THESE ARE THE MOST EFFECTIVE BUDGETING STRATEGIES

Поділитися
Вставка
  • Опубліковано 30 лис 2024

КОМЕНТАРІ • 83

  • @susan.wanjiku_
    @susan.wanjiku_  Рік тому +5

    Hi guys, I will never ask you to text or Whatsapp me for anything. If you see any such comment, even with the picture being mine, offering you guides and numbers to call or whatsapp, kindly ignore and report that comment. It is scammers and bots trying to get to some of you. The right channels to reach me are always linked in the description box, that is, my website and email address.

  • @nasambuwanyonyi358
    @nasambuwanyonyi358 Рік тому +11

    Paying yourself first is paying into your future. This is amazing teachings

  • @teacherwinnie548
    @teacherwinnie548 Рік тому +24

    Hello Susan. If someone is self-employed, which criteria is used to determine their salary, or what percentage?

  • @ssemandajohnb4078
    @ssemandajohnb4078 Рік тому +6

    Coach Susan, you are doing a wonderful job. From the time i started following your guidance my personal finance management has continuously improved and i use the Zero balance budgeting strategy. Every shilling is assigned its work and for any expenditure i first consult the budget. Thank you so so much.

  • @TheBudgetLady133
    @TheBudgetLady133 6 місяців тому +2

    Awesome video. I am in the USA and I use the one month ahead zero based budgeting method and I’m having great success with this strategy the bare bones budgeting method that you mentioned is awesome because I have very high savings goals. I can use this method during months that I have had Considerable expenses that were unexpected and as you were explaining this, I was thinking that this could be used on selective months of the year. I’m excited to implement this because I would fund less to all the other accounts that I budget with and focus on the one account that I need to Distribute money to. So thank you so much for sharing and I’m so glad I came across your video. I enjoy learning something new that I can use on my budget journey.

  • @jacquelinekagichu3878
    @jacquelinekagichu3878 26 днів тому

    Learning a lot from you,thank you for the good work... it's never too late to learn like i am

  • @billionaire9105
    @billionaire9105 Рік тому +2

    I have been doing that for sometime now and wow now i have invested more than i expected......

  • @yakubgowon256
    @yakubgowon256 Рік тому +1

    Paying your self first is something am using and it's working well for me.

  • @draruleah4981
    @draruleah4981 Рік тому +2

    I think i need to buy alot of envelopes and start envelope method immediately. Thanks coach Susan.

  • @godfreyomuke3154
    @godfreyomuke3154 2 місяці тому

    Quite informative and resourceful. Thank you coach

  • @donnetrose3132
    @donnetrose3132 Рік тому +2

    learnt something new with the bare-bone budget. Thanks for the great work.

  • @terrynjoki3086
    @terrynjoki3086 6 місяців тому

    Pay yourself first this is amazing 👏

  • @christianatwiine6028
    @christianatwiine6028 4 місяці тому

    I will be using the zero sum strategy its very smart

  • @gichangifaith9689
    @gichangifaith9689 Рік тому +2

    Keep those videos coming couch, since i started following you this year my financial life have really improved.

  • @abelnoowe5918
    @abelnoowe5918 Рік тому

    Been following you for a while now. Much love from Uganda..

  • @carolinememe6748
    @carolinememe6748 Рік тому +1

    Thank you for the information.
    Thinking of blending the zero sum and envelope budgeting 😊

  • @markmutisya2362
    @markmutisya2362 Рік тому +1

    Indeed, It is very helpful,,, Thanks for sharing.

  • @jelagatkoimur1038
    @jelagatkoimur1038 Рік тому +4

    The way my life is structured right now, I need a bare bone approach for the next 18 or so months until all petty debts is paid and have a functional emergency fund, then I can pick up from there, God willing.

    • @susan.wanjiku_
      @susan.wanjiku_  Рік тому +1

      The barebones budget is such an amazing strategy to get out of debt. I wish you all the best! You got this!

