मैडम प्रणाम। बहुत बहुत धन्यवाद nps के बारे मे तथ्यात्मक विश्लेषण के लिए मैं बहुत पगला रहा था nps के लिए की हर महीने सेलेरी मिलती ह एक और वीडियो देखा आपका बहुत तथ्यात्मक विश्लेषण किया ह आपने
You are the awesome mam i follow your all videos phle shuru kia tha mene NPS but apki video dekh kr nps me invest naa krke ab ELSS me kr rha hu.... apne pension plan ke lie Sahi kia naa mam????
Looking at your interview with Mr Satish, I could easily figure it out that you look to be a bright, honest , upfront and very upto date personality. That was the reason to subscribe to your chennel. Success is meant for you as long as your charm and attitude is concerned. I am a doctor ( Surgeon) from Srinagar Kashmir... Lot of respect for you mam.
Hello Swati mam. You have taken great effort to give detail and specific answer to questions asked and you presented with your very natural style and use of commonly understood language. I think your fantastic idea of this kind of presentation on Debt fund last week and now on NPS is very helpful in thrashing out any confusion. Looking forward to your part two video. KR. RS
Mam Mam Mam...... You are very clear in your research we are all watching..... Ek baat bataayiye please.... Hum State Govt. (Punjab) Employee Hain. Hum retirement ke baad agar Immediately Pension naa Lena chaahe aur 4-5 saal aur investment (Personal addition) add Karna chaahein to Kya ye sambhav hai...? Just to make sure that we could increase the amount of Pension that we start with..... Please clarify.... Amritsar Punjab.
Navjit Jee, yes you can do that. This is what the website says: "You can be in NPS till 70 years of age and continue to avail tax benefits. NPS allows Subscriber an exclusive Tax Benefit upto Rs. 50,000 u/s 80CCD(1B) over and above the limit of Rs. 1.50 Lakh u/s 80C. All you need to do is initiate the continuation request online by accessing CRA system (www.cra-nsdl.com) using your User ID (PRAN) & Password. Click on “Exit from NPS” Menu and click on “Request for Deferment” option. Enter necessary details and submit ‘’Continuation’’ request. Get the request authorize from Nodal Office, in case of Government sector and from Point of Presence (POP), in case of All Citizens of India & Corporate sector. Alternatively, you can approach your Nodal Office/ POP and submit physical request. Please ensure that the request for continuation should be initiated till 15 days before the attainment of retirement age. If request is not initiated before 15 days of retirement, Subscriber needs to obtain an approval from NPS Trust and submit request to CRA. In case of All Citizens of India sector Subscribers, the NPS Account gets automatically continued till 70 years of age (as per PFRDA Exit Regulations) and there is no need to initiate separate continuation request. You will continue to enjoy all the facilities and options of normal NPS account like access to CRA system, option to switch fund managers and assets class etc. during the continuation period." Hope it answers your query. Stay Blessed, Healthy & B Wealthy
Swatiji, As usual, your video is very informative. I request you to make exclusive video on NPS for private sector employees who are not getting any thing from employers related to NPS. Request please.
I feel that GOI as given an option to the private sector employees to earn pension by creating your own retirement account and contributing to the same. It seems to be complicated but if one reads the entire scheme it is one of the best schemes.
Lalith jee, website par iska zikr nahi hai waise. Aap bataa sakte hain step by step process please? Aur options kya hai asset allocation ka central government employees ke paas?
@@BWealthy we have to create login in nps portal or an app named nps. Log in id is our pran number. In that there is an option as scheme change i think. There are 3 options in it, one in which there is equity allocation upto 75%(which I have chosen, aggressive type), other in which equity is 50%( default one(called the moderate type) , which u have mentioned in the video) and 25% equity which is conservative type.
lalith vignesh ji apne nps tier 1 me kase equity allocation 75% choose Kiya Hai. Mene bhi change karna hai but me kar nhi pa rha hu. Plz help me. I m railway employe
I have opened the account 8 years back and I have seen the returns fluctuate between 7% to 11%. But it is too early to predict the returns. I still feel that in long term it will give good returns as the expense ratio is lowest. One has to have an account to really learn from the scheme. As it is your hard earned money that you are investing you will definitely track the returns.
