They've just looking at some of your commenters you must have the largest non-Christian Christian following ever one commenter suggested that taking out life insurance and having him kill himself and going with to make sure he doesn't chicken out others simply want to divorce him due to financial difficulties so much for wedding vows
@@LL-xx4iq not only that if you own a Bible they're all in there. I've always been following Financial Peace I discovered days radio program during my nightly commute to work and I was intrigued because it's basically everything my grandmother hammered into my head as a child
Like some people say, that the individual is good at hiding their true self for a long-time. That said, I don't believe that for one second. Individuals can't hide for too long.
@@glorymanheretosleep I think some people turn a blind eye to alot of what their spouses do because you just want believe someone you're in love with would do that. I honestly don't see alot of benefit to marriage. I'd rather just live with a person and dip out if I can't stand it.
And the woman was oblivious for 20 years taking no financial responsibility for her life.... How much pressure was this putting on the man? How much was she spending and wasting? How much was she talking about spending and wasting? I have seen this both ways.
Bun Bun he’s taking out loan of huge amounts and not telling her, this has nothing to do with her downsizing. They did that to pay off his first mess up, then he did it again.
I’d hire a PI. Something is really wrong here. Either he’s the worst investor in the world or he has a secret family, a drug addiction, a gambling addiction or a mistress.
My ex wife did this to me I would work all the overtime I could get to pay our mortgage off early and she was getting personal loans behind my back, we are now divorced and I'm debt free money in the bank, house paid for, happy life.
Congrats to you! I can't begin to imagine the pain you experienced going through that struggle and heartbreak. But good for you for having the strength to walk away. You made a great decision and investment in your future! Best wishes to you!
Stephen Shelton haha he really did? I’m glad he did cuz Dave was like “has he lied to you in other stuff other than money?” And this guy was like “has he cheated on you” straight up 😂
I was married to a surgeon and he felt that a marriage counsellor was not "educated" enough to work with him. He also felt that he made so much money that he could do whatever he wanted. I would not quit my job and he felt threatened. I am a nurse and did not have the income he made, but it was my security. After six years, I ended the marriage and I am happier for it. Thank God we had no children.
How do people stay in the relationship after something like this happened?? She gave him an ultimatum and he did it again, now she’s hesitant to leave 🤔 lady don’t be giving ultimatums when you don’t really want to leave!
You took the words out my mouth. Almost made a mistake until I realised that it would take me 15 years or so to recover from a bad marriage if it includes children. That really made it easy to walk away. Better to wait 5 more years if necessary to find someone suitable rather than settle for the worst mistake of my life.
@@aishahwilliams378 I agree with you. No matter what my husband had done, I gave him chances and threatened him to leave. He took that chances and months later I seen the changes he has made. I put boundaries and gave myself respect. But if he comes back again doing all the things that can make our marriage not work then there’s that.
I think Delony is talking about financial cheating, but doesn't say it out loud. And the lady, just to be sure, is pointing out that she means cheating in a sexual way. But of course it doesn't mean that he hasn't cheated, maybe the lady just doesn't know.
"Cheat cheat" almost sounds like a typographical error. What is the point of repeating the same word twice? It's either cheating or it's not. The nice thing about English is that you only need to use the word once to get your point across.
Lili Cohen it’s rhetoric to emphasize the word. The wife confirms he didn’t have a affair (physical) but she definitely alludes to some type of emotional affair which most consider cheating of a lesser degree.
@@ЯфКДВНСКБНСДГДЙФВБЦНВВН He was obviously asking if he was physically cheating on her. She wasn't sure if he was asking about that or something lesser. That's why she used the word twice.
Great question from Dave; “Is he a liar or an arrogant?” Basically: is he cheating or just a fake showoff? I would not waste another day! I would just leave the guy; to me this is clearly beyond repair.
Hope in people is a fantasy. If he wasn’t worried about you leaving the next time he did this, it’s time to go. When we say something, we have to be ready to follow through with it. Don’t say it if you don’t mean it.
Curly Qfro True. If you’re going to give an ultimatum, make sure you can follow through with it. Otherwise, don’t threaten it or your bluff will be called.
If you knew the dirty secrets of the doctors that treated u, u wouldn't want to go to the hospital. I see doctors like firefighters or pilots, when i need their service i need the best if possible.
If your physician is competent then you wouldn't know. Many physicians and surgeons are able to segregate their personal lives from their professional expertise and thus would not negatively affect their patient care (even to the detriment of their marriages, social lives, etc)
@coco marineblu thank you for sharing that story about your pastor As I always said everyone have a dark secret and a warp ideology. God allowed you to be in that position so that the truth can be revealed.
"You guys need a good counselor..." Nah, they're past needing a good counselor. I'm against divorce but a spouse who (continually and systematically) betrays one's trust doesn't deserve to stay married. That husband needs more than "confidence" and that "wife" needed to open her eyes. As responsible as my husband is w/money, I'm glad I manage our finances b/c I need to see where everything goes or will go. I do our taxes, pay the bills, and dictate how much to spend on things. We don't spend $ w/o letting the other know so these relationships where X doesn't know what Y's been doing are so strange to me.
What happens when you find out that you're in control of finances only as long as he's 'letting' you control the finances? Someone who wants their way will get it no matter how much you try to plug with control.
