Money Mantra's with Prateek & Kuldeep
Money Mantra's with Prateek & Kuldeep
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Smart Retirement Planning & Wealth Creation | Secure ₹1 Crore+ for Your Future | Money Mantra
👉Retirement planning is not just about saving-it's about creating a financial foundation for a secure future. In this video, Prateek from Money Mantra's with Prateek & Kuldeep breaks down the essential steps for effective retirement planning and how you can accumulate ₹1 crore+ for your golden years. Whether you are in your 30s, 40s, or nearing retirement, we guide you through the process of wealth creation using SIPs, mutual funds, and insurance options that ensure your family’s financial security.
💡 Key Takeaways:
✔️ How to start early and grow your retirement fund
✔️ Strategies to diversify investments for long-term gains
✔️ Role of SIPs, mutual funds, and insurance in wealth creation
✔️ Tips to accumulate ₹1 crore+ for a comfortable retirement
✔️ Financial discipline and regular investment review
Planning for retirement has never been easier! If you’re wondering how to secure your financial future and build wealth, this is the video you need. Watch till the end to learn how to build a strong corpus and ensure you enjoy your retirement stress-free.
👉 Want to get started? Contact us now to learn how we can help you create the perfect investment strategy!
Subscribe to Money Mantra's with Prateek & Kuldeep for more insights on investment, mutual funds, and financial planning!
Disclaimer: The content provided on this channel, Money Mantra's with Prateek & Kuldeep, is for informational and educational purposes only. While we are ARN holders and IRDAI licensed advisors, the financial advice may vary based on individual client needs and circumstances. We encourage viewers to conduct their own research and consult with a qualified financial advisor before making any investment decisions. Investments in Mutual Funds and Insurance products are subject to market risks and terms and conditions. The creators of this channel are not responsible for any financial losses incurred from following the information presented. If you have specific questions or need personalized financial advice, feel free to reach out to us. By viewing our content, you acknowledge and agree to these terms.
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Welcome to "Money Mantra's with Prateek & Kuldeep" - Your Trusted Companion for Financial Success! Discover a wealth of knowledge on insurance products like Life Insurance, Health Insurance, Term Insurance, Mutual funds, SIPs, and more tailored specifically for the Indian audience.
Join us as we simplify complex financial concepts, providing practical insights and tips to help you make informed decisions about your finances.
Led by Prateek Sharma & Kuldeep Kumar, seasoned professionals with over 10 years of experience in the insurance industry, both are ARN Holders for Mutual Fund Distribution.
"Money Mantra's with Prateek & Kuldeep" is your go-to destination for achieving financial wellness and security.
Subscribe now to stay updated with our latest videos and embark on a journey towards a brighter financial future!
Subscribe to "Money Mantra's with Prateek & Kuldeep" today and let's navigate the world of finance together!
#RetirementPlanning #WealthCreation #SIPInvestments #MutualFunds #InsurancePlanning #FinancialSecurity #MoneyMantra #PrateekAndKuldeep #FinancialFreedom #InvestSmart #BuildWealth #RetireRich #InvestmentTips #LongTermPlanning #SecureFuture #InvestmentStrategy #RetirementGoals #1CroreRetirementPlan
Переглядів: 47

