How I made $250,000 in 3 years investing with a regular job

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  • Опубліковано 24 січ 2025

КОМЕНТАРІ • 69

  • @rick.austin
    @rick.austin  6 місяців тому +2

    Which mistakes did you make, and which strategies did you follow, in your investing journey?
    By the way, don't miss the giveaway tip!

  • @FiletMignon_26
    @FiletMignon_26 6 місяців тому +2

    Greatly broken down & made easy to understand. I’ll be subscribing & following for more, thanks!

    • @rick.austin
      @rick.austin  6 місяців тому

      Thank you mate, welcome aboard!

  • @animalspirit77
    @animalspirit77 6 місяців тому +1

    Great video rick, very informative

  • @mco4972
    @mco4972 6 місяців тому +1

    You just had the best 3 years in the history of the stock exchange due to tech and AI companies.

    • @rick.austin
      @rick.austin  6 місяців тому +3

      Of course, I even said it in the video.
      Still, it's the combination of factors that makes the results.
      Most of the results has been given also by the fact I saved more and how I did it.
      That's what people often underestimate.

  • @moniryousefian8782
    @moniryousefian8782 5 місяців тому

    Well said 👏👌👍🙌

  • @jasonbarker9943
    @jasonbarker9943 6 місяців тому

    As usual, good video and mirrored my journey.

    • @rick.austin
      @rick.austin  6 місяців тому

      Thanks Jason, we who went through "learning by experience" had to learn the hard way 👍🏻

  • @MegaBabygal1
    @MegaBabygal1 22 дні тому +1

    Damn, i'm only seeing this video now! No $150 possibility for me lol. Still great content though, worth more than $150 in education :)

    • @rick.austin
      @rick.austin  22 дні тому +1

      Maybe I'll do it again in the future ;)

  • @xristospexlivanis7703
    @xristospexlivanis7703 6 місяців тому

    Great video Rick🎉🎉we can't wait to see another video you help a lot new investors and not only 🎉 Keep going Rick

    • @rick.austin
      @rick.austin  6 місяців тому

      Thanks Chris!!! I really appreciate it man

  • @JohnnThomas
    @JohnnThomas 6 місяців тому

    Great videon Rick..excellent information..

  • @Scottweeier846
    @Scottweeier846 6 місяців тому +40

    I lost over $80k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer.

    • @Rodriguezpaul-9
      @Rodriguezpaul-9 6 місяців тому

      I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.

    • @Nguyenvictory83
      @Nguyenvictory83 6 місяців тому

      The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.

    • @Brucelanham845
      @Brucelanham845 6 місяців тому

      Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's

    • @DaveCulbertson
      @DaveCulbertson 6 місяців тому

      I'm new at this, please how can I reach her?

    • @carolynvo7802
      @carolynvo7802 6 місяців тому

      After I raised up to 125k trading with her I bought a new House and a car here in the states also paid for my son's surgery
      Glory to God shalom.

  • @bossballheaddawg2588
    @bossballheaddawg2588 6 місяців тому +1

    I like this type of videos

    • @rick.austin
      @rick.austin  6 місяців тому

      Thanks, I'll do more. What did you like?

  • @OscarMedinaA
    @OscarMedinaA 6 місяців тому +1

    Thank you, Rick, for sharing the lessons learned and your experience. Personally, this year I started investing in the S&P 500, and I feel that my portfolio is too concentrated, especially with the AI sector. I'm taking a risk to gain higher returns. What do you think about NVDA, MSFT, and PLTR? Do you believe they are close to a bubble as it has been mentioned lately about the IT sector?

