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Square One Insurance Services
Canada
Приєднався 7 жов 2011
Square One is your guide to home and car insurance, interior design, and more! Subscribe for insurance guides, home maintenance tips, design inspiration, and new episodes of The Room Makeover Series.
We’ve got helpful tips that you can actually use. We’re committed to giving our viewers (and our customers) all the information they want, in the simplest form.
Here are just a few of the topics you can expect to learn about on our channel:
► Home insurance
► Car insurance
► Condo ownership
► Interior design
► Home maintenance
► Home buying + selling
► Car maintenance
► Rental properties
► Living with roommates
► Appliance care and troubleshooting
► Tips for saving money
► Home safety
Subscribe for weekly new videos! To learn more about Square One (or get a free home or car insurance quote), click the link below.
We’ve got helpful tips that you can actually use. We’re committed to giving our viewers (and our customers) all the information they want, in the simplest form.
Here are just a few of the topics you can expect to learn about on our channel:
► Home insurance
► Car insurance
► Condo ownership
► Interior design
► Home maintenance
► Home buying + selling
► Car maintenance
► Rental properties
► Living with roommates
► Appliance care and troubleshooting
► Tips for saving money
► Home safety
Subscribe for weekly new videos! To learn more about Square One (or get a free home or car insurance quote), click the link below.
What is Loss of Use Coverage and How Does It Work?
Learn about loss of use coverage in home insurance, also known as additional living expenses.
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SUBSCRIBE FOR MORE HELPFUL VIDEOS
Subscribe to Square One's channel and receive notifications for the latest interior design, home and insurance-related videos ► bit.ly/SubscribeSQ1
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ABOUT SQUARE ONE
Square One is an insurance agency that offers online home and car insurance. By eliminating all unnecessary complexities built into traditional policies, and offering customers a way to get a quote and buy online, Square One makes it easy and convenient for people to personalize their insurance to meet their exact needs. Square One offers home insurance in BC, Alberta, Saskatchewan, Manitoba, Ontario, and Quebec. Car insurance is offered in Ontario.
GET AN ONLINE HOME OR CAR INSURANCE QUOTE
Get a free home insurance quote from $12/month or a car insurance quote from $120/month and buy online in less than 5 minutes ► www.squareone.ca
CONNECT WITH US ON SOCIAL
Facebook ► bit.ly/FacebookSQ1
Twitter ► bit.ly/TwitterSQ1
Instagram ► bit.ly/InstagramSQ1
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Loss of use coverage, also known as additional living expenses (ALE), is a standard part of home insurance policies in Canada. And yet, most people don’t really think about it when they think of home insurance.
Loss of use reimburses the policyholder for extra costs they incur while they can’t use their insured property after a loss. In home insurance, that means the costs you’ll need to pay if your home gets damaged by an insured loss, like a fire. If you have to move out during repairs, your living costs will go up - loss of use coverage will help you out with those extra costs.
But it’s not just when your home is physically damaged. If you’re ordered to evacuate due to an event that your policy would cover, like a wildfire, you can use your loss of use coverage to cover the extra expenses even if your home remains undamaged.
Loss of use in home insurance covers things like hotel rooms, restaurant meals, taxis, or any other expenses you need while you’re forced to be out of your home. But, it only covers extra expenses, meaning those over and above your typical living costs. So if you normally spend $500 per month on food, but $1,000 per month while you’re away from home, loss of use would only cover the additional $500. It will also only cover costs up to the coverage limit, which varies from policy to policy.
If you need to make a loss of use claim, make sure to speak with your insurance provider. They’ll explain what you’ll need to do to make the process as painless as possible.
LEARN MORE
View the complete article ► www.squareone.ca/resource-centres/insurance-basics/additional-living-expenses
----------------------------------------------------
00:00 Intro
00:21 What is loss of use coverage?
01:10 What are Additional Living Expenses?
02:22 ALE coverage limitations
03:29 What does ALE cover?
04:41 What does ALE not cover?
05:51 How do you claim ALE?
