Practical Financial Plan for Life

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  • Опубліковано 10 чер 2024
  • Buy Term Plan & Get Online Discount Upto 10%👇- bitly.ws/3d6Nz
    In the video, we have discussed the common financial planning mistakes that people make and how we can assist them in making their plans successful. The video dives into the details of people's mistakes in their financial planning and offers solutions to overcome them.
    Additionally, the video discusses the benefits of term insurance and how it can be used to secure financial stability. Lastly, the video suggests the best place to find comprehensive financial resources to help individuals plan their finances effectively.
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    00:00 Introduction
    00:28 Why don't most financial plans work?
    01:08 Ignoring the 'what-ifs'
    04:08 Know about Term Insurance
    04:47 Affordable Term Plan
    05:28 How will your Financial Plan work?
    10:54 How much should you invest?
    11:57 Compare Term Plans
    --------------------------------------------------------------------------------------------------------------------------------------------------
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    --------------------------------------------------------------------------------------------------------------------------------------------------
    Video edited by Ayush Verma
    --------------------------------------------------------------------------------------------------------------------------------------------------
    📓 Investonomy by Pranjal Kamra - amzn.to/3BLeviA
    --------------------------------------------------------------------------------------------------------------------------------------------------
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    #terminsurance #financialplanning #paidpromotions

КОМЕНТАРІ • 208

  • @pranjalkamra
    @pranjalkamra  3 місяці тому +13

    Buy Term Plan & Get Online Discount Upto 10%👇-
    bitly.ws/3d6Nz

    • @Farmer809
      @Farmer809 3 місяці тому

      Sir mae Apki sabhi videos dekhta hu.Lekin aapke UA-cam channel par ek cheez ki kami hae vo hae podcast aap investing ke podcast suru kigiye

    • @Farmer809
      @Farmer809 3 місяці тому

      Phir Aapka you tube channel rocket tarah upar jaayega

    • @thinkvinaysingh
      @thinkvinaysingh 3 місяці тому

      Sir hum log apke subscription Lena chahte hai but payment bhut high hai kyoki ye yearly wala Lena mushkil hai so please Kam se kam monthly plan tho start kre... jisse hum sabhi log le sake.
      Thank you
      Reply me

    • @bibinthomas1048
      @bibinthomas1048 3 місяці тому

      Hello Pranjal, Please share your views on microcap index 250 investing. Thank you.

    • @niru14021987
      @niru14021987 3 місяці тому

      @pranjalkamra when you will introduce finology 30 stocks. I am keep waiting for this. Kindly reply.

  • @azieltobias
    @azieltobias 2 місяці тому +35

    Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.

    • @BaileyHoward101
      @BaileyHoward101 2 місяці тому +1

      Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

    • @disney-hefner
      @disney-hefner 2 місяці тому +1

      I completely agree; I am 60 years old, recently retired, and have approximately $1,250,000 in external retirement funds. I am debt free and have very little money in retirement funds compared to the total value of my portfolio over the past three years. To be honest, having a portfolio-advisor for investing is genius!

    • @Buffet-walton22
      @Buffet-walton22 2 місяці тому

      ​ *@disney-hefner* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

    • @disney-hefner
      @disney-hefner 2 місяці тому

      The decision on when to pick an Adviser is a very personal one. I take guidance from “Gertrude Margaret Quinto” to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.

    • @Gallo-firestone
      @Gallo-firestone 2 місяці тому

      Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

  • @dorothykingsley6566
    @dorothykingsley6566 3 місяці тому +19

    Thank you for keeping it real with us. We're all getting hit over the head with these prices, the good thing is being a in position to pay these prices. I feel really bad for those who are not in the position to pay for their basic needs.

    • @CharlesMichael-zp5bg
      @CharlesMichael-zp5bg 3 місяці тому

      There's several reputable coaches Available and one highly recommended coach is Ms Sophia

    • @AndersonJames-zt3ue
      @AndersonJames-zt3ue 3 місяці тому

      I will forever be indebted to you Ms. Adam Sophia. You changed my whole life, I will keep preaching your name for the world to hear. You saved me from huge financial debt with what little I had. Thank you Mrs Sophia

    • @josheverson
      @josheverson 3 місяці тому

      who's this Ms Sophia how do I reach out I've heard so much about her

    • @josheverson
      @josheverson 3 місяці тому

      Thanks for sharing her info, I'm searching the above user-name immediately using the mentioned app.

    • @mikeross1575
      @mikeross1575 3 місяці тому

      sounds familiar, I have heard her name on several occasions.. and both her success stories in the wall Street journey!

