👉📲1 on 1 Consultation - calendly.com/justmoneyish 👉💵💰FREE $50 to bank with Langley federal credit union - bit.ly/4gFv1F6 👉💵💰SoFi Checking & Savings Account (Get up to $325) bit.ly/Ismaelshaunsandiford 👉📲💰Invest With Robinhood: join.robinhood.com/ismaels27 👉Use my link to get a Free Stock worth up to $200!
Great Vid! I've been gardening with Navy Federal since mid-July 2023. Flagship Checking (+), Savings, Direct Deposit, 2 Certificates ( EasyStart and Special Easy start) , Save First Account, TU is at mid 700s. I was pre-qualified for all the cards but wanted one great for balance transfers. Pulled the trigger with about 2 weeks left before the 90 day mark of banking with them. Approved for the Platinum card with 25K limit. I will continue gardening and wait for next year to go for the Flagship Card. I want to refinance my auto-loan with them first. So far I am really happy with Navy Federal
FYI for most people if pre-approval is showing every single card with NFCU that means the tool isn't working. Luckily your score and history was good enough to get approved anyways.
I’ve been watching your videos and they’ve really helped. I’ve been with Navy Federal since July 2023 and I have a the flagship checking, savings, business checking and CDs. I recently just applied for an auto loan and was approved for $55,000 and applied for the platinum credit card and was approved for $25,000. Thank you for your knowledge!
This setup was so tempting, but the deal break was the inability to combine points. I currently have 2 cards through USAA and while the bonus categories aren't as good as NFCU, they do sit in one pool
I just joined navy fed at the end of last month. I was approved for 41000 auto loan and applied for flagship at the same time and was approved for 8900. I will ask for an increase in 90 days
@@melloo1ksure, it’s a 744 currently. Do 3% utilization on your credit cards that helped me tremendously. If you need a credit repair or trade line guy I know someone that’s really good
Thank you so much for everything you do. I followed your lead and after 3 months I was approved for the Flagship credit card for 30k! I have ben with Pentagon Federal for over 20 years and they gave me 10k x 2 cards. If I only knew. Nevertheless, never too late. Got my son into Navy Fed and I told him that he must watch your videos.
I just wanted to thank you for all of this outstanding valuable information. This is the best channel on UA-cam that I've found that answers my questions!!
“Ish wit da Dish!!!! I watch other financial YTubers and I’m pretty sure your the first to talk about the NFCU trifecta!! Pretty awesome. I’ve been “pre qualified” for all their cards I’m just waiting for my credit score to update cause I just got an AMEX CC. My scores dropped a little, so probably next month or so!!! Still debating if I’m going to do a pledge loan or not.
💜🖤 I can’t thank you enough for all of your helpful information. I recently received my black flag ship card.🙏🏾👍🏾🙏🏾👍🏾 and I already have the go rewards card. My third card I was thinking about the AMEX.💜🖤
@@JustMoneyish I just did pre approval and was pre approved for all cards. I already have the American Express rewards with a 20k limit. It has not been 91 days. I have about 7 days left until the 91 days and my 3rd statement should be available tomorrow. Will I get a higher limit if I wait the 7 days? Also will the flagship or platinum give me a higher limit? I’m so tempted to apply now I don’t want to make a mistake
Great Vid Ish!!! How long should I wait to apply for another card? I’m building relationship, I have pledge loan, DD, Cd, as well as Cash rewards card(only 7k limit)I only been with NF for about 2 months. I asked you prior to this able a auto loan, which I am about to apply for. But I wanted to know how soon should I apply for another CC. My first statement hasn’t even generated for my Cash Rewards card..
Would love to see other videos from you besides navy fed such as other credits cards. Your a great source of info and would love to see your channel expand on other topics Instead of getting stuck on only navy fed vids
It’s coming starting next week! I’ve been uploading a lot of navy federal videos on purpose to get more eyes on me purposely, but I’m glad to hear people are interested in other videos, I’m getting ready to start doing 4 videos a week so they forsure will be versatile :) 👍
I've been a member of NFCU for 37yrs. I have 1 credit card with them. I recently opened my business account with them for my new business. How long do I have to wait to apply for a business credit card with them to get the highest limit?
