Finology Best Mutual Funds in India 2024 | Large Cap Mutual Fund
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- Опубліковано 1 чер 2024
- The long-awaited moment has arrived! We've identified the top-performing mutual funds in India for 2024 in the large-cap category.
Investing in mutual funds can be tricky, especially if you're just starting out. In this video, we'll highlight the top mutual fund for SIP in 2024.
So, if you're looking for the absolute best and top-performing mutual fund to put your money in, this video will help you find the perfect one for you.
00:00 - Introduction
02:01 - Schedule of next Mutual Fund videos
03:14 - Criteria for Selecting the Best Large Cap Fund
07:35 - ETF vs Index Fund: Which is better?
09:57 - What is the Equal Weight Index Fund?
12:53 - Our recommendation in the large-cap category
15:27 - Conclusion
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Large Cap Mutual Funds 2024 Report - bit.ly/47laHDP
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Timeline for next Mutual Funds videos -
25th November - Large Cap Fund
27th November - Multi Cap Fund
30th November - Tax Saver Fund
2nd December - Small Cap Fund
5th December - Q&A
8th December - Mutual Funds for various use cases
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Large and midcap fund ???
No flexi cap fund this time? It means no PPFAS??? Surprised😮
Tell about debt and arbitrage funds also
Let us know, when to exit the mutual fund! Suppose you suggested some mutual fund.. And this year suggesting a new mutual fund, what to do with the old mutual fund? Profit booking? What is its strategy?
Mid Cap
I have never seen any finfluencer explaining in such a detailed way. Hats off to your team and you
I am following you for last 4-5 years. You always explained things in very simple language. Your opinios always remain unbiased and logical. Thanks for making such a good videos.
Main very good thing about Pranjal sir is he explains with so much simplicity, and relevant examples, I leant most of the investment concepts from his videos, I have been following you since many years and you helped me a lot thank you so much
No doubts , a good way of growing and saving your money is through investing . You don't need to have much before you can invest. "That little money you have now can make you millions if you invest it wisely". I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made..
Any investment tip?. I would love to know how you made it this far
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I have wanted to start investing for a while. Yet, I've always considered it to be late, and I believe I should quit putting things off. I'll absolutely contact Regina Louise Collaro to ask her for advice. Much thanks. This was quite helpful to me
Since 2019 I follow him, so far portfolio stands at 16% XIRR.
What does your portfolio look like?
My 21.2
My 24.50😊.. following everyone choose my own decision 😂....& Previous month it was 26.70 ....but after all my aim is 20 above for 20 years
@ezie6034 sip or lumpsum?
Mera 20%
In my taxable account I went into dividend investing route. In my Roth I did the buy and hold route with an S&P 500 etf and total market etf along with some Berkshire B stock and SCHD.
The 1% of rich people think of how to invest their money to increase their wealth during the recession. While 99% of struggling hard-luck people think of how to survive without food and daily necessities in the recession and the coming hyperinflation
My portfolio is made up of dividend etf’s, dividend stocks, growth stocks, it allows a bit more freedom in specific areas with help of an advisor LUCY ROSE CARTER who I’ve been in touch with over the years before buying any stocks and it’s been working perfectly for me.
Working with Lucy Rose Carter, I started my first stock in Feb 21, 2022 I noticed the market went down the whole year so now I’m up a lot of money endless we go back to the October lows I will keep putting more stocks super excited for 2024 the payoff will be great 😌😌
Great info, how can I get someone like that?…. I’m bombarded with the “don’t sit on it during the inflation, I wanted to jump in 8/22 and did nothing so far this year I think I need to get my feet wet
LUCY ROSE CARTER
GOOGLE the name
I like this scientific approach!
One may or may not agree with your list, as these are not the only factors which influence returns, and because, of course, returns depend on people's goals, the vicariousness & volatility of markets, and people's time lines/duration; however, one cannot dispute this logical & rational approach!
Kudos!
P.S.: Also *love* the disclaimers, clarifications, honest statements & conflict of interest declarations!