@@Mississippian Ha, yeah right. He doesn't "let" me do anything. Like in many marriages, one spouse managing the finances or another facet doesn't mean the other "lets" them do it. There's simply a mutual respect, etc. and in our case, he works FT, I have more time at home, I like the control, and I'm better at it 😅, so we decided I'd do it. As for a spouse taking everything in a marriage where both ARE privy to what's happening and both have access, it honestly goes both ways. I could take everything, too: but neither of us are a-holes so we won't do that.
My husband and I are the same way. I pay the bills and manage household accounts because he's dyslexic. We each have a personal allowance each month. We also have agreed that any purchase (wants, not need) that exceeds a certain amount we both have to agree to the purchase first. It's all about mutual respect and working together to create our lives.
@@Emmannie Yeah I completely understood what you meant. Imo it's not about control, it's about mutual respect, working towards a mutual goal, and doing what I'm better at. Hubby's dyslexia is so bad he'd send the wrong smounts by the wrong dates all the time.
Maybe they should just look into different types of investments together and learn how to become a true team. This way they can tell each other the truth and understand that he has aspirations in life that he would like to accomplish and maybe she can support him since more than likely he is the one making most of the money anyway....
1 Doctors don’t make THAT much money lol. Unless they’re an orthopedic surgeon, which the average salary is $600K, or a neurosurgeon. He’s probably making $150-300K but still shouldn’t be taking all those huge loans out left and right 😅
@@kingX777 You have no way of knowing that he makes any or most of the money. In many marriages women make just as much or more than their husbands. The only thing we know for sure is he went behind her back and took loans out. That's a serious break and trust. I would not care what the money was for. The problem is a lack of trust and honesty. I would leave even if he did make more money.
Your show is definitely entertaining and very informative. I never thought a financial show could bring laughter, seriousness, common sense, practical advice and wisdom like yours. Keep it up! Some of the stories by callers are just out of this world.
That's what I was thinking. Either gambling at a casino (or at least that style of gambling) or making "get rich quick" style investments (very risky startups, deep OTM options, etc).
Yeah. Clearly these are not “investments” as she said. Any investment can be liquidated and reversed. Stocks. Bonds. Even real estate can be sold or partnerships bought out. These investments have disappeared.
@@user-bc7cb8uu7e gambling makes the most sense for someone who wants to get rich quick. But it could be some stupid scams like mlms, or other schemes.
People like him will never have "enough", and I bet he will lose his medical license eventually because he will start to get into shady stuff to cover his debts.
My father did the same thing. He would borrow money to "invest" and get rich. He and my mother got divorced after 30 years of marriage, it was really sad. But I think that was the best thing for both, because now My father can still borrow his money and invest without ruining my mother's life. Divorce is the lesser evil for both.
This marriage counseling thing did not work for them. People that my father respected said that he was wrong and it did not work. You can try, but it is not going to work. Sorry about it...
Totally my now ex. I started FPU right after I knew I couldn't continue living with his lies. I am now debt free and halfway through my FFEF. Thanks Dave.
This is why I'm scared of marriage. I agree this guy is in the wrong but I think the wife needs a prenup agreement to protect her assets. People tend to jump into marriage to quickly, it needs to be a gradual process.
@@chasestearns6670 With or without a prenup, divorce courts almost always favor women. I know men who had a prenup but their wife still got the majority of everything. She should be fine.
This is the kind of stuff that scares me the most. There would be one counselor series and if not resolved=gone. This is the number one trait I look for in dating. Scary especially in COVID
Gambler addiction by the sound of it. It won't get better. In the longer run, she will be better without him. If she doesn't leave, he will drag her down into his wormhole.
When is was young I was married with little children. My marriage was dead. My husband refused counseling, he said the problems were all mine. The christian counselor I had was very helpful. I made the decision to get a divorce. Best thing I ever did. Life after divorce was hard, but it was better and healthier for me and my kids.
And, he's not leaving his bedroom, I'd bet. The co-host thinks it's a joke to tell her to kick him out of that room, but that would be just as strong an ultimatum to make. When he refuses, what does she do then? Plus she already told him SHE would leave if he did it again. He might actually be wanting to hold her to that promise.
This is the same story as I have about my ex-wife. After I told her that if She did it again I would leave her, She did it again and then I told myself everyday after that, when the time is right I was leaving. Counseling does no good with these people, I tried for 1.5 years at a heavy expense both financially and emotionally. My wife did not lie to me, just just never told me the truth. She somehow would blame me for her bad behavior. I don't think narcissistic lairs are curable.
@@jomontanee I divorced 22 years ago, happily remarried, financially successful. Divorcing after 22 years married was toughest decision of my life, but the correct one.
It's funny that for years is seemed like Dave was doing most calls by himself (which are usually pretty great). Now that social distancing is in place he has a co-host every single time 🤣
I know what her husband is doing because I was doing the same things. He addicted to gambling. I was doing the same things. I don't lies to the wife I told her what I was doing. He going to fail bad because doctor are the worst in investment. They think they know every topics.
My wife is a physician, and I handle all the money and investments in the family, but she tells me about other physicians & surgeons who have invested and lost in all kinds of things, so you are right about being bad with money.
