If You Play Stupid Games, You Win Stupid Prizes | August 13, 2024

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  • Опубліковано 24 жов 2024
  • The Ramsey Show (August 13, 2024)
    📱Watch the full episode for free in the Ramsey Network app. ⮕ ter.li/2uxgor
    Dave Ramsey & George Kamel answer your questions and discuss:
    "My husband keeps refusing to combine finances; is he hiding an addiction?"
    "What's wrong with having a credit card?"
    "Should we sell our truck to get back on track?"
    "We make $100K/year and we still can't save,"
    "My HOA just signed me up for $22k of debt!"
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КОМЕНТАРІ • 327

  • @TheRamseyShowEpisodes
    @TheRamseyShowEpisodes  2 місяці тому +12

    📱Watch the full episode for free in the Ramsey Network app. ⮕ ter.li/2uxgor

    • @summerbaby4600
      @summerbaby4600 2 місяці тому +11

      Is it available only in the US??? 😢

    • @cattydcat8716
      @cattydcat8716 2 місяці тому +8

      We can't because you haven't made it available outside the US. Please can you tell us if you are planning to?

    • @amireallythatgrumpy6508
      @amireallythatgrumpy6508 2 місяці тому +5

      Hell no.

    • @beckygeer6480
      @beckygeer6480 2 місяці тому +4

      Not doing that, do not watch on a phone. Really dumb move

    • @beckygeer6480
      @beckygeer6480 2 місяці тому +5

      Do you not see all the anti app comments??

  • @JoshuaMReyes-gw8rk
    @JoshuaMReyes-gw8rk 2 місяці тому +175

    As a business person it’s very important to listen to your customers. Listen to your customers Dave… bring full show back to YT

    • @laurab5849
      @laurab5849 2 місяці тому +4

      Dave has too much pride sorry

  • @christrammell8993
    @christrammell8993 2 місяці тому +68

    We get an hr and a half of knowledge, that’s enough for me. I’m not trippin on 40 mins. Tried the app and it doesn’t work but there’s plenty of Ramsey content on yt

  • @joshnobles23
    @joshnobles23 2 місяці тому +124

    Loving the new app! I've saved 40 minutes per day by not being able to listen to the show due to the app crashing!

    • @spike2nena
      @spike2nena 2 місяці тому +8

      😂😂😂

    • @amireallythatgrumpy6508
      @amireallythatgrumpy6508 2 місяці тому +8

      I'm saving 32 minutes since I watch at 1.25x.

    • @joshnobles23
      @joshnobles23 2 місяці тому +1

      @@amireallythatgrumpy6508 I honestly forgot that was an option...so thank you

    • @binti-mfalme
      @binti-mfalme 2 місяці тому +5

      Am the same way, I watch the UA-cam part and that’s it

    • @joshnobles23
      @joshnobles23 2 місяці тому

      @@binti-mfalme yep, I've seen ZERO positive comments about the app. If they stopped putting the show on UA-cam all together their views will probably cease to exist

  • @sam805236
    @sam805236 2 місяці тому +70

    Sorry guys, not downloading an app. I've been debt free, I just listen for the entertainment and I have enough apps that provide that, I don't need another.

    • @bettedavis9261
      @bettedavis9261 2 місяці тому +3

      Same here!

    • @Trustbutverify2651
      @Trustbutverify2651 2 місяці тому +1

      @@bettedavis9261 Me, too - but only from time to time since I get so disgusted by come of the advice. I listen when a friend who is a true "groupie" tells me there is either an interesting show or a call she thinks I can comment on. I always like your comments in particular!

    • @bettedavis9261
      @bettedavis9261 2 місяці тому

      @@Trustbutverify2651 and I always look forward to your comments. They are always insightful and knowledgeable. Your experience here and "across the pond" are so much better and factual than what the personalities so many times try to pawn off as truth.

    • @tinawolfe2669
      @tinawolfe2669 2 місяці тому

      LOSER OVER HERE AM I RIGHT

    • @tinawolfe2669
      @tinawolfe2669 2 місяці тому +1

      Huh

  • @2damnmuch439
    @2damnmuch439 2 місяці тому +123

    We love you guys, but we’re not downloading the app just to watch your show. Respectfully ❤

    • @simplythebest5341
      @simplythebest5341 2 місяці тому +11

      I thought I was the only one not downloading it

    • @bettedavis9261
      @bettedavis9261 2 місяці тому +2

      ​@@simplythebest5341I'm not, either.

    • @linajon
      @linajon 2 місяці тому

      Is this a change UA-cam forced them to make or they decided this for another reason?

  • @ShashadGujaran
    @ShashadGujaran 2 місяці тому +99

    Honestly speaking, the app is terrible. It used to stream so much better here.

  • @desertraider
    @desertraider 2 місяці тому +252

    Here for the anti-app comments. Y'all need to keep that last 30-40 minutes on YT. 👎🏽👎🏽

    • @davidteovogel3482
      @davidteovogel3482 2 місяці тому

      The only thing it is good for is search "horse."

