My Spouse Went $332,000 Into Debt Behind My Back!

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  • Опубліковано 13 січ 2025

КОМЕНТАРІ • 1,3 тис.

  • @TheRamseyShow
    @TheRamseyShow  4 роки тому +61

    Get a FREE trial of our life-changing Financial Peace University today: bit.ly/3dI2MF3

    • @grantarmbruster6591
      @grantarmbruster6591 4 роки тому +2

      They've just looking at some of your commenters you must have the largest non-Christian Christian following ever one commenter suggested that taking out life insurance and having him kill himself and going with to make sure he doesn't chicken out others simply want to divorce him due to financial difficulties so much for wedding vows

    • @MissVindicat
      @MissVindicat 4 роки тому +1

      The Dave Ramsey Show Any chance I could try this from the Netherlands?

    • @LL-xx4iq
      @LL-xx4iq 4 роки тому +3

      MissVindicat ASMR the steps to financial freedom can be followed by anyone anywhere

    • @grantarmbruster6591
      @grantarmbruster6591 4 роки тому +1

      @@LL-xx4iq not only that if you own a Bible they're all in there. I've always been following Financial Peace I discovered days radio program during my nightly commute to work and I was intrigued because it's basically everything my grandmother hammered into my head as a child

    • @kimberleymgd
      @kimberleymgd 4 роки тому +1

      When will there by ELPs for marriage counseling?

  • @APennyPinchersGuide
    @APennyPinchersGuide 4 роки тому +1809

    Marrying the right person is the most important decision you can make. I feel bad for this poor woman, her husband is a deceiver

    • @glorymanheretosleep
      @glorymanheretosleep 4 роки тому +36

      Like some people say, that the individual is good at hiding their true self for a long-time. That said, I don't believe that for one second. Individuals can't hide for too long.

    • @shazz286
      @shazz286 4 роки тому +23

      @@glorymanheretosleep I think some people turn a blind eye to alot of what their spouses do because you just want believe someone you're in love with would do that. I honestly don't see alot of benefit to marriage. I'd rather just live with a person and dip out if I can't stand it.

    • @jeremygardner3183
      @jeremygardner3183 4 роки тому +21

      Character is more valuable than beauty

    • @w8stral
      @w8stral 4 роки тому +8

      And the woman was oblivious for 20 years taking no financial responsibility for her life.... How much pressure was this putting on the man? How much was she spending and wasting? How much was she talking about spending and wasting? I have seen this both ways.

    • @pamscruggs2660
      @pamscruggs2660 4 роки тому +13

      Bun Bun he’s taking out loan of huge amounts and not telling her, this has nothing to do with her downsizing. They did that to pay off his first mess up, then he did it again.

  • @choreomaniac
    @choreomaniac 3 роки тому +429

    I’d hire a PI. Something is really wrong here. Either he’s the worst investor in the world or he has a secret family, a drug addiction, a gambling addiction or a mistress.

    • @BuckeyeFan-ty4vr
      @BuckeyeFan-ty4vr 2 роки тому +9

      Yeah I'd wast more money on a PI.

    • @janicewolk6492
      @janicewolk6492 Місяць тому +1

      Good advice. I speak as a retired lawyer.

    • @heathergray9195
      @heathergray9195 Місяць тому

      ​@@BuckeyeFan-ty4vrit would be the smartest money she's ever spent

  • @BarryBethal-yv2oz
    @BarryBethal-yv2oz 4 роки тому +620

    My ex wife did this to me I would work all the overtime I could get to pay our mortgage off early and she was getting personal loans behind my back, we are now divorced and I'm debt free money in the bank, house paid for, happy life.

    • @timothytarango1919
      @timothytarango1919 4 роки тому +2

      What condition is she in is she have a lot of debt

    • @MP-nj1qy
      @MP-nj1qy 4 роки тому +13

      Oh wow, good for you on the ending👏🏽

    • @burntblonde2925
      @burntblonde2925 4 роки тому +4

      So happy for you!!

    • @tenob905
      @tenob905 4 роки тому +9

      Barry Bethal wow you are a focused person many of us would feel stuck. The important part is that you are happy

    • @itsnicoletheNP
      @itsnicoletheNP 4 роки тому +4

      Congrats to you! I can't begin to imagine the pain you experienced going through that struggle and heartbreak. But good for you for having the strength to walk away. You made a great decision and investment in your future! Best wishes to you!

  • @brianafranklin8164
    @brianafranklin8164 4 роки тому +1307

    "Not cheat cheat" honey this man is probably CHEATING on you

    • @stephenshelton4267
      @stephenshelton4267 4 роки тому +140

      I like how the younger guy got right down to what's probably going on.

    • @thejoeyson2586
      @thejoeyson2586 4 роки тому +87

      Stephen Shelton haha he really did? I’m glad he did cuz Dave was like “has he lied to you in other stuff other than money?” And this guy was like “has he cheated on you” straight up 😂

    • @FamilyFinance
      @FamilyFinance 4 роки тому +1

      Briana Franklin no trust 🙅🏻‍♀️

    • @random-nz7dy
      @random-nz7dy 4 роки тому +57

      I'd be stunned if he weren't cheating

    • @ericp1139
      @ericp1139 4 роки тому +29

      He should have followed up with, “well, what is ‘cheat?’”

  • @meancarleen
    @meancarleen 4 роки тому +1836

    her question SHOULD be - who is the best divorce lawyer in my area?

    • @thatsassyrepublican
      @thatsassyrepublican 4 роки тому +27

      🤣🤣🤣🤣🤣💀💀💀💀💀💀

    • @marylinda
      @marylinda 4 роки тому +9

      Oh snap!!!!

