The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.
It is remarkable how much long term advantage people like us have gotten by trying to be consistently not stupid, instead of trying to be very intelligent.
The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world.
Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.
You are my financial idol. For the past three years, I have been deeply following all your guidance, and my stock and mutual fund portfolio currently has an overall XIRR return of 23%.
@ravigautam071 But we owe a humble thanks to Pranjal...if u were following his vdos in past, they have been very informative, clear n concise... Keep it up Pranjal....
इतने अच्छे से समझाया आपने आज तक मुझे ऐसा गाइडेंस नहीं मिला सर सच में आप बहुत महान हो भगवान की कृपा आप बनी रहे ओर आप ऐसे लोगों के लिए काम करते रहे। बहुत_बहुत धन्यवाद सर आपका❤❤
One of the best financial advisor till date Simple, lucid, transparent and great content Following you will actually enhance my investing journey till retirement. 10/10 for this video
I'm thinking to put some cash in stocks, I was at Salt Shack and i overheard some friends saying it’s ripe enough, but Is this a good time to buy st0cks? I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
Stocks like Tesla and NVIDIA still have some way up to go. It's always a good idea to go over it with a financial advisor. You might get new insights on how to go about it and that increases your chances of making huge profit.
Knowing today's market culture,the challenge is to recognize when to purchase or sell stocks, which is pretty simple for experts. Through portfolio restructuring and diversification with good ETFs, S&P 500 and growth stocks, I've turned my portfolio around from $180k to over $440k in a year. My advisor chooses entry and exit orders.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Elisse Laparche Ewing has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you need an excellent collaboration.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
नमस्ते सर, आप सच मे आपका समझआने और बोलने तरीका best हैं 😊.. आप एक आम आदमी कैसे सोचता हैं और कैसे इन्वेस्टमेंट करता हैं.. आप को बहुत ही बढ़िया से मालूम हैं.... और सच कहु तो कोई पैसा लेकर भी इतना बढ़िया नहीं समझयेगा.. ये तो मै गारंटी देता हूँ.. थैंक यू सर😊10 out of 10 😊🙏🙏
From $10,000 to $76,000 that's the minimum range of profit return every week I thinks it's not a bad one for me. I now have enough to pay bills and take care of my family.
Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as the EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE
If you don’t understand the markets, stick to an index like the S&P 500. Dollar cost average and hold long term, or better still consider financial advisory to avoid losses
Sometimes I'm surprised most people don't even know they can do that. I've been making at least 200k every year from my investments by working with an FA. When you realize it, it feels like a life hack.
@@alicegomez7232 Sometimes I'm surprised most people don't even know they can do that. I've been making at least 200k every year from my investments by working with an FA. When you realize it, it feels like a life hack.
Finding financial advisors like "Amber Michelle Smith" who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
One of the best arguments for subscribing for Finology 30 or whatever you’re promoting would be disclose what the performance was for your previous years stock recommendations.
Currently investing Quant flexi cap 4k Pp tax saver 3k Canara small cap 3k Motilal mid cap 5k .. please review these ..should I make any changes.. with these I will continue for long term
*Well explained. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. Thanks to Jasmine Harvey the lady you recommended to me!*
I started watching this video randomly but in this video knowledge is God level, by watching this video I am feeling better thank you so much❤😊 I rate this video 10 out of 10
Problem with NPS: most of us (works in the pvt sector) will not have job until 60 due to massive Changes in Technology. NPS won't let you access your money until 60(only exceptional cases and yet 25% max). So we are stuck. Beside my trust on this government is 0 atm. Soon you will see Lumpsum will also be taxed when withdrawal. Beside interest rate cuts and 9-10 % segmentation inflation and mandatory allocation to Govt/Crop bonds by cutting equity share with growing age will make the return from NPS mostly worthless 25/30 years from now.
I invest 50k every year in NPS. My thought process it 50k is a very small portion of my income and I can forget this amount. Even if I'm not able to work till 60, I'll make a corpus before hand to keep contributing to NPS. This is also true for PPF. I would always PPF, NPS & FD as my options. These would contribute to 20-25% of my investment. Around 10-15% in Gold. 10-15% in Bonds and finally the rest in MF/Equity.
Sir your contents are gem. Please make a investment video for 30% tax bracket and above. Include tax benifit unique options beyond 80C/D, NPS, mention tax harvesting and way to save LTCG right way.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
Having an investment advisor is the best approach to the market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.