    • @terribleatchess
      @terribleatchess 2 місяці тому +9

      idk why they pushing an app, totally ruining “cash only” business.. there is no incentive to move apps

    • @lyndahammel9502
      @lyndahammel9502 2 місяці тому +5

      They have been pushing the app and no one wanted it so now you have to have it for the last part of the show.

    • @JamesDJohnson
      @JamesDJohnson 2 місяці тому +3

      I dont like the app i use fast play and the app doesnt offer it

    • @Chessdude4
      @Chessdude4 2 місяці тому

      Or Spotify

  • @crispicritters827
    @crispicritters827 2 місяці тому +69

    Got the app and couldn't even get the show to run without buffering

  • @ellea2541
    @ellea2541 2 місяці тому +24

    At this point, I'm just watching the show so I don't miss the show when Dave finally comments on our negative comments 😂 "Y'all are what we call wrong! The data says 100% of businesses should have an app! So we created an app .... if you don't like it, you're what we call haters. It is RIDICULOUS how y'all have been WHINING in the comments.... Either download it or SHUT UP and take your broke self TO WORK!" (Love you, Uncle Dave.... but please love us back by restoring what the enemy stole from us! 😅😂)

  • @shelbyforsgren
    @shelbyforsgren 2 місяці тому +23

    Ramsey, I’m commenting this because my husband won’t. The app doesn’t connect to tv’s. You should get a streaming app so middle age/ older people (your demographic) can actually watch or listen. Coming from someone who actually downloaded the app.

  • @pamelawayne4114
    @pamelawayne4114 2 місяці тому +51

    the app is faulty

  • @davidteovogel3482
    @davidteovogel3482 2 місяці тому +115

    Not getting the app.

  • @SuperAdRiCh7
    @SuperAdRiCh7 2 місяці тому +35

    Rebecca continue to use the credit card. That study doesn't apply to those who are using their card responsibly. U earned extra rewards from what u would normally spend on. U can't beat that. Dave u can't always be right... she's doing just fine!!!

    • @wanzee104
      @wanzee104 2 місяці тому +2

      Precisely! I'm retired(my husband still works full time), although my occupation is to save money on the essentials for our family of three, which includes our special needs adult son. I currently use two credit cards for cash back in the range Rebecca is receiving. I jump through more hoops at the grocery store trying to get the biggest bang for my buck than I do managing our bank accounts. This is my side hustle, lol. No eating out, no alcohol, no concert/theater/sporting event tix, no Amazon Prime, no Iphones, no pets, no manicures and debt free.

    • @msparr01
      @msparr01 2 місяці тому

      @@wanzee104 Big thumbs up for you and superad. You should read my comment from a few minutes ago.

    • @davidwolfe7777
      @davidwolfe7777 Місяць тому

      ​@@wanzee104you go girl! People call and ask Dave for advice, and he will tell you his opinion.

  • @theeEXAR
    @theeEXAR 2 місяці тому +44

    Playing stupid games and winning stupid prizes by cutting the episode and trying to force people to download the stupid app.

  • @healthyishbyemily5076
    @healthyishbyemily5076 2 місяці тому +9

    I am a huge fan of the Ramsey show! I listen to you on the podcasts on my phone before bed and when I cant sleep. Your show is helping me deal with my finances situation and not having a job and saving what money I have.

  • @lepoj
    @lepoj 2 місяці тому +57

    No one cares that the app is free Dave. Imagine spending money on that garbage💀

  • @purainteligencia
    @purainteligencia 2 місяці тому +18

    I had been meaning not to listen religiously 5 days a week while driving the big rig. Im glad the show has been cut down. They did me a huge favor. The stupid callers were draining my the soul!

  • @badlands9100
    @badlands9100 2 місяці тому +3

    Thank you for your service Matt- you serve daily to protect us. Thank you for all you do. I understand what you do as I have 3 Police officers in my family!. Blessings to you and your family! Enjoy your new debt free life ahead.

  • @peace-a
    @peace-a 2 місяці тому +22

    After reading all these comments, I think I'll refrain from downloading the app. I like The Ramsey show on UA-cam more than the other platforms. Fingers crossed they will bring back the last hour to YT. Why fix what's not broken, right?

    • @SuperAdRiCh7
      @SuperAdRiCh7 2 місяці тому +1

      @@peace-a Just another way to make Ramsey a bit more richer. He's a business man. Nothing wrong with it. I just stay with what works and that's listening to the audio or watching UA-cam. If they want to cut the last 40 mins that's fine by me. I move on to the next episode lol

    • @TulsaDude
      @TulsaDude 2 місяці тому +1

      ​@@SuperAdRiCh7but who says he is going to get richer? Sure he may THINK so, but ultimately the customers will decide..there is always some risk involved. We will see. For the record, I'm fine with a 1.5 hr show, but I haven't been a "loyal" listener for years. I just click on random episodes now and again.

