Every time I see this dude talk I’m just amazed i wish there were more people in the government like him I really hope they start putting these companies in check
ARE THERE ANY WHO ARE NOT CORRUPT; SADLY, EVEN SOME CHURCHES ARE CORRUPT, NOT HELPING IN TIME OF NEED BECAUSE SOMEONE IS NOT A MEMBER OR WHEN A MEMBER HASN'T PAID TITHES...I KNOW, OFF TOPIC!!!
Thank you for standing up for small business. These credit card companies have been profiting so much for so long. We need competition in the industry!
NOT ANYMORE! He voted against We The People less than one week after the Election that gave him a MAGA Mandate!! These HEARINGS ARE A WASTE OF TIME & TAX PAYER $$$!!
@@theoneandonlypinkypinky8245he is. What is wrong with you? Have you forgotten that we are all individual? As such, we don't all fall into line completely. We are allowed by humanity to think for ourselves and act upon our own reasoning.
Ah, be careful what you wish for, he still works for us and does a great job at it. I'm sure Corey Booker wouldn't mind his seat... Remember, even Donald Trump was a Democrat at one time.
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
@@jool4867 I understand your lack of faith in government, but he’s one of the good ones up there. It’s not ultimately his choice to do anything about it, but he certainly has a reasonable & admirable voice on the matters that be.
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
Josh, I can’t be more proud of an American Congressman. Please, please help your fellow man. We love you and respect you and support you. Best wishes and God bless.
Maybe you could raise your prices, but give a discount to cash payments. Would be an incentive for customers to use cash. Hope that wouldn’t deter business.
Remember, NO ONE WAS PUT UNDER DURESS TO ACQUIRE A CC CARD. TOTALLY INVOLUNTARY CHOICE. IF FOLKS THOUGHT OF CC CARDS LIKE A VACATION, WHETHER THEY CD AFFORD ONE OR NOT, THIS PROBLEM WDNT EXIST.
@lynb2039 True... But Healthcare USA is a thing, and that's not voluntary in any real sense in America. Even then... There's a reason why Contract Law is regulated. Need I use those reason to remind others of what happens when nothing is checked and balanced? I hope not.
Lmfao! Visa and Master Cards DONT make money off the interest rates! The banks sets the rates and makes money off the rates. Visa and Mastercard's makes money off their services and they cards. And the BANKS makes the rates!
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
Lmfao! Visa and Master Cards DONT make money off the interest rates! The banks sets the rates and makes money off the rates. Visa and Mastercard's makes money off their services and they cards. And the BANKS makes the rates!
@@jettgibbons673 People are stupid. The government wont DARE attack the banks. Even though, its common sense how they make money! LOL Visa and Master Cards are not banks LOL dont know why people think they are. I never seen a Master Card Bank in my area or ANYWHERE ! XD
Lmfao! Visa and Master Cards DONT make money off the interest rates! The banks sets the rates and makes money off the rates. Visa and Mastercard's makes money off their services and they cards. And the BANKS makes the rates!
When Ms. Kirkpatrick was summoned for the hearing did she not have a clue what it was about? I don't have those figures in front of me is not the correct answer!
I think they're just playing with ignorance. They probably could get prosecuted or something if they outright admit or acknowledge certain questions like that
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
Dude are you stupid?! Lol visa and master card dont set the high rates. The banks do! The banks are profitting off the loans not Visa or Mastercard. They make money off their services that they provide to the banks! Its public knowledge! Get made at the banks!
@@brady3126they collect fat 3% transaction costs. That’s huge, many businesses operate with 8-10% margin and here we have payment guy coming in and 3rd of that for doing small little thing called payment
Thank you senator Hawley for standing up for Missouri small business and the little guys around our great country. I'm disabled Missouri grandmother and stood in line for a long time to vote for you and prez Trump and would gladly do it again.
Well after hearing a lot of bulshit in the internet which 80% of it won't benefit people im very happy to watch this one which is the most effective and helpful to average people thank you senator Hawley
The banks SETS the rates. Not credit cards. They are NOT BANKS! Thier business is the card itself and the service it provides. Like making it safe, secure, etc. This high interest rates and profits it solely on the banks! You people knkw nothing about businesses and how they are mannaged!
Every time I hear Josh speak I am amazed and hopeful that he is fighting for Americans. Also amazed he knows way more than the people he is questioning!!!
