Credit Card Explained!

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  • Опубліковано 10 чер 2024
  • Get HDFC Regalia Gold Credit Card - www.hdfcbank.com/personal/pay...
    --------------------------------------------------------------------------------------------------------------------------------------------------
    In this video, we will discuss credit cards in detail and explore their different types, selection criteria, ideal quantity, risks, benefits, and proper usage.
    Despite concerns about accumulating debt, when used responsibly alongside debit cards, credit cards offer numerous advantages that align with your lifestyle.
    Apart from rewards, I will provide insights on how to optimise your credit card usage, covering everything from choosing the right card to maximising promotions and discounts.
    --------------------------------------------------------------------------------------------------------------------------------------------------
    00:00 - Introduction
    01:04 - Types of Credit Cards
    01:07 - Travel Credit Card
    02:21 - Shopping Credit Cards
    03:11 - Reward/Cashback Credit Cards
    03:43 - Luxury Credit Cards
    04:53 - How do you pick the right Credit Card?
    05:29 - How many Credit Cards should you have?
    06:00 - What are the risks involved?
    06:42 - How do you use it the right way?
    --------------------------------------------------------------------------------------------------------------------------------------------------
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    🎥 Video Edited by Ayush Verma
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    #creditcard #Ad #GoldenSideOfLife #CollabwithHDFCBank #HDFCBankRegaliaGoldCreditCard #HDFCBank #LuxuryLiving

КОМЕНТАРІ • 244

  • @krushnamangulkar2589
    @krushnamangulkar2589 Місяць тому +102

    Your video's getting less towards value addition and more toward gimmicky paid promotions

    • @milanvishnoi
      @milanvishnoi Місяць тому

      Totally agree have been observing this pattern lately with his videos

  • @AshishSonwane
    @AshishSonwane Місяць тому +49

    We lost one honest financial educator...

  • @CallMeKRSNA
    @CallMeKRSNA Місяць тому +192

    Koi nahi bolega sponsorship k liye pura video hai😅😅

    • @sanchit_sharma1082
      @sanchit_sharma1082 Місяць тому +1

      😂😂😂

    • @rajkootrapali
      @rajkootrapali Місяць тому +16

      Even Finnovationz By Prasad made a similar video just to promote the card.

    • @Pavankumar-sv5fo
      @Pavankumar-sv5fo Місяць тому +3

      Yes.... I learnt a lot from Pranjal but videos like these steer people away from him... This video feels too much sponsored.... Hope he comes to his old fashioned way of teaching content to us....

    • @Pavankumar-sv5fo
      @Pavankumar-sv5fo Місяць тому

      Also recently shaadhi hua hai naa karche bad Goya hogaa.... 😂😂😂.... Ghar tho chalna hai naa😂

    • @rajkootrapali
      @rajkootrapali Місяць тому

      @@Pavankumar-sv5fo It is ok to take sponsorships. Its up to you if you want to get the product or not. He has provided a lot of knowledge in the past for free. So what's wrong in earning a bit as well. Afterall everyone earns money and tries to earn more and more. As long as you do not face any financial loss, you have no problem with it right?

  • @jsjibin
    @jsjibin Місяць тому +65

    He is fully oriented now on advertising. I’m unsubscribing it😢

    • @user-db9vw7si3x
      @user-db9vw7si3x Місяць тому

      Koi mudde ki baat Nehi karte hain sirf catchy name lagate hain

    • @kavindrakr
      @kavindrakr 22 дні тому

      Same here

    • @AllomanticSquash
      @AllomanticSquash 19 днів тому

      Any alternative channel recommendation?

  • @veeresh_22
    @veeresh_22 Місяць тому +32

    It's official now, his content has saturated.
    Time to unsubscribe.