Irrespective of what you talk about, the clarity with which you provide information is commendable
Hi PK. Can you share more light on why you chose a category first before deciding on the fund? While there are 1000s of funds out there across active and passive in the category, as an investor we only need to choose 1 or 2 for our portfolio. So why not compare on pure performance instead of first separating? Maybe a few of the actively managed funds m(out of the 34% that beat the index 25% of the time) truly outperform the others?
Hi Pranjal,
Thank you for your insightful videos on fund selection. Your videos have been particularly helpful in understanding the rationale behind investment decisions.
I have a question about the Bandhan Nifty 200 Momentum 30 Index Fund. This fund invests in 30 stocks based on momentum, primarily from large- and mid-cap segments. Does this focus on momentum stocks have the potential to generate higher returns compared to other index funds?
Also, does this fund strike a balance between safety and returns, making it a suitable choice for investors seeking a secure investment with the potential for higher gains?
I appreciate your guidance on this matter.
Thanx for the efforts Pranjal.Two points- 1) Please elaborate more on preferring Sensex over nifty for index fund as most of other so called financial experts say invest in Nifty and also one report can't be the only basis and 2) What are your thoughts on Nifty 200 momentum 30 index fund for investment..
Hi Pranjal,
Thank you for starting this detailed series.
I have a question, as I am following you and your mutual fund recommendations since 2019. So, as funds you recommended in 2019 were different compared to 2020, 2021 and so on. So my question is, as I and probably many investors following you since long started investing as per that year's recommendation, what should we do with the new recommendations?
Should we stop the SIPs in old one's or should we follow any other approach.
Please pick my question as it will be helpful for almost everyone in future as well.
Very usefull video❤. But I have one question. As I can understand from your video that if your portfolio have more than 20 well divesified stocks, then the risk is ALMOST equal in the diversification point of view, be it 30,50 or 100.Then why we choose sensex straightaway instead of considering any other parameter?
Could you clarify the criteria you use for selecting mutual funds? Additionally, what specific range or ratio within each parameter indicates a mutual fund's quality? I'm interested in understanding how you assess and determine a good mutual fund based on these factors.
Hi Pranjal bhi,
What is the correct way to move from an actively managed large cap fund to a passive index fund?
Do we redeem the active fund and then invest in the passive fund or do we stop the SIPs of the active fund and move them to the passive fund. Please advise, would there be any compromise on the compounding, tax implications ,exit load?
While the expense ratio of the HDFC Index Fund (Sensex) is 0.2 when compared to HDFC Top 100 (1.11%) but the past return difference between both is also significant.
Can you please share details on how your previously recommended funds performed over the last 1-3 years?
Aap actual me logo ko financialy free karna chahte ho...aur bahot hi potentialy aur saral bhasha me smjate ho...👍👍👍
@pranjal Sir should one go for putting in lumpsum investments when the index performs bad say due to economic recession or use step up sip only?
I understood the criteria how you selected the Index fund for the Large cap investment. But what technical parameters did you put into consideration for numbering the funds in the list of index fund you showed in the Excel?
Yes, tracking error, fund size, alpha, beta, etc. How you came down to those 4 funds, exactly.
এক মাস থেকে অপেক্ষায় আছি,এই ভিডিও টি দেখার জন্য, ধন্যবাদ sir,love from West Bengal ❤
Hello Prajal!
Thanks for making such a detailed video🙏
One question I still have. I know you must have thought about it. But I also want to know your logic for not considering Nifty low volatility 30 index and Nifty Momentum 30 index.
Pranjal sir aap itna acche se samjhate Hain ki saare Questions clear ho jaate hain❤❤🎉
I think all the funds should be discussed in a single video as was being done previously. It saves so much time of the viewers and also saves the hassel of keeping track of all the dates on which you will release the videos
Sab 1 m bata denge toh inko content kaha se milega Inka bhi toh ghar chalana hai inko
No...
The right thing is vedio will become so lengthy and most of the viewers might get bored. Just try to understand the feeling behind making this vedio. By the way it's my personal opinion don't mind anyone.