Відео

Review of HDFC ERGO Energy Plan Details| Best health Insurance Plan for Diabetic & BP Patients
Переглядів 144Місяць тому
Review of HDFC ERGO Energy Plan Details| Best health Insurance Plan for Diabetic & BP Patients HDFC ERGO Designed a Special plan for Persons who are Diabetic or having Hypertension issues. All coverages starts from day 1 of policy issuance. What is the eligibility to buy HDFC ERGO Energy Health Insurance Policy? What are the coverages Of HDFC ERGO ENERGY health Insurance Plan? What are the wait...
Review of TATA AIA Sampoorna Raksha Promise | Discount वाला Term Plan #term #terminsurance
Переглядів 1,1 тис.2 місяці тому
Review of TATA AIA Sampoorna Raksha Promise | Discount वाला Term Plan #term #terminsurance TATA AIA’s Sampoorna Raksha Promise is a unique Term insurance Plan give high Financial Coverage. If you are a female, you will get a special discount of 15% on Premium. Watch this video before buying a term plan. #sampoornarakshapromise #tataPromise #terminsurance #term #insurance #wealth #wealthcreation...
Health Insurance Policy Secrets REVEALED!
Переглядів 4103 місяці тому
Why Health Insurance Policy is Important? Health insurance Explained #healthinsuranceinindia In this video I have tried to explain Why you must have a Health Insurance policy for you and your Family. If you are planning to buy health insurance policy you must have watch this video once. You can book a zoom call with Prateek Sharma to clear your doubts about health insurance. A good Health Insur...
Mediclaim : Pre & Post Hospitalization Claim #mediclaim #niveshpathshala #healthinsurance
Переглядів 625 місяців тому
Mediclaim : Pre & Post Hospitalization Claim #Mediclaim #niveshpathshala #Healthinsurance In this video You will come to know - 1. What is Pre & Post Hospitalization Expenses? 2. How to claim pre and post Hospitalization Expenses in your mediclaim policy? 3. What are the expenses covered under Pre and post Hospitalization Expenses? Subscribe Nivesh Pathshala and Learn new tips and tricks that w...
Term Insurance लेने से पहले Eligibility कैसे check करें ? #terminsurance #financialplanning
Переглядів 4036 місяців тому
Term Insurance लेने से पहले Eligibility कैसे check करें ? #TermInsurance #financialplanning 👉 Watch this video if you want to know “How to Check Financially Eligibility before buying a term plan”. You must be aware the basics before purchasing a new term plan. 👉 Term Insurance - It provides Financial security to your family in your absence. It will help them financially so that family can survi...
Review of TATA AIA Param Rakshak Pro Plan | Prateek Sharma #term #terminsurance #tataaia
Переглядів 23 тис.6 місяців тому
Review of TATA AIA Param Rakshak Pro Plan | Prateek Sharma #term #terminsurance TATA AIA’s Param Rakshak Pro is a unique Term insurance that create "Wealth" along with Security of term plan. Protection and wealth Combo is a great thing for you and your family. Watch this video before buying a term plan. #paramrakshakpro #paramrakshak #terminsurance #term #insurance #wealth #wealthcreation #secu...
Personal Accident policy | Review of HDFC ERGO Koti Suraksha #personalaccidentinsurance
Переглядів 2,9 тис.Рік тому
Personal Accident policy | Review of HDFC ERGO Koti Suraksha #personalaccidentinsurance A). Watch this video to get detailed review of HDFC ERGO My Health Koti Suraksha Plan. B). क्या आपने अपना Bodyguard र लिया है ? C). क्या आपने accident की वजह से होने वाले Income के Loss का provision कर लिया है ? D). It is Personal accidental policy with Many other features like - 1. Accidental Death Benefit ...
HDFC ERGO Optima Secure plan detailed review #healthinsurance
Переглядів 608Рік тому
In this video I have tried to explain the main benefits of HDFC ERGO Optima Secure policy. This is the best health insurance policy in 2023. If you are planning to buy health insurance policy you must have watch this video once. You can book a zoom call with Prateek Sharma to clear your doubts about health insurance. #Optimasecure #healthinsurance #mediclaim Disclaimer : Information presented i...

КОМЕНТАРІ

  • @raghavagarwal917
    @raghavagarwal917 19 днів тому

    Life insurance company is safe to invest?

  • @raghavagarwal917
    @raghavagarwal917 19 днів тому

    Tata aia is best

  • @kiranbhangale5509
    @kiranbhangale5509 26 днів тому

    Upr upr ka Gyan mat bato.... Explain the hidden charges. Maine plan liya hai 1.6year before return Mila hai 4% aapne bola opportunities emrnig fund 70% return Diya ... Fir Mera return kon leke gaya

  • @durgaprasadkkd
    @durgaprasadkkd 27 днів тому

    Hi Sir, is vitality included in this policy?

