Best Term Insurance in India | TERM INSURANCE COMPARISON | Life Insurance 2022 | Gurleen Kaur Tikku
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- Опубліковано 3 лип 2024
- Term insurance is the simplest and purest form of life insurance, offering financial coverage to the policyholder against fixed premiums for a specified duration .
Choosing and investing in the best term insurance plan is of utmost importance to anyone who has dependents.
So, here we are to help you out by comparing 5 Best Term Insurance Plans in India.
1. LIC Jeevan Amar Plan
2. ICICI Prudential iProtect Smart
3. Max Life Smart Secure Plus Plan
4. HDFC Life Click 2 Protect Life
5. TATA AIA Sampoorna Raksha Plan
WATCH OUR VIDEO FOR MORE DETAILS :)
✅ To buy insurance policies, click here - hareepatti.com/contact-us/
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✅ TIME STAMPS
0:00 Introduction
1:19 Term Insurance Companies Background
2:43 Assets Under Management
3:23 Amount of Death Claims Paid
3:56 Comparison of Term Insurance Plans
7:48 In built Benefits in Term Insurance
9:04 Optional Riders in Term Insurance
10:13 Death Benefit Pay Out options
11:46 Term Insurance Premiums Compared
12:38 Conclusion
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#terminsurance #lifeinsurance #gurleenkaurtikku
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Disclaimer : Information presented in this video is for educational purpose only. It may not necessarily be taken as financial, legal or any other type of advice. It is not as per individual needs, objectives or financial situation of any particular person.The video is based on 17 years of experience of Financial industry.
It is based on researches from various books, internet etc and may include opinions of one or more persons who may or may not be the part of Hareepatti.
Gurleen Kaur Tikku or any other team member of Hareepatti will not hold be held responsible as this is not to be considered as personal finance advise.The video does not mean to hurt anyone’s sentiments or spread rumours of any sorts.Viewers should do their own due diligence before taking any action based on the video. - Фільми й анімація
Thanks ma'am for this informative video.
Thank you ! Keep watching :)
@@GurleenKaurTikku mam term insurance cancel hone ki probability kitna hai(any previous data) and kyu hota hai??
@@GurleenKaurTikkudidi smokar ke liye primiam nahi batai or kitni age me kitna primiam eshpe ek vi banaye please mera pyari pari sister
Madam
You nailed it. Such a great job. Perfectly explained visually and verbally
Thanks a lot 😊 Keep Watching !
Thanks Ma'am, please keep posting this type of comparative videos..
It is very much convenient to us to choose based on personal criterion.
Sure 👍
You will see many more comparison videos on our Channel soon 🙂
You earn a subscriber. Good briefing on term plans
LIC Tech term is pure vanila term plan. It may be the most cost effective term plan. You should have to include it.
Thank you soo much Mam. Really appreciate your hardwork on these videos. God Bless you and your team :)
Thanks a lot 😊
I think the higher the Solvency Ratio the better, with minimum solvency ratio mandated by IRDAI as 15%. I am not sure why we would consider solvency ratio below 20% as good.
बहुत अच्छी जानकारी 👍🏻 thanks a lot 🙏🏻
Thank you jee, keep watching 😊
Excellent mam, one video clarified many doubts
Keep watching jee !
Gurleen ,good job, great work, keep helping us, thanks so much
Thank you, keep watching & do Subscribe for more such informative videos !
Very nicely explained Mam....thank you.
Thank you 😊
Which is better madam policy regular or one time
Why you're channel is so much good
Thank you ma'am ❤️
Thank you jee , Keep Watching & Do Subscribe ✅
Very good Data based information, Thank you
Glad it was helpful!
Mam , bahut hi achchhe se samjhaya aapne
Thank you jee, keep watching !
One Question,
Is AEGON is good insurance company? It will survive for 30 years?
I also would like to add a point here. I was told that in Max Life insurance policy we have option to increase our SI yearly, as our salary eligibility also increases along with salary hike. Over all it's the only best Life insurance we have in India.
Ghanta
It's just jumla, its just like taking separate cover for that amount. No discount in premium.
Thank you so much mam for the informative video.. I have been watching multiple videos today about term insurance... Probably my search ends here... One humble request from my end is that if you can speak in english throughout the video guys like me can understand it way more better...
Thank you so much ! Keep watching !! 😊
Thank You mam 💞 for your lovely support 😊
Thanks, keep watching !
Thanks best knowledge given to purchase policy
Thank you jee, keep watching !
Which riders one should opt for
Very Informative video cover all important aspects
Glad you liked it, keep watching !