  • @vinito254
    @vinito254 8 днів тому

    Asante sana coach

  • @Graclyna12
    @Graclyna12 Рік тому +5

    Hello dear ,you glowing ❤

  • @normadee6078
    @normadee6078 Рік тому

    Best no fluff practical budgeting strategy. Thank you so much. You gained a new subscriber ❤

  • @ericachebet3016
    @ericachebet3016 Рік тому

    I can't wait to come here with a testimony 😊,have learnt alot since i join this channel,God i know you've good plans for me🙏,be blessed susan

  • @zalbilly7159
    @zalbilly7159 Рік тому

    Pay your self first resonated with me

  • @Vincent.njenga
    @Vincent.njenga 11 місяців тому

    Very informative. God bless yoh couch

  • @eunicendirangu4804
    @eunicendirangu4804 Рік тому +2

    Hi Susan kindly advise on how to budget for people in business. Self employed in a business that is still growing ie just the kawaida general shop in your home area

  • @danwanyama1557
    @danwanyama1557 Рік тому

    Glad that you're back,Jah keep you in good health,
    I appreciate the teaching,and am learning
    Pay yourself strategy,is the way for me
    Jah Bless

  • @williamwatitwa3534
    @williamwatitwa3534 Рік тому +4

    Looking forward to a review of the dhowcsd platform from cbk and how to best utilize it

  • @teresiaakinyi3282
    @teresiaakinyi3282 Рік тому +4

    To be honest, I thought paying yourself first is about "kuambia mwili pole"🤣🤣I have really learned, thanks Susan for your great insights

  • @liliankabui1721
    @liliankabui1721 Рік тому +3

    Great work Susan. ❤

  • @PiusKosgei-gv7vd
    @PiusKosgei-gv7vd 8 місяців тому

    Please am your follower and seriously in need of financial literacy information for beginners

  • @DanielOmwenga-t8h
    @DanielOmwenga-t8h Місяць тому

    Pay your self first strategy.

  • @lindamuthunga9056
    @lindamuthunga9056 Рік тому

    Thanx Susan for the gems. Stay blessed

  • @evanswanyanga9648
    @evanswanyanga9648 Рік тому +1

    wow ! very very educative coach. Keep up the good work.

  • @andrewkoech6477
    @andrewkoech6477 Рік тому

    Thank you so much, have learrn a lot

  • @miminatosha4888
    @miminatosha4888 Рік тому

    I'm very grateful. Now I understand that there are different budgets and where am at 😂 Knowledge is power for sure

  • @Agripinah123-k9e
    @Agripinah123-k9e 4 місяці тому

    Thanks

  • @EMPRESS_PHILES
    @EMPRESS_PHILES Рік тому +1

    GOOD TEACHINGS GAL...NIPITIENI GUYS❤❤❤❤

  • @mutaicherobon6550
    @mutaicherobon6550 Рік тому

    Am almost bgood with money nowadays becoz of Susan.Receive your flowers

  • @sidneyrono1184
    @sidneyrono1184 Рік тому

    Very informative indeed . Which are the best investing strategies

  • @childofgod8365
    @childofgod8365 Рік тому

    Happy you are back

  • @marynyambura6898
    @marynyambura6898 Рік тому +2

    Very informative.

  • @beatricekamwere369
    @beatricekamwere369 5 місяців тому

    Very educative

  • @KomakechJerry-lb8ie
    @KomakechJerry-lb8ie Рік тому

    Am gonna use the bare-bone and the pay myself first then the 60

  • @LolaBugzy85
    @LolaBugzy85 Рік тому

    Zero balance strategy for me. Every coin matters with some savings that I have via standing orders every month.

  • @teacherwinnie548
    @teacherwinnie548 Рік тому

    Again thank you for changing my financial life. Nowadays friends calls me; Wueeh! Budget gal...

  • @enockabuga892
    @enockabuga892 Рік тому

    Nice content..keep it up Susan

  • @bettymulama8894
    @bettymulama8894 Рік тому

    Thank you so much for the information. Very helpful indeed..
    However, the budget template is not editable or is it that am not doing something right?

  • @tloporomamabolo7141
    @tloporomamabolo7141 Рік тому +1

    Hello,
    The currency on the budget tracker, is it designed only for Kenyans or can it be set to other nationality currencies?

  • @jpwabob8149
    @jpwabob8149 7 місяців тому

    I feel like I should work with a combo.

  • @JaneMunene-r3m
    @JaneMunene-r3m День тому

    Hi suan ...do you train trainers as life coaches??

