heads.
@@thedarterhousing as a human right has got to be one of the most epic and intelligent anti landlord sentiments these days Do you really expect that society should just have to build and upkeep a house for you to live in? Truely some bum behavior
1. Mentions to your child how cool and *expensive* it would be a pool 2. Make they sign a contract 3. They grow up while covered in debts already ??? 4. Profit
Plenty of better ways to go about teaching your kids the importance of money. IE: If they want something, give it to them but have them help you around the house or something to pay it off.
With small things... I think not only that, but making a pool is an unreasonable expense to a child even know what's going on. It's like feeding the baby with breadcrumbs because he said he wants to be an astronaut, so he gotta save up... That astronaut major ain't paying itself
My parents taught me not about the importance of money but instead the importance of finance management. My family was (and sort of remains, lol) poor as dirt, so the goal was always just to save money to function as a safety net for disasters. They first taught me to save my money, had me do odd jobs around the house for $5 to $15 every once in a while, and would pay me $10 for every subject I got an A in when my report card came around from school. If I got straight-A's they'd throw on an extra $25. It incentivized me to get good grades and I made about $200 a year from it since they send out report cards each semester. At some age I had saved up enough money that they sat me down and explained I could get a $1,000 CD at the bank and it would passively return something like $500 in 5 years or whatever as long as I just kept it there. The mentality was always: do you _need_ this to live? If not, save that money for when life fucks you over and you DO need it. If you have a decent safety net, invest the boil-over in passive income sources.
Or you could just not buy the pool for the kid. This is truly baffling behavior. The mom stated nobody wanted the pool but the daughter. I didn't have a pool after I was about 9 because we moved out of state. I loved swimming and we used to have an above ground pool. I just made friends that happened to have pools instead. The kid would have gotten over it in a week.
EDIT: "Hello Reddit, my daughter turned 18 and I demanded she start an OnlyFans to pay back her debt to me or I would disown her. She killed herself. Am I the asshole?" EDIT: "Thank you for the gold kind strangers."
"For me this isn't even about money - it's about teaching my young daughter the right morals to live life with." Like fucking scamming a twelve year old?
Just have her lease the pool for the time that she's in it and have that go towards paying for it. Whatever contracts she doesn't or does have for phones or cars are separate if you're going to be money pilled at least do it properly.With all the extra property generations of yore have you'd figure understanding this transaction wouldn't be a problem.
The daughter should bring on an assessor to revalue the house and then request the difference between the 20k she "ows" and the value of the house appreciating from the pool be added to her college fund
my dads the mf who will have a kid and then use it against them but in a different way. yeah he'll do the "i never let you go hungry or without a roof" bit but also he believed children chose their parents before birth so whenever we were fighting he would pull that shit on me and also when I got frustrated with him he always threw "Well you chose me as your parent so live with it" pissed me the fuck off
My mom would do the exact same thing!!! “You chose me as your parent” I didn’t fully understand how manipulative and insane that was until I got older.
As a fellow new father, I think it's definitely a good idea to try to reason with your kids, you just can't expect it to actually work. You're not doing it for it to work, you're doing it to train them up for it to work at some undefined point in the future.
They obviously care more about the money than the lesson, if they wanted to teach her responsibility and ensure she actually wanted the pool there were better ways to go about it
My only consolation is that this story is likely made up for ragebait....but I am also deeply disturbed when I think there are absolutely people out there who have done something similar to this somewhere in the world and some point in time.
@@minartson You would be shocked, a startling amount of people lack even a modicum of self awareness. Most people lack it in some areas of their life, some people are just completely lacking in it
honeslty, it is crazy to make that deal with a 12 year old but to teach a 16 year old that leasson is pretty important. Just buy her the dress as a gift.