    • @SuperAdRiCh7
      @SuperAdRiCh7 2 місяці тому

      @@TulsaDude They will refine the app to make it run smoother over time so it may draw people in once that happens. So many people apparently have downloaded it to find out that it's not good so the demand is there. I only listen to episodes mostly at work to pass the time as I'm working and personally I prefer to listen to the personalities than to Dave himself but no hate. Overall personally he really did me a favor by having shorter episodes and I don't have any plans to download the app anyway 🙂

  • @terryraphael4536
    @terryraphael4536 2 місяці тому +7

    I prefer to hear Dave Ramsey on YT.

  • @reyrey992
    @reyrey992 2 місяці тому +30

    Dave always commenting on world class services and him putting his last hour on the sub-world class app is contradictory

  • @thangal3
    @thangal3 2 місяці тому +33

    Day 6 of disliking the video and requesting the full show on UA-cam again.

  • @Demonizar
    @Demonizar 2 місяці тому +26

    Not only do you guys and gals at Ramsey say you love your audience and want them to win, the same is true that your audience want the same for the Ramsey Show, however this app situation has put this FPU family connection on the rocks big time, please stop it

  • @jessicabryant7541
    @jessicabryant7541 2 місяці тому +54

    Omg I hate the app! I hate being forced into it to access the whole show. I hate how Ransey is acting like they are being so generous because it's free. I hate that when I try to go there to listen to the last part of today's show it's not there, yesterday's is the latest available. I hate hiw ramsey has begged people fir months to share subscribe etc on youtube and all the podcast platforms only to hold the show hostage on the app. I hate everything about it. Hope I wasn't unclear

    • @ellea2541
      @ellea2541 2 місяці тому

      😂 So you love it, yeah? Seriously, though, I FULLY agree - the marketing is really poor in terms of assuming that we are idiots who don't realise that we ALREADY had it for free in a CONVENIENT form until 2 weeks ago so we are actually getting NOTHING.

  • @TheWoodButcher86
    @TheWoodButcher86 2 місяці тому +8

    Bring the full show back on youtube!

  • @Mandachu85
    @Mandachu85 2 місяці тому +7

    You have intentionality stuck in my head now. I know now what Im aiming for Debt free bringing it to my husband tonight Debt free for my birthday and Christmas. Or at least working towards it. I can not get intentionality out of my head

  • @jurgitabars
    @jurgitabars 2 місяці тому +18

    🎉 celebrating extra free 45minutes! Not downloading app 😏

  • @jamesthomas9987
    @jamesthomas9987 2 місяці тому +12

    So many content creators have pulled this move but I firmly believe that if you continued to fix bugs. People would slowly transition to your app anyways. Making them do it just annoys people

  • @mariebowman2152
    @mariebowman2152 Місяць тому

    This call makes me even more grateful for my lovely husband. We don't have these arguments because we both want to do the same things

  • @mrheyz
    @mrheyz 2 місяці тому +9

    The app doesn't work. It stops working all the time. It restarts. It loses its spot. I would keep it on UA-cam until the app is running smoothly. It takes me all day to watch the last 40 minutes.

  • @warikplaya
    @warikplaya 2 місяці тому +13

    The credit v debit card argument @15:00 is very inconsistent. Dave says that you overspend the same way with any plastic - credit or debit card. Then the other guy guarantees that you spend less with debit than credit.

    • @bribradt3450
      @bribradt3450 2 місяці тому +3

      Agreed. It's possible to use a credit card, get an extra 20 bucks in rewards here and there, while still sticking to a written budget.
      He acts like it's sooo much effort and brain power to get free money from rewards

    • @shoujobarton7692
      @shoujobarton7692 2 місяці тому

      I get the rewards on my American Express. I do spend more with my plastic. He is right but I need to up my income to feel secure enough to let my credit go.

    • @johnparker4484
      @johnparker4484 2 місяці тому

      @@bribradt3450right? I literally don’t have to pay for travel tickets to see my family just by putting my groceries on my card.

  • @Lonewolf37
    @Lonewolf37 2 місяці тому +16

    The app is free, and some say it’s worth exactly what you pay for it.

  • @sharkelaallen7692
    @sharkelaallen7692 2 місяці тому +17

    Full shoe has to come back to you tube this is ridiculous n I'm a big fan I'm very unhappy

  • @vinny8ball
    @vinny8ball 2 місяці тому

    Thank you Dave. Happy Sunday 😊. Started the baby step December of last year. 2023. Paid of my car. Paid my car insurance in full payment through rest of the year. And now saved 7 k in 6 months. Thank you. I wish I would’ve found your videos sooner 😊

  • @GaCountryGal
    @GaCountryGal 2 місяці тому +17

    Dave your website accepts credit cards!. One shoe doesn't fit everyone. You talked down to the lady. She won and you lost. You say Don't use credit cards but you accept them on your website. Im a self made millionare and I use credit cards.

    • @bribradt3450
      @bribradt3450 2 місяці тому +1

      I agree. In the case of the lady using a credit card, Dave acts like she's using SO much brain power and effort.
      It's enirely reasonable to stick to a written budget, while using a credit card for necessities/bills while getting an extra 100 bucks a month in free money from cash back rewards. With literally zero effort

  • @pamsmith1665
    @pamsmith1665 2 місяці тому +11

    Dave is wrong where rebecca is concerned. She clearly said they only use the card for necessities that they would buy anyway even if they used cash. I dont believe she spends differently with the card.

