Best 3 ETF Portfolio to make you VERY RICH (Simple Investing in 2024)
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- Опубліковано 25 сер 2024
- This NEW 3 Fund Portfolio is crushing every other ETF combo for ultimate gains in the stock market. Updated 3 ETF portfolio for 2024 with new news and explaining etf investing to get very rich and buy and hold forever. Dividend ETF and Growth ETF to get you extremely rich!
#etfinvesting #3fundportfolio #dividendetf
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ETFs offers exposure to a wide range of assets such as stocks, bonds and commodities, which can help reduce risk. ETFs, like broad market index, secror-specif and bond ETFs are favoured for long-term investment, because of their diversification, reducing risk while offering growth and income potential.
Many stocks across industries are worth tracking. While it is not necessary to act on every market prediction, enlisting the guidance of financial advisor is advisable. They can help you determine optimal entry and exit points for purchasing and selling of shares or ETFs, ensuring well-timed decisions aligned with your goals.
Financial Planners are very important for investment. They excel in both long and short strategies, managing risk for potential gains and protecting against downturns. Their access to exclusive insight and in-depth analysis makes exceeding expectations a regular outcome. I have netted over 1.4m in in less than 3years working with my advisor.
@@WilliamTurner-od5ij
Who is the advisor you're using? Please share his info if you don't mind.
Jason Herman Pierce is the fiduciary I work with. Google him to get more information about him.
I did a quick search on him, he has an impressive portfolio. I have sent an email to him. Thanks for the recommendation.
I admire your dedication to educating your audience. We all aim for financial stability and a better life. Achieving this is possible through wise investments, frugal living, and careful budgeting. I'm grateful that I learned the importance of working hard for financial freedom at a young age.
In my opinion, making a smart investment is not only a technique for earning passive income, but also a profitable way of saving for future expenses. People who fail to make the proper judgments early in life often come to regret it later in life. Nonetheless, investing alone can be difficult and risky. As a result, I recommend obtaining an expert’s assistance. The challenge is not just watching videos and reading investing books; it is about implementing information effectively.
I wholeheartedly concur, which is why I opt to entrust the day-to-day decision-making to an investing coach. With their specialized knowledge and extensive research, it is highly unlikely for them to underperform. Their expertise is centered around harnessing the asymmetrical potential of risks while also employing measures to safeguard against unfavorable outcomes. I have been collaborating with an investment coach for more than two years
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
“Sharon Lee Peoples”’ is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
Recently, I've been pondering retirement. I've also want to put $300K into the stock market but i need an approach that will align with my risk tolerance and financial goals to secure our future..
Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit
That makes sense. Unlike us, you seem to have the market figured out. Who’s your fiduciary?
Dustin Dwain King is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Dustin Dwain King is a hot topic among financial elitist in The US. he's gained some reputation for his works during Covid. All the info you need to set up an appointment is on his web page.
SCAM ALERT
30% VFV
30% XQQ
25% XEI
15% individual stock.
Started one year ago and I am + 24% Thanks to you :) Canadian version of your 3 x ETF portfolio.
Thanks for the info. I was about to ask him what’s the Canadian equivalent.
@@labladycooks5793 you can look up canadian s&p 500 etf, canadian 100 index etf, canadian high dividend etf, you don't necessary need to take the same as me. All BMO, iShare, Vanguard, Horizons etc... Offer those kinds of ETFs. Like for the S&P 500 you can look up VFV, XUS, HXS, ZSP.
How much did you put into it?
Can you please share what are the Canadian equivalents? Thank you!😊
@@user-wk8te5wd4f top canadian s&p 500 etf, top canadian 100 index ETF, and top canadien high dividend etf on google and you will find easily a list of each group
Would LOVE to see a 3 fund ETF portfolio for those of us OVER 50+. 🤩
try back testing it with portfolio visualizer
@@chiburu_uchinanchu What does that mean?
@tailzzzzz portfolio visualizer is a free software that allow u to backrest stocks, index funds, etf. u can create ur own portfolio and see 9.5yrs of previous performance. u can search YT for videos kn portfolio visualizer
It's the same. You could change the percentages.
ua-cam.com/video/2K9BbRVOioE/v-deo.htmlsi=cyHDRrc0L5xzCFc1
Buying of ETFs is easy, but buying the right one without a time-tested strategy is incredibly hard. Hence which is best to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
Your manager must be really good, how I can get in touch with them as my porfolio is not performing as expected.