Very good informative plans. Kya nahi karne se leke kya karna hai tak aapne itna ache se explain kiya ki pura picture clear kar diya aapne. Thank you so much Pranjal Sir ❤❤❤🙏🙏🙏
8/10 ... I think PF is a also a good instrument for building corpus for future. VPF contribution gives flexibility to invest & accumulate debt wealth. Good video 👍
9.5/10 Very informative and it visualises the reality. One thing that I missed here that how much percentage of income should we use to get all these. If there is any video on it please mention. Thank you.
Thank you sir for such informative and nice video. your advise and Investment tips and plan changed my life routine. You're great, genius and simplicity person. Always waited for your informative video. May you live long !
9/10 Sir, whenever you mention NPS, kindly include information about the annuity option. Personally, I appreciate the lock-in period, but due to the annuity feature, I have not contributed a single rupee to the NPS
8/10 - you can mentioned about your video link for emergency fund investment as well like into liquid funds or into FD ladders, but overall video is good clear and crisp.
I still remember Pranjal was there when i didnt join a job and got financially educated before the job. I think i am logical enough to do math before anyone presents a plan to me or someone discusses that to me. Thanks Pranjal. Some other creators are CA Rachna Ranade, Ankur warikko
Sir you are the one, who can be trusted without any second thought in mind. You are like Guru to me. I will join you and work with you in 2035 after my retirement from IAF. I felt indebted for your true service to save hardcore money of people. And Thank You Very Much to write such a beautiful book "Investonomy", stepping stone to start my journey as an investor with pratical approach. Jai Hind 🫡🇮🇳
The problem we have is because Most people always taught that " you only need a good job to become rich " . These billionaires are operating on a whole other playbook that many don't even know exists.
Money invested is far better than money saved, when you invest it gives you the opportunity to increase your financial worth.
It is remarkable how much long term
advantage people like us have gotten by trying to be consistently not stupid,
instead of trying to be very intelligent.
The wisest thing that should be on everyone mind currently should be to invest in different streams of income that doesn't depend on government paycheck, especially with the current economic crisis around the world.
Many individuals report success in investing in stocks,fx, yet I continue to struggle.Can somebody help me out or advise me on what to do?
Even with the right technique and assets some investors would still make more than others. As an investor, you should've known that by now that nothing beats experience and that's final. Personally I had to reach out to a stock expert for guidance which is how I was able to grow my account close to $35k, withdraw my profit right before the correction and now I'm buying again.
ये इंसान एक बहुत अच्छा एडवाइजर ही नहीं बल्कि बहुत ही अच्छा इंसान है। हर एक मिडिल क्लास का हित चाहने वाला। Thank you sir
10 out of the 10
he is becoming redundant.
One person who changed my investing journey.. owe my knowledge to you Pranjal Sir ..
Thank you beta
You are my financial idol. For the past three years, I have been deeply following all your guidance, and my stock and mutual fund portfolio currently has an overall XIRR return of 23%.
sare country ka he ye return in boom
@ravigautam071 But we owe a humble thanks to Pranjal...if u were following his vdos in past, they have been very informative, clear n concise...
Keep it up Pranjal....
Mine XIRR is 19.6% , is it good or not bcz I don't know much about the XIRR ?
Kitna time hua hai @@savage_memes_99
Me too.
इतने अच्छे से समझाया आपने आज तक मुझे ऐसा गाइडेंस नहीं मिला सर सच में आप बहुत महान हो भगवान की कृपा आप बनी रहे ओर आप ऐसे लोगों के लिए काम करते रहे। बहुत_बहुत धन्यवाद सर आपका❤❤
mai aapko p2p lender se bachane k liye thnq bolung. thanks alot 2 saal se follow kr raha hu. thnx again
One of the best financial advisor till date
Simple, lucid, transparent and great content
Following you will actually enhance my investing journey till retirement.
10/10 for this video
Punch line 09:27 salute to genuine gentleman. Really you deserve the india's No. 1 financial advisor award ... Thanks
10/10 जो लोग दूसरों का भला करते हैं भगवान उनका भला करते हैं आप लोगों को निशुल्क वित्तीय सलाह देकर उनका भला कर रहे हैं
बहुत ही बढ़िया। आप को सुनकर बहुत मनोबल बढ़ता है। शुक्रिया सर जी।
seedhi baat no bakwas .......................10/10
You are the most trusted man in you tube best and most honest analyst thank you 🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉🎉
Rating - 10/10
Most honest & matured financial guidance. Thanks for the great content sir...❤
main broker bta deta hu shoonya isme apke charges save ho jayenge
भाई 😂
किस खुशी में टेन ऑफ टेन दे रहे हो
एन के 1 ही व्हिडिओ में खुद के 10 व्हिडिओ के ॲड कर दी
This video is a gem for every beginner investor who is looking to start investing but confused as to where to start?