    • @johnparker4484
      @johnparker4484 2 місяці тому

      Yeah he’s boneheaded with that stuff and can’t change his brand tune.

    • @msparr01
      @msparr01 2 місяці тому

      @@johnparker4484 Big thumbs up for you and Pam. You should read my response from a few minutes ago.

  • @jennifereriksen1337
    @jennifereriksen1337 2 місяці тому +8

    Can’t get the app in my country and if you want your international listeners to stay leaning in perhaps you might reconsider. I’m sure I’m not alone here

  • @chadblauwkamp7106
    @chadblauwkamp7106 2 місяці тому +13

    Good Lord Ramsey is obnoxious about credit cards. Tells people they're stupid for using credit cards to purchase necessities, then turns around and advertises for the Upside App "for necessary purchases." Not only is it bad advice for some people, it's wildly hypocritical.

  • @TulsaDude
    @TulsaDude 2 місяці тому +4

    Everyone that heard the CC called already new what Dave was going to say...here we go again. WHY IS SHE CALLING. just do what you want Rebecca. If its working for you, why call Dave. Have you never listened to his rants on CCs??

  • @JuliaCloonan
    @JuliaCloonan 2 місяці тому +5

    Regarding the impulsive husband, my soon to be ex did the same thing. He said he “deserved” a brand new car every 2 years because he worked so hard. Problem was he was buying a car more than his annual salary and eating all the depreciation and then rolling negative equity into the next, more expensive, car. After we separated he bought a $140k Ram Truck at 8% interest and now he can’t afford child support. So glad I’m now on the Ramsey plan and fixing the mess he made of our financial lives.

    • @Trustbutverify2651
      @Trustbutverify2651 2 місяці тому +1

      Glad it's working out, but remember YOU chose him.

    • @sXePunkV2
      @sXePunkV2 2 місяці тому +1

      ​@@Trustbutverify2651and what does that have to do with her ex's immature behaviour, both before and after the split?

    • @Trustbutverify2651
      @Trustbutverify2651 2 місяці тому

      @@sXePunkV2 What it has to do with that situation is this: NO ONE on the RS EVER hears the other side to the story before spouting off and if a woman calls in, they ALWAYS take her side of the story. I am a woman and what I would like to remind every woman calling in about the faults of her husband or ex is that SHE chose him. Look for the signs before signing the marriage certificate. They are always there - pay attention!

    • @JuliaCloonan
      @JuliaCloonan 2 місяці тому

      @@Trustbutverify2651 Sorry but that’s not always true. I married a covert narcissist that hid many things until we were married. He ra*ed me on our honeymoon, for example.

  • @shoujobarton7692
    @shoujobarton7692 2 місяці тому +2

    ...that on time speech hit hard. Its like he was directing it at me. I am supposedly working on it all the time, but I'm late for work at least once every week. And appointments...😒

  • @rudysoto5161
    @rudysoto5161 2 місяці тому +6

    Keep the show on UA-cam!!

  • @michcook4992
    @michcook4992 2 місяці тому +5

    Dedicated daily watcher on YT, won't be using the app as I am in South Africa so will just have to watch the shortened version here if the full version doesn't return.

  • @essbenita
    @essbenita 2 місяці тому +8

    Rebecca do you what you feel like.

    • @Trustbutverify2651
      @Trustbutverify2651 2 місяці тому +2

      Or what is working for you - you go, girl, and enjoy your points and cash back!

  • @erinlawrence1501
    @erinlawrence1501 2 місяці тому +22

    I was not able to create a new account. The app would not accept my information. Therefore unable to use the app.

  • @andyholder6039
    @andyholder6039 2 місяці тому +3

    I just pulled money from my high yield savings to be debt free. I have mixed feelings. I also stopped my 401k contributions. I always bought stuff for zero percent interest and made money on my money. I always had the money to pay the debt, just collecting interest. I also stopped drinking a month ago, dang I'm going all in. Why do I feel like an idiot. Anyway I should save back fast with zero debt. I own my 9ac of land out right and still have 20k in savings.

  • @XennialGuy
    @XennialGuy 2 місяці тому +42

    First! 🥇🏆 The app is 🐎 💩

    • @JamesDJohnson
      @JamesDJohnson 2 місяці тому

      Lol you’re stupid lol I can’t breathe I’m laughing so “horse” lol

  • @caliopeknows844
    @caliopeknows844 2 місяці тому +3

    Pride is expensive! Humility and humor repairs marriages. Bother to learn how the other sex communicates and start clearing up miscommunications. So many marriages could be saved. Start caring about your wife's feelings and watch her respect for you grow.

  • @Mavgro534
    @Mavgro534 2 місяці тому +10

    19:17 I don’t have CC. But what Dave is saying is not true either. She’s not spending $70-$80k a year to get $1800 on rewards….

