5 Safe Investment Schemes with High Returns
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- Опубліковано 10 чер 2024
- Are you looking for secure investment options with attractive returns? In this video, we delve into the world of government-backed investment schemes, offering low risk and excellent returns. Discover the top investment avenues such as NPS, PPF, Sukanya Samriddhi Yojana, Sovereign Gold Bonds, National Savings Certificate, and many more!
Whether you're a working professional seeking long-term growth, a senior citizen aiming for a stable income, or a parent wanting to secure your daughter's future, we've got you covered!
Watch the video to understand the features and benefits of each option and get simplified details so you can make an informed decision.
00:00 - Introduction
01:15 - Best scheme for Senior Citizens
03:30 - Best investment option for your Girlchild
05:16 - Best investment for working professionals
06:36 - Invest here for your retirement
08:16 - High returns with low-risk investment scheme
11:29 - Best option to invest in Gold
13:20 - Get your FREE financial plan
15:05 - Conclusion
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I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
@festusmadidi2634 That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@festusmadidi2634 I will give this a look, thanks a bunch for sharing.
All these responders to your post are scammers.
No money to invest but watching😅
Agree with u...
Toh kamao bhai
Me also 😁😁😁😁
It's good to learn about finance to invest in future
I also 😅
A Gentle reminder and information :
All the above schemes are available in POST OFFICES all over the country.
But the sad part is that neither of them compounded annually.
Wrong.
Sukanya Samriddhi, SCSS Bank me bhi hota hae.
@@tumpakoli Yes, but they are available in Postoffices too.
You are right bro
Thanks. Video should have mentioned this.
I am a student. I have no money to invest but still i am watching India's best influence video 😊😊
10 on 10 , thnku sir , itni knowledge school college university me paise dekar bhi nhi milti sir ji
I really like and enjoy Pranjal's videos. He gives a different way of looking at various investments. I would request the viewers to make the choices based on goals and situations. For example NPS (National Pension System) - People usually don't want to invest in this as 40% is minimum blocked at maturity to be invested as Annuity (Pension). The reason behind this is, may god forbid, but lets say your kids don't support you well. At least, this 40% will support your survive for rest of your life. Instead of all amount being withdrawn and taken away. So, try to understand the product, its use cases and see if it fits your needs, just like buying cloths. Don't go for XL if your size is L, and alter your M to make it L if your budget is tight for now. Happy investing.
The employer may also contribute to NPS upto 10 pc of your salary. And income tax deduction is available on this to the employee. This is applicable even in the new taxation scheme
Investing in nps for almost last 2 years now. Hoping for a better future 🙏
10 out of 10 for someone like me that didn't know any of the things you considered in this video .. thanks
Sir aapki video dekhkar hi aajtak investment kari hai or aap hi mere guide ho
Thank you sir 🙏 🙏
The incompetence and corruption that runs through this administration in our Government are getting more risky and ridiculous, i feel the sympathy and empathy of the citizens not getting the due help they deserve, thank you citadel Moore; imagine investing $4,000 within 4 days of your investment you're profited with $7,300 wow, thank you Jesus❤
Facing this recession without investment is actually risky, salaries are easily spent off
This inflation has taught people the importance of multiples income investment helps a lot.
Considering the economic situation I ask,?? How can we save our families and friends from financial slavery! It's getting more scary how people are suffering these days. I can't fold my arms and watch people around me suffer.
A CNBC News hosts, spoke highly big about this woman and her loss preventing strategies.
is there any means of communicating with her? I need help,
Very nice. Rating is not less than 10.Sir , U are serving to society extraordinary.
Well explained. Thank you for bringing up this video. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject ..... Thanks to Gianna Everett the lady you recommended.....
Investing appropriately today can save you a whole lot of stress in the near future, so anyone who is not investing now is missing a great Opportunity.
No doubt!! I never knew she had gone viral. I decided to back up my assets and property with her when we met at a conference in New Jersey for the first time.
As of last week I counted on $5,000 but don't just know how to diversify it.