    • @kahea2018
      @kahea2018 4 роки тому +3

      Lol

    • @user_abcxyzz
      @user_abcxyzz 4 роки тому +13

      She's an idiot and her husband is an idiot. Should have been a good match

    • @PeaceLife12
      @PeaceLife12 4 роки тому +5

      Lol🤭, I actual thought about that to my self

  • @jenniferlee7167
    @jenniferlee7167 4 роки тому +1429

    I was married to a surgeon and he felt that a marriage counsellor was not "educated" enough to work with him. He also felt that he made so much money that he could do whatever he wanted. I would not quit my job and he felt threatened. I am a nurse and did not have the income he made, but it was my security. After six years, I ended the marriage and I am happier for it. Thank God we had no children.

    • @glorymanheretosleep
      @glorymanheretosleep 4 роки тому +20

      Your ex-husband made how much a year?

    • @bigeric8334
      @bigeric8334 4 роки тому +87

      Drop that zero and get with a hero

    • @meesc3556
      @meesc3556 4 роки тому +137

      Not surprising . The arrogance of some of these physicians is beyond me. All you can do is laugh.

    • @mjohnson1741
      @mjohnson1741 4 роки тому +54

      Thank God also, you are financially independent!

    • @jenniferlee7167
      @jenniferlee7167 4 роки тому +56

      @@glorymanheretosleep Let me put it this way....he was a multi-millionaire.

  • @bettysmith7045
    @bettysmith7045 4 роки тому +491

    He is cheating!!!! He has, and is, and you don't realize it! Take off your rose colored glasses lady, he isn't spending 40K on water bottles!

    • @jonathan74123
      @jonathan74123 4 роки тому +8

      No kidding! This is just a sad situation.

    • @dorothyharris6596
      @dorothyharris6596 4 роки тому +14

      I think she knows

    • @lionessnala2000
      @lionessnala2000 4 роки тому +11

      You're right she just doesn't wanna believe it. So broke she cannot think straight....

    • @charleneWL
      @charleneWL 3 роки тому

      Lol

    • @AJ-gn1qu
      @AJ-gn1qu 3 роки тому +8

      the $40k was on investments not water bottles you people don’t listen. All selective hearing

  • @SW-sw7wx
    @SW-sw7wx 4 роки тому +1108

    How do people stay in the relationship after something like this happened?? She gave him an ultimatum and he did it again, now she’s hesitant to leave 🤔 lady don’t be giving ultimatums when you don’t really want to leave!

    • @runningdebate2670
      @runningdebate2670 4 роки тому +118

      Probably because she doesn't work and her husband makes quite a bit and still lives a good life?

    • @93mlo
      @93mlo 4 роки тому +2

      You don't

    • @CaseyBurnsInvesting
      @CaseyBurnsInvesting 4 роки тому

      Abuda J.
      Nope 👎

    • @alphamarshan
      @alphamarshan 4 роки тому +16

      He ends up running for president and winning.

    • @chartuck
      @chartuck 4 роки тому +36

      @@runningdebate2670 DING DING DING DING. How do people even have to ask that question when it's blatantly obvious why women stay with dirty men.

  • @AmberRen
    @AmberRen 4 роки тому +375

    Everyone responding at the same time: “What’s ‘cheat cheat?’”

    • @Sdewebb
      @Sdewebb 4 роки тому +28

      Amber Donelson Possibly physically cheating vs. Chatting online with someone they've never met.

    • @HOLDXSTEEL
      @HOLDXSTEEL 4 роки тому

      Threesome with the wife? That’s not cheat cheat it’s only cheat

    • @kingmelanin7468
      @kingmelanin7468 4 роки тому +22

      Gaslighting from a narcissist. That’s what it is...

    • @seventhchild7270
      @seventhchild7270 4 роки тому +1

      @@kingmelanin7468 Absolutely!

    • @seventhchild7270
      @seventhchild7270 4 роки тому +1

      @@kingmelanin7468 Absolutely correct!

  • @Landmantx
    @Landmantx 4 роки тому +921

    You can’t spend $400,000 on water bottles and discount store junk. He is up to something.

    • @jeffc1347
      @jeffc1347 4 роки тому +82

      She said he took out the loans for investments to get rich quick, the water bottles and discount store junk are things he buys on top of that.

    • @ailicrew
      @ailicrew 4 роки тому +80

      he has an other wife in another state

    • @bobbruders1805
      @bobbruders1805 4 роки тому +17

      Great insight Landmatx, she should ask him to show her the investment documents or it will expose his different vices.

    • @tomkee8019
      @tomkee8019 4 роки тому +3

      My wife misplaced $175 000 and neither of us realised it for 2 years until the bank called us. Money mistakes happen.

    • @bobproctor5562
      @bobproctor5562 4 роки тому +31

      gambling and/or another woman

  • @ludens1526
    @ludens1526 4 роки тому +316

    My worst nightmare. Who you marry makes or breaks you.

    • @brittanyb5942
      @brittanyb5942 4 роки тому +10

      💯

    • @bettysmith7045
      @bettysmith7045 4 роки тому +26

      That's why I am staying single!!!! Don't need these headaches, life is much more pleasant and simple when you are single!

    • @triggabun
      @triggabun 4 роки тому +13

      You took the words out my mouth. Almost made a mistake until I realised that it would take me 15 years or so to recover from a bad marriage if it includes children.
      That really made it easy to walk away. Better to wait 5 more years if necessary to find someone suitable rather than settle for the worst mistake of my life.

    • @blackworldtraveler3711
      @blackworldtraveler3711 4 роки тому +8

      Ludens
      I’ve always avoided marriage and single mothers.
      Can’t complain.😄

    • @abbyk4783
      @abbyk4783 4 роки тому +1

      Preach!!

  • @localone1597
    @localone1597 4 роки тому +610

    She needs to be planning her exit strategy.