I'm thinking to put some cash in stocks, I was at Salt Shack and i overheard some friends saying it’s ripe enough, but Is this a good time to buy st0cks? I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?
Stocks like Tesla and NVIDIA still have some way up to go. It's always a good idea to go over it with a financial advisor. You might get new insights on how to go about it and that increases your chances of making huge profit.
Knowing today's market culture,the challenge is to recognize when to purchase or sell stocks, which is pretty simple for experts. Through portfolio restructuring and diversification with good ETFs, S&P 500 and growth stocks, I've turned my portfolio around from $180k to over $440k in a year. My advisor chooses entry and exit orders.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Elisse Laparche Ewing has always been on the top of my list..She is regarded as a genius in her area and well knowledgeable about financial markets. I highly recommend you look her up if you need an excellent collaboration.
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Your videos are clean and genuine.
That's why we people connect with you🙂.
❌ ULIPs
❌ Crypto Currency
❌ Penny Stocks
❌ F&Os
❌ Risky Bonds
❌ P2P Lending
❌ Credit Cards
❌ Consumer Loan
✅ Term Insurance
✅ Health Insurance
✅ Emergency Fund
✅ Retirement Plan
✅ NPS
✅ Mutual Fund
✅ Direct Stocks
Skip direct stocks
Honest and sure shot way of wealth but lot of people won't agree to this !
Nps ki jagah.. mutual fund mai invest karke swp start kar sakte hai... better return ke liye
If you buy the aboves, you will always be poor financially,but rich in terms of mentality 😊
नमस्ते सर, आप सच मे आपका समझआने और बोलने तरीका best हैं 😊.. आप एक आम आदमी कैसे सोचता हैं और कैसे इन्वेस्टमेंट करता हैं.. आप को बहुत ही बढ़िया से मालूम हैं.... और सच कहु तो कोई पैसा लेकर भी इतना बढ़िया नहीं समझयेगा.. ये तो मै गारंटी देता हूँ.. थैंक यू सर😊10 out of 10 😊🙏🙏
🙏🙏धन्यवाद सर कि.......आप समय निकाल कर हमलोग का कमैंट्स पढ़ लेते हैं 🙏🙏
Prajal bhiya year 2016 sa apko follow kiya thanks for educating people dil sa thanku❤🎉
Pranjal Sir exemplifies the qualities of a genuine FINFLUENCER................................... 10/10
Hi mate so excited today just reached my goal of 400k since June2024 to Jan 2025 I thank GOD for the life and wisdom shared
this is huge amount congrats to you
interesting I'm 57 and no much income in my life how do I make it like you if possible 🙆
From $10,000 to $76,000 that's the minimum range of profit return every week I thinks it's not a bad one for me. I now have enough to pay bills and take care of my family.
Life is easier when the cash keeps popping in, thanks to Jihan Wu
76k a week? Amazing! how did you get started?
apki video dekh k hi meri investment journey change hui hai or start bhi
Diversification is the secret to optimal performance. This is why I have my interests set on market sectors based on performance and projected growth, such as the EV sector, renewable energy, Tech, and Health. Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE
If you don’t understand the markets, stick to an index like the S&P 500. Dollar cost average and hold long term, or better still consider financial advisory to avoid losses
Sometimes I'm surprised most people don't even know they can do that. I've been making at least 200k every year from my investments by working with an FA. When you realize it, it feels like a life hack.
@@alicegomez7232 Sometimes I'm surprised most people don't even know they can do that. I've been making at least 200k every year from my investments by working with an FA. When you realize it, it feels like a life hack.
Wow, that's interesting . I've recently been exploring the option of working with an FA too. Any chance you could recommend who you work with?
Finding financial advisors like "Amber Michelle Smith" who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
To the point " milta to zeher bhi asani se hai par hum pi thodi lete hai?!"
10/10
Zehet?😳🙄
@@zaynmalik3418 edited
आप महान है
ऊपर वाले का बहुत धन्यवाद, जो मुझे महान लोगो के संपर्क में लाते हैं
The current market trend suggests a shift towards [specific sector/industry], which may present opportunities for growth.