    • @TulsaDude
      @TulsaDude 2 місяці тому +2

      He is only being consistent with messaging so the goobers don't say "Hey Dave said we can get CC, so let's go buy a hot tub and a new grill"

    • @bribradt3450
      @bribradt3450 2 місяці тому +1

      I stick to a written "every dollar" budget, and i use CCs to get roughly 60 bucks a month in cash back.
      It's not a lot..but its zero effort for free money

  • @zorkon08
    @zorkon08 2 місяці тому +5

    Not getting the app. Also, why make a new app when UA-cam comes preinstalled on nearly everyone's phone?

  • @GApeech08
    @GApeech08 2 місяці тому +12

    I think some people call with a fake problem in order to showboat.

  • @Nishala8
    @Nishala8 2 місяці тому +18

    Dave, I feel like you were very rude to Rebecca. You didn't have to talk to her like this, even if you disagreed with her methods

    • @jimsmith9717
      @jimsmith9717 2 місяці тому +8

      Can you imagine being as rich as he is, and still getting as angry as he does on every show that he hosts, even after thirty years. He gives me anxiety.

    • @sXePunkV2
      @sXePunkV2 2 місяці тому +2

      Disagree. Why phone Ramsey and ask this question, when he's been against CC's for over 30 years

    • @Trustbutverify2651
      @Trustbutverify2651 2 місяці тому +1

      @@sXePunkV2 She was not asking a question. She was pointing out a different point of view. One thing I can pretty much guarantee - she will not be calling in again and HUNDREDS of people who listened to this call lost a lot of respect for Dave and George unnecessarily due to their snarky response which could have been handled completely differently. A UA-cam video is not the same as a radio call. Radio calls disappear into thin air and can rarely be recalled. UA-cam videos are much more permanent and this response revealed a really ugly side of their personalities and business which is now preserved. They could have answered the call by calmly stating, "Well, you know we've done some research on this topic and this is what we've generally found to be true and why we don't promote using credit cards..." They chose NOT to do that and their response will hurt their business. After all, the "hated" banks are what we still use to get a mortgage (which they approve of) and they also advise in certain instances to get a low-interest personal loan to replace a debt. If they hate banks so much, why do they advise using a debit card at all? Not all of us live in an area where there is a credit union and I, for one, travel and am glad my bank is pretty much nationwide, whereas any local credit union is not and if I wanted cash from an ATM, I would have to pay a fee. They contradict themselves in many areas.

    • @rai08_90
      @rai08_90 2 місяці тому +8

      I agree, Dave was incredibly rude to Rebecca. He also doesn’t LISTEN to her - because her actual question was “Why are credit cards bad?” He somehow thinks she’s passive aggressively stating that she beat the system (???). You know what, honestly Rebecca IS beating the system, because she says she only buys necessities, pays off her card, and never pays a cent of interest.
      Rebecca, head over to the Her First 100k channel, where you can get respectful money advice.

    • @pamsmith1665
      @pamsmith1665 2 місяці тому

      ​@sXePunkV2 in his defense, she really didn't have a question. She called to basically tell him he was wrong and it pissed him off. He could have behaved more professionally

  • @SaraMC-v3b
    @SaraMC-v3b 2 місяці тому +3

    Not downloading the app. Watch the show on YT. If I'm not allowed to watch the final 40 minutes of the show, with ads, so be it. I'm a pretty big fan of the show, in general, but there's plenty of other good content out there. Having 40 minutes lopped off and being forced to download an app doesn't feel right.

  • @momosan11
    @momosan11 2 місяці тому +7

    HOA's never go down. And the HOA can foreclose if you don't pay....that lady is in trouble.

  • @brendawitcher8585
    @brendawitcher8585 2 місяці тому +5

    Be a little kinder and not quite so judgemental please.❤

  • @lisab5191
    @lisab5191 2 місяці тому +1

    Yeah but what about commercials ? Is the app commercial free ?

  • @joshnobles23
    @joshnobles23 2 місяці тому +18

    I keep hearing "write a check". They still make those? 😂 Like "okay I'll drop the check off on my way to Blockbuster"

    • @lyndahammel9502
      @lyndahammel9502 2 місяці тому +3

      Some places only take cash or a check. Credit cards cut into their profit.

    • @joshnobles23
      @joshnobles23 2 місяці тому +1

      @@lyndahammel9502 oh for real! Yeah I get that cards cost them extra, just didn't realize they still made checks lol. But then again I'm 40 and only had one set of checks probably 20 years ago. They charged ME for the check so I stopped buying them lol

    • @ellea2541
      @ellea2541 2 місяці тому +1

      😂😂😂😂 I don't know why this made me laugh harder than it should have! Thanks for the laugh .... it's been a long day! ❤

    • @joshnobles23
      @joshnobles23 2 місяці тому

      @@ellea2541 🤣😜

    • @TulsaDude
      @TulsaDude 2 місяці тому

      You'd be surprised, there are lots of places that take checks like schools, service businesses, etc.

