PENFED Credit Union Credit Card Tier List (Secrets & Hacks)

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  • Опубліковано 7 січ 2025

КОМЕНТАРІ • 95

  • @JustMoneyish
    @JustMoneyish  2 місяці тому

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  • @Akac3sh
    @Akac3sh Рік тому +26

    i can not express enough how good this channel is and how much you have helped me. thank you genuinely

  • @williambyrd8326
    @williambyrd8326 Рік тому +9

    Always enjoy watching your videos, but I have one thing to add to something you said. You stated that none of the cards rewards can be redeemed for cash back. I have the Power Cash Rewards card and have redeemed my rewards for cash back. When redeemed, I selected for the money to go to my Regular Savings and my Premium Online Savings accounts. Other than that, everything else you stated is spot on. Thank you for doing what you do and I look forward to all your future videos to come. Take care!

  • @Pinkpolo85
    @Pinkpolo85 Рік тому +5

    “Ish wit da dish” Giving us a longer video and great info!! What more can we ask for!!!!

  • @ahnonamos
    @ahnonamos Рік тому +4

    Thanks for mentioning the points redemption being less than 1cent/point and no cash back. That is something I hadn’t heard before

  • @markfennell1604
    @markfennell1604 8 місяців тому +1

    one thing i want to add is the $95 pathfinder fee is waived if you are military or veterans also.

  • @millionairesblvd
    @millionairesblvd Рік тому +6

    This guy’s content is always on point! 🙏

  • @vance836
    @vance836 Рік тому +8

    Gotta call you out on something. You say Experian but Naam's channel says Equifax. Is it one or the other or maybe both? Secondly; I tried to do a pre-qual with an Equifax score in the 660s and Experian in the 690s and got denied. FWIW....I have been a member for 15 years and at one point had a car loan through them with no late payments. Something is not adding up.

    • @cyanide9438
      @cyanide9438 6 місяців тому +2

      I have learned that a lot of credit cards pull from different bureaus dependant on location in the USA

    • @SlimeFive
      @SlimeFive 13 днів тому

      How you a member of 15yrs and don’t know who they pull, an auto loan at that so they pulled your credit…you right something’s not adding up

  • @vickiarnold7300
    @vickiarnold7300 Рік тому +6

    This is my first time watching you on UA-cam. You do a great job ❤

  • @supermodelkandy
    @supermodelkandy 9 місяців тому +2

    For that share loan with PenFed, does it follow that $3001 method like the pledge loan with NF?

    • @killacam139
      @killacam139 6 місяців тому +1

      That's only Navy Federal

  • @shatrel7117
    @shatrel7117 Рік тому +6

    I feel like it’s a good substitute if you can’t qualify for navy fed,they’re both pretty good.

  • @TheRollingCoinStore
    @TheRollingCoinStore Місяць тому

    Great high limit card to match with Navy's so you can do a balance transfer with 0% apr for 15 months!

  • @andygomez0206
    @andygomez0206 Рік тому +1

    Just my 2¢ I applied and was approved for my credit card without being a member but I open my savings account the same day

  • @taqeelawrence897
    @taqeelawrence897 9 місяців тому

    Appreciate the info 👌🏾

  • @andygomez0206
    @andygomez0206 Рік тому +1

    Can you do a product change with PenFed?

  • @starbright5404
    @starbright5404 11 місяців тому +1

    does the travel benits or points expire?

  • @Bornindafire
    @Bornindafire Рік тому +12

    Stay on penfed for a while . Meaning do a series of penfed vids if possible

    • @JustMoneyish
      @JustMoneyish  Рік тому +7

      I got 2 other ones coming real soon !

  • @noelj317
    @noelj317 Рік тому +5

    Almost makes me want to leave Navy Federal and make this my primary. Especially with what's going on with them recently and I've experienced there NFCUs mortgage discrimination also

  • @1newstart01start4
    @1newstart01start4 Рік тому +2

    Definitely a very good credit union.

  • @reaudimills7947
    @reaudimills7947 Рік тому +1

    I wish I would've known about the second card application!

  • @sheliajavery1783
    @sheliajavery1783 Рік тому +1

    21000 subbies and growing! Congrats Ish!!

  • @valissakoon4000
    @valissakoon4000 6 місяців тому

    Great day, any information regarding pendef auto loans?