  • @anuraagdubey8994
    @anuraagdubey8994 Місяць тому +109

    Promotion of HDFC Credit card 💳😂😂

    • @goolqui
      @goolqui Місяць тому +2

      Pranjal is not trust worthy

    • @ritesh1920kumar
      @ritesh1920kumar Місяць тому

      Bhai agr promotion hi kiya hai to isme problem kya hai😮

    • @anuraagdubey8994
      @anuraagdubey8994 Місяць тому +3

      @@ritesh1920kumar Credit card explained kyu likha hai?

    • @goolqui
      @goolqui Місяць тому

      @@ritesh1920kumar simp hoyo na bhai. Gorute pod mere debe.

    • @Pavankumar-sv5fo
      @Pavankumar-sv5fo Місяць тому

      ​@@ritesh1920kumarpromotion karna galat nahi hai... But only promotion karne ke liye ek video banaake usko misleading title dhena galat hai.... U loose ur credibility this way

  • @himansh1675
    @himansh1675 Місяць тому +26

    Pranjal sir, it's been a while any real useful and non promotional video has been made by you. Please look back your streams from few years back and now.

  • @shinceshaiju5107
    @shinceshaiju5107 Місяць тому +18

    After marriage his expenditure increased and 😅left all his ideology

    • @rdxgaming3488
      @rdxgaming3488 Місяць тому

      His wife is also a youtuber😅😅

    • @arun8685
      @arun8685 15 днів тому

      ​@@rdxgaming3488maal hai

  • @Thepunemh12
    @Thepunemh12 Місяць тому +17

    The title should have been "HDFC Vigalia explained" instead of 'Credit cards explained'

  • @user-ku9wv1ux6c
    @user-ku9wv1ux6c Місяць тому +21

    Poora focus HDFC ka card kese becha jaye😂😂

  • @mohitsinghal7870
    @mohitsinghal7870 Місяць тому +11

    why this doesn't have include sponsership tag on video, while it is guidelines from youtube and you were used to criticise other youtubers for not doing it
    now you are doing breaking your own rules

  • @vanshgada5663
    @vanshgada5663 17 днів тому +2

    Missing Old Videos of Pranjal Sir which was made with full Transparency

  • @mohammedabrar8243
    @mohammedabrar8243 Місяць тому +6

    Thank you sir today I ordered swipe machine..

  • @VivekRai05
    @VivekRai05 Місяць тому +8

    hey Pranjal where is the paid promotion tag on the video. Dont become what you criticized.

    • @kartikeyagupta1466
      @kartikeyagupta1466 Місяць тому

      It is present in the beginning.. In disclaimer

    • @VivekRai05
      @VivekRai05 Місяць тому

      @@kartikeyagupta1466 it's important to add the tag which shows up on top of the video

  • @vikashpanchal5051
    @vikashpanchal5051 Місяць тому +12

    Credit card Matlab Ki Tum Hamesha karje Mein Hi Rahoge😂😂😂😢😢😢

  • @sayantaniguha8519
    @sayantaniguha8519 Місяць тому +1

    Is it better than Google pay rewards?

  • @malarambabu746
    @malarambabu746 Місяць тому

    Hi all, this month I taken Quant small cap fund direct plan, Quant flexi cap fund direct plan and Motilal oswal mid cap fund direct growth fund. Is this my portfolio is correct. I'm confusing please correct me because Quant small and Quant flexi have some common stcoks. So is this good to continue or else can I choose another funds. If I'm wrong please correct my portfolio. Whats are the funds can I taken for better returns. I can handle risk. I'll hold for 10+ years.

  • @Chhexxy
    @Chhexxy Місяць тому +1

    Informative, btw why don't you make video on different banks credit card and which is best to use

  • @anoopkhare89
    @anoopkhare89 20 днів тому

    Kya credit card se loan repayment Kiya ja sakta hai । Agar Kiya ja sakta hai to iska cibil par kya effect hota hai । Pranjal kamra ji please respond

  • @abhilashjacob7631
    @abhilashjacob7631 18 днів тому

    Good Video . Helpfull

  • @SaanVideos007
    @SaanVideos007 19 днів тому

    Hello pk sir.... Koi personal loan time sa phala repayment kar du to loan amount kuch Kam ho sakta ha ????