  • @janand10
    @janand10 3 місяці тому +10

    Thank you sir.... Nice Explanation...... All time Favourite......❤❤❤

  • @pradeepkrmahato7234
    @pradeepkrmahato7234 3 місяці тому +10

    सर आप बहुत ही डिटेल जानकारी देते हैं, आपका हर जानकारी लाजवाब रहता है, आपका धन्यवाद सर 🎉🎉

  • @deepakkhurana985
    @deepakkhurana985 3 місяці тому +5

    Again Learn something new from you today. Thank you Sir

  • @skrlikes1
    @skrlikes1 3 місяці тому +1

    Very good advice, bhaiya ji. Pranam

  • @sharvilyes
    @sharvilyes 3 місяці тому +17

    This video had less energy compared to historical content, Pranjal sir had setup so much high standards so little bit unhappy but thank you

    • @tusharkarle6177
      @tusharkarle6177 3 місяці тому +2

      Promotion video hai
      Bhai isiliye banaya hai

  • @BTomas-Blackheart
    @BTomas-Blackheart 3 місяці тому +1

    Well Said. Relevant

  • @tokeshkumarsahu2322
    @tokeshkumarsahu2322 3 місяці тому +1

    jaberdast labhdayak jankari pure imandari se . Thanks

  • @prasadtanawade4097
    @prasadtanawade4097 3 місяці тому +2

    Control controllable and do not worry about uncontrollable ❤

  • @deepadhikary2989
    @deepadhikary2989 3 місяці тому +1

    Thank you bhaiya for the detailed information

  • @SyedYasin-wc7wv
    @SyedYasin-wc7wv 3 місяці тому +166

    Sir 4 se 5 lakh kamane vala or govt job vala apka video ko execute nhi kr paate but aap 15 se 30 hazar vale logo ka liye financial plan ya budget bataye 😢😢😢😢

    • @sonumeena6878
      @sonumeena6878 3 місяці тому +12

      20 हजार तक कमाने वाले के लीये बचत करना मुश्किल होता है लेकिन फिर भी अपने वेतन या कमाई का 20 प्रतिसत बचत करनी चाहिए ओर index में निवेश करना चाहिए!
      1 nifty 50 या equal weightg index
      2 nifty 500 वैल्यू 50 इंडेक्स।

    • @unknownorigin628
      @unknownorigin628 3 місяці тому +8

      ​@@sonumeena6878impossible bro. Mehngai itna h ki 20k salary re gujara karrna hi muskil h. Aur 20% investment impossible.
      But person to person different scenarios ho sakta h

    • @RonizCreations
      @RonizCreations 3 місяці тому

      R8

    • @akshaymondal
      @akshaymondal 3 місяці тому +3

      200000 yearly salary Wala ki koy achha insurance nahi milta.

    • @SyedYasin-wc7wv
      @SyedYasin-wc7wv 3 місяці тому

      @@unknownorigin628 mera matlab hai ki atleast unko ek aisa plan budget samjaye ki vo log 1 hazar b bachake kal ko agar crisis aata hai to chota sa chota plan k sath survive kar paye naaki ghutne tek de bus 5lakh vala ko sirf insurance batana ye gyaan nhi but 5hazar rupaye se b ek budget plan ho sakta hai jisse log aage k liye atleast 1 person b secure ho sake

  • @higigls
    @higigls 3 місяці тому +1

    Thanks Pranjal.... Very helpful

  • @tejaswkumar1944
    @tejaswkumar1944 3 місяці тому +13

    Make special planning for govt employees as they have lesser unstability and benefits like pension etc... these chantes the scenario

  • @sujitkrghosh7175
    @sujitkrghosh7175 3 місяці тому +1

    Bahut achha thanks

  • @nirajw9958
    @nirajw9958 3 місяці тому +1

    Nice information and suggestions. 👍👍👍

  • @rajeshsamant4884
    @rajeshsamant4884 3 місяці тому +1

    Thanks 🙏

  • @daymondgyan7456
    @daymondgyan7456 3 місяці тому +1

    Thank you sir etna investment karo ki apke family bhi present me kush rah paye Enjoy kar paye ... love you 😘 bhai mai bhi chhattisgarh se hu aur fauj me hu lone ka problem hai but aap log fanacial education Dene Wale sir ho esliye tik hu

  • @dhirendramaurya6188
    @dhirendramaurya6188 3 місяці тому +1

    very nice 👌🏻 & use full strategy

  • @jaydeepgoswami4862
    @jaydeepgoswami4862 3 місяці тому +3

    Pranjal brother please remove that disclaimer around minute 3 as it makes us read and ignore what you are saying, instead put it at the beginning so we can pause and read it well. As usual another life saving content, I love you alot bro always stay our beloved bade bhaiya ❤

  • @sanjaymore5558
    @sanjaymore5558 3 місяці тому +1

    Nice explanation sir😊

  • @shubhamkesarwani8076
    @shubhamkesarwani8076 3 місяці тому +1

    Bahut badhiya ❤

  • @NeerajKumar-qq8dc
    @NeerajKumar-qq8dc 3 місяці тому +1

    Pranjal bhai awesome video again!!...please make a video on how a person should invest his money after retirement. I am talking about the money that a person gets from pf etc.

