I Am Hiding My Income From My Wife

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  • Опубліковано 7 кві 2016
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КОМЕНТАРІ • 1,2 тис.

  • @smarshall110988
    @smarshall110988 8 років тому +2126

    i dont think he wanted to admit she blows 160g a year

    • @Tony-nl6pf
      @Tony-nl6pf 5 років тому +125

      Or maybe he actually makes 110k a year, not 260k. That extra 150k is probably him imagining what he can get if he liquidates his company or slowly sells his ownership of it.

    • @muserussell2377
      @muserussell2377 5 років тому +41

      On what? I honestly dont know what you spend 160k on that holds no value at the end of it

    • @Tony-nl6pf
      @Tony-nl6pf 5 років тому +107

      Casino gambling, crazy night outs, hotels, 1st class tickets back and forth to Japan. You can easily spend 160k with no value but read my first comment, he doesn't have that 160k.

    • @prissybell16
      @prissybell16 5 років тому +51

      @@muserussell2377 my grandma was married 5 times. Each od her ex's said the same thing that she spent money like crazy. She's always redecorating the house every season. She also shops a lot on expensive shoes and clothes. She even spends a bunch on high tea hats and she never even attends those functions.

    • @Black70Fastback
      @Black70Fastback 5 років тому +31

      @@prissybell16 you would think after the 2 or third husband, that the next boyfriend would know to look for the clues.

  • @bluewater454
    @bluewater454 8 років тому +1960

    I am hiding my income from my _ex wife_.

    • @DrogoBaggins987
      @DrogoBaggins987 8 років тому +130

      Hide it well and let her think that she is killing you.

    • @Vydio
      @Vydio 7 років тому +22

      DH didn't hide his, just didn't inform her when he began to make more.

    • @hereismyphonenumbercallme6222
      @hereismyphonenumbercallme6222 7 років тому +7

      Exactly

    • @nanaof3991
      @nanaof3991 7 років тому +22

      bluewater454 Well aren't you all a bunch of winners...

    • @Vydio
      @Vydio 7 років тому +20

      S Davis You do know what "ex" means, right?

  • @ojrivas6843
    @ojrivas6843 7 років тому +2782

    A lot of these people need Dr Phil not Dave.

    • @ojrivas6843
      @ojrivas6843 7 років тому +10

      😂 Blow them up Tom!

    • @lauragem796
      @lauragem796 6 років тому +191

      They're better off with Dave's advice.

    • @ayo3able
      @ayo3able 6 років тому +37

      More like both 😂😂😂

    • @chiggie123
      @chiggie123 6 років тому +3

      Orlando Rivas im deceased 😂😂😂😂

    • @bigdogboos1
      @bigdogboos1 5 років тому +21

      They need the Bible. Worldly "help" from people who do not know God or the Bible will help zero with a spiritual/sin problem like this.

  • @burntblonde2925
    @burntblonde2925 4 роки тому +346

    He’s calling to vent, not get a solution.
    He acts like she’s the boss. Man up!

    • @intimacy2138
      @intimacy2138 4 роки тому +22

      she probably is the boss

    • @didilom564
      @didilom564 4 роки тому +4

      Yes!!!

    • @derekb.e1151
      @derekb.e1151 3 роки тому +11

      If she is bepolar , she could be very scary. I ve known a few of those or they are borderline, and they can make a 6 feet 2, 210 pounds man scared for their life. Also, if he ended up in this relationship he may have some issues or have some troubles like adhd or asperger syndrome. Why I say this? Because they have the type of personality that is so soft that they don t know what to do. So, the man up thing is kind of not really appropriate by necessity in this case.

    • @sakshambishalgurung8350
      @sakshambishalgurung8350 3 роки тому +4

      weak men earning alot of money always have a women who siphons all his money into oblivion

    • @SnookOnTheFly
      @SnookOnTheFly 3 роки тому +5

      That’s easy for you to say until you deal with a woman that has no intention of listening and does whatever she wants. It’s not about him not maning up as much as she may need to woman up

  • @SylwekGrega
    @SylwekGrega 7 років тому +1239

    That women will ruin his life.. 43..and she need a cash allowance.
    Dude... This is ridiculous

    • @mystorymylife9998
      @mystorymylife9998 5 років тому +39

      I had a woman like this. It Will never work unless she seeks help.

    • @santhoshpjohn
      @santhoshpjohn 5 років тому +18

      Men's are working donkeys man, for wat they making money, one day if he lost earnings who will take care

    • @JAB2010
      @JAB2010 5 років тому +17

      Sylwester Grega it’s mental illness.

    • @freeman7079
      @freeman7079 5 років тому +5

      Santhosh John .....what?

    • @sephorareynolds5786
      @sephorareynolds5786 4 роки тому +4

      Service Business Tips 4 U ... if i was a man i would not want a woman like that ....noppppeee

  • @scottswann
    @scottswann 4 роки тому +203

    I lived for 20 years in this man's shoes. My ex-wife spent every dime that she could get her hands on. She would drain our checking account faster than I could put money in it. I buried my head and didn't want to face the facts for years. Dave is exactly right when he says that she has a mental condition. It wasn't until I sat down with a counselor who talked to us both that I realized what I had to do. After three sessions she told me that it was a waste of time. the counselor told me that she was unwilling to change and that I had to leave if I wanted a better life. I wish I had done it earlier. I have since taken control of my life and my finances and am in a much better place. Five years after my divorce and I'm now free from debt and a lot happier.

    • @pozloadescobar
      @pozloadescobar 2 роки тому +11

      Really glad to hear you made it out dude. Do you have any tips for spotting a woman like that early in the relationship?

    • @ne9835
      @ne9835 2 роки тому +1

      Nice man.

    • @fakename5400
      @fakename5400 2 роки тому +1

      no alimony?

