Studying Balance Sheet for Limit (Part 2) : Ratios & Net Working Capital

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  • Опубліковано 6 вер 2024
  • This is the second video regarding Balance Sheet analysis. In this, we have explained how to group the items of Balance Sheet for analyzing them for Business Limits. We have also explained how to calculate Current Ratio, Quick Ratio, Leverage Ratio, Debt Equity Ratio & Net Working Capital.
    In the first video regarding Balance Sheet analysis, we explained about various items of Balance Sheet. Link for Part 1 is given below:
    • Studying Balance Sheet...

КОМЕНТАРІ • 134

  • @user-dd5dt1ho6s
    @user-dd5dt1ho6s Місяць тому +1

    very very thank you sir ap din dugni raat chugni tarakki kare. May God bless you sir.

  • @sahithipriyanka4001
    @sahithipriyanka4001 10 місяців тому +1

    Awesome sir the way you explain is so helpful for beginners with no banking background

  • @vijayr2590
    @vijayr2590 3 роки тому +12

    Your explanation is very easy to understand the financial analysis, waiting for next updation on P&L account and DSCR Sir.

  • @madhurisaluja4418
    @madhurisaluja4418 2 роки тому +1

    Sir it’s very helpful for me as I am from science background. Thank you so much

  • @bhikhaji8725
    @bhikhaji8725 Рік тому

    Easy and Great To Understand Balance Sheet for Banker

  • @rajkumarmourya8469
    @rajkumarmourya8469 3 роки тому +1

    Another Great video literally an eye opener for every banker

  • @prateekgaur1
    @prateekgaur1 2 роки тому +3

    @Finologist It was great learnimg from your Videos , Easy to understand and in layman lang. Request you if you can upload the excel sheet which u have prepared.

    • @FINOLOGIST
      @FINOLOGIST  2 роки тому

      Thanks fr watching & for the feedback Prateek ji. Drop a mail to finologistforall@gmail.com. We will mail you the excel worksheets.

  • @rockingaanya6018
    @rockingaanya6018 2 роки тому

    Thank you so much..itni easy language me samjhane k liye... keep posting video like this to better understand the credit portfolio.

  • @subhajitdas397
    @subhajitdas397 3 роки тому +4

    sir, part 1 and part 2 video is very helping for who work in banking sector in liability department and who want move in asset department. thanks a lot. sir i want to know how to assessment for cc limit as well as how to calculate existing cc limit based on stock statement. once again thank to you . waiting for your next video based on what i mention in my comment.

  • @coolstarhot
    @coolstarhot Рік тому +1

    Awesome video for cc limit analysis

  • @someshsawant3731
    @someshsawant3731 3 роки тому +1

    Explained in a very simple manner useful for a person with non commerce background thanks

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      Thanks a lot Somesh ji. Plz share it with your friends n colleagues. 🙏

    • @someshsawant3731
      @someshsawant3731 3 роки тому

      @@FINOLOGIST definitely

    • @arungoyal1109
      @arungoyal1109 2 роки тому

      Plz provide your email id and contact no.

  • @shreenivasbalehosur1224
    @shreenivasbalehosur1224 2 роки тому +1

    Easy to understand the financial analaysis,waiting for next videos regarding balance sheet comparison, assessment on CC level, profitability ratios.plz upload soon.

  • @jyotibarman1204
    @jyotibarman1204 Місяць тому

    The way Sir you teach it's really helped me a lot and also cleared my all doubt regarding this .
    But sir I want to know .. how to assess net worth & gross profit from the balance sheet .

  • @Kashvi_world
    @Kashvi_world 2 роки тому +1

    Thank u so much for easily explained all things, it's very helpful for me for calculating CC limit.

    • @FINOLOGIST
      @FINOLOGIST  2 роки тому +1

      Thanks for the feedback Mr Verma. Plz share it with your friends and colleagues too.