  • @lakshaygupta_1
    @lakshaygupta_1 Місяць тому

    Fund selection hume krna h? Ya tata aia kregi

    • @pkmoneymantras
      @pkmoneymantras Місяць тому

      You can choose any time before or after taking policy with your Application given by TATA.

  • @lakshaygupta_1
    @lakshaygupta_1 Місяць тому

    Can whole family be secured in this policy

    • @pkmoneymantras
      @pkmoneymantras Місяць тому

      NO it is Life Insurance. Only insured person will be covered.

  • @lakshaygupta_1
    @lakshaygupta_1 Місяць тому

    Is this pro solution policy or just pro?😊

  • @pradipnaskar6163
    @pradipnaskar6163 Місяць тому

    sir merab🙏 sir me ek Tram pln leya huu 1cr Live cover 64 yers +SIP k sathe yearly 36480 to muje bola.heya 30% Trem pln jayga n Baki 70% GST or kuche changes k satge SIP me jayga guideline buy Pysabazar now im 25age muje 40 yers dena haa Jo pysa me Tram pln me payment karrahahu o pysa 11yera k bar mera fund me ayaga kya a possible ha? n Lat 7yers me tata me 27% Turan deya haa.. agar me 40.yera polyce Contenu k bad 16% ka intranet pakark chalu 50cr tak muje melaga bol raha ha kya ha possible ha!?

  • @jeetwande
    @jeetwande Місяць тому

    80 c ke tahat chhut hai?

  • @VirenSHEORAN-kk8sc
    @VirenSHEORAN-kk8sc Місяць тому

    Param Rakshak 2.0 review plz❤

  • @AbhishekMishra-v7m
    @AbhishekMishra-v7m Місяць тому

    Aap ne accha samjhaya hai Thank you 🙏🙏

  • @anshagrawal5338
    @anshagrawal5338 Місяць тому

    Sir, in case of accidental death. The person will get 1.9 cr or just base payment of 90 lakhs?

  • @YashChaturvedi-hy7mu
    @YashChaturvedi-hy7mu 2 місяці тому

    Jai Shree Ram

  • @umanghasija9380
    @umanghasija9380 2 місяці тому

    How much withdrawal is allowed after paying term is completed

  • @anshul5551
    @anshul5551 2 місяці тому

    Great presentation ❤❤

  • @rahuldwivedi5291
    @rahuldwivedi5291 2 місяці тому

    Thank you sir.

  • @raghavendrakollur2926
    @raghavendrakollur2926 2 місяці тому

    How tp claim the amount

    • @pkmoneymantras
      @pkmoneymantras 2 місяці тому

      Online or offline any mode you can choose.

  • @mayurparmar9088
    @mayurparmar9088 2 місяці тому

    Good " Term matlab TATA "

  • @VishalArora1008
    @VishalArora1008 2 місяці тому

    TTD income loss protection me suna hai koi bhi company ho easily deti nahi. Example jaise koi self employed shop owner hai toh company bolti hai hum kaise maan le aap shop par nahi gaye the,hum aapko benefits nahi de sakte. Ya fir bolte hai ki aap shop par nahi gaye magar aapke workers toh roz shop open karke business kar hi rahe hai toh aapko hum benefits nahi de sakte. Pareshan karne ke liye bahut saare documents bhi maangte hai.

    • @pkmoneymantras
      @pkmoneymantras 2 місяці тому

      Kindly watch video properly. I have shown Claim document in this. Aapne bs suna hai par yaha video me aap check kar sakte hai ki Claim mila hai Rs. 685000 ka.

  • @geetamkumar3351
    @geetamkumar3351 2 місяці тому

    Meri age 21hai sir ji mujh term insurance karna hai kitane rupey katege

  • @renujaiswal4959
    @renujaiswal4959 3 місяці тому

    Very nice information Prateek sir

  • @madhusingh784
    @madhusingh784 3 місяці тому

    Phone no

  • @user-cg3br9xo8p
    @user-cg3br9xo8p 3 місяці тому

    sir paramrakshk plan he 50 yrs age 168000 premium he 12 yrs ke liye 50lac ka cover he to isme mutual fund me kitne paise jayenge aur mortality rate n other me kitne plz tell

    • @pkmoneymantras
      @pkmoneymantras 3 місяці тому

      Hi Kindly check Illustration provided by Advisor. You will all breakups in that.