@beafoster747Scammer!
Can i have the name also? @@PennyBergeron-os4ch
Sharon Lee Peoples is a leading asset-manager in the industry. You should take a closer look on her page.
We Are in Unchartered Financial Waters! every day we encounter challenges that have become the new standard. Although we previously perceived it as a crisis, we now acknowledge it as the new normal and must adapt accordingly. Given the current economic difficulties that the country is experiencing in 2024, how can we enhance our earnings during this period of adjustment? I cannot let my $680,000 savings vanish after putting in so much effort to accumulate them.
Keeping some gold is usually a wise decision. You would be better off keeping away from equities for a bit or, even better, seeking advice from an expert given the current market conditions and everything that is at risk with the current economy.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst
Could you possibly recommend a CFA you've consulted with?
My CFA ’ANGELA LYNN SCHILLING’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
Thank you for saving me hours of back and forth investigation into the markets. I simply copied and pasted her full name into my browser, and her website came up first in search results. She looks flawless.
1. VOO (s&p 500) - 33%
2. SCHM (dividend) - 33%
3 QQQM (growth) - 33%
@@whatsbuccii is there a big difference between SCHD & SCHM?
why? I keep a pair of watch lists - one I call HDI (high dividend income) and another I call LTS (long term strategy, a play on the term "long term storage" that preppers use). I plugged your three into my LTS watch list, sorted the list, and all three of those fall off the bottom. My list has about 100 products, and in my sorted list, the top 64 are kept to consider for purchase. The composite value (a value created from a combination of capital gain and dividends since 1/3/2022, so they all have the same "starting line") are as follows: VOO=.042, QQQM=.041, and SCHM=.013 . They're "okay," except SCHM, which is relatively worthless. A few items I hold: VYM=.050 composite value, VYMI=.066, and TYLG=.109. The amount I hold of those (and others in my portfolio) are relative to one another based on their composite value. A higher CV means I hold more. If the value of one drops and another rises, I sell some of one to purchase another to maintain balance in the portfolio. Blindly holding 33/33/33 of three items with different ROI is doing your portfolio a disservice.
@@52msdiane SCHD is nothing special, but SCHM actually sucks. That's the difference. Seriously, though, SCHM seems more specifically mid-cap focused.
This is possibly the best video out there. I’ve been doing excellent in VOO, QQQ and SCHD
I buy low and DCA
Thankyou and that’s great to hear!
1.FDIS
2.FTEC
3.SCHG
4. Amazon
5. Berkshire Hathaway 🤑 equally weighted.. I've been on fire the last 2 years.. great returns
dont mean to burst your bubble but everyone has been on fire for the last 2 years, myself included at 39%. If your returns exceeded the SP500 then I would say you are actually on fire
Professor G is a wealth of information. Start here, with his videos. You will do just fine. Trust me, I'm retired, have been since 1999. I have never had better resources than right here. Good job, G.
Wow this was a very nice comment! Thank you so much for the kind feedback sir!
With the Bitcoin ETF approved, institutions will need to buy Bitcoin for their ETF. There will be marked increase in demand, can i get in and still make profits? i have set aside $250k to get fully invested this year
I agree. This is why I work with an investment advlsor, I currently have $130k in a well-diversified portfollo that has experienced exponential growth.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
Melissa Rose Francks is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
Bitcoin is still very speculative , no way it makes sense to have more than 5% of your portfolio in speculation
Institutions do not ‘have’ to invest in BTC , ETFs only invest in stocks that track what their goal is, for example an S&P 500 ETF ‘has to’ invest in the top 500 size companies, they do not invest in anything else, including Bitcoin…
I agree on your 3 fund plan if your at or near retirement age. If your not close to retirement, I switch the divided ETF for a Tech Sector ETF. Either the FTEC or VGT or XLK.
Retiree here.
JEPQ 40% (monthly income to supplement Social Security)
IVV 30% (Foundation)
SCHG 30% (Growth)
My regret is that I didn’t find your channel earlier! Really appreciate the great advice!
Happy you’re here now!
the true power lies in the compounding effect over many years - so choosing the fundamental and safest ETFs, buy and hold! as simple as that.
Just found your channel and love it. I'm also 35 and have two young kids. Have almost 100k to invest and I was following the old 3 fund portfolio. I really like your analysis of this - I hadn't put money into BND yet but that Dividend ETF looks much more incentivizing for my situation. Thanks a bunch man. Subbed.