HamiltonRb my dad is a doctor. Although he is great with finance he’s told me all about his partners and friends and how awful they’ve all done. It so sad, no one can afford to retire!
HamiltonRb you are dead on. I’m a wealth manager and I’d agree Dr’s are the worst due to arrogance. Engineers are 2nd worst because they all think they know numbers better. Money management is a moving target that moves daily, it’s not static like surgery or designing a building. I’m not about about marriage counseling so much rather having open communication with the wife making sure things are 50/50. Just pick the right girl that is emotionally stable and grow together. I’m assuming this chick doesn’t work because she married a Dr. seen it to many times.
One of the most insidious facts about financial infidelity is time is money. You may get the money back....eventually, but you will NEVER get the time back.
Oh boy Dave isnt feeling better than he deserves today. I hope hes feeling okay. Or maybe he finally just thinks he does deserve how he feels. Good for you Dave!
He is beating her up, financially and emotionally. He is treating her like she is not intelligent, or important. This woman knows he is gaslighting her
I am passionate about guitars. I have a huge collection, my wife did not mind at all. She actually admired a few in the collection. We always discussed financial decisions, If I wanted to acquire a new one, we would discuss the financial ramifications of a new guitar. This one time I found something I knew she would not agree to. I bought it anyway. The biggest argument of or lives happened on the day of delivery. I knew I was wrong, but I wanted it so bad. She passed away the next day. I broke her heart and then she broke mine. The guilt of not being honest is something I will never recover from. Please, I beg of you all, be honest in all that you do. Tell your loved ones everything. Secrets are not worth keeping. Your partner loves you and will understand.
John Maxwell said it best in his book The 21 Irrefutable Laws of Leadership. The Law of Explosive Growth, "To Add Growth, Lead Followers - To Multiply, Lead Leaders." Dave recognizes that he won't be around forever and he is training up the next generation of financial leaders to continue his legacy of providing common sense and biblical financial advise. So even though solo Dave maybe what we're all used to, co-host Dave is what we need for the future. Hope you're having a great Quarantine day.
I see speculation that he is cheating and I think he is not. He sounds like he is super focused on the fantasy of getting rich quick and that is a mistress itself. So sad.
This is why women feel the need to work and have a career despite some of them wanting to be at home and raise the children. Otherwise they are venerable to being in this situation and they can't get out. Never fully give up working, always at least have a part time job. It's just too dangerous.
If women would use their heads instead of going with feelings, marriages would work. It is good to be attracted and in love but if you blind are to his personality flaws. It will be a rough marriage. You have to have trust in a marriage if you can not trust them don't get married. There is nothing wrong with one spouse staying at home taking care of the children or if a woman chooses to be a house wife. Just because you picked the wrong mate or have trust issues. Does not mean that the rest of us should. You need get some help with those feelings. Trust issues will hurt you in other aspects of your life.
My ex did this... He invested $500,000 into a high risk investment. And lost it all. Then that was my fault. He was given $100,000.00 from his fathers passing (thats his money... Inheritance) and he lost that all... I was put on an "allowance" per week... We went to a councillor twice.. he stood over top of me screaming at me in front of the councilor that his love language is "his" money... I had to leave. Disaster... My lawyer told me to run. Now I'm am sooo scared of money. Traumatized by money. So frustrating.. I get it.
LOVE YOURSELF! Don't stay with someone who doesn't value you or include you in her/his life. It's better to be single than to be with someone who doesn't respect you.
Today is July 10, 2020 and I desperately need a favorable court ruling in a CFPB case against a company I heavily invested in and am down 40K in our retirement account. I made the decision to continue buying to get my average down so I could exit earlier but it's dragged out over two years. If it doesn't pop today I'm going to have to have the talk I've been avoiding. Dave's right.....large single stock purchased inside a mature account is stupid.
My husband and I are debt free including our home. He makes the money and I pay the bills. We’ve been married for almost 40 years. We both know how much we have in savings, IRA and pension. We make decisions together on large purchases. I know all the passwords though! LOL You have to be on the same page with your finances and goals. It’s a great feeling to be DEBT FREE! I wish this for everyone out there working towards getting debt free.
He is cheating and has some bad vices. My sister partner was a dentist and he did same. Took $120k out to cheat with his side thing. Now is divorced. Problem is best to divorce him now otherwise he will be broke with no assets.
He's a dreamer, and he will never change. It doesn't matter how much you both go to counseling. He thinks that he will get rich. He doesn't respect you enough to tell you what he has done. Run and run fast, he will pull you down.
Get a FREE trial of our life-changing Financial Peace University today: bit.ly/3dI2MF3
They've just looking at some of your commenters you must have the largest non-Christian Christian following ever one commenter suggested that taking out life insurance and having him kill himself and going with to make sure he doesn't chicken out others simply want to divorce him due to financial difficulties so much for wedding vows
The Dave Ramsey Show Any chance I could try this from the Netherlands?
MissVindicat ASMR the steps to financial freedom can be followed by anyone anywhere
@@LL-xx4iq not only that if you own a Bible they're all in there. I've always been following Financial Peace I discovered days radio program during my nightly commute to work and I was intrigued because it's basically everything my grandmother hammered into my head as a child
When will there by ELPs for marriage counseling?