  • @wscottsmith010
    @wscottsmith010 Рік тому +2

    Helpful. Going to transfer my capital one to my Pen Fed.

  • @annemarie5273
    @annemarie5273 Рік тому

    There are no shared accounts.
    Husband and wife need separate accounts.
    Whoever's name is first owns the account.
    Even though as a signer you can empty the account.
    Does that make any sense!
    As a co owner of the account,
    only the first name on the account IS the member.

  • @F_Bibiloni
    @F_Bibiloni Рік тому +1

    I have the pathfinder and plat for pen Fed

    • @JustMoneyish
      @JustMoneyish  Рік тому

      Nice, right on!

    • @taz24787
      @taz24787 6 місяців тому

      Hi bud, Were the perks and priority pass of the Pathfinder easy to use?

  • @juanita.johnson
    @juanita.johnson 3 місяці тому

    Thanks for sharing.

    • @JustMoneyish
      @JustMoneyish  3 місяці тому

      @@juanita.johnson thanks for watching! 🙏

  • @TerryBrown-j7d
    @TerryBrown-j7d Місяць тому

    How long would you wait to apply after opening account

  • @geoffreysegarra3684
    @geoffreysegarra3684 Рік тому

    Great update thanks!

  • @DiogoCenteno-lp5wp
    @DiogoCenteno-lp5wp 7 місяців тому

    can you combine points if you have two different credit cards with them ? if anyone knows thanks in advance.

  • @BruceDavis2301
    @BruceDavis2301 9 місяців тому

    Is it hard to get approved for an auto loan if you just signed up?

  • @mcwilliamsjk
    @mcwilliamsjk 7 місяців тому

    Can you have 1 credit card limit @ 50k or in order to reach 50k, it's 2 credit cards @ 25k each?

  • @explosivemindsllc
    @explosivemindsllc Рік тому

    New here. I’m wondering if the min for the Power Cash is 5k then how could you receive an offer for 2-3k offer?

    • @explosivemindsllc
      @explosivemindsllc Рік тому

      @@Shawn.creditok thanks that makes sense, I thought I only saw one version on the website that’s what confused me!

    • @killacam139
      @killacam139 6 місяців тому

      It's not 5k

  • @asiyahleelawless3898
    @asiyahleelawless3898 Рік тому

    Wait I applied for them got approved like 3 weeks ago, should I apply for the platinum card now?
    Or wait a couple months? Also do they ding ur credit meaning is it a hard inquiry?
    Thank you.

  • @kerrypatton1556
    @kerrypatton1556 Рік тому

    I need a car loan which credit union is better to use Penfend or Navy Federal?

    • @JustMoneyish
      @JustMoneyish  Рік тому +2

      I’d personally say navy federal to be honest, but as always do your own due diligence 👍

  • @mellvoces
    @mellvoces Рік тому

    Which you consider for travel is better the penfed or navy federal credit union the one that you have ... And between the rewards from penfed and the more rewards for navy federal which you think is better

    • @JustMoneyish
      @JustMoneyish  Рік тому +2

      I personally like the navy federal flagship rewards better, the thing I don’t like about the PenFed cards is the no cash back, and the flagship has a better apr as well…along with 2 reward points for every other purchase…actually yes thank you for this! Ima make a video on both of them now 🙏

  • @MyAb111
    @MyAb111 Рік тому +5

    You have a cool sounding voice. I wouldn’t be surprised if you could sing and rap.

    • @JustMoneyish
      @JustMoneyish  Рік тому +1

      Lol some people say that and some say the opposite…can’t please everyone 🤷🏾‍♂️ appreciate it tho lol

    • @bowlerfamily
      @bowlerfamily Рік тому +5

      He sound like Q Tip

    • @EmperorDionx
      @EmperorDionx Рік тому +3

      You know damn well this dude doesn't sing or rap.....

    • @MyAb111
      @MyAb111 Рік тому +1

      @@EmperorDionx
      Haters always have to chime in. 🤦🏾‍♂️

    • @darylhowell2806
      @darylhowell2806 29 днів тому

      Was thinking the same thing

  • @annemarie5273
    @annemarie5273 Рік тому +1

    Penfed has no business products at all.

  • @Splenda2021
    @Splenda2021 Рік тому

    😊😊😊

  • @ronnieandjasmine
    @ronnieandjasmine Рік тому +4

    I hate your voice but great content