Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.
I am a compulsive spender so I spend to please people and also to feel admired...I recently just finished reading the psychology of money book and I learned that what I want is respect and admiration from people so instead of spending I should be humble, kind, and empathetic so I can get the respect and admiration that I want...and also no 2..I am going to open an annual savings account with a stop order for automatic transfer to help me not spend that money I am saving....thanks Susan this was really helpful.
Thanks for this. Can you do video regarding budgeting , saving and investing for informal workers(Juakali). The people who do not earn a constant amount at end of month.
NOTES: A. Compulsive Spender: Emotional spenders 1. Find healthy way to manage your emotions. 2. Automate your savings, investments and debts payments. B. Indifferent To Money: unbothered with money/finances. 1.Figure out why you are not bothered with money 2. Start incorporating baby steps e.g. keep receipts, track expenses. C. Worrier: Scarcity mindset. Always worried about Money 1. Identify source of worry and work on it. Are you worried that you don't have enough? worried about your income?...Start Budgeting. D. Compulsive Saver: So afraid of losing or saving money. Worrying of losing money. They don't spend on themselves. They don't invest, keep money in mpesa, mshwari etc. 1. Look for where the worry came from. Educate yourself to stop worrying and start investment. E. Save Splurger: Very good in saving but not intentional on spending. They spend easily on savings Save and withdraw and circle continues. 1. Do goal based savings.- Identify your splurge reasons/items. 2. Separate that money from investment. Prepare a different account for splurging "MONEY FLOWS WHERE ITS RESPECTED." F. COMPLULSIVE MONEY MAKER: Attach their value as a person to the money in the account. They compromise on values and morals, health and wellness, relationships to earn MORE MONEY. 1. Learn to see beyond money. Do not over attach yourself to money. They come and go. 2. Money is a tool not an end. Value family, spouse, relationships etc than money. G. Gambler: Its about the thrill of making and spending money. They don't worry if they loose because they know they might win again. Its never that serious. Same as drug addiction. If its causing issue with family, your savings, investments, stop it. Thank you Coach @#Susan-Wanjiku
Great information Susan ...I now know my money personality. Kindly do a video about informal self employed people who can make 200k this month and 30k next month.
Having a worrier personality has made me a saver-splurger and now I’m on my way to identifying as a compulsive money maker. This has taught me a lot. Thank you Susan.
Coming from a humble background am here to learn something as am looking for a job so that when I find the job or income I will be prepared form the horse mouth herself madam couch mwenyewe. Thanks for your knowledge.
I am that person who has struggled with all personalities except "The gambler". Reason being that I wasn't familiar with money lessons. It's a skill that I have struggled with, for the longest time now until I discovered Susan Wanjiku. Now I can comfortably say that the only personalities I haven't brought to a complete end are "The compulsive saver" and a little bit of " The compulsive spender". Thank you Susan and keep doing what you do. Even more ❤❤❤️
I laughed out very loud when you said you were a compulsive saver because that exactly describes me at the moment. Am really grateful i discovered your channel. Am enjoying every episode of finance Friday.
This video has been very insightful. Wow,I am mostly a saver-spender and my takeaway is to have different accounts for different needs. Thank you Coach Susan.
Hi Susan, great content and I must applaud you for the honesty with your own money struggles, this makes your videos very personal and relatable. With gratitude from Zambia 🇿🇲
Ngai! I feel attacked! Ciku, I don't like spending money. I work hard and go through alot to make things happen. So I don't spend my money anyhow. Again, if I have loose change, then I have money. But if I have 1k, 5k, 10k any money that isn't loose then I don't money, I just can't look for change of 1k to buy something for 50bob. I better borrow or wait until I get the 50bob. I'm still working on it Susan you can help me. I guess this is because I am self-made, no body can beat their chests they helped me when I needed help. I prayed, worked heard and waited
Wow!.. I've seen am a combination of compulsive money maker and a worrier/ hoarder... worst combination 😢..no wonder I have small circle of friends and I rarely stay in a love relationship for more than a year 😂
What an illuminating content. You got me laughing at myself. Am now aware of my money personality and i know i can do better. How can i reach you for a more personalized session?
Can we say a compulsive spender (outgoing ) has a personality issues in being a self centered (Narcissistic )one who crave for/court attention at all costs and ends up spending.
Wow thank you Susan. But my own case is bad. I worked extremely hard but don't save. Because I want to take care of everyone in the family. So I just worked and give out to family and friends in need. At times I even go as borrowing to carter for others need. Any advice for me please
Coach Susan has a video on how to navigate black tax, you can watch that to get some idea as you wait for more professional advice from her. Me I have watched all her videos and even saved them for future references. I have being in your situation and am still in it however I have derived gentle yet honest measures to invest in my self as a way of rewarding my efforts because of coach Susan. My only word to you is you can't help your family well if you are not okay, so invest in your self too so that you can help them better that includes paying your self first before thinking of family. It's not selfishness, it's self care.
