Ten Alternatives to Things We Can No Longer Afford ( A Car)
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- Опубліковано 7 чер 2024
- Ten Alternatives to Things We Can No Longer Afford ( A Car)
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My friends cousin is 85 and lives alone. His wife is in dementia care. He cycles all over his large town and is very fit. He is also in a ukulele band which plays concerts for the elderly. He looks so much younger. I really admire him.
I just read that Texas, and some other areas in USA are adding “facility fee” to hospital invoices- not covered by insurance. $200-400 just for walking in the building! Please check your area and be ready.
They do that at doc offices here. My dad calls it a "greeter's fee," as he has to check in at the floor's front desk before checking in at the doc's front desk. Crazy. Medicare covers it, but I'm sure many private insurers don't.
Good grief! How many more ways can hospitals charge?! I guess it would cut down on unnecessary trips to the emergency room.
wow
What?😮 that is daylight robbery
@@3TXSisters I suspect that hospitals are trying to invent new ways to try to recover the losses they are incurring from treating "newcomers" who can't or don't pay for ER department visits and hospital stays.
I had a buddy in Houston that worked downtown and lived 10 miles away. He rode his bike daily and saved on auto cost and got exercise. He was trim and fit.
My brother and I share one car. The last car we bought was only $5,000. There is still about $3,000 left on the loan. Not much for insurance and we share the cost of gasoline. Though it is 15 years old, there are very few miles on it......and we don't do much driving.
I like what Dave Ramsey teaches: buy a used car, never a new car. I was thankful that God provided what we needed.
Amen and Amen 🙌.
Miss Monique 🙂🙏🌷💗
It's wonderful that you and your brother can share a vehicle!
@@3TXSisters Yes, we have learned even as senior adults to share as much as we can. We love to cook, and one dish can lead to another.
Years ago a friend stayed with us for the better part of the year and she would always say of us: "I've never met people like you before!!!!!'🤩
@@moniquelemaire5333 That's great!
Brilliant
I wanted a car 5yrs old or younger. I compared the prices and there was a $1,000-$3,000 difference between them and new, in 2018, I got a new 2019 for $18,500. So far, just normal maintenance and about 40,000 miles. I’m hoping to get another 9-15yrs from it. I probably won’t be around for the 15 but who knows.
We haven't had a car for 20 years, public transportation is horrible here, it definitely affects your quality of life when you don't have reliable transport .
I hear you
My freedom of movement etc is well worth allocating the resources from my pot of monthly money for my car. I am deeply grateful to get up and go any time, even with traffic in the Mpls St Paul area.
This was a great list ! I think having only 1 car , and share it , is best. 🚗
We are not near a bus line so that doesn't work. Much too far for walking and too much traffic, no sidewalks.
We own older cars. We don't share a car as our schedules and part time jobs are in different areas and directions. Other appointments like doctors are not in the same area.I don't want to do Uber and there is not much taxi service. Keeping our cars in good repair is best. No family nearby for rides or to share a vehicle. At least for now. Later as we are older things might change.
Thanks for your tips. I look forward to your videos.❤
Yes, our bus line is okay, but the city is spread out
That’s what I do, I live in the country not city.
Great alternatives Dawn as decent transportation is quite important...TFS!
It really is!
I can't be with out a car I like to drive my self I like the independence
I live rural, so not as many options. But, you sure got me to thinking about what I would do as I age. Maybe an Ebike, but not sure the road I live on would be safe for that. I do think there is a bus for the elderly. I am hoping a Wallyworld will build right down the road from me lol
Love you, Dawn!
Thanks for the info!
I love your positive viewpoints. 🥰
You are so sweet
Prepper princess has many ebikes she received from yt sponsors. She has several videos reviewing them.
I think she's willing to sell some of them too!
She loves her e-bike.