  • @Viishal_Sahu
    @Viishal_Sahu Місяць тому

    Please sir make on detail video how to analyse profit and loss statement vs cash flow statement

  • @DIPAK.O
    @DIPAK.O 28 днів тому

    This video Best video ever of cradit card ❤❤❤❤

  • @adheergupta1897
    @adheergupta1897 Місяць тому

    Only access is complimentary. Food intake is to be paid for. I have not found food to be free anywhere. Only entry is not charged

  • @SunilPatel-xg2rx
    @SunilPatel-xg2rx Місяць тому +4

    Pranjalbhai, I didn't expect from you. Aisa video aapki quality se match nahi ho raha!!

  • @sakshamjakhar7776
    @sakshamjakhar7776 19 днів тому

    Hey Pranjal Kamran I really enjoy your videos!could you please make a reel for fungro!
    I love to see it thanks

  • @FACTS-if6pk
    @FACTS-if6pk 27 днів тому

    Sir ab aap finology by ticker per Kam ya update nahi keate ho kya please reply jarur dikye

  • @divinesamrat4977
    @divinesamrat4977 28 днів тому

    Sir please make a video regarding stock markets' continous fall

  • @jashanbhatt
    @jashanbhatt 24 дні тому

    When i was in india i have never used a credit card but in Canada things might be changed i don't need a credit card here but there is a rule in canada.. they always checked credit score for anything you buy here so this video is very helpful for me 👍

  • @AryamaPandey-bv5sx
    @AryamaPandey-bv5sx Місяць тому

    Hello sir maine L&T FINANCE se personal loan liya phir L&T ke trf se call aaya auto debit mendate activate krne ke liye aur phir jo loan amount credit hua tha wo sb bank account se ud gya sir ab emi v ktega kya kre?? Please guide mai fans gya hu

  • @mishti471
    @mishti471 Місяць тому

    Thank u sir

  • @manishrakundla8205
    @manishrakundla8205 Місяць тому +1

    Mast ad diya hai bhai ne !!!!

  • @sanketseth3231
    @sanketseth3231 Місяць тому

    Please make a detailed video on ETF. Best ETFs. Pros and cons. Please 🙏🏿

  • @vishaljadhav313
    @vishaljadhav313 Місяць тому

    Sir due date kay 1 ya 2 bin baad payment Kiya to kya Hota Hai late fee and intrest lagta hai kya 4:39

  • @adheergupta1897
    @adheergupta1897 Місяць тому

    Why no blogger talks about dividend yield fund. Returns are much better in this category.
    Please make a video on this segment also

  • @KuDiwakar
    @KuDiwakar Місяць тому

    Sir Loan against share par video banaye 😊 apki sari video informative hoti hai

  • @rohangore98
    @rohangore98 Місяць тому +3

    aap bhi aa gaye sponsorship me..

  • @ashumandal0045
    @ashumandal0045 Місяць тому

    How to raise complaint to credit bureau regarding low credit limit

  • @BiswajitDas-sg2dy
    @BiswajitDas-sg2dy Місяць тому

    Sir koi acchi index fund bare may bataiye please.

  • @vikashkumar01178
    @vikashkumar01178 Місяць тому +1

    sir why you stop uploading stock market vedios

  • @ShantanuM06
    @ShantanuM06 Місяць тому +4

    Dear Pranjal Kamra,
    You have earned lot of trust in the last few years through your videos. Dont loose it. You may get views initially by putting gimmicky title but it wont help in long run and you will start loosing your hard earned trust of your viewers.
    If you want to promote any particular credit card of a particular bank, then do so with proper title.

    • @Pavankumar-sv5fo
      @Pavankumar-sv5fo Місяць тому +1

      Bang on.... Crisp & to the point

    • @Priyanshsinghurajput369
      @Priyanshsinghurajput369 Місяць тому

      It's just a credit card dude ,not drugs,or anything which could harm you guys 🤷🤷🤷🤷🤷

    • @ShantanuM06
      @ShantanuM06 Місяць тому

      @@Priyanshsinghurajput369 it's not about credit card or drugs or any other product dude.. It's about transparency and honesty. Till now Pranjal Kamra has been honest and transparent to us. Expect the same from him. That's it.
      Hope it's clear to you now.

