My 2022 Spending Plan
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- Опубліковано 15 вер 2024
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DISCLAIMER: I am not an expert or a financial advisor. I simply love talking about finances and want to share my journey to financial freedom and help others along the way!
I started tracking my expenses in December and it's been a game changer! I can finally budget my money and know where everything is going. Thank you for your videos 😊
Yay that's amazing!!
Thank you for watching!
Hi!
Thanks for the video!
We where advised to have our dogs teeth cleaned as well. We instead gave them Greenies dog treats and at their next dog vet appointment the vet said their teeth looked amazing.
Hope you have a blessed 2022!
December was the first month I'm sure I tracked everything I spent. I started in October but I don't think I got everything the last two months. I figured if I can't track I really can't budget. On to budgeting!
I’m sure you wouldn’t feel as negatively about taxes if it was automatically deducted from your paycheck. Never having the money stings a bit less.
It does hurt a lot more to drop a few grand every quarter! Lol
I don't really mind taxes but I think this is where where you're from comes into play. As a Canadian, I don't mind because I know it goes to things like health care, infrastructure, supporting people in the community who need a hand up and things of that nature.
Lol yes! That's what they say they're for but it's not always the case.
As Americans we don't get Health Insurance from the government. We get insurance from an employer, if your self employed or your job doesn't pay for insurance you are either buying your own insurance or paying out of pocket.
As a United States citizen, ours funds essentially the same things (i.e. infrastructure and supporting people who need it). We do not have universal healthcare, but Medicare/Medicaid (healthcare programs for the elderly and low income) are funded by FICA, which is a payroll tax. Some states do offer healthcare (funded by their state income taxes). I may disagree with how taxes are being used sometimes (there is a lot of waste and silly spending), but taxes are necessary and important.
I am definitely going to do this again for 2022. It worked out well for 2021.
Taxes bother me too - I honestly just have to not think about it or I get a little fired up. You’re doing great tho - and I’m sure you’ll tackle student loans in the new year!
Right like why do we pay taxes on EVERYTHING?!?!
Thank you!!
For income taxes there are ways to reduce your taxes. You can use tax advantages accounts to delay income tax till your in a lower tax bracket
I only by Christmas gifts for my daughter who is in college, so all necessities. I have decided to only give gifts to kids for birthdays to spread it out.
This is a great plan!!
Great outlook for next year! I am going to download this spreadsheet and make some goals myself! Thank you for sharing !
Yay!! Thanks Tracy!
Her spread sheet is a great tool! 🤩 it helped me a lot this 2021.
Thank you Arlene!!
Ooo I saw stone mtn first time this past August. Super cool place - hope you enjoy taking advantage of it being real close to you!
Ah that's awesome! I definitely am looking forward to it!
Thank you so much for the template! Its really helpful to track expenses 😊
Glad you like it!!
You could move to a state that doesn't have income or sales tax. I live in NH and we don't have either but we have higher than average property taxes.
I may do this in the future! Florida or Texas would be my choices!
You should double your health/beauty sinking fund.
Another excellent video 🔥🔥
Awesome plan 👍👍
Good luck 🍀🍀
Rental property is something to consider. In a way you can buy it like you’re going to live in it and then plan change **cough cough** and you can just continue to live where you are and rent out the property.
Just need a minimum down payment. Tenant will pay the mortgage. Mortgage rates are super low now.
Taxes are not all bad, also not all good, but they are a necessary part of the system we live in and they serve both people who do and do not take advantage of the system.
Thank you for sharing your 2022 plan! It motivates me to think about where my money will go this year
Taxes make the world work. We just everyone to pay their fair share (i.e, the rich)
Taxes is a trigger topic for me. I pay a TON (38K+) in taxes and I don’t benefit from any of it instead it goes to people who don’t pay taxes 😫. Don’t get me started 😡, I’m working on acceptance because taxes are never going away it’s only going to get worse as I earn more 🤦🏾♀️
Ughhh I hate that, I'm sorry!!
How do you think the internet infrastructure for you to write this comment was built? Sure, you don't benefit at all... Typical shallow conservative mindset.
You definitely benefit from paying taxes 😂
Acceptance it key - its a privilege to be on that side of the coin
For cars you forgot about tires
I'm not expecting to replace my tires, but I do have a sinking fund for that if necessary!
Добро утро и честита Нова година
Nice plan. Does your company offer a 401k or match?
Thank you! And no unfortunately they don't
I have got a bet with guy (chores for a week) over who can save more in 2022. Where do I start?
Open a high yield savings account if you don't have one already and save weekly or more often! Increasing your income will also help of course!
Love that color on you :)
Thank you Stephanie! 😊
It costs me $50 a week in gas so 2600 a year. 😥
Ahh that's so much I'm sorry 😕 do you have a far commute or a car that uses a lot of gas?? Or both?
cannot escape taxes unfortunately :(
I hope to soon at least be able to take advantage of a 401K to lower my tax burden!