Marrying the right person is the most important decision you can make. I feel bad for this poor woman, her husband is a deceiver
Like some people say, that the individual is good at hiding their true self for a long-time. That said, I don't believe that for one second. Individuals can't hide for too long.
@@glorymanheretosleep I think some people turn a blind eye to alot of what their spouses do because you just want believe someone you're in love with would do that. I honestly don't see alot of benefit to marriage. I'd rather just live with a person and dip out if I can't stand it.
Character is more valuable than beauty
And the woman was oblivious for 20 years taking no financial responsibility for her life.... How much pressure was this putting on the man? How much was she spending and wasting? How much was she talking about spending and wasting? I have seen this both ways.
Bun Bun he’s taking out loan of huge amounts and not telling her, this has nothing to do with her downsizing. They did that to pay off his first mess up, then he did it again.
I’d hire a PI. Something is really wrong here. Either he’s the worst investor in the world or he has a secret family, a drug addiction, a gambling addiction or a mistress.
Yeah I'd wast more money on a PI.
Good advice. I speak as a retired lawyer.
@@BuckeyeFan-ty4vrit would be the smartest money she's ever spent
My ex wife did this to me I would work all the overtime I could get to pay our mortgage off early and she was getting personal loans behind my back, we are now divorced and I'm debt free money in the bank, house paid for, happy life.
What condition is she in is she have a lot of debt
Oh wow, good for you on the ending👏🏽
So happy for you!!
Barry Bethal wow you are a focused person many of us would feel stuck. The important part is that you are happy
Congrats to you! I can't begin to imagine the pain you experienced going through that struggle and heartbreak. But good for you for having the strength to walk away. You made a great decision and investment in your future! Best wishes to you!
"Not cheat cheat" honey this man is probably CHEATING on you
I like how the younger guy got right down to what's probably going on.
Stephen Shelton haha he really did? I’m glad he did cuz Dave was like “has he lied to you in other stuff other than money?” And this guy was like “has he cheated on you” straight up 😂
Briana Franklin no trust 🙅🏻♀️
I'd be stunned if he weren't cheating
He should have followed up with, “well, what is ‘cheat?’”
her question SHOULD be - who is the best divorce lawyer in my area?
🤣🤣🤣🤣🤣💀💀💀💀💀💀
Oh snap!!!!
Lol
She's an idiot and her husband is an idiot. Should have been a good match
Lol🤭, I actual thought about that to my self
I was married to a surgeon and he felt that a marriage counsellor was not "educated" enough to work with him. He also felt that he made so much money that he could do whatever he wanted. I would not quit my job and he felt threatened. I am a nurse and did not have the income he made, but it was my security. After six years, I ended the marriage and I am happier for it. Thank God we had no children.
Your ex-husband made how much a year?
Drop that zero and get with a hero
Not surprising . The arrogance of some of these physicians is beyond me. All you can do is laugh.
Thank God also, you are financially independent!
@@glorymanheretosleep Let me put it this way....he was a multi-millionaire.
He is cheating!!!! He has, and is, and you don't realize it! Take off your rose colored glasses lady, he isn't spending 40K on water bottles!
No kidding! This is just a sad situation.
I think she knows
You're right she just doesn't wanna believe it. So broke she cannot think straight....
Lol
the $40k was on investments not water bottles you people don’t listen. All selective hearing
How do people stay in the relationship after something like this happened?? She gave him an ultimatum and he did it again, now she’s hesitant to leave 🤔 lady don’t be giving ultimatums when you don’t really want to leave!
Probably because she doesn't work and her husband makes quite a bit and still lives a good life?
You don't
Abuda J.
Nope 👎
He ends up running for president and winning.
@@runningdebate2670 DING DING DING DING. How do people even have to ask that question when it's blatantly obvious why women stay with dirty men.
Everyone responding at the same time: “What’s ‘cheat cheat?’”
Amber Donelson Possibly physically cheating vs. Chatting online with someone they've never met.
Threesome with the wife? That’s not cheat cheat it’s only cheat
Gaslighting from a narcissist. That’s what it is...
@@kingmelanin7468 Absolutely!
@@kingmelanin7468 Absolutely correct!
You can’t spend $400,000 on water bottles and discount store junk. He is up to something.
She said he took out the loans for investments to get rich quick, the water bottles and discount store junk are things he buys on top of that.
he has an other wife in another state
Great insight Landmatx, she should ask him to show her the investment documents or it will expose his different vices.
My wife misplaced $175 000 and neither of us realised it for 2 years until the bank called us. Money mistakes happen.
gambling and/or another woman
My worst nightmare. Who you marry makes or breaks you.
💯
That's why I am staying single!!!! Don't need these headaches, life is much more pleasant and simple when you are single!
You took the words out my mouth. Almost made a mistake until I realised that it would take me 15 years or so to recover from a bad marriage if it includes children.
That really made it easy to walk away. Better to wait 5 more years if necessary to find someone suitable rather than settle for the worst mistake of my life.
Ludens
I’ve always avoided marriage and single mothers.
Can’t complain.😄
Preach!!
She needs to be planning her exit strategy.
Jonathan Collins
They are married.
She can exit her debt.
All women have an exit strategy.
STAT !!!
I’m guessing he’s the only one making money. She really shouldn’t be complaining
@@leomik5193 They better
Girl. You already know you need to leave.