#LossOfUse #LossOfUseClaim #LossOfUseInsurance #HomeInsurance #AdditionalLivingExpenses #LossOfUseExplained
RELATED VIDEOS
Does home insurance cover hail damage? ► ua-cam.com/video/4kl_UNSej-o/v-deo.html
Liability insurance explained ► ua-cam.com/video/wlcWWcXTR3I/v-deo.html
What’s a home insurance deductible? ► ua-cam.com/video/vLnGJyb-Zg8/v-deo.html
Insuring vacant dwellings ► ua-cam.com/video/creGW_iR0GI/v-deo.html
SUBSCRIBE FOR MORE HELPFUL VIDEOS
Subscribe to Square One's channel and receive notifications for the latest interior design, home and insurance-related videos ► bit.ly/SubscribeSQ1
----------------------------------------------------
ABOUT SQUARE ONE
Square One is an insurance agency that offers online home and car insurance. By eliminating all unnecessary complexities built into traditional policies, and offering customers a way to get a quote and buy online, Square One makes it easy and convenient for people to personalize their insurance to meet their exact needs. Square One offers home insurance in BC, Alberta, Saskatchewan, Manitoba, Ontario, and Quebec. Car insurance is offered in Ontario.
GET AN ONLINE HOME OR CAR INSURANCE QUOTE
Get a free home insurance quote from $12/month or a car insurance quote from $120/month and buy online in less than 5 minutes ► www.squareone.ca
CONNECT WITH US ON SOCIAL
Facebook ► bit.ly/FacebookSQ1
Twitter ► bit.ly/TwitterSQ1
Instagram ► bit.ly/InstagramSQ1
----------------------------------------------------
Loss of use coverage, also known as additional living expenses (ALE), is a standard part of home insurance policies in Canada. And yet, most people don’t really think about it when they think of home insurance.
Loss of use reimburses the policyholder for extra costs they incur while they can’t use their insured property after a loss. In home insurance, that means the costs you’ll need to pay if your home gets damaged by an insured loss, like a fire. If you have to move out during repairs, your living costs will go up - loss of use coverage will help you out with those extra costs.
But it’s not just when your home is physically damaged. If you’re ordered to evacuate due to an event that your policy would cover, like a wildfire, you can use your loss of use coverage to cover the extra expenses even if your home remains undamaged.
Loss of use in home insurance covers things like hotel rooms, restaurant meals, taxis, or any other expenses you need while you’re forced to be out of your home. But, it only covers extra expenses, meaning those over and above your typical living costs. So if you normally spend $500 per month on food, but $1,000 per month while you’re away from home, loss of use would only cover the additional $500. It will also only cover costs up to the coverage limit, which varies from policy to policy.
If you need to make a loss of use claim, make sure to speak with your insurance provider. They’ll explain what you’ll need to do to make the process as painless as possible.
LEARN MORE
View the complete article ► www.squareone.ca/resource-centres/insurance-basics/additional-living-expenses
----------------------------------------------------
00:00 Intro
00:21 What is loss of use coverage?
01:10 What are Additional Living Expenses?
02:22 ALE coverage limitations
03:29 What does ALE cover?
04:41 What does ALE not cover?
05:51 How do you claim ALE?
#LossOfUse #LossOfUseClaim #LossOfUseInsurance #HomeInsurance #AdditionalLivingExpenses #LossOfUseExplained
Переглядів: 82
Відео
How Does Home Insurance Cover Hail Damage?
Переглядів 1082 місяці тому
Hail can do a lot of damage to your home. Will your home insurance cover the cost of repairs? RELATED VIDEOS Will home insurance cover acts of God? ► ua-cam.com/video/xLLB0anI5hE/v-deo.html 8 ways to prepare for the rainy season ► ua-cam.com/video/xCC_oGCDosU/v-deo.html 10 tips for winterizing your home ► ua-cam.com/video/eoUnXr4iYAU/v-deo.html Ice dams and your roof ► ua-cam.com/video/agK1ue24...
How to Stop Thieves From Stealing Your Identity
Переглядів 882 місяці тому
Identity theft is scary - learn how to keep your identity safe with these basic security tips. HELPFUL LINKS Strong password guidelines ► bit.ly/44EK8Jb Identity theft insurance from Square One ► www.squareone.ca/home/identity-theft RELATED VIDEOS How to prevent ski and snowboard theft ► ua-cam.com/video/axGVzzAK-iE/v-deo.html Insuring your jewellery and watches ► ua-cam.com/video/n51ot9Gwcpk/v...
How To Choose Between a Fixed-Rate and Variable-Rate Mortgage
Переглядів 1043 місяці тому
Fixed or variable? It’s a big decision within the mortgage-getting process, and we can help you make it. RELATED VIDEOS 10 questions to ask before buying a house ► ua-cam.com/video/IeJ0Iz0mVjA/v-deo.html Why realtors are important for buying a home ► ua-cam.com/video/u5DNaU4frVw/v-deo.html Stress-free moving tips ► ua-cam.com/video/7Nnps5cCZ4Q/v-deo.html 12 staging tips to quickly sell your hom...
