They usually total out if airbags deploy no matter what.. this is actually worse for the insurance company as repairing would cost them less money then buying the dude a new car.
@@kombrug Some companies will let you do that. But you have to send pictures of the car fixed to the D.O.T. and then they'll send you a salvaged title. That's how it is in my state (PA). Now the hard part is finding an insurance company that will cover that car afterwards.
Sometimes yes. But you have to realize, when a airbag does deploy you have to replace all those parts, and they have to be new, they are not cheap at all. And if your state is like mine where the write off value is like under 50%, the math does add up
@Bendaga Once you experience the ND, you won't go back. I was a Mazda tech around the time of owning it, so I had experienced driving each generation. The ND feels just as amazing as the NA does with gripping corners, and, if "asked politely," gets just as squirrely as an NA would. But the creature comforts, along with the flawless handling, just can't be beat with an ND. Personally, I believe every car enthusiast needs to experience an ND at least once in their life, because everyone deserves to smile behind the wheel of one of these cars.
Ex-ND RF owner here. Can confirm the car is super playful, reliable and most of all a great convertible…. sold it to now own the Porsche Cayman S I have now and I actually daily an NB but its def not the same… if i could keep my ND with my porsche i would😊
@@JuanGarcia-fv9ph What a weird coincidence, I used to own an NB Miata (although this was over 10 yrs ago) and now own a 718 Cayman S. I do not miss my old Miata, the NB was the worst gen.
Yeh you should buy that. I want a little roadster like this for Sunday drives. There are 3 little Miata’s in my area and they are backroad warriors. I see them out a lot and they are having so much fun on the twisties in the Mountains of East Tennessee.
@@turbo_marc lol idk if they’d be considered hot. Their beat to hell and back. Just little project cars to rip up an down the back roads. Fun for what they do with them.
I totalled my na miata and then welded up a bash bar for the front and some hood pins to hold down the hood and it worked absolutely fine for me years and years later.
Insurance will generally lean towards totaling if the airbags deploy. Due to longer and more complicated repair times they will end up paying a lot out for storage and it can be a real gamble.
You probably already know this, but I’m going to add (for other people reading) that replacing an airbag is easy. BUT tearing everything out of the car to get to and rewire any one time use crash sensors that were set off is the majority of airbag repair. Like how painting a car properly is 90% prep work, 10% paint. Like you said, just takes time to do it right.
My dad had one of these NDs and I got myself an NA and while I personally favor the NA, that ND is something special. Totally understandable why it was a pricy bid, everyone else also looked at it and said "Easy fix, great car"
Apparently airbags are very expensive devices that take a lot to repair. Not sure how true that is but if it is true them that explains why it got totaled for what would otherwise be a cheap repair
im not 100% sure if it was engaged but one thing to check on these is the pedestrian collision safety system. If the car thinks it hits a person it will disengage the hood to prevent further damage to the person it hits. although you can put the hood back on afterwards, there will almost always be body panel gap issues in the front end. Great find though, love the car!
Based on the fender lineup, airbags being blown. Frame rails have moved. Maybe even crumpled. Who knows till you open it but it will need a frame pull. Not horrible. Amount of airbags, computer and seatbelt consonants to be replaced costs a lot. thats why it was totaled.
Worked at a salvage lot for 6 years- Insurance companies will write off a vehicle seemingly for anything. Usually its based on value of damaged parts, replacement costs, loss in overall value. That being said, ive had a Maserati Ghibli on a salvage title bc of a broken infotainment screen. Seen multiple Bently Flying Spurs from *just* windshield and backglass.
Usually airbag deployment is a total. Its not a cost hut liability thing. The risk of cost later is higher than the settlement to customer in these cases. Many people buyback cars and fix them and take the salvage title. But it does happen iften.
I had an ND Miata Club that looked exactly like this and someone in a big lifted Jeep backed into me pretty good on day. The damage was almost exactly the same too. Insurance had everything fixed up pretty easily. Had it not been for the delay on some of the parts coming in I would have had it back and on the road in about a weeks time.
