Tenant Insurance Vs Landlord Insurance | Who's Covered? | Square One

Learn the difference between tenant insurance and landlord insurance. As a tenant, you can't rely on your landlord's insurance. Find out why.
00:00 Intro
00:27 What will landlord insurance cover?
01:10 What won’t landlord insurance cover?
01:38 Loss or damage to your personal belongings
03:12 Unintentional injury to others
03:34 When will you need liability insurance?
05:02 Accidental damage to the rental unit
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[@anandanmolsharma5787]

If I have jewellery and I loose it outside my house. Will that be covered?

[@SquareOneInsuranceServices]

Hi Anand, as long as jewellery is normally covered by your policy, it should also be covered if it's lost or damaged while temporarily away from your home, though it depends on your insurer.
You can read more about coverage for property away from home on our website: www.squareone.ca/resource-centres/insurance-basics/worldwide-home-insurance-protection

[@yumpinyiminy963]

Where is the landlord insurance info?

[@SquareOneInsuranceServices]

If you're interested in learning more about landlord insurance, we have another video on the subject here:
ua-cam.com/video/rAD9JNj_RsA/v-deo.html
Or, a couple of articles on our website here:
www.squareone.ca/resource-centres/landlord/insuring-rental-suites
www.squareone.ca/resource-centres/landlord/getting-landlords-insurance

[@cartierwhite_lasvegas]

Is landlord insurance easy to get ?

[@ratnamsasitharan9298]

I am renting a room in a house. My landloard told me to have tenant a liability insurance. Because he told me we have a dog if any thing hapend with you by my dog then it can cover. My question is if something happen by landloard's dog your tenant insurance cover the liability.

[@SquareOneInsuranceServices]

If the dog belongs to your landlord, they would need to have their own liability coverage to cover any injury or damage that the dog causes. Your tenant policy would only respond if the dog belongs to you. You can read more about dogs and liability insurance here, if you're interested: www.squareone.ca/resource-centres/insurance-basics/dogs-home-insurance