We may be able to go to one car; however, I'm glad we have two now. My husband is in Memphis caring for his sister. We do have a bus system, but the bus stop is about a mile from our house. I could walk the mile, but I'd need a shower before I got on the bus, lol. Public transportation is great for those without an alternative. It takes a lot of planning and time management. Excellent video! Love to all, Linda 💕
I totally understand
I retired 3 years ago and move from a suburb of Cleveland Ohio to Western Illinois, No more stressful 4 to 6 hour commute to my job I had everyday back home. My wife is originally from this town of 15,000 people in Illinois and even though I always said I would not ever leave Ohio I also said I would never move here to Illinois she did say over the years that she missed her hometown and didn't like the city so she was very happy to move back to her hometown. I did my research and this town actually being a couple hundred miles from Chicago everything is much cheaper here. We have a university here, free bus service and a free shuttle bus for seniors that will take you anywhere in town that makes it nice because they pick up up at your house and take you anywhere, say you want to go to Walmart they will help you put your stuff in the shuttle bus and take you back home. I could also walk I'm no more than a mile from Walmart,Aldi and any of the other stores. I also live about 8 blocks from a Amtrak station that has 4 trains a day. I also plan on getting an e-bike. And being in the Midwest housing is really cheap here My house only cost 60k the same house would cost 250k + back in Ohio. So if your retired and not tied down to one place consider moving but do your research. Also where I live now there is no state or city taxes on any retirement income. Also my car plate sticker for last year was $10.00 because I was over 65 and qualified I don't think I've could of done better for myself and my wife. Also go and spend a little time where you think you might want to live before you move my first night here I had to go to the store and get a couple of night lights because it's so dark here and it's so quiet here at first it bothered me. I would also add I really really miss Ohio but it's so cheap here I have no stress.
Care to share where???
That sounds so smart
@@pennynickels5216 I moved to Macomb, Illinois. I did read in the last couple of months that Macomb was the cheapest housing market in Illinois.
I share a car with my son. The car is paid for. I chose Toyota because it has a reputation for low repair, maintenance costs as well as longer life. I am a homebody by choice. So I need the car on a very limited basis. I live a simple life, lots of reading, one tv show, UA-cam a few streaming service included in my rent. Before I retired that would not have worked, but it’s fine now.
Hi Dawn !! Thanks for the vlogs .❤️❤️
Thank you love
Bikes, golf carts, E scooters & E bikes are very popular where I live, from kids to retired folks. Unfortunately, most do not obey traffic laws, running through stop signs, using the sidewalks. People get hit all the time and sadly a few have died.
Honestly, a car is a priority for me. I don’t feel independent or free without one.
I have friends who have moved to retirement communities where the community has a bus that takes them to mall or supermarket on a weekly schedule, drops them off and picks them all up at a designated time (hour or two later) The driver helps them with parcels they might have purchased. This same bus takes them on excursions that they might choose and they are able to make suggestions of places they would like to visit and if enough of the residents want to go they arrange it. ll included within their rent.
Brilliant
My grandmother lived in a place like that. It was called Leisure World in Silver Spring, MD. She loved it. She still went to Concerts and Theatre performances. She had to quit driving during gas rationing during WW2 and never restarted. She & my grandfather sold the car in 1946 and used walking, buses, trains and airplanes after that.
We are working at home with open scheduleing , in case our car conk's out. We do have a county bus that picks you up at the door and drops you back to your house also. It costs $2.00 both ways. Have A Fabulous Week Everyone ❤✌️
How smart
One of the reasons we decided to move from our area (we rent) is lack of public transportation. Husband takes the car to work and our children are at the age where they can walk to public parks and use the bus by themselves. It is also closer to hubby's work to save on gas.
You mentioned getting a ride with a friend and it gave me an idea. What about a neighbor or neighborhood group where if someone in the group is running an errand, check with others to see if anyone needs anything from the same location. Logistically this could get cumbersome, but if it’s a small group of trust a few people who are agreeable, it could save each of you the time of actually going yourself with someone plus the added savings of gas/car expense. You could likewise rotate who runs the errand (if possible) or do something nice for one another in exchange or offer to help the other in another way by taking their dog for a walk, watering their plants if they’re away, baking something you know they like, etc.
