Great budget! I was just reworking my budget spreadsheet. And I've decided to implement something new. I usually underestimate our paycheque amounts, so that I'm not counting on money that we won't get - and so normally our paycheques are slightly or even a lot higher than what I've forecasted. So I've decided that all overages in paycheques, as well as any savings incurred by going underbudget in my utilities, etc - I will allocate 50% to the debt snowball (as extra snowflake payments) and 50% to my highest priority sinking funds. Its been really motivating to try to stay under budget as much as possible so that I can make these snowflake payments! Happy Saturday!
Great budget! I was just reworking my budget spreadsheet. And I've decided to implement something new. I usually underestimate our paycheque amounts, so that I'm not counting on money that we won't get - and so normally our paycheques are slightly or even a lot higher than what I've forecasted. So I've decided that all overages in paycheques, as well as any savings incurred by going underbudget in my utilities, etc - I will allocate 50% to the debt snowball (as extra snowflake payments) and 50% to my highest priority sinking funds. Its been really motivating to try to stay under budget as much as possible so that I can make these snowflake payments!
Happy Saturday!
This is a great idea and a great way to put extra money into your debt!
Hi lovely great video thanks for sharing ❤
Thanks for watching!