Hey Wanjiku I have been watching you here on you tube and I have decided that I want to start saving and investing but I don't know where to start kindly help
Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.
I am a compulsive spender so I spend to please people and also to feel admired...I recently just finished reading the psychology of money book and I learned that what I want is respect and admiration from people so instead of spending I should be humble, kind, and empathetic so I can get the respect and admiration that I want...and also no 2..I am going to open an annual savings account with a stop order for automatic transfer to help me not spend that money I am saving....thanks Susan this was really helpful.
Thanks for this. Can you do video regarding budgeting , saving and investing for informal workers(Juakali). The people who do not earn a constant amount at end of month.
I concur. Coach Susan I hope you see this😊😊😊😊.
Thanks our financial pastor!
NOTES:
A. Compulsive Spender: Emotional spenders
1. Find healthy way to manage your emotions.
2. Automate your savings, investments and debts payments.
B. Indifferent To Money: unbothered with money/finances.
1.Figure out why you are not bothered with money
2. Start incorporating baby steps e.g. keep receipts, track expenses.
C. Worrier: Scarcity mindset. Always worried about Money
1. Identify source of worry and work on it. Are you worried that you don't have enough? worried about your income?...Start Budgeting.
D. Compulsive Saver: So afraid of losing or saving money. Worrying of losing money. They don't spend on themselves. They don't invest, keep money in mpesa, mshwari etc.
1. Look for where the worry came from. Educate yourself to stop worrying and start investment.
E. Save Splurger: Very good in saving but not intentional on spending. They spend easily on savings
Save and withdraw and circle continues.
1. Do goal based savings.- Identify your splurge reasons/items.
2. Separate that money from investment. Prepare a different account for splurging
"MONEY FLOWS WHERE ITS RESPECTED."
F. COMPLULSIVE MONEY MAKER: Attach their value as a person to the money in the account. They compromise on values and morals, health and wellness, relationships to earn MORE MONEY.
1. Learn to see beyond money. Do not over attach yourself to money. They come and go.
2. Money is a tool not an end. Value family, spouse, relationships etc than money.
G. Gambler: Its about the thrill of making and spending money. They don't worry if they loose because they know they might win again. Its never that serious. Same as drug addiction. If its causing issue with family, your savings, investments, stop it.
Thank you Coach @#Susan-Wanjiku
I am a compulsive money maker
Thankyou❤
Great information Susan ...I now know my money personality. Kindly do a video about informal self employed people who can make 200k this month and 30k next month.
I have not come across any advice on money matters as valuable and informative as this. Also very well articulated.
Having a worrier personality has made me a saver-splurger and now I’m on my way to identifying as a compulsive money maker. This has taught me a lot. Thank you Susan.
I was sailing in that boat too!
Coming from a humble background am here to learn something as am looking for a job so that when I find the job or income I will be prepared form the horse mouth herself madam couch mwenyewe. Thanks for your knowledge.
The best of the best,watching and always saving your videos.great job ,I love it
A little bit of both compulsive saver and worrier. Am learning how to make better choices. Thanks for the tips.
Thank you so much Susan. You've really helped me in a way i cant put it here. God bless you!
This is so insightful. I have discovered that I am a worrier and a compulsive saver. I'll work on my unhealthy money habits.
I appreciate you for this teachings, indeed you're Jah messenger, keep doing this
Jah Bless.
I am that person who has struggled with all personalities except "The gambler". Reason being that I wasn't familiar with money lessons. It's a skill that I have struggled with, for the longest time now until I discovered Susan Wanjiku. Now I can comfortably say that the only personalities I haven't brought to a complete end are "The compulsive saver" and a little bit of " The compulsive spender".
Thank you Susan and keep doing what you do. Even more ❤❤❤️
I laughed out very loud when you said you were a compulsive saver because that exactly describes me at the moment. Am really grateful i discovered your channel. Am enjoying every episode of finance Friday.
That makes 3 of us....😂
Watching this today and i see that:
I am indifferent with money, a worrier and a compulsive saver! Also from a place of lack!.
I recently changed my lifestyle so am now a compulsive saver 😂😂😂😂 how can I stop.
Saver splurger is me. I will start with baby steps as you rightly said. Thank you so much.
I have learnt alot i didn't know am compulsive maney maker and compulsive saver
I used to be a saver-splurger but after listening to you,I'm very careful in my spending pattern. I have so many accounts
This video has been very insightful. Wow,I am mostly a saver-spender and my takeaway is to have different accounts for different needs. Thank you Coach Susan.
Thank you Coach Sue for this insightful topic on money personality now I know which category am in and now planning to change my money mindset.