  • @akshayrajadnya5624
    @akshayrajadnya5624 Місяць тому +1

    Rlease of Finology 30 is becoming like GTA 6

  • @bhaskargupta2648
    @bhaskargupta2648 Місяць тому

    Sir.......ola electric IPO ke bare me video banaiye......can I buy this IPO

  • @user-ie5fy8dy4h
    @user-ie5fy8dy4h Місяць тому

    Sir ticket finology information is different from annual report and stock screener
    Plzz solve this problem for your exponential growth❤❤

  • @AshishPrajapati-wi1gw
    @AshishPrajapati-wi1gw Місяць тому

    Ek no office setup kar rhe ho avinash one me 😊

  • @VishalSoni-wl2kc
    @VishalSoni-wl2kc Місяць тому

    Please ,speak some about a company named wardwizard innovation and mobility

  • @nikhilsinghnaruka2845
    @nikhilsinghnaruka2845 Місяць тому

    A simple doubt can we have two mobile number for two different bank account.? Like one mobile no which is not linked to adhar card but linked to bank of maharashtra account and another one that is linked to adhar card and also linked to state bank of India account. Is this possible in any way kindly reply.

  • @ThalapathyMaster
    @ThalapathyMaster 2 дні тому

    I just watched 7 min ad of HDFC

  • @nitinbansal229
    @nitinbansal229 Місяць тому +1

    Ak video idea share per banaya sir ji👍

  • @koushiktiwari2729
    @koushiktiwari2729 23 дні тому

    Sir aap deep fundamental analysis par bnao please

  • @bharathhkrishna
    @bharathhkrishna Місяць тому +1

    Bro go complete your value investing course or 100 day finance
    Your content is great but stay consistent

  • @rajk9825
    @rajk9825 26 днів тому +1

    Kamra sahab be like mere paas HDFC ke 2 hai or unhone bola hai k aise he video Banate raho Teesra bhi de denge😂😂😂

  • @manishrakundla8205
    @manishrakundla8205 Місяць тому

    Next time, would like to know, HOW does a Bank earn by issuing CREDIT CARDS ?

  • @OyeViraj
    @OyeViraj Місяць тому +1

    Prasad ne bhi yahi video banaya same time same sponsor
    Wow HDFC 😂

  • @sanjivsrivastava9456
    @sanjivsrivastava9456 Місяць тому

    Please explain how credit card companies make money?

  • @kailasbhere
    @kailasbhere Місяць тому

    sir, muze lagta hai ki aap bhi credit card ke offer kelalach me fas gaye sayad...

  • @Incomefy
    @Incomefy 22 дні тому

    Apke jaisa trader kaise banu..
    Dekhte hi dekhte ap kaha se kaha pahuch gaye sir❤

  • @MAHADEVSANKAR-wn2ei
    @MAHADEVSANKAR-wn2ei Місяць тому +1

    Super 30 jesa chhe lane vale the kya he ? Kab ayega 30 stocks ??

  • @MDJALALJALAL-ul7hc
    @MDJALALJALAL-ul7hc Місяць тому +2

    Finology 30 lunch kab hoga sir please batye

  • @arpanaminj10
    @arpanaminj10 15 днів тому

    Old used clothes sell karne wale app jaise free up,poshmark, courtlook, kiabja kya ye sare apps kitne genuine hain , kya in apps par bharosa kiya ja sakta,kya aap bata sakte hain please is par bhi video banaiye

  • @igdeba3622
    @igdeba3622 Місяць тому

    icici midsmallcap 400 index fund sir iske uper ak video banaye sir

  • @subhankarmaity4114
    @subhankarmaity4114 17 днів тому

    sir you ULIP plan ke upar ek video banai hai na

  • @akashmahato3164
    @akashmahato3164 27 днів тому +1

    Sir app kab aayega

  • @prasaddas5090
    @prasaddas5090 Місяць тому

    basic things know all who using credit card

  • @hemantghatawal833
    @hemantghatawal833 Місяць тому +2

    Thumbnail pe photo gazab hai

  • @muhanishchouhan9501
    @muhanishchouhan9501 18 днів тому

    I think title for this video should be - HDFC Regalia Gold Credit Card Explained!

