Great strategy for people with money looking to diversify their investments. I know someone who has done this in the pricy Bay Area. She has great cash flow on a home she bought 20 years ago and is breaking even on a property she bought three years ago having put 1/3 down. Ten years from now she will cash flow better and her equity will be through the roof. She did the same for out-of-state properties.
Yes you might say that but More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire without any investment. Retirement becomes truly fulfilling when you possess two essential elements: financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement. .
A friend of mine referred me to financial adviser sometime ago and we got talking about investment and money. I started investing with $110k and in the first 2 months , my portfolio was reading $294,800. Crazy right!, I decided to reinvest my profit and gets more interesting.
@@LeslieWagenheim Who is the professional who is advising you , if you could perhaps tell us? As a novice investing in stocks without the correct direction of a professional, I have lost a lot of money.
@@Bannink_SOL In my opinion focus on two key objectives. Learn when to sell stocks to minimize losses and maximize gains to start protecting yourself. Second, prepare to make money when the market turns around. I advise speaking with a broker or financial counselor will be much better.
I see no reason for stressing yourself over these things when you can get a financial advisor. A financial advisor can help you determine if dividend investing is a good fit for your financial goals and can help you develop a strategy. They can also help you consider your risk tolerance, liquidity needs, and short- and long-term goals. Consulting a financial advisor can be especially helpful if you're new to buying and selling individual dividend stocks. You can also ask your advisor questions about reinvesting your dividends.
I always say most people should have 90% of their stock investment in an ETF like VOO and only play around with individual stocks for the remaining 10%. VOO is still king for the average investor.
@@duttysupra see you in 2025. I hope bitcoin crashes to 10-12k. So i can reach my goal of 10 btc and retire in few years. Come back 3 years and look how your comment aged
it would be great to not only see the nominal gain along the years, but also the real net amount after applying inflation, so the result is more accurate in terms of how much could I really buy with the resulting money right? thanks for sharing!
Yeah thats called the "Real Return". On average the long term RR of the S&P 500 is about 8%. The other thing to be wary of is fees. The good thing about ETF's is the fees are very low. I buy VTSAX and pay 0.04% which is about as close to $0 as you can get. Much better than the 1 to 2% so called active managers charge.
This is 1 part of the 30/30/30 strategy i'm teaching my 20 year old. 30% VOO, 30% in nice solid cash dividend stocks like utilities, 30% to play with for short term appreciation, and keep 10% in reserve cash in your trade account to buy dips.
Wish my parents were able to give me this advice at 20. Not their fault. Just weren’t educated in such matters. I will definitely school my kids when they approach 18.
1) what if you’re employer offers 403b? They do match my contributions and fully vested after 5 years. I’m contributing now. 2) I’m also selling my car soon, which will give me nice chunk of change and is currently one of my biggest expense (gas, maintenance, insurance, depreciation in value daily). 3) plan on working more hours
What some people don't know about investing is What's called the power of dollar cost averaging. If you contribute money every month no matter what, when the market is down, you're getting stocks on sale. Even though you may be losing money in the long short-term, the nice part about this is that when the market goes back up, those stocks that you bought at a cheaper price are going to greatly increase in value and you're going to see an amazing amount of growth during the next bull run. That's why it's important to keep on throwing money into your ETF during bear markets. If you don't invest during the down times, you're not going to see the growth that comes with the good times.
Great video! I’m 32 and I’ve recently invested $102,000 into the S&P 500 (Australian share IVV ASX). I plan to hold this investment until my 60s and look forward to the result. I will add about 11% of my salary each week and possibly more when I can.
Seeing how you made a video on VOO and SCHD on investing $100k for each, and having watched your video on a new three-fund portfolio, maybe do a video on having invested $100k on a growth etf, like VUG? Would be nice, and would tie those videos up nicely too. up to you, thanks again
What are the advantages of a taxable broker with VOO investment in it? An IRA has its advantages, but I'm curious if one wanted to keep in a personal broker as well
I just got on voo last week I picked it randomly because if it cool name lol its not a cheap one but I can afford so I plan to make a monthly deposit from now on.