I’m glad you enjoy the content! Nice work!
*I didn't become financially independent until I was in my late 40's, and I'm still in my 40's. In addition to having purchased my second home and earning money on a monthly basis through passive income, I've also achieved three out of five goals. I just hope this inspires someone to realize that it doesn't matter if you don't have any of these things yet, you can start today no matter your age. Change your future by investing! I made a rather big decision by investing in the financial market.*
Investing in many sources of income that are independent on government paychecks is the prudent thing that everyone should be thinking about right now, especially given the global economic crisis. Stocks, forex, and digital currencies are still good investments at this time.
Sure, investing is essential for maintaining your financial stability, but making any kind of legitimate investment without the correct advice of a professional can result in a significant loss as well.
It's really not easy investing or trading the financial market. I read a lot of books, tried to study, watch some tutorial videos, did a little demo before funding my account and I still lost a lot. The financial market could be very tricky
Yeah I have same issue also, sometimes I feel like the market is being manupulated
Trading under the guidance of an expert is the best strategy for beginners.
I made one small tweak. 50% dividends (SCHD and JEPI adjusting the allocation over the long term) 50% growth and foundational (VOO and VUG)
🇵🇹 I’m so excited I found you!! How about a 3 fund 50+ trying to fiercely CATCH UP??? Any recommendations? Love the galo! 🐓
@nolangouveia if you can provide those of us over 55+ with a 3 fund portfolio we would REALLY appreciate it!
keep pumping out those financial informational videos Professor G!!!!
50% individual stocks, 30% ETFs, 20% BTC since 2021. Now, our house is paid off, we’re well into the “messy middle” and our net worth is touching, if not slightly in excess of $1 million
Yes because you were well in as I was also, trading and investing is very profitable when you got good guidance luckily I got one
Theresa option
Can you help me!!
50% SCHD, 25% VOO 25% QQQ!
This strategy is likely to yield high returns in the future, but it does not completely insulate you from market volatility and risk. Solely my opinion. @MrGriff305
I was just going to say SCHD and VOO and QQQ or hell Jepi THESE ARE 4 ETF's u can't go wrong with and easily already VOO can make u a millionaire long term too.
70% QQQ, 20% VOO, 10% SCHD.
Very solid!
20% each, FBTC, SOXQ, VOO, VUG, SCHD
20 years old and have been investing into SCHD, VOO, and SCHG!! Thank you for the videos
That's awesome....keep it up.
You'll end up rich as long as you stick to it.
@@lostboi3974 thank you that’s very motivating 🙏
Great job but you have a lot of overlap
Great job but add Bitcoin or Bitcoin ETF to supercharge your portfolio. You'll thank me in the future 😊
For me I have 50 percent in Schd 30 percent vug and 20 percent voo!! The portfolio has been doing great
Hi, I have a questión when people said 50% in schd it means 50% of the total share are in schd or 50% of the value of the portafolio is in SCHD.
It means 50 percent of the total value of the portfolio.
thank you so much for the info!! can you do the same about the EU ones, please?
Professor G, your explanations are incredibly clear and insightful. I find myself eagerly anticipating each new video you post on UA-cam. Thank you for dedicating your time to enhancing our financial literacy.
Am 100% in on vanguard all cap index fund, covers all sectors and all geographic.
What does this mean, i invested in VOO SP 500 ETF is this the same?
Thanks for all your good advise! You have alot of good wisdom! God Bless you!
Thank you for watching and commenting!
Nice video . Could you share insights on generating profits in Bitcoin or Forex investments? I've been experiencing consistent losses in my account.
Investing without a thorough understanding of the market is not recommended. I suggest consulting with Expert Rosie for guidance.
Rosie's strategy stands out as the most effective among other experts. Many others are not dependable.
Rosie has certainly established a strong reputation. Thanks to her strategies, I managed to purchase a comfortable apartment in the USA.
I'm not here to converse for her but to testify just for what I'm sure of, she's trust worthy and best option ever seen
Hello! What's the most trustworthy method to reach her?
I invest in EKSO while the price is low. So we can all be Ironman! They build bionic suits that allow people to walk again. I just want the bionic suit so I don't have to work again!
i do 50 50 schg schd i keep it balanced by just always buying whichever stack is lower valued than the other. Maybe one day it will all grow too big to 'passively balance' like this and I'll have to start properly rebalancing, but for now it's working!