  • @AmitKumar-oy4dz
    @AmitKumar-oy4dz Місяць тому

    Investing course ka kya procedure hai.....pls btaiye....bhot bar msg kr chuka hu.....aapka reply nhi ata

  • @shivanshuaggarwal
    @shivanshuaggarwal Місяць тому

    Time to clean up my subscription list

  • @RaviRay-hg8el
    @RaviRay-hg8el 29 днів тому

    How to get your book please tell me sir 😢

  • @pradeepkrmahato7234
    @pradeepkrmahato7234 Місяць тому +1

    Mutual fund ka bhi Video Banayein Sir ji 🎉🎉

  • @vipulkadam3638
    @vipulkadam3638 Місяць тому +1

    Sir sriram finance ke uper ek video banao

  • @ashapalrecha9678
    @ashapalrecha9678 Місяць тому

    Nice

    • @ashapalrecha9678
      @ashapalrecha9678 Місяць тому

      Debit card se jo nahi le sakte usko credit card se mat lo, ( ekdum right )

  • @nishanttirkey7304
    @nishanttirkey7304 Місяць тому

    The only thing i like in this is "dont buy anything which you can buy with your debit card"

  • @samarthdevale1402
    @samarthdevale1402 Місяць тому

    After staff, now bank have also started to pressurize influencers to sale credit cards? It's a never ending trap. Use credit card wisely, only incase of emergency. Majority of Indians earn under Rs 30000, not advisable to take debt. Please do not fall in trap of seeing fancy offers, airport loungues etc. A good sleep is more important than to think of emis and paying debts!

  • @shirshN
    @shirshN Місяць тому +2

    How can you advertise openly without adding paid sponsorship? Dusre finfluencero ko gali marte marte khud b waise hi bano

  • @xdswaroop
    @xdswaroop Місяць тому

    Iam a college student i am in huge problem please tell me any idea so i can earn money even 8k-10k is enough for me please any site need work from home i need to study too 😭😭😭

  • @satishpatel8461
    @satishpatel8461 17 днів тому

    Pranjal sir, prank video bana rahe ho kya? 😅😂

  • @taherali-yt1yc
    @taherali-yt1yc Місяць тому

    Ye video me HDFC ka reghaliya credit card ke baray me hai pura,sponsored hai kya😅?

  • @DeepKumarOO7
    @DeepKumarOO7 Місяць тому +1

    Hum first hum first 😂😂

  • @suman2928
    @suman2928 Місяць тому

    Ek din let hone pe bhee interest lagta hai kya sir?

  • @vineetkeshri4118
    @vineetkeshri4118 Місяць тому

    @pranjal sir mujhe update mutual fund bataiye

  • @devendersingh3042
    @devendersingh3042 Місяць тому

    1)Hindustan aeronautical limited
    2) BSE stock
    3) Tata motors
    4)Jk tyres
    5) Bajaj auto
    भाई जी मैं 40 लाख इन्वेस्ट कर रहा हूं इन 5 stock mein long term ke liye क्या यह सही रहेंगे या नहीं ?
    इतना तो बात ही सकते हैं

    • @AAMINVESTORofficial
      @AAMINVESTORofficial Місяць тому

      Agar aapko stocks ke baare me knowledge nahi hai to long term keliye aap 40 lakh jaise amount ko mutual funds me invest kijiye... jyada accha rahega... mujhe aapki umr to nahi pata lekin long term agar 15... se 20 saal hai to small cap mutual funds acche rahenge... kisi ek fund me daalne se bachen... 4 se 8 funds me lagayen 🙂 happy and safe investing

  • @AkshayKumar-xg5wv
    @AkshayKumar-xg5wv 8 днів тому

    Koi kuch nahi bolega
    Bhai ko v paiso ki jroort ho skti hain 😌

  • @amanrehman8281
    @amanrehman8281 Місяць тому

    We lost him guys. We lost him. It's a sad end.