Hey Professor G, so glad I've found your content. Although, at 50+ years old I'm probably a lot older than your average viewer getting a super late start. I do however feel a little better seeing that I am currently invested in a couple of the ETFs you mention, and that I came about those purchases on my own. I don't know if you've mentioned in other vids, but why do you prefer VOO over SPY, other than the expense ratio? Thanks, for uploading such GREAT FREE content!👊🏽
based on my experience with both ETFs, VOO has a larger dividend payout ratio. VOO=1.3% vs SPY=1.2%. VOO has a larger. Also, Voo has a lower expense ratio. VOO=0.03% vs SPY=0.09%. Two Benefits of SPY over VOO is that SPY has a way larger trading value making it more liquid (both short and long positions will be fulfilled faster) and a better selection when trading derivatives. (Meaning a bigger selection of Derivatives with more strike prices and expiration dates. So, Basically if you are holding long term, VOO is the better choice. (For short term or trading options you might want to go with SPY)
While I get it, and it takes money to make money, 1000 is HALF of my income per month. I have no mortgage or rent. I own my home. That’s how I can live on my current income.
Imagine I bought 7k VOO early this week I’m now down £250. Someone tell me I’m doing the right thing it’s playing with my head 😅 I’m planning on leaving it 10+ years. Also got another 12 shares when it went down 4%
Hi Professor, Approach 1 : Investing 500$ per month on Consistent basis Approach 2: Invest lumpsum amount of 6000$ at the beginning of every year which approach you suggest for investing in S&P ?
I am 27 and I have saved my first 137K. Should I put all of this in S&P 500? I have 30K in my Emergency Fund (2 Years of Living Expenses). My Mortgage I have left is 90K. I am single and no debts.
Hey i just started investing in this etf and was planning to invest every week but today i bought for the second time and later on the night it said the trade got cancelled i dont know why can someone explain pls
Whenever forecasting and coming up with future values, you really ought to adjust estimated/assumed interest rate returns to include long-term inflation rates. I still appreciate your videos, though.
100k in Bitcoin will change your life. With Bitcoin 10x in 2030. With s&p500 maybe 2-2.5x. Best time to buy bitcoin is when its down 70-80% from Ath. Now its down 70% i bought a lot. If it goes down 80% to 12-14 k Im All In
I think this video is only for the people that they dont know anything right? because with that amount of money "$100,000" you can make a lot of millions in a few years or months. There are better companies for stocks or options to do it.
People always say buy low sell high. But what is considered low? Do u buy lower than what I already paid for? Do you buy low even if you are still green? Do you only buy more when you are in the red?
Good question. It is very tough to “time the market” so figuring out when the lowest price is coming is near impossible. That’s why I like to dollar cost average weekly instead. When prices dip 10-20% like they have been lately, I just buy more! Hope that makes sense
Looking at the price to earnings ratio is a good start and what the average is for the industry you're interested in. There's also discounted cashflow, for example the graham method. Just plug in the numbers into that equation and it gives you a rough yard stick for the value of a stock.
Hi there. Question. Is VOO better than FXAIX. I'm new . I just opened an account roth ira in fidelity but i really don't know where to start, I heard investing in s&p 500 is better option and maybe in vym or schd for dividends. By the way I'm 43 ( almost 44 😔, but I think I'm still have time)
Great job! For fidelity, you may be better off with FXAIX since the fee is a bit lower but they are both super minimal so either is a great choice! You may find a lot of value in joining the patreon group (link in description) as we do live Q&A times for members only and we can walk this through so you are set up for success!
Professor G, Question, after watching this video, I am 60 yrs old this month, do you still recommend these same ETF’s? VTI, VOO,QQQ,VUG,VXM, and SCHD at this point? Planning to retire at 65….😮
I’d consult with a cpa or finance pro that can understand your entire situation and be able to recommend specifically for you. The closer to retiring, the more you would want stability
Also explore selling some out of the money monthly covered call options on VOO. You can easily generate an extra few thousand dollars of premium per year. I just hit 100 shares of VOO this month. That is about $35,000 as I write this. 100 shares is the threshold to write a covered call; it makes a big difference.