Clearly you don't understand marriage. For better or for worse.
Aishah Williams Ill take my worse single than with a lying manipulative spouse
Exactly.
@@aishahwilliams378 Clearly you don't understand self-love. Know your worth. Don't stay with someone who doesn't respect you.
@@aishahwilliams378 I agree with you. No matter what my husband had done, I gave him chances and threatened him to leave. He took that chances and months later I seen the changes he has made. I put boundaries and gave myself respect. But if he comes back again doing all the things that can make our marriage not work then there’s that.
How can you live with someone who lies to you constantly? You don’t even know who you’re sleeping next to at night.
Lauren Wallis
Every single mother knows that.
Kids.
That's why she sleeps in the guest room.
"has he cheated on you before"
"no, not cheat cheat"
so he has cheated
Yeah I didn’t know what she meant by that. Thought maybe hookers or he was with a co-worker but she believes him when he says “it wasn’t physical.”
I think Delony is talking about financial cheating, but doesn't say it out loud. And the lady, just to be sure, is pointing out that she means cheating in a sexual way. But of course it doesn't mean that he hasn't cheated, maybe the lady just doesn't know.
“Cheat cheat”? Meaning he definitely cheated on some level
"Cheat cheat" almost sounds like a typographical error. What is the point of repeating the same word twice? It's either cheating or it's not. The nice thing about English is that you only need to use the word once to get your point across.
Lili Cohen it’s rhetoric to emphasize the word. The wife confirms he didn’t have a affair (physical) but she definitely alludes to some type of emotional affair which most consider cheating of a lesser degree.
@@darlingmkxo LOL
@@darlingmkxo Exactly
@@ЯфКДВНСКБНСДГДЙФВБЦНВВН He was obviously asking if he was physically cheating on her. She wasn't sure if he was asking about that or something lesser. That's why she used the word twice.
The guy is cheating. He is having an affair and has an addiction maybe it’s gambling. He’s living a fantasy and she isn’t apart of it. 🤷🏾♀️
You have to know 🤷♂️
“She isn’t a part of it”- dead on accurate!!! Yes!
And probably living a double life. She need to hire a PI 😩
Carressa agreed he has a side dish
coco marineblu exactly
Great question from Dave; “Is he a liar or an arrogant?” Basically: is he cheating or just a fake showoff? I would not waste another day! I would just leave the guy; to me this is clearly beyond repair.
"Liar or stupid" is the real question....
Because you're not in the situation.
By the time she is done following Dave's advice, he will have spent all of the marital assets and they will be broke and destitute.
He's a liability. Find yourself an asset!
“He lies to me a lot.” Maybe you should have put an end to it when it was just a little.
Don't put that on her. He's always been a liar. Probably since 3
This is way beyond just a money problem💸. What he's doing is no different than taking out loans and heading to a casino🎰.
he could just be doing that
@@samuelleake9213 True
This poor woman. You can hear the hurt in her voice. She needs to leave him.
😪😪😪
Seem like she's calling the wrong person for her marraige advice.
Mass Gaining Guy Absolutely!
Ehh, wouldn’t be the first time Ramsey answered marriage advice. Hopefully this lady gets a divorce and had a prenup ready.
Nah Dave Ramsey is more of a marriage counselor than a financial advisor.
they kept overtalking her
Hope in people is a fantasy. If he wasn’t worried about you leaving the next time he did this, it’s time to go. When we say something, we have to be ready to follow through with it. Don’t say it if you don’t mean it.
Curly Qfro True. If you’re going to give an ultimatum, make sure you can follow through with it. Otherwise, don’t threaten it or your bluff will be called.
He’s cheating on you for real. I mean “cheat cheat”
Most men that are the breadwinner-or feel that they are-are eventually going to go after another woman due to feeling entitled that they can.
@John Lester maybe cheat cheat cheat cheat
For sure. She needs to run run.
I would be scared if this was my doctor
Yup too many conclusions drawn in a very short time
50% of the doctors graduated in the bottom half of their class
Keep that in mind
If you knew the dirty secrets of the doctors that treated u, u wouldn't want to go to the hospital. I see doctors like firefighters or pilots, when i need their service i need the best if possible.
He is funking his nurses.
If your physician is competent then you wouldn't know. Many physicians and surgeons are able to segregate their personal lives from their professional expertise and thus would not negatively affect their patient care (even to the detriment of their marriages, social lives, etc)
When love and respect is gone in a marriage, nothing good ever happens.
He’s financing another chick.
I don't think so. 300,000 in loans and her alluding to get rich quick sounds like a gambling addiction
Ohhhh it’s a gambling addiction for sure... I dated a successful man several months ago with similar situation the lies on lies on lies
@coco marineblu thank you for sharing that story about your pastor
As I always said everyone have a dark secret and a warp ideology.
God allowed you to be in that position so that the truth can be revealed.
@@jbsc97 yeah, whether by roulette or day-trading, still gambling.
Of course he is.
I was married to a liar....painful, heartbreaking and mean. Never again.
Sounds like he’s a big gambler
"You guys need a good counselor..." Nah, they're past needing a good counselor. I'm against divorce but a spouse who (continually and systematically) betrays one's trust doesn't deserve to stay married. That husband needs more than "confidence" and that "wife" needed to open her eyes.