The car is considered totaled because the airbags deployed The body actually doesn't matter whatsoever if the airbags deployed, but it's considered totaled ... It's a very nice car though the biggest problem is getting more than liability insurance for it which is probably impossible
The car may have been totaled because of the leadtime on getting a new airbag or any of the other parts. It is cheaper to total the car then to pay for a rental for a month or more
Usually insurance writes off after the total of any damages reaches past the 50% of the book value. Cuz they also have to take into account that even after it is fixed (if they choose to do so) that they do have to fix things that may have been missed or any electrical issues that arise within a time period after owner gets car back The the insurance is kicking themselfs in their ass cuz it should have been written off…but it’s too late to write off after the body and airbags fixed and owner gets it back but still has issues.
I got rear ended while driving my 2020 civic. Literally looked like the Miata where it looked like it just needed a new bumper/tail light. Total estimate and cost to fix was $10,000. Body frame was slightly damaged/bent. Other driver’s at fault insurance fixed it instead of totaling it.
As a mx5 ND owner that's been in a fender bender, they totally just crumble up over the smallest thing. It might have some damage to the unibody, which is enough for the insurance to total it out
geico did this with my brand new mercedes. i was taking a corner on a slippery road (it hadn’t rained for a while so the roads were extra slippery) only going maybe 10MPH and i guess some understeer happened and it sent my into a tree head on. the damage that came from it looked like i crashed at 50 MPH. the wheel came off, airbags deployed, it was absolutely ridiculous given the circumstances. i thought it was just gonna be an easy fix but nope. geico ruled it as totaled and shot my rate up from an already ridiculous $400 a month to $1100. i cancelled my plan with geico immediately. i got a brand new E300 and progressive is only charging me $300 a month. insurance companies are such a scam
Is this in California? Cali (and a few other states) use a total loss formula where you subtract the salvage value from the appraised value to get the repairability threshold. If the repair cost is over that threshold the car is legally a TL and we have to settle it as one. It's kinda silly, other states have a hard threshold of between 75-100% of appraised value before it's a TL, but I've seen us total some cars in Cali that would 100% have been repairable even just one state over.
I looks easily repairable. I'm looking at a new front bumper cover and steering wheel, but I would have to look at the frame to see how bad it actually is. My biggest concern is the cost of replacement parts. I wouldn't think it too expensive, but I did have spend about a $1000 to replace a blown head light in an S2000. So you might get hit with what I call the sports car markup, where the part shouldn't be that expensive but it is because it's associated with a sports car.
So I happen to be an insurance adjuster, You don’t realize how much has to be replaced when there’s an airbag deployment. There’s a whole slew of sensors, modules, and expensive programming you have to do. Not to mention those panel gaps are a good sign of possible frame damage. Definitely a lot more going on than what initially meets the eye.
Not to disagree with everyone, but with damage like that it could be worse under the surface. Once you start taking panels off you might find a kink in the frame further back , which is probably why the front fenders have the gap issue. Also as everyone else said, it's hard to reset airbags to factory spec.
If airbags deploy. Then there would be unseen damages like bent chassis, cracked transmission. Might look neat but it's really hard to know unless you really start to look into fixing stuff while dismantling it.
I just lost my NB2 miata in Black Cherry Mica. A door and rear quarter panel was all it took to total it out and I don't have time/money to deal with it. Such a bad situation to be in right now I feel for the owners of this miata
The car doesn’t have to be going really fast for the airbag to deployed. Maybe 30mph. And usually IF the airbag deploys, it’s almost an automatic write off. I was told to just reinstall the airbag, can cost up to $3000. Add in replacing the front piece, with labour $800-1000. Then the other big expense....somebody backed into me at a stop light, maybe going 5mph. The embedded sensors, and radar for front traffic alert, and the adaptive cruise control are all right there. I had one damaged sensor that cost over -$500 to fix, throw in a few more smushed sensors, and the total cost is getting close to $11000, still nowhere near the current price of a used Mazd of
Many insurance companies you can request to keep the car, and they will pay you out with the car's scrap worth subtracted. They could have easily done this here and had it repaired, possibly with money left over.