One question: at the time of maturity of NPS (i.e 60 Yrs), if market is crashed due so any reason (like corona effect) what will be the return that NPS holder will get at that time because you cannot continue the scheme after 60 yrs
Hi Swati, Thanks for this knowledge sharing video... for NPS Tier 2 withdrawal you can also request online through Nps website and also Nps app as well. It takes T+3 days to get the amount credited in you bank account as per NPS website.
B wealth par savings ke alava work from home kaise kare BATA sakte jai.and it's different different methods.as u know.madam. please reply.good after noon.happy new year.
Respected mam, Really I appreciate your hardwork towards this information. Thanks a lot, could you please help me with details of LIC Pension fund. And where should i reach to invest into it.
Mam, these values look lucrative in 2021. What will be the value of those 3 - 4 crores after 30 years of investment in NPS, like in 2051. Will that amount be enough to survive? 😒
Very Good information Madam thank you .2 Lakh se Jyada tax Benifit le सकते है l मैं private company me काम karta हूं l क्या hum FUND MANAGER CHANGE KARSAKATE है l कितना charge lagega. क्या 1 साल me ज्यादा बार change कर सकते हैं
Namste Ma'am, ma'am Axis AMC mai SIP chalu hai lekin stop karna chahti hu par axis amc mai SIP online stop karne ka kahi option nahi mil raha!!! And offline hi option hai to jo interior areas mai rahete hai wo corona ki wajah se specially SIP stop karane ke liye nearby cities mai jaa bhi nahi sakte hai to kuchh raasta ho to batayega please 🙏 Thank you
Thanks for the informative video!! I have below question regarding NPS- - Is there a free look-up period in NPS like insurance policies? - How to change service provider (POP)?
Mam what's better approach to invest in NPS? - Lumpsum (1.5 to 2 lakhs per financial year) or SIP of the same amount? Can I get somewhere how nifty 50 & / or sensex performed on every financial year since there inception?
Thanks Ma'am...recently my relationship manager had suggested me NPS and I was skeptical from the beginning due to complexity and and the scheme rules being changed at the wims and fancies of govt.Would rather prefer Mutual funds. You explained it in the simplest possible way .👏🙏
Hello Ma'am, if I invest in NPS, will I still be eligible for "Vridha Pension" after my 60 years of age which is offered by the Government to senior citizens like 2,000 per month or so currently? Why I am asking this is because a government employee after retirement, who is already getting some pension from Government is probably not eligible for other Government pension benefits that are initiated by Government without any investment by an individual and NPS being a Government scheme might fit into this criteria! Wish you good health and wealth.😊
Swati madam, I really like your all vedios, plz ye btaiye 2004 se till date NPS me central government employee Ko Kitna % return Mila hai....plz reply me
मैडम प्रणाम। बहुत बहुत धन्यवाद nps के बारे मे तथ्यात्मक विश्लेषण के लिए मैं बहुत पगला रहा था nps के लिए की हर महीने सेलेरी मिलती ह एक और वीडियो देखा आपका बहुत तथ्यात्मक विश्लेषण किया ह आपने
Mam aap dil se bahut acchi hai
Mai apko PERSNOLY to nahi janta par apki awaj aur apke swbhav se pata chalta hai
Wish u all the best 👍💯
हम तो बस आपको , आपकी मुस्कान को आवाज के क्रक्स को और आंखों की ऊर्जा को ही देखते रह गये... 👌👍💐
Thanks a lot madam for sharing this video (NPS)...
Medaem Bahut Badhiya , Part-2 Kaa Intezar Rahegaa.
You are very good. I have seen lot of stuff in youtube but the way u explain nobody does. Have learnt a lot from u.
God Bless u
Great
Mam aapka bahut bahut dhanywad 🙏 Jo Aapne 14 min diye
Itna bara ehsaan kr Diya Aapne
Logo. Ke upar bta ke
Thank you taking my questions n answering them in easy way. Eager to watch 2nd part of video. The different links in description are very useful.