    • @vishalkumar-vw8hz
      @vishalkumar-vw8hz Рік тому

      @@FINOLOGIST sir please share your contact details

  • @mohitgargrli
    @mohitgargrli 3 роки тому +6

    Was waiting for this video and it’s worth watching. Plz keep posting next videos without breaks and thanks for providing knowledgeable information. 👍🏻

  • @AjayVerma30620
    @AjayVerma30620 3 роки тому +1

    Good explain for non commerce back ground,, thank you sir👌

  • @maulikshah9484
    @maulikshah9484 2 роки тому +1

    Absolutely fantastic way to explain. Pls add video to analyse P & L also.

  • @parthapaul6461
    @parthapaul6461 3 роки тому +2

    Sir upload the next video pls. U r explanation is awesome.

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      Thanks. Plz share it with your colleagues n friends. Will upload next part shortly.

    • @parthapaul6461
      @parthapaul6461 3 роки тому

      @@FINOLOGIST ok sir thanks.

  • @111vks111
    @111vks111 3 роки тому +1

    Easy to understand.Kindly continue..

  • @Ahamhuman
    @Ahamhuman Рік тому +1

    Very good initiative sir

  • @subhasghosh1383
    @subhasghosh1383 3 роки тому +1

    Thanks sir for your excellent video

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      Thanks a lot Subhas ji. Do share it with your friends & colleagues. 🙏

  • @Shyam83192
    @Shyam83192 2 роки тому

    सर जी आप बहुत अच्छी तरीके से समझाते हैं शेयर मार्केट में इन्वेस्ट करने से पहले बैलेंस शीट कैश फ्लो कौन-कौन से पैरामीटर देखें यह इस पर वीडियो बनाएं प्लीज

  • @indian4059
    @indian4059 3 роки тому +1

    Sirjee, Ahapka bohot bohot Dhanyawad. Ahapne jis taraha se sikaya hain jo bahut hi saral bhasha main aur bahut hi saral example hone se Asani se samaj main.
    Ahapse request hain ki same aiasehi Partnership firm, PVT LTD aur other companies ke example ke sath Mortgage loan aur MSME loans ka under writing video with calculation ka video jarur banaye.
    Good bless you.

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      Nitin ji, aapka bahut bahut dhanyavaad. Hum aapki aur aap jaise saathiyon ki sahayta ke liye aage bhi aise video banate rahenge. 🙏

  • @sanjibklp
    @sanjibklp 2 роки тому

    very very good explain and important sir

  • @yatinkhanna1707
    @yatinkhanna1707 3 роки тому +1

    Waiting for the next part.. Please release it.

  • @prernagutgutia2449
    @prernagutgutia2449 2 роки тому +1

    hi sir liked your video, its very easy to understand, please share videos for accessing auto loan in banks, what all ratios we consider while funding car.

  • @TheRajnikantkumar
    @TheRajnikantkumar 3 роки тому +2

    Sir.. nicely u have explained. Thank u so much sir.. Sir, when we expect you next video i.e. balance sheet part 3 ?

  • @yatinsharma6867
    @yatinsharma6867 4 місяці тому +1

    Nice sir

  • @user-dd5dt1ho6s
    @user-dd5dt1ho6s Місяць тому

    Sir thank you for this extraordinary and very helpful video. Can I get the format of Financials all pages?

  • @samratlaskar7562
    @samratlaskar7562 2 роки тому

    Thank you sir.. Thank you so much

  • @VIMALKumar-xc4il
    @VIMALKumar-xc4il 2 роки тому

    Superb..

  • @HarjinderSingh-yt3bc
    @HarjinderSingh-yt3bc Рік тому

    Very nicely explained ..

  • @surajsmulay4326
    @surajsmulay4326 3 роки тому +1

    Very nice knowledge
    Thanks 🙏

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      Thanks for watching Suraj ji. Plz share it with your friends & colleagues 🙏

  • @ajitkumar4038
    @ajitkumar4038 2 роки тому

    Great sir..... Keep updating

  • @gopikrishnabandlamudi9860
    @gopikrishnabandlamudi9860 3 роки тому

    Sir... Excellent Explanation... Waiting for next video on Profit & Loss Account Analysis please

  • @nareshthota9827
    @nareshthota9827 3 роки тому +2

    Hai sir.! Thanks for informative video. Kindly, share the excel format.