Great idea
A friend, now deceased RIP, did not own a car, however, if he wanted to take a trip he would rent a car. Otherwise, he rode the bus or walked. We lived in the DC metropolitan area.
I can see myself going with an electric tricycle one day. I probably will downsize to an apartment in 10 or 15 years, and I plan to try to stay close to a grocery store. I only have liability on my car already, so that's not a huge expense, but if the car were to require an expensive repair, I might consider downsizing my vehicle too. We'll see what life brings.
E-bikes do have attachments to haul groceries or small children.
Mil quit driving after having two cars (separate accidents) totaled by drunk drivers while parked on the street (no driveway) outside her house. She asks a friend for a ride if she needs to go to the doctor. She pays $100 per year to have her groceries delivered.
We have two cars for four adults.
Thank you ❤
Thanks for all the good ideas about how to get by w/o your own vehicle. I used to work retail at a place off our county transit route. Had a car wreck and my car was totaled. Left without transportation for about a month and had no desire to impose or be a bother thus used Uber and Lyft to go to and fro. It is very cost prohibitive for a low wage part-time employee. I essentially worked to make almost zero dollars or maybe worse, lost money for that month or so, and basically just showed up to keep the job. Do research on fares for the ride services because they can vary wildly and that is if you can even book a ride when you need one.
As for tips, one (now ex-) co-worker, who had no transportation of their own just took it for granted that whomever closed up with them at night would always take them home. That's a huge part of the reason I don't work there anymore. One night I refused so mgmt decided to write me up for leaving that (adult) person behind in the parking lot at night. Not gonna work anywhere that extorts employees.
Wow! I also had a bad experience with car sharing. Never again.
Management should have driven that person home. Not you. Note: if you give a friend or coworker a ride home and got into an accident with your car, they could SUE YOU!
I am sorry that happened to you
@@sjbutler2330 For all intents and purposes, that person WAS mgmt. But, yeah, the actual SM could have come back. It's a famous discount chain store where usually only two people work at night. I won't ever "trade" with them again, as my Granny would say.
Ridiculous expectation from employer and co-worker.
I’m on SSDI and we get a break on our property taxes because of that. It helps.
My husband got a new job (long story) and thankfully it pays more because he’s driving almost twice as far. We live out in the country. The closest jobs would be in our tiny town that is a 15 min drive. No public transportation here. But we save in other areas. Gas is cheaper here than in bigger metro areas. We have cars. We have family out of state that we like to visit. But we use our little Honda that gets 44mpg highway 😀
sounds good
I just dropped everything but liability insurance on my car. For the first time ever.
I'm thinking about it! I just worry about an uninsured motorist hitting me.
@@3TXSisters yes, it’s scary.
@@3TXSistersCan you add uninsured motorists coverage with liability?
Hello, I watch your channel often and wanted to mention that my husband, I and two sons ( 28 and 21) are on our auto insurance plan . We have 4 older vehicles and a 2013 motorcycle all w/ full coverage on the policy. We go through Auto Owners Insurance and pay $219.95 a month!!! For everyone!!! Maybe your viewers could look for inexpensive insurance through them. I've never been happier with an insurance company and even AFTER the pandemic our rates never increased. Just trying to help! Have a blessed day!
That's wonderful!
Thank you
5 vehicles for $220 is fantastic. So glad you could find such low cost coverage.
I enjoy getting out, going places etc. I can’t imagine staying home all the time.
Being retired and rural I go when I want and stay home other days.
Excellent video as usual! Very important subject! One thing I talk about on my channel is prioritization. You have to consolidate your needs for transportation try to do everything in 1 or 2 trips with places close together, Make sure you schedule things when these alternatives are available. One more thing if you have an appointment find out if it can be done virtually (Over the phone or Video call) Eliminating the need for transportation in certain circumstances save money too. What does everyone think of what I stated?
You are so very smart
@CentsibleLivingWithMoneyMom Thank you much appreciated!