Take Care all
Agree. It should be single video for all the funds
Active Large Cap funds may not beat the index but it also provides downside protection. Hence if safety is one of the factors, active Large cap funds need to be considered. In a large cap index when the index falls there will be nothing to protect the fall.
I'd recommend you to read Jack Bogle, father of Index Investing, who brought the concept of Index investing with one of the first index fund named "Vanguard". Just google it.
Bhai long term me sab barabar ho jaata hai
Yes , this is the advantage but the disadvantage I fill that in active fund the expense ratio we have to pay is heigh which is not significant for large cap and we have only past 10 years of data to analyse the performance of active funds because maximum 10 years funds we have and we don't expect that they will be good performing in upcoming year also and we are talking about long term and we don't relay impervious performance of active funds ,so I feel that the index fund are gives benifit here than the active funds.
Although there is not such big difference we have seen in long term
Thank you for making this series again this year.
One question, I am invested into Nifty 250 Index fund (50-50 weightage) and do not want to add another fund house in large cap category in my portfolio.
So here - Is my large cap portfolio overdiversified?
Should I book profit from my already existing fund and move money to the HDFC Sensex passive fun which you are suggesting(Tax on capital gain will be in question here)?
In general if you could suggest, what should an investor do if they are already invested into some other index fund that is following slightly different investing strategy.
Appreciate if my question is answered in the FAQ segment.
Question - Should one invest in more than one large cap index funds to minimize the tracking error?
My Question is when a company moves out of the index, all index funds try to recaliberate and sell the company at the same time. This hammers the price and index funds are slightly affected. Is there any way we can better deal with this?
Thanks for the detailed video on mutual funds ❤
Yes they will sell and buy according to the weightage percentage of the index also that will not effect your nav until index falls negative
Hi Pranjal, Thank you for this amazing video. As you said there is some fund which scores 99.9 and this HDFC fund scored 99.8 but you still recommended this because you did so earlier as well. I believe it would be great for the 1st time investors like me to know the name of the fund which scored 99.9, because we do not need to look at what happened in the past 2 years at present. So that may help us to compare and decide which we want to go with. And as know mentioned that you were already giving score based on security so I presume that it was also there in your top 5 in the last few years as well.
Excel Sheet @ 12:56
Thanks for making such video in such a manner. It will obviously help some layman in this field. Very good work, keep it up brother. ❤
Salute to Mr. Pranjal Kamra. very good teaching and suggestion.
Hi Kunal. My question is as below:
Though HDFC sansex index plan or in general large cap based index have given returns in line with index, their returns are way less than actively managed large cap funds irrespective of expenses ratio been higher.
Would it not be wise and logical to invest in either in flexi or Large & Midcap funds rather than pure index based large cap funds ?
He is Pranjal,,,, Kunal...To wo flight ban wala hai😅😅
This man defines the truth and trust ♥️
Hi. Great video as always.
My question is why are you not going for the smart beta funds? Those are practically index funds but focused & showing better results than index funds. Please shed some light.
Sir bahut jyada achche se explain kar diye. Only filtered fund suggested by you. Thank you.
Sir maine icici AMC ka liya hai ye wala fund. Expense ratio 0.16 hai. Aur hdfc ka 0.2 hai.isiliye.
Please bataye sahi hai kya
Nahi to hdfc me shift ho jayenge.
Dear Mr. Pranjal why not instead of large cap fund we should use Flexi cap as our large cap fund allocation
In flexicap the expense ratio is too high.. In the long run, the additional 1% difference in expense ratio will make a significant impact on your overall returns
1 index fund
2 large and mid cap index Elss funds
3 sbi contra fund
4 axis small cap
5 parag parik/ axis tex saver
Hi pranjal sir. I saw your video and agree with you to some extent. My question would be as follows :- Why have you considered broad market index for the large cap category ? There is a great strategic index called Nifty 50 value 20 where it invests in 20 companies which are value buy from Nifty 50 companies universe. The expense ratio for the same is higher that sensex fund but post expense returns are way higher than sensex fund. Also companies which are trading at discount to their relative long term valuation have given better returns with low risk historically. So I want to know your views on my theory and what are the things I am missing in my calculations ! Thanks
You're truely amazing Pranjal Sir. Thanks to you and your team who worked hard for us.