    • @blackworldtraveler3711
      @blackworldtraveler3711 4 роки тому +1

      Jonathan Collins
      They are married.
      She can exit her debt.

    • @leomik5193
      @leomik5193 4 роки тому +2

      All women have an exit strategy.

    • @charleneWL
      @charleneWL 3 роки тому +1

      STAT !!!

    • @HHHPedigrees
      @HHHPedigrees 3 роки тому +1

      I’m guessing he’s the only one making money. She really shouldn’t be complaining

    • @Aminah6623
      @Aminah6623 6 місяців тому

      ​@@leomik5193 They better

  • @LeesaLilHop
    @LeesaLilHop 4 роки тому +188

    Girl. You already know you need to leave.

    • @aishahwilliams378
      @aishahwilliams378 4 роки тому

      Clearly you don't understand marriage. For better or for worse.

    • @LeesaLilHop
      @LeesaLilHop 4 роки тому +23

      Aishah Williams Ill take my worse single than with a lying manipulative spouse

    • @carableu
      @carableu 4 роки тому +2

      Exactly.

    • @chiaraippoliti
      @chiaraippoliti 4 роки тому +4

      @@aishahwilliams378 Clearly you don't understand self-love. Know your worth. Don't stay with someone who doesn't respect you.

    • @keanasantos8818
      @keanasantos8818 3 роки тому

      @@aishahwilliams378 I agree with you. No matter what my husband had done, I gave him chances and threatened him to leave. He took that chances and months later I seen the changes he has made. I put boundaries and gave myself respect. But if he comes back again doing all the things that can make our marriage not work then there’s that.

  • @laurenwallis3319
    @laurenwallis3319 4 роки тому +220

    How can you live with someone who lies to you constantly? You don’t even know who you’re sleeping next to at night.

  • @PS2Damon
    @PS2Damon 4 роки тому +171

    "has he cheated on you before"
    "no, not cheat cheat"
    so he has cheated

    • @carpediem6431
      @carpediem6431 3 роки тому +16

      Yeah I didn’t know what she meant by that. Thought maybe hookers or he was with a co-worker but she believes him when he says “it wasn’t physical.”

    • @kingzana
      @kingzana Рік тому +2

      I think Delony is talking about financial cheating, but doesn't say it out loud. And the lady, just to be sure, is pointing out that she means cheating in a sexual way. But of course it doesn't mean that he hasn't cheated, maybe the lady just doesn't know.

  • @LeesaLilHop
    @LeesaLilHop 4 роки тому +408

    “Cheat cheat”? Meaning he definitely cheated on some level

    • @ЯфКДВНСКБНСДГДЙФВБЦНВВН
      @ЯфКДВНСКБНСДГДЙФВБЦНВВН 4 роки тому +20

      "Cheat cheat" almost sounds like a typographical error. What is the point of repeating the same word twice? It's either cheating or it's not. The nice thing about English is that you only need to use the word once to get your point across.

    • @darlingmkxo
      @darlingmkxo 4 роки тому +56

      Lili Cohen it’s rhetoric to emphasize the word. The wife confirms he didn’t have a affair (physical) but she definitely alludes to some type of emotional affair which most consider cheating of a lesser degree.

    • @ЯфКДВНСКБНСДГДЙФВБЦНВВН
      @ЯфКДВНСКБНСДГДЙФВБЦНВВН 4 роки тому

      @@darlingmkxo LOL

    • @joshuatate5671
      @joshuatate5671 4 роки тому +2

      @@darlingmkxo Exactly

    • @joshuatate5671
      @joshuatate5671 4 роки тому +1

      @@ЯфКДВНСКБНСДГДЙФВБЦНВВН He was obviously asking if he was physically cheating on her. She wasn't sure if he was asking about that or something lesser. That's why she used the word twice.

  • @carressa
    @carressa 4 роки тому +791

    The guy is cheating. He is having an affair and has an addiction maybe it’s gambling. He’s living a fantasy and she isn’t apart of it. 🤷🏾‍♀️

    • @manunes4598
      @manunes4598 4 роки тому +7

      You have to know 🤷‍♂️

    • @jill9606
      @jill9606 4 роки тому +39

      “She isn’t a part of it”- dead on accurate!!! Yes!

    • @s.houston3498
      @s.houston3498 4 роки тому +45

      And probably living a double life. She need to hire a PI 😩

    • @roolyfe
      @roolyfe 4 роки тому +15

      Carressa agreed he has a side dish

    • @roolyfe
      @roolyfe 4 роки тому

      coco marineblu exactly

  • @j.l9670
    @j.l9670 4 роки тому +206

    Great question from Dave; “Is he a liar or an arrogant?” Basically: is he cheating or just a fake showoff? I would not waste another day! I would just leave the guy; to me this is clearly beyond repair.

    • @andrewe.7907
      @andrewe.7907 4 роки тому +6

      "Liar or stupid" is the real question....

    • @romariosmith422
      @romariosmith422 4 роки тому +3

      Because you're not in the situation.

    • @zhahndoe1695
      @zhahndoe1695 3 місяці тому

      By the time she is done following Dave's advice, he will have spent all of the marital assets and they will be broke and destitute.

  • @Scott-got-caught
    @Scott-got-caught 4 роки тому +133

    He's a liability. Find yourself an asset!

  • @EastCoastReefer
    @EastCoastReefer 4 роки тому +97

    “He lies to me a lot.” Maybe you should have put an end to it when it was just a little.

    • @JanetFrisby-wl6zb
      @JanetFrisby-wl6zb 2 дні тому

      Don't put that on her. He's always been a liar. Probably since 3

  • @ApplicoInc
    @ApplicoInc 4 роки тому +169

    This is way beyond just a money problem💸. What he's doing is no different than taking out loans and heading to a casino🎰.