SHE'S MOSTLY ON TELEGRAMS WITH THE BELOW NAME
@Ms_Everett
Very simple and beautiful way to present for people like me who get intimidated by so much available. I’m using this to educate my 18 year old son about finances and investment. Thanks
Pranjal Sir, your videos are as helpful as always. Thank you!
The same way I adopted for my small savings, I added some more information ... 10 on 10... good job😊
Sir aapko channel ko like aur subscribe bolne ki koi jrurat nhi hai kyuki aapki video itni relevant aur imp hota hai ki subsciber khud subscribe kar denge ☺️😌🙏 ........ Lots of love and respect pranjal sir from grow more family..
Pranjal bhai, you have spoiled me with your free advise. I put my money in PPFAS flexi plan & have got annualised 19% return !
So 19% return is not good according to you??
@@ambarroy9703 Its fantastic. So, I park my funds in PPFAS & do not bother about all the plans he mentioned in this video.
THANK YOU PRANJAL KAMRA BHAI NAMASKAAR.
AAP KA INVESTMENT PLANS EXPLANATION ACHA HAI AUR PASAND HAI .
YOU ARE DOING GOOD JOB FOR INVESTORS .
Always love your videos.. crisp and to the point with clear articulation ❤❤
Monthly 20% Return.....Invest In Gold.....Comment in My Comment Box
As always he explains investment issues in a very simple way.
I currently have 4500 shares of SCHD! My goal is 5k shares. This is my retirement plan!! My portfolio consists of 200 voo 200 vug 150 vgt 4500 SCHD! Is the future bright or not?
Bother less and enjoy the time you have left
the size of your retirement portfolio will overwhelmingly be a function of the performance of the stock and bond markets between now and when you start withdrawing from it.
You need a third party to help you out. A financial planner or accountant can run through your figures, including your projected income and expenditures when you retire, along with your retirement goals, your emergency fund and any other strategies you need to put in place for such things as long-term care.
@@AanyaDarika_ I have seen a lot about FAs and actually want to consult some pro. How did you go about it? Is yours any good?
I have saved myself from all the hassle that the chaotic market causes. These days the best way to come into the market space is seeking guidance, due to side hustles i can’t handle my portfolio so i just work with LOREN LENA WALKER, a FA i came across via a recommendation from one of these UA-cam retirement coaches.
It’s been smooth since then. Cliche as it may I have made a mark up of 70% in profits investing 350k under her. It helps not to be worried about your portfolio every minute of the day.
Thnk u so much pranjalji
As always nice video on financial planning. Ten out of ten
It was one of you when i started my investment in mutuals funds,liquid funds,stocks and year ago,
so kaisa chl rha hai kitna return
🎉 Nicely presented Sir, will give 9 out of 10
10/10 Pranjal bhai. Awesome work in creating such video
thx for your help and kindness
Pranjal bhaiya, I have been learning from your videos about the financial management and it has helped me alot. I have a request...please make video on complete financial plan on wedding budget for young people who are about to get married.
Bhaiya? He us saiyyan material
80CCD is applicable to Teir 1 NPS Only.
While stock and bond investing comes under Teir 2 NPS which is under 80C only so additional 50,000 doesn't apply here
thanks for sharing the info, I will update my portfolio accordingly -
Thanks sir for valuable information and knowledge and educating
The current market buzz certainly offers a fascinating viewpoint. It's quite startling to witness such bold predictions about the future trajectory of certain cryptos and stocks. Amidst this, it's essential to keep one's feet on the ground and not be swayed by these forward-looking statements. My strategy in this climate has been to trade judiciously, secure profits, and I can't praise Tammy Brockman enough for her stellar work in analyzing charts, trades, and techniques. Her expertise has been instrumental in expanding my portfolio to a whopping $247k in just 6 weeks. I would highly recommend her to anyone looking to grow their investments.
My growing love for crypto caused me to explore until I came across Tammy Brockman Crypto(although I'm trying to avoid sensationalism) she is by far the best. No hype for hype's sake, but great inspiration to trade Crypto.