  • @debjani0222
    @debjani0222 3 місяці тому +1

    Surely 9+/10 Pranjal

  • @hiteshnagar7847
    @hiteshnagar7847 3 місяці тому +1

    Best jankari h

  • @manishlakhani73
    @manishlakhani73 3 місяці тому +1

    Nice informative video sir👍🏻

  • @prachideshkar3646
    @prachideshkar3646 3 місяці тому +1

    You are genuine ❤

  • @chefsheetal1666
    @chefsheetal1666 3 місяці тому +1

    Nice info kamra sir

  • @bibinthomas1048
    @bibinthomas1048 3 місяці тому +2

    Hello Pranjal, Please share your views on microcap index 250 investing. Thank you.

  • @kolimallikarjun1867
    @kolimallikarjun1867 3 місяці тому

    Sure sir

  • @ARIJITDass
    @ARIJITDass 3 місяці тому +1

    @pranjal Is there any insurance against job loss?

  • @singhsarvesh36
    @singhsarvesh36 3 місяці тому +2

    Love your content ❤

  • @tabishraza2867
    @tabishraza2867 3 місяці тому +7

    Salary me to phr bhi plan ko execute karna aasan hai.. lekin business me to financial planning kabhi kaam nahi aati.. aaj se plan karo next day hi kuch aesa hoga ki moral down ho jaye

  • @gujarisantamanyugmai
    @gujarisantamanyugmai 3 місяці тому +2

    points to remember while selecting term plan?

  • @vikramaditya2662
    @vikramaditya2662 3 місяці тому +5

    मैं आपका subscriber हूं सर Please एक वीडियो top 3 cheep and best health insurance plan पर बनाइये जो कि 30,000 रुपया/month income वाले young bachelor लोग ले सके l

    • @dharmendrasinghdhurvey820
      @dharmendrasinghdhurvey820 3 місяці тому

      Manipal Cigna lifetime health ko ek baar sabhi se compare krke dekhiye ratio bhi compare krke dekho or policy wording bhi agar thik lge to lelena

  • @SanjayKumar-uq3zf
    @SanjayKumar-uq3zf 3 місяці тому

    Nice video 🎉❤ से

  • @rsrohitkumar8153
    @rsrohitkumar8153 3 місяці тому +3

    Sir health insurance 14-15000 salary wale ko konsa lena chahiye please explain sir make a video 🙏🙏🙏

  • @FoodieBanker
    @FoodieBanker 3 місяці тому +2

    Term plan should be for secured future of the family, for housing loan one should always get a loan insurance.

  • @modyaashish
    @modyaashish 3 місяці тому +2

    Good Financial planning sir.... Thanks for the knowledge... Only the thing I dislike is you are promoting policy bazar, but I don't believe buying online is better than through our known person offline....

  • @Shashimohan478
    @Shashimohan478 3 місяці тому +10

    Share market ko zero se start kariye sir dubara please 😢😢😢

  • @latesthindisong5629
    @latesthindisong5629 3 місяці тому +1

    Thanks sir

  • @stockmarket_updates
    @stockmarket_updates 3 місяці тому +3

    आपका वीडियो कुछ नया जरूर सिखाता है
    📈💸😇★

  • @Bhai78876
    @Bhai78876 3 місяці тому +2

    Sir. Zupee aap ki case study batao please

  • @praveenchaurasiya6333
    @praveenchaurasiya6333 3 місяці тому

    Sir please make one video for investment plan for NRI

  • @piyaakhter6028
    @piyaakhter6028 3 місяці тому +1

    Can other nationality invest in india market?

  • @Funnyvideos-mp6dh
    @Funnyvideos-mp6dh 3 місяці тому +1

    can we take insurance for gold?

