मैडम जी आपका बहुत बहुत धन्यवाद , अपने अमूल्य समय निकालकर विशेषता फोन कर के जो मार्गदर्शन किया उसके लिए मैं आपका बहुत ज्यादा आभारी हु। आगे भी हमे ऐसे ही मार्गदर्शन करते रहें। thanks mam
Good morning Swatiji, आपके दोनों videos very very informative. Thanks🌹. Please prepare exclusive video on NPS for private sector. Please please please🙏
Mam it's been amazing to watch your videos, just 1 month after watching most of your videos and i have now started investing in mutual funds with your knowledgeable videos. I have few questions and soon i will post....
@@BWealthy Team, Kindly accept my compliments for a really well-researched information on NPS, I thought I knew enough about NPS till I went through the wonderful questions and your presentation. Also, I did notice some great progress on our video presentation, seemed more professional with editing from the previous ones
Amid these tough times, your videos, your simple way of explaining, and last but not the least your amazing smile gives us some relief. Thank you for everything maam.
Greetings Swati mam..I must thank you and expert person for your huge effort to clarify our questions on a complex subject.. Your simple and natural style of presentation in common Hindi is so helpful.. Very grateful ..KR..RS
Madam 🙏. LICI me return according kuchh Labh nahi hota hai. kya main LICI ko middle me surrender karke, uss rakam ko mutual fund me invest kar sakte hai ?
स्वाती जी गए साल से काफी निवेशकों ने Mutual फंड से पैसे निकालने शुरू किए और ना ही नए निवेशक फंड में निवेश करने बचते आ रहे है तो ऐसे में मार्केट कहां जाएंगा नीचे या ऊपर... जरूर बताईये... आप फंड की हर बात सही तरीके से समझाते हो इसलिए आप का धन्यवाद...
ये पहली बार नहीं हो रहा है कि निवेशक फंड से पैसे निकाल रहे हैं, कल को बाजार स्टेबल होगा और लोगों को रिटर्न ठीक दिखने लगेगा तो वो फिर से निवेश शुरू कर देंगे। इस तरह के उतार चढ़ाव तो बाजार में होते रहेंगे। आपको अपने स्कीम पर ध्यान देना है और अपने निवेश पर। Stay Blessed, Healthy & B Wealthy
Mam now all company's annuity plans gives heardly 5 % interest with the option return of purchase prise. What interest will accept after 25 to 30 years after? . So in NPS when we get 40 % amount for pension there will be very low interest on 40 % amount. We must have to take pension on 40 % amount.
You said in NPS returns are not fixed as part of the contribution goes to equity and corporate bonds (scheme e and c) respectively, but what if one invests 100 percent in government securities under scheme g, will the returns be fixed.
I am confused between 80 CCD (1), 80 CCD (1b), 80 CCD (2)??? - I am interested in availing 50k additional nps benefit but not sure what's the difference between the one that is offered by employer optionally and the one that we can purchase from govt. NPS website? Which is the one that employer mandatorily deducts along with PF, my guess is 80 CCD (1)? Which is the one that employer offers you additionally for tax benefit but keeps it optional??? Lastly which is the one that you can purchase from official nps website (not employer)???