Why the heck did Visa CEO didn’t bring his AZZ to this extremely important congressional hearing? We’re being screwed by the TOP 2 credit card companies and it must STOP 🛑 or be regulated ⏰⏰⏰
Thanks again Congressman Hawley for doing such deep, informative, detailed Research and holding open hearings for the benefit of the Citizenry. I'm not a Democrat ("shudder"!) and not a Republican, but I'm an American Citizen with Christian, Conservative Values. I have to reveal myself here...for years the Working Citizens have basically been loyal to Our Laws and Constitution. We are asked to pay for, especially, the Government in D.C.. Some have given that "full measure" to the U.S.! I've wondered why some, at least, American Companies/Corporations don't seem to reflect this kind of LOYALTY, themselves, to Our Nation and it's Citizens. It seems like some are more loyal to their Shareholders and bank accounts than treating Average Americans fairly. I realize that what I have said above is harsh and accusatory! However, if American Companies are more loyal to Foreign, Rich Investors and high Profit Margins...how can they really "feel" part of Our Nation? This is why I VOTED for President Trump...there is HOPE in him and his Cabinet! I, personally, wish that We had a very strong Two-Party System competing with each other trying to outdo each other in focusing on and serving the American People!!!
Mr . Hawley Thank you! I was complaining to my husband the other day about the staggering rate of the credit cards company and why the government did nothing about it? And Here you go sir ! You are our hope , the average American citizen to have our voice to be heard.The credit cards companies are getting out control with the their interest rates.
Lmfao! Visa and Master Cards DONT make money off the interest rates! The banks sets the rates and makes money off the rates. Visa and Mastercard's makes money off their services and they cards. And the BANKS makes the rates!
Senator Hawley, please make your pro-workers, pro-consumers, pro-competition positions the default for the Trump Administration and the Republican Party. Those positions are what can really Make America Great Again, and they will also increase innovation, increase quality, lower prices, and just plain make life in the country better.
I’m so old, I recall the original “credit card “ was Bank-America-Card that eventually became VISA. Credit card interest doubled in the Brandon Administration? Yikes
But it's "all in your head, the Economy is Wonderful, i.e. better than the rest of the world's economies". Wonderful, we are a little less mediocre than others, the World Economic Forum members are grinning all the way to the bank.
Josh Hawley!!! The man. We need 532 more of you in DC.
The consumer now pays the CC charge from the bank. I have to pay a sales tax and then the CC back charge of another 4%. Sometimes more !
I agree, Josh is a modern day super hero! Please clone him
Amen!
why did he vote for Thume he is against Trump. I thought he was one of the good guys.
Looks great in the video. Problem is that he IS the swamp! It's how he actually votes that counts, amigo.
Every time I see this dude talk I’m just amazed i wish there were more people in the government like him I really hope they start putting these companies in check
Your in 4 a long wait
The corruption in the credit card industries.
ARE THERE ANY WHO ARE NOT CORRUPT; SADLY, EVEN SOME CHURCHES ARE CORRUPT, NOT HELPING IN TIME OF NEED BECAUSE SOMEONE IS NOT A MEMBER OR WHEN A MEMBER HASN'T PAID TITHES...I KNOW, OFF TOPIC!!!
@@uncommonwoman100Lay off the caps lock man, makes you look crazy…
@@demaciasolos I AM CRAZY MAN!!! 🤣🤣🤣
@@uncommonwoman100 Can you speak up? I can’t god dam hear you!!!
@@demaciasolos😂😂😂
Thank you for standing up for small business. These credit card companies have been profiting so much for so long. We need competition in the industry!
Thank you Senator Josh Hawley, you are the Greatest!! Always straight forward!! 🙏🇺🇸
NOT ANYMORE! He voted against We The People less than one week after the Election that gave him a MAGA Mandate!! These HEARINGS ARE A WASTE OF TIME & TAX PAYER $$$!!
why did he vote for Thume he is against Trump. I thought he was one of the good guys.
@@theoneandonlypinkypinky8245he is. What is wrong with you? Have you forgotten that we are all individual? As such, we don't all fall into line completely. We are allowed by humanity to think for ourselves and act upon our own reasoning.
Ah, be careful what you wish for, he still works for us and does a great job at it. I'm sure Corey Booker wouldn't mind his seat... Remember, even Donald Trump was a Democrat at one time.
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
I’m addicted to Senator Hawley’s interrogation. He’s amazing!!!
He won’t do anything about it. It’s just theater.
@@jool4867 I understand your lack of faith in government, but he’s one of the good ones up there. It’s not ultimately his choice to do anything about it, but he certainly has a reasonable & admirable voice on the matters that be.