@@xyz-pg3zd options contracts are in multiples of 100 shares of the underlying stock or ETF. To begin on a covered call strategy, you need at least 100 shares of a particular stock or ETF.
Thankyou for the kind words Nancy! I’m here to help so just comment while watching any of my videos and I’ll clear up any specific questions you may have :-)
VOO can be bought in all brokerages and investing platforms whereas SWPPX can only be bought in schwab so I’m talking to a broad audience but yes in schwab I like swppx best
So if I change my 401K to invest in the S&P500, is it dumb to open a brokerage account Ike Vanguard and then buy VOO again there ? Or as long as I am invested in SP500 in 401k, it will suffice?
How do taxes work with this? Do you pay taxes every year, or do you just pay if you take money out? If they already taxed my income why do I have to pay more taxes?
With all the emphasis on s&P funds what does that mean for all my mid/small cap/international funds in my 401k?. Would it be best just to have the whole thing in a total stock market fund?
Not sure, but math kind of doesn’t add up. By the tittle of the video, when making this projections, and talking about the s&p 500, are you talking about investing 100,000 in VOO alone and reinvesting their 1.6% dividend? Because I tried to do the math and if are only inventing on VOO with a 10% return, I don’t get the same figures you do. Maybe I’m missing something?
There is an issue in using long term numbers to make short term claims. The claims are usually false. I do invest in broad market ETFs and mutual funds. I like the long term performance. Over 30 year periods the S&P500 total return has a lower limit of just below 10% annualized. So for time periods of 30 years one can use 10%. But for 20 year periods the S&P500 total return has a lower limit of about 7%. One should not use 10% for time periods around 20 years. And for 10 year periods the S&P500 total return has been negative. Expecting 105 and being faced with a loss is not a comfortable position. I am retired now and this year I am spending the money I invested 30 years ago. Next year I will spend the money that I invested 29 years ago. I should be saying we - my wife and I, as she is the one who said 35 years ago that we would be start living as if we were collecting Social Security. That allowed us to save a lot.
Compound interest only works when the stock market is not going down 30% in one year. When the stock market goes down 30% in one year, you lose 30 years of compound interest.
They both track the S&P 500 and FXAIX actually has a bit lower of a fee so if you have fidelity, FXAIX is actually better! But I suggest VOO in my videos since you can buy VOO on all platforms
Honestly I’m going to be making a video on this soon and I personally think VTI and VOO should be looked at as the same. Very very similar, so no need to split hairs
What are your thoughts on someone like Michael Burry who warns of a "passive investing bubble" created by index fund investors who have become so prevalent over the last 10 years?
Question, looking at the long term we don't know what will happen. Let's guess the US dollar will not be anymore the reserve currency. What happens to VOO investment?
It is still correlated to the value of each of the companies in the index so if we no longer have fiat then whatever the currency is will still be there
Great strategy for people with money looking to diversify their investments. I know someone who has done this in the pricy Bay Area. She has great cash flow on a home she bought 20 years ago and is breaking even on a property she bought three years ago having put 1/3 down. Ten years from now she will cash flow better and her equity will be through the roof. She did the same for out-of-state properties.
Yes you might say that but More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire without any investment. Retirement becomes truly fulfilling when you possess two essential elements: financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement. .
A friend of mine referred me to financial adviser sometime ago and we got talking about investment and money. I started investing with $110k and in the first 2 months , my portfolio was reading $294,800. Crazy right!, I decided to reinvest my profit and gets more interesting.
@@LeslieWagenheim Who is the professional who is advising you , if you could perhaps tell us? As a novice investing in stocks without the correct direction of a professional, I have lost a lot of money.
@@Bannink_SOL In my opinion focus on two key objectives. Learn when to sell stocks to minimize losses and maximize gains to start protecting yourself. Second, prepare to make money when the market turns around. I advise speaking with a broker or financial counselor will be much better.