  • @KomakechJerry-lb8ie
    @KomakechJerry-lb8ie Рік тому

    Wau wonderful

  • @catherinechepkoskei4718
    @catherinechepkoskei4718 5 місяців тому

    Hi Susan, I am a beginner in investing. I opened an account and for my second deposit, I used the wrong pay bill and it went to a different product. I have tried to communicate with them but in vain. They did not include the amount in my statement. I have only done two deposits.
    How long does it take to transfer the money to the MMF.

  • @humphreyodhiambo512
    @humphreyodhiambo512 Рік тому +2

    i think i need a bare bone budget until december.

    • @susan.wanjiku_
      @susan.wanjiku_  Рік тому +2

      Go youuu! It is an amazing tool to use during your debt freedom journey. All the best! 💯

  • @lonahakinyi4615
    @lonahakinyi4615 Рік тому

    Hello Susan. How can one get the budget tracker once it's paid for ?

    • @susan.wanjiku_
      @susan.wanjiku_  Рік тому

      It should be immediate. If you didn’t get it, please email the payment confirmation to: info@thelegacyhub.co.ke

    • @lonahakinyi4615
      @lonahakinyi4615 Рік тому

      @@susan.wanjiku_ On it. Thanks

    • @lonahakinyi4615
      @lonahakinyi4615 Рік тому

      Received my budget tracker! An eye opener indeed. I have never accounted for transaction charges , now I know better.

  • @debbycoy7340
    @debbycoy7340 9 місяців тому

    Hi Susan,
    I purchased a budget template from your channel but didn't get it. Can you please assist.
    Thanks

    • @susan.wanjiku_
      @susan.wanjiku_  9 місяців тому

      Hello, please email your payment confirmation to: info@thelegacyhub.co.ke

  • @lennymureithi6213
    @lennymureithi6213 5 місяців тому

    Hey! cant seem to download the template. please help

  • @humphreyodhiambo512
    @humphreyodhiambo512 Рік тому +2

    where can i get the budget tempelate

    • @susan.wanjiku_
      @susan.wanjiku_  Рік тому

      Here it is: thelegacyhub.co.ke/product/the-legacy-budget-tracking-template/

    • @humphreyodhiambo512
      @humphreyodhiambo512 Рік тому

      Thank you.

    • @everlynegoro1237
      @everlynegoro1237 7 місяців тому

      Is all debt bad? Please talk about good debt if there's such a thing

  • @kimbis1487
    @kimbis1487 7 місяців тому

    Amazing,

  • @eternallifeznow3840
    @eternallifeznow3840 Рік тому

    Zero sum and pay your self first

  • @sarahmuzaki4656
    @sarahmuzaki4656 9 місяців тому

    The zero sum strategy clearly makes you slowly become an impulse purchaser!!!! Then you start increasing on the black tax!!!!!!

  • @derrickokoth6858
    @derrickokoth6858 Рік тому

    How is this template is paid for?

  • @joshualangat5472
    @joshualangat5472 Рік тому

    Hi Susan. How can someone get in touch with you? I want you to come and share in our Men's fellowship.

    • @susan.wanjiku_
      @susan.wanjiku_  Рік тому

      Hello, you can reach me on my email: info@thelegacyhub.co.ke

  • @judynyakwama3307
    @judynyakwama3307 Рік тому

    I have listened to almost all your videos and am still making same mistakes.. what's wrong with me.once money get into my account,it won't last 5 day's before it's finished.i have opened a Sacco account and am planning to put a standing order and see if it will help me.

    • @kap849
      @kap849 Рік тому +1

      There is nothing wrong with you. Settings up automatic transfers on pay day to your savings/SACCO accounts is a step in the right direction. Remember you are not an expert, you are learning. Keep at it. It's been over 4 years since I started budgeting and I sometimes feel like I'm new to this, there's a lot of learning and unlearning to do.
      All the best!

  • @NoFaceJourneys
    @NoFaceJourneys Рік тому

    The traditional 50/30/20 is better

  • @sarahmuzaki4656
    @sarahmuzaki4656 9 місяців тому

    👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾👏🏾🌹🌹🌹🌹🌹🌹🌹