  • @debbiep99
    @debbiep99 4 роки тому +46

    This poor woman. You can hear the hurt in her voice. She needs to leave him.

  • @MassGainingGuy
    @MassGainingGuy 4 роки тому +243

    Seem like she's calling the wrong person for her marraige advice.

    • @sincerelysandi
      @sincerelysandi 4 роки тому +1

      Mass Gaining Guy Absolutely!

    • @Varooooooom
      @Varooooooom 4 роки тому +8

      Ehh, wouldn’t be the first time Ramsey answered marriage advice. Hopefully this lady gets a divorce and had a prenup ready.

    • @xSalamz
      @xSalamz 4 роки тому +5

      Nah Dave Ramsey is more of a marriage counselor than a financial advisor.

    • @elizabethallen4353
      @elizabethallen4353 4 роки тому +2

      they kept overtalking her

  • @rbraxton00
    @rbraxton00 4 роки тому +64

    Hope in people is a fantasy. If he wasn’t worried about you leaving the next time he did this, it’s time to go. When we say something, we have to be ready to follow through with it. Don’t say it if you don’t mean it.

    • @bres9977
      @bres9977 4 роки тому +7

      Curly Qfro True. If you’re going to give an ultimatum, make sure you can follow through with it. Otherwise, don’t threaten it or your bluff will be called.

  • @huggyuk
    @huggyuk 4 роки тому +204

    He’s cheating on you for real. I mean “cheat cheat”

    • @glorymanheretosleep
      @glorymanheretosleep 4 роки тому +3

      Most men that are the breadwinner-or feel that they are-are eventually going to go after another woman due to feeling entitled that they can.

    • @eatyourcereal4747
      @eatyourcereal4747 4 роки тому +3

      @John Lester maybe cheat cheat cheat cheat

    • @caity9244
      @caity9244 4 роки тому +6

      For sure. She needs to run run.

  • @reneperez6690
    @reneperez6690 4 роки тому +189

    I would be scared if this was my doctor

    • @peranutshporenius2979
      @peranutshporenius2979 4 роки тому +1

      Yup too many conclusions drawn in a very short time

    • @ChristoherWGray
      @ChristoherWGray 4 роки тому +16

      50% of the doctors graduated in the bottom half of their class
      Keep that in mind

    • @BernardBrunu1
      @BernardBrunu1 4 роки тому

      If you knew the dirty secrets of the doctors that treated u, u wouldn't want to go to the hospital. I see doctors like firefighters or pilots, when i need their service i need the best if possible.

    • @robbanks4356
      @robbanks4356 4 роки тому +3

      He is funking his nurses.

    • @eteshoe
      @eteshoe 4 роки тому +3

      If your physician is competent then you wouldn't know. Many physicians and surgeons are able to segregate their personal lives from their professional expertise and thus would not negatively affect their patient care (even to the detriment of their marriages, social lives, etc)

  • @jacobmoreno6339
    @jacobmoreno6339 4 роки тому +35

    When love and respect is gone in a marriage, nothing good ever happens.

  • @Unkuuu
    @Unkuuu 4 роки тому +860

    He’s financing another chick.

    • @jbsc97
      @jbsc97 4 роки тому +103

      I don't think so. 300,000 in loans and her alluding to get rich quick sounds like a gambling addiction

    • @sericar6178
      @sericar6178 4 роки тому +25

      Ohhhh it’s a gambling addiction for sure... I dated a successful man several months ago with similar situation the lies on lies on lies

    • @mesoanto1031
      @mesoanto1031 4 роки тому +4

      @coco marineblu thank you for sharing that story about your pastor
      As I always said everyone have a dark secret and a warp ideology.
      God allowed you to be in that position so that the truth can be revealed.

    • @bjkarana
      @bjkarana 4 роки тому +5

      @@jbsc97 yeah, whether by roulette or day-trading, still gambling.

    • @maxinef6654
      @maxinef6654 4 роки тому +2

      Of course he is.

  • @msjo9649
    @msjo9649 4 роки тому +13

    I was married to a liar....painful, heartbreaking and mean. Never again.

  • @Jusaguy000
    @Jusaguy000 4 роки тому +87

    Sounds like he’s a big gambler

  • @Emmannie
    @Emmannie 4 роки тому +66

    "You guys need a good counselor..." Nah, they're past needing a good counselor. I'm against divorce but a spouse who (continually and systematically) betrays one's trust doesn't deserve to stay married. That husband needs more than "confidence" and that "wife" needed to open her eyes.
    As responsible as my husband is w/money, I'm glad I manage our finances b/c I need to see where everything goes or will go. I do our taxes, pay the bills, and dictate how much to spend on things. We don't spend $ w/o letting the other know so these relationships where X doesn't know what Y's been doing are so strange to me.

    • @Mississippian
      @Mississippian 4 роки тому +1

      What happens when you find out that you're in control of finances only as long as he's 'letting' you control the finances? Someone who wants their way will get it no matter how much you try to plug with control.

    • @Emmannie
      @Emmannie 4 роки тому +4

      @@Mississippian Ha, yeah right. He doesn't "let" me do anything. Like in many marriages, one spouse managing the finances or another facet doesn't mean the other "lets" them do it. There's simply a mutual respect, etc. and in our case, he works FT, I have more time at home, I like the control, and I'm better at it 😅, so we decided I'd do it.
      As for a spouse taking everything in a marriage where both ARE privy to what's happening and both have access, it honestly goes both ways. I could take everything, too: but neither of us are a-holes so we won't do that.

    • @steppy3736
      @steppy3736 4 роки тому +7

      My husband and I are the same way. I pay the bills and manage household accounts because he's dyslexic. We each have a personal allowance each month. We also have agreed that any purchase (wants, not need) that exceeds a certain amount we both have to agree to the purchase first. It's all about mutual respect and working together to create our lives.