She expected her 16 year old daughter to pay off 20k on minimum wage? All she would be teaching her daughter is how evil debt slavery can be while simultaneously teaching her to never trust the wisdom of her loved ones I think 10% would have been more reasonable. But even that is a ton of money. Honestly this situation would be incredibly easy to predict, not sure how she didnt see this coming Personally i would have made her save up 1-4k to pay me back in one installment, then at the last moment tell her to just keep it and use it for her expenses or savings or college. Teach her about the dangers of making deals without the destruction of the familial bond and the childs bank account I also would have started her at 12 years old working off the money by doing chores. Let her use most of the money but also give her savings goals to achieve. That way she gets started with acquiring a good work ethic and financial sense at a young age, while also giving her some play money to feel rich among all the unemployed children. She could work and feel satisfaction in the reward, while also feeling satisfaction in the responsibility of saving up as her "account" size grows larger
Dad who seems at least to have a few screws correctly fitted really should have checked with his wife if she's being serious. Maybe he didn't suspect this still. I can sympathize, it's completely insane. The daughter should sue her mom for being poorly raised in the future when she fucks up in something. There's a clear reliance on proper parenting in the parent child relationship now that she's verbally committed to this principle. Edit: Also the absurdity of this deal. The daughter foots HALF the cost of a *home improvement* on a property that they own. That's just not reasonable.
I'm with the mother here. Not for the full amount obviously, but I think garneshing some of the wages is a good way to make her appricate that buy-now-pay-later catches up with you eventually. Then the mother proves to be insane.
I assume you weren't twelve when you got the car... that's totally different. Cars are very expensive. I don't necessarily think it's unreasonable for parents to give their children loans. My parents gave my brother a loan when he built his house... should they just give him tens of thousands of dollars without the expectation to get it back? I don't know the details, but I assume the interest was much lower than a bank. Depending on your age and specific circumstances, you might actually be the asshole for expecting to get a car without paying for it.
By itself, there is nothing inherently wrong by expecting a promise to be kept. The issue comes with her own parenting. If she expected her own child to keep the promise, then she should have taught those values to her child. She only has herself to blame for not raising her child in the way she expects the child to act. Yes, children, like all humans, have their own minds and will. But efficient and effective parenting will always be influential on a child (so is bad parenting but thats a whole can of worms). The mother is the asshole.
My parents just made me feed and walk the dog i wanted as a child, and then "loaned" me $1500 to buy my first car. (It was a $4000 car.) Gonna be honest. I turned out alright. I mean, i sold crystal meth for a bit, but who didnt have a breaking bad phase? Im good with money, at least.
I used to think my mother was a bad guilt tripper because whenever I hurt her feelings by being mad about something, she'd always remind me of how much she went through having me. My usual comeback because I was an angsty brat was 'I never ASKED to be here, you know! Just because I fought like crazy against billions of others to get in your egg doesn't mean I knew what I was getting myself into!'
AITA for getting the ick when someone comes back to edit their common sense comment with a long winded "thank you so much omg, I'd like to thank God, the Academy, The Piss Goblin - etc." after it's blown up bc people agree with them? Like yeah, you got 40k+ upvotes and arbitrary awards that remind me of flair from Office Space for voicing a common sense opinion that people should not be giving loans (especially of tens of thousands of dollars) to children. Idk if that deserves a victory lap but I am glad it's the top voted comment, even on Reddit
I think it would be reasonable to try and establish the enormous scope of the request to the 12 year old by comparing how many dolls or games or dresses it would take to pay for a whole pool. Or talking about how many days it would take her parents to make that money if they didn’t have to eat or live in a house. Telling the kid it would take 8 months of hard work just to get the money back might make sense. To enter a deal with them? No. The kid is twelve, you could sell them the moon they’d assume they would have it paid off by puberty. She didn’t understand the lesson so she learned nothing. Could have waited it out until she became obsessed with something else her friends were doing. Could have told her that Firemen wouldn’t allow you to make a pool at your house because of Thanksgiving and saved yourself some money.