  • @vikashkumar01178
    @vikashkumar01178 3 місяці тому

    Sir please upload vedios regularly

  • @shrikantdande4084
    @shrikantdande4084 3 місяці тому

    Good evening sir ji 🙏

  • @nitinmetaliya9654
    @nitinmetaliya9654 3 місяці тому

    Hi Sahil,
    Please do fir Ikio lighting

  • @Bhai78876
    @Bhai78876 3 місяці тому +3

    Please sir zupee aap ki case study business model please ek video banao

  • @proudofodisha7094
    @proudofodisha7094 3 місяці тому +3

    Problem ye hai logo ke shadi ke liye 5Lakh hai kharch karne ke liye but monthly 5000 nahi hai ..and Car ke liye & home ke liye paise hai lekin invest karne ke liye nahi hai.......chahe rent pe raho , purani bike hi use karo lekin save karke invest jarur karo.....lower meddle class & poor logo ka ek hi option hai save & invest nahi to future mein problem increase hoga.....

  • @prashantshisode9022
    @prashantshisode9022 3 місяці тому +2

    What about finology30?

  • @DilshadKhan-ou4cz
    @DilshadKhan-ou4cz 3 місяці тому

    Sir financial par ek video bnaeye na Jo easy launguage me ho😢😢😢😢

  • @saggym83
    @saggym83 3 місяці тому

    Pranjal no new info as compared to your old videos...why this video.... anyways keep doing good and helping people

  • @CharlseRansom
    @CharlseRansom 3 місяці тому

    Future or option trading. No doubt either trade can sometimes be frustrating and difficult especially when you dont have the appropriate strategies and apparatus to go into trade , statistically the high demand of crypto should explain the important of crypto and how valuable it will become in the new future.therefore that 10% or bigger % of that funds should be properly planed and invested as it will be an added advantage in due time.because with the rate of economic crisis and high cost of living the best thing is to secure the future.and with a proper mentorship this can be easily achieved .

  • @uprisingmorningstar
    @uprisingmorningstar 3 місяці тому +2

    Maine apne financial plan me week k 2 din ka chicken ka Paisa bhi calculate kiya tha😅😂 qki us wakt meri salary 8000 pm thi bs... Aaj mahine me 30k avg. Invest krta hu ❤ Thankx❤ universe😂😂

  • @animehunt7690
    @animehunt7690 2 місяці тому

    DEAR PRANJAL SIR PLEASE MAKE A DETAILED MYTH BUSTER VIDEO ON POLICY BAZAR'S RETIREMENT PLAN IF THEY ARE TRUE OR NOT AND ALSO TEL IN THAT VIDEO WHICH PERSON SHOULD INVEST IN THOSE PLAN
    NEERAJ BINDAL
    नीरज बिन्दल
    Yours truely follower

  • @thinkvinaysingh
    @thinkvinaysingh 3 місяці тому +3

    Sir hum log apke subscription Lena chahte hai but payment bhut high hai kyoki ye yearly wala Lena mushkil hai so please Kam se kam monthly plan tho start kre... jisse hum sabhi log le sake.
    Thank you
    Reply me

  • @sritamanandieconomics
    @sritamanandieconomics 3 місяці тому

    Mera 100 percent karta hain.

  • @sunildhabhai9972
    @sunildhabhai9972 3 місяці тому

    Sir share market ki basic classes fir se start kriye please❤

  • @sumankumarsahoo6274
    @sumankumarsahoo6274 3 місяці тому

    Sir psu mutual fund abhi lena thik hoga ki nahi.

  • @TopicTrackerwithrk
    @TopicTrackerwithrk 3 місяці тому

    ❤ सर अच्छा होता के आप इसे एक्सेल शीट में समझते ।

  • @2604sn
    @2604sn 3 місяці тому

    Sir cancer patients ko koi term insurance plan mil sakta hai kya

  • @user-kz1ni5wj6d
    @user-kz1ni5wj6d 3 місяці тому

    nice! can you make a video on EnVenture by Enactus Hindu college.

  • @edprameshedp
    @edprameshedp 3 місяці тому

    Policy bazaar ya Ditto?
    Please Suggest...

  • @SanghPath
    @SanghPath 3 місяці тому

    can anyone tell why some stock's data in Finology is so different than other websites??

  • @MadFacts9
    @MadFacts9 3 місяці тому +1

    0:42 this was a bit musical 🤣

  • @abidkhan3756
    @abidkhan3756 3 місяці тому

    Balance fund ka video kb aa rha hai

  • @ashwinibiswal2821
    @ashwinibiswal2821 2 місяці тому

    Sir 25-30k salary ke ek budget plan dijiye please

  • @adityatomar5197
    @adityatomar5197 3 місяці тому

    Ye balance kaise identify kre sir

  • @ashuagarwal5985
    @ashuagarwal5985 3 місяці тому

    Guruji 30 stocks for long term ki list kab aayegi ?