Ma'am maine sbi magnum mid cap fund REG plan me 1000, sbi magnum mid cap fund DIR me 3000,sbi equity hybrid fund DIR 500 PER MONTH INVEST since two years se kar raha hoon abhi main long term me kis fund ko continue rakhe pl tell me
Sabitri jee, All subscribers registered under NPS and having both Active Tier I and Tier II accounts have the facility to switch funds from Tier-II to Tier-I account. This facility is called „One Way Switch‟. Under the functionality of one way switch, the subscriber has an option to transfer funds from Tier II to Tier I account, however the vice-versa is not allowed i.e., transfer of funds from Tier I to Tier II account is not allowed. For availing this facility, the Subscriber is required to submit a written request at its parent POP-SP. POP/POP-SP will execute the „One way switch request‟ in the CRA system for the subscribers associated with them. This document describes the standard operating procedure to be followed by POP for execution of „One way switch‟ request. Check the link below for more details npscra.nsdl.co.in/download/non-government-sector/all-citizens-of-india/SOP-for-POP-POP-SP/SOP%20for%20One%20way%20Switch.pdf Stay Blessed, Healthy & B Wealthy
There are 45+ options in Equity International Category. Mirae Asset NYSE FANG + Index is a new entry here. The Mirae Asset NYSE FANG+ ETF will be managed passively with investments in stocks in a proportion that match as close as possible to the weights of these stocks in NYSE FANG+ Index. NYSE FANG+ Index constitutes of 10 stocks - Alibaba, Facebook, Alphabet, Apple, Baidu, Nvidia, Amazon, Netflix, Twitter, Tesla. So you should understand that this is going to be a very concentrated portfolio. If your risk appetite allows you to take exposure here, why not! Owning a few stocks from the developed market can help strengthen your portfolio. But should you go with a NASDAQ 100 FOF or Mirae Asset NFO entirely depends on your risk profile. Stay Blessed, Healthy & B Wealthy
Hi Swati Ji, after long time I have resumed to your channel. I observe few changes, I hope all have been good on health side. I also watched one of your recent broadcast with Anil Ji on Zee Business. I have a request, now global fund managers considering Bitcoin as asset class - can you make one video. Thank you again for this outstanding initiative on investors awareness.
Mam mujhe ye nahi samjhe aaya ki jb 65 tk ye account khol sakte h to 60 year me pention kaise milne lagta h 🙄🙄🙄 reply me mam please please please please please please 🙏🙏🙏🙏🙏🥺🥺🥺🥺🥺🥺🥺🥺🥺🥺
Hi mam, I have one question. And I have looked for it's answer on many places. I have so far gotten mixed answers. Here is the question. Background of question. 1. For listed PSU company employees 14% nps contribution from employer is yet to be implemented. 2. Contribution made by the employees by way of deduction from their salaries i.e 10% of basic + d.a usually goes above and beyond INR 2 lakh. ( Taking about Teir 1) Question : since contribution in teir 1 just from employee's salary is 2 lakh plus and by default tier 1 contribution comes under 80c i.e upto 1.5 lakh than can the remaining amount left out of deducted amount of 2 lakh plus can be claimed under 80c(1b). Upto 50 thousand. ? Also what will be the tax treatment of 14% nps contribution of employer as and when it is applied.
Mam, I have invested in MF via SIP but sometimes I require some money. So, which one is better for redemption unit wise or amount wise in growth option. Later I deposit the same money to that MF. Mam, kindly suggest.
Invest 5 lakhs in PPF considering 7.9 % (now it's only 7.1) will give you 15 lakhs in 15 years.... Invest 5 lakh in mutual fund considering 12.5 % will give you 29 lakhs in 15 years... Believe me , my dad invested money in both PPF and mutual fund and I can see difference in investment return
Hello mam, me kuch payment SIP me invest kerna chahti hu kya jehe safe he. Me first time invest ker rahi hu. Mujhe jo bhi knowledge he wo apki vedio dekh ker hi mili he . Thank you
My perception is NPS me दिमाग लगाने से aacha है paisa equity MF और PPF me अपने हिसाब से divide करना better option hai, equity bhi ho gaya aur debt bhi, diversification के साथ-साथ much simpler
देखिए एक विकल्प है निवेश का। जिन लोगों में अनुशासन की कमी है, और वो MF निवेश में से बीच -बीच में पैसे निकालते रहते हैं, उनके लिए ठीक है। पैसे निकालने की सहूलियत है नहीं तो सीधे 60 साल में ही पैसे मिलेंगे। Stay Blessed, Healthy & B Wealthy
@@BWealthy correct mam but in a mutual fund if it is not performing u can change or can do profit booking, but this doesn't give that option ya होता है
Nice video mam, one quick query: If I invest 1.5 lakhs yearly combining ppf and elss scheme. Can I invest additional 50k as tax saving benefit in nps tier 1?
Swati Ma'm thank you so much for investing your time and thought into making these videos for us. Financial literacy, especially for women is very rare. But thanks to people like you.... Now the knowledge is simply a click away 😇 Ek query bhi puchani thi aapse - PPF me har saal mai 1.5 L nivesh karati hu. Agar NPS mai 50 K karu toh kya muze total 2L ka tax benefit mil paayega?
Please reply urgently, if i invest in ppf for 1.5 lacs in a year and also in my wife's account 1.5 lacs, can i declare that in my investments for tax exemption or i can declare only my ppf investment?
