Ngl, idk if im undiagnosed adhd but i drift away and start daydreaming with all this info. Guess thats what the rewind button is for! Tons of info from ya, thank you sir
@@calbarton Break it up guys. Stop the love fest! Cal, so I've kinda noticed that the QS is often featured in your thumbnails. Hmmm, I'm watching. I'm on to you 😂. Also Lani, it was only a couple days ago that we were best friends and now this.
I have three late payments on my credit report from last year and two this year , I am still being denied for some credit cards. They reply you have derogatory mark. When will it stop being accounted against me.
To matrix: not sure if your totally correct. But you see what you see. I think especially these days. There rules expanded. Algorithm. Because "I think" it's fico that doesn't care about piggy backing. In credit history. That's what u need to look at credit history. Authorized user. Each company uses different reasons for same 5 category. I opened 5 cards in 1 yr and no issues . This was done years ago. Every one is different every zipcode is different every history is different. Meaning every one is different. Same categories but reasons.
And if you must carry a balance, you do the 0% CCs for so many months or get a credit union cc. I have a CU credit card with about a 14% rate.. used to be under 10% interest until the Fed started jacking up rates.
@@jeffg4096True but be careful with that method too because lenders are soft pulling us every 30 days and are slashing our SL because of high risk during these tough economic times. We should use the 0 percent on the business side.
Ngl, idk if im undiagnosed adhd but i drift away and start daydreaming with all this info. Guess thats what the rewind button is for! Tons of info from ya, thank you sir
Dude...flying through those questions felt like I had the speed set to 1.5x.
📠
Great information, Cal! Thanks for keeping us updated on the news and secrets of the industry! This information is valuable!!!!
Great content. Keep up the good work.
You always have excellent and a high level of content in your videos!
Excellent information in an understandable format. Thank you!
Great content bro! Appreciate your intel on the real deal.
Great meeting you on Calvin's live yesterday!
Hey Lani, nice meeting you too. It was a great conversation.
@@calbarton Break it up guys. Stop the love fest! Cal, so I've kinda noticed that the QS is often featured in your thumbnails. Hmmm, I'm watching. I'm on to you 😂. Also Lani, it was only a couple days ago that we were best friends and now this.
Really enjoy your videos. They are helping me avoid mistakes. I've made many.
I don't see the link to the business workshop. Would you please share?
Bro did you ask AI this? I got the same response.😂
That’s crazy lol
I have three late payments on my credit report from last year and two this year , I am still being denied for some credit cards. They reply you have derogatory mark. When will it stop being accounted against me.
Wow. Best video I’ve seen in a while.
highly informative video
Happy you enjoyed
To matrix: not sure if your totally correct. But you see what you see. I think especially these days. There rules expanded. Algorithm. Because "I think" it's fico that doesn't care about piggy backing. In credit history. That's what u need to look at credit history. Authorized user. Each company uses different reasons for same 5 category. I opened 5 cards in 1 yr and no issues . This was done years ago. Every one is different every zipcode is different every history is different. Meaning every one is different. Same categories but reasons.
Is this only for business or can this apply for personal loans
my CS is 780 and i dont get approved much except the ones with 23% APR.. screw that
If you pay your bills every month on time and in full like you should then interest rates shouldn’t matter because you’re never paying interest anyway
And if you must carry a balance, you do the 0% CCs for so many months or get a credit union cc. I have a CU credit card with about a 14% rate.. used to be under 10% interest until the Fed started jacking up rates.
@@jeffg4096True but be careful with that method too because lenders are soft pulling us every 30 days and are slashing our SL because of high risk during these tough economic times. We should use the 0 percent on the business side.
I can’t imagine looking at APR lol, I don’t want to talk shit, but you probably shouldn’t use a credit card if you’re paying interest 😂
@@pishposh4506for real. And what card is giving ANYONE less than 20% APR these days anyways?? 23%29% is typical .
Chase bank slogan should be “Don’t Chase them, they don’t matter”.
Good video and info, but putting subtitles directly on it, not so good. Very distracting, especially when they're not accurate.
Where can we see or read the original interview? This guy was just reading it, and way too fast to process
What about a new businesses
Good Job
if i have give you my info your info isnt free
You spent your time watching this video. Is your time free?
And get into debt trap!
Yeah I’m done with credit nonsense, lol - increase income, and real estate.
All facts
It's called Advanced algorithms😓
😉 promo sm
Once again some great information
Agreed, thanks for the help boss.