    • @pneron2032
      @pneron2032 Рік тому +1

      @@pozloadescobar If she spends like mad, leave.

    • @darrenscott3544
      @darrenscott3544 Рік тому

      Glad things have worked out for you

  • @taraguidry306
    @taraguidry306 8 років тому +881

    Take her off the accounts. Take away the credit cards. Spending is her addiction. Your in denial. She'll spend you into bankruptcy. I had a family member who had to fille for divorce because of the wife's spending. My Aunt's spending, due to bipolar, has put her in poverty because my Uncle has passed away. She went from $150,000 in savings to 20,000 in debt in 2 years.

    • @outdoorsnevada4138
      @outdoorsnevada4138 7 років тому +34

      pretty common. some people blow through cash like nothing.

    • @pegasus8873
      @pegasus8873 6 років тому +29

      Men too.

    • @BUJU2007
      @BUJU2007 6 років тому +17

      Can't cut off money now. It's called financial abuse. The state with garnish your wages and send it to her.

    • @BUJU2007
      @BUJU2007 6 років тому +16

      Angel anytime people acknowledge the reality of marriage law it's considered hatred towards women. The laws are unfair and the "average" woman will feel little to no remorse while ruining your life.

    • @sbapungi1506
      @sbapungi1506 4 роки тому +3

      Does bipolar affects someone's spending habbits?

  • @jakem4002
    @jakem4002 5 років тому +91

    $250k a year for a family and NO SAVINGS? THATS INSANE! My parents put my sister and I through college and have retirement savings on less than $50k a year total amongst both of them.

  • @jillsmith5877
    @jillsmith5877 7 років тому +1012

    This man is not going to take Dave's advice. You can hear it in his voice.

    • @jeffreystern5886
      @jeffreystern5886 5 років тому +55

      Wait till the divorce happens.... "Hello, Dave, remember me?....where to begin....."

    • @edvirgiliom
      @edvirgiliom 5 років тому +9

      You shouldn't make assumptions like this without any proof

    • @avaangel433
      @avaangel433 4 роки тому +45

      Everytime he said "You're right" all I heard was Denial Denial Denial. Nothing in this man's world is going to change because he won't change.

    • @LDT7Y
      @LDT7Y 4 роки тому +22

      Dave acts like she has some illness making her do this, but I know soooo many women who act the exact same way, then do the fake crying thing when they get caught, say they can't help it, get their husband to forgive them, then go right back to sponging off him! Once the money finally runs out, they take anything that's left via divorce and jump ship to some other sucker.

    • @dreg5845
      @dreg5845 4 роки тому +5

      Keep hiding paper. She will try to divorce you, take the house l. Alimony and she will say you abused her and molested the kids.

  • @HoangNguyen-jd2mr
    @HoangNguyen-jd2mr 7 років тому +2797

    this channel is more addict than video game lol

    • @INITIALGTMR2
      @INITIALGTMR2 6 років тому +23

      Very more addict yes yes

    • @lizwick
      @lizwick 5 років тому +5

      Hoang Nguyen who are you telling? I know lol 😂

    • @nishanganparanthaman8743
      @nishanganparanthaman8743 5 років тому +15

      So true. I'm watching every day all the time when I open You tube. 😂😂

    • @rosafabian9267
      @rosafabian9267 5 років тому +16

      But sometimes it feels like when you watch one video, you know what they are all like. He gives the same advice, recommends the same book or two and his class.

    • @NikoTheTurtle
      @NikoTheTurtle 5 років тому +2

      Yeah honestly 😂 My recommends are all over the place. But I love this Channel

  • @workingshlub8861
    @workingshlub8861 8 років тому +289

    wow!! never ever marry someone who cant handle money. if when your dating they are always broke and cant pay the bills having all kinds of problems.. big red flag.

    • @hulitumhansen352
      @hulitumhansen352 4 роки тому +3

      if the man also cant handle money then it perfect fit:)

    • @cellogirl11rw55
      @cellogirl11rw55 4 роки тому +9

      She has a mental health issue that she needs help with. I have Bipolar Disorder as well, and I needed a lot of help with resisting the impulse to spend all my money when I was first diagnosed. But, I was able to set up some parameters with my credit union so that I have to ask their permission to spend more than my daily allotment, and they will not let me spend money that I don't have.

    • @nobody46820
      @nobody46820 4 роки тому +1

      Vaginals usually hide this...

    • @meh4062
      @meh4062 4 роки тому +2

      cellogirl11RW wow I didnt know that was a thing. Id consider a credit union now if I see someone struggling. Good that you self helped yourself!

    • @jahdagod5563
      @jahdagod5563 4 роки тому +1

      @@hulitumhansen352 🤣🤣🤣

  • @injapan33
    @injapan33 8 років тому +280

    I think the husband needs counseling, too. A terrible, life-destroying cycle that the husband needs to break. Best to both of them.

    • @rhoonah5849
      @rhoonah5849 2 роки тому +1

      They both need counseling for certain.

    • @fawkestheplotphoenix964
      @fawkestheplotphoenix964 2 роки тому +3

      He doesn’t need counseling. He’s doing the only responsible thing he can do

    • @princess010607
      @princess010607 Рік тому +3

      @@fawkestheplotphoenix964 No, he does need counselling. He's being a push over/enabler. He has no backbone to stand up to her.

  • @jenniferwilliams6494
    @jenniferwilliams6494 5 років тому +152

    Man!!! WHY DO YOU KEEP GIVING HER MONEY!? And truth is she isn't the only one sabotaging, it's you too sir.