How funny would it be if the 16 year old demanded payment for 4 years of the parents renting her $40k pool. According to Google renting a house with a pool costs around $500 a month more than a house without a pool. That's $24k over 4 years. The mom demanded half of the $40k which means she still owes the child $4k. Im half joking but if the mom is going to be that dumb then you might as well use the mom's logic against herself.
she's mad she got finessed for a 40k pool by a 12 y.o.
This lady is speed-running 'my kids haven't spoken to me in 10 years' vibes
So telling someone to stick to the deal is a bad thing now?
@@mAny_oThERSs its r*tarded to put your kid in a debt, if you dont want it just dont buy it
also kids cant sign contracts and that parent is going to die alone
@@baranbeytemur5451 so the kid can just get a pool for free because she cant be held liable? Damn i shouldve put up a costume and gone on a shopping spree when i was 10.
@a.k.8725 She's a minor, her parent shouldn't have allowed her to sign anything. Let alone something with an actual financial obligation tied to it.
Children cannot comprehend what a ''loan'' is. It's the parents responsibility to not enter into stupid contracts with your own child. You're actually insane.@@mAny_oThERSs
There's a reason kids aren't legally allowed to get into contracts, they don't understand the ramifications. Parent was an idiot for even thinking this was reasonable. At 12, it's "hey, we'll get the pool, but you need to do some upkeep on it if you want it, a monthly pool cleaning will need to be part of your chores", or some shit like that. Teaches them discipline, responsibility, and that if they work hard they can have cool stuff like pools.
2:52 some commenter said "Fannie Mae Rated that an AAA+ loan in 2008" and I think that was a very underrated joke
There’s so many breathtaking gems in chat that get passed by 😂
Spot on.
😂😂😂
>"It's not about finances - it's about morals."
>proceeds to list three financial complaints as justification for her behavior
Redditors try not to be complete morons challenge: impossible
parents who use the "food and shelter" bit as an excuse to get whatever they want better not complain when they get put in a nursing home as soon as possible (it's food and shelter)
Facts. "I have saddled you with up to a century of conscious existence on a planet that's pretty shitty even at the best of times and you had no say in the matter, now be grateful to me and do everything I say" is pretty weird logic.
I like the argument that "food and shelter" is what you'd get from an orphanage. Parenting has to be more than "food and shelter", or you're objectively a failure as a parent.
yes! like: you're the reason this child is here, dipshit! food and shelter is the fucking least you should do for them!
if you gave them the existence, you can't hold that against them later!
my mom may have brought me into the world but i can always show myself the door @@Phoenix0F8
it's baffling that people think that the *bare minimum* action for taking care of a child is worthy of respect. if that's too difficult for you, you shouldn't have had children in the first place
ngl she is actually learning the real morals here by finessing her mom she on that grind 💯
Incredibly insane. One... she doesn't keep the pool. You keep it. So you're forcing your child to work to pay for YOUR pool. It doesn't matter if you don't swim... it increases your house value. Even if she was fine with the deal you'd still be the asshole. Do you know how hard it is for someone with a normal job to save up $40k? So is she not supposed to go to college so she can work off the pool cost? She basically wanted her child to be an indentured servant.
Yep. Maintenance aside, that value goes right back into the home. If you plan on living in your home for over a year, it makes no sense not to renovate it quite honestly. You increase your quality of life while living there and you can sell it to make the cost back later.
@@CrizzyEyes Pools are widely considered to be one of the worst possible investments you can make into a home.
@AnonymousGentooman Property tax is completely inaccurate. My home isn't valued by the furniture inside because there isn't an auditor coming inside every year to check if I renovated my kitchen.
Threatening to take away the ability to work for not wanting to be saddled with an absurd debt forced on her at a time where legally she's in the clear for real actual contracts because she was a minor
Dude nevermind anything about legality concerning contracts, it's a fucking _12-year-old_ lmao, they were in like grade 6-7 for fuck's sake. A kid will agree to literally anything to _get a pool_ , she probably immediately forgot about the "agreement" after making it. This is a teachable moment for the mom, not the daughter.