Hey Ish! When requesting a product change do you still qualify for the SUB? I know Amex has downgrade/upgrade bonuses and one lifetime for each card but how about NFCU?
@@JustMoneyish that's what I figured! I'll have to just garden then and get the platinum on my next run. I think that zero Bt option low apr and 0.99!is the best trait for play.Will definitely just apply for that. Tysm
I just did pre approval and was pre approved for all cards. I already have the American Express rewards with a 20k limit. It has not been 91 days. I have about 7 days left until the 91 days and my 3rd statement should be available tomorrow. Will I get a higher limit if I wait the 7 days? Also will the flagship or platinum give me a higher limit??
I have 2 of the 3 cards, I got one 9 yrs ago and one 3 yrs ago. Each is like 25k, so how can I ask for another card when I only use those card 5-6 time a month ? and only use up to like $2000 on each.
@stryfelyfe01 Just follow the "91/3 Rule" You can request for a credit limit increase or apply for a new card every 91 day's or 3 full billing statements.
👉📲1 on 1 Consultation - calendly.com/justmoneyish
👉💵💰FREE $50 to bank with Langley federal credit union - bit.ly/4gFv1F6
👉💵💰SoFi Checking & Savings Account (Get up to $325) bit.ly/Ismaelshaunsandiford
👉📲💰Invest With Robinhood: join.robinhood.com/ismaels27
👉Use my link to get a Free Stock worth up to $200!
Great Vid! I've been gardening with Navy Federal since mid-July 2023. Flagship Checking (+), Savings, Direct Deposit, 2 Certificates ( EasyStart and Special Easy start) , Save First Account, TU is at mid 700s. I was pre-qualified for all the cards but wanted one great for balance transfers. Pulled the trigger with about 2 weeks left before the 90 day mark of banking with them. Approved for the Platinum card with 25K limit. I will continue gardening and wait for next year to go for the Flagship Card. I want to refinance my auto-loan with them first. So far I am really happy with Navy Federal
FYI for most people if pre-approval is showing every single card with NFCU that means the tool isn't working. Luckily your score and history was good enough to get approved anyways.
I’ve been watching your videos and they’ve really helped. I’ve been with Navy Federal since July 2023 and I have a the flagship checking, savings, business checking and CDs. I recently just applied for an auto loan and was approved for $55,000 and applied for the platinum credit card and was approved for $25,000. Thank you for your knowledge!
This setup was so tempting, but the deal break was the inability to combine points.
I currently have 2 cards through USAA and while the bonus categories aren't as good as NFCU, they do sit in one pool
I just joined navy fed at the end of last month. I was approved for 41000 auto loan and applied for flagship at the same time and was approved for 8900. I will ask for an increase in 90 days
May I ask what your credit score is im in the progress of building ..
Did they pull from Trans union? They did for me with the auto loan and credit card.
@@melloo1ksure, it’s a 744 currently. Do 3% utilization on your credit cards that helped me tremendously. If you need a credit repair or trade line guy I know someone that’s really good
@@charnelle713they did. I didn’t even use the check though ended up leasing a Kia sport xline 24
@@sinned96😂😂😂😂😂👍🏽
Thank you so much for everything you do. I followed your lead and after 3 months I was approved for the Flagship credit card for 30k! I have ben with Pentagon Federal for over 20 years and they gave me 10k x 2 cards.
If I only knew. Nevertheless, never too late. Got my son into Navy Fed and I told him that he must watch your videos.
Yes! Love to hear it!
I got a 750 credit score and no missed payments with under 10% utilization and I got 500 lol. Maybe bc I barely joined like 3 weeks ago
Very very true. You have a low internal score, you'll need a mix of different credit products from them.
Yes same here!! Have you applied for an increase?