Here's Why You Need to Care About Loss Assessments
Переглядів 2053 місяці тому
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Will Home Insurance Cover Landslides or Other Acts of God?
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Does home insurance cover landslides? What about other so-called “Acts of God?” The answer may surprise you, and you’ll find it here. RELATED VIDEOS Backwater valves in your home ► ua-cam.com/video/Debv1NnS57I/v-deo.html Liability insurance explained ► ua-cam.com/video/wlcWWcXTR3I/v-deo.html What is a home insurance deductible? ► ua-cam.com/video/vLnGJyb-Zg8/v-deo.html 8 ways to prepare for the...
The Room Makeover Series: Episode 4, Part 2 - Reimer Family | Square One
Переглядів 1,7 млн4 місяці тому
NOMINATE SOMEONE YOU KNOW ► Nominate someone you know for a future episode and a $20,000 room makeover paid for by Square One: bit.ly/3wPHfbT The Room Makeover Series features deserving families getting a makeover for their homes. Episode 4 follows a large renovation paid for by Square One and assisted by contributors from the community. WORK WITH LISA Want to work with Grapevine Designs for yo...
The Room Makeover Series: Episode 4, Part 1 - Reimer Family | Square One
Переглядів 1 млн7 місяців тому
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10 Things You Should NEVER Flush Down the Toilet
Переглядів 674Рік тому
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5 Rental Tips Every Airbnb Host Should Hear
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Learn how you can get an online quote in 5 minutes for home insurance that starts at $12/month. Square One Insurance Services is an insurance provider specializing in a wide variety of home insurance products and services. Eliminating all unnecessary complexities built into traditional policies, Square One makes it easy and convenient for people to personalize their insurance to meet their exac...
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Learn how you can get an online quote in 5 minutes for home insurance that starts at $12/month. Square One Insurance Services is an insurance provider specializing in a wide variety of home insurance products and services. Eliminating all unnecessary complexities built into traditional policies, Square One makes it easy and convenient for people to personalize their insurance to meet their exac...
Only Pay For What You Want (15s) | Square One
Переглядів 6 млнРік тому
Learn how you can get an online quote in 5 minutes for home insurance that starts at $12/month. Square One Insurance Services is an insurance provider specializing in a wide variety of home insurance products and services. Eliminating all unnecessary complexities built into traditional policies, Square One makes it easy and convenient for people to personalize their insurance to meet their exac...
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Переглядів 6 тис.2 роки тому
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Welcome to the Square One YouTube Channel!
Переглядів 22 тис.2 роки тому
Welcome to the Square One UA-cam Channel!
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Thank you for the video!
1.5 K views 1 comment 18 likes.
Anybody else see this as an ad and just watched the whole thing?
Videos for rich people.
Good luck with that Very few of them do the necessary repairs😢
This came up on a UTube ad. Sorry but I think it's disgusting. The kids were speeding at 187km/hr going over double yellow lines, could've killed how many OTHER PEOPLE? drunk driver at the wheel.. and the parents of Caleb Reimer accept $300K reno? I could understand if it was done in HIS name, for paraplegics/handicapped teenagers from accidents through NO FAULT OF THEIR OWN. Your son was old enough to know better than get in a drunk friend's car speeding to extent of risking death to himself or killing/murdering other people. Shocking & shameless.
Human greed and overpopulation.ugg im geting sick thinking about the last 10 years in southern California.craigslist scams, credit checks, etc.
I hope my rommate is pretty and girl and have a kindness
Your commercials are garbage, especially the one with the guy on the toilet
Toilet guy commercials incredibly stupid
I hate your stupid commercials
I hate your stupid commercials
I hate your stupid commercials
Licensed REALTOR here. Used this video in a blog post. Thanks for putting such a good video out.
Thanks so much, Ken. It's great to hear that you liked the video.
What about if i sign a lease and find roommates to split the rent do i need to report it as income to irs?
Thanks for your question! We're based in Canada, so we can't comment specifically on tax matters in the US. The answer would depend on the arrangement you have with your landlord and roommates, such as whether you're subletting or simply sharing expenses. It would be best to consult a tax expert in your jurisdiction to find out exactly what you need to report on your taxes.
Great explanation. Good to know what to do and not do when the valve is in operation. Thanks.
Ladies n gents, this is what we call affiliate marketing scams.
Wow yes good mind for you
Good video, sorry sad so many people ignore this!
So happy to have been apart of this wonderful project!
Amazing work!
Your commercials are very annoying, especially the one that tells my Google system to call your stupid company.
I hate your commercial that says hey Google. It gets my system to call your stupid company so stop it
roomster is the largest scam site on the web
All very cute. Why's the premium nearly twice of bigger brands though?