I see no reason for stressing yourself over these things when you can get a financial advisor. A financial advisor can help you determine if dividend investing is a good fit for your financial goals and can help you develop a strategy. They can also help you consider your risk tolerance, liquidity needs, and short- and long-term goals. Consulting a financial advisor can be especially helpful if you're new to buying and selling individual dividend stocks. You can also ask your advisor questions about reinvesting your dividends.
Sp500 is down by a lot now its a great time to BUY!!!
Agreed!!
I have been investing in s p 500 for while but now after this video can i say that i will invest even more and with more fun! Thank you!
I’m 41 and have 300k I. Sp500 retiring in 15 years at 57
I always say most people should have 90% of their stock investment in an ETF like VOO and only play around with individual stocks for the remaining 10%. VOO is still king for the average investor.
100%
Bitcoin is King!
I totally agree. That's also what Warren Buffett is preaching.
@@Jura21 oh how this comment has aged :D
@@duttysupra see you in 2025.
I hope bitcoin crashes to 10-12k.
So i can reach my goal of 10 btc and retire in few years.
Come back 3 years and look how your comment aged
Just broke 185,000. All in the S&P500. I’m 31. Hope to be loaded when I retire at 65.
That’s a very solid amount by 31! Great job!
What's the return rate?
VOO is the jack of all trades ETF. If you don't know what to invest your money in, pick VOO.
Yessir!!
it would be great to not only see the nominal gain along the years, but also the real net amount after applying inflation, so the result is more accurate in terms of how much could I really buy with the resulting money right? thanks for sharing!
Yeah thats called the "Real Return". On average the long term RR of the S&P 500 is about 8%. The other thing to be wary of is fees. The good thing about ETF's is the fees are very low. I buy VTSAX and pay 0.04% which is about as close to $0 as you can get. Much better than the 1 to 2% so called active managers charge.
For most people the hardest part is staying in the market when you are down 20, 30 or 40%. If you can put $ in and forget about it, this works.
Definitely true
When it’s red I view it as a SALE!! Buy more and trust the process.
I think it's when I get scared because I check it once a week
Amen. It‘s all about consistency.
Throwing my retirement 100k into s&p 500 Wish me luck!
Thinking about doing the exact same thing now. Are you gonna throw it lump sum too or Dollar cost averaging?
@@EmadElSammad dollar cost average from my direct paycheck. It just does it automatically
@@EmadElSammad i do lump sump, in 60% of the cases its better then dca. but as long as u get in in the market is what counts.
@@DarkoFitCoach man! I did when I wrote that comment. Now my $100K increased 6%. Was the best decision.
@@DarkoFitCoach man I did when I wrote that comment. My 100K already increased by 0.06% in those 2 weeks!
This is 1 part of the 30/30/30 strategy i'm teaching my 20 year old. 30% VOO, 30% in nice solid cash dividend stocks like utilities, 30% to play with for short term appreciation, and keep 10% in reserve cash in your trade account to buy dips.
I like it! That info is so valuable great job teaching that!!
Wish my parents were able to give me this advice at 20. Not their fault. Just weren’t educated in such matters.
I will definitely school my kids when they approach 18.
1) what if you’re employer offers 403b? They do match my contributions and fully vested after 5 years. I’m contributing now.
2) I’m also selling my car soon, which will give me nice chunk of change and is currently one of my biggest expense (gas, maintenance, insurance, depreciation in value daily).
3) plan on working more hours
What some people don't know about investing is What's called the power of dollar cost averaging.
If you contribute money every month no matter what, when the market is down, you're getting stocks on sale. Even though you may be losing money in the long short-term, the nice part about this is that when the market goes back up, those stocks that you bought at a cheaper price are going to greatly increase in value and you're going to see an amazing amount of growth during the next bull run.
That's why it's important to keep on throwing money into your ETF during bear markets. If you don't invest during the down times, you're not going to see the growth that comes with the good times.
Great video!
I’m 32 and I’ve recently invested $102,000 into the S&P 500 (Australian share IVV ASX). I plan to hold this investment until my 60s and look forward to the result. I will add about 11% of my salary each week and possibly more when I can.
Amazing! I love it
how has it turned out since then?