I live 30 miles from 2 cities. Our town has a dollar general and Casey. Both at opposite ends of town 2 miles. School in the middle. No bus for town kids. You walk in sub zero Temps. People dont help others
Probably no a go place to go without a car.
I do have a car - But in my head I always play the "What If Game". I am 85% convinced that between all the shopping available online& services that are mobile I think I could pretty much become a recluse. I've been thinking 🤔 lets pretend I do not have my own transportation - how many successive days can I stay home and still have my needs met? Andi recently discovered in my tiny hometown there is a small grocery that will take phone orders & deliver them ! I'm excited about that since many seniors are not comfortable using an APP& paying online!
Dawn! I think you should try this challenge !! Not counting your " work" hours at a store- can you get everything you need? And for how many days?
And never leave your house??
I would be sure to do all the above, but with me I must go monthly to Dr. Appts. For injections straight across the city. Plus a few other appts. I need my car!
I'm practically a hermit, lol. I'd just rather stay home. You're right about delivery services. You can even have a doctor's visit by video.
There is a family that shops once a month (2hr+ drive each way. So delivery once a month could be possible. The first week-2weeks they eat fresh produce. The next 2 weeks they switch to frozen and some canned goods. Milk for the month is frozen, meat is portioned then frozen. They are a family of 6 so they use a freezer.
You are the best Dawn! I absolutely love your videos.
You're the best!
Im unable to drive because of my anxiety and seizures. Luckily, family is able to help and a case worker at the moment. Hopefully, i can get something like you mentioned about discounted transportation because of my disabilities. So, my case worker and i will be looking into that.
Do you live in a major city?
I'm keeping my car
If public transport is good where you live then a car is a luxury but some have no choice. There are people who cycle though and that is free. Of course if it’s too far to cycle then might need to get a cab.
Cycling is free sort of. Be prepared to work on your bike. Change tires, replace chains, etc.
@@kenyonbissett3512 all vehicles need maintenance
I live close to stores, and public transportation. I generally walk everywhere, but if I have to, I use the el,or busses.
I never learned to drive.
Can't afford a vehicle, anyway.
Car note
Gas
Maintenance
Insurance
Parking
Plates
Registration
That can easily be thousands per month I don't have.
Or that could go elsewhere
The Pennsylvania Lottery System gives its profits to Senior Citizens. 1 is free bus & train passes. I feel really blessed because busfares are $4. 1 way and trains are $5. 1 Way!!!
I wish all bus rides should be free for seniors and people with disabilities.
I would vote for that reason!
Ours pays for life flight to hospitals and sports stadiums in MD. 65 and older plus disabled get free buses.
I have a car, but, it doesn't work, so decided with the family, to not get a car, too expensive, and saves a lot of money, we are in an area where we can take the bus for free, or on a nice day, we can walk. 🚙🚲🌞🧑🤝🧑
That's great!
Hi Dawn, I hope to keep driving my car as long as I can so I gave a "Low Mileage/Safe Driver" insurance type a try a couple of years back and it has saved me a substantial amount on car insurance (I have their tracking device installed in my car which monitors my driving habits and my mileage). So, if you are a low mileage driver, maybe it would be worth checking into for you or some of your listeners? Hope this helps and thanks for all of your great videos!!
Wow $3.00 each way seems expensive to me. Our public transportation bus is $1.50 each way. And they got a grant so it’s free until November now. My niece lives in Las Vegas. She dosent have a car she takes public transportation everywhere. All great tips dawn. Do you still have a car? Oh ok you just answered my question. lol
Walking, cycling , electric bikes can work for short distances. One of my friends even changed jobs to work walking distance from home. How about making your car " work" for you by doing Door Dash or something like that a couple of times a week?
There was a guy in an article I read who does Uber just going to and from work. He only takes people on his way there and same for going home. It’s more flexible than a committed ride share. The Uber earnings covers his commuting costs and gives him tax deductions.