    • @manjitmalia3986
      @manjitmalia3986 2 місяці тому

      Please give conditions also

  • @vidyutbelthoria5298
    @vidyutbelthoria5298 4 місяці тому

    Can we buy it from hdfc bank or directly through tata aia ??

  • @vidyutbelthoria5298
    @vidyutbelthoria5298 4 місяці тому

    Can we buy it from hdfc bank or directly through tata aia ??

  • @vidyutbelthoria5298
    @vidyutbelthoria5298 4 місяці тому

    param rakshak pro and param rakshak plus are same or different?? If different then in what aspects and which is better

    • @pkmoneymantras
      @pkmoneymantras 4 місяці тому

      Both are different products. Difference of 2 Riders. Plus Variant have 1. Critical illness rider 2. Hospicare Riders inbuil.

  • @wiseblocks5340
    @wiseblocks5340 4 місяці тому

    Make video with example for 30, 35, year male. Please provide info about approx premium that one needs to pay. Is there single and limited pay options? Etc.

    • @pkmoneymantras
      @pkmoneymantras 4 місяці тому

      Please note Below Points. 1. Single Pay option is not available 2. Limited and regular pay options are available 3. For More details connect to 9205656597

  • @Lamp141
    @Lamp141 4 місяці тому

    Very nice explanation

  • @aakritychandravlog1192
    @aakritychandravlog1192 4 місяці тому

    Very nice term plan

  • @AshokKumar-hf6xd
    @AshokKumar-hf6xd 5 місяців тому

    Pitching Line Of Plan Is Superb, Best Video

  • @siddhartharya6720
    @siddhartharya6720 5 місяців тому

    Best video

    • @pkmoneymantras
      @pkmoneymantras 5 місяців тому

      Thankyou for your kind words. 💐💐

  • @gopalmaheshwari9155
    @gopalmaheshwari9155 5 місяців тому

    Superb

  • @indersumankadwasra2671
    @indersumankadwasra2671 5 місяців тому

    Good

  • @utkarshpradip
    @utkarshpradip 5 місяців тому

    Pura premium invest hota hai ya partial?

    • @pkmoneymantras
      @pkmoneymantras 5 місяців тому

      Only Charges like Mortality, FMC, Riders, Taxes etc are deducted. Rest amount is Invested.

    • @utkarshpradip
      @utkarshpradip 5 місяців тому

      @@pkmoneymantras I have a one term plan of 1 cr with premium of 3200 p/m just started just 2 month ago, so can please suggest is it good to stop the previous one and start a new fresh for tata AIA?

    • @pkmoneymantras
      @pkmoneymantras 5 місяців тому

      Mr @utkarshpradip - It is not suggestible to stop. Alternatively , You can Buy new one considering your financial eligibility and affordability . For more You can connect us on 9205656597. Regards

    • @begood9986
      @begood9986 28 днів тому

      Last me total amount milta h...ya ULIP amount milta last me

    • @begood9986
      @begood9986 28 днів тому

      Means insurance amount add hota h kya last me... completion me

  • @nikhilnimbran1617
    @nikhilnimbran1617 6 місяців тому

    Pre matute withdrawal kitni baar kr sktey h and kitna amount ? Or ek premature withdrawal k baad 2nd time kab and kitna nikal sktey h?

    • @pkmoneymantras
      @pkmoneymantras 6 місяців тому

      Hi Mr Nikhil. 1. Partial Withdrawal Facility is available after 5 Years. 2. Approx 60-70 % of Fund value is available. 3. No limit on withdrawal transactions. 4. No waiting period between 2 withdrawals transactions. Regards

    • @techecommerce7333
      @techecommerce7333 3 місяці тому

      सर यदि मैं पॉलिसी की 5 साल यानि लॉक इन पीरियड तक पेमेंट करता हूं और उसके बाद जितनी फंड वैल्यू है उसमे से कितना निकाल सकता हूं और उसका क्या मेरे सम इंश्योरेंस राशि पर कुछ फर्क होगा क्या

  • @sandysam2782
    @sandysam2782 6 місяців тому

    Sir - I have doubt on maturity amount side TDS ? 1) If resident - any TDS on maturity? . If yes - houmuch ? 2) If NRI - any TDS on maturity amount and how much ? 3) what is the tax liability if an NRI paying less than 2.5 L premium of all his ulip ? Any tax or no tax ?

