Appreciate the detailed breakdown! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?
I just tried contacting my card provider at Capital One requesting to lower my APR and they advised me that’s not possible as it’s in the terms and conditions. Mind you I have the Savor card. Am I missing something?
Well, I've done this, and my score hasn't gone up at all. The only thing it shows in my fyco is. A balance of one or your credit card from $100 to $0 balance..and not even 1 point gone up at all , so I don't know what to do anymore 🙄
Double check to make sure all your balances are low on your credit report. It this strategy isn't growing your score, then the other factors are what you need to work on. Like age and diversity.
If you could please tell us when a Charge Off ($1,999) fell off your credit report, what it means? That this disappear and no lender should be able to see it? or do I need to contact the issuer to pay it or make an arrangement to pay? thank you for your response and Happy New Year!
@@galato4234 as soon as you make a payment arrangement, guess what? You just reaffirmed the debt and it can be reported again, crushing you for another 7 years.
Thanks!
Welcome!🙏🏽
A very nice and informative video specially tips to pay early couple of days before due date as well as credit utilization.
Glad it was helpful!
Thanks appreciate for all the great videos that you put out always on point you are changing people's life
I appreciate that
Thank you for your videos. Could you make a video explaining how to have a good credit profile? Thanks.
Sure thing!
Hey I love your videos but what about the American Express platinum card when should I pay it before the due day or the statement date?
Statement dates
Can be said a lot more simply. Pay the credit card balance down to whatever level you desire before the closing date.
Let the man cook. This is a solid breakdown of how to take these steps.
@ his explanation is way more complicated than necessary to get the point across. I simply pointed that out.
@@michaelswamishut up or don’t watch the video it’s that simple lol.
Thats the quick summary for sure. Just broke it down further on why it works
@ you do good work sir, in this case I just felt the forest got obscured by the trees.
Appreciate the detailed breakdown! I need some advice: My OKX wallet holds some USDT, and I have the seed phrase. (alarm fetch churn bridge exercise tape speak race clerk couch crater letter). What's the best way to send them to Binance?
I just tried contacting my card provider at Capital One requesting to lower my APR and they advised me that’s not possible as it’s in the terms and conditions. Mind you I have the Savor card. Am I missing something?
My thoughts are it may depend on the credit card issuer. It is a privilege, not a right. They are not required to do so.
@@trudypops thank you for clarifying and sharing that
I follow these guidelines. But my student loans should be showing paid off but rather it just says $0. How can I get that old loan to show paid
You need to dispute with the credit bureaus to update the information
Well, I've done this, and my score hasn't gone up at all. The only thing it shows in my fyco is. A balance of one or your credit card from $100 to $0 balance..and not even 1 point gone up at all , so I don't know what to do anymore 🙄
How long have you been following these steps.
@warrenbrooks7053 for more than a month and nothing.
Double check to make sure all your balances are low on your credit report. It this strategy isn't growing your score, then the other factors are what you need to work on. Like age and diversity.
If you could please tell us when a Charge Off ($1,999) fell off your credit report, what it means? That this disappear and no lender should be able to see it? or do I need to contact the issuer to pay it or make an arrangement to pay? thank you for your response and Happy New Year!
@@galato4234 as soon as you make a payment arrangement, guess what? You just reaffirmed the debt and it can be reported again, crushing you for another 7 years.
Oh, and I've done the multiple payments and nothing.. I can only make 4 payments on a credit card
I left 4% of my total limit (last billing cycle) just to see what would happen. All my scores dropped by 8 or more points.
Based on my datapoints I find it to be similar. That’s why I just it down to 0
If you have the money to pay your CC after use, just pay it off. Why wait? Or dont use CC at all. I manage my money better without them.
💳 👍🏾