  • @arshidkhan7225
    @arshidkhan7225 3 місяці тому

    Pranjal
    Good explains
    But me koi plan nahi lunga

  • @yashvardhansinghrao9433
    @yashvardhansinghrao9433 3 місяці тому

    First like ❤

  • @sabrichannel7947
    @sabrichannel7947 3 місяці тому

    First❤

  • @adityasrivastava3221
    @adityasrivastava3221 3 місяці тому

    Sir mutual funds series ka last video ayega? Or it has ended

  • @SHIVSSingh-iz2gl
    @SHIVSSingh-iz2gl 3 місяці тому +1

    Health insurance ke baare mai bataye sir, jai shree ram

  • @dshlok1
    @dshlok1 3 місяці тому

    👍🏻👍🏻

  • @arunasalve2966
    @arunasalve2966 3 місяці тому

    Plzz 25 k walo kai liye bhi financial plan banayai

  • @aniketkarande8959
    @aniketkarande8959 3 місяці тому +1

    First comment❤

  • @RakeshKumar-ml9sq
    @RakeshKumar-ml9sq 3 місяці тому +1

    Finology 30 kab tak aayega

  • @vaibhavsherekar4700
    @vaibhavsherekar4700 3 місяці тому

    Finology 30 WaitList?

  • @kamalsoragi20
    @kamalsoragi20 3 місяці тому

    Sir main 25 yrs ka hu aur main apna term insurance krna chahta hu but Aur meri annual income 7 lakh h to Mujhe smjh nhi aata h ki kisse lu Kaha se sahi rahega

  • @mokshgalchar
    @mokshgalchar 3 місяці тому +1

    Sir, humare yahan to abhi property kharidte hai to insurance bank dilwa hi deti hain kyunki agar incase death ho jaaye to insurance company se claim kar sakte hai 💯😇

  • @ravimix
    @ravimix 3 місяці тому

    Live Examples Kam diye gaye, Please next time Jyaada live examples dijiyega!! 😊

  • @midnightsthought7704
    @midnightsthought7704 3 місяці тому

    Finology 30 kab aa rha hai

  • @cricketlive9783
    @cricketlive9783 3 місяці тому

    Sir 80C 150000 kya hai plz bataiye

  • @ronak_swami
    @ronak_swami 3 місяці тому

    Kindly provide information about financial planning, do not sell your product like policy bazaar

  • @user-gn2vq2jk9j
    @user-gn2vq2jk9j 3 місяці тому

    Hi

  • @chandankn
    @chandankn 3 місяці тому +1

    Why not buy directly from insurance company rather than policy bazaar?

    • @user-xy7ct2oy9c
      @user-xy7ct2oy9c 3 місяці тому

      Policy bazaar isko commission dega , insurance company nahi, is liye ye policy bazaar promote karta hai

  • @Young-hea
    @Young-hea 3 місяці тому

    Finology 30?

  • @aniketkesarwani3583
    @aniketkesarwani3583 3 місяці тому

    👏👏

  • @movietv5579
    @movietv5579 3 місяці тому

    First comment meri

  • @jkumar1889
    @jkumar1889 3 місяці тому

    sir 15000 tak financial bugut par vedic banaye

  • @santoshmanda9099
    @santoshmanda9099 3 місяці тому

    Lagta hai Sir ka Wedding Financial Planning (Budget) workout nahi kiya...

  • @Sonu-nv1gd
    @Sonu-nv1gd 3 місяці тому

    Should i need to buy term plan if i am already insured up to 70 lac as being a lic employee ?

  • @gauravkale
    @gauravkale 3 місяці тому +2

    Ye video as a ad hai bhai.. information kuch bhi nahi jo thumbnail mai hai.. i am regular viewer but for this❌

  • @dilipbalwani8617
    @dilipbalwani8617 3 місяці тому

    Sir chote dukandar koi financial planing kar hi nahi sakte.unka fix kuch nahi hai,mandhi hai to kharch control aur tezi hai to lumsum bachat(future k badhe kharcho k liye)

    • @AAMINVESTORofficial
      @AAMINVESTORofficial Місяць тому

      ye jo lumpsum bachat hai future ke bade kharcho ke liye isko bhi aap mutual funds ke thru invest kar sakte hain... 🙂

  • @wesleygastelum128
    @wesleygastelum128 3 місяці тому +3

    I always look up your videos for updates! Our government has no idea how people are suffering these days. I feel for people with disabilities not getting the help they deserve. Thank you mrs angela mae , imagine investing $5,000 and received $20,500.

  • @anilagrahari3782
    @anilagrahari3782 3 місяці тому

    Term plan Policy bazar se hi kyon?