@@HeresMyBithe more than likely has to wait 91 days before he asks for an increase they did the same to me
I just recently got approved for the Navy Federal More Rewards American Express card
I’ve had the Platinum since I was 18 I’m 29 now. I’m try this.
What about the cash rewards instead of the platinum?
great vid but more rewards is a American Express card everyone doesn't take American Express only inconvenience
I just wanted to thank you for all of this outstanding valuable information. This is the best channel on UA-cam that I've found that answers my questions!!
Thank you! I really appreciate that, means a lot! Glad you found value in these videos!
Thank you, I literally just applied for the platinum and was approved; thank you ❤
I know that's right! good work!
Navy Fed does not consider Costco or Sam’s gas stations so you won’t get points if you get gas there and use your card
I have 2 out of the 3 so far 😅 missing the platinum
Trifecta coming in hot soon 👀
Ok, I have to get the more rewards card to complete this trifecta. Thanks for sharing ❤
I don’t know where you live, but I don’t know many people who spend $1k a month on gas. You must be in Cali
I have the Platinum and the Flagship. I just got the later. I will do a product change on the Platinum to a more rewards within the next 90 days.
That platinum card is pretty cool look, I’m curious to see what the back of it looks like with all the numbers
My wife and I are on this journey together and thank you for your knowledge and expertise! Was just approved for the more rewards
Just got approved for my Platinum card! Prec the advice 💡
“Ish wit da Dish!!!! I watch other financial YTubers and I’m pretty sure your the first to talk about the NFCU trifecta!! Pretty awesome. I’ve been “pre qualified” for all their cards I’m just waiting for my credit score to update cause I just got an AMEX CC. My scores dropped a little, so probably next month or so!!! Still debating if I’m going to do a pledge loan or not.
Yessir! Get it! And good work👍
💜🖤 I can’t thank you enough for all of your helpful information. I recently received my black flag ship card.🙏🏾👍🏾🙏🏾👍🏾 and I already have the go rewards card. My third card I was thinking about the AMEX.💜🖤
I would apply for the American Express more rewards card but not that many places take American Express anymore
A lot of people accept it I have it
For 3 years haven’t been declined yet
Love your videos, I have a question my next Navy Card I want to apply is the Platinum Card. Can I transfer an Installment loan to credit card?
Very helpful, I have 2 cards Cash Reward and Flagship
I have 2 of the More Rewards ❤❤❤ LOVE THEM!!!
I have 2 cash rewards cards
@@Greenfarmer25 - I know I dont qualify for the Flagship Visa, but Ima get the Cash Rewards in hopes they’ll let me PC it into the Flagship.
If you have the trifecta,all 3 cards get reported separately to all the credit bureaus with 3 different card account numbers,right?
I got the go rewards credit card as my first credit card ever before watching you. I was wondering what should be my next two out of the trifecta?
The MoreRewards. Thank you for your comment.
So skip the platinum
@@JustMoneyish I just did pre approval and was pre approved for all cards. I already have the American Express rewards with a 20k limit. It has not been 91 days. I have about 7 days left until the 91 days and my 3rd statement should be available tomorrow. Will I get a higher limit if I wait the 7 days? Also will the flagship or platinum give me a higher limit? I’m so tempted to apply now I don’t want to make a mistake
Very helpful! New to NFCU !
Glad I can help !
Thank you
Great Vid Ish!!! How long should I wait to apply for another card? I’m building relationship, I have pledge loan, DD, Cd, as well as Cash rewards card(only 7k limit)I only been with NF for about 2 months. I asked you prior to this able a auto loan, which I am about to apply for. But I wanted to know how soon should I apply for another CC. My first statement hasn’t even generated for my Cash Rewards card..
Very informative, you got straight to the topic.
Good video! Going for the Flagship soon since i have the other 2.
Nice!
Does NFCU pull from experian, transunion, or equifax? I keep getting emails to apply for more rewards card. Im a little nervous to do so
Transunion
I have flagship and cash rewards! Will get more rewards next for sure
Would love to see other videos from you besides navy fed such as other credits cards.