What platform are you trading with? I'm with Stake and I have to pay $3 per transaction 🤦♂️
@@BOXEO1
Fidelity has really gotten good with low/no fees. I never pay at all for any trades but not sure if it’s bc I have a specific amount.
VOO & SCHD with a mix of covered call ETFS = growth and good cash flow
Nice! Which covered call ETFs do you like
Let’s get you to $100,000!
What will be different between SPY , VOO or FXAIX?
Seeing how you made a video on VOO and SCHD on investing $100k for each, and having watched your video on a new three-fund portfolio, maybe do a video on having invested $100k on a growth etf, like VUG? Would be nice, and would tie those videos up nicely too. up to you, thanks again
Great idea!!
Good morning from Texas! Going through all you videos that I’m a year behind… IPPON 🥋
I am 66 years old
If I invest 100k -150k in s&p 500
1. Can I use it as a retirement samplement on a monthly basis ?
I feel like the goal should be to get $250k into the S&P ASAP cause the next 10 years skyrocket.
I like that goal!
Dude, sick tats! I also saw you do BJJ, you a cool guy for real 😎
Thank you for the kind words!
VOO and SCHD one that gives 10%growth on average per year and the other gives fantastic dividends that you can reinvest
VTI and SCHD
Can’t go wrong with those 2!
HELLO IM 18 YEARS OLD AND MY PORTFOLIO IS 50% S&P500 AND OTHER 50% ON QQQ IS THAT GOOD?
Yes, great start. QQQ is a little aggressive. I would do 80% VOO 20% QQQ, but wow, 18 and investing. Fantastic!
What are the advantages of a taxable broker with VOO investment in it? An IRA has its advantages, but I'm curious if one wanted to keep in a personal broker as well
I just got on voo last week I picked it randomly because if it cool name lol its not a cheap one but I can afford so I plan to make a monthly deposit from now on.
VOO is great!
This guy knows what he's talking about. Thanks Professor G!
Thanks for watching and for the kind words!
Awesome advice, no B.S., no way to get rich overnight...
🙌🙌trying to spread the word!
Would you advise doing this $100,000 in a taxable brokerage account? Or retirement? I missed it if you said it here
ROTH first the brokerage
@@NolanGouveia it would take decades to get to $100k in a Roth IRA though. $100k/7k per year = 14 years!
Awesome, just invested my first $1000 in VOO, sure market is volatile, but I can see the bigger picture, thanks for the great education.
Awesome work!
Nice return this Year, Right?
Hey Professor G, so glad I've found your content. Although, at 50+ years old I'm probably a lot older than your average viewer getting a super late start. I do however feel a little better seeing that I am currently invested in a couple of the ETFs you mention, and that I came about those purchases on my own. I don't know if you've mentioned in other vids, but why do you prefer VOO over SPY, other than the expense ratio? Thanks, for uploading such GREAT FREE content!👊🏽
based on my experience with both ETFs, VOO has a larger dividend payout ratio. VOO=1.3% vs SPY=1.2%. VOO has a larger. Also, Voo has a lower expense ratio. VOO=0.03% vs SPY=0.09%.
Two Benefits of SPY over VOO is that SPY has a way larger trading value making it more liquid (both short and long positions will be fulfilled faster) and a better selection when trading derivatives. (Meaning a bigger selection of Derivatives with more strike prices and expiration dates.
So, Basically if you are holding long term, VOO is the better choice. (For short term or trading options you might want to go with SPY)
While I get it, and it takes money to make money, 1000 is HALF of my income per month. I have no mortgage or rent. I own my home. That’s how I can live on my current income.
Congrats on owning your house outright! And it doesn’t need to be 1000, just do what works for your finances!
I needed to see this I'm trying increase my money
Today VOO plummeted 😮....
I bought more😊
Imagine I bought 7k VOO early this week I’m now down £250. Someone tell me I’m doing the right thing it’s playing with my head 😅 I’m planning on leaving it 10+ years. Also got another 12 shares when it went down 4%
Hi Professor,
Approach 1 : Investing 500$ per month on Consistent basis
Approach 2: Invest lumpsum amount of 6000$ at the beginning of every year
which approach you suggest for investing in S&P ?