It's never too late to learn.. thanks Coach Susan
What a helpful video
Hi Susan, great content and I must applaud you for the honesty with your own money struggles, this makes your videos very personal and relatable. With gratitude from Zambia 🇿🇲
OMG! Thank you coach Susan. Guess you earned yourself a new subscriber.
Always insightful. Thank you Susan
I'm a combination of the two, compulsive saver and worrier
Thank you Susan,I now know am a worrier....Will work on it from today
Your financial education is an inspiration to me
Thank you for this. Yes we'd love to have the abundance vs scarcity mindset.
This is so helpful, I know where I belong and how to make a healthy relationship with my money
Ngai! I feel attacked! Ciku, I don't like spending money. I work hard and go through alot to make things happen. So I don't spend my money anyhow. Again, if I have loose change, then I have money. But if I have 1k, 5k, 10k any money that isn't loose then I don't money, I just can't look for change of 1k to buy something for 50bob. I better borrow or wait until I get the 50bob. I'm still working on it Susan you can help me. I guess this is because I am self-made, no body can beat their chests they helped me when I needed help. I prayed, worked heard and waited
Waaah
Thank you , I am learning so much
Compulsive spender, saver, saver splurger is so me , change starts with awareness well put!
Wow 👏 I love your teaching
Hi Susan I appreciate U for this opic savers money
Hey Susan,
The quality of the video is A1
First one here today. Thanks coach
Very happy to have you here! 🎉🎉💃
woow, This is awesome, Thanks a lot Susan!
🎉Superb.. And super clear video
Thanks for the knowledge shared.
It appears we all have a small aspect of each of these characteristics, only that one of them becomes more prominent depending on individuals.
I have learned a lot coach. Thanks . Good work keep it up
You are a blessing in my life🎉🎉
Thank you Susan
Profound knowledge🥰🥰🥰
Praise God brethren
Wao what a wonderful money coach
Wow!.. I've seen am a combination of compulsive money maker and a worrier/ hoarder... worst combination 😢..no wonder I have small circle of friends and I rarely stay in a love relationship for more than a year 😂
Excellent presentation.thanks
Thank you coach sue👌
Thankyou Wanjiku. Insightful.
Where were you all my life eish😂very informative God bless for you this
Why are you revealing my personality ❤
This is vwry insightful. I am a compulsive money saver. I take care of myself tho😊
I am a saver-splugger and a little bit of a worrier. I need to do goal based savings
Interesting video, learnt quite abit. I think im more of a Saver-Splurger🙈
Nice presentation
What an illuminating content. You got me laughing at myself. Am now aware of my money personality and i know i can do better. How can i reach you for a more personalized session?
❤
Am glad am debt free though am dead broke
Great content and analysis, advise. Could there be a Balanced Money-View Personality who has bits of spending, saving, money making tendencies
Very much insightful, but am that victim who thinks of mmf but am dragged behind by being this character
Am a save splunger 😂😂 we thank you
I took that money test,told me I am a gambler😮 another said I am an idealist😆 so what am I?
Well done Susan, How do you track your expenses ?
please can you suggest books to read on investing, saving and budgeting
I would like to access the budget templates.
How is that possible?
Can we say a compulsive spender (outgoing ) has a personality issues in being a self centered (Narcissistic )one who crave for/court attention at all costs and ends up spending.
Aki that's extreme 😅, narcissism is a mental disorder.
Wow thank you Susan. But my own case is bad. I worked extremely hard but don't save. Because I want to take care of everyone in the family. So I just worked and give out to family and friends in need. At times I even go as borrowing to carter for others need. Any advice for me please
Coach Susan has a video on how to navigate black tax, you can watch that to get some idea as you wait for more professional advice from her. Me I have watched all her videos and even saved them for future references. I have being in your situation and am still in it however I have derived gentle yet honest measures to invest in my self as a way of rewarding my efforts because of coach Susan. My only word to you is you can't help your family well if you are not okay, so invest in your self too so that you can help them better that includes paying your self first before thinking of family. It's not selfishness, it's self care.
I'm a saver- splurger save for six months then go crazy on a project.
Hey Wanjiku I have been watching you here on you tube and I have decided that I want to start saving and investing but I don't know where to start kindly help
Thank you wanjiru,is there atopic on budgeting? Help me.
Sorry wanjiku.imixed your,name.without financial exposure it. Seems most of the traits crisscross
Am saver splurger.....
Me too 😁
Please advice on monthly income account in zimele
Where is the link please? Please may I have the link on low risk investment, medium and High risk investment
Hello, it is in the description box but let me copy it here as well: thelegacyhub.co.ke/product/invest-for-your-best-life-masterclass/
❤❤
Those google courses what was the name?
Where's link sister
You live once thing
I want to work with you.
May I have your link to your burger tracker. Am in Botswana
Burget tracker
thelegacyhub.co.ke/product/the-legacy-budget-tracking-template/
I found myself in saver-splurger