बहुत शुक्रिया वीडियो देखने के लिए स्वप्निल जी। Stay Blessed, Healthy & B Wealthy
आपके सारे वीडियो मुझे अच्छे लगते हैं। 😍
Doordarshan wali feeling ati hai 😀
Sahi Kaha Aapne.
मैडम आपका समझाने का तरीका बहुत ही अच्छा है।
So nicely explained. Excellent presentation.
Good information maam
Excellent
You are the awesome mam i follow your all videos
phle shuru kia tha mene NPS but apki video dekh kr nps me invest naa krke ab ELSS me kr rha hu.... apne pension plan ke lie
Sahi kia naa mam????
Thanks Mam for this video
Waiting for part 2
Looking at your interview with Mr Satish, I could easily figure it out that you look to be a bright, honest , upfront and very upto date personality.
That was the reason to subscribe to your chennel.
Success is meant for you as long as your charm and
attitude is concerned.
I am a doctor ( Surgeon) from Srinagar Kashmir...
Lot of respect for you mam.
बहुत शुक्रिया। Stay Blessed, Healthy & B Wealthy
NPS की सारी जानकारी और सारे जवाब शुरू में ही मिल गए जब आपने कहा मेरा NPS अकाउंट नही है। ज्ञानियों के लिए इशारा काफी...😂🙏😂
Thank you for taking my question.
Important -- Please make one video only on:- How to transfer EPF to NPS
Monthly contribution or lumpsum ? Which will be beneficial
🙏🙏🙏🙏🙏🙏🙏🙏🙏
Thanks for such good information.
Nice Information
Very useful information Thanks Maam
Apke Videos Ka Dil Se Wait Karta Hu! CHAYE Wo Kisi V Topic Pea.. Ma'am 🥰
Thank you mam for NPS Clear Veiw for us
very well explained
Nice explanation.. swati ji..
Looking BEAUTIFUL as usual
Should I move from equity to debt if there is any market falls or market high?
Nice video helpful
नेशनल पेंशन स्कीम🤔🤔🤔🤔🤔,बहुत ही अच्छा वीडियो 😊👌🏼👌🏼👌🏼,धन्यवाद स्वाति जी और गुमनाम एक्सपर्ट जी😁😁😁🇮🇳🇮🇳🙏🙏🙏
Very helpful video..
Thank you madam for clearing my doubts about NPS 🙏
Mam .... monthly income..koun sa best hai.
Great information mam. Thanks!
Very nice video Mam
Which pension scheme is best Ops(Old pension Scheme) or NPS for government employee
Please clarify whether any type of form to be submitted while exercising withdrawal option in NPS -2.
Good information
Thank u swati ji for ur best efforts 🙏
Excellent effort mam👍
Thanks you so much mam .aap sa kafi knowledge multi hi.
Nicely explained 👍
Ma'am aap ka appearance doordarshan ki yaad dila rahi hai👌
Crypto currency kya India mein ban hai pls btaye
nice explanation.
Please make a video about the difference between lic pension plan vs nps.
Thank you
Hello Swati mam. You have taken great effort to give detail and specific answer to questions asked and you presented with your very natural style and use of commonly understood language. I think your fantastic idea of this kind of presentation on Debt fund last week and now on NPS is very helpful in thrashing out any confusion. Looking forward to your part two video. KR. RS
Very nicely articulated & explained
Nice video
Mam, mera sawal hai ki mera around 61000 rupees nos m jama ho gaya hai.
Ab mje saara paisa nikalna hai.
Kaise nikali.
Age 25.
Working in TCS
Owsame
Thank you Ma'am For the informative vedio .. thanks for the links in the description aswell🙏
Thanks for liking
You are most amazing and never found on youtube informative video like you.Congratulations,You are doing good Job.
Mam Mam Mam......
You are very clear in your research we are all watching..... Ek baat bataayiye please....
Hum State Govt. (Punjab) Employee Hain. Hum retirement ke baad agar Immediately Pension naa Lena chaahe aur 4-5 saal aur investment (Personal addition) add Karna chaahein to Kya ye sambhav hai...? Just to make sure that we could increase the amount of Pension that we start with.....