  • @mariazhukova2033
    @mariazhukova2033 2 місяці тому +4

    I like the show but I can't download it. But I wouldn't download it even if I could because 1. I hate being forced to it; 2. I already have too many apps.

  • @holleyosteen6521
    @holleyosteen6521 2 місяці тому +1

    Got the app but its not very user friendly!! The shows should be listed by date with today listed first. Its so confusing so I just said screw it and just watch what I can on youtube...

  • @kkelling9584
    @kkelling9584 2 місяці тому +4

    App keeps crashing my whole phone. Nothing works smoothly when app is running. App not integrated to my yt life. Please bring streaming back, respect you guys but app is not great.

  • @TMPS93
    @TMPS93 2 місяці тому +5

    Can these screeners just filter out the credit card people. It's exhausting hearing the same conversation over and over.

  • @ashleenicole71
    @ashleenicole71 2 місяці тому +1

    We pay off our credit cards right away. We don't pay any interest.
    We did start spending too much on one area..but we agreed to sto and we have saved money. .

  • @Tonioeltorobjj
    @Tonioeltorobjj 2 місяці тому +12

    Dislike, unsubscribe until full episodes are back on UA-cam

  • @guythurman8355
    @guythurman8355 2 місяці тому +6

    I think we need a few more advertisements. Squeeezzzzeeee a lil bit more juice outta that bad boy.

    • @Trustbutverify2651
      @Trustbutverify2651 2 місяці тому

      🤣

    • @TulsaDude
      @TulsaDude 2 місяці тому

      Surprised the 40 min on the app isn't just all commercials. Love Dave's advice, but the sheeple would probably still listen

  • @efrainmarmol5402
    @efrainmarmol5402 2 місяці тому +3

    Watching The Ramsey Show on UA-cam is the best and easy way of seeing the show.If it wasn't broken than why try fixing it.👎👎👎

  • @Ravetar101
    @Ravetar101 2 місяці тому +15

    Where is that guy on day 6 of not getting the app

    • @zedalvea841
      @zedalvea841 2 місяці тому +4

      Maybe he is on the app

  • @mistiinseattle
    @mistiinseattle 2 місяці тому +23

    These guys are soooooo rude to the credit card lady. Mocking and condescending. He is calling *her* passive aggressive! Sheesh. But lol go to his website and buy his books, he takes credit cards. :)

    • @JBJB992
      @JBJB992 2 місяці тому +10

      Yeah. a better response would be that there is a small minority that can game the credit card system. MOST times the credit card companies win but not every single time. Instead of telling her that her small SS check is barely enough to spit on.

    • @chadblauwkamp7106
      @chadblauwkamp7106 2 місяці тому

      @@JBJB992He has to take a stance on things to be consistent, but in order to stay that course he has to give bad advice to people that are smart with their money. Therefore, credit cards are always evil in the Ramsey world, even if people win with them.

    • @bribradt3450
      @bribradt3450 2 місяці тому

      ​@@JBJB992it's reasonable to use a credit card for necessities and bills, while sticking to a written "every dollar budget "..
      All the while, you get an extra 50 bucks a month (depending on your budget of course) from credit card rewards. Takes less brain power and effort than creating a budget in the first place.

    • @msparr01
      @msparr01 2 місяці тому +2

      @@JBJB992 The spit comment was cruel. Rebecca is doing a great job. Many years ago I heard someone say, "any idiot can live on $600,000/yr. It takes a genius to live on $30k".

  • @canibalnun
    @canibalnun 2 місяці тому +1

    “You’re stealing if you sit on Facebook while on the clock”
    YES! Say it for the people in the back! I’m sick of pulling all of the weight while others are shopping Amazon or playing games on their phones. Let’s go back to when you weren’t supposed to have your phone out while at work.
    I could’ve done without the snowflake accusation, though. Let’s keep politics out of it. Call them lazy; that’s what they are!

  • @thirdintegra
    @thirdintegra 2 місяці тому +4

    I would like to use the app but it keeps pausing on me. Please fix this glitch.

  • @laceyrugg
    @laceyrugg 2 місяці тому +4

    I guess I missed the last 40 minutes and then because I’m not downloading yet another app when I’m already watching it right here.🤷🏻‍♀️

  • @lenisteingen3036
    @lenisteingen3036 2 місяці тому

    Well done Rachel on the title of this Episode!

  • @lawandahilaire5057
    @lawandahilaire5057 2 місяці тому +4

    I’m confused as to why everyone is upset about the app? How is 90 min not enough on YT even if you don’t want to go to the app. This hasn’t taken away from the show or content. I also loved the debt free screams! 🎉

    • @amireallythatgrumpy6508
      @amireallythatgrumpy6508 2 місяці тому +2

      Because it used to be 125 min on YT until two weeks ago.

    • @anniethomas451
      @anniethomas451 2 місяці тому +2

      I do not understand either. Free is Free. I would certainly understand if folks were paying but please make this make sense.