    • @rick.austin
      @rick.austin  6 місяців тому +1

      Hi Oscar,
      You'll see on my portfolio reveal in my video next week that I'm also too concentrated on the tech sector, which is something I'm working on.
      I don't believe we are really in a bubble, but you have to understand this:
      The whole AI push has been already priced in in the stock market, see NVDA for example.
      This means that we inflated the price based on what we expect in the next years, and our expectation for the next years is extremely optimistic because it's based on this year which was great.
      So in times of extreme growth we are always optimistic and you have to assume that even stock prices are. And what does it mean? That the probability that the prices will keep growing at this pace is minimal, because that would only happen if the future growth surprises even our current optimism. Most likely instead, companies can't manage to meet these high expectations that our optimism has built and you have a market correction. This is what I find most likely to happen.
      I wouldn't tell you to sell your tech stocks because I can't know the future and I don't want to cause you any losses, but I'm personally not investing in tech anymore as long as I don't see a good correction in the market. I hope this helps, Oscar!

    • @OscarMedinaA
      @OscarMedinaA 6 місяців тому

      @@rick.austin Super understood! Thank you

  • @EclipseAgito229
    @EclipseAgito229 6 місяців тому

    What should an investor consider first to always be able to pay the best possible price on their investments?

    • @rick.austin
      @rick.austin  6 місяців тому +1

      Calculating the intrinsic value of a company is difficult without competence and the right information.
      But what you can do is Dollar Cost Average on your investments. Meaning: you invest the same amount every month on the same ETF. This way you smooth out all peaks and drops and in the long term the result is that you've paid on average the real price of the company

    • @EclipseAgito229
      @EclipseAgito229 6 місяців тому

      @@rick.austin Dollar Cost Averaging - DCA.

    • @rick.austin
      @rick.austin  6 місяців тому +1

      Yes, exactly. I was using it as a verb. "What you can do is d.c. average you investment" 😉

  • @William_Green297
    @William_Green297 6 місяців тому +10

    I'm new to trading, and I've lost a good sum trying out strategies I found in online tutorials. I would sincerely appreciate any recommendations you have.

    • @LisaJackson198
      @LisaJackson198 6 місяців тому

      As a beginner, it's essential for you to have a mentor to keep you accountable. I'm guided
      by a widely known crypto consultant

    • @LisaJackson198
      @LisaJackson198 6 місяців тому

      Mrs Mary Patricia Hester

    • @KelvinByrd233
      @KelvinByrd233 6 місяців тому

      This is correct, Mary's strategy has normalized winning trades for me also, and it's a huge milestone for me looking back to how it all started..

    • @AlexCarter569
      @AlexCarter569 6 місяців тому

      Isn't she the same Mrs Mary Patricia Hester neighbors are talking about, she has to be a perfect expect for people to talk about her so well.

    • @PeterStevens25
      @PeterStevens25 6 місяців тому

      Her platform is wonderful, and her services are exceptional

  • @VideozForFun
    @VideozForFun 6 місяців тому

    What was your total capital for your $250,000 portfolio?

    • @rick.austin
      @rick.austin  6 місяців тому +2

      Can't know exactly because I've had a lot of growth from stocks that I then sold. But I invested honestly almost all of my salary and kept expenses to the minimum in these three years. Maybe around $120k-$130k invested in 3 years.

  • @kainetibbles5399
    @kainetibbles5399 6 місяців тому

    Why didn’t you share any information about the other sectors you invested in other than information technology? This video was cool but it wasn’t as much on the information side as your previous videos just more your life choices and lesson.

    • @rick.austin
      @rick.austin  6 місяців тому +1

      Hey Kaine, yoi're right on that. I wanted to make this video about general choices and strategies because I think this is of great importance for beginners, and also because next friday I'm going to do a portfolio reveal and there I'll dive more into all the positions.
      I planned these two videos together to be published one after the other

    • @rick.austin
      @rick.austin  6 місяців тому +1

      But just to make it 100% clear: inf tech. has been the sector where I invested the most. This is what actually helped me grow "so much" in a short period of time with a regular job.
      Obviously this can change in the next years, I always talk about the risks of overweighting in Tech.

  • @shannonthomass
    @shannonthomass 6 місяців тому

    Easy to make that much when you play in the nba

    • @rick.austin
      @rick.austin  6 місяців тому

      Do you think? I had to get a permit from the Team ;)

  • @lschia2043
    @lschia2043 6 місяців тому