As responsible as my husband is w/money, I'm glad I manage our finances b/c I need to see where everything goes or will go. I do our taxes, pay the bills, and dictate how much to spend on things. We don't spend $ w/o letting the other know so these relationships where X doesn't know what Y's been doing are so strange to me.
What happens when you find out that you're in control of finances only as long as he's 'letting' you control the finances? Someone who wants their way will get it no matter how much you try to plug with control.
@@Mississippian Ha, yeah right. He doesn't "let" me do anything. Like in many marriages, one spouse managing the finances or another facet doesn't mean the other "lets" them do it. There's simply a mutual respect, etc. and in our case, he works FT, I have more time at home, I like the control, and I'm better at it 😅, so we decided I'd do it.
As for a spouse taking everything in a marriage where both ARE privy to what's happening and both have access, it honestly goes both ways. I could take everything, too: but neither of us are a-holes so we won't do that.
My husband and I are the same way. I pay the bills and manage household accounts because he's dyslexic. We each have a personal allowance each month. We also have agreed that any purchase (wants, not need) that exceeds a certain amount we both have to agree to the purchase first. It's all about mutual respect and working together to create our lives.
@@steppy3736 Exactly!!
@@Emmannie Yeah I completely understood what you meant. Imo it's not about control, it's about mutual respect, working towards a mutual goal, and doing what I'm better at. Hubby's dyslexia is so bad he'd send the wrong smounts by the wrong dates all the time.
If I was a counselor, I’d be counseling Roxanne to leave....
@1 he may not be saving anything
Maybe they should just look into different types of investments together and learn how to become a true team. This way they can tell each other the truth and understand that he has aspirations in life that he would like to accomplish and maybe she can support him since more than likely he is the one making most of the money anyway....
🎼 Roxanne
🎵 you don't have to turn on the red light
1 Doctors don’t make THAT much money lol. Unless they’re an orthopedic surgeon, which the average salary is $600K, or a neurosurgeon. He’s probably making $150-300K but still shouldn’t be taking all those huge loans out left and right 😅
@@kingX777 You have no way of knowing that he makes any or most of the money. In many marriages women make just as much or more than their husbands. The only thing we know for sure is he went behind her back and took loans out. That's a serious break and trust. I would not care what the money was for. The problem is a lack of trust and honesty. I would leave even if he did make more money.
He is financing another chick & household... he is not "cheat cheat"-ing with his 25 water bottles from the discount store...
Your show is definitely entertaining and very informative. I never thought a financial show could bring laughter, seriousness, common sense, practical advice and wisdom like yours. Keep it up! Some of the stories by callers are just out of this world.
This lady has no clue at all. He’s clearly cheating, gambling or drugs. If I had to guess it’s gambling
That's what I was thinking. Either gambling at a casino (or at least that style of gambling) or making "get rich quick" style investments (very risky startups, deep OTM options, etc).
Yeah. Clearly these are not “investments” as she said. Any investment can be liquidated and reversed. Stocks. Bonds. Even real estate can be sold or partnerships bought out. These investments have disappeared.
@@user-bc7cb8uu7e gambling makes the most sense for someone who wants to get rich quick. But it could be some stupid scams like mlms, or other schemes.
People like him will never have "enough", and I bet he will lose his medical license eventually because he will start to get into shady stuff to cover his debts.
Calls like this make me SO HAPPY I AM SINGLE!!!! Building my own wealth legacy on my own!
Girl you look too good to be single lol 🤣. There are smart men out there
@@cooper1056…and women!
My father did the same thing. He would borrow money to "invest" and get rich. He and my mother got divorced after 30 years of marriage, it was really sad. But I think that was the best thing for both, because now My father can still borrow his money and invest without ruining my mother's life. Divorce is the lesser evil for both.
This marriage counseling thing did not work for them. People that my father respected said that he was wrong and it did not work. You can try, but it is not going to work. Sorry about it...
Totally my now ex. I started FPU right after I knew I couldn't continue living with his lies. I am now debt free and halfway through my FFEF. Thanks Dave.
DIVORCE!!!! Stop being a pushover!!!
This is why I'm scared of marriage. I agree this guy is in the wrong but I think the wife needs a prenup agreement to protect her assets. People tend to jump into marriage to quickly, it needs to be a gradual process.
@@chasestearns6670 With or without a prenup, divorce courts almost always favor women. I know men who had a prenup but their wife still got the majority of everything. She should be fine.
Easy to say when you are young. But once life hits you you start to lose energy and everything else.
Weak
@@glorymanheretosleep speak for yourself.
She should consider leaving and talk to a divorce lawyer. I don't see an alternative.
This is the kind of stuff that scares me the most. There would be one counselor series and if not resolved=gone. This is the number one trait I look for in dating. Scary especially in COVID
My ex refused to open his mail. Every time I expressed concern he would get mad at me. Lies!
I'm sorry but dammm
😳😳😳😳😳😳😳
Yep lies
Gambler addiction by the sound of it. It won't get better. In the longer run, she will be better without him. If she doesn't leave, he will drag her down into his wormhole.
As a couple, we believe that team work is the key to success! We have to be transparent all the time.
She is so calm. I honestly would lose my mind over something like this.