Sanjeev jee, The subscriber has the option to do so by giving in writing and up to which age he would like to contribute to the his individual pension account but not exceeding 70 years of age. Please check this link for " How to" information. www.npscra.nsdl.co.in/all-citizens-faq.php इसमें सबसे आखिर में Additional FAQs पर क्लिक करें। फिर जो लिंक आएगा, उसे क्लिक कर के डॉक्यूमेंट डाउनलोड करें। डॉक्यूमेंट के 4th पेज पर 12वें सवाल के जवाब में आपको अपना जवाब मिल जाएगा। Stay Blessed, Healthy & B Wealthy
संजीव जी, एक और लिंक पर ये जानकारी मिली। इसे भी देख लें " You can be in NPS till 70 years of age and continue to avail tax benefits. NPS allows Subscriber an exclusive Tax Benefit upto Rs. 50,000 u/s 80CCD(1B) over and above the limit of Rs. 1.50 Lakh u/s 80C. All you need to do is initiate the continuation request online by accessing CRA system (www.cra-nsdl.com) using your User ID (PRAN) & Password. Click on “Exit from NPS” Menu and click on “Request for Deferment” option. Enter necessary details and submit ‘’Continuation’’ request. Get the request authorize from Nodal Office, in case of Government sector and from Point of Presence (POP), in case of All Citizens of India & Corporate sector. Alternatively, you can approach your Nodal Office/ POP and submit physical request. Please ensure that the request for continuation should be initiated till 15 days before the attainment of retirement age. If request is not initiated before 15 days of retirement, Subscriber needs to obtain an approval from NPS Trust and submit request to CRA. In case of All Citizens of India sector Subscribers, the NPS Account gets automatically continued till 70 years of age (as per PFRDA Exit Regulations) and there is no need to initiate separate continuation request. You will continue to enjoy all the facilities and options of normal NPS account like access to CRA system, option to switch fund managers and assets class etc. during the continuation period."
Greetings mem... I have nps holding due to short time govt job but I changed my job so I want to withdraw my all NPS money which is around 40k . please guide me Thank you
मैडम जी आपका बहुत बहुत धन्यवाद , अपने अमूल्य समय निकालकर विशेषता फोन कर के जो मार्गदर्शन किया उसके लिए मैं आपका बहुत ज्यादा आभारी हु। आगे भी हमे ऐसे ही मार्गदर्शन करते रहें। thanks mam
Good morning Swatiji,
आपके दोनों videos very very informative. Thanks🌹.
Please prepare exclusive video on NPS for private sector.
Please please please🙏
Mam it's been amazing to watch your videos, just 1 month after watching most of your videos and i have now started investing in mutual funds with your knowledgeable videos. I have few questions and soon i will post....
Your comment made me happy Rahul Jee. Stay Blessed, Healthy & B Wealthy
Bahut dino se satisfactory answer doondh raha tha aaj mila thanks you mam keep sharing 😊
बुलेट की बुलंद आवाज़😂😂🏍️🏍️,बहुत ही अच्छी जानकारी 😊😊👌🏼👌🏼,धन्यवाद स्वाति जी और अज्ञात एक्सपर्ट जी😊😊🇮🇳🇮🇳🇮🇳🙏🙏🙏
वीडियो देखने के लिए बहुत शुक्रिया दीपक जी। Stay Blessed, Healthy & B Wealthy
😀😀🇮🇳🇮🇳🙏🙏
@@BWealthy Team, Kindly accept my compliments for a really well-researched information on NPS, I thought I knew enough about NPS till I went through the wonderful questions and your presentation. Also, I did notice some great progress on our video presentation, seemed more professional with editing from the previous ones
Your way of explanation is gud. It keeps engrossed in your video. Your style is 👍
Bahut achhi jankari dene ke liye aapko dhanyvad SWATI MAM
अतिसुंदर। बहुत मीठी आवाज और बहुत सटीक जानकारी।
Bahut khhoobsurat Andaaz samjhane ka...
छान मार्गदर्शन आहे. धन्यवाद!
Thanks mam..Wonderful and Precise video about NPS. N thank you so much for the links mam...
vdo bahot hi informative madam,,,,ekdam bullet ki avaz zaisa .