    • @pkmoneymantras
      @pkmoneymantras 6 місяців тому

      A). No TDS. No Tax If Premium paid in a year is below Rs. 2.5 Lakhs. But the returns from ULIP will be taxed if the premium paid by you in a year exceeds Rs 2.5 lakhs. If the amount of returns exceeds Rs 1 lakh the tax will be charged @10% in case of equity investments. B). NRI Case - Tax will be applicable as per applicable tax treaty.

    • @sribalajirangan4122
      @sribalajirangan4122 Місяць тому

      😅

    • @sribalajirangan4122
      @sribalajirangan4122 Місяць тому

      ​@we can insurancewithsharma

  • @nileshpatil125
    @nileshpatil125 6 місяців тому

    Ek sath two term plan le sakte kya

    • @pkmoneymantras
      @pkmoneymantras 6 місяців тому

      Yes Le sakte hai. But Subject to Maximum Financial Eligibility as per income Band.

  • @praveenbhutoria4409
    @praveenbhutoria4409 6 місяців тому

    What is the income tax liability on maturity?

    • @pkmoneymantras
      @pkmoneymantras 6 місяців тому

      No Tax If Premium paid in a year is below Rs. 2.5 Lakhs. But the returns from ULIP will be taxed if the premium paid by you in a year exceeds Rs 2.5 lakhs. If the amount of returns exceeds Rs 1 lakh the tax will be charged @10% in case of equity investments.

  • @awinashkalra4018
    @awinashkalra4018 6 місяців тому

    Sir, very nice presentation of Param Rakshak Pro. Would request to upload similar presentation on Grip + Supreme.

  • @lifemantras5
    @lifemantras5 Рік тому

    How to buy this policy it's very difficult to avail the policy

    • @pkmoneymantras
      @pkmoneymantras Рік тому

      Hi @chandreshvyas4884 it is a very easy process. you have 2 options either buy online directly by HDFC ERGO Website. or can connect to my office on 9811435863. we will help. it is completely a online process.

  • @navnathdale9008
    @navnathdale9008 Рік тому

    प्रीमियम कितना रहेगा

    • @pkmoneymantras
      @pkmoneymantras Рік тому

      Hi @navnathdale9008 premium depends on age of all family members.

  • @ramkrishnashenoy6524
    @ramkrishnashenoy6524 Рік тому

    Awesome product

  • @SanjayClasses
    @SanjayClasses Рік тому

    Nice.

  • @mahtta.mdrtusaexpert2620
    @mahtta.mdrtusaexpert2620 Рік тому

    Very Important to Grab this opportunity as data says on an average, into 1130 accidents and 422 deaths every day or 47 accidents and 18 deaths every hour.

  • @mahtta.mdrtusaexpert2620
    @mahtta.mdrtusaexpert2620 Рік тому

    Beautiful awesome Product Income Loss Protection......

    • @pkmoneymantras
      @pkmoneymantras Рік тому

      People are still unaware about Income Loss Compensation Protection.

  • @lalsinghlic
    @lalsinghlic Рік тому

    Very nice information sir 👍

    • @pkmoneymantras
      @pkmoneymantras Рік тому

      Keep watching and supporting. Thankyou for your response.

  • @pkmoneymantras
    @pkmoneymantras Рік тому

    Thankyou for Watching this video. Please mention Topics in comments box on which you want me to create Videos.

  • @RajeshSharma-py9hr
    @RajeshSharma-py9hr Рік тому

    Nice

  • @Ultimatefamilysolution
    @Ultimatefamilysolution Рік тому

    P.A. Policy pe ek video banao Prateek ji