Look at QQQM, IWY and SWPPX
This video answers 99% of the questions I get asked on my channel. Love the context added about bonds and international exposure.
I use the same modern 3-fund. For growth, I like VGT or QQQM the best in general. I do VGT. Then VOO, and SCHD as the other holdings. I do the 1/3 of each too (I’m almost 42).
I’m a good case study, because I actually track the opportunity cost over the years. I’m up almost $500k compared to rolling with the traditional 3-fund portfolio.
Keep up the great work. You are helping thousands of people find financial freedom the right way.
You’ll have people come say you don’t understand the purpose of bonds, and you can’t look at the last couple years. You are on the right side of history. I’ve broken down many decades, and bonds are never good assuming the following:
1) We are DCA in all markets
2) No timing the market is involved (no selling, only rebalancing here and there with zero timing)
When the market crashes, we technically widen the gap (long-term) by purchasing more shares of VGT (or QQQM) to get it back to its allocation.
2 of my favorite Financial You-Tubers. I'm VTI, SCHD. I have some shares of FTEC and QQQM. I'm torn between which to build up. I'm 57. I plan on retiring from full time work at 69. Started investing at 56. I have better choices in my taxable and Roth. I have 90% FXAIX and 10% VTIAX in my 457. I'm retiring from my current job. In 1.5 to 2yrs. The 457 is not really built up but the pension is solid.
How do you feel about using SCHD and having to pay higher taxes on the dividends vs capital gains? Do you still come out ahead overall with your portfolio, than if you didn't use a dividend ETF like SCHD? What if you instead substituted a more captain gain focused but stable ETF?
2 of my favorite UA-cam channels ❤❤❤
Bonds are super Pointless to invest in. I don't understand why anyone would want them. I search for 5 Long term stocks and a nice ETF for Balancing. Than I keep 30% of my account for swing trades. But so far SPYI and TRMD are the best stocks and ETF's I've found to hold long term. TRMD pays a 20% dividend and is a growing Oil/transportation stocks. SPYI follows SPY and pays a monthly dividend at 12% annual.
So then is your portfolio VGT, SCHD, and QQQM? Split equally? Just trying to clarify. Thanks
Warning watch each thread for setups by scammers to get you to research their “expert” after which they will try to steal your information then your money.
Up at 1am investing for my future , thanks for the info
Goodjob!
I'm retired and live off SS and pension. So i invest in subset S&P like PRCOX, and FELC. Both are doing well and historically been the S&P over. i bought into VDIGX, but looking to move the money into something else. Maybe SCHD. I also have 5 monthly dividend payers. Used to own about 60 stocks, but life's easier just being in ETF and mutual funds that are 5 star and perform well.
FXAIX, FTEC, SCHD :)
FTEC is so good, half the expense ratio of qqqm
Absolutely true
FTEC for me
100% VTI since 2011 🇺🇸
U never added nothing else?
damn man, ballsy move. Though has paid off so far, is a pretty risky play.
You win! 🔥🔥🔥🔥
@@lanaslv32 nope, just VTI with whatever cash I have at the end of the month.
@@moniquemichelle7295 you can too 🤗
VOO -30% (s&p500)
SCHD - 30% (Dividends)
QQQ - 30% (Growth)
individual stocks -10%
i like to invest occassionally in up and comers. regardless of if its a stock, etf or crypto. you just never know. im happy to lose a little for the potential of gaining alot. i wont always win doing this but smart choices it just feels good whwn u see it pay off.
I have watched several of your videos and set up my kid's custodial accounts with your recommendations.
Great video ! I’m 56 yrs old and my portfolio : VTI 50%,SCHD25%,SCHG15%,SMH10% … this year looks so good so far !
I like it!
43% SCHD 28% SOXQ 28% JEPQ
*Wow, it's crazy how some people can become multimillionaires by investing just $10K in trading within a few months, while others have to work for 40 years to reach $1M in retirement savings. The power of smart investing, right?*
The thing about being successful is working towards it smartly and not just talking about it
I've been trying to trade but I keep making losses and it's frustrating
If you are using really a good broker or account manager is easier to earn from the market
That's true. a lot of people today have been
having a ton of disappointments in forex and crypto trading in light of helpless direction and awful specialists
I have a desire to invest heavily in one of the financial markets
How do I reach out?
Any recommendations?