Josh Hawley proves why integrity matters in leadership
Hawley has no idea what he’s talking about here
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
@@brady3126yeah bro, Missouri hates this Virginian lobbyist who writes books 😂
❤
But they instantly got hooked w DEI and again pushed the costs to end consumers.. Very disturbing culture and leadership
Geez. What an educational hearing. Screwing us, the people. 😮 thank you Senator Hawley. ❤
And that's why I like Josh Hawley - Well done Sir!
Glad to have you as a Senator. Good man! :)
Josh, I can’t be more proud of an American Congressman. Please, please help your fellow man. We love you and respect you and support you. Best wishes and God bless.
He doesn't read the comments, boomer. Lol
Josh Hawley is a killer on the podium. Great job. He is my favorite to listen to.
Thank you. Many people are swimming in debt and appreciate this very much. 🇺🇸🇺🇸🇺🇸
Wonderful to hear the Senator exposing the fallacy of the credit card industry, even more important is to taking the meaningful action.
Absolutely phenomenal orator. Can inspire conviction even when talking about such a boring topic
We can't afford to accept credit cards in our company. It's a total small business killer. Shame on them.
@@xpdnc2u We all need to start writing checks again - or is there a fee on that as well for you?
Rethink your business model then
@@dbar1I STILL WRITE CHECKS WHEN I CAN!!!
Maybe you could raise your prices, but give a discount to cash payments. Would be an incentive for customers to use cash. Hope that wouldn’t deter business.
@@maryhenderson1529 We already give a discount for cash.
You ROCK Mr. Hawley!!! We need more of you
Thank you Sir, Excellent
why did he vote for Thume he is against Trump. I thought he was one of the good guys.
God bless this man! I have watched countless videos of Mr.. Hawley calling out these crooks! He is a saint. THANKS YOU!!
There are good people out here that live by their means and want to thank Josh Hawley. And God be with you on your new platform. Please don’t change.
New platform??
Yes yes and Yes, please keep up the incredible work.
These companies are SICK!!
Remember, NO ONE WAS PUT UNDER DURESS TO ACQUIRE A CC CARD. TOTALLY INVOLUNTARY CHOICE.
IF FOLKS THOUGHT OF CC CARDS LIKE A VACATION, WHETHER THEY CD AFFORD ONE OR NOT, THIS PROBLEM WDNT EXIST.
@lynb2039
True... But Healthcare USA is a thing, and that's not voluntary in any real sense in America.
Even then... There's a reason why Contract Law is regulated. Need I use those reason to remind others of what happens when nothing is checked and balanced?
I hope not.
and probably pay minimum wage to employees.
I said it before and I'll say it again! JOSH HAWLEY is the REAL PPLS CHAMPION! ✊️🙏
😂
This should have millions of views
with a B
This man is awesome.
Lmfao! Visa and Master Cards DONT make money off the interest rates! The banks sets the rates and makes money off the rates. Visa and Mastercard's makes money off their services and they cards. And the BANKS makes the rates!
@@LightYagami-rz6su50% + profit and 80% market share is all you need to know.
Now, it's all coming out !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Thank you, Senator Josh Hawley. Someone needs to take the sponge out of their hands.
Total GREED !! 🤬
Thank you Hawley !!
Thanks God LETS LOWER THESE CRAZY LOAD SHARKINGING INTERESTS FEES 🙌🏼 thank you Senator Hawley 🇺🇸
They don’t make money off the interest the banks do
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
Lmfao! Visa and Master Cards DONT make money off the interest rates! The banks sets the rates and makes money off the rates. Visa and Mastercard's makes money off their services and they cards. And the BANKS makes the rates!
@@jettgibbons673 People are stupid. The government wont DARE attack the banks. Even though, its common sense how they make money! LOL Visa and Master Cards are not banks LOL dont know why people think they are. I never seen a Master Card Bank in my area or ANYWHERE ! XD
@@jettgibbons673and you obviously voted for commiela
Get rid of monopolies!!
Duopoly you mean?
Its a it doesnt have to be a lone competitor to resemble monopolistic tendency
And you dont "get rid" of monopolies, you introduce competition
So get rid of the federal government? They are the BIGGEST monopoly!
@@bigt3995 that's how you "get rid" of monopolies....introduce competition. So yes you do get rid of monopolies. Sherri is right.
US SWAMP is the biggest monoply.
Thank you Josh
I love this guy. Thank you Sir.
Lmfao! Visa and Master Cards DONT make money off the interest rates! The banks sets the rates and makes money off the rates. Visa and Mastercard's makes money off their services and they cards. And the BANKS makes the rates!