One of the best arguments for subscribing for Finology 30 or whatever you’re promoting would be disclose what the performance was for your previous years stock recommendations.
Awaiting a video on smallcase investing. Brilliant video. 10/10
Most respected Sir Pranjal ❤.
You are one of the best financial advisors n mentors on our planet.
We like n love you ❤
Currently investing
Quant flexi cap 4k
Pp tax saver 3k
Canara small cap 3k
Motilal mid cap 5k .. please review these ..should I make any changes.. with these I will continue for long term
Can include business cycle and momentum
One of best honest finance teacher all time my fav ❤
*Well explained. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. Thanks to Jasmine Harvey the lady you recommended to me!*
Investment is the best idea presently and without it, human struggles are worthless.
That woman totally changed my life for good. I have come across individuals but none is as honest as Jasmine. So surprised you know her too.
That's awesome!!! I know nothing about investment and I'm keen on getting started. What are the strategies?
Wow Jasmine Harvey has been my manager. Now I sit at home and study the process and make progress.
I'm really interested in this information, how can I reach out to her???
Kuchh sirf main or sirf mera ki bate karte hai, lekin aap hi hai jo family ki security ko priority dete hai..🙏
Now i am earning 6000 per month
I am very happy sir thx a lot 😊😊😊😊😊😊😊😊😊😊😊😊😊
Kaise??
Plz bataiye
@@Mi-ye8nn Ary jada kuch nhi karna hota bas money se money earn kar rha hu aur Yaha par saru details nhi bata sakta
I started watching this video randomly but in this video knowledge is God level, by watching this video I am feeling better thank you so much❤😊 I rate this video 10 out of 10
Jaihind sir, bahut hi achha vedio
Has the guts to say the genuine facts and suggestions. Congrats.🎉
Problem with NPS: most of us (works in the pvt sector) will not have job until 60 due to massive Changes in Technology. NPS won't let you access your money until 60(only exceptional cases and yet 25% max). So we are stuck. Beside my trust on this government is 0 atm. Soon you will see Lumpsum will also be taxed when withdrawal. Beside interest rate cuts and 9-10 % segmentation inflation and mandatory allocation to Govt/Crop bonds by cutting equity share with growing age will make the return from NPS mostly worthless 25/30 years from now.
Correct if you give 100% allocation to it...diversify with MF L/M/S cap....offcourse this is my thought😂
I invest 50k every year in NPS. My thought process it 50k is a very small portion of my income and I can forget this amount. Even if I'm not able to work till 60, I'll make a corpus before hand to keep contributing to NPS.
This is also true for PPF. I would always PPF, NPS & FD as my options. These would contribute to 20-25% of my investment. Around 10-15% in Gold. 10-15% in Bonds and finally the rest in MF/Equity.
Factsss
NPS is suitable for saving income tax in addition to section 80C, and who are willing to invest very long term...till the age of 60..
Well explained. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject.
Kindly make videos for students who are planning to invest in early 20s
Abhi toh skill per invest kro, bad mai Paisa lgana
Primary Focus should be Earning more from primary source. investing will be easy later.
Thankyou so much Sir ap ek bade bhai ki tarah samjhate ho.❤may God bless you .keep guiding us throughout this year
Sir, what is the price for subscription of long term stock 30???
That video's awesome for planning ahead, a total 10/10!
My mutual fund performing at 12% , my ulip performing at 17.4% what to do ? One is taxable other is maturity amount non taxable?
Thank you sir best financial advice.10/10
Sir your contents are gem. Please make a investment video for 30% tax bracket and above.
Include tax benifit unique options beyond 80C/D, NPS, mention tax harvesting and way to save LTCG right way.
Why there are no options for Gold investment ???
There is an app called Gullak. Looking at the partners and gold merchants associated, seems a safe option but nothing more safer than SGB.
Thanks for guiding us, will try to implement the pointers in my investment plan.
Would it be silly to only have investment in the S&P 500 and to keep putting all your money invested into that? If you can’t tell, I’m risk averse.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
Having an investment advisor is the best approach to the market right now. I was going solo without much success until my wife introduced me to an advisor. I've achieved over 80% capital growth this year, excluding dividends.
Could you recommend who you work with? I really could use some help at this moment please.
My CFA Lauren Camille Brown a renowned figure in her line of work. I recommend researching her credentials further.
Thank you for this amazing tip. I just looked the name up and wrote her.