In 2024,don't set new year financial goals without consulting a financial adviser. There expertise ensure a solid plan for success. Building wealth involves developing good habits like regular putting money away in intervals for solid investments.
Thanks for the advice! I'm new to financial planning and wasn't sure where to start. Any tips on finding a reliable financial adviser or resource to guide beginners?
I agree. Based on personal experience working with an investment advisor, I currently have $350k in a well diversified portfolio, that has experienced exponential growth. It is not about having money to invest in stocks,but also you need to be knowledgeable, persistent, and have strong hands to back it up.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. who is the driving force behind your success?.
Marie Ann Treloar...
She’s the license coach I use.
Great video as always Professor G. Because of you i started investing on Roth IRA and Brokerage account and I followed your 3 fund portfolio 40%SCHD 30%SCHG 30%VOO and so far they all doing great. Thanks to you
Both SCHs are doing good with Prof. G’s video. Will try to take on VTi or VOO, but still “addicted to SCHD”, for the price appreciation and dividend growth😂.
My top three would be SMP 500 (Business), SCHD (High Dividends), and NVDA or an ETF that covers AI companies (AI is the future).
That’s all you need folks. Unload everything you got there and park it.
Thank you for this video, has made me wonder if i am going too tech heavy on my efts and need to go back to those with proven track records
The first category one is an example of time in the market is better than timing the market
Like other videos, your this video also is fantastic. I eagerly wait for your video in the week as it provides lot of knowledge and right guidance.
I appreciate the love!
This method is perfect for taking the stress and worry out, dca in no matter what the market does, go harder when it down, just about as close to guarantee long term performance as you can get. Awesome stuff man!
What means dca sir?
@@MJ-nd9oy dollar cost average. Put in what you can no matter what the market does, up down or sideways, always be buying
BTC, QQQM, VTI
BTC…HODL!
This guy speaks straight facts. Keep it simple. You don't have to be rich to invest for retirement, just disciplined. Create healthy financial habits and don't listen to people that buy shiny things they can't afford. Go see a pro at least once. Keep it strictly fiduciary and come up with a plan, (it's worth every penny trust me). Open a brokerage account yourself, cost average rain or shine and you're good to go. Don't get your advice from the lunchroom table at work. Pretty simple.
Steve USA
Very well said my friend and thank you!
Professor fresh fades … I’m think bout a small allocation hedge
- gold
- vnq
- VBR
- PHO ( water play )
-COWZ
- ICLN ( clean energy )
I like your perspective on ex-US investing with regards to the internet. I had not thought about it from the perspective of how the business landscape has changed world-wide.
🏆 thank you! I’ve been researching that for a while and feel strongly!
1/4th VOO
1/4th QQQM
1/4th SCHD
1/8th JEPI
1/8th JEPQ
(Very small amount) VB
It may not be the most efficient strategy, but the dividend income (with DRIP) does 2 things:
1) Emotionally, I feel more confident having the actual number of shares accrue over time, rather than just capital appreciation. Feels like a failsafe, even if it’s flawed logic.
2) Behaviorally, I’m motivated to continue DCA’ing when I see monthly/quarterly dividends roll in that continue to increase as I continue to invest. Very tangible reward for investing.
I need to look more at JEPQ
@@NolanGouveia it certainly doesn’t fit your 10 year test, since it was only just created. I’ll admit, I’m fairly new to investing. That said, it has similar holdings to QQQM, but unlike QQQM, JEPQ is a covered call fund. I see it as a way of taking some dividend yield on the QQQM allocation. Dividends just make more sense in my mind than growth. The same goes for JEPI and S&P 500.
Really, I’m trying to match your 3 fund portfolio that tracks the 3 big indexes, but add a bit more dividend yield.
S&P 500 - VOO & JEPI
NASDAQ 100 - QQQM & JEPQ
DOW - SCHD (which has dividends)
The current weighting is scewed towards dividends, because I’m betting 2024 is a down year for stocks and DRIP excels during down years. Just a guess based on nothing more than a hunch.
You’re the best. I’m still learning thanks for simplifying things and give us information needed to invest.
God bless.
What do you think of JEPI ETF
I’m keeping my weekly DCA with VOO, QQQM and SCHD. Thanks Professor G!
Great video! Thank you so much! How much of my investments should be in ETF’s? Should I also have CDs and T-Bills? Thank you.