    • @Emmannie
      @Emmannie 4 роки тому +4

      @@steppy3736 Exactly!!

    • @steppy3736
      @steppy3736 4 роки тому

      @@Emmannie Yeah I completely understood what you meant. Imo it's not about control, it's about mutual respect, working towards a mutual goal, and doing what I'm better at. Hubby's dyslexia is so bad he'd send the wrong smounts by the wrong dates all the time.

  • @deanrivera4735
    @deanrivera4735 4 роки тому +312

    If I was a counselor, I’d be counseling Roxanne to leave....

    • @jamaicaninthekitchen4358
      @jamaicaninthekitchen4358 4 роки тому +5

      @1 he may not be saving anything

    • @kingX777
      @kingX777 4 роки тому +1

      Maybe they should just look into different types of investments together and learn how to become a true team. This way they can tell each other the truth and understand that he has aspirations in life that he would like to accomplish and maybe she can support him since more than likely he is the one making most of the money anyway....

    • @cerebralcaustic
      @cerebralcaustic 4 роки тому +3

      🎼 Roxanne
      🎵 you don't have to turn on the red light

    • @alexandrar.4900
      @alexandrar.4900 4 роки тому +9

      1 Doctors don’t make THAT much money lol. Unless they’re an orthopedic surgeon, which the average salary is $600K, or a neurosurgeon. He’s probably making $150-300K but still shouldn’t be taking all those huge loans out left and right 😅

    • @kristamcmenimon5907
      @kristamcmenimon5907 4 роки тому +5

      @@kingX777 You have no way of knowing that he makes any or most of the money. In many marriages women make just as much or more than their husbands. The only thing we know for sure is he went behind her back and took loans out. That's a serious break and trust. I would not care what the money was for. The problem is a lack of trust and honesty. I would leave even if he did make more money.

  • @rebeccawcleung
    @rebeccawcleung 4 роки тому +112

    He is financing another chick & household... he is not "cheat cheat"-ing with his 25 water bottles from the discount store...

  • @ATJ2024
    @ATJ2024 4 роки тому +22

    Your show is definitely entertaining and very informative. I never thought a financial show could bring laughter, seriousness, common sense, practical advice and wisdom like yours. Keep it up! Some of the stories by callers are just out of this world.

  • @JamesWilson-sb9iq
    @JamesWilson-sb9iq 4 роки тому +77

    This lady has no clue at all. He’s clearly cheating, gambling or drugs. If I had to guess it’s gambling

    • @user-bc7cb8uu7e
      @user-bc7cb8uu7e 4 роки тому +3

      That's what I was thinking. Either gambling at a casino (or at least that style of gambling) or making "get rich quick" style investments (very risky startups, deep OTM options, etc).

    • @choreomaniac
      @choreomaniac 3 роки тому

      Yeah. Clearly these are not “investments” as she said. Any investment can be liquidated and reversed. Stocks. Bonds. Even real estate can be sold or partnerships bought out. These investments have disappeared.

    • @choreomaniac
      @choreomaniac 3 роки тому

      @@user-bc7cb8uu7e gambling makes the most sense for someone who wants to get rich quick. But it could be some stupid scams like mlms, or other schemes.

  • @bjkarana
    @bjkarana 4 роки тому +51

    People like him will never have "enough", and I bet he will lose his medical license eventually because he will start to get into shady stuff to cover his debts.

  • @carieyounginsurance
    @carieyounginsurance 4 роки тому +12

    Calls like this make me SO HAPPY I AM SINGLE!!!! Building my own wealth legacy on my own!

    • @cooper1056
      @cooper1056 4 роки тому +1

      Girl you look too good to be single lol 🤣. There are smart men out there

    • @ascotberks2018
      @ascotberks2018 5 днів тому

      @@cooper1056…and women!

  • @ctcamara
    @ctcamara 4 роки тому +25

    My father did the same thing. He would borrow money to "invest" and get rich. He and my mother got divorced after 30 years of marriage, it was really sad. But I think that was the best thing for both, because now My father can still borrow his money and invest without ruining my mother's life. Divorce is the lesser evil for both.

    • @ctcamara
      @ctcamara 4 роки тому +1

      This marriage counseling thing did not work for them. People that my father respected said that he was wrong and it did not work. You can try, but it is not going to work. Sorry about it...

  • @alysonoler4068
    @alysonoler4068 4 роки тому +11

    Totally my now ex. I started FPU right after I knew I couldn't continue living with his lies. I am now debt free and halfway through my FFEF. Thanks Dave.

  • @iwillsurvive1335
    @iwillsurvive1335 4 роки тому +189

    DIVORCE!!!! Stop being a pushover!!!

    • @chasestearns6670
      @chasestearns6670 4 роки тому +2

      This is why I'm scared of marriage. I agree this guy is in the wrong but I think the wife needs a prenup agreement to protect her assets. People tend to jump into marriage to quickly, it needs to be a gradual process.

    • @lizhe2914
      @lizhe2914 4 роки тому +3

      @@chasestearns6670 With or without a prenup, divorce courts almost always favor women. I know men who had a prenup but their wife still got the majority of everything. She should be fine.

    • @glorymanheretosleep
      @glorymanheretosleep 4 роки тому +1

      Easy to say when you are young. But once life hits you you start to lose energy and everything else.

    • @mesoanto1031
      @mesoanto1031 4 роки тому +2

      Weak

    • @iwillsurvive1335
      @iwillsurvive1335 4 роки тому +1

      @@glorymanheretosleep speak for yourself.

  • @kevini4295
    @kevini4295 3 роки тому +5

    She should consider leaving and talk to a divorce lawyer. I don't see an alternative.