  • @rajukmr1
    @rajukmr1 2 роки тому +1

    Thank you so much sir

    • @FINOLOGIST
      @FINOLOGIST  2 роки тому

      Thanks a lot Raju ji. Plz share it with your friends and colleagues too. 🙏

  • @rameshacharya6941
    @rameshacharya6941 8 місяців тому

    Make similar video on cost,volume profit analysis in MS excel!

  • @maneeshverma5436
    @maneeshverma5436 2 роки тому +1

    Awesome explanation sir 🙏🙏

    • @FINOLOGIST
      @FINOLOGIST  2 роки тому +1

      Thanks a lot Maneesh. Plz share it with your friends & colleagues too🙏

    • @maneeshverma5436
      @maneeshverma5436 2 роки тому

      Dear sir plz explain P&L 🙏🙏

  • @jayanthg3127
    @jayanthg3127 2 роки тому +1

    SIR,Please DO VIDEO WHERE company balance sheet AND PL analysis where all limits like CC ,TL,PACKING CREDIT,POST SHIPMENT CREDIT,LC LIMIT ASSESSMENT,LG LIMIT FIXATION ARE COVERED AT A TIME IN ONE PROPOSAL

  • @sandeepsehrawat5991
    @sandeepsehrawat5991 2 роки тому +1

    Very easy way to learn..Sir plz share excel link if you can

    • @FINOLOGIST
      @FINOLOGIST  2 роки тому

      Plz drop a mail to finologist finologistforall@gmail.com. We will share the Excel.

  • @amitswarnakar3777
    @amitswarnakar3777 2 роки тому

    Thank you sir for your this video. CA Articles required this type of video. Sir If you don't mind can you make a video on Project Report and CMA Data.

  • @harishpawar7688
    @harishpawar7688 3 роки тому

    Very briellent sir

  • @gyanshala2297
    @gyanshala2297 10 місяців тому

    Sir make a video how to punch balance sheet in cma and how to make projections

  • @karmatamang1900
    @karmatamang1900 2 роки тому +1

    what to do if NWC is greater than loan required . if turnover is 250 lakh 25% is Rs.62.50 lakhs, loan required is 30 lakhs( a), but nwc is 70 lakh.

    • @FINOLOGIST
      @FINOLOGIST  2 роки тому

      Theoretically speaking, it would be difficult to derive necessary MPBF (Maximum Permissible Bank Finance) for CC Limit in such a case. However, if borrower gives a plan & undertaking of using the available excess liquidity for Fixed Asset creation or long term Investments, then that portion of NWC can be considered as non Current Asset while calculating MPBF.

  • @RakeshKumar-ox4tc
    @RakeshKumar-ox4tc День тому

    Sir bank loan account closed hone par debit and credit equal hona chahiye

  • @1002sanju
    @1002sanju 3 роки тому +1

    Thanks nice information..

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      Thanks for watching Sanjeev ji 🙏

  • @sarveshpandey9858
    @sarveshpandey9858 2 роки тому +1

    Hello sir, your videos is very useful for assessment of Credit proposal please so let us know when will you release your subsequent video of this topics.

  • @ShortVideosTM
    @ShortVideosTM Рік тому

    Nice work done

  • @capankajjhajhuka2791
    @capankajjhajhuka2791 3 роки тому +1

    Sir.. When will expect next video??, very useful upto part 2🙏

  • @rohitjain4057
    @rohitjain4057 3 роки тому

    Great video
    sir yadi bank ki cc limit ho to uske liye closing stock ki ratio kese calculat kre 180 days debit or credit

  • @sunnymagotra
    @sunnymagotra 2 роки тому +1

    Sir please upload more case studies of listed companies.thanks🙏

  • @chiragbagdi77
    @chiragbagdi77 2 роки тому +1

    Superb sir....how easy u have made this ratio balance sheet

  • @AmandeepSingh-og9bu
    @AmandeepSingh-og9bu 2 роки тому

    Thanks for the information

  • @kalpisethiya4681
    @kalpisethiya4681 3 роки тому +2

    very useful

  • @sonukumarprabhakar4980
    @sonukumarprabhakar4980 3 роки тому +1

    How to appraisal a cc limit and term loan

  • @user-mq7xw3yl6o
    @user-mq7xw3yl6o 7 місяців тому

    Sir SB and fixed deposit ka interest jo earn hua hai usko asset main Side karenga ya liability side Main

  • @sachin911055
    @sachin911055 3 роки тому

    Hope you are good sir. Please update us when you will release new videos.