Here are my three "core" ETF holdings for great worldwide coverage: HERD, AVGE, and FDIF, you can add intermediate bonds or alternatives to your portfolio plus a Margin of Safety component of a short-term T-Bill ETF, and a money market fund for now.
I buy VOO, VTI, QQQM, VGT and SCHD every werk
voo or vti pick only one ,they are the same 99%
I am holding SCHD and SPLG now. 😊
Great picks!
Schd gets more likes due to slightly higher dividend yield over vym but the one year and year to date total return on both clearly defines the saying not to just chase dividends. Vym also tends to hold up better in choppy waters.
So: foundation (S&P 500 or total US stock market), dividend, and growth 👍🏽
Bonds and global/non-US etf 👎🏽
&
Even split between the 3 👍🏽 is most neutral
Thanks for the video brother! I've been taking your advice for about 6 months now. Going 1/3 on VOO/SCHD/QQQM. Loving the results so far! I did dump a few K into SMH a while back as well and that has been amazing with its return.
You’re crushing it!
250 shares in VFV and 150 shares of XQQ with $150/$100 added bi-weekly.
Nice work!
Fantastic Video Professor!
You never talk about Vtv?= value etf
Is there a reason?, please share your thoughts as I value your opinion.
I realize it’s slow growing but can help your portfolio in a down market?,
Splg,Schg,Schd, Vtv,Ftec are my choices.
Prof G - very cool video! Thanks for your thorough work
Do you maybe know the equivalent of SCHD for Europeans folks?
Thanks
VOO, SCHD, QQQM 👏🏽🙌🏽
Great video and subscribed!
What are the UK Equivalents of these please ?
I would say:
- VUSA
- VWRL
- EQQQ
(invest at your own risk)
@@MartaCangaagree, though I went with VUSA, VHVG (Global Developed World) and IITU (S&P500 Infotech, much lower fee than EQQQ and huge overlap in the underlying equities)
IITU
This was very enlightening! Thank you Professor G, and all you guys in the comments! Very informative! 😊
Thankyou for watching!
I’ll stick with my Vanguard ETF’s and sleep really well at night and pay a VERY low fee. Thank you.
50% FSKAX, 25% SCHD, 25% FSPGX
hello professor , im 15 years old and in the growth category i hold 2 etfs ( qqm,schg ) is it bad ?
Hi professor, here in Canada we have XEQT. What category of the funds you mentioned do you think it falls under? Would it still work with this portfolio?
Myself invested heavily in the reits sector and hold vti and voo and wm and McDonald's and the schd and my own Bank just to name some of my portfolio plus treasures etf and oil physical silver and gold and numismatics
One of the best videos I’ve seen!
I appreciate the feedback!
I like S&P 500, I like High growth like QQQM, and I like SCHD. - How do you feel about mid and small caps? You seem to have left out funds like VXF and AVUV. Also, you left out crypto. I'm bullish on BTC atm. Thanks!
Is overlap between these ETFs a concern?
Or is the idea to focus on the overall S&P 500 and leverage different types of wealth building?
i.e. Value, dividends, and growth?
Brk-B 55 schd=30 schg=15 for a 70 y o still working PT
so as a retirement portfolio in retirement ?
Great update. Since I first saw your idea, I thought this approach was worth researching. Now I would recommend it to anyone. I have my own experience curve and I would much rather invest in growth and div etf than intl and bonds. I'm currently selling lagging stocks and shoring up S&P 500, SCHD and growth etf's. Thanks for your insight. Cheers
This makes me happy to hear!
Thanks for the update!
You’re welcome!
I always check top 10 holdings in my ETFs - often I find they all have the same top 10 no matter what type they are to be.
In large cap market weighted funds yes this is generally going to be true
Nice legit videos an knowledge
Thank you seriously ❤
Certainly. Exchange-Traded Funds (ETFs) are popular for long-term investments due to their diversified nature. ETFs offer exposure to a wide range of assets, such as stocks, bonds, or commodities, which can help reduce risk. Some top choices for long-term investing include broad market index ETFs, sector-specific ETFs, and bond ETFs, as they provide potential for growth and income over an extended period while minimizing the risk associated with individual stocks.