  • @rem145
    @rem145 4 роки тому +21

    This is the kind of stuff that scares me the most. There would be one counselor series and if not resolved=gone. This is the number one trait I look for in dating. Scary especially in COVID

  • @Mitzi73
    @Mitzi73 4 роки тому +23

    My ex refused to open his mail. Every time I expressed concern he would get mad at me. Lies!

  • @meMiner
    @meMiner 4 роки тому +19

    Gambler addiction by the sound of it. It won't get better. In the longer run, she will be better without him. If she doesn't leave, he will drag her down into his wormhole.

  • @APBusinessLive
    @APBusinessLive 4 роки тому +18

    As a couple, we believe that team work is the key to success! We have to be transparent all the time.

  • @hollystiener16
    @hollystiener16 Рік тому +2

    She is so calm. I honestly would lose my mind over something like this.

  • @marilynb8136
    @marilynb8136 4 роки тому +7

    When is was young I was married with little children. My marriage was dead. My husband refused counseling, he said the problems were all mine. The christian counselor I had was very helpful. I made the decision to get a divorce. Best thing I ever did. Life after divorce was hard, but it was better and healthier for me and my kids.

  • @grayandgray
    @grayandgray 4 роки тому +23

    And, he's not leaving his bedroom, I'd bet. The co-host thinks it's a joke to tell her to kick him out of that room, but that would be just as strong an ultimatum to make. When he refuses, what does she do then? Plus she already told him SHE would leave if he did it again. He might actually be wanting to hold her to that promise.

  • @Bunny-fv3fl
    @Bunny-fv3fl 4 роки тому +42

    Man, this just shows that profession doesn't mean someone is smart. A physician is acting this way for Pete's sake.

    • @carolk6002
      @carolk6002 Рік тому +1

      Very common in physicians

  • @davidking4779
    @davidking4779 4 роки тому +12

    This is the same story as I have about my ex-wife. After I told her that if She did it again I would leave her, She did it again and then I told myself everyday after that, when the time is right I was leaving. Counseling does no good with these people, I tried for 1.5 years at a heavy expense both financially and emotionally. My wife did not lie to me, just just never told me the truth. She somehow would blame me for her bad behavior. I don't think narcissistic lairs are curable.

    • @jomontanee
      @jomontanee 4 роки тому

      David King How long have you left her?

    • @davidking4779
      @davidking4779 4 роки тому +4

      @@jomontanee I divorced 22 years ago, happily remarried, financially successful. Divorcing after 22 years married was toughest decision of my life, but the correct one.

    • @naturesoundsofireland1241
      @naturesoundsofireland1241 3 роки тому

      @@davidking4779 I agree, it's virtually incurable. I'm so sorry for your suffering and I'm glad you're on a happier path now.

  • @janenns9831
    @janenns9831 4 роки тому +12

    Praying for you today Roxanne , don’t know where life has you today but I just lift you up in prayer 🤗

  • @hepek69
    @hepek69 4 роки тому +122

    It's funny that for years is seemed like Dave was doing most calls by himself (which are usually pretty great). Now that social distancing is in place he has a co-host every single time 🤣

    • @PInk77W1
      @PInk77W1 4 роки тому +20

      hepek I like Dave by himself 100x better

    • @hepek69
      @hepek69 4 роки тому +2

      @@PInk77W1 Same.

    • @occasionalotaku23
      @occasionalotaku23 4 роки тому

      😂 such a good point!!!!

    • @itstiffanyrach
      @itstiffanyrach 4 роки тому

      😂😂😂

    • @karanbagri6456
      @karanbagri6456 4 роки тому

      Was thinking the exact same thing like what happened to social distancing

  • @tamistone2632
    @tamistone2632 4 роки тому +7

    Go to the judge show your signature is not on loans, fight for him to take the loans he signed for. Cut your losses.

  • @flisfinance5680
    @flisfinance5680 4 роки тому +3

    Wow definitely a challenging situation and she needs to be clear!!! This man is out of control and needs a big wake up call!!!

  • @TR4zest
    @TR4zest 4 роки тому +23

    Gambling, drugs or aldultery - take your pick.

  • @DamesWorld
    @DamesWorld 4 роки тому +10

    Whoever sang the song “Roxanne” when he said her name is a real one 💯

    • @ChrisMFlorida
      @ChrisMFlorida 4 роки тому

      The Police - Roxanne from 1978.

    • @colonless7512
      @colonless7512 4 роки тому

      Roxaaaaaannnnnee, you better leave this guyyyy

  • @brittanyb5942
    @brittanyb5942 4 роки тому +17

    LEAVE HIM!

  • @masterofgarden-charka
    @masterofgarden-charka 4 роки тому +87

    I know what her husband is doing because I was doing the same things. He addicted to gambling. I was doing the same things. I don't lies to the wife I told her what I was doing. He going to fail bad because doctor are the worst in investment. They think they know every topics.

    • @HamiltonRb
      @HamiltonRb 4 роки тому +18

      My wife is a physician, and I handle all the money and investments in the family, but she tells me about other physicians & surgeons who have invested and lost in all kinds of things, so you are right about being bad with money.

    • @Victoriaxx08
      @Victoriaxx08 4 роки тому +14

      HamiltonRb my dad is a doctor. Although he is great with finance he’s told me all about his partners and friends and how awful they’ve all done. It so sad, no one can afford to retire!

    • @TheTaytay198
      @TheTaytay198 4 роки тому +5

      HamiltonRb you are dead on. I’m a wealth manager and I’d agree Dr’s are the worst due to arrogance. Engineers are 2nd worst because they all think they know numbers better. Money management is a moving target that moves daily, it’s not static like surgery or designing a building. I’m not about about marriage counseling so much rather having open communication with the wife making sure things are 50/50. Just pick the right girl that is emotionally stable and grow together. I’m assuming this chick doesn’t work because she married a Dr. seen it to many times.