    • @ellencarter8459
      @ellencarter8459 3 роки тому +5

      He's probably thinking if he doesn't give her the money she'll get it any ways when she retaliates by filing for divorce and getting half of the value of his business

  • @sarahjanechandler
    @sarahjanechandler 6 років тому +208

    "You're spending like you're freaking in congress." -Dave Ramsey

  • @MJ-cu1nw
    @MJ-cu1nw 8 років тому +613

    All he needs is a separate account

    • @roseschulze1647
      @roseschulze1647 5 років тому +40

      @@alanburns9466 Yes -- on you, for such an idiotic comment.

    • @roseschulze1647
      @roseschulze1647 5 років тому +27

      @@alanburns9466 Should I be offended, or was that a "back handed" compliment? 😃

    • @roseschulze1647
      @roseschulze1647 5 років тому +14

      @@alanburns9466 I'll choose the compliment then. ;) Merry Christmas and a happy new year to you!

    • @dialac1
      @dialac1 5 років тому +13

      Rose Schulze you had me rolling! That was a great comeback

    • @jeffreystern5886
      @jeffreystern5886 5 років тому +6

      All he needs is to not marry a bipolar girl.

  • @BlankCanvasArts
    @BlankCanvasArts 8 років тому +777

    Dave can't help you when you are lying.

    • @gmogottago7746
      @gmogottago7746 6 років тому +16

      Right!

    • @Nicole0627
      @Nicole0627 5 років тому +5

      😂😂😂😂

    • @AltCTRLF8
      @AltCTRLF8 4 роки тому +44

      ikr. sometimes it’s clear that Dave is taking the problem 10x more seriously than the caller!

    • @JasonfromMinnesota
      @JasonfromMinnesota 4 роки тому +3

      yes

    • @DCamp1271
      @DCamp1271 3 роки тому +5

      Haha yup. You can hear Dave's frustration as he tries to suss out the lies from the truth.

  • @darriuscole8544
    @darriuscole8544 4 роки тому +48

    It is amazing how little financial advice Dave gives in these videos and how much psychological relationship counseling he does.

  • @trent210
    @trent210 4 роки тому +49

    Hearing Dave recognize addiction as an illness has made my life.

  • @bumslayer76
    @bumslayer76 5 років тому +39

    I’m bi-polar and when I was married my wife had to take over the money because people with this condition have issues with impulse buying when there manic.

    • @aaronc4724
      @aaronc4724 3 роки тому +5

      Thank you for telling the truth about this.

  • @sunshinefashionlove
    @sunshinefashionlove 6 років тому +654

    This is a very bizarre call... not sure what to make of this couple

    • @outdoorsnevada4138
      @outdoorsnevada4138 6 років тому +43

      Jen Talks Forever
      She prys runs his finances dry. Happens to many a good man or women. Other spouse spends a bunch of $ while bringing in nothing.

    • @BUJU2007
      @BUJU2007 6 років тому +1

      It was my mid mission to spend every spare dollar that came into the house.

    • @JoeSmith-jd5zg
      @JoeSmith-jd5zg 5 років тому +32

      She's an irresponsible gold-digger.

    • @billybob-hv5hl
      @billybob-hv5hl 5 років тому +21

      Lying about his income. 260k in okc the guy would buy a new house every year and still have money left over

    • @clair233
      @clair233 5 років тому +9

      My mother is just like his wife !

  • @Txcowboy80
    @Txcowboy80 8 років тому +178

    get her a prepaid card for her spending money, after that she has to wait

    • @barbaraleszczynski2214
      @barbaraleszczynski2214 5 років тому +4

      Johnny yep....simple smart move!

    • @canival317isback
      @canival317isback 4 роки тому +13

      What are you raising a 13 year old?

    • @renskedj
      @renskedj 4 роки тому +2

      My 13 y o doesnt do that. Adults who do that, they put em under guardianship.

    • @riftwalk2546
      @riftwalk2546 3 роки тому

      stop you're making the problem worst she is not a child she is a adult women she wants to spend money well have her spend her money she worked for

    • @amazinglats6020
      @amazinglats6020 3 роки тому

      @@riftwalk2546 You kidding? She doesn't work for money. If he takes it away from her shes going to divorce him and the courts will just give her his money anyways. Doomed family.

  • @responsibleparty
    @responsibleparty 8 років тому +529

    This caller is _so_ annoying. He just keeps on wanting to tell a story. He's largely unresponsive, talks while Dave is talking and just doesn't seem to "get it".

    • @lesliefairman782
      @lesliefairman782 8 років тому +53

      +responsibleparty I think he's verbally processing mostly. He could probably use a few counseling sessions as well just to work through his frustration so that he can better manage w/o the emotion.

    • @responsibleparty
      @responsibleparty 8 років тому +11

      Leslie Fairman Verbally processing? That's a new term on me. You might be right, but if he's talking he can't hear what Dave is saying. So whatever he's processing, it's not what Dave has to say.

    • @jm309767
      @jm309767 6 років тому +40

      Everything is annoying until it happens to you. Stop attacking the caller and attack the actual issues.

    • @J.C.90
      @J.C.90 6 років тому

      responsibleparty yes

    • @ss-mm7zo
      @ss-mm7zo 5 років тому +9

      he needs some therapy also. Can you imagine the stress he must feel.

  • @jaylen8822
    @jaylen8822 8 років тому +380

    So she is depressed. Clinically depressed, down, sullen, low energy, etc. So she compensates buy taking out the debit card, going online and buyung things to make up. So she needs a different outlet to relive her depression other than the endorphins she gets from spending money. Trying hiking, pick up a hobby, dp something out of your comfort zone. she just needs a new outlet.