Both approaches are solid, it really depends on your temperament. But I’d say both are great
You crushed it man, loved your point at the end about developing your skillset and increasing your income. It's a great thing anyone can shoot for!
I appreciate the feedback from a fellow legit creator! Thanks brother!
Awesome Video, I have to be part of this. I subbed
Thank you for the feedback! Nice to meet you!
Interesting content as always, videos like this and insight from an expert really helps.
Thank you so much for the kind words and for watching!
Well said, their insight is vital, that's why I am now being coached by one, Edwin Earl, a financial advisor.
@@finntomkins6825 can you link me to one? i would also like some assistance.
INVESTWITHEARL
via telegram
Thank you for this video.
You’re welcome!
I already have the 100k to invest. Im 52 and want to retire in 10 years
I love this👏🏽
Appreciate it! 😀
actually not only this youtuber recommend to invest, even my mentor also suggested, will give a try
I am 27 and I have saved my first 137K. Should I put all of this in S&P 500? I have 30K in my Emergency Fund (2 Years of Living Expenses). My Mortgage I have left is 90K. I am single and no debts.
That’s up to you! Great job on your success though!
Where are you from Dolphin King?
😂love it - you are a catch - 🎉congratulations.. proud of you
Hey i just started investing in this etf and was planning to invest every week but today i bought for the second time and later on the night it said the trade got cancelled i dont know why can someone explain pls
Do you recommend going for VGT or QQQM/VUG 100% instead of VOO?
Not 100% no
Whenever forecasting and coming up with future values, you really ought to adjust estimated/assumed interest rate returns to include long-term inflation rates. I still appreciate your videos, though.
100k in Bitcoin will change your life.
With Bitcoin 10x in 2030.
With s&p500 maybe 2-2.5x.
Best time to buy bitcoin is when its down 70-80% from Ath.
Now its down 70% i bought a lot.
If it goes down 80% to 12-14 k
Im All In
I do like bitcoin and the ideology behind it, but it is definitely risky and volatile so proceed with caution!
Easier said than done. This is one example
VTI, IWN, and SCHG are attractive as well
For sure!
10.4% yearly ROI looks very optimistic
It’s just exactly what had been the historical return for 100 years. History doesn’t mean future but it’s a pretty solid data set to base a forecast
@@NolanGouveia I hope your right, it will be good for my pension in 30 years
@@averagejoeinvestor8770 🙌🙌🙌
What about international stocks? Its good to have a 2 fund portfolio at least
Look up my videos on my 3 fund portfolio and let me know what you think!
I think this video is only for the people that they dont know anything right? because with that amount of money "$100,000" you can make a lot of millions in a few years or months. There are better companies for stocks or options to do it.
For some reason, I just trust you.
I appreciate that! But still, do your research 😀🙏
Voo alll the way
🔥💰👍
People always say buy low sell high. But what is considered low? Do u buy lower than what I already paid for? Do you buy low even if you are still green? Do you only buy more when you are in the red?
Good question. It is very tough to “time the market” so figuring out when the lowest price is coming is near impossible. That’s why I like to dollar cost average weekly instead. When prices dip 10-20% like they have been lately, I just buy more! Hope that makes sense
Looking at the price to earnings ratio is a good start and what the average is for the industry you're interested in. There's also discounted cashflow, for example the graham method. Just plug in the numbers into that equation and it gives you a rough yard stick for the value of a stock.
Hi there.
Question.
Is VOO better than FXAIX.
I'm new . I just opened an account roth ira in fidelity but i really don't know where to start, I heard investing in s&p 500 is better option and maybe in vym or schd for dividends. By the way I'm 43 ( almost 44 😔, but I think I'm still have time)
Great job! For fidelity, you may be better off with FXAIX since the fee is a bit lower but they are both super minimal so either is a great choice! You may find a lot of value in joining the patreon group (link in description) as we do live Q&A times for members only and we can walk this through so you are set up for success!