Please clarify....
Amritsar Punjab.
Navjit Jee, yes you can do that. This is what the website says:
"You can be in NPS till 70 years of age and continue to avail tax benefits.
NPS allows Subscriber an exclusive Tax Benefit upto Rs. 50,000 u/s 80CCD(1B) over and above the limit of Rs. 1.50 Lakh u/s 80C.
All you need to do is initiate the continuation request online by accessing CRA system (www.cra-nsdl.com) using your User ID (PRAN) & Password.
Click on “Exit from NPS” Menu and click on “Request for Deferment” option. Enter necessary details and submit ‘’Continuation’’ request. Get the request authorize from Nodal Office, in case of Government sector and from Point of Presence (POP), in case of All Citizens of India & Corporate sector.
Alternatively, you can approach your Nodal Office/ POP and submit physical request.
Please ensure that the request for continuation should be initiated till 15 days before the attainment of retirement age. If request is not initiated before 15 days of retirement, Subscriber needs to obtain an approval from NPS Trust and submit request to CRA.
In case of All Citizens of India sector Subscribers, the NPS Account gets automatically continued till 70 years of age (as per PFRDA Exit Regulations) and there is no need to initiate separate continuation request.
You will continue to enjoy all the facilities and options of normal NPS account like access to CRA system, option to switch fund managers and assets class etc. during the continuation period."
Hope it answers your query. Stay Blessed, Healthy & B Wealthy
Very nice mam
Swatiji,
As usual, your video is very informative.
I request you to make exclusive video on NPS for private sector employees who are not getting any thing from employers related to NPS. Request please.
Madam huge respect, but just a suggestion for part 2 please call some expert who actually has NPS account or does NPS investment from long time.
So informative,,,,,,
Same day ki NAV pane k liye kese invest kare? Mera matalab he jab market gire tab invest karna ho to usi din ki NAV pane k liye kya kare??
Who else is watching Swati ji's video without having interest in Finance but, just to cherish her looks and smile......awe
Very useful info.
I feel that GOI as given an option to the private sector employees to earn pension by creating your own retirement account and contributing to the same. It seems to be complicated but if one reads the entire scheme it is one of the best schemes.
Very nice video !
PPF ka Details video banayein Mam🙏🙏
straight to the point.... keep it up
Swati ji your explanation of NPS is really awesome.
Always stay blessed 🙋🙏
Mam, central govt. Employees can change the asset allocation by logging into nps portal. I have changed it.
Lalith jee, website par iska zikr nahi hai waise. Aap bataa sakte hain step by step process please? Aur options kya hai asset allocation ka central government employees ke paas?
@@BWealthy we have to create login in nps portal or an app named nps. Log in id is our pran number. In that there is an option as scheme change i think. There are 3 options in it, one in which there is equity allocation upto 75%(which I have chosen, aggressive type), other in which equity is 50%( default one(called the moderate type) , which u have mentioned in the video) and 25% equity which is conservative type.
Mam
How to find STP in groww app
yes we can
lalith vignesh ji apne nps tier 1 me kase equity allocation 75% choose Kiya Hai. Mene bhi change karna hai but me kar nhi pa rha hu. Plz help me. I m railway employe
I have opened the account 8 years back and I have seen the returns fluctuate between 7% to 11%. But it is too early to predict the returns. I still feel that in long term it will give good returns as the expense ratio is lowest. One has to have an account to really learn from the scheme. As it is your hard earned money that you are investing you will definitely track the returns.
One question: at the time of maturity of NPS (i.e 60 Yrs), if market is crashed due so any reason (like corona effect) what will be the return that NPS holder will get at that time because you cannot continue the scheme after 60 yrs
@@sumeetkumar5418 you can continue the account till 70 years.
If If changes Active 75 Equty to Auto (agressive) choice in nps will there any loss
Hi Swati, Thanks for this knowledge sharing video... for NPS Tier 2 withdrawal you can also request online through Nps website and also Nps app as well. It takes T+3 days to get the amount credited in you bank account as per NPS website.