Thanks a lot maim for this information
Thank you , Keep Watching 😊
ਧੰਨਵਾਦ ਜੀ 🎉
Very beautiful differentiate ver helpful... 🙏🙏
Thanks a lot, Keep Watching & Do Subscribe 😊
Should I go with Tata Ai or with Max life???
Good explained madam ji
Thank you mam it is very good and informative video.but after watching your video I checked tata AIA plan but as you said it has increasing SA it doesn't have increasing sa plan.
Thank you , keep watching !!
💐🙏Medam, Very nice and useful guidance. Thank you so much.
Glad to hear that, keep watching & do Subscribe for more such informative content !
Wonderful explanation mam👌🏻👌🏻❤superb💥🤗keep it up💐🎆
Thanks a lot 😊
Tq sooo much for good information..
Thank you jee, keep watching 😊
one thing is odd here.
when we say minimum sum assured is 50lakh and they have paid around 14000 claims then amount should be minimum 14000*50 that means 7000 crores not 1500 crores.
Very helpful vedio.
Glad to hear that 😊 Keep Watching 👍
MAM BHOOT BADIYA BUT LIC ME BHI 15YEAR TAK INSTAL MENT ME LE SAKTE HAI INTEREST BHI DETI HAI LIC
Term insurance for Mariners please give some insight for a better decision
Mam, ur performance is very exlaint
Thank you so much , keep watching !
Can I buy whole life term insurance as a inheritance planning for my family / kids
First time commenting on any you tube video....Very research driven explanation...Loved this content.
Glad you liked it 😊 Thank you so much
Mam.. term insurance company change karne ke liye port kar sakte hain?
edelweiss Tokyo term plan liya hai usi company ka bharat immediatepay out plan and one sip lekar combination banau to better rahega kya
LICI is absolutely in the different echelon altogether.
Nothing compares to it.
After the completion of policy term kya premium returnable hota he ?Kitna cut deduct hota he ?
Great work Madam
Thanks a lot !! Keep Watching✅
Can we add more than one nominee to one policy? Also when working abroad currently, is a medical test mandatory?
Very nice vedeo madem ji.please make a vedeo on ipbp bjaj alence term insurence.Ye kafi ssta b de rhe h iska claim setlment h ki nhi .
In Tata AIA Term policy ₹ 50 lakh cover policy it is in built policy like Accidental benefit,Critical illeness,hospicare,permanently disability amount is divided into different part.
Hii i am emloyee of tata aia life insurance please msg me if you are intersted
Yes I want tata insurance @@poojabind4912
Small correction for the premium written by HDFC is 38583* not 35583
Appreciate small mistakes while making whole content videos. Kudos for your work 👍
Thanks 😊
We always appreciate feedback as it always helps us to better.
Mam, I have a PLI of SA 10 lakh and at age of 60 total return is 24 lakh and paying premium 3221 PM. One suggest me to split 3221 in hdfc life of 50 lakh Term plan and remaing premium to invest in MUTUAL fund. Is the suggestion Is reasonable?
Madam Very nice and informative video
Thanks a lot, keep watching !
Gureeln ji, thanks for the video, please let me know your view on SBI Life term insurance....
Thank you so much jee, keep watching 😊
Thank you!
Keep Watching 😊
Very nice your video no.1 information..
Thanks a lot !
Amazing video.
Thank you jee !
Sbi life ke term insurance accha rhega kya?
Dear ma'am, I will regularly watch ur video, I have taken LIC, Tech Term (plan no. 854), it is equal to Jevan Amar but it's online policy, therefore premium is less than ICICI, HDFC term policy. While Jevan Amar have highest premium in video...
Yes, LIC Tech term is online plan of LIC with lower premium
Really thanks a lot for information
@sanket did u already bought lic tech term 854 plan how much is your yearly premium and any riders also u took and is policy issued now on ur name or still pending?
Thank you very much Mam.👌👍
Keep watching !!
Thank you mam!😊
Keep watching 😊
Is it include under which section of tax rebate
Annual income is 4.4 lakh. Want to buy 1cr term insurance. Only Bajaj Allianz and PNB MetLife are giving 1cr opportunity. HDFC, Max Life are giving maximum of 50 lakh. Unable to apply for ICICI because the income is less than 5 lakh. Should I go for reputed brand for 50 lakh with increasing cover or to Bajaj/PNB for 1cr?
Informative video..
Thank you so much !
Kya lic me ab single one time premium payment ka option nahi he kya? Pls reply
Good information thanks mam.
Thank you, keep watching !!
Ma'am just a request..although everything explained was OK but please conclude by saying which one is the best among all the companies..