    • @melanieb2132
      @melanieb2132 2 місяці тому +2

      I'm not upset with them.
      Did you know you can go to I heart radio and listen to a local radio station with the full show?
      I think you tube eats everyone's lunch and they don't share enough of their profits.. plus they are liberal as hell.
      I use you tube, but they really are the worst

    • @lawandahilaire5057
      @lawandahilaire5057 2 місяці тому +1

      @@amireallythatgrumpy6508 just curious what does it matter that you aren’t getting the extra minutes on UA-cam. Is 90 min not enough to give you all the info you need to stay motivated?! I have listened to this show consistently for 4 years and have found it to be life changing! Honestly even if it was 30 min I’m grateful. The Ramsey show is still a business at the end of the day…for whatever reason the decision was right for their business model. I’m just glad the little bit that we get is free! 🎉🙏🏾

    • @TulsaDude
      @TulsaDude 2 місяці тому +1

      Because people don't like change, especially when it's "backwards" change from their perspective. It's like cutting a football game off at the 3rd quarter and saying you must download an app to finish watching. Yeah it's fully possible to do it, but it's annoying and petty because you already know they're rolling in profits...

  • @eprofessio
    @eprofessio 2 місяці тому +1

    Everyone’s mad about the show length. To be honest I usually just scroll around to different parts I like and hour is already a lot of content. Don’t lose focus on the ideas getting all bent out of shape about picky stuff like show length on platforms.

    • @TulsaDude
      @TulsaDude 2 місяці тому +2

      People don't like change, that's all it is. If it started this way, people wouldn't care as much

  • @jennymeyer982
    @jennymeyer982 2 місяці тому +2

    Oreo has a whole 8ft section at all eye levels

  • @Lisa12T82
    @Lisa12T82 2 місяці тому +11

    We are now in baby step 4,5,6!!!!!!

    • @Trustbutverify2651
      @Trustbutverify2651 2 місяці тому +2

      Good for you - you now qualify for the extremely overpriced cruise special which you can also get for about 1/4 of the price on the same ship, to the same places, in the same month if you can forego needing to be in the same space as the RS personalities and just be content reading the books and watching the videos instead. So glad you are out of debt and kudos for your hard work!

    • @Lisa12T82
      @Lisa12T82 2 місяці тому

      @@Trustbutverify2651 😂 The cruise would be a lot more coming from Australia! Thank you for the reply and encouragement 😁

  • @brandonallen5249
    @brandonallen5249 2 місяці тому +3

    Please at least fix the app, I almost made it thru 2 callers before it crashed 😅

  • @victoriamorris8678
    @victoriamorris8678 2 місяці тому +4

    app not available outside of the US. seemingly it does not work anyway, and have enough apps. Reconsider, Ramsey.

    • @dianem4188
      @dianem4188 2 місяці тому +1

      It works just fine for me. 🤷‍♀🤷‍♀

  • @bribradt3450
    @bribradt3450 2 місяці тому +2

    The app crashes every couple minutes. Tried on 2 different devices and same result. Not worth the effort. Bring last hour back to youtube please

  • @mikeciesluk3909
    @mikeciesluk3909 2 місяці тому +1

    About the question of the day rant. There are times my boss comes by and says there's not a lot to work to do so go slow. Those are the days I hate the most.

  • @Frostavid
    @Frostavid 2 місяці тому

    I am certain that Dave referred to George as “Chad” at 55:59 . 🤣 I point this out, because I think that even I am guilty sometimes of putting guys like Dave up on a pedestal and letting myself believe that he doesn’t make mistakes. He does. And I know that he is the first to admit that, but little things like this make me feel a lot better about the fact that I make mistakes like this ALL the time. Also, Chad (I mean George) has become my favorite Ramsey personality! Keep up the great work!

    • @Frostavid
      @Frostavid 2 місяці тому +1

      And props to him for catching and correcting this at 56:05 👏🏻

  • @PostNGhost
    @PostNGhost 2 місяці тому +1

    I’ll stick with the YT listen and view.

  • @jennsan713
    @jennsan713 2 місяці тому +1

    Lol @ George “I know the feeling” 😂 1:10:27

  • @buildit55
    @buildit55 2 місяці тому +3

    won't be going to the app anytime soon. Good luck with diversification, there will be growing pains with the new app

  • @anotherhobbit
    @anotherhobbit Місяць тому

    What exactly is the difference between using a debit card versus a credit card? Nothing, to a responsible person. Dave and George should just be honest. There are stupid people who don’t pay their bills, and this does not affect other people who do.

  • @tinawolfe2669
    @tinawolfe2669 2 місяці тому +2

    Blanket keep u warm

  • @MNSkolGirl
    @MNSkolGirl 2 місяці тому +6

    Poor Ron was trying to get another question in quickly, but they cut him off ☹️ I get there are other callers, but there didn’t seem to be a need to rush his call 😒

    • @JBJB992
      @JBJB992 2 місяці тому

      i would prefer longer quality/interesting calls than more calls just for the sake of more calls.

  • @susanschmitz5871
    @susanschmitz5871 2 місяці тому +2

    The first caller…..if she was to go to work and get a small paycheck, would then social security take some of her money out of that social security money?