The fact that i got to learn and earn from her program is everything to me think about it, it's a win win for both ways.
Due to the resent fall in the crypto market, I don't think it's advisable selling, it would be more beneficial and yield more profit if you actually trade with Tammy signals.
I lost so much money trading on my own, I think I'm motivated to trading again but this time with she thanks for sharing her contact.
Everyone needs more than than a Basic Income to be Financially Secured in this present time that there's an Economic Decline.
Have taken most of the schemes. I really felt confident by watching ur video that I am on right financial planning path. I look forward to short term schemes for more gains. Plz make video on short term schemes
Heya, how are your investments going
How you investing bro
Thanks for the information
Thank you Pranjal, I would rate 9/10 and expect suggestions on equating salary amount in each category
Thanks for the detailed info.
I have doubt, does NRI can invest in PF?
Usually companies cut/invest in PF.
Thanks,
Shankar
That is epf.
Bank gives ppf
Senior citizen saving scheme gives 8.2% simple interest and normal F.D. in SBI gives 7.5% compound interest quarterly. Because of compounding the latter gives higher return after a period of 5 yr.
SCSS interest rate is compounded, which is payable quarterly.
In SCSS Interest pay kar dete hai quaterly to compound kaise hoga?
I thought interest in FD is simple interest ❓
SCSS interest is paid every quarter and not compounded. Bank FD is compounded.
My dear bros, just wanted to mention this, No bank compounds FDs, banks are way more clever than Investors.
Helpful Investment video for all who are not aware about the investment planning 👍
10/10 sir thank you so much
Thank You Sir for this video. Request you to make an updated video on Sovereign Gold Bond, please explain what it is and how to invest by step-by-step. Thanks in advance, your videos are highly appreciated and are unbiased which always helps me to make an informed decision. With your help, I and my family members have started doing our own journey towards financial independence. Thank You Pranjal Sir.❤❤🙏🙏
SGB: GOVT announces the rate at which you can buy gold bonds through sbi/ other banks. You can buy on line. It is in demat. You need to give nsdl or cdsl.
Generally after 6 months you can sell in secodary mkt at the price decided by govt.
Otherwise sell after 5 years subject to capital gain or after 8 years. No capital gain tax. Sgb 1st issue due to mature on Nov 30, 23. Rate yet to be announced. Sgb bought at 2648 will fetch more than 6000 per gram.
In addition you get interest @ 2.5% will be credited your bank account on jan1st and july1st every year.
RBI Floating Rate bonds are also good. They give 0.35 per cent higher interest than NSC
Thnx bro
how much total interest per year?
8.05%
Thank you Kamra ji
Your information is favourable
Investing in alternative income streams that are independent of the government should be the top priority for everyone right now. especially given the global economic crisis we are currently experiencing. Stocks, gold, silver, and virtual currencies are still attractive investments at the moment.
Big moving stochastics are not the secret to high returns. It involves controlling risk in relation to reward. Putting on the proper size and spinning your edge as many times as required to achieve your objective. That is valid for both day trading and long-term investments......
@@Erinmills98 Who is your financial coach, do you mind hooking me up?
@@Erinmills98 Thanks for the hint, I'm definitely gonna check her out.
Buying land (large size cheaper ones, small budget ones)
In good mutual fund with long term investment (can choose essl for tax savings)
Yes ppf, ssc, vpf are better tax saving option
Save 30_40% of salary on regular basis
Great combo vdo of different safe high returns investment schemes Sir ji 👌👍
Thanks pranjal kamra..
Kisi vi scheme main interest 8% se jyada nehi hai... THUMBNAIL AND INTRO main 13% bataya geya hai!
You must also look at the post office scheme for women compounding quarterly at 7 percent. Lock in is only 2 years. Thanks for the information.
8.5%
Which scheme is this?
7.5%
wonderful explanation Pranjal, your videos are very informative
Very excellent information.
Sir, great fan of your informative videos.
I have a question. Wrongly if someone invested a big amount in KVP, and now he wanted to withdraw the amount...... actually he now understands that at the time of maturity, a large amount will be lost as a income tax.
could you please suggest that next should he invest that amount in NSC?