Thank you Mr. Hawley!!!!!!!
Country needs more Senators like Mr Hawley
doesn't matter because nothing changes
@IsleOfFeldspar He only GRANDSTANDS and is hot air.
Love Gosh❤❤ Brilliant. Can articulate on a savage level 👏👏
Love you Hawley
Every state needs a Senator Hawley! Thank you Senator for fighting for the people!
When Ms. Kirkpatrick was summoned for the hearing did she not have a clue what it was about? I don't have those figures in front of me is not the correct answer!
why did he vote for Thume he is against Trump. I thought he was one of the good guys.
I think they're just playing with ignorance. They probably could get prosecuted or something if they outright admit or acknowledge certain questions like that
Hawley is a beast, love him! Thank you Mr. Senator.
I’m so glad I voted twice for Senator Hawley ❤🇺🇸
You must be from Virginia?
Not Missouri right?
He doesn’t live here mahhh boy. W
Thank you Mr. Hawley
Was halfway hoping he would be AG just because of these clips but as a Missourian I’m glad we aren’t losing him as a senator
why did he vote for Thume he is against Trump. I thought he was one of the good guys.
Thank you for your service. Please dont ever change who you are fighting for. Justen
Mr Hawley you are the smartest Senator in the US!
i have to say this is so true that they are monopolistic ! and APR are so high 28% for middle and lower level class families!! They are the Robbery!!US government must prohibit their BAD behavior!!
Dude are you stupid?! Lol visa and master card dont set the high rates. The banks do! The banks are profitting off the loans not Visa or Mastercard. They make money off their services that they provide to the banks! Its public knowledge! Get made at the banks!
Actually not. He accused Visa and Mastercard for intercharge and credit card debt, which shows he does not know how these business models work.
@@dustinvo6097typical Harris voter
One of my favorites, Senator Hawley. 🇺🇲
THE INTEREST RATE ON THESE CARDS ARE CRIMINAL !!!!!!!!
Indeed. That is the fault of the issuing banks and the Federal Reserve.
you'd the man Hawley! keep fighting for us!
Thank you Josh! ❤
god bless you josh, thanks for standing up for folks….
Finally someone is holding these guys accountable
Thank you Senator Hawley for stating the obvious and standing up for all Americans! Let’s get those unconscionable fees capped!!!
50% profit
80% of the market
29% apr
What the heck
Visa and Mastercard do not benefit from the account APR. That rate is set by the issuing bank, and the interest is accrued by the bank
It’s because we don’t monopoly bust anymore, the balls we’re cut off the feds when Reagan too power
@@brady3126
True but both companies are doing anti monopoly and anti trust actions.
Well, that is spoken in this video.
@@brady3126they collect fat 3% transaction costs. That’s huge, many businesses operate with 8-10% margin and here we have payment guy coming in and 3rd of that for doing small little thing called payment
I just stumbled across this guy and I'm instantly a fan, id vote for this giga chad
Thank you senator Hawley for standing up for Missouri small business and the little guys around our great country. I'm disabled Missouri grandmother and stood in line for a long time to vote for you and prez Trump and would gladly do it again.
Keep up the great work. Monopoly busting is way past due. End the FED.
This is the greatest show on Earth. What changes have the lawmakers made?
it's called organized crime.
💯💯💯💯💯
Just love Josh, please hold these crooks accountable
it’s greed. Clear simple and plain….
Good job Josh ❤!
Arrest them!!!
@@bobbiemcdonald7261 arrest yourself for spending money you don’t have.
Love. Josh. Hawley he’s. So truthful 🙏🙏🙏
Josh Hawley for President 2028🙏🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🇺🇸🙏😊
Everytime Mr. Hawley asked that woman a question she started to stutter an answer. It was funny to watch. GREAT WORK Mr. Hawley !!!!! ✌🏻❤️
👍Because she knows she works for a cutthroat, money-grubbing business!
As a member of the stutter community, 😅😅 we reject what she stands for .
Thank you Senator Hawley for always taking care of American citizens!! 🇺🇸
Well after hearing a lot of bulshit in the internet which 80% of it won't benefit people im very happy to watch this one which is the most effective and helpful to average people thank you senator Hawley
Credit cards in general should only be 10% of what the consumer spends!!!
12% my bank.
The banks SETS the rates. Not credit cards. They are NOT BANKS! Thier business is the card itself and the service it provides. Like making it safe, secure, etc. This high interest rates and profits it solely on the banks! You people knkw nothing about businesses and how they are mannaged!