    • @MONI-bj1ms
      @MONI-bj1ms 2 місяці тому

      You can work up to a certain money limit before your benefit is reduced.

    • @Trustbutverify2651
      @Trustbutverify2651 2 місяці тому

      That depends on her age and how much she would earn from a part-time job. Social Security can reduce your retirement benefits if you work before reaching full retirement age and earn more than the yearly earnings limit. For 2024, the limit is $22,320 for people who aren't yet at full retirement age, and $59,520 for people who reach full retirement age in 2024. For every $2 you earn above the limit, the Social Security Administration (SSA) deducts $1 from your benefit payments. One advantage of continuing to work that most people don't realize is that if your early working years (in the total that are counted for your benefit) were at really low pay and you earn more currently than you did then (adjusted for inflation), Social Security will replace the early year's earnings with the current year's earnings in figuring your total benefit. That happened to me. I took Social Security at age 67, but kept working part-time. My part-time earnings were more (even adjusted for inflation) than my earliest years' earnings and so that bumped up my total benefit. If I had it to do over again, though, I would have drawn from my investments first and waiting to take Social Security until age 70. This show consistently states not to count on Social Security. But doing away with Social Security would be entirely untenable politically. It may be reduced, but it is my belief that it will be there for the foreseeable future. The tricky part about when to take Social Security is that none of us knows exactly the year we will die...

    • @pamsmith1665
      @pamsmith1665 2 місяці тому

      She can make up to 23K before she gets one less dollar for every two earned over that. If she has reached full retirement age there is no limit

  • @elizabethprocida3695
    @elizabethprocida3695 2 місяці тому +2

    Is it that she makes more than he does? I wonder how long she’s been the higher earner. Some men don’t take that well.

  • @NextGenEvs
    @NextGenEvs 2 місяці тому +2

    Not downloading the app

  • @Ggeessee2603
    @Ggeessee2603 2 місяці тому +2

    Just kindly asking whenever you pay your house off what about the taxes yearly after that anybody just kindly asking?

    • @notgivingmyemail3381
      @notgivingmyemail3381 2 місяці тому +2

      Your county will send you a bill, I believe twice a year, you pay it.

    • @dianem4188
      @dianem4188 2 місяці тому +2

      @@notgivingmyemail3381 Mine is once a year. 👍

    • @JBJB992
      @JBJB992 2 місяці тому +3

      are you asking how you would pay the annual taxes/insurance that normally would go into escrow? most people would set that aside monthly to pay off the lump sum yearly.

    • @Ggeessee2603
      @Ggeessee2603 2 місяці тому +1

      Every year after it’s been payed for

    • @JBJB992
      @JBJB992 2 місяці тому +1

      @@Ggeessee2603 The bank owns your house until you pay them back. You pay your local/state govt property taxes every year no matter what. you pay your insurance provider if they provide coverage for your house. Mortgage and taxes and insurance are different things paid to different entities. if you don't pay taxes then the govt will take your property.

  • @bettedavis9261
    @bettedavis9261 2 місяці тому +3

    1:23:35 I'm surprised "I can't breathe" or "are you safe" aren't the most searched terms on the app. Since I haven't and won't download it, I will never know.😉😂

    • @Trustbutverify2651
      @Trustbutverify2651 2 місяці тому +1

      🤣🤣🤣Corgi's on her way...

    • @bettedavis9261
      @bettedavis9261 2 місяці тому +1

      @@Trustbutverify2651 you and I both know I named no names.😉😂

  • @cindycooper9232
    @cindycooper9232 2 місяці тому +1

    I do not want another app on my phone. I detest individual apps and avoid all I can. Why won’t you just let me continue to watch on your utube channel???
    It is your channel and I watch your ads.

  • @davidwolfe7777
    @davidwolfe7777 Місяць тому

    Ill survive without the app!

  • @RitaJo2008
    @RitaJo2008 2 місяці тому +1

    Why would she want to combine finances when she knows he is a drunk?? Oh, she knows! It’s not all relational Ramsey. Dude had a drug and alcohol problem. Wife knows it.

  • @chrispeace2982
    @chrispeace2982 2 місяці тому +2

    I love how hard they are trying to rebrand the word weird 🤣. Too late... that ship has sailed.

  • @joyparker3116
    @joyparker3116 2 місяці тому +1

    Cap l screwed my mom over when she passed away!! Would never have a credit card with them - you are screwed!

  • @mazzgoldie9149
    @mazzgoldie9149 Місяць тому

    Please put the whole episode of youtube, i cant get the App. I live in England 🇬🇧

  • @chuckstemm443
    @chuckstemm443 2 місяці тому +2

    Glad I’m not the only one who hates the app. Plus if there’s a debt free scream in the last hour we can’t see it

    • @bettedavis9261
      @bettedavis9261 2 місяці тому

      Well, that's a shame (not being able to see the DFS).

  • @Lex.aubreyy
    @Lex.aubreyy 2 місяці тому +11

    Let George talk more!!!

    • @ElloAsty
      @ElloAsty 2 місяці тому +1

      His second hosts always seem to take a backseat when Dave is on.