    • @darcyjean5612
      @darcyjean5612 8 років тому +27

      +Jason Bourne Agreed. Shopping gives depressed people the instant satisfaction of happiness. But then days, or even minutes later they're sad again. She needs a new outlet that will give her both instant and prolonged happiness. Might take her a while to find it, but she can do it, with the help of her husband and therapist

    • @JasonfromMinnesota
      @JasonfromMinnesota 8 років тому +4

      +Jason Bourne he has spoiled her rotten she need to fend for herself and get tough again

    • @jaylen8822
      @jaylen8822 8 років тому +35

      JasonfromMinnesota​ It's not a matter of fending for herself. She is a human, not a wild animal. And she is not alone. They are in a marriage, a unison of two people who loves each other becoming one. And he hasn't spoiled her. He has allowed her spending to get out of control, that's not spoiling, it's laziness and irresponsibility. They need to work it out together.

    • @singlespeedman
      @singlespeedman 8 років тому +3

      +Jason Bourne Excellent observations.

    • @susannaholdren9625
      @susannaholdren9625 8 років тому +10

      +Jason Bourne Good idea, maybe she should make and sell stuff online, that way she's actually creating, and she'd feel more fulfilled. Plus, that would also help her use her time wisely instead of wasting it on shopping.

  • @user-pb9hk1nx6d
    @user-pb9hk1nx6d 2 роки тому +5

    What kind of man allows his wife to spend like that, put her on an allowance and cut her out of all accounts. He who makes the money makes the rules

  • @Corneliaa
    @Corneliaa 4 роки тому +28

    Codependency 101. Fueling the problem instead of standing up to it.

  • @MrCcroom
    @MrCcroom 5 років тому +11

    I just went through this with my ex wife. She's done...........all you can do is get out. Unless she's willing help herself you can't help her. I know you probably love her just like I did my wife. She went out and found her a guy who's willing to feed the fire. She'll burn him to the ground. It's a midlife crisis. My wife would not pay our mortgage and I wouldn't know until I got the late notice in the mail.

  • @tredd752
    @tredd752 5 років тому +73

    Dave Ramsey 4:19 " oh bipolar" that got me cracking up 😂😂😂

  • @sarahs5340
    @sarahs5340 2 роки тому +17

    Man this caller is part of the problem and he’s blaming it on his wife. I don’t buy what he’s selling. Something doesn’t add up.

  • @Engagenumberone
    @Engagenumberone 7 років тому +299

    And then she'll divorce him when they're broke.

    • @violetkendrick6357
      @violetkendrick6357 6 років тому

      quad comparator i

    • @dantheautoman3821
      @dantheautoman3821 5 років тому +22

      She’s probably hiding the cash and getting ready to serve papers.

    • @darriuscole8544
      @darriuscole8544 4 роки тому +6

      @@dantheautoman3821 Yeah, she is hiding money.

    • @fieryjalapenos4442
      @fieryjalapenos4442 3 роки тому +1

      @@darriuscole8544 not the craziest thing I’ve heard. Had a friend from hs who got married right out of school and his uncle gave him a job. He was making decent money all things considered. Sadly he was always stressed about money and he couldn’t figure out where it was all going until he got served at work and she not only had been “stealing” the money but had already bought a house with her new bf. And the saddest part was she got to keep their house which she sold and used the money to pay off her new home. Now he’s 27 and living with his parent s and paying loads in child support. And people wonder why I don’t want to get married.

  • @NickB1967
    @NickB1967 7 років тому +165

    I had a mad cow of a wife like this. I had to divorce her, as she would not stop.

    • @jasonpgallery
      @jasonpgallery 7 років тому +5

      Cali Curmudgeon did you have kids with her?

    • @NickB1967
      @NickB1967 7 років тому +55

      jasonpgallery thankfully no

    • @chavezunseen
      @chavezunseen 7 років тому +30

      Cali Curmudgeon lucky man

    • @chasa4347
      @chasa4347 6 років тому +35

      Been there, done that as well. Afterwards, it was like my salary was multiplied tenfold, no shittin. Raised our kid by myself, paid alimony, didn't get child support, saved for retirement, paid everything off, and still had money left over. Have no earthly idea how it could get blown so fast unless she was burning in the backyard!

    • @avatargoat1514
      @avatargoat1514 5 років тому +11

      She will not stop..no matter what..

  • @Anon_Fox
    @Anon_Fox 3 роки тому +10

    My dad has bipolar so this one hits home. He would spend $2000/day on one of his episodes and HE used to be the bread winner of the family

  • @MrEherndon5
    @MrEherndon5 8 років тому +673

    She is SPENDING 160k Dave, pay attention lol

    • @hannahcurtis9919
      @hannahcurtis9919 6 років тому +29

      But his 1800 a week doesn't add up to 260K by any means. He's wondering where the money is coming from. He understands she's overspending.

    • @donellaherring4485
      @donellaherring4485 6 років тому +3

      Get her help!

    • @ASmith-jn7kf
      @ASmith-jn7kf 5 років тому +35

      He sounds like he is lying.

    • @Bbelblelo
      @Bbelblelo 5 років тому +16

      uhh well he claimed his PAY CHECK was 1800 and then had to backtrack, and that that was gone down to 0. I think he is lying about his income. not that it matters, cause about 100g in OK is still quite good. but they both have problems clearly

    • @freeman7079
      @freeman7079 5 років тому +3

      Emerson Herndon he’s trying to get him to say it out loud so it sinks in.

  • @larrypadilla8706
    @larrypadilla8706 8 років тому +67

    This caller was frustrating. Slow down and answer a question ffs.

    • @warwagon
      @warwagon 8 років тому +1

      +Larry Padilla
      He did answer his question. Take her off the accounts!

    • @larrypadilla8706
      @larrypadilla8706 8 років тому +11

      +Adam Bottjen No I'm saying he wouldn't answer Dave's questions in the beginning. He just wanted to talk, not converse.