We understand your point but everyone's requirement from plans are different. So, we can only suggest the best plan after knowing more information about them.
It all comes under personal finance & is different for each person.
Ye policy kya equity me invest karti hain..?
Hi Madam, please make a video on LIC Tech term policy in English
Sure, Thanks for the suggestion !
Its like same error to show detail of lic ...only showing private sector good things....mam. Lic also offered deth benifits in installments which u selected at policy time.second lic offer accidental deisibility nd illness rider which choose by customer depend...
Mam. I have an idea for institutions like yours. You are helpful when claim arise. And this is only selling point left for offline policy. Then it also will not exist when private insurance company invent a parameter to sell their policy called " how easy their DYI claim procedure is". This is already in place in developed nation and you may be knowing more than it than mine. So what if you extend claim settlement assistance in chargeable basis for online policy holders also. Obviously if it is not illegal.
Thanks for your suggestion!
Thanks for Video
Keep Watching !
While going for increasing Sum Assured, will the company tell us how much the premium is going to increase or they increase according to the inflation?
You will know before opting the percentage increase in sum assured that will happen every year
@@GurleenKaurTikku What about the premium ma'am? Would they tell me at the start itself, how much it would be increasing?
If you opt for increasing sum assured your sum assured will increase from 50 lac to 1cr in 30 yrs term as taken example in this video. But you have to pay 50% extra premium from normal. The premium will be fixed but the sum assured will increase every year
@@purivlogs769 Thank you
Madam Bajaj Allianz term policy is the best
Bahot achha laga 🎉🎉
Thank you jee, keep watching for more such informative content 😊
Good information mam thank you
Keep Watching for more such informative content 😊
Nice video mam thank u
Keep Watching !
good comparison
Thank you so much, keep watching
Thank mem or Life insurance ka bhi Compeyer kar ke video bnayiye na
well informed!
Thank you jee, keep watching !
Well explained
Thank you so much !
Great video great information thanks
Thank you so much, keep watching !
Very good information
Thank you so much , keep watching !
Thanks sister...😊
Keep Watching !!
Very informative video. Amazing content. How about bajaj Allianz? Is it a good and comparable option? Kindly suggest
Thank you for liking our content.
Answering your query, Bajaj Allianz is a god company as well.
We were not able to compare all the plans as it would be more confusing for our viewers.
Thank you 😊
Hii if you are intersted plz contact me
Very very nice information
Thank you & keep watching !
Thanks
Complete information in one video
Thank you, keep watching !!
Thank you maam!
Keep Watching for more such informative content 😊
Hello ma'am, can you please tell me,
Is it good to having a term plan from bharti axa? Is their claim settlement ratio good enough?
Hi, You can check the claim settlement ratios on the IRDAI website.
If you want assistance from our team in deciding a suitable term insurance, connect with us on WhatsApp/Call at 9650706699
Thanks
Awesome info mam
Thanks a lot !!!
Hi mam,
I just want to ask one more thing that does LIC provides add on riders like Waiver on premium on disability or Critical illness in there tech term plans?
Tata aia pr 2 is best investment k saath security approx 23% return de rahi h mujhe
Give your opinion in
PNB MET LIFE MERA TERM PLAN
1 CR.
1150/- monthly Premium
Till 65 age
For 33 years
No Rider
How ist?
Bahut achchha video
Thank you so much, keep watching !
Better to go for LIC Tech Term plan
if it meets your requirements, then you should !
Mam. lic k umeng .Hdfc.&other company ke sheath cperishen ka विडिओ बनाई pliz
Any policy for existing cancer person..🙏
I have HDFC Term Plan...I was doing comparison among these 5 companies..but as my criteria...I ahve choosen HDFC..life..
Great 😊
It is very helpful
Thank you , keep watching 😊
Mam agar term plan lene ke baad agar koi private company ya lic bhaag jati h ya iska diwaliya ya fraud ho jati h tab jo hum paisa deposite krenge uska kya hoga
Prahari life insurance kya hai ek detailed video pls.
Madam ek video Tata aia samart sampurn rakshakaran ka ek dedicated video banaiye please, kindly request
Noted ✅ Video Coming Soon 👍
Canera hsbc term plan kaisa rhega mam plz suggest
Mam should i go through Policy Bzar to buy term insurance.?..i think Policy Bzar gives us dedicated Regional Manager..
We can't comment or guarantee services from any company or online platforms. We can only guarantee on the services we provide in case you want to buy a term insurance.
Feel free to connect with us on WhatsApp/Call at 9650706699.
Thank you
Best information mam
Thanks a lot, keep watching !