Numerous compelling stocks span various industries for you to consider tracking. While it's not necessary to act on every prediction, enlisting the guidance of a financial advisor is advisable. They can assist you in determining optimal entry and exit points for purchasing and selling shares or ETFs, ensuring well-timed decisions aligned with your investment goals.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I appreciate the implementation of ideas and strategies that result to unmeasurable progress. Being heavily liquid, I'd rather not reinvent the wheel, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
Finding financial advisors like Natalie Noel Burns who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
Natalie has the appearance of being a great authority in her profession. I looked her up online and found her website, which I reviewed and went through to learn more about her credentials, academic background, and employment. She has a fiduciary duty to protect my best interests. I sent her an email outlining my objectives and also booked a session with her; thanks for sharing.
"Dollar Cost Averaging" is the golden word. Do this on an S&P500 Fund/ETF. My slopping investing got me 32% from it in the last 3 years. As i look to make additions to my 650k portfolio, What stock do you think has the best chance to 10x in 5 years?
Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals. Partnering with a financial advisor can help streamline your strategy.
@NO-TIME170 Right, a lot of folks downplay the role of advisors until being burnt by their emotions, no offense. During the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my portfolio has grown by 25% every quarter since Q3 2020.
this is all new to me, How do I find a suitable fiduciary advisor, can you recommend any?
I've stuck with the popularly ‘’Melissa Elise Robinson” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look her up.
Thank you for sharing, I must say, Melissa appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled
I have a 3 fund for my Roth account with an 80/10/10 split (US stock, international stock, US bond) and reinvesting dividends. I just started keeping some "odds and ends" ETFs in a taxable account just to have and those consistent of SPY, SCHD, DIA and FBCG although I'm considering ditching the last one and just going all in on the first 3.
I like it!
After doing my research on SCHD I came to the same conclusion, but I started to invest in 2022 and 2023 and those years sucked for this ETF. Now I have recency bias against it. I understand this is a longer play and if you are 30 that’s all well and good, but I have 10 years to invest and I need to make it count. I’m not sure index ETFs are the way to go,
Awesome video! Thanks professor, cheers!
Thank you for watching!
I work grave shift, I’ll be asleep by the time your live starts. Regardless looking forward to watching the replay 🤘.
But aren't you doubling up by investing in VTI and VUG or QQQM. Aren't they the same companies in both sets of funds? What are you thoughts on TIPS and AGG?
I enjoyed the analysis on the comparison between SCHD and VYM. I see the market edge score is avoid on SCHD. Can you comment on that and if now would be the time to buy if your in for the long haul. Also can you comment on what your thoughts are on DGRO as I have been looking at that as well.
I’m definitely continuing to buy schd especially now!
287 shares return is 23% in VOO 285 shares in SCHG return is 39% ASML 6 shares 237% RACE - 11 shares - 132%
you don't have profit till you sell.
You have a lot of overlap😢
I am adding equities and exchange-traded funds (ETFs) to my portfolio. I've set aside $220,000 with emphasis on inflation-indexed bonds and companies with solid cash flows, but I'm also curious about any short term earnings.
Simply put, if you’re not investing in dividend stocks, you’re doing it wrong.
While the current market offers short-term profit potential, it's crucial to note that executing such a strategy requires expertise and skill of a market professional.
This is why I stopped listening financial advise from UA-camrs, because at the end of the day, I end up with a bunch of confusing stocks. In reality, all I needed was a true expert to take advantage of the market
This is why I stopped listening financial advise from UA-camrs, because at the end of the day, I end up with a bunch of confusing stocks. In reality, all I needed was a true expert to take advantage of the market
I've been seeing similar suggestions on news but the challenge is how to find them. would you be kind enough to recommend a decent one like the one you use?
I’m 37. Started investing couple weeks ago. Bought 3 shares of VTI. Planning to buy 2-3 shares every month. What etf would you also recommend to buy?
Thank you! Professor ❤
Feel the same about QQQM.
Ive been watching your channel for a while, and recently I’ve seen my wife has been joining me too. But I think she’s joining for other reasons…
Happy to help both of you whereever I can :-)
Appreciate the video, as always!
Isn’t there lots of overlap in the proposed portfolio ? Surely a lot of VYM and VUG are already in VTI since VTI covers most of the US market. Also, isn’t the avoidance of international stocks a form of performance chasing? Or rather, a form of bad performance avoidance? There’s so guarantee international stocks will continue to underperform US stocks going forward, especially over a 20+ year period.
Just seeing this now, but was doing quite well last 2 years with JEPI, JEPQ and DGRO. Around 50% of the stock portfolio, other half individual stocks. But good advice here sure.