  • @oneeyedman99
    @oneeyedman99 5 років тому +122

    I'm not surprised that this guy makes 260K a year, he's one heck of a salesman. Like the most ruthless salespeople, he won't give a direct answer to a direct question, instead telling stories designed to influence you to be on his side. Probably his wife really is a problem, but if so I suspect the two of them kind of deserve each other.

  • @khadijahwashington168
    @khadijahwashington168 7 років тому +129

    She spends 160k a year and there aren't new homes in this drive way. . . Hate to say that she may need a drug test. . . I mean if she was buying things over 9 years she would be a hoarder . People have spent this kind of money on drugs annnnd either his math is off or their is a drug issue. That's like 12k a month , is she flying to Paris every month for 9 years

    • @harpper9991
      @harpper9991 7 років тому +12

      Khadijah Washington or just a lot of coco chanel purses

    • @khadijahwashington168
      @khadijahwashington168 7 років тому +25

      he would have said she has purses,. . .I just think she is on coco!

    • @Gamecockinnc1
      @Gamecockinnc1 6 років тому +2

      Khadijah Washington I thought the same thing.

    • @bupbebangbot
      @bupbebangbot 5 років тому +5

      Or buying a new Hermes bag every month lol

    • @gotyoazzleakin9860
      @gotyoazzleakin9860 5 років тому +1

      Khadijah Washington balenciaga type spending habits

  • @VanityCharms
    @VanityCharms 7 років тому +43

    He sounds he was drinking...

  • @sawtoothscream1521
    @sawtoothscream1521 5 років тому +24

    I would have had a separate account the first time she blew through all the money. Give her x amount a week like the child she is and don't let her take you down.

  • @moewilson4605
    @moewilson4605 4 роки тому +8

    Friends of ours divorced over this issue. I know two men that had to say I can’t do this anymore because of their wives spending habits. Life is a partnership and you have to be on the same page.

  • @limpfinger12
    @limpfinger12 8 років тому +489

    this guy runs a business?

    • @Dapieguy314159
      @Dapieguy314159 6 років тому +16

      Matt Hannel he's wipped

    • @quzee5779
      @quzee5779 6 років тому +54

      He's hiding something too....

    • @ivexified
      @ivexified 6 років тому +23

      Qu Zee no hes just scared to admit she spends 160k a year

    • @brianchristopher5807
      @brianchristopher5807 3 роки тому

      😭😭😭

  • @Leocomander
    @Leocomander 7 років тому +21

    Some people are addicted to spending... I had someone pass away some time ago and the wife got 600k from insurance and they blew threw allllllll the money wasted it buying new cars for other people going to 5 star Hotels clothes and everything....

  • @hackedaccount3424
    @hackedaccount3424 5 років тому +63

    Dave pulls out calculator....to fact check this guy....he KNEW something was up....

    • @dortiz81706
      @dortiz81706 4 роки тому +1

      SC yea she spending the 160k before he gets to save

    • @Lisawhatshersname
      @Lisawhatshersname 3 роки тому

      Yeah, but he ALWAYS uses the calculator. It has to make sense for him to help them!

  • @stayroxy
    @stayroxy 4 роки тому +16

    my mother , bless her heart, was this way with money in my family and it was financially devastating and my father let it happen.. it is crazy because both my sister and I are EXTREME savers and the opposite of my mom.

  • @misschenda4717
    @misschenda4717 7 років тому +113

    260K per year give that to me ill make us a millionaire! Mr. Ramsey tell this man like it is.

    • @contrerasmcr100
      @contrerasmcr100 5 років тому +2

      Miss Chenda when did they stopped making these Angels

    • @trizzle7793
      @trizzle7793 4 роки тому +6

      Miguel Contreras it's a trap

    • @CherylMacKay11f
      @CherylMacKay11f 4 роки тому +4

      It’s all relative to where you live. I make $130,000 and I’m broke because I live in taxachusetts.

    • @jimroscovius
      @jimroscovius 3 роки тому

      @@CherylMacKay11f Oklahoma City is not expensive. Get out of Taxachusetts and improve your life. The only reason they get away with it is because people let them.

    • @CherylMacKay11f
      @CherylMacKay11f 3 роки тому +1

      @@jimroscovius totally agree. I did get out of taxachusettes since I posted. I live in NH. On a farm. .

  • @margaritaavila2778
    @margaritaavila2778 6 років тому +5

    I didn't have a mental issue and I did exactly what his wife did. I just didn't know how to take care of money for 30 years. Until I turned 57 I realized it. Then I turned everything around and now I can't spend a penny.

  • @himmie1
    @himmie1 7 років тому +239

    He started dating her when she was a kid and took care of her so she is still acting like a kid

    • @MrNanah38
      @MrNanah38 5 років тому +10

      That's what happened to me
      I took my wife at 19 and took care of her now she is 40yrs old and still act like a kid.
      She is getting better but it's been a struggle.

    • @Kudos2Kawaii
      @Kudos2Kawaii 5 років тому +22

      nanah p “I took my wife” .. no wonder she acts like child. You “took” her?? Yikes..

    • @xavdest5481
      @xavdest5481 5 років тому +4

      @@Kudos2Kawaii "do you take x to be your lawfully wedded wife". Unless you're pointing out the incorrect word, which is fair play

  • @FranksTycoon
    @FranksTycoon 4 роки тому +9

    Iv'e hid my income from everyone my whole life, Iv'e always said i was broke, and im certain thats the only reason iv'e build such an incredible wealth.

    • @nervotica7991
      @nervotica7991 3 роки тому

      Sure i can see your diamonds from here...

    • @jehmusic3959
      @jehmusic3959 2 роки тому

      I will start doing this

  • @angelbear_og
    @angelbear_og 8 років тому +61

    Prayers for that woman that she can get well.