    • @TheTaytay198
      @TheTaytay198 4 роки тому

      Alex Lee yes sir. Life isn’t that hard.

    • @TheTaytay198
      @TheTaytay198 4 роки тому

      Alex Lee you are dead on. Rock what you know and leave your ego at the table.

  • @kyratompsett4409
    @kyratompsett4409 4 роки тому +9

    Financial infidelity. That's rough. I can't imagine not being able to trust someone anymore after so many yeara

  • @HiddenCost
    @HiddenCost 15 днів тому +1

    One of the most insidious facts about financial infidelity is time is money. You may get the money back....eventually, but you will NEVER get the time back.

  • @rickazca774
    @rickazca774 4 роки тому +59

    They need to take "For Richer or Poorer" out of wedding vows!

    • @TheRibofJESUS
      @TheRibofJESUS 4 роки тому +9

      "For better or worse" out of wedding vows too.

    • @julialee143
      @julialee143 4 роки тому +1

      Honestly.... people aren’t loyal

    • @jellybeans9283
      @jellybeans9283 4 роки тому +8

      Until boundary violations and disrespect do us part

    • @MarcyJ2F
      @MarcyJ2F 4 роки тому

      Hanz Berger 👍🏽

    • @vaska1999
      @vaska1999 8 місяців тому

      Leave everything in but add, "for as long as you respect me and don't lie or cheat or abuse me in any way".

  • @joecity856
    @joecity856 4 роки тому +44

    I love Eastern Euro Dave rocking the three stripes pretty soon he is going to be chain smoking cigs

  • @aileencrane7700
    @aileencrane7700 4 роки тому +6

    I don’t even understand why this is a question for her. LEAVE HIM!

  • @tanksherman9875
    @tanksherman9875 4 роки тому +32

    Sounds like he’s funding his other family

  • @allaboutanngee4899
    @allaboutanngee4899 4 роки тому +3

    You need to leave NOW!
    Run!

  • @faradaysage15
    @faradaysage15 2 роки тому +2

    She knows why they didnt go back to counseling...both of them used it to attack the other. They aren't a match.

  • @BarryBethal-yv2oz
    @BarryBethal-yv2oz 4 роки тому +57

    He's having cheat cheat with his water bottle collection

  • @franknberry333
    @franknberry333 Рік тому +2

    This lady deserves so much better!

  • @chrislombardi
    @chrislombardi 4 роки тому +5

    Oh boy Dave isnt feeling better than he deserves today. I hope hes feeling okay. Or maybe he finally just thinks he does deserve how he feels. Good for you Dave!

  • @barbieblue3336
    @barbieblue3336 3 роки тому +2

    He is beating her up, financially and emotionally. He is treating her like she is not intelligent, or important.
    This woman knows he is gaslighting her

  • @jonathan74123
    @jonathan74123 4 роки тому +14

    How horrible. Hearing stories like this makes me be more content in singleness.

  • @guitarplayergeek
    @guitarplayergeek 4 роки тому +5

    I am passionate about guitars. I have a huge collection, my wife did not mind at all. She actually admired a few in the collection. We always discussed financial decisions, If I wanted to acquire a new one, we would discuss the financial ramifications of a new guitar. This one time I found something I knew she would not agree to. I bought it anyway. The biggest argument of or lives happened on the day of delivery. I knew I was wrong, but I wanted it so bad. She passed away the next day. I broke her heart and then she broke mine. The guilt of not being honest is something I will never recover from. Please, I beg of you all, be honest in all that you do. Tell your loved ones everything. Secrets are not worth keeping. Your partner loves you and will understand.

  • @Gmenpg
    @Gmenpg 4 роки тому +88

    I prefer Dave solo

    • @charaardrey5846
      @charaardrey5846 4 роки тому +2

      I like my Dave solo as well 😂

    • @CyberXShinobi
      @CyberXShinobi 4 роки тому +9

      John Maxwell said it best in his book The 21 Irrefutable Laws of Leadership. The Law of Explosive Growth, "To Add Growth, Lead Followers - To Multiply, Lead Leaders." Dave recognizes that he won't be around forever and he is training up the next generation of financial leaders to continue his legacy of providing common sense and biblical financial advise. So even though solo Dave maybe what we're all used to, co-host Dave is what we need for the future.
      Hope you're having a great Quarantine day.

    • @banonymous6790
      @banonymous6790 4 роки тому +2

      Gmen pg same. The guy talks too fast and yells to try to get a word in over Dave

    • @maxinef6654
      @maxinef6654 4 роки тому

      Is he Dave’s sidekick for now on? I’m been MIA with this show.

    • @elizabethallen4353
      @elizabethallen4353 4 роки тому +1

      me too!!

  • @tamick2000
    @tamick2000 4 роки тому +14

    I see speculation that he is cheating and I think he is not. He sounds like he is super focused on the fantasy of getting rich quick and that is a mistress itself. So sad.

    • @paresaalizadeh2423
      @paresaalizadeh2423 3 роки тому

      Hes desperately looking for a get rich quick because hes probably is working 80+ hours per week and he is burned out.

  • @400hpmustang
    @400hpmustang 4 роки тому +25

    So grateful to be single with 0 debt :)

    • @lizzielynch2332
      @lizzielynch2332 7 місяців тому

      Me too!! No credit card debt. No car payment. House paid for!

  • @MidlifeCredo
    @MidlifeCredo 4 роки тому +20

    Please don’t perpetuate the myth that hitting someone is the worst thing a spouse can do and the only reason someone would need to leave ASAP. 🥺

  • @danettemckinnon7251
    @danettemckinnon7251 4 роки тому +5

    This is my ex-husband, who is still a financial train wreck, all the while I am in BS3. Yay!!!