Amid these tough times, your videos, your simple way of explaining, and last but not the least your amazing smile gives us some relief. Thank you for everything maam.
Aap itne pyaare pyaare comment karte hain ki mann khush ho jataa hai. Stay Blessed, Healthy and B Wealthy
Very informative and useful as always, thanks to both of you.
Greetings Swati mam..I must thank you and expert person for your huge effort to clarify our questions on a complex subject.. Your simple and natural style of presentation in common Hindi is so helpful.. Very grateful ..KR..RS
Again a great video..thank u swati ji..big fan of yours..
Thank you so much Sounak Jee. Stay Blessed, Healthy & B Wealthy
mam uar videos are best seen at x1.75 speed .. love uar content ..adds value to my life.. keep it up mam .. GBU
Good one... Can you provide financial planning service for individual?
nice video....not scripted...so feels like one to one communication....
I am glad you liked it. Thank you for watching. Stay Blessed, Healthy & B Wealthy
Thank you madam for clearing my doubts regarding NPS🙏
Big fan of your videos Swati Madam. It's always very informative.
Thank you so much. Stay Blessed, Healthy & B Wealthy
Mam...Will Vrs and discharge will be consider as same...In both the cases 80:20 formula will be applied??
Hello Swati mam.. Many thanks for clarifying even minute detail of NPS and related options..KR..RS
Good presentation. Than maam
Madam 🙏. LICI me return according kuchh Labh nahi hota hai. kya main LICI ko middle me surrender karke, uss rakam ko mutual fund me invest kar sakte hai ?
Good evening mam, For tax saving which is better Elss or PPF or invest 50-50.
स्वाती जी
गए साल से काफी निवेशकों ने Mutual फंड से पैसे निकालने शुरू किए और ना ही नए निवेशक फंड में निवेश करने बचते आ रहे है तो ऐसे में मार्केट कहां जाएंगा नीचे या ऊपर...
जरूर बताईये...
आप फंड की हर बात सही तरीके से समझाते हो इसलिए आप का धन्यवाद...
ये पहली बार नहीं हो रहा है कि निवेशक फंड से पैसे निकाल रहे हैं, कल को बाजार स्टेबल होगा और लोगों को रिटर्न ठीक दिखने लगेगा तो वो फिर से निवेश शुरू कर देंगे। इस तरह के उतार चढ़ाव तो बाजार में होते रहेंगे। आपको अपने स्कीम पर ध्यान देना है और अपने निवेश पर। Stay Blessed, Healthy & B Wealthy
Mam now all company's annuity plans gives heardly 5 % interest with the option return of purchase prise. What interest will accept after 25 to 30 years after? . So in NPS when we get 40 % amount for pension there will be very low interest on 40 % amount. We must have to take pension on 40 % amount.
बात तो आपकी सही है।
SWATI Didi ji 🙏
Simple n valuable explanation
Hi, one important question, should we invest in bitcoin, any future possibilities. It can be ban in India any time.
Nps vs Elss mese kaunsa karna behtar rahega..mam
You said in NPS returns are not fixed as part of the contribution goes to equity and corporate bonds (scheme e and c) respectively, but what if one invests 100 percent in government securities under scheme g, will the returns be fixed.
I am confused between 80 CCD (1),
80 CCD (1b), 80 CCD (2)??? - I am interested in availing 50k additional nps benefit but not sure what's the difference between the one that is offered by employer optionally and the one that we can purchase from govt. NPS website?
Which is the one that employer mandatorily deducts along with PF, my guess is 80 CCD (1)?
Which is the one that employer offers you additionally for tax benefit but keeps it optional???
Lastly which is the one that you can purchase from official nps website (not employer)???
Request you to watch the part 1 of this series. Here is the link - ua-cam.com/video/hFGiP5mUEcs/v-deo.html
Stay Blessed, Healthy & B Wealthy
I just love the way you explain things in a simple & sweet manner Swati ji.
So nice of you. Thanks.
Super amazing. Can do anytime
How to change Address & linked Bank account details ??
Madam NPS equity market linked hai to kya contributed amount share marke gerne par negative me bhe asakta hai kya.