Had a really similar collision with mine, am just about to get it back after ~3 months in the shop because the parts are really hard to come by (Mazda was really bad with supply chain stuff)
Soon as I saw airbags deployed I knew that's why the insurance co gave it a death sentence. Costs a lot to do certified replair/replacement on air bags
I'm pretty sure if one airbag goes off, insurance counts it as every single one in the car needing to be replaced, which is probably why it got totaled out. Either way, it really shouldn't have been totaled out.
At least this was better than my dad's old 1995 Saab 900. An old lady backed up into the corner panel on the driver's side and that could've cost the whole car even if it was a decently small one.
Day or two. . .for a 15+ year body shop tech in a shop that has every tool and piece of equipment. But it can be fixed in the backyard and won't be perfect of course.
I have a 1998 corolla I got for 200 bucks back in 2015 it had 99k on it and the airbags had gone off from the old lady knocking it out of gear and didn’t have the park brake on and it rolled down the hill and hit her trash cans and into a parked car cracked the bumper very minor but somehow tripped the airbags… safe to say I have all that disconnected and went to the junk yard and got all the panels to replace for 300 still driving the car today has 180k on it engine runs like a top but the rest of car is rotted now was super clean when I got it tried doing patches on strut tower but she’s now rotted thru the patches lol
Probably it was repurchased because it sat and went to auction from the manufacturer. I used to repurchase vehicles for GM and often we would have to buy back vehicles just because it had one problem... but then sat at the dealership in warranty for 2+ months waiting on parts. Most states thats enough to trigger "lemon law". Could also be a product allegation that went nowhere - someone claims brakes failed or w/e and that caused the crash, manufacturer investigates and is like "brakes are fine, you just crashed it" but now the insurance company would rather write it off than risk the possible liability later on.
Even with body damage, the bid on this little Miata was 📈😭
Ofc it was. You said so yourself and these little things are damn awesome!
Lol
Why do you put it in neutral before putting it in 6th gear? Any specific reason?
@@lavruzic7649 for the haters
@@bendaga 👁️ 👁️
👄
bruh that insurance company is straight up scam
They usually total out if airbags deploy no matter what.. this is actually worse for the insurance company as repairing would cost them less money then buying the dude a new car.
It might have bent chssis
@@yeetandskeet what if i want to keep my car? they just give me less money and i need to repair by yourself?
Its actually crazy, even with airbags deployed the cost wouldn’t exceed 4/5K, for that car? Is nothing
@@kombrug Some companies will let you do that.
But you have to send pictures of the car fixed to the D.O.T. and then they'll send you a salvaged title.
That's how it is in my state (PA).
Now the hard part is finding an insurance company that will cover that car afterwards.
Whatever insurance company they had beforehand, never use them. Marking a vehicle as totaled just because of airbag deployment is what crooks do.
That’s every insurance if your bags deploy
@@prismatic90 how my parents minivan before they own it had an air bag deployed and not a write off 2002 Honda Odyssey ex.
@@WilliamHollinger2019salvage title
@@prismatic90 no it's not
Sometimes yes. But you have to realize, when a airbag does deploy you have to replace all those parts, and they have to be new, they are not cheap at all. And if your state is like mine where the write off value is like under 50%, the math does add up
I had one of these last year. 2017 Club Edition. Owned it for two years: the best, most fun car I've ever owned. Still think about it every day.
glad I held onto my nb but the nd’s are very tempting
@Bendaga Once you experience the ND, you won't go back. I was a Mazda tech around the time of owning it, so I had experienced driving each generation. The ND feels just as amazing as the NA does with gripping corners, and, if "asked politely," gets just as squirrely as an NA would. But the creature comforts, along with the flawless handling, just can't be beat with an ND. Personally, I believe every car enthusiast needs to experience an ND at least once in their life, because everyone deserves to smile behind the wheel of one of these cars.
Ex-ND RF owner here. Can confirm the car is super playful, reliable and most of all a great convertible…. sold it to now own the Porsche Cayman S I have now and I actually daily an NB but its def not the same… if i could keep my ND with my porsche i would😊
Owned it for less than a year and I put 15,000 miles on it 😂😂😂
@@JuanGarcia-fv9ph What a weird coincidence, I used to own an NB Miata (although this was over 10 yrs ago) and now own a 718 Cayman S. I do not miss my old Miata, the NB was the worst gen.