Errrrm...... clearly the child should have consulted with thier legal representative before agreeing to a contract🙄 op is NTA
mfw when my kid wants to save up for a a dress and school and not pay off a pool
@@Wolfgang_von_Caelid No they wouldn't lol stop thinking of children like they are mentally ill. By 12 you already know the concept of money
@cczsus6513 Yes, they would. And they don't understand money beyond how long it takes for them to save up for some game/toy they want with their allowance.
Redditors think South Park's take on the Human Centipede was a perfectly wholesome story of people not reading contracts and being bound by them.
The human centipad
@@carstenpfundt It does email and web browsing and it shits in Kyles mouth?!
@@CoronaMage but can it read tho
Oh, the baby i made is living in my house...
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I fucking KEKW'd at tht
the right thing to do would be to tell her "no, we're not getting a pool, we will pay for a membership to the YMCA" or something. this is extorting a 12-year old
Selling half a pool to a 12-year-old kid for $40,000 is a sigma move.
This is exactly why there is an age limit for things like consenting to a relationship, drinking alcohol, driving, and voting among a ton of other things. How can a kid be expected to make such a consequential decision when they haven’t even had a chance to become independent enough to be understand the weight of a 20k debt?
If a redditor says it’s “about the principal” to justify their shitty actions one more time, im gonna morb.
All of Reddit gaslighting a kid into thinking he’s an asshole over borrowing $2 from his sister to top the driver and immediately repaying still lives rent free in my head
Truly Oblivion guard logic. Touch a fork that doesn't belong to you: "STOP! YOU VIOLATED THE LAW!" "THEN PAY WITH YOUR BLOOD"
Principle
@@Bleighckques ITS MORBIN TIMEEE
People out here topping drivers?
Can someone link me the video for the second paragraph what
"She acts a little crazy" truly mad moon was with us all along
NL going off on parents surprised they have to raise the kids they created was good stuff
She made a deal with someone who couldn't legally consent and is now acting like it's binding. This is not teaching her anything, making 12 year olds pay back loans does not exist
The girl should have claimed equity in the house, and sold it back to her parents after it appreciated in value. She could have asked them for $25k, and then paid them back the original $20k.
That would be fucking hilarious. "Well, in the last 4 years, the value of this home has appreciated about 32% according to the values of homes available in this and nearby neighborhoods. Considering our home was about $200,000 when purchased, that means it is now worth about $264,000, add the pool, that's about $317,000. My financial consultation was worth about $53,000, since all of that value went back into the home, cut in half, which would be about $26,500. You may pay me in monthly installments with the same interest you bought the home at."
Obviously she's not gonna pay you back, that's a horrible deal. Why would she be handing over half the cost when she gets none of the value? She actually knows that the house is going to go up in property value and that she's never going to see a cent of that money, thus having her investment essentially blown away. Smart girl. Clever. The mom should press her harder, that'll get her to pay up.
When youtube man responds with incredulity to people making their children feel bad for existing and you have an epiphany that maybe your family wasn't normal.
I've also had to use the "You made me, I didn't ask to be born" line to shut my dad up when he talks about how much it cost to raise me.
This relationship is actually very common sadly. A LOT of people have kids and realize they hate it. So thats why they have this "you owe me for raising you" view because of 18 years of buyers remorse.
My parents called me an accident and acted like I was too. :(
expecting a 16 year old to immediately pay off 20k is so fucking insane
Every single person in my life is calling me a piece of shit but I don’t care lol
Just buy an above ground pool holy crap.
Unfortunately, rich people
My mentality is even poorer because my immediate thought was taking her to a public pool so she could swim. You'd even be able to invite her friends out so they could have fun together.
If her whole argument is "all my friends have pools" then an aboveground pool is something she will *hate* more than not having one at all
@@Wyvernn_ Then no pool, 12 years is ripe age to learn you can't get everything you want.
