Review of TATA AIA Param Rakshak Pro Plan | Prateek Sharma

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  • Опубліковано 23 сер 2024
  • Review of TATA AIA Param Rakshak Pro Plan | Prateek Sharma #term #terminsurance
    TATA AIA’s Param Rakshak Pro is a unique Term insurance that create "Wealth" along with Security of term plan.
    Protection and wealth Combo is a great thing for you and your family. Watch this video before buying a term plan.
    #paramrakshakpro #paramrakshak #terminsurance #term #insurance #wealth #wealthcreation #security #lifesecurity #tata #tataaia
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    9205656597 or 9811435863
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    term insurance 2024 , term insurance mistakes , term insurance india , life insurance 2024 , term insurance coverage , life insurance, term, life insurance mistakes , MWPA in life insurance , best term insurance 2024 , financial advisor ,
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    Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person. The video is based on our 9 years of experience of Financial industry. It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of "Insurance with Sharma's". Any team member of "Insurance with Sharma's" will not hold be held responsible as this is not to be considered as personal finance advise. The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts. Viewers should do their own due diligence before taking any action based on the video. Viewers discretion is advised.
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КОМЕНТАРІ • 38

  • @AshokKumar-hf6xd
    @AshokKumar-hf6xd 2 місяці тому

    Pitching Line Of Plan Is Superb, Best Video

  • @awinashkalra4018
    @awinashkalra4018 4 місяці тому +2

    Sir, very nice presentation of Param Rakshak Pro.
    Would request to upload similar presentation on Grip + Supreme.

  • @mayurparmar9088
    @mayurparmar9088 14 днів тому

    Good " Term matlab TATA "

  • @sandysam2782
    @sandysam2782 3 місяці тому +1

    Sir - I have doubt on maturity amount side TDS ?
    1) If resident - any TDS on maturity? . If yes - houmuch ?
    2) If NRI - any TDS on maturity amount and how much ?
    3) what is the tax liability if an NRI paying less than 2.5 L premium of all his ulip ?
    Any tax or no tax ?

    • @insurancewithsharma
      @insurancewithsharma  3 місяці тому

      A). No TDS. No Tax If Premium paid in a year is below Rs. 2.5 Lakhs. But the returns from ULIP will be taxed if the premium paid by you in a year exceeds Rs 2.5 lakhs. If the amount of returns exceeds Rs 1 lakh the tax will be charged @10% in case of equity investments.
      B). NRI Case - Tax will be applicable as per applicable tax treaty.

  • @siddhartharya6720
    @siddhartharya6720 3 місяці тому +2

    Best video

  • @nikhilnimbran1617
    @nikhilnimbran1617 3 місяці тому +1

    Pre matute withdrawal kitni baar kr sktey h and kitna amount ?
    Or ek premature withdrawal k baad 2nd time kab and kitna nikal sktey h?

    • @insurancewithsharma
      @insurancewithsharma  3 місяці тому

      Hi Mr Nikhil.
      1. Partial Withdrawal Facility is available after 5 Years.
      2. Approx 60-70 % of Fund value is available.
      3. No limit on withdrawal transactions.
      4. No waiting period between 2 withdrawals transactions.
      Regards

    • @techecommerce7333
      @techecommerce7333 Місяць тому

      सर यदि मैं पॉलिसी की 5 साल यानि लॉक इन पीरियड तक पेमेंट करता हूं और उसके बाद जितनी फंड वैल्यू है उसमे से कितना निकाल सकता हूं और उसका क्या मेरे सम इंश्योरेंस राशि पर कुछ फर्क होगा क्या

  • @aakritychandravlog1192
    @aakritychandravlog1192 2 місяці тому +1

    Very nice term plan

  • @vidyutbelthoria5298
    @vidyutbelthoria5298 Місяць тому

    Can we buy it from hdfc bank or directly through tata aia ??

  • @wiseblocks5340
    @wiseblocks5340 2 місяці тому

    Make video with example for 30, 35, year male. Please provide info about approx premium that one needs to pay. Is there single and limited pay options? Etc.

    • @insurancewithsharma
      @insurancewithsharma  2 місяці тому

      Please note Below Points.
      1. Single Pay option is not available
      2. Limited and regular pay options are available
      3. For More details connect to 9205656597

  • @user-cg3br9xo8p
    @user-cg3br9xo8p Місяць тому

    sir paramrakshk plan he 50 yrs age 168000 premium he 12 yrs ke liye 50lac ka cover he to isme mutual fund me kitne paise jayenge aur mortality rate n other me kitne plz tell

    • @insurancewithsharma
      @insurancewithsharma  Місяць тому

      Hi
      Kindly check Illustration provided by Advisor. You will all breakups in that.

    • @manjitmalia3986
      @manjitmalia3986 3 дні тому

      Please give conditions also

  • @praveenbhutoria4409
    @praveenbhutoria4409 4 місяці тому +1

    What is the income tax liability on maturity?

    • @insurancewithsharma
      @insurancewithsharma  4 місяці тому

      No Tax If Premium paid in a year is below Rs. 2.5 Lakhs. But the returns from ULIP will be taxed if the premium paid by you in a year exceeds Rs 2.5 lakhs. If the amount of returns exceeds Rs 1 lakh the tax will be charged @10% in case of equity investments.

  • @vidyutbelthoria5298
    @vidyutbelthoria5298 Місяць тому

    param rakshak pro and param rakshak plus are same or different?? If different then in what aspects and which is better

    • @insurancewithsharma
      @insurancewithsharma  Місяць тому

      Both are different products. Difference of 2 Riders. Plus Variant have
      1. Critical illness rider
      2. Hospicare Riders
      inbuil.

  • @gopalmaheshwari9155
    @gopalmaheshwari9155 3 місяці тому +1

    Superb

  • @raghavendrakollur2926
    @raghavendrakollur2926 6 днів тому

    How tp claim the amount

  • @utkarshpradip
    @utkarshpradip 3 місяці тому +2

    Pura premium invest hota hai ya partial?

    • @insurancewithsharma
      @insurancewithsharma  3 місяці тому

      Only Charges like Mortality, FMC, Riders, Taxes etc are deducted. Rest amount is Invested.

    • @utkarshpradip
      @utkarshpradip 3 місяці тому +1

      @@insurancewithsharma I have a one term plan of 1 cr with premium of 3200 p/m just started just 2 month ago, so can please suggest is it good to stop the previous one and start a new fresh for tata AIA?

    • @insurancewithsharma
      @insurancewithsharma  3 місяці тому

      Mr @utkarshpradip - It is not suggestible to stop.
      Alternatively , You can Buy new one considering your financial eligibility and affordability .
      For more You can connect us on 9205656597.
      Regards

  • @madhusingh784
    @madhusingh784 Місяць тому +1

    Phone no

  • @vidyutbelthoria5298
    @vidyutbelthoria5298 Місяць тому

    Can we buy it from hdfc bank or directly through tata aia ??