When is was young I was married with little children. My marriage was dead. My husband refused counseling, he said the problems were all mine. The christian counselor I had was very helpful. I made the decision to get a divorce. Best thing I ever did. Life after divorce was hard, but it was better and healthier for me and my kids.
And, he's not leaving his bedroom, I'd bet. The co-host thinks it's a joke to tell her to kick him out of that room, but that would be just as strong an ultimatum to make. When he refuses, what does she do then? Plus she already told him SHE would leave if he did it again. He might actually be wanting to hold her to that promise.
Man, this just shows that profession doesn't mean someone is smart. A physician is acting this way for Pete's sake.
Very common in physicians
This is the same story as I have about my ex-wife. After I told her that if She did it again I would leave her, She did it again and then I told myself everyday after that, when the time is right I was leaving. Counseling does no good with these people, I tried for 1.5 years at a heavy expense both financially and emotionally. My wife did not lie to me, just just never told me the truth. She somehow would blame me for her bad behavior. I don't think narcissistic lairs are curable.
David King How long have you left her?
@@jomontanee I divorced 22 years ago, happily remarried, financially successful. Divorcing after 22 years married was toughest decision of my life, but the correct one.
@@davidking4779 I agree, it's virtually incurable. I'm so sorry for your suffering and I'm glad you're on a happier path now.
Praying for you today Roxanne , don’t know where life has you today but I just lift you up in prayer 🤗
It's funny that for years is seemed like Dave was doing most calls by himself (which are usually pretty great). Now that social distancing is in place he has a co-host every single time 🤣
hepek I like Dave by himself 100x better
@@PInk77W1 Same.
😂 such a good point!!!!
😂😂😂
Was thinking the exact same thing like what happened to social distancing
Go to the judge show your signature is not on loans, fight for him to take the loans he signed for. Cut your losses.
Wow definitely a challenging situation and she needs to be clear!!! This man is out of control and needs a big wake up call!!!
Gambling, drugs or aldultery - take your pick.
Whoever sang the song “Roxanne” when he said her name is a real one 💯
The Police - Roxanne from 1978.
Roxaaaaaannnnnee, you better leave this guyyyy
LEAVE HIM!
I know what her husband is doing because I was doing the same things. He addicted to gambling. I was doing the same things. I don't lies to the wife I told her what I was doing. He going to fail bad because doctor are the worst in investment. They think they know every topics.
My wife is a physician, and I handle all the money and investments in the family, but she tells me about other physicians & surgeons who have invested and lost in all kinds of things, so you are right about being bad with money.
HamiltonRb my dad is a doctor. Although he is great with finance he’s told me all about his partners and friends and how awful they’ve all done. It so sad, no one can afford to retire!
HamiltonRb you are dead on. I’m a wealth manager and I’d agree Dr’s are the worst due to arrogance. Engineers are 2nd worst because they all think they know numbers better. Money management is a moving target that moves daily, it’s not static like surgery or designing a building. I’m not about about marriage counseling so much rather having open communication with the wife making sure things are 50/50. Just pick the right girl that is emotionally stable and grow together. I’m assuming this chick doesn’t work because she married a Dr. seen it to many times.
Alex Lee yes sir. Life isn’t that hard.
Alex Lee you are dead on. Rock what you know and leave your ego at the table.
Financial infidelity. That's rough. I can't imagine not being able to trust someone anymore after so many yeara
One of the most insidious facts about financial infidelity is time is money. You may get the money back....eventually, but you will NEVER get the time back.
They need to take "For Richer or Poorer" out of wedding vows!
"For better or worse" out of wedding vows too.
Honestly.... people aren’t loyal
Until boundary violations and disrespect do us part
Hanz Berger 👍🏽
Leave everything in but add, "for as long as you respect me and don't lie or cheat or abuse me in any way".
I love Eastern Euro Dave rocking the three stripes pretty soon he is going to be chain smoking cigs
Gold chains and chest hair!
Joe Conti and squatting everywhere lol
And wearing skinny jeans with no socks
@@ChristoherWGray Easy there!
Lol Run DMC 🤣 ....all he needs a backwards cap 🧢 and a big radio on his shoulders, to start bebopin
I don’t even understand why this is a question for her. LEAVE HIM!
Sounds like he’s funding his other family
You need to leave NOW!
Run!
She knows why they didnt go back to counseling...both of them used it to attack the other. They aren't a match.
He's having cheat cheat with his water bottle collection
Barry Bethal I’m dead 😵 🤣🤣🤣
Like your ex wife did?
Zqueen yup 👍
🤣💀💩
This lady deserves so much better!
Oh boy Dave isnt feeling better than he deserves today. I hope hes feeling okay. Or maybe he finally just thinks he does deserve how he feels. Good for you Dave!
He is beating her up, financially and emotionally. He is treating her like she is not intelligent, or important.
This woman knows he is gaslighting her
How horrible. Hearing stories like this makes me be more content in singleness.
I am passionate about guitars. I have a huge collection, my wife did not mind at all. She actually admired a few in the collection. We always discussed financial decisions, If I wanted to acquire a new one, we would discuss the financial ramifications of a new guitar. This one time I found something I knew she would not agree to. I bought it anyway. The biggest argument of or lives happened on the day of delivery. I knew I was wrong, but I wanted it so bad. She passed away the next day. I broke her heart and then she broke mine. The guilt of not being honest is something I will never recover from. Please, I beg of you all, be honest in all that you do. Tell your loved ones everything. Secrets are not worth keeping. Your partner loves you and will understand.