Another guy picked up packages for Amazon on his way home as a contract driver. Once again it covered his commuting expenses and as a small business provided tax deductions.
@@kenyonbissett3512 my mum used to drive us to school, my brother and I. Soon she had other parents( neighbours) asking if she could give their kids a ride and they insisted on paying her. This became an additional source of income for her back in the 80s.
@@lindc1070 smart mom
I wouldn't want to ride a bus. In seattle its terrible. Fentanayl smoke.
I am sorry
That is terrible.
Most people have to have a car😮
Valid point
I had to give up driving, if something happened to DH I don’t know what I would do, there is no grocery delivery, no Uber??? 0:15
My sister-in-law used someone from her church to take her to her doctor's appointments. She charged $10 an hour and stayed in the waiting room and helped her to the car. She felt more comfortable doing that rather than Uber.
Are there any services near you?
Great ideas.
Glad you think so!
I only have vision in one eye and the DMV is really picky about drivers being able to see BOTH sides of the road, 😅so no license for me. I use an e-trike (3-wheel electric bicycle) with a small tow trailer. I can get everywhere I need to go and take my guide dog Charlie with me (and my dry cleaning and purchases home). For anything larger (furniture shopping, picking up a tree at the local nursery, etc.) I hire kids from the local junior college which is a lot cheaper than Uber in my area and they help me when Uber won't do (you can't take your dog to the vet in an Uber, for instance). It works out for me
Very smart!
brillant
@@3TXSisters Thanks - the mother of invention and all that.
@@CentsibleLivingWithMoneyMom Thanks. The mother of invention, and all that...
@@3TXSisters Thanks. They say "necessity is the mother of invention," and that was certainly true in this case. 🙂
Great video! Every once in a while I will see someone on the road on their e bike. Honestly it looks so dangerous. I'm sure the risk of injury or fatality is higher unfortunately because drivers of cars are not used to watching for them, just like bicyclists. There's nothing to protect them if they fly off, the way there is with a car. Plus I'm sure it's tempting for them to weave in and out of traffic putting themselves at greater risk.
I agree!
Luckily in my area, bicycles and e-bikes have their own lane.
I apply loan three centre link
No car live off disability yes it's challenging I crichette grow small container garden I have half faire taxi card because of my disability free bus pass health ussues
I'm sorry you have health issues. It's good that your transportation needs are met.
I hope you heal quickly
great content, good information for seniors who might be at the stage of not being able to or wanting to drive anymore. Sometimes a neighbor or theit
children are happy to make a little extra money driving people to their appointments and errands, my friend use to do that for a living, drive people to the stores/doctors/shopping malls, before lyft and uber came along, she did very well. Our town also has free transportation for seniors, shuttle bus/handicap van, and the local taxi service gives a senior citizen discount along with discounted bus and lite rail tickets, it helps.
How wonderful
Does your daughter drive?
Yes, she can
I mean, it just seems irresponsible to tell people they might be able to get a free car. Not good advice. And not helpful at all And yes, I heard all of it .. who do you know that got one for free?
I googled it, and it sure is true. 1-800-Charity Cars is a nationwide program. You need to qualify and it varies from state to state. Dawn is always trying to help.
Driving and owning a car is becoming a complete rip off. You have the best ideas for replacing the need for a car.
totally get you
My sister’s husband passed recently & my husband passed 3 yrs ago so I moved from out of state back to TX & in with my sister. We each have paid off older cars that are in good shape. We have other means of friends & family who’ll drive us but if sis or me drive ourselves we only go to, Dr’s appts, few grocery stores, CVS & Walmart. We do go out to eat now & then but we stay in our area of town > many choices of restaurants/stores. Rode buses lots in my younger years but don’t think I’d feel safe on bus nowadays. 😬😬🫨 If I fly I use Uber to take me to airport since 2021. Not subjecting my family or friends to Dallas airport traffic ever again cause it’s getting SO HECTIC!!
I’m 🤣😂😂ing not yelling, Money Mom. ❤️❤️
I did the same thing . I took Uber to.the airport