  • @lisaleone5128
    @lisaleone5128 Рік тому +2

    This happened to a family member, but wife worked too. When she finished spending her earnings, she'd spend whatever was in their joint accounts. Eventually, they lost their home. He refused to take back the financial reigns. He let her illness go untreated, and later she had dementia.

  • @SEXISTEPH79
    @SEXISTEPH79 3 роки тому +7

    I've become obsessed watching Dave & co all the way from UK.
    GREAT ADVICE in every video

  • @lisastevens5634
    @lisastevens5634 7 років тому +162

    This guy is beating around the bush in his answers. I wonder what his agenda is.

    • @alenrae1370
      @alenrae1370 7 років тому +28

      I'd like to know the real story...

    • @alenrae1370
      @alenrae1370 7 років тому +2

      I'd like to know the real story...

  • @NB-ky5ol
    @NB-ky5ol 4 роки тому +2

    I am addicted to this channel! Lots of great advice and life lessons from other people’s mistakes.

  • @louised6790
    @louised6790 5 років тому +1

    Excellent advice, Dave! I’ve recently been diagnosed Bipolar II at 48 after a hypo manic episode. Shopping was thing. Thankfully we’ve come to you!

  • @cutehumor
    @cutehumor 7 років тому +198

    This dude has no balls. He is worried about his money, but his wife has mental problems with depression.

    • @toonx496
      @toonx496 5 років тому +10

      Wrong. All biological men have testicles. Gotem.

    • @volvotwoseries3384
      @volvotwoseries3384 4 роки тому +2

      Those mental problems will only increase the chance of a divorce and then she can forcibly take his income.

  • @bradhaines3142
    @bradhaines3142 6 років тому +12

    ive had the same situation before. i had a good job making plenty but it was a seasonal job, i made around 60,000/year but only worked around 6-8 months so i knew i had to save for the dry time but the wife wouldn't. she grew up living paycheck to paycheck and thats all she knew so every week she found something to spend everything on while i was at work. because of that we almost ended up homeless so i had to do like dave said and make a new account she didnt have access to. now i make even more money that she cant get into and i just tell her i have to put it in savings for peace of mind

  • @JoeMama-ln1dj
    @JoeMama-ln1dj 7 років тому +33

    I'm hiding a 2nd job & money from my husband. He's WAY TOO controlling with the finances to the point that we go hungry some days and can't get groceries without getting yelled at. =(

    • @ingridgallagher1029
      @ingridgallagher1029 6 років тому +30

      Sounds like ur married to a full blown narcissist. Get out and on your own as soon as you can. Even if it means having two jobs and being on some gov. assistance for a while. Those types of ppl are dangerous. I mean if you're gonna be poor either way, at least be poor in peace.

    • @kimcochran3415
      @kimcochran3415 6 років тому +5

      Agreed. You deserve better than that. Get rid of him.

    • @morgandawn6413
      @morgandawn6413 6 років тому +3

      God bless you. I hope things get much better.

    • @ta4256
      @ta4256 6 років тому +3

      I am sorry to say this. But please get out as soon as possible. You deserve a better life. I will surely keep you in prayers.

    • @kirbyaugustine761
      @kirbyaugustine761 5 років тому +4

      I hate to say this but this all qualifies as abuse. For the sake of you and the kids get away, far away as quickly as possible.

  • @algernonflowers2889
    @algernonflowers2889 4 роки тому +1

    Going through this right now. Thanks DR for the topic.

  • @hymnodyhands
    @hymnodyhands 4 роки тому +11

    I know two couples who went through this... there is hope. The wives were bipolar and spent a great deal of money. The husbands got control of the money, got their wives the treatment they needed, and the families got back on track. It does take a very strong and loving man to do this, but I've seen it done and done well.

    • @bobdees6428
      @bobdees6428 10 місяців тому +1

      It’s funny how different are stories are , I know a few married women who are bipolar and they despite counseling , therapy and countless other things that were done to help them. Ran their families money and credit into bankruptcy then divorce. Bipolar disorder is not something that just goes away it is unbalanced chemicals in their brain. I talked to several doctors who I’ve worked with and they all said the same thing. There isn’t a cure , it is more of a balancing act- where I work there are entire floors/ wings full of bipolar patients. Let me tell you every day is a adventure

    • @MarksTournaments
      @MarksTournaments 10 місяців тому

      @@bobdees6428imagine living with it (cries to myself)

    • @hadassahe3854
      @hadassahe3854 10 місяців тому

      ​@@bobdees6428Any ailment can go away through the blood of Jesus. There are cases of people getting healed of bipolar.

  • @dianeb284
    @dianeb284 5 років тому +8

    Dave is right! I'm bad with money. My husband is excellent. So he manages all of the money in his own account. I have my own account (in a different bank) and receive an "allowance." I'm not proud of this, but it works very well for us. Both are happy. I'm sad that my husband is stuck paying all the bills, doing taxes, etc., but it works very well. I'm not depressed, but just bad with finances.

    • @jehmusic3959
      @jehmusic3959 2 роки тому +1

      My grandpa was a CEO and gave my grandma an allowance every week. She spent a lot of her time volunteering so it had nothing to do with her character. He was just very organized and kept the finances that way too - he was a great leader

    • @nhgriff1
      @nhgriff1 2 роки тому +1

      What you're saying is you can't control your spending. At least be honest!

  • @johnclinton8435
    @johnclinton8435 4 роки тому +1

    I would follow Mr. Ramsey's advice. Dave you are such a wise man. I admire your personality, traits, and character. You have a beautiful mind. We are so blessed to have you.

  • @sugeymancia5806
    @sugeymancia5806 3 роки тому +3

    Love your advice Dave. It's not to punish her. It's to take of her and even avoid device in the future

  • @promise7407
    @promise7407 4 роки тому +6

    Dave’s face in these thumbnails are freaking hilarious😂😂😂😂

  • @bgie9777
    @bgie9777 2 роки тому +2

    I truly wish my parents could have heard this. It would have made such a big difference in our lives

  • @KP-rh5qz
    @KP-rh5qz 6 років тому

    Dave has a good point. I hop things turn out better for this family.