Yeh you should buy that. I want a little roadster like this for Sunday drives. There are 3 little Miata’s in my area and they are backroad warriors. I see them out a lot and they are having so much fun on the twisties in the Mountains of East Tennessee.
It was very tempting, but I already have a NB and I couldn’t justify having two miatas.. But hope to own a ND someday 🤠
hot miatas in your area
I’m sorry
@@turbo_marc lol idk if they’d be considered hot. Their beat to hell and back. Just little project cars to rip up an down the back roads. Fun for what they do with them.
I totalled my na miata and then welded up a bash bar for the front and some hood pins to hold down the hood and it worked absolutely fine for me years and years later.
Insurance will generally lean towards totaling if the airbags deploy. Due to longer and more complicated repair times they will end up paying a lot out for storage and it can be a real gamble.
You probably already know this, but I’m going to add (for other people reading) that replacing an airbag is easy. BUT tearing everything out of the car to get to and rewire any one time use crash sensors that were set off is the majority of airbag repair. Like how painting a car properly is 90% prep work, 10% paint. Like you said, just takes time to do it right.
My dad had one of these NDs and I got myself an NA and while I personally favor the NA, that ND is something special. Totally understandable why it was a pricy bid, everyone else also looked at it and said "Easy fix, great car"
As soon as you enter Albania's Mazda dealership you get greeted straight away with a hardtop version of these. Man I love that car.
awesome car for sure but considering the markup you pay new or ridiculous used prices these go for i bet the winning price was mad high
it was
Apparently airbags are very expensive devices that take a lot to repair.
Not sure how true that is but if it is true them that explains why it got totaled for what would otherwise be a cheap repair
One of my dream cars! Have had 4 nas and a want a rf nd
I do hope you buy this, this Miata is a perfect track toy imo
im not 100% sure if it was engaged but one thing to check on these is the pedestrian collision safety system. If the car thinks it hits a person it will disengage the hood to prevent further damage to the person it hits. although you can put the hood back on afterwards, there will almost always be body panel gap issues in the front end. Great find though, love the car!
Miatas are the cutest cars ever
Especially the models with pop up headlamps
Hell yeah! I own an NA (the gen with popups) most fun car I’ve ever had.
Someone really did turn that ND into an NC.
Why does insurance do this now?Decent fixable cars are being written off as totaled
Love these little gems!
Dude that's a must get
Best Sports Car Ever!
I would love a ND RF, it and the NB Mazda Speed Miata are my favorite Miata's!
I was taught to drive manual in one of these really nice beginner car to learn
It's an RF too! What a shame :(
Perfect candidate for a body kit
Love the "so clean!" at the end lol
😅
Based on the fender lineup, airbags being blown. Frame rails have moved. Maybe even crumpled. Who knows till you open it but it will need a frame pull. Not horrible. Amount of airbags, computer and seatbelt consonants to be replaced costs a lot. thats why it was totaled.
Miata is Always the answer
Worked at a salvage lot for 6 years-
Insurance companies will write off a vehicle seemingly for anything. Usually its based on value of damaged parts, replacement costs, loss in overall value.
That being said, ive had a Maserati Ghibli on a salvage title bc of a broken infotainment screen.
Seen multiple Bently Flying Spurs from *just* windshield and backglass.
Hellcat swap and boom, u have The Mazda Hellkitty
if these are as easy to wrench on as the old ones or even close, buying one like that would be amazing
Usually airbag deployment is a total. Its not a cost hut liability thing. The risk of cost later is higher than the settlement to customer in these cases. Many people buyback cars and fix them and take the salvage title. But it does happen iften.
I have this exact car color combo. its amazing!
I had an ND Miata Club that looked exactly like this and someone in a big lifted Jeep backed into me pretty good on day. The damage was almost exactly the same too. Insurance had everything fixed up pretty easily. Had it not been for the delay on some of the parts coming in I would have had it back and on the road in about a weeks time.
Beautiful
This
Is
One
Fun
Drive
100% beautiful
Your so good at shifting
The car is considered totaled because the airbags deployed The body actually doesn't matter whatsoever if the airbags deployed, but it's considered totaled ... It's a very nice car though the biggest problem is getting more than liability insurance for it which is probably impossible
He still looks so happy
The MDX next to it.