एक ही तो दिल हे कितनी बार जितोगे
thank u
10out f 10
In winter season,only t- shirt, are you follower of Mr Rahul Gandhi ? 😂 U r a great teacher
Rahul Gandhi 😂😂
ध्रुव राठी..?
Lol with Pappu ! you are comparing a brainless id!ot with him ? 🤣😂
bhai har bat m mazak
kya bat h yrr sayd zindagi bhi mazak jsi hi chal rahi sayd tumhaari 😂😂😂😂😂
Unke pass crore hai toh room heater lgwa liya
U R The Best Financial Teacher! God Bless U Sir !!
8/10, gold for hedge. Short term requirement for home, car, kids education
10/10 Sir......BRILLIANT
Is se achcha kaun aur kaise samjhayega
Hats off
Very good informative plans. Kya nahi karne se leke kya karna hai tak aapne itna ache se explain kiya ki pura picture clear kar diya aapne. Thank you so much Pranjal Sir ❤❤❤🙏🙏🙏
10 out of 10 sir...Respect from Assam ♥️🙏
great personality, great explanation and honest reviews
My first investment teacher. Thank you pranjal ji❤🎉
8/10 ... I think PF is a also a good instrument for building corpus for future. VPF contribution gives flexibility to invest & accumulate debt wealth. Good video 👍
Great initiative to make the general mases aware of the importance of financial planning in our life.......😊
Sir super explanation sir ❤❤❤❤❤ 10/10 🌟🌟🌟🌟🌟
100 out of 10. I always eagerly waiting for your new videos. It always helps me a lot.
Best person for financial support on youtube ❤
Dil chu lete hai appka bat karne ka tarika se...
9.5/10
Very informative and it visualises the reality. One thing that I missed here that how much percentage of income should we use to get all these. If there is any video on it please mention. Thank you.
Sir Ji You are best in this society of market
Last two year I have generated 32% XIRR
3 YRS 22%++XIRR
10 out 10, you are superb, your content is helpful for all, wish you all good luck to you
10/10 for easy explanation.
10 out of 10 thank you for simplicity and honesty efforts 🙏🙏
Thank you sir for such informative and nice video. your advise and Investment tips and plan changed my life routine.
You're great, genius and simplicity person. Always waited for your informative video.
May you live long !
10/10 Best financial advisor. Thank you for giving a real and good advise
Usually I don't watch much of your videos, but this content is very well explained❤
I follow you last 5 years. You are great. Sir
Best view
best Guide
For all investors
Need such type of influencer
👍👍👍
10/10 ,,, i trust your advice and guidance... last 5 yrs continue according to you advice so very very thanks..
Thank god i found your channel in my 20's..
Best Genuine true advice. As always clean and clear. 10 on 10. ❤
You are authentic person. Always provide valuable content. Thank you Guru
Very well explained 👏👏
Really worthful information for investers, thanks for explaining everything meticulously.. 10/10..✌
10 out of 10 you always deserve sir❤
The most genuine and honest finance influencer on internet ❤
9/10
Sir, whenever you mention NPS, kindly include information about the annuity option. Personally, I appreciate the lock-in period, but due to the annuity feature, I have not contributed a single rupee to the NPS
8/10 - you can mentioned about your video link for emergency fund investment as well like into liquid funds or into FD ladders, but overall video is good clear and crisp.
10/10 very practical for majority of true investers .
I still remember Pranjal was there when i didnt join a job and got financially educated before the job. I think i am logical enough to do math before anyone presents a plan to me or someone discusses that to me. Thanks Pranjal. Some other creators are CA Rachna Ranade, Ankur warikko
महत्वपुर्ण जानकारी के लिए धन्यवाद😊
U r the best Pranjal . Honest advice no lalach
10 out of 10
Very useful and concise vedio...
You have good convincing skill
You are genius and honest.God bless you sir.
Pranjal Sir ❤ you win.
Thank you sooooo much bro ❤
You are champ..the way u explain things is best. 10/10
Just fantastic crispy clear and value adding.. 10/10 rating
True honest brother ❤ God bless you
Thank you sir for providing correct guidance.
Thankyou so such great content sir❤❤
Thanks. Timely post. And, no bells and whistles.
10 on 10 sir. Huge respect 🙏
Sir you are the one, who can be trusted without any second thought in mind. You are like Guru to me. I will join you and work with you in 2035 after my retirement from IAF. I felt indebted for your true service to save hardcore money of people. And Thank You Very Much to write such a beautiful book "Investonomy", stepping stone to start my journey as an investor with pratical approach.
Jai Hind 🫡🇮🇳