कुछ असर तो पड़ेगा निवेश पर अगर इक्विटी में एक्सपोजर है और इक्विटी में गिरावट आई तो, अमित जी। Stay Blessed, Healthy & B Wealthy
Good information mam..👍
Good lecture.i like the way you teach.keep going
Madam I am non government NPS subscriber. When retirement started is it compalsary to saw life certificate on yearly basis.
Ma'am maine sbi magnum mid cap fund REG plan me 1000, sbi magnum mid cap fund DIR me 3000,sbi equity hybrid fund DIR 500 PER MONTH INVEST since two years se kar raha hoon abhi main long term me kis fund ko continue rakhe pl tell me
For a government employee in NPS employee will get DA on pension like old pension scheme or not.
Can we use PPF account as a income generation after retirement, as we can get extension every 5 year?
Mam invests in one plan of 5000 SIP or 5 plans of 1000 SIP each, which option is better for long term.
I wud suggest latter. That is, if you only have 5000 to invest.
Its better to diversify in different categories, helps in risk management.
Maam apki har ak video bhut hi assa lagta hai from Assam
Agar nps 3 year ke baad break ho gaya ho to kaise continue kar sakte hain please batayen
Thank you very much for vedio and links
Superb mam 👍👍
Karvy me sip 2018 me kar rakkhi hai kahi band to nahi ho gya
May pl.confirm is there any switching facility in NPS from Tier-ll to Tier-l?
Sabitri jee, All subscribers registered under NPS and having both Active Tier I and Tier II accounts have
the facility to switch funds from Tier-II to Tier-I account. This facility is called „One Way
Switch‟. Under the functionality of one way switch, the subscriber has an option to transfer
funds from Tier II to Tier I account, however the vice-versa is not allowed i.e., transfer of funds
from Tier I to Tier II account is not allowed. For availing this facility, the Subscriber is required
to submit a written request at its parent POP-SP. POP/POP-SP will execute the „One way
switch request‟ in the CRA system for the subscribers associated with them. This document
describes the standard operating procedure to be followed by POP for execution of „One way
switch‟ request.
Check the link below for more details
npscra.nsdl.co.in/download/non-government-sector/all-citizens-of-india/SOP-for-POP-POP-SP/SOP%20for%20One%20way%20Switch.pdf
Stay Blessed, Healthy & B Wealthy
NPS me government contribution hey kya??
Hi mam But in NPS can save a income tax .that we can consider income my tax slab is 30%
Scheme preference ka link galat hai, please sahi link dijiye
Hello dear
I want to prepare my portfolio by you plz suggest how can I approach you.
Dear Madam, can u show the options asked while deciding/fixing the pension amount.
Ppf account ko online transfer kr skte h kya ma'm
Mam is smy kis fund me niwes kre, is pr video baniye please
Mam ydi kisi human ki death ho jati h to intrest + jitna invest money h wo bhi mil jata h ya nahi milta h please reply me 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Thanks for the information. Please bring some interview sort of series of successful investors like the the ones uploaded in the channel in the past.
मैं gov job में हूँ मैं hdfc की ऑटो चॉइस की LC50 स्किम लिया है ।
मेरा age अभी 30 है क्या मेरे लिए परफेक्ट होगा ? 🙏
Mam retirement plan(35 years) ke liye Kisi foreign AMC ka ELSS fund Lena Sahi hoga ?
Hello mam, what about mirar asset new mutual fund ( NYSE FANG + Index fund ) Is it's good time to invest in international fund.
Thanks and Be Safe
There are 45+ options in Equity International Category. Mirae Asset NYSE FANG + Index is a new entry here. The Mirae Asset NYSE FANG+ ETF will be managed passively with investments in stocks in a proportion that match as close as possible to the weights of these stocks in NYSE FANG+ Index. NYSE FANG+ Index constitutes of 10 stocks - Alibaba, Facebook, Alphabet, Apple, Baidu, Nvidia, Amazon, Netflix, Twitter, Tesla. So you should understand that this is going to be a very concentrated portfolio. If your risk appetite allows you to take exposure here, why not! Owning a few stocks from the developed market can help strengthen your portfolio. But should you go with a NASDAQ 100 FOF or Mirae Asset NFO entirely depends on your risk profile. Stay Blessed, Healthy & B Wealthy
@@BWealthy Thank you very much mam.