@@minartson you found the right choice but didja really have to frame it like such a boomer
Didn’t the evil principle do this exact shit to the nice teacher in Matilda?
Parents out here copying movie villains for parenting advice
Mfs allergic to inflatable pools I guess. "Let me just drop $40k on a pool even though me and my husband don't swim because my 12 year old is slightly jealous of her friend's pool"
I had no concept of money or the real world when I was twelve. I thought that I’d be rich with a house and kids by 25. I’m 26 and I live in a studio apartment the size of a tuna can.
Hey you got a studio apartment XD
Aita for taking to court my 10 year old child for not doing the dishes ?
You reckon the mom understands the difference between 12 and 16 is literally a quarter of her daughter's lifetime, of which the first quarter between 0-4 is basically all forgotten for her?
I remember only very important events up until I was about 7 or 8, personally. My only memories of Kindergarten are stapling my own thumb, which was surprisingly totally painless even though I could feel it on the inside of my thumbnail, and a lesson involving a typewriter which I used to write a nice note to my teacher.
AITA My 12 year old isn't paying her half of the rent
I mean I understand the point of tring to make your child hold up their promises but getting them into thousands of dollars of debt at the age of 12 isn't the way to do it man. Plus the comment at the end about paying for their stuff is just stupid af lmao. Trying to teach your child about consequences of their actions but the person himself isn't even okay with the consequences of having a child
There are so many options here! They could have made a compromise, like signing her up for a pool pass or getting a small pool and having one of her chores to be to clean the pool and help maintain it. Or just said no! Sometimes you have to just say no to your kids!
I mean... If you have a 12 years old child, and hear their financial advice on how to spend the budget on recreation, you kinda deserves the L
Legitimately. How much does a part time working kid in the US make a month do you think? A lot of ADULTS would have trouble paying off 40 thousand dollars
Child- *turns 18, moves out, goes no contact*
Mom-I don't understand why my child won't talk to me anymore.
"It's about teaching my young daughter the right morals to live with"
The morals of "Do you like dangley keys, sweetie? Dangle dangle! If you pay me 50.000 dollars when you're grown up, you get to play with the keeeeeeeeeeeys!".
She straight up tried to ruin her daughter's prom party no less, over an agreement she herself never stated had a deadline.
Sweet, good on her. Giving a 12 year old $20,000 of debt towards your own property is a great buisness idea.
I'm going to have multiple children and save every receipt and expense and add on a 24% compounding interest rate!
By the time they're an adult they'll practically owe me a millions bucks each, suckers! 😂
Retirement here I come!!!
theres an indian movie with a similar plot to this lol. the dad gets salty that the kids dont pay attention to him now that he is older and he goes to court after tracking every single dollar he spent raising him. its pretty funny haha
classic reddit libertarian can’t tell the difference between contract law and morality, argues legal age of consent should be lowered to 12
all of these words speak to me like nectar
reddit hasn't been libertarian in ages
@@toximan2008 Fucking facts lmao, this person is either apolitical or left wing, nobody with any substantial disagreements with leftoid powermods is going to last long.
@@toximan2008 reddit as a whole yes, but there are definitely libertarians on reddit.
@@toximan2008The "Libertarian" Party hasn't been Libertarian in ages. Gary Johnson was basically The Reddit Candidate for President. Everything that isn't D or R in the US gets co opted within 2 years. It's sad, but there you go.
Having already watched this, its so funny to me that it starts with “uphold her end of the deal”
This house is the parents property, this would be like my landlord expecting me to cover half the cost of renovations to my apartment.
So an average landlord?
@@thedarter not all landlords are a' holes, sure some of them are fair
@@manuelsputnik well given that housing is a human right and landlords make money by gating off that human right behind a massive fee, yeah no don't believe you. If they want me to respect them they should get a real job that provides actual value to someone and isn't just leeching off of the fact that people need a roof over their heads.