I prefer Dave solo
I like my Dave solo as well 😂
John Maxwell said it best in his book The 21 Irrefutable Laws of Leadership. The Law of Explosive Growth, "To Add Growth, Lead Followers - To Multiply, Lead Leaders." Dave recognizes that he won't be around forever and he is training up the next generation of financial leaders to continue his legacy of providing common sense and biblical financial advise. So even though solo Dave maybe what we're all used to, co-host Dave is what we need for the future.
Hope you're having a great Quarantine day.
Gmen pg same. The guy talks too fast and yells to try to get a word in over Dave
Is he Dave’s sidekick for now on? I’m been MIA with this show.
me too!!
I see speculation that he is cheating and I think he is not. He sounds like he is super focused on the fantasy of getting rich quick and that is a mistress itself. So sad.
Hes desperately looking for a get rich quick because hes probably is working 80+ hours per week and he is burned out.
So grateful to be single with 0 debt :)
Me too!! No credit card debt. No car payment. House paid for!
Please don’t perpetuate the myth that hitting someone is the worst thing a spouse can do and the only reason someone would need to leave ASAP. 🥺
This is my ex-husband, who is still a financial train wreck, all the while I am in BS3. Yay!!!
I hope she left, took half of what was left and secured her future.
This is why women feel the need to work and have a career despite some of them wanting to be at home and raise the children. Otherwise they are venerable to being in this situation and they can't get out. Never fully give up working, always at least have a part time job. It's just too dangerous.
If women would use their heads instead of going with feelings, marriages would work. It is good to be attracted and in love but if you blind are to his personality flaws. It will be a rough marriage. You have to have trust in a marriage if you can not trust them don't get married. There is nothing wrong with one spouse staying at home taking care of the children or if a woman chooses to be a house wife. Just because you picked the wrong mate or have trust issues. Does not mean that the rest of us should. You need get some help with those feelings. Trust issues will hurt you in other aspects of your life.
I'm never willing to work with or trust a chronic liar in any relationship.
This show has confirmed to me that I will never make the mistake of getting married again.
Oof, right?
My ex did this... He invested $500,000 into a high risk investment. And lost it all. Then that was my fault. He was given $100,000.00 from his fathers passing (thats his money... Inheritance) and he lost that all... I was put on an "allowance" per week... We went to a councillor twice.. he stood over top of me screaming at me in front of the councilor that his love language is "his" money... I had to leave. Disaster... My lawyer told me to run. Now I'm am sooo scared of money. Traumatized by money. So frustrating.. I get it.
Traumatic that this was my fault..I was told that these investments my fault... I'm to uneducated to even make an investment...
Everyone, including him, knows he is screwing up his life. No amount of counseling is needed to shine a light on this problem.
Title changed to “my ex took out a loan behind my back 🤣🤣😂😭”
😂
My soon to be ex was doing the same thing even steal from me and his siblings .I left him over 2 years ago
LOVE YOURSELF! Don't stay with someone who doesn't value you or include you in her/his life. It's better to be single than to be with someone who doesn't respect you.
Huge facts!
You’re only as strong as your weakest link... you could be good with money but your spouse might be spending your efforts
Divorce ASAP!!! Don't look back!
Wow. How can people do this to their families. What a nasty thing to do.
When you file your taxes, file the form "innocent spouse" to protect yourself.
She said that he hadn’t cheated on her, but how does she know that?
The man is a prolific and habitual liar. Charming guy. Run, madame! Run!
There's always three sides to the story. Her side, his side, and the truth 😎
She's leaving out the part where she has no job, and has probably stepped out on him, too.
G Money
There’s always three types of rings.
Engagement ring
Wedding ring
Suffer ring
@@blackworldtraveler3711 hahahaha 🤣🤣🤣
Today is July 10, 2020 and I desperately need a favorable court ruling in a CFPB case against a company I heavily invested in and am down 40K in our retirement account. I made the decision to continue buying to get my average down so I could exit earlier but it's dragged out over two years. If it doesn't pop today I'm going to have to have the talk I've been avoiding. Dave's right.....large single stock purchased inside a mature account is stupid.
My husband and I are debt free including our home. He makes the money and I pay the bills. We’ve been married for almost 40 years. We both know how much we have in savings, IRA and pension. We make decisions together on large purchases. I know all the passwords though! LOL You have to be on the same page with your finances and goals. It’s a great feeling to be DEBT FREE! I wish this for everyone out there working towards getting debt free.
Roxanne is not doing better than she deserves 😑
🤣🤣🤣🤣🤣
He is cheating and has some bad vices. My sister partner was a dentist and he did same. Took $120k out to cheat with his side thing. Now is divorced. Problem is best to divorce him now otherwise he will be broke with no assets.
Good luck! I hope things get straightened out. I'm glad she's not willing to put up with it.
Counseling?!? Waste of time. Divorce? PRICELESS.
He's a dreamer, and he will never change. It doesn't matter how much you both go to counseling. He thinks that he will get rich. He doesn't respect you enough to tell you what he has done. Run and run fast, he will pull you down.
If you can lie about one thing you can lie about everything