Professor G, Question, after watching this video, I am 60 yrs old this month, do you still recommend these same ETF’s?
VTI, VOO,QQQ,VUG,VXM, and SCHD at this point? Planning to retire at 65….😮
I’d consult with a cpa or finance pro that can understand your entire situation and be able to recommend specifically for you. The closer to retiring, the more you would want stability
Why would one go into VOO over SPY as an example? Fees?
Ya fees. Other than that they are almost identical
30 years! Idk I rather keep stacking multi family real estate.
I love real estate as well! But diversification is key!
Thanks a lot for your channel, can you share us the calculator you use in the video?
Husband n I started Voo right now 700 a month in ROTH IRA hope we get rich soon lol got no emergency fund tho. Hurt 😂😂😂 deal with that later
Also explore selling some out of the money monthly covered call options on VOO. You can easily generate an extra few thousand dollars of premium per year. I just hit 100 shares of VOO this month. That is about $35,000 as I write this. 100 shares is the threshold to write a covered call; it makes a big difference.
I’ll have to dive deeper in to this. Congrats on 100 shares! Huge accomplishment!
How many share so make it?
@@xyz-pg3zd VOO is at $351 / share. 100 Shares is $35,100
@@mescetacy Sorry, i meant: How many shares should one buy to "make it"
@@xyz-pg3zd options contracts are in multiples of 100 shares of the underlying stock or ETF. To begin on a covered call strategy, you need at least 100 shares of a particular stock or ETF.
Your channel is so underrated!! So glad I found your channel as I am starting off my investing journey!
Thankyou for the kind words Nancy! I’m here to help so just comment while watching any of my videos and I’ll clear up any specific questions you may have :-)
Interesting content, I love Vanguard all day
Thank you! Same
Is it healthy to put 100K on the SP500 or VTSAX initially?
Why not buy VTSAX , it is cheaper than VTI . Assuming the initial payment to get into the fund are affordable. Pls advise.
Agreed but you can’t get VTSAX everywhere so I try to educate on something available for most on most platforms
What % do me need to pay on the gains? Can you help explain and if you only need to pay when you sell?
I love Vanguard.... very safe and conservative and great for investing retirement plans for the future.....
Same! Thanks for watching and commenting!
hi i have a question i have 250 k should i invest in 1 sum in the s&p 500 or buy stocks slowly when its stock is down
Professor G., What do you think of FXIAX instead of VOO? Do they have the same dividend yield?
If you are at fidelity then yes FXAIX is a better option that VOO just because the expense is slightly less
I have equal in VOO AND RSP what do you think is better OR O
I like VOO personally over RSP so I’d just go all VOO if it’s between those but those aren’t necessarily bad or anything
Is this accounting for dividends re invested? or just off the pure 100k capital only?
Dividends reinvested so “total return”
As a Schwab investor, why do you like VOO over SWPPX? They seem identical, but SWPPX has slightly lower expense ratio. Thank you for your thoughts.
VOO can be bought in all brokerages and investing platforms whereas SWPPX can only be bought in schwab so I’m talking to a broad audience but yes in schwab I like swppx best
@@NolanGouveia Thank you. I have thoroughly enjoyed your insights over the last couple of years!
So if I change my 401K to invest in the S&P500, is it dumb to open a brokerage account Ike Vanguard and then buy VOO again there ? Or as long as I am invested in SP500 in 401k, it will suffice?
That’s up to you but I do invest in VOO in my brokerage as well
@@NolanGouveia ok thank you professor!
How to pick the best s and p 500 ETF?
How do taxes work with this? Do you pay taxes every year, or do you just pay if you take money out? If they already taxed my income why do I have to pay more taxes?
VOO is my favorite ETF :)
Thank you for this great info - Which website did you use for the calculations for the 20 year growth?
Professor G should I wait to invest in VYM and VUG til after we see what happens with the debt ceiling crisis or just go for it?
That’s up to you, but for me I invest every two weeks no matter what. Most cannot accurate time the market
With all the emphasis on s&P funds what does that mean for all my mid/small cap/international funds in my 401k?. Would it be best just to have the whole thing in a total stock market fund?