@@manuelsputnik Landlord spotted
@@thedarterhousing as a human right has got to be one of the most epic and intelligent anti landlord sentiments these days
Do you really expect that society should just have to build and upkeep a house for you to live in? Truely some bum behavior
this is literally how the 2008 housing market crashed.
1. Mentions to your child how cool and *expensive* it would be a pool
2. Make they sign a contract
3. They grow up while covered in debts already
???
4. Profit
It destroys me when he doesnt read the comments for these. I need to see the insane takes and the YTA smackdowns
at least he's started checking the OP's profile and reading their responses which is an improvement
Plenty of better ways to go about teaching your kids the importance of money. IE: If they want something, give it to them but have them help you around the house or something to pay it off.
With small things... I think not only that, but making a pool is an unreasonable expense to a child even know what's going on. It's like feeding the baby with breadcrumbs because he said he wants to be an astronaut, so he gotta save up...
That astronaut major ain't paying itself
My parents taught me not about the importance of money but instead the importance of finance management. My family was (and sort of remains, lol) poor as dirt, so the goal was always just to save money to function as a safety net for disasters. They first taught me to save my money, had me do odd jobs around the house for $5 to $15 every once in a while, and would pay me $10 for every subject I got an A in when my report card came around from school. If I got straight-A's they'd throw on an extra $25. It incentivized me to get good grades and I made about $200 a year from it since they send out report cards each semester. At some age I had saved up enough money that they sat me down and explained I could get a $1,000 CD at the bank and it would passively return something like $500 in 5 years or whatever as long as I just kept it there. The mentality was always: do you _need_ this to live? If not, save that money for when life fucks you over and you DO need it. If you have a decent safety net, invest the boil-over in passive income sources.
@@magicalcapi9148thats like making your kid pay for a tv, or a house mortgage
Or you could just not buy the pool for the kid. This is truly baffling behavior. The mom stated nobody wanted the pool but the daughter. I didn't have a pool after I was about 9 because we moved out of state. I loved swimming and we used to have an above ground pool. I just made friends that happened to have pools instead. The kid would have gotten over it in a week.
EDIT: "Hello Reddit, my daughter turned 18 and I demanded she start an OnlyFans to pay back her debt to me or I would disown her. She killed herself. Am I the asshole?"
EDIT: "Thank you for the gold kind strangers."
I must say I love this channel
and i love you
It's a blessings
"For me this isn't even about money - it's about teaching my young daughter the right morals to live life with."
Like fucking scamming a twelve year old?
Bruh, this is the kind if thing I would tell my kid AS A JOKE 😂😂😂😂
"Ok, we'll build you a pool, but you gotta pay us back when you're a millionaire 😉"
Sanest rich parent
She's learning how to max her credit and avoid debt collectors
"I couldnt say no to my spoiled ass kid and now im mad about the consequences."
I'm freaking pogging right now
stay pegged
stay pegged good sir
Just have her lease the pool for the time that she's in it and have that go towards paying for it. Whatever contracts she doesn't or does have for phones or cars are separate if you're going to be money pilled at least do it properly.With all the extra property generations of yore have you'd figure understanding this transaction wouldn't be a problem.
This mother is getting chucked in the worst retirement home imaginable. "Sorry I couldn't afford anything better, I'm still paying off the pool"
My mom would totally do that to me, she is psycho. You can't expect a 12 year old to be responsible enough to sign a contract for 20k.
How to estrange your children and potentially the rest of your family.
The daughter should bring on an assessor to revalue the house and then request the difference between the 20k she "ows" and the value of the house appreciating from the pool be added to her college fund
A child/young teen can't even comprehend what 40K is
Hey Reddit literally everyone in my life is telling me I'm insane can you tell me I'm not
It’s non enforceable you can’t make a legal binding contract with a child.