  • @wagnerpaivafernandes
    @wagnerpaivafernandes 4 роки тому +2

    I can watch these vídeos nonstop for hours

  • @kilduce4423
    @kilduce4423 8 років тому +21

    Wife is running game!

    • @jaylen8822
      @jaylen8822 8 років тому +9

      Gotta man up as head of the household and take care of his wife and finances

    • @kilduce4423
      @kilduce4423 8 років тому +16

      He should've man'd up at the beginning of the relationship.

    • @dantheautoman3821
      @dantheautoman3821 5 років тому

      She’s blatantly stealing from the household

  • @DanielGarcia-zz9eg
    @DanielGarcia-zz9eg 6 років тому +11

    I did that from day one. Keep bank accounts separate even when married

    • @babycakes8434
      @babycakes8434 5 років тому +1

      And that will keep your marriage longer👍

    • @barbaraleszczynski2214
      @barbaraleszczynski2214 5 років тому +1

      Best advice, absolutely agree!

    • @humbleorgins4125
      @humbleorgins4125 4 роки тому +1

      Dumb advice, and not Dave's advice.

    • @julietibbetts9262
      @julietibbetts9262 3 роки тому +3

      You can combine money and have it work out when neither of the two of you are a spendaholic 😅

    • @DanielGarcia-zz9eg
      @DanielGarcia-zz9eg 3 роки тому

      @@julietibbetts9262 😆 🤣 😂. When she stops spending, thats when.
      Till then
      She be likev
      " oh well, thought you were helping me out"
      " youll figure it out"
      All because I make way more then her. Thats BS

  • @kerinesuccessful7501
    @kerinesuccessful7501 3 роки тому

    Oh my gosh I love to watch these videos , I learn so much ..

  • @hollyb848
    @hollyb848 6 років тому

    Yes mr Ramsey! Best advice I have ever heard so far from yur wise words!

  • @Havanah2006
    @Havanah2006 6 років тому +16

    This guy is so frustrating & grow some balls & takes some ownership as well.

    • @dortiz81706
      @dortiz81706 4 роки тому

      Sani Laomahei nah it’s all the wife’s fault

  • @ErickaWilliamsCC
    @ErickaWilliamsCC 7 років тому +302

    he just in denial... he keeps blaming her and doesn't want to STEP up and be in control.

    • @hollyb848
      @hollyb848 6 років тому +19

      Ericka Williams mental illness is very difficult to get yur head round, when someone is suffering it’s hard to admit the person yu love is that broken.. yur right he is in senile and afraid to step up almost certainly due to the fact she hasn’t had a diagnosis.. yu can’t take someone’s life away because yu ‘suspect’ they are suffering. It so soo difficult he probs needed someone to give him that permission to take over accounts before he felt he could / we intervene xx

    • @msvenaacgranzella8010
      @msvenaacgranzella8010 6 років тому +15

      Find some compassion....He is terrified that anything that he does will make his wife worse. The advice given was spot on because he needed affirmation that what he needs to do is the right thing to do. Addiction and Mental Illness victimizes all parties. He realizes that and reached out for help.

    • @onlym314
      @onlym314 6 років тому

      Word

    • @rhetta9826
      @rhetta9826 6 років тому +8

      Ericka Williams He's in denial?? No, she's messed up. They need to talk and get things figured out and, if so, he will have to make decisions for her. But don't put this on him. No femsplaining!

    • @adamhlj
      @adamhlj 6 років тому +4

      He is probably afraid of her.

  • @mainmam620
    @mainmam620 3 роки тому +2

    Start moving your assets into a series of off shore trusts and pay her what you want. If she wants to leave she wouldn't see a dime. Thats ridiculous

  • @simeoda
    @simeoda 3 роки тому +1

    Dave is really helping people

  • @helenanpham5991
    @helenanpham5991 3 роки тому +3

    I saw myself in the husband of this story, and my ex in his wife. He still love his wife too much to accept that she's using him. But one day he has to take away that money and see for himself if she's truly depressed as she said she is or not.

  • @analafee-diaz7499
    @analafee-diaz7499 4 роки тому +3

    Wow!!! I cant get enough of Dave's tremendously straightforward and Real advice!! Many times its Not what we want to hear, but so much needed!?

  • @730jangofett
    @730jangofett 6 років тому +2

    12 years old love you show helps me think about my future

  • @coachb2766
    @coachb2766 8 років тому +6

    "Fired up and wired up" 😃👍like that one.

  • @de7904
    @de7904 4 роки тому +3

    Picking a spouse with similar values is so important! They definitely need to get counseling. I don't know if divorce is a good idea because she'll just get alimony.

  • @zPrideful
    @zPrideful 5 років тому +23

    I dont think this guy makes 260k a year if he does he is spending just as much as she is.

  • @emmajones8590
    @emmajones8590 Місяць тому +1

    I had a husband like that wife.
    We were on the dole for a while, so didn't have a lot to spend and they would only pay into a joint bank account.
    It was the same story every month. A big rush to the bank account to get to the money first, to make sure that the rent and utilities were paid and if possible get some groceries bought in. He'd spend it all on cars and outing with his friends otherwise.
    He beat me to it one month and spent so much that it got us into rent arrears. Nearly got us evicted and the gas and electricity cut off.
    He borrowed a bit of money in the end, so we didn't become homeless.
    It was like living with a toddler.
    I divorced him after a few years.
    The chief reason was the money issues.