  • @UnstoppableMorgan
    @UnstoppableMorgan 4 місяці тому +1

    I hope she left, took half of what was left and secured her future.

  • @littleripper312
    @littleripper312 3 роки тому +7

    This is why women feel the need to work and have a career despite some of them wanting to be at home and raise the children. Otherwise they are venerable to being in this situation and they can't get out. Never fully give up working, always at least have a part time job. It's just too dangerous.

    • @marywebb9127
      @marywebb9127 3 роки тому

      If women would use their heads instead of going with feelings, marriages would work. It is good to be attracted and in love but if you blind are to his personality flaws. It will be a rough marriage. You have to have trust in a marriage if you can not trust them don't get married. There is nothing wrong with one spouse staying at home taking care of the children or if a woman chooses to be a house wife. Just because you picked the wrong mate or have trust issues. Does not mean that the rest of us should. You need get some help with those feelings. Trust issues will hurt you in other aspects of your life.

  • @karintolbert7452
    @karintolbert7452 11 місяців тому +2

    I'm never willing to work with or trust a chronic liar in any relationship.

  • @pattygeee2298
    @pattygeee2298 4 роки тому +10

    This show has confirmed to me that I will never make the mistake of getting married again.

  • @Crazylab1616
    @Crazylab1616 Місяць тому +1

    My ex did this... He invested $500,000 into a high risk investment. And lost it all. Then that was my fault. He was given $100,000.00 from his fathers passing (thats his money... Inheritance) and he lost that all... I was put on an "allowance" per week... We went to a councillor twice.. he stood over top of me screaming at me in front of the councilor that his love language is "his" money... I had to leave. Disaster... My lawyer told me to run. Now I'm am sooo scared of money. Traumatized by money. So frustrating.. I get it.

    • @Crazylab1616
      @Crazylab1616 Місяць тому

      Traumatic that this was my fault..I was told that these investments my fault... I'm to uneducated to even make an investment...

  • @davidking4779
    @davidking4779 4 роки тому +7

    Everyone, including him, knows he is screwing up his life. No amount of counseling is needed to shine a light on this problem.

  • @MrMiamiswaggz305
    @MrMiamiswaggz305 4 роки тому +49

    Title changed to “my ex took out a loan behind my back 🤣🤣😂😭”

  • @chiaraippoliti
    @chiaraippoliti 4 роки тому +9

    LOVE YOURSELF! Don't stay with someone who doesn't value you or include you in her/his life. It's better to be single than to be with someone who doesn't respect you.

  • @TIMVESTMENTS
    @TIMVESTMENTS 4 роки тому +4

    You’re only as strong as your weakest link... you could be good with money but your spouse might be spending your efforts

  • @MissCandy350
    @MissCandy350 4 роки тому +22

    Divorce ASAP!!! Don't look back!

  • @Jason-uw3wn
    @Jason-uw3wn 4 роки тому +3

    Wow. How can people do this to their families. What a nasty thing to do.

  • @lastnbrown
    @lastnbrown 3 роки тому +4

    When you file your taxes, file the form "innocent spouse" to protect yourself.

  • @Archer335
    @Archer335 4 роки тому +2

    She said that he hadn’t cheated on her, but how does she know that?
    The man is a prolific and habitual liar. Charming guy. Run, madame! Run!

  • @G_Money_
    @G_Money_ 4 роки тому +26

    There's always three sides to the story. Her side, his side, and the truth 😎

    • @chartuck
      @chartuck 4 роки тому +5

      She's leaving out the part where she has no job, and has probably stepped out on him, too.

    • @blackworldtraveler3711
      @blackworldtraveler3711 4 роки тому +7

      G Money
      There’s always three types of rings.
      Engagement ring
      Wedding ring
      Suffer ring

    • @G_Money_
      @G_Money_ 4 роки тому

      @@blackworldtraveler3711 hahahaha 🤣🤣🤣

  • @raymondcaylor6292
    @raymondcaylor6292 4 роки тому +2

    Today is July 10, 2020 and I desperately need a favorable court ruling in a CFPB case against a company I heavily invested in and am down 40K in our retirement account. I made the decision to continue buying to get my average down so I could exit earlier but it's dragged out over two years. If it doesn't pop today I'm going to have to have the talk I've been avoiding. Dave's right.....large single stock purchased inside a mature account is stupid.

  • @deb6061
    @deb6061 3 роки тому +11

    My husband and I are debt free including our home. He makes the money and I pay the bills. We’ve been married for almost 40 years. We both know how much we have in savings, IRA and pension. We make decisions together on large purchases. I know all the passwords though! LOL You have to be on the same page with your finances and goals. It’s a great feeling to be DEBT FREE! I wish this for everyone out there working towards getting debt free.

  • @ThinkMoneyBenny
    @ThinkMoneyBenny 4 роки тому +41

    Roxanne is not doing better than she deserves 😑

  • @linglee5759
    @linglee5759 4 роки тому +10

    He is cheating and has some bad vices. My sister partner was a dentist and he did same. Took $120k out to cheat with his side thing. Now is divorced. Problem is best to divorce him now otherwise he will be broke with no assets.

  • @lizcedillo4602
    @lizcedillo4602 4 роки тому

    Good luck! I hope things get straightened out. I'm glad she's not willing to put up with it.

  • @SC-gp7kt
    @SC-gp7kt 3 роки тому +8

    Counseling?!? Waste of time. Divorce? PRICELESS.

  • @rodneyevans8362
    @rodneyevans8362 2 роки тому

    He's a dreamer, and he will never change. It doesn't matter how much you both go to counseling. He thinks that he will get rich. He doesn't respect you enough to tell you what he has done. Run and run fast, he will pull you down.

  • @tonyb9185
    @tonyb9185 4 роки тому +12

    If you can lie about one thing you can lie about everything