The end reminds me of a great quote from legend of the galactic heroes:
"Children are supposed to live by leeching off their parents"
-Yang Wen-li
That was the best one from that React Court
my dads the mf who will have a kid and then use it against them but in a different way. yeah he'll do the "i never let you go hungry or without a roof" bit but also he believed children chose their parents before birth so whenever we were fighting he would pull that shit on me and also when I got frustrated with him he always threw "Well you chose me as your parent so live with it" pissed me the fuck off
What a joke lmao
"Chose me as your parent"
Child soldiers and children of alcoholics must be real dumb huh
That's actually fucking crazy
My mom would do the exact same thing!!! “You chose me as your parent” I didn’t fully understand how manipulative and insane that was until I got older.
@@alexandraw6264 just say "well you choose me as your son"
This was signed when she 3/4 through her life. She has no concept of the future! She barely has a past!
still not as predatory as college debt.
This has been the worst trade deal in the history of trade deals, maybe ever
Libertarian mom of the year
Must the creation always rebel against their creator?
4:40 @Pedr_: you could sucker your toddler into compound interest and safeguard your retirement rn
+2
This is like the even more evil twisted side of "Why didn't I buy a house when I was in elementary? I was so stupid"
She’s gotta go the whole way now, add interest to the loan
The fact that $20,000 is also like 2 years salary for a 16 year old and if she moves out soon for college etc she's not even gonna be using the pool
As a fellow new father, I think it's definitely a good idea to try to reason with your kids, you just can't expect it to actually work. You're not doing it for it to work, you're doing it to train them up for it to work at some undefined point in the future.
They obviously care more about the money than the lesson, if they wanted to teach her responsibility and ensure she actually wanted the pool there were better ways to go about it
In the words of my cousin Vinny "You was serious about that?"
i am so obsessed with this vid
Redditors when they find out you can contest a contract if it has unreasonable terms (they have an extremely basic understanding of the legal system)
My only consolation is that this story is likely made up for ragebait....but I am also deeply disturbed when I think there are absolutely people out there who have done something similar to this somewhere in the world and some point in time.
No shot. I know loads of people who act exactly this entitled
@@JukeboxTheGhoul Yes but most of these people know what they are doing, it's the complete utter lack of any self-awareness at all that screams fake.
@@minartson You would be shocked, a startling amount of people lack even a modicum of self awareness. Most people lack it in some areas of their life, some people are just completely lacking in it
honeslty, it is crazy to make that deal with a 12 year old but to teach a 16 year old that leasson is pretty important.
Just buy her the dress as a gift.
I knew a minor couldn't be held to a contract when I was 11 and getting "free" cds from Columbia house and BMI
All the joy she'll have pays more than enough for it I mean come on
She expected her 16 year old daughter to pay off 20k on minimum wage? All she would be teaching her daughter is how evil debt slavery can be while simultaneously teaching her to never trust the wisdom of her loved ones
I think 10% would have been more reasonable. But even that is a ton of money. Honestly this situation would be incredibly easy to predict, not sure how she didnt see this coming
Personally i would have made her save up 1-4k to pay me back in one installment, then at the last moment tell her to just keep it and use it for her expenses or savings or college. Teach her about the dangers of making deals without the destruction of the familial bond and the childs bank account
I also would have started her at 12 years old working off the money by doing chores. Let her use most of the money but also give her savings goals to achieve. That way she gets started with acquiring a good work ethic and financial sense at a young age, while also giving her some play money to feel rich among all the unemployed children. She could work and feel satisfaction in the reward, while also feeling satisfaction in the responsibility of saving up as her "account" size grows larger
Straddling someone with debt is a pretty harsh way to teach someone financial lessons about debt, capitalism, and how to make money.
3:39 if it was about the principle and teaching responsibility she should have made her pay back a few hundred dollars
All the daughter had to do was double it and give it to the next child
Redditors might as well be a separate hominid species at this point
Sure it could be a good principle to teach. But not with that much money!