For the past 7 months, I have been investing in 2 index funds equal amount - UTI nifty 50 & HDFC S&P BSE Sensex, and observed that Nifty 50 is performing better. When writing this comment, the returns on the Nifty 50 fund is 10.53% and BSE Sensex is 7.67%.
In Nifty 50 and Sensex top 30 companies are Same..then why are you investing in both at a same time
@@AnkitVerma0305 I am doing it just to see which fund performs better, seems like Nifty 50 perform 5%(absolute) better then S&P BSE, at the time of writing this comment.
@@akshayborse5756 bhai what is the report now ,
Can u tell me
@@akshayborse5756 I want to invest 1,00,000 Rs
Should I invest in this nifty cap or Nippon large cap fund for 5 yrs
Please suggest
In which fund should I invest for maximum output???
It's always an honor to have you here as a mentor I learn a lot your videos and it has encourage me expecially in decisions making. Investing in the financial market that changed my life forever.
To be honest, investing is a smart way of securing your family future, grow wealth and beat inflation
I'm a newbie and my portfolio has been down the drain while I try trading for myself, don't know what I did wrong
Consider seeking guidance from a financial advisor or a trading mentor to provide signal and also help you out with trade.
Wow you know larris too? My first experience with her gave me the assurance that made me to invest without fear of losing.
Interesting, Is there any means of reaching her that would be profitable?
You seem to have given logic and justifications of stock selection based on general guideline, however considering current market context that the index may have peaked out. So in the current market context, which type of stock to select (large,mid,small) and which one under each specially because you mentioned in your recent video that MF houses are struggling to find investment and some have even stopped taking more funds. This is not to time the market but just to consider the current market context, in whichever you think is best. Thank you for your guidance. - Your true and longtime follower.
Hi Pranjal.
For my multiple long term goals, if I stick to large cap Index funds, is it good to have multiple SIPs in single type of fund like 2-3 SIPs in Nifty50?
Or should I go for single SIP in Nifty 50 and for other goals SIPs in other funds like Large n Midcap and Flexi cap?
Which approach is better?
Thanks.
Thanks for the valuable information. My question is do we need to change funds yearly, as every year you suggest funds, they may be the same or newer sometimes. So, does it mean, we have to keep on changing funds? If yes how can compounding be seen?
Same question
Hey Pranjal good work but you can suggest 2-3 more funds in each category for giving choice to the consumer.
If there is marginal difference between some funds due to some point you can also mention that
Good Analysis for Large Cap Funds .... But since we are discussing Index funds won't "Tracking Error" be a factor?
Amazing video, but I have two questions first why don't we choose Nifty plans or any other indexes like nifty 500. Second, particularly in case of large cap funds is lumsump investment better than SIP ??
Sir..few years back I hv made some investment in ELSS fund and now it has completed the lock in period of 3 Years.
My question is that - whether it is advisable to start STP from the above mentioned ELSS fund to Index Fund.
Thank You.
Hi Pranjal, I appreciate your efforts in making these videos. Its not about the best product you suggest its about the process you followed. I am having you question regarding equiv-weighted index funds vs normal Index funds :
1) I understand that fees of Equiv-weighted index funds is more than normal index funds. Did you compared their returns in any case. What if differential returns are more than the differential fees paid?
2) What is your opinion on creating a small case of equiv-weighted index funds.