Mam as usual faboulous 🥰
Just one Question Your expert = Harsh Roongta sir..????😅
सही पहचाने हैं आप उत्सव जी। Stay Blessed, Healthy & B Wealthy
अगर option में online equity link insurance plan like HDFC click to invest को भी दिया जाये तो क्या अच्छा होगा
Good video mam
Mam , why NPS is deducting maintenance charges every quarter
अकाउंट मेंटेन करने पर जो खर्च आता है वो लेते हैं सब्सक्राइबर से आदित्य जी। Stay Blessed, Healthy & B Wealthy
Can we choose more than one Annuity Provider after retirement?
नहीं, ऐसा नहीं कर सकते हैं साहू जी। Stay Blessed, Healthy & B Wealthy
I don't have investment knowledge. I want to invest lamsam. Please advice where, better than bank f.d.
We can give you 9% returns risk free
Swati Ji, how we can compare / check health of the mutual fund? Could you please make a video on this.
Nice video swatiji 👍like about your expert's information 😂
Nice information madam 🙏🙏🙏
आदरणीया स्वाति जी प्रणाम के साथ सुप्रभात।🌹🙏
महेश जी, धन्यवाद, आपका दिन शुभ हो।
Adorable learning
Hi Swati Ji, after long time I have resumed to your channel. I observe few changes, I hope all have been good on health side. I also watched one of your recent broadcast with Anil Ji on Zee Business. I have a request, now global fund managers considering Bitcoin as asset class - can you make one video. Thank you again for this outstanding initiative on investors awareness.
Mam mujhe ye nahi samjhe aaya ki jb 65 tk ye account khol sakte h to 60 year me pention kaise milne lagta h 🙄🙄🙄 reply me mam please please please please please please 🙏🙏🙏🙏🙏🥺🥺🥺🥺🥺🥺🥺🥺🥺🥺
Hello swati mam nice informative video. Just one question, why are you not coming on zee buisness now a days. have you left it?
Missed gou swati ji... please post videos regularly, your videos do help🙏
Mem lumsum amount ko bank fd karke uske milne wale monthly intrest se sip kare to thik rahega pls tell....?
अगर आपको ये comfortable लगता है तो ज़रूर करें । Stay Blessed, Healthy & B Wealthy
Hi mam, I have one question. And I have looked for it's answer on many places. I have so far gotten mixed answers. Here is the question.
Background of question.
1. For listed PSU company employees 14% nps contribution from employer is yet to be implemented.
2. Contribution made by the employees by way of deduction from their salaries i.e 10% of basic + d.a usually goes above and beyond INR 2 lakh. ( Taking about Teir 1)
Question : since contribution in teir 1 just from employee's salary is 2 lakh plus and by default tier 1 contribution comes under 80c i.e upto 1.5 lakh than can the remaining amount left out of deducted amount of 2 lakh plus can be claimed under 80c(1b). Upto 50 thousand. ?
Also what will be the tax treatment of 14% nps contribution of employer as and when it is applied.
Thanks Mam
Mam, I have invested in MF via SIP but sometimes I require some money. So, which one is better for redemption unit wise or amount wise in growth option. Later I deposit the same money to that MF.
Mam, kindly suggest.
Invest 5 lakhs in PPF considering 7.9 % (now it's only 7.1) will give you 15 lakhs in 15 years.... Invest 5 lakh in mutual fund considering 12.5 % will give you 29 lakhs in 15 years... Believe me , my dad invested money in both PPF and mutual fund and I can see difference in investment return
Swati jee namskar me aapse pahli baar jud raha hu so please reply karna me stok market me jaana chahta hu kya ye sahi decision hai please reply
One can set D remit for Tier 1 and tier 2 separately to get same day NAV
Hello mam, me kuch payment SIP me invest kerna chahti hu kya jehe safe he. Me first time invest ker rahi hu. Mujhe jo bhi knowledge he wo apki vedio dekh ker hi mili he . Thank you
My perception is NPS me दिमाग लगाने से aacha है paisa equity MF और PPF me अपने हिसाब से divide करना better option hai, equity bhi ho gaya aur debt bhi, diversification के साथ-साथ much simpler
देखिए एक विकल्प है निवेश का। जिन लोगों में अनुशासन की कमी है, और वो MF निवेश में से बीच -बीच में पैसे निकालते रहते हैं, उनके लिए ठीक है। पैसे निकालने की सहूलियत है नहीं तो सीधे 60 साल में ही पैसे मिलेंगे। Stay Blessed, Healthy & B Wealthy
@@BWealthy correct mam but in a mutual fund if it is not performing u can change or can do profit booking, but this doesn't give that option ya होता है
Nice video mam, one quick query:
If I invest 1.5 lakhs yearly combining ppf and elss scheme.