That last bit reminds me of revenge of the sith
The Broad is off her gourd
Dad who seems at least to have a few screws correctly fitted really should have checked with his wife if she's being serious. Maybe he didn't suspect this still. I can sympathize, it's completely insane.
The daughter should sue her mom for being poorly raised in the future when she fucks up in something.
There's a clear reliance on proper parenting in the parent child relationship now that she's verbally committed to this principle.
Edit:
Also the absurdity of this deal. The daughter foots HALF the cost of a *home improvement* on a property that they own. That's just not reasonable.
I'm with the mother here.
Not for the full amount obviously, but I think garneshing some of the wages is a good way to make her appricate that buy-now-pay-later catches up with you eventually.
Then the mother proves to be insane.
Me realizing my parents literally did this to me over a car.
I assume you weren't twelve when you got the car... that's totally different. Cars are very expensive. I don't necessarily think it's unreasonable for parents to give their children loans. My parents gave my brother a loan when he built his house... should they just give him tens of thousands of dollars without the expectation to get it back? I don't know the details, but I assume the interest was much lower than a bank.
Depending on your age and specific circumstances, you might actually be the asshole for expecting to get a car without paying for it.
By itself, there is nothing inherently wrong by expecting a promise to be kept.
The issue comes with her own parenting. If she expected her own child to keep the promise, then she should have taught those values to her child. She only has herself to blame for not raising her child in the way she expects the child to act.
Yes, children, like all humans, have their own minds and will. But efficient and effective parenting will always be influential on a child (so is bad parenting but thats a whole can of worms).
The mother is the asshole.
My parents just made me feed and walk the dog i wanted as a child, and then "loaned" me $1500 to buy my first car. (It was a $4000 car.)
Gonna be honest. I turned out alright. I mean, i sold crystal meth for a bit, but who didnt have a breaking bad phase? Im good with money, at least.
I used to think my mother was a bad guilt tripper because whenever I hurt her feelings by being mad about something, she'd always remind me of how much she went through having me. My usual comeback because I was an angsty brat was 'I never ASKED to be here, you know! Just because I fought like crazy against billions of others to get in your egg doesn't mean I knew what I was getting myself into!'
Jesse
Most sane redditor loan
1:01 Bald man finally realizes what r/AmItheAsshole is for!
People posting these be like "I'm the opening where poop comes from..."
God I miss react court
AITA for getting the ick when someone comes back to edit their common sense comment with a long winded "thank you so much omg, I'd like to thank God, the Academy, The Piss Goblin - etc." after it's blown up bc people agree with them? Like yeah, you got 40k+ upvotes and arbitrary awards that remind me of flair from Office Space for voicing a common sense opinion that people should not be giving loans (especially of tens of thousands of dollars) to children. Idk if that deserves a victory lap but I am glad it's the top voted comment, even on Reddit
What happend to the good old time when you could just send your kid to the coal mines or factory to work. Paying for their food *yuk*
1:45 😹
I think it would be reasonable to try and establish the enormous scope of the request to the 12 year old by comparing how many dolls or games or dresses it would take to pay for a whole pool. Or talking about how many days it would take her parents to make that money if they didn’t have to eat or live in a house. Telling the kid it would take 8 months of hard work just to get the money back might make sense. To enter a deal with them? No. The kid is twelve, you could sell them the moon they’d assume they would have it paid off by puberty. She didn’t understand the lesson so she learned nothing. Could have waited it out until she became obsessed with something else her friends were doing. Could have told her that Firemen wouldn’t allow you to make a pool at your house because of Thanksgiving and saved yourself some money.
8 monts? lol most people could not get a pool after 8 months not even lclose
How funny would it be if the 16 year old demanded payment for 4 years of the parents renting her $40k pool.
According to Google renting a house with a pool costs around $500 a month more than a house without a pool. That's $24k over 4 years. The mom demanded half of the $40k which means she still owes the child $4k. Im half joking but if the mom is going to be that dumb then you might as well use the mom's logic against herself.