  • @abhishekchaudhary4112
    @abhishekchaudhary4112 Місяць тому

    never ever expected such a video from you pranjal.. this is so naive

  • @himangdesai65
    @himangdesai65 Місяць тому +1

    Sir agar sponsered video hai to kam se kam announce to karo ki video sponsered hai, aap se ye expections nahi thi.

  • @vikrambisht5973
    @vikrambisht5973 25 днів тому

    Bhai logo ho sakta hai, ye paid promotion Naa ho aur sir ne apni Dil ki baat share ki ho, but Aisa hone ke chance Kum hi hai. So, pranjal sir clarify this in next video or agar such me ye paid promotion thaa to please to aap apne banaye huve rule na tode kyuki hum aap par bahut bharosa karte hai aur ye maante aaye hai ki aap without paid promotion jo sahi hota vahi apne channel par dikhate ho.

  • @indian_8899
    @indian_8899 Місяць тому

    Finilogy ka app ni h kya koi

  • @Matty19
    @Matty19 Місяць тому +1

    7 mins long HDFC ad

  • @CallMeKRSNA
    @CallMeKRSNA Місяць тому +1

    I have kotak 811 Dream Card, LTF😅

  • @sahilyaduvanshi3362
    @sahilyaduvanshi3362 Місяць тому

    ATTENTION PLEASE -
    Pranjal sir pls make a video on NPS , sabke kam aayga ,, show comparison ki 30 yr nps vs 30 year sip kya best hai ek tax payer k liye (consider we are in 30% tax slab old).
    Don't be always in paid promotion yar, kuch aisi kam ki videos bhi bana lo please,
    Guys support me if you also agree with me if u r a tax payer salaried person

  • @rahulthakre960
    @rahulthakre960 Місяць тому

    Isiliye pahle comments read karta hu ki aage dekhu ya nahi 😂 kono firki le rha h....

  • @karthiknr9142
    @karthiknr9142 Місяць тому

    bhai card se acc me paise kaise transfer kare without charges, ais ekuch kam ke bathe bathao ye promotion chod kar!

  • @mohammedislam6736
    @mohammedislam6736 Місяць тому

    Basically HDFC Regalia Card lena hain ye hain Point poore video ka.. Pranjal Bhai i respect you a lot but this type of videos put a question mark on your credibility.. Please refrain from creating video just for the sake of promoting a product.

  • @raghvendramaurya9430
    @raghvendramaurya9430 Місяць тому

    👍👍

  • @trading__psychology__1
    @trading__psychology__1 Місяць тому

    Sponsorship k naam pr puri video he bna daali or 2500 annual fee remove krne k leeya 4 lack kuch jaada nii hai 50k yha 1lack hoota fir b thhik tha

  • @NileshChopra
    @NileshChopra Місяць тому

    Middle class aadmi hu... Shows regalia 😂

  • @SHAREPICKER
    @SHAREPICKER Місяць тому +3

    Iss video ko dekh kis kis ko maza nahi aaya 😅😅

  • @Priyanshsinghurajput369
    @Priyanshsinghurajput369 Місяць тому +1

    OHH , PEOPLE IN THE COMMENTS BELOW CRITISING HIM,just because it's a paid promotion,he is not promoting anything anusual.🤷 it's just a credit card,
    Agar paisa mill rha hai kisi normal chiz ko promote karne me to kya dikkat hai 🤷
    BKL...O

  • @webhook4729
    @webhook4729 Місяць тому

    Sir Starting mein btaa diyaa kro naa video sponsored hi..!!