Thank you
Zyada difference nahi bro dono me
For Example...normal index fund me humara Paisa jo stock index me zyada weight rakhta hai usme zayda jata hai JAISE agar 100rs normal fund me dal rahe hain to iska 11.91RS HDFC Bank me lagega jiska index me sabse jayada weight hai aur uske baad RIL me 9.98RS INVEST hoga aur isi tarah jiska jitna weight hai index me usi according paisa invest hoga but
EQUAL WEIGHT INDEX ME Agar hum 100Rs invest kar rahe hain to wo fund 2RS karke sabhi stocks me daal dega simple
JAISE 2RS HDFC BANK AND 2RS RIL
Aur baki ke sabhi me 2RS karke daal dega simple
Hi PranjalIf wife and husband are both working and want to have a separate investment in mutual funds, what funds are ideal for them to invest in? On the 7th in Q&A, please address these questions.
Humble articulate honest explanation..thanks Pranjal keep helping us make good investment choices..🙏
Parag parikh for sure will be there ❤ 😊
Indeed a great video.
Quick question: At the age of 25, if someone is planning SIP for long term (25 Yrs) and just like stocks, wants to diversify portfolio basket in such a way that Avg return of all should be equal up to approx 20% Since investment starts. So, what would be your suggestion that how much percent should be allocated towards Index funds to maximize cap preservation in worst case scenarios? I know choosing index fund for maximum return is not a good option, but I see it as a option for hedging.
25yrs is a long long horizon.. if u are very sure u won't be needing the money u invest for any emergency or needs... U can very well go all in into small cap bcoz no matter how risky they are, they'll perform given that much time.
P.S, I'm too 25, I too had same question, and I came up with this understanding for myself.
@@veeresh_22apka kon sa mutual fund lie ho bata sakte ho Mera age bi 25 he kindly help me out..
Such an amazing and informative video ! Thank you so much for this Pranjal!
Hi Pranjal...Big fan....just 1 small doubt - is it possible to transfer or heridate the mutual fund units to son/daughters (by nominee) similar we can do for stocks that too without breaking the compounding ??
Qn : according to present time, what should be the NAV range to buy that mutual fund of HDFC and how to identify if a mutual fund is overvalued or not
Nobody looks at NAV while buying Mutual Funds.
For index fund, nav doesn't matter
Simply compare the PE with other funds of the same category. And don't worry about NAV
Hi Pranjal. Amazing video man. Appreciate the effort you put into teaching us hoe to pick the fund and the reasoning behind every decision. Just one question though:
Aren't Large Cap-Mid Cap funds much better than actively managed Large Cap funds? As you mentioned multiple times yourself, Actively managed Large Cap funds dont leave much choice for AMC to showcase their talent on 100 limited stocks, so why consider actively managed Large Cap Funds? Any special reason? Please discuss this during the FAQ video.
Thank you !
large midcap 250 index
Yah offcourse large mid cap is better than large cap
But same comes with little more risk .
@@umendrasingh2557 no risk
Just bulk invest or sip and keep patience
You shouldn’t consider index funds as risks
Risky are assets like penny stocks and crypto nft all this
Hey Pranjal
Following your videos of best mutual fund every year
Question which I have is
Currently I’m having SIP in some other large cap fund
So to change it to funds as shown in the video or any other fund is it advisable to stop the SIP and start new one keeping the amount of old fund intact
Or to stop SIP and shift all amount to new fund and then start the SIP in new fund ?
I really appreciate the effort you and your team have taken..to explain all these things..
Hi Pranjal, love your honesty and transparency in research behind recommendations.
Can you please cover how should we move investment from 1 fund to another if the recommendations change the next year. Considering that there will be taxes exit charges if any ?
Same question is with me. Pranjal Sir plz reply
+1
The First man I followed since 2019 in finance field. ❤💚💜🧡🧡💖❤️💛
Was waiting for the list.. Could have mentioned that 99.9 scoring Mutual Fund for those who are starting this year as they can start with the best, who knows may be next year it might come into recommendations.
Hi Pranjal Sir,
You are making very usually videos. Thank you🙏
Pls suggest 2-3 more funds in each categories
please make a single video of all best MF in each category. Just like old times.
Question: What shall I do with exisiting holdings? Past recommendations had Axis Bluechip, which I hold in large quantity but recently it is not performing. What shall I do with this existing holding? Keep holding or dispose off slowly?
Switch to index bro future is IF
Now this one. Next year next one. Ha ha.