I would take!
I absolutely love mine! 247k miles and pure like a kitten.
ALL my airbags went off in a T-bone 3 days after purchasing. Over $17,000 in damages. Not a total loss.
“Why is it totaled?”
“The airbag blew up”
“Wait so when a balloon pops the cars considered totaled”
“Absolutely”
Chinese spy balloon manufacturers, "write that down, write that down."
The car may have been totaled because of the leadtime on getting a new airbag or any of the other parts. It is cheaper to total the car then to pay for a rental for a month or more
Usually insurance writes off after the total of any damages reaches past the 50% of the book value.
Cuz they also have to take into account that even after it is fixed (if they choose to do so) that they do have to fix things that may have been missed or any electrical issues that arise within a time period after owner gets car back
The the insurance is kicking themselfs in their ass cuz it should have been written off…but it’s too late to write off after the body and airbags fixed and owner gets it back but still has issues.
Love your vids. Especially since most (All?) are manual!
I got rear ended while driving my 2020 civic. Literally looked like the Miata where it looked like it just needed a new bumper/tail light. Total estimate and cost to fix was $10,000. Body frame was slightly damaged/bent. Other driver’s at fault insurance fixed it instead of totaling it.
As a mx5 ND owner that's been in a fender bender, they totally just crumble up over the smallest thing. It might have some damage to the unibody, which is enough for the insurance to total it out
From a dealership perspective, we don't even retail anything with a airbag deployment. Straight to auction
geico did this with my brand new mercedes. i was taking a corner on a slippery road (it hadn’t rained for a while so the roads were extra slippery) only going maybe 10MPH and i guess some understeer happened and it sent my into a tree head on. the damage that came from it looked like i crashed at 50 MPH. the wheel came off, airbags deployed, it was absolutely ridiculous given the circumstances. i thought it was just gonna be an easy fix but nope. geico ruled it as totaled and shot my rate up from an already ridiculous $400 a month to $1100. i cancelled my plan with geico immediately. i got a brand new E300 and progressive is only charging me $300 a month. insurance companies are such a scam
That price increase is insane!
Love my nd2 Miata!
Is this in California? Cali (and a few other states) use a total loss formula where you subtract the salvage value from the appraised value to get the repairability threshold. If the repair cost is over that threshold the car is legally a TL and we have to settle it as one.
It's kinda silly, other states have a hard threshold of between 75-100% of appraised value before it's a TL, but I've seen us total some cars in Cali that would 100% have been repairable even just one state over.
I looks easily repairable. I'm looking at a new front bumper cover and steering wheel, but I would have to look at the frame to see how bad it actually is. My biggest concern is the cost of replacement parts. I wouldn't think it too expensive, but I did have spend about a $1000 to replace a blown head light in an S2000. So you might get hit with what I call the sports car markup, where the part shouldn't be that expensive but it is because it's associated with a sports car.
I'd buy this in a heartbeat and turn it into a cool Cup project car.
Screw the airbags!! I'll be rocking that girl as is, with the funky bend beak and all lol
So I happen to be an insurance adjuster, You don’t realize how much has to be replaced when there’s an airbag deployment. There’s a whole slew of sensors, modules, and expensive programming you have to do. Not to mention those panel gaps are a good sign of possible frame damage. Definitely a lot more going on than what initially meets the eye.
It is my dream to drive and own one of these.
U should buy it and restore it. Based on the specs it looks relatively brand new. Plus the damages are minimal
Not to disagree with everyone, but with damage like that it could be worse under the surface. Once you start taking panels off you might find a kink in the frame further back , which is probably why the front fenders have the gap issue. Also as everyone else said, it's hard to reset airbags to factory spec.
LOVE IT
Oh heck yeah! I love Miatas!!
If airbags deploy. Then there would be unseen damages like bent chassis, cracked transmission. Might look neat but it's really hard to know unless you really start to look into fixing stuff while dismantling it.
I was about to day I've never seen that design before on a Mazda front end.