Thank you Ashwin Jee. Stay Blessed, Healthy & B Wealthy
Behtreen, jawaab ka Andaaz bahut hi khhoobsurat bachcha bhi samajh jaaye...hum to phir bhi... shaandaar
B wealth par savings ke alava work from home kaise kare BATA sakte jai.and it's different different methods.as u know.madam. please reply.good after noon.happy new year.
Respected mam, Really I appreciate your hardwork towards this information.
Thanks a lot, could you please help me with details of LIC Pension fund. And where should i reach to invest into it.
Cental Employe change kar sakte hai PfM
Nyc information
Madam, bahut achha video tha aur painting bhi piche wala achha tha. Kiska painting hai wo
Many thanks and really appreciate your kind gesture..KR..RS
NPS के बारे आपने सही कहा बहुत ही भूलभुलैया है और आपने अच्छी जानकारी दी
Nps account??? Pestion fund alag he kay??
Good
Mam, these values look lucrative in 2021. What will be the value of those 3 - 4 crores after 30 years of investment in NPS, like in 2051. Will that amount be enough to survive? 😒
Very Good information Madam thank you .2 Lakh se Jyada tax Benifit le सकते है l मैं private company me काम karta हूं l क्या hum FUND MANAGER CHANGE KARSAKATE है l कितना charge lagega. क्या 1 साल me ज्यादा बार change कर सकते हैं
Namste Ma'am, ma'am Axis AMC mai SIP chalu hai lekin stop karna chahti hu par axis amc mai SIP online stop karne ka kahi option nahi mil raha!!! And offline hi option hai to jo interior areas mai rahete hai wo corona ki wajah se specially SIP stop karane ke liye nearby cities mai jaa bhi nahi sakte hai to kuchh raasta ho to batayega please 🙏
Thank you
Thanks for the informative video!!
I have below question regarding NPS-
- Is there a free look-up period in NPS like insurance policies?
- How to change service provider (POP)?
Mam kya jo penstion milega wo fixs milega ya penstion bhi upar niche hoga
Can i skip and invest back after 2 or 3 months if due to some difficulty i cannot invest regularly then?
Mam what's better approach to invest in NPS? - Lumpsum (1.5 to 2 lakhs per financial year) or SIP of the same amount? Can I get somewhere how nifty 50 & / or sensex performed on every financial year since there inception?
Pankaj jee, aapke sawal ka jawab kal ke LIVE session mein dengey. kal yaani 03/05/2021 ko raat 9:30 baje. Stay Blessed, Healthy & B Wealthy
@@BWealthy Thanks
Thanks Ma'am...recently my relationship manager had suggested me NPS and I was skeptical from the beginning due to complexity and and the scheme rules being changed at the wims and fancies of govt.Would rather prefer Mutual funds.
You explained it in the simplest possible way .👏🙏
Thank you maam
Hello Ma'am, if I invest in NPS, will I still be eligible for "Vridha Pension" after my 60 years of age which is offered by the Government to senior citizens like 2,000 per month or so currently? Why I am asking this is because a government employee after retirement, who is already getting some pension from Government is probably not eligible for other Government pension benefits that are initiated by Government without any investment by an individual and NPS being a Government scheme might fit into this criteria!
Wish you good health and wealth.😊
Nice video mam
Mam namste, aap jab bhi nps account khulwao tab hame bhi bata Dena kyo ki mene aap ki advice ke aadhar par hi sare investment kiye hai
We are wanting your next video mam
Thanks for sharing valuable information , i have one question shall i open nps account through bank OR direct nps website
You can go for both.
Swati madam, I really like your all vedios, plz ye btaiye 2004 se till date NPS me central government employee Ko Kitna % return Mila hai....plz reply me
Mam m log time ke liye mf Kaun sa plan lu
Private company mein kam karney Waley employe ney agar 6lakh jamah kya after 60 years usko kitna mileyga
My company is investing in NPS from my side.Iwant to invest individualy how it can be done.
Thanks mam.you are do beautiful