Can I invest additional 50k as tax saving benefit in nps tier 1?
Good
Hello ji , could you please make a content on investing into FANG+ funds .
Thanks for watching. Will definitely try to do this.
Swati Ma'm thank you so much for investing your time and thought into making these videos for us. Financial literacy, especially for women is very rare. But thanks to people like you.... Now the knowledge is simply a click away 😇
Ek query bhi puchani thi aapse -
PPF me har saal mai 1.5 L nivesh karati hu. Agar NPS mai 50 K karu toh kya muze total 2L ka tax benefit mil paayega?
Very sweet of you to write such a kind comment Pallavi. Stay Blessed, Healthy & B Wealthy
Please reply urgently, if i invest in ppf for 1.5 lacs in a year and also in my wife's account 1.5 lacs, can i declare that in my investments for tax exemption or i can declare only my ppf investment?
Only your not wife
Please make a video on Lic term policy and New jeevan umang like plans.
Mam ...I want to invest lumpsum amount approx 1 lac 50 thousand ...which mutual fund will be better? Should I invest in 2-3 parts?
Arti jee, is it going to be your first investment in mutual fund?
Actually it is not much complicated. You just have to give some time, may be 1 or 2 days 👍👍
बहुत अच्छा विश्लेषण,
आपके इस वीडियो में मेरे एक प्रश्न का उत्तर मिल गया,
सदैव वीडियो बनाते रहे
नमस्कार
Can I withdraw some little bit amount from mutual fund
समझा नहीं आपका सवाल.
I am completing 60 yrs this October & want to continue investing in nps . What is the procedure & whether that have to complete before 60?
Sanjeev jee, The subscriber has the option to do so by giving in writing and up to which age he would like to contribute to the his individual pension account but not exceeding 70 years of age. Please check this link for " How to" information.
www.npscra.nsdl.co.in/all-citizens-faq.php
इसमें सबसे आखिर में Additional FAQs पर क्लिक करें। फिर जो लिंक आएगा, उसे क्लिक कर के डॉक्यूमेंट डाउनलोड करें। डॉक्यूमेंट के 4th पेज पर 12वें सवाल के जवाब में आपको अपना जवाब मिल जाएगा। Stay Blessed, Healthy & B Wealthy
संजीव जी, एक और लिंक पर ये जानकारी मिली। इसे भी देख लें
" You can be in NPS till 70 years of age and continue to avail tax benefits.
NPS allows Subscriber an exclusive Tax Benefit upto Rs. 50,000 u/s 80CCD(1B) over and above the limit of Rs. 1.50 Lakh u/s 80C.
All you need to do is initiate the continuation request online by accessing CRA system (www.cra-nsdl.com) using your User ID (PRAN) & Password.
Click on “Exit from NPS” Menu and click on “Request for Deferment” option. Enter necessary details and submit ‘’Continuation’’ request. Get the request authorize from Nodal Office, in case of Government sector and from Point of Presence (POP), in case of All Citizens of India & Corporate sector.
Alternatively, you can approach your Nodal Office/ POP and submit physical request.
Please ensure that the request for continuation should be initiated till 15 days before the attainment of retirement age. If request is not initiated before 15 days of retirement, Subscriber needs to obtain an approval from NPS Trust and submit request to CRA.
In case of All Citizens of India sector Subscribers, the NPS Account gets automatically continued till 70 years of age (as per PFRDA Exit Regulations) and there is no need to initiate separate continuation request.
You will continue to enjoy all the facilities and options of normal NPS account like access to CRA system, option to switch fund managers and assets class etc. during the continuation period."
NPS par kitna vishwas kar sakte he for retirement?
Great mam
Excellent as always.
Thank you!
Greetings mem...
I have nps holding due to short time govt job but I changed my job so I want to withdraw my all NPS money which is around 40k . please guide me
Thank you