@LightYagami-rz6su learn how to spell and how grammar in the English functions. Keyboard warrior
@@LightYagami-rz6subanks don’t set the transaction fees associated with moving money across a credit card providers network.
Credit cards shouldn’t exist flat out theres nothing good about them
Amazing!!! Great work Senator!!!
100% Sen. Hawley!
Every time I hear Josh speak I am amazed and hopeful that he is fighting for Americans. Also amazed he knows way more than the people he is questioning!!!
Love Hawley❤
“Ok, go in there and all you do is ‘I don’t know’, ‘I don’t know’, ‘I don’t know’”.
Why the heck did Visa CEO didn’t bring his AZZ to this extremely important congressional hearing?
We’re being screwed by the TOP 2 credit card companies and it must STOP 🛑 or be regulated ⏰⏰⏰
because the whole us congress is a total joke.
They leave the facts home to claim ignorance. Hearing 101 playbook.
Every household needs to be watching.
Not only do they ripoff the everyday consumer, they stick it to small business owners.
No duress. No coercion. Only individual choice by consumers.
@lynb2039 how do you square this?
I can listen to him all day. The hero America needs
God bless you sir. Please stay slick. We will vote for you in 2028.
I agree 💯
I love this man!
You're the best 👌 💪👊
👏👏👏👏 you are my amazing Hawley
We're not the bank she said. 🙄
She isn't.
They aren’t. They are just facilitating the payments between banks.
They aren't loaning money anyway she is so clueless
One of the best senators
Thanks again Congressman Hawley for doing such deep,
informative, detailed Research and holding open hearings for the benefit of the Citizenry. I'm not a Democrat ("shudder"!) and not a Republican, but I'm an American Citizen with Christian, Conservative Values. I have to reveal myself here...for years the Working Citizens have basically been loyal to Our Laws and Constitution. We are asked to pay for, especially, the Government in D.C.. Some have given that "full measure" to the U.S.!
I've wondered why some, at least, American Companies/Corporations don't seem to reflect this kind of LOYALTY, themselves, to Our Nation and it's Citizens. It seems like some are more loyal to their Shareholders and bank accounts than treating Average Americans fairly.
I realize that what I have said above is harsh and accusatory!
However, if American Companies are more loyal to Foreign, Rich Investors and high Profit Margins...how can they really "feel" part of Our Nation?
This is why I VOTED for President Trump...there is HOPE in him and his Cabinet!
I, personally, wish that We had a very strong Two-Party System competing with each other trying to outdo each other in focusing on and serving the American People!!!
Thank you Josh Hawley!!!
Josh Hawley a president for the future. Greetings from South Wales in the UK.
Love you man!!! ❤
Mr . Hawley
Thank you!
I was complaining to my husband the other day about the staggering rate of the credit cards company and why the government did nothing about it?
And Here you go sir ! You are our hope , the average American citizen to have our voice to be heard.The credit cards companies are getting out control with the their interest rates.
It's the bank charging interest not visa. Get educated
They don't collect revenue from interest? Where does it go then?
The banks
Well, they still make money somehow.@DavidLee-i1e
As a Floridian. I absolutely LOVE Josh! He is mental beast. Not many smarter or sharper than him.
So grateful he's my Senator!
Lmfao! Visa and Master Cards DONT make money off the interest rates! The banks sets the rates and makes money off the rates. Visa and Mastercard's makes money off their services and they cards. And the BANKS makes the rates!
Best senator hands down.
Senator Hawley, please make your pro-workers, pro-consumers, pro-competition positions the default for the Trump Administration and the Republican Party.
Those positions are what can really Make America Great Again, and they will also increase innovation, increase quality, lower prices, and just plain make life in the country better.
thanks man!
Thank you, Senator Hawley. I wish you were a Senator in my state.
Same here for my country. 😢
I love you Josh Hawley. You should be US Attorney General
Bring back the mafia, they had more integrity
seriously though...
What?
@@jessicamontaperto810 Hit the translate button. That should help
@ thanks for the advice definitely ll do translate button.
@@jessicamontaperto810 lol ;)
I truly would move my family to Missouri just for Josh Hawley to be our Senator. 😊He truly fights for his state!!!
I’m so old, I recall the original “credit card “ was Bank-America-Card that eventually became VISA.
Credit card interest doubled in the Brandon Administration? Yikes
But it's "all in your head, the Economy is Wonderful, i.e. better than the rest of the world's economies". Wonderful, we are a little less mediocre than others, the World Economic Forum members are grinning all the way to the bank.
@@paulholmes672
If you're righ, yeah.
If not?... GG.
Josh! U the man!