Hi. What is this website you’re using to do these calculations?
This works great if you start early and can let money grow for years
Yes!! The earlier the better!
Not sure, but math kind of doesn’t add up. By the tittle of the video, when making this projections, and talking about the s&p 500, are you talking about investing 100,000 in VOO alone and reinvesting their 1.6% dividend? Because I tried to do the math and if are only inventing on VOO with a 10% return, I don’t get the same figures you do. Maybe I’m missing something?
Look at what I input for the figures in the video on a compound interest calculator and you’ll get there
For me voo has lost 8k for the past 2 years, with dividends reinvested , which is low I’m still down
Just keep dollar cost averaging at these lower prices and it’s gunna shoot up eventually!
There is an issue in using long term numbers to make short term claims. The claims are usually false.
I do invest in broad market ETFs and mutual funds. I like the long term performance.
Over 30 year periods the S&P500 total return has a lower limit of just below 10% annualized. So for time periods of 30 years one can use 10%. But for 20 year periods the S&P500 total return has a lower limit of about 7%. One should not use 10% for time periods around 20 years.
And for 10 year periods the S&P500 total return has been negative. Expecting 105 and being faced with a loss is not a comfortable position.
I am retired now and this year I am spending the money I invested 30 years ago. Next year I will spend the money that I invested 29 years ago. I should be saying we - my wife and I, as she is the one who said 35 years ago that we would be start living as if we were collecting Social Security. That allowed us to save a lot.
Your wife sounds like a wise person! I agree with long term horizon outlooks!
Is it just me or is Professor G an absolute cutie 🥰 🤣🤣
Compound interest only works when the stock market is not going down 30% in one year. When the stock market goes down 30% in one year, you lose 30 years of compound interest.
Incorrect. The market rises and falls. A temporary dip is normal and nothing is lost unless you sell.
Professor G, if you have an galo de Barcelos, you are a good guy for sure. 👍
I was hoping someone would pick up on that! Haha 👊🐓
If I started last year at this time, I would be down 25%. There is something to when you put $ in.
Long term that matters less but if we are looking in terms of one year or less, yes you are right
in 40 years I''ll be 70...any investments that will get me there in my 30's or 40s? you know when im still healthy and good looking??
Just start and you’ll thank me in 10 😀
Just need to find 100k now let’s go 😅.
Let’s get it!
Do you think VOO is better than FXAIX? Thank you for your videos! I’m learning a lot :)
They both track the S&P 500 and FXAIX actually has a bit lower of a fee so if you have fidelity, FXAIX is actually better! But I suggest VOO in my videos since you can buy VOO on all platforms
I have IVV in fidelity, would you switch and buy VOO instead for a brokerage?
What are your thoughts on VTI? I would do VOO but already been investing heavily into VTI.. should I start just investing in VOO and just keep my VTI?
Honestly I’m going to be making a video on this soon and I personally think VTI and VOO should be looked at as the same. Very very similar, so no need to split hairs
@@NolanGouveia Ok Thanks 👍
🎉🎉🎉
I agree, they both pretty much perform the same
@@elfury7678 yup! What do you invest in?
What are your thoughts on someone like Michael Burry who warns of a "passive investing bubble" created by index fund investors who have become so prevalent over the last 10 years?
I think Michael burry loves the spotlight ever since calling the big short but I don’t pay too much attention to that
Awesome video
Appreciate the feedback!
Well done!
Thankyou! 💰👊
Great video!!! I’m going to keeping to adding to SCHD a bit longer and then start getting VOO :)
Love all the consistent support! I appreciate you. And yes you can’t go wrong with either!!
I’d go VTI and be done with it
Yup VOO and VTI pretty much identical return so I can’t be mad at that!
Question, looking at the long term we don't know what will happen. Let's guess the US dollar will not be anymore the reserve currency. What happens to VOO investment?
It is still correlated to the value of each of the companies in the index so if we no longer have fiat then whatever the currency is will still be there
for no real reason i like VTi more. haha nice video
I feel you! They are so similar 🤙💰