  • @rahulkorlahiya4899
    @rahulkorlahiya4899 3 роки тому

    Nice information sir

  • @rajpreetkaur6905
    @rajpreetkaur6905 Рік тому

    Sir can you please explain what things we have to check in Loan Against Property case.

  • @user-dd5dt1ho6s
    @user-dd5dt1ho6s Місяць тому +1

    What sir only CONGRATS please provide me editable format of all pages of the financials

    • @FINOLOGIST
      @FINOLOGIST  Місяць тому

      @@user-dd5dt1ho6s plz drop a mail to finologistforall@gmail.com. I will share the formats through return mail.

  • @sinhafication
    @sinhafication 3 роки тому

    Very nice explained.Thanks a lot sir.Can u pls provide that excel sheet as the same is not visible.

  • @ankurbagri3589
    @ankurbagri3589 3 роки тому

    Sir part 3 nahi milrha , please share part 3 ,we will be very thankful to you

  • @rpsinghsingh416
    @rpsinghsingh416 2 роки тому +1

    Kindly explain whether unsecured loans which are not part if quasi capital will come in long term liabilities

    • @FINOLOGIST
      @FINOLOGIST  2 роки тому

      Such unsecured loans should be treated as Long Term Liabilities if these are to be retained in the business for more than one year. In case these are to be paid within 12 months from the date of balance sheet, then these should ideally be treated as Current Liabilities.

  • @veerasavarkar
    @veerasavarkar 2 роки тому +1

    Pls explain DSCR method

    • @FINOLOGIST
      @FINOLOGIST  2 роки тому

      We hv already discussed DSCR in a video. Link is ua-cam.com/video/SNnf78rRHvg/v-deo.html

  • @raj0936
    @raj0936 3 роки тому +1

    Plz make more same type video on analysazation....

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      We are working on it. 🙏

  • @savorlifewithsakshi
    @savorlifewithsakshi 3 роки тому +2

    👍👍

  • @pritampadhi1739
    @pritampadhi1739 2 роки тому

    Thank you sir

  • @kingdomofknowledge3738
    @kingdomofknowledge3738 2 роки тому +1

    Sir, very good explanation by you on the topic. Request to ZOOM the screens since not readable

    • @FINOLOGIST
      @FINOLOGIST  2 роки тому

      Thanks a lot. Plz watch it on PC or Laptop in higher resolution for better clarity.

  • @pavanw2
    @pavanw2 3 роки тому

    How to determine % of overheads from balance sheet.
    I am costing engineer I need to settle norms with supplier

  • @zoravar1000
    @zoravar1000 3 роки тому +2

    Sir pls upload 3rd part

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      Thanks a lot Prince. We will upload next parts shortly.

    • @TheRajnikantkumar
      @TheRajnikantkumar 3 роки тому +1

      @@FINOLOGIST plzz & plzz sir, kindly upload next part very soon.. we are eagerly waiting for part 3..👏👏

  • @abhisheksingh-cx8ru
    @abhisheksingh-cx8ru 3 роки тому

    Pls sir or video post kariye... mai credit analysis job karna chahta hu...

  • @BhupendraSingh-tt3sh
    @BhupendraSingh-tt3sh 2 роки тому

    Thank u sir

  • @adisharma137
    @adisharma137 2 роки тому +1

    Sir
    How have you considered TNW as capital .. rather its TA- TL- tangible Assets.
    Correct me if I am wrong

    • @FINOLOGIST
      @FINOLOGIST  2 роки тому

      Let me put it this way Aditya ji. This presentation is intended to drive home the idea of basics of Financial Analysis for Bank Limits.
      TNW can be equal to Capital when there are no Intangible Assets in the Balance Sheet. Some Banks also deduct Investments in or Loans to Group Concerns to arrive at TNW. Clarity about concept is the goal. Happy that you raised a query!