  • @timaram4880
    @timaram4880 5 років тому +5

    That awkward moment Dave Ramsey pulls out a calculator while your speaking

  • @maxrice6990
    @maxrice6990 6 років тому +8

    "and you're spending like you're freaking in congress"

  • @buffymcmuffin5361
    @buffymcmuffin5361 7 років тому +4

    Great call Dave.

    • @mikerice5298
      @mikerice5298 7 років тому

      BAD call dave jan 2008 said it was no crash coming its on youtube

  • @Stephen4Real
    @Stephen4Real 4 роки тому +3

    “The money, it’s erased TO ZERO.”

    • @rayc3103
      @rayc3103 4 роки тому +3

      I think he said "it's a race to zero".

  • @zionbarnesmilk
    @zionbarnesmilk 5 років тому

    Dave is awesome man

  • @outdoorsnevada4138
    @outdoorsnevada4138 7 років тому +6

    smart man. wish I had done the same. ex wife ran me dry and then ran off when the money was gone. I would hide money away for sure. At minimum the cost of an apartment every month. That way if she dumps you, you have a place to live for a year.

    • @coolstar2398
      @coolstar2398 5 років тому

      Outdoors Nevada nah mate your thinking of the cleaver daughter who recommended her father speak to Dave

  • @morlandoemtp
    @morlandoemtp 8 років тому +13

    Freeze your credit reports also.

  • @slomo1562
    @slomo1562 5 років тому +2

    He needs counseling. HE knows all the details but HE won't act on it for either her benefit or their benefit as a family!

  • @cupbowlspoonforkknif
    @cupbowlspoonforkknif 7 років тому +6

    Also make sure she can't sign up for credit cards or lines of credit!

  • @MrGuitargod91
    @MrGuitargod91 4 роки тому +9

    This dude is scared of his wife. He said, "Easier said than done", are you serious?! It's you're cash bro man up! Geeeeeeesh

  • @slomo1562
    @slomo1562 5 років тому +12

    I bet his truck cost $80k.

    • @bucketrance
      @bucketrance 3 роки тому +2

      It’s fine he can afford it at that kind of money

  • @honeybeflyforever
    @honeybeflyforever 4 роки тому

    Completely agree with Dave. First thing I did with my ex that became a drug addict was take him off accounts and remove my name on his credit cards. You got to make sure you can financially support your family. Stop being codependent and letting her do whatever. I have more money now as a single mom of 3 with no child support then with my ex.

  • @GaryCameron780
    @GaryCameron780 4 роки тому +1

    Been there. Done that. I feel for this guy.

  • @yellowbird5411
    @yellowbird5411 6 років тому +7

    There is so much missing information sometimes, that if all of it were known, might change the approach to resolve these issues. I don't know that a minute or two of dialogue is sometimes enough to make a correct assessment. Dave does a great job in his advice, but sometimes I think he so wants to get to the solution quickly, that he cuts the caller off who is trying to add more information. I am a social worker, and have done counseling for years. I cannot begin to tell you how many times I got so enamored with my own solution to someone's problem, only to find out that I didn't have all the information. It mostly results in back-peddling on my part regarding how best to advise the person in the way the person can best be receptive to the advice. I hear people on his show not receptive to Dave's suggestions, like this caller, and I wonder how much more we don't know about the situation. That's just my opinion.

  • @pihla01
    @pihla01 7 років тому +37

    I feel like this guy just wanted to bash his wife and hoped Dave would laugh with him like "hahaa, your wife is stupid and out of control" and feel superior to her. Dave gave a great answer, this is not a laughing matter and HE needs to ALSO take responsibility on what's going on. >:/

    • @mylizzycuevas
      @mylizzycuevas 7 років тому +6

      pihla01 to me he sounded embarrassed and hurt. He obviously loves his wifey but their relationship is toxic.

  • @jackielopez1522
    @jackielopez1522 4 роки тому +1

    I have the opposite going on (husband the big expender) and it’s terrible to be in this kind of situation 😓

  • @ghostspectre1861
    @ghostspectre1861 7 років тому +1

    Dealing with those with depression/anxiety are extremely difficult, especially when you don't understand their "struggle".

    • @saolairde396
      @saolairde396 4 місяці тому

      You can still be compassionate and limit access to money.

  • @kierafinneke5828
    @kierafinneke5828 4 роки тому +3

    I really respect Dave after this. I don't have bipolar but I have a similar disorder, and while I have managed my finances well enough, I cannot wait to give these responsibilities over to my husband. Unfortunately, there's no cure for what I have (PMDD for those interested), but these stresses add up and overwhelm and can be taken away. Good advice!

  • @planner812
    @planner812 4 роки тому +5

    Its drugs or gambling
    If she is spending 160,000
    She must have something to show for it
    He is a big part of the problem
    I don't believe his story
    There is a big part of this that doesn't make sense

  • @carerforever2118
    @carerforever2118 4 роки тому +1

    I just opened a new bank account yesterday and on top of that started putting money in a PayPal wallet. Been thinking of getting a reloadable prepaid Visa debit card to store/hide my money on as well. Got a few non-expiry gift cards too. Also l purchased some gold and silver coins and nuggets, and have them hidden away.

  • @ss-mm7zo
    @ss-mm7zo 5 років тому +2

    i had a friend whose husband was an engineer for Royal Royce cars. He made very good money, and his wife did exactly the same. She was a nurse and made good money, but she would far out spend what she made, and a ton of what he made. They lived right across the golf course from Mrs. Lily ( Eli Lily Pharmaceuticals) . Basically her spending threw their family under the bus. He was such a great guy, and would talk....never accusing her, but trying to find a way to help her, mean while keeping their heads above the water. I told him once....GET MAD!!! maybe you all need a yelling fit, instead of....honey, i know you didnt mean to, but we've talked about this before, remember. UGH! Finely, after 20 years of marriage, they separated and divorced..