Or is that ok if he keeps this KVP investment as it is??
@@sudipto3dafter 2.5 years you may withdraw the amount. The interest will be taxed per slab. Invest in nsc if time horizon is 5 years.
How much amount do u invest in kvp
One additional benefit of nps for corporate employees is 80ccd (2), where employer contribution upto 10% of basic salary is tax deductible, this is in addition to the other two benefits you mentioned.
But not all employers agree to do that
Upper cap is 50K but it is beneficial for high income tax employees.
very nice info sir. thank u very much
Beautiful suggestion ❤
Sir please explain about the recently arrived mahila samman savings certificate(MSSC) of post office in your next video
My return from stocks is 21 percent in last 5 months.
Is that good or bad or it could be better
My first 15 figure profit shocked everyone that they started trading with her guidance and expertise on both stocks and crypto....
I'm glad I came to this comment section, I'm been motivated to start investing in forex trading
I'm interested
Thanks for making this video
10
Bahut achha rahta hai aapka video sir
Sir, can you suggest investment schemes for NRE customers.
Example: seafarers are allowed only few on these benefits
Rohan Bhai , NRE account me FD Karo, Tax free Hai interest. Also jana, Suryodaya small finance banks are giving 1% extra than Big banks like HDFC, ICiCI. SUKANYA to available Hai hi naa. Wife ke name se 2 Lakh per year NSC me Daal do. And who stops you buying Nifty index funds from your NRO account, appreciation will be taxed @10% only if holding more than a year.
Aapne bola upto 13% return, but jovi schemes batate ho oto 7-8% ka return milte hai. Kiu Thumbnail pe false batate ho?
bhai consider tax benefits as returns
thank you sir good idea
Bhai, kitne ads dikhate ho tum, vo bhi ek hi add, without any Skip option. If i unsubscribe you in days to come, this would be the reason
UA-cam premium le lo bhai
Title 13%. Telling about schemes of 8%.
Click bait
Thank you so much! Really informative. Please make some videos on peer to peer landing. Liquiloans sort of things! Thanks
Very helpful Sir!, 10 on 10.
9/10 some scope for improvement is always there...GBU Pranjal Ji!
Thanks for content sir
10 very INFORMATIVE
Pranjal sir 10 ma sa 10 number 👍🏻👍🏻🥇🎉
Right knowledge video
Pranjal Sir which brand's smart watch you wear?
It looks pretty good on you.
Thanks for the information.
Great thanks
Very nicely explained👍
Very usefully video, i get exact idea for investing
I have no Money , but Learning for Future❤
Video rating 10 out of 10. ❤❤❤
All the saving schemes that you have explained earns upto 7.5 percent of interest
Got lucky in one of the live game shows last week Answered all questions and bagged a bonus 🧠
The welcome bonus is a great deal got me started with extra funds to play around with 💰
Thank you sir ❤
Thanks a lot for your links.nobody telling this.I will try to use it.
thank you Pranjal Sir..❤
10/10 request for video on Small finance bank
Thanks
Informative video
Best ever content sir , you always helped us in making right choices for our investments and learnings, happy to watch your video for more knowledge. 9 by 10 score to your content , past data can be added for comparison but anyway your content is very helpful and useful. Thank you sir for such must needed content. Feel happy for your all professional investment ideas👍
Excellent. 10 out of 10
Heard from my cousin about their loyalty program he’s been getting rewards left and right 🎖️
Nice informativ video
No money but full watching 🎉🎉🎉🎉❤❤❤❤❤❤
Thank you Sir
❤ great job 👏 sir
Good video for and summay
Everything is temporary but pranjal Bhai tshirt is always simple 😅❤
My brother told me about the cricket betting options there hit big on the last match thanks to his tips 🏏
I grabbed their welcome bonus gave me a good head start on slots last week 💸
Thank you very much. You are doing very good job.
Tnx for information
thankyou sir ❤️❤️❤️👍👍👍