What a wonderful way to give back to the community <3
P r o m o s m
The lady who lives downstairs is mentally ill so she shouts all day long i live on rent in her home her shouting is affecting my peace n mental health but I can't makea complaint or else she will kick me out of house , i can't afford to shift rn because my house is being built near this neighborhood n i need to keep a look at the construction, whst should i do m just disturb to the limit!!!
Ok, pronunciation is off- It’s ‘for-my-ca’ not ‘for-mica’ and its ‘por-us’ not ‘poor-e-us’. My insurance did not cover me either stating they dont cover main line breaks, and it wasn’t a main line break!! Cause it was raw sewage, they said main line, but you can have a backup with raw sewage that is not main line, just your toilet pipes line getting clogged. My insurance guy is new and even said he wasn’t sure what to do, idiot.
Thank you. I was hoping you would address what size filler to get for a specific size cover.
Many experts recommend getting an insert that's a couple of inches larger than the cover, especially for large pillows. This page has a useful sizing chart: www.chloeandolive.com/blogs/decorating/pillow-insert-size-guide Cheers, Seamus McKale, Content Marketing Specialist
Great advice!
Well, Kudos to Square One for deciding to produce this video for its customers and the general public!
Nice 😊😹
When it comes to roommates the only objections are no smokers Casanovas due to thumbing on walls and noisy bed springs and definitely no Satan worshippers, i.e., Ouija boards, tarot cards or any other nonsense.
Are you against all silly religious stuff?
@@wifi_soldier5076No they got a point with the ouija boards. I will say zealots of any faith are not fun to be with. Now I'm not saying being religious is a bad thing either but like everything else in life moderation is key.
You must be fun to be around !!!!😂😂😂😂😂
This is funny ngl 😂😂😂
I am renting a room in a house. My landloard told me to have tenant a liability insurance. Because he told me we have a dog if any thing hapend with you by my dog then it can cover. My question is if something happen by landloard's dog your tenant insurance cover the liability.
If the dog belongs to your landlord, they would need to have their own liability coverage to cover any injury or damage that the dog causes. Your tenant policy would only respond if the dog belongs to you. You can read more about dogs and liability insurance here, if you're interested: www.squareone.ca/resource-centres/insurance-basics/dogs-home-insurance
Blink 😂
Can I install the backwater valves for condos?
In Jacksonville Florida looking for a roommate
We recently launched in JAX - if you are looking in the future, check us out :)
"Your neighbor has a right to enjoy their home just as you do" - No they fucking don't. What kind of horse shit is this. You can measure the freaking decibels. This kind of wishy-washy attitude is exactly why people in the inner city snap and kill people. It's because big old softies won't do anything about serious issues. When you get fired because you can't do your job because you can't get any sleep the last thing you want to hear is somebody telling you to "compromise". The compromise is they stay in there house not making the fucking quarters on my coffee table bounce and I don't call the cops there's your freaking compromise.
There is a "magic" threshold for noise violation. The laws where I am written clearly define ways to measure the volume of the noise from the property of the person writing the complaint and what times what thresholds are legal.
👀
Amazing job
I did to no avail. Filter was clean as a whistle.
Hi new subscriber here. I love your videos, i was involved in an accident and it was my fault, the other driver sent the bill to my insurance which is $120,000. I only have liability of $15,000. I am going to pay for the rest or anything else? What about if the other driver sued me? Should I pay for anything??
Hi, thanks for commenting. We're a home insurance provider, so we're not in the best position to offer general information about auto insurance claims at this time. As well, based on the numbers you've provided, it seems you may not be in Canada (where we're based), as the minimum liability coverage for auto insurance policies in nearly all provinces is $200,000. In any case, you should seek your insurance provider's advice on what you'll need to do and what will happen next. Cheers, Seamus McKale, Content Marketing Specialist
I'm in San antonio Texas. Anyone looking for a roommate?
unfortunately in my country they don't help citizens to deal with this they just let them be i wish i will move on quickly because all of this shit been driving me insane for the past 10 years
I like your video thx how much you think average maintenance monthly or annually ? if I own house then rent it you think is profitable this way and easy to find tenant?
I love this girl 😁❤️🔥
It is not the landlord requiring the renter to have insurance. the insurance companies are requiring landlords to demand it. The landlord must provide the renters policy number to the landlords insurer even though this is an invasion of the renters privacy and dissemination of the renters private information to a third party. i understand the advantages of having renters have a policy but i dislike the industry collusion to tap a new financial resource and make the landlord do their work.
Does the regular deductible apply to the jewelry rider?