Whoever buys that is LUCKY
I’d totally buy that
I just lost my NB2 miata in Black Cherry Mica. A door and rear quarter panel was all it took to total it out and I don't have time/money to deal with it. Such a bad situation to be in right now I feel for the owners of this miata
The car doesn’t have to be going really fast for the airbag to deployed. Maybe 30mph. And usually IF the airbag deploys, it’s almost an automatic write off. I was told to just reinstall the airbag, can cost up to $3000. Add in replacing the front piece, with labour $800-1000. Then the other big expense....somebody backed into me at a stop light, maybe going 5mph. The embedded sensors, and radar for front traffic alert, and the adaptive cruise control are all right there. I had one damaged sensor that cost over -$500 to fix, throw in a few more smushed sensors, and the total cost is getting close to $11000, still nowhere near the current price of a used Mazd of
Miata got a face lift 😂 I dig the flat front 😂😂😂
Prolly a safe bet considering most new cars you can kick the bumper and the air bag will deploy.✌️
the Mazda Miata say to the Honda Civic: “I may be small, but I've got some serious horsepower”
One man’s trash is another man’s treasure 😂
Many insurance companies you can request to keep the car, and they will pay you out with the car's scrap worth subtracted.
They could have easily done this here and had it repaired, possibly with money left over.
Had a really similar collision with mine, am just about to get it back after ~3 months in the shop because the parts are really hard to come by (Mazda was really bad with supply chain stuff)
Hands down the most fun car I’ve driven.
Jeez that shift has a giant throw on it for a “sportish” car
Soon as I saw airbags deployed I knew that's why the insurance co gave it a death sentence. Costs a lot to do certified replair/replacement on air bags
I thought he had this car back in the day
go for it
Usually when airbags deployed insurance rides of
Enterprise rented me the mx5 it was the best week of my life
That's a nice find though
What I think? Same thing for all of your other shorts. These cars are ALL here for a reason.
I'm pretty sure if one airbag goes off, insurance counts it as every single one in the car needing to be replaced, which is probably why it got totaled out. Either way, it really shouldn't have been totaled out.
At least this was better than my dad's old 1995 Saab 900. An old lady backed up into the corner panel on the driver's side and that could've cost the whole car even if it was a decently small one.
Day or two. . .for a 15+ year body shop tech in a shop that has every tool and piece of equipment. But it can be fixed in the backyard and won't be perfect of course.
Wow,he can count too
That's a good car
I have a 1998 corolla I got for 200 bucks back in 2015 it had 99k on it and the airbags had gone off from the old lady knocking it out of gear and didn’t have the park brake on and it rolled down the hill and hit her trash cans and into a parked car cracked the bumper very minor but somehow tripped the airbags… safe to say I have all that disconnected and went to the junk yard and got all the panels to replace for 300 still driving the car today has 180k on it engine runs like a top but the rest of car is rotted now was super clean when I got it tried doing patches on strut tower but she’s now rotted thru the patches lol
Probably it was repurchased because it sat and went to auction from the manufacturer. I used to repurchase vehicles for GM and often we would have to buy back vehicles just because it had one problem... but then sat at the dealership in warranty for 2+ months waiting on parts. Most states thats enough to trigger "lemon law".
Could also be a product allegation that went nowhere - someone claims brakes failed or w/e and that caused the crash, manufacturer investigates and is like "brakes are fine, you just crashed it" but now the insurance company would rather write it off than risk the possible liability later on.
It weirdly looks nice wit the front like that
If only my country did not have high tax on import cars. I would be buying from this auctions
Who could get into a high speed crash with a stock Miata that is impressive.
Only thing I can think of is frame damage?
If it's just panels then it makes no sense it was written off.
This car was definitely sold at auction for a spec Miata.
Probably because of parts availabillity. Bumpers on these are backordered for months, even a year
Even repairing it with a salvage title and trailering it to just track days would be worth it if the bids weren’t stupid.
I wouldn’t even fix it that much. Just buy a new bumper and now you have a fun little car
Get it.
That’s a steal bruh
The insurance "company" sounds like an insurance gang. That car only needs body work,everything else is functional.
I would never claim insurance, I'd just go to a junkyard to buy parts 😂, unless the damage is severe
Dude. As an insurance adjuster. This is a total.. run.,