Excellent video!!
Just one query, How does the tax get cut with etf/ mutual fund? Is it monthly basis or end of the year ,cumulatively?
Thanks for videos, am a great fan of you sir...
My question is large cap usely a slow running fund, so it can be hold it for long term means for 10 + years, or should be focus on return and exit after 4th or 5th years or when we get 10 to 12 % returns?
Or can be hold for longer period?
1. Which was the 2nd closest fund to HDFC that you recommended ?
2. If opening demat account not a hassle for those who already have it and we are ready to ignore (minor) liquidity risk in ETF's then which ETF comes closest to HDFC sensex recommendation ?
Thanks for your guidance advice, research and efforts.
HDFCSENSEX ETF
Better go to niftybees etf due to high liquidity, more volume
No flexi cap fund this time? It means no PPFAS??? Surprised😮
Hii pranjal sir...
As a youngster we have more risk appetite so we need to invest in more risky funds like multi cap,small cap etc. But for portfolio balance we need to invest some amount in large cap fund as well right?
Few Queries from a long time follower:
1) What should we do with Invesco India Contra Fund & Tata Digital India Fund?
2) Do let us know what to do if there is capital invested in a fund which you are not recommending now.
2.a) Should we stop SIP & shift that capital to a fund recommended in your list.
2.b) How to shift lumpsum at one go or slowly as market is at high valuation.
3) What should be the percentage allocation of the total capital among all the funds recommended across categories
Thanks in Advance.
You Rock 😄
Thanks Pranjal..
1. Since HDFC, RIL and TCS are highest weighted stocks, let's say they are not performing well, this will highly impact the growth of fund right, in this case why can't we choose equi weighted, because after rebalancing, 30th company comes into index only because it's performing well and increased its market cap hence if we give good weightage to it, this will boost the returns right ...
2. While choosing sensex plan, you have considered only diversification, since both sensex and nifty are well diversified, could you also compare returns of these two types of plans( xirr and cagr ).
Kindly correct me if I'm wrong 😊
Thank you so much in advance!
Harsha
Equi weighted fund will be the best......but only difference in them is the expense ratio
He said, diversification doesnt matter after you reach 20+ stocks. sensex has 30, nifty has 50-100. that's why it's sensex. I could be wrong though.
Index funds best and safe for everyone.
Hi ,Pranjal jee ,last year you have mentioned to choose any sensex index fund irrespective of the fund house, what is your opinion regarding ICICI S&P BSE Sensex plan,please suggest
I trust you Pranjal. Just went through some comments about - why multiple videos and not one for 2024-list. I think people these days have become very impatient. They want everything instantly at there fingure tips.
I think you are doing really good job by explaining things in detail and being consistent with your fund selection.
Keep up the good work.... don't bother about negative comments.
You are absolutely spot on. People these days are very toxic and extremely impatient. They just want to grow rich overnight.
I have been following your videos since many years now. You have done amazing work educate common folks. Thank you 🙏
My question is: Should I invest in both large-cap and flexi-cap funds considering I'm in my 20's and can take high risks, or is it sufficient to invest in just one of them? What's your reasoning behind the recommendation?
This is not at all good, people are waiting for full video like every year not just one category video for multiple weeks
Awaiting for 5th December category wise investment. Thank you so much Sir
Dear Pranjal sir
First of all i watch all your videos and they are very helpful for personal and professional growth. My question is that Is it the only way to switch from one fund to another, only by redeeming all the units own by you then again buying the units of new fund which you want to allocate
I add 3-4 mutual fund in my portfolio that you suggest previous year . But I always confused in what percentage of money i should allocate in which Mutual Fund???.
My allocation right now
1. Parag Parikh - 60 %
2. Kotak opportunity - 20%
3 . Axis small cap - 10%
4 .HDFC - 10%
Pealse help me , if I select all funds that you recommend , what kind of allocation I must make in those funds??? Or put all money in a fund ?? Thanks sir❤❤
It depends on Age & risk appetite......in my case age 30yr
I choose
PARAG PARIK FLEXI 30%
KOTAK EQUITY OPPTY 35%
AXIS SMALL CAP 20%
EDELWEISS MID CAP 15%
I never choose sensex or index ....