  • @kkevivv6722
    @kkevivv6722 Рік тому

    PLZ PROVIDE Q&A PDF FOR CCP EXAM IF AVAILABLE

  • @aftabhussain4138
    @aftabhussain4138 2 роки тому

    Make more videos sit on balance sheet

  • @ganeshbhosale8531
    @ganeshbhosale8531 2 роки тому +1

    Sir please add next vedio regarding balance sheet

  • @surendrasinghdhakriyal5187
    @surendrasinghdhakriyal5187 3 роки тому

    Next video kab ayega sir p/l ka?

  • @singhamsingh8722
    @singhamsingh8722 2 роки тому

    Kindly share the link of part 1 video

  • @binayshah4886
    @binayshah4886 2 роки тому

    Sir, where is the 3rd video link????
    Please provide me.

  • @yashpalpatwa2850
    @yashpalpatwa2850 2 роки тому

    Sir mujhe ITR ka basic concept clear karna h

  • @dhurandharram5001
    @dhurandharram5001 3 роки тому +1

    If there is any book for balance sheet analysis.plze recommend

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому +1

      Hi. There are many books available for Balance Sheet. There are many sources available online too. But what matters is simplicity of concept which I have not found as yet. What I have learnt & conveyed in my videos is solely on the basis of practical experience.

  • @nakkaprudhviraj1389
    @nakkaprudhviraj1389 3 роки тому

    Sir please provide that excels in description

  • @kirankumarks2308
    @kirankumarks2308 8 днів тому

    Sir, next part??

  • @Aadyagupta1358
    @Aadyagupta1358 3 роки тому +2

    Sir, part 3 upload kijiye

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      Thanks. Plz share it with your colleagues n friends. Will upload next part shortly.

  • @raj0936
    @raj0936 3 роки тому +1

    Itne jo aap last me discuss kiye uske video kbb tk aayenge....waiting since long

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      Thanks for watching Mr Raj. We are working on it. Will try to upload as soon as possible.

    • @raj0936
      @raj0936 3 роки тому

      @@FINOLOGIST m a banker sir...need all relevant video plz upload it as soon as possible...
      What is gross profit
      Net profit,profit before tax, etc

  • @SSSchannel2004
    @SSSchannel2004 Рік тому

    Sir can i get that excel sheet

  • @ankurbagri3589
    @ankurbagri3589 3 роки тому

    Sir if possible please give pdf of this balance sheet and Excel sheet of formulas

  • @chandankumar-ch5be
    @chandankumar-ch5be 2 роки тому

    Sir mujhe project Reports banane ka class karna hai..

  • @raj0936
    @raj0936 3 роки тому +1

    Plz share this balance sheet for future revision plz share.....

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      Plz share your email id. I will try to send the pdf.

    • @FINOLOGIST
      @FINOLOGIST  3 роки тому

      Plz chk your mail

    • @raj0936
      @raj0936 3 роки тому

      @@FINOLOGIST sir।i am banker plz make an appraisal video... that cover all ratio all type of method of lending ie mpbf turnover method...and all concept that will help ful for msme credit officer...

    • @akashsharma7904
      @akashsharma7904 2 роки тому

      Sir Please share spreadsheet to ratio analysis exle

    • @akashsharma7904
      @akashsharma7904 2 роки тому

      @@FINOLOGIST sir I request you on mail please find name of akash sharma

  • @shashinsingh3095
    @shashinsingh3095 3 роки тому

    Sir anpi exl sheet ka link de do

  • @RanveerSingh-xw3iq
    @RanveerSingh-xw3iq Рік тому

    Ĺ
    L
    😊

  • @muhammedsohail2593
    @muhammedsohail2593 Рік тому +1

    Your video quality is worst ...not good

    • @FINOLOGIST
      @FINOLOGIST  Рік тому

      Plz watch it on PC, not on Mobile. Plz also increase Video quality in settings.