Your a great source of info
and would love to see your channel expand on other topics Instead of getting stuck on only navy fed vids
It’s coming starting next week! I’ve been uploading a lot of navy federal videos on purpose to get more eyes on me purposely, but I’m glad to hear people are interested in other videos, I’m getting ready to start doing 4 videos a week so they forsure will be versatile :) 👍
@@JustMoneyishwould love to see how cards like NavyFed Flagship card matches up to competitors, and eventually “trifectas” from other institutions
@@CamboJam.💯💯
Great video! Is there one on how exactly or what’s the best way to go about getting the Trifecta? New subscriber.
Quick question Ish, so when trying to do the trifecta do you keep the nRewards card that graduate to I think the Cash Rewards card?
@@sinned96 thanks
Hi has any applying for a business CC and they ask you on the application has anyone ever been convicted of a felony????
I really like your videos they’re really entertaining and educational.
Appreciate you boss!
@@JustMoneyish you are welcome …. I’m glad to be a part of your channel.
If i already have a navy federal credut card and apply for another card will that be a hard pull
Can you apply for all three at once and only get one hard pull?
Best Navy Trifecta
1- Amex More reward
2- Signature rewards
3- Flagship
Gracias por tú info! Excellent video
Thank you for the information ❤
I thought you can't balance transfer between Navy Federal credit cards. How can you transfer the balance from Flagship/More Rewards to Platinum?
I've been a member of NFCU for 37yrs. I have 1 credit card with them. I recently opened my business account with them for my new business. How long do I have to wait to apply for a business credit card with them to get the highest limit?
Is Navy Federal reward points, only use for statement, credit and cashback?
Hey Ish! When requesting a product change do you still qualify for the SUB? I know Amex has downgrade/upgrade bonuses and one lifetime for each card but how about NFCU?
@@sazee2565 No unfortunately you will not qualify for the sign up bonus if you do a product change but you will have all of the other traits though 👍
@@JustMoneyish that's what I figured! I'll have to just garden then and get the platinum on my next run. I think that zero Bt option low apr and 0.99!is the best trait for play.Will definitely just apply for that. Tysm
Helpful video, thanks 👍
🙏
I just did pre approval and was pre approved for all cards. I already have the American Express rewards with a 20k limit. It has not been 91 days. I have about 7 days left until the 91 days and my 3rd statement should be available tomorrow. Will I get a higher limit if I wait the 7 days? Also will the flagship or platinum give me a higher limit??
Can we apply for the credit cards at the same time?
I have 2 of the 3 cards, I got one 9 yrs ago and one 3 yrs ago. Each is like 25k, so how can I ask for another card when I only use those card 5-6 time a month ? and only use up to like $2000 on each.
Then they will definitely approve you
Theres no point to a trifecta if its just cashback. Might as well get cards from multiple issuers for the optimal set up
Great video!!!
I just got approved for a small auto loan with Navy Federal… how long should I wait before applying for an unsecured credit card?
What order do we get the cards?
Anyone out there have the trifecta set up ?
Yes
Just got my Flagship. How long until I should apply for the other two?
I have the trifecta set up, its very convenient. You don’t get stuck at the counter trying to figure out which card makes more sense to use.
@stryfelyfe01
Just follow the "91/3 Rule"
You can request for a credit limit increase or apply for a new card every 91 day's or 3 full billing statements.
I have the flagship and platinum waiting to get my limits down to go for the more rewards card
Can you product change to the Flagship card?
Video coming this week
Yes you can after holding your current card for a year
Someone in a Navy Federal group that I'm in told me that the current card must have a limit of 5k before I can do it
@@wimberlywIIIaolcom yes this is true because it’s a signature visa
I just got more rewards this morning 9k
I’m looking for a mentor
Setting up a zoom soon, stay tune!
Money buy you some😂
SUBSCRUBED AND FOLLOWING - Veteran here!!! HOw may I contact you to purchase a home? Thank you!
My contact info is in the description in the video 👍
I don’t see any of my comments, but I get the platinum card now, low apr. Mmm so which do you recommend next? I have the more rewards. Excellent card