Thanks
I have the same question
You must include some portion of debt to minimize risk and index fund too
Now you make it more confusing to me whether including debt fund or not 😂😂😂
Every year I wait for this video😊
Bhai abhi tak kitna invest kara hai tumne
Hello,
I am currently having an SIP ongoing for UTI Nifty 50 Index Fund.
On initial comparison, the CAGR is same as HDFC BSE S&P i.e. 14.51% as of today.
The stock list for UTI is a bit more as it is Nifty 50.
Should I think of starting another SIP with a sensex index fund additionally with the nifty index fund? Or would it be better to go only 1 index fund in my portfolio with the combined SIP amount.
Hope you answer my question.
-Arkaprava
Pranjal Sir, What will happen to compounding if any previously invested fund recommendation is changed?
HDFC Sensex fund is now 25% of my total mutual fund portfolio. Happy investor in this fund from Oct 2021.
Hello Pranjal
Thank you for this insightful video.
While you suggested - HDFC Index Sensex DIRECT growth fund, majority of trading portals are not allowing to purchase any Direct funds including this one (my demat account is with HDFC sec).
Pls advise how else can I purchase this fund. Thanks in advance!
Hi very insightful post. When in india all AMC is strictly regulated by SEBI..how does it matter to choose one AMC over other .specially in case of investment like index fund. For example HDFC over NavI ?
Thank you Prajanal sir,
Which mutual is best for child education if time horizon is 10 years?
Should I consider Large cap index fund or any small cap fund?
Please advise. Thanks again!!
Hi Pranjal, which large cap fund is better if want to choose from actively managed funds, according to your data 66 percent this category funds do not beat index, thus choose from those beat index and actively managed. My opinion is that sometimes it is better to choose actively managed, best return, with low expense ratio, and have less number of stocks. Plz figure out a report in my query. Thanks and regards, sudhir Kumar
What’s the investment horizon recommended for aggressive investor?
considering the elections in 2024
SIP or lump sum to be invested?
Firstly thanks for the amazing contents.
Well just did some basic analysis and I see that "HDFC Index Fund-S&P BSE Sensex" doesn't seems to have Equally Weightage
Hi Pranjal,
You suggested the HDFC Sensex Index Fund in this category. I've been doing SIPs in HDFC Nifty 50 for the past 3 years. Should I continue with it, or would it be a good idea to switch to HDFC Sensex?
My question...... Kya hume lumpsum investment market down hone pr hi krni chahiye ya growing market me bhi kr skte hai.... Which one is better for better results...pls answer
Please come direct to topic and also share the video with proven charts and graphs. In the final please tell at least 3-5 funds so we can also select after your video for better choice and as per our goals.
Shall we do SIP in index fund or sometimes try to time the market also ? Because sometimes SIP over 5 years of period in index funds gave either negative return or very minimal return.
So, how should we ensure that over long period of time (10-15 years) we get around 10 percent return on an average thru index fund (hdfc index sensex plan)
Nice video! Thank you for the information. My question is, two years before I started an SIP with "ICICI prudential technology direct plan growth", its returns are coming far less than debt funds also. Can I stop this SIP and start a new SIP with your recommended index fund. Kindly give the unbiased suggestion.
Hi Pranjal
I am following you since last 4yrs and i am happy that my portfolio make healthy returns
Please explain when you remove any fund from your list and add new on its place, what we should do with removed fund investment the process of shifting one fund to another
As you told that for five years duration, Index fund and MF provided same return so we should choose index fund because it had low expense ratio but what would be the situation for 10 years or more.
Kudos to you for providing this for free ! But i had a question about a very specific problem, How do I know the commission amount my broker ( agent ) takes from my ongoing MFs ? Is there a specific app / method to use ?
I am following many of the brokers and consulatantat but you are the only one who is confidentlly sugest for sensex index fund.