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I applied for this credit card last night and got approved for a very high limit! I have been watching your content for over a year now and everything you said about NFCU has been nothing but facts! I opened my account last year and didn't use it as I should have. Recently, I applied for a car loan and got approved and purchased a new vehicle for my wife with a very low interest rate and after last night, I am now a Flagship Rewards car owner! Thanks for sharing everything bro! You are changing lives!
@@dmvbay2535 650. I am carrying a few high balances with some of my credit cards and I bought a house last year that has been keeping my score low. However, according to MyFico payment history, length of credit, amount of new credit, and credit mix are all exceptional. I learned a long time ago that your credit score is just one factor but creditors want to see that you are credit worthy! You will be surprised how many things you can get approved for. I have all of the higher tier credit cards: Amex, Citi, Chase, etc. The car loan I got with NFCU was $38k no down payment or anything and the credit approval I got last night for the Flagship card was $15k. I only wanted the card to use to transfer balances so I could take advantage of the low interest rate and pay off the credit cards earlier. I know you shouldn’t carry a balance 😂 Good luck on everything and keep following this guy! His information is solid!
A solid relationship with the Federal Navy helps a lot. I have a car loan, a pledge loan and a flagship account, I have a fair credit and have been approved for the flagship credit card
in 2018 My first Navy federal Rewards card was included in Chapter 7 Bankruptcy. in 2023, i voluntarily paid off the bad dept and was approved for the Navy Federal Flagship card, with a ten thousand dollar limit. It's not the high limit most received by most, but I'm happy I was able to repair my relationship with Navy Fed.
I appreciate these videos. I got the Flagship Rewards CC a while back after watching one of these videos. I didn’t have a wide credit mix but a decent score and more importantly, a long history with NFCU. Approved immediately with a solid limit. It’s a game changer since it’ll likely have a higher initial limit than most consumer cards.
@@JustMoneyishI got approved for 25k flagship instantly online within 1 week, after opening a checking/savings. Now I would like to get an increase to the highest limit.
@@JustMoneyishDo you feel I need to switch my checking account to a flagship and use direct to deposit, even if They already approved me for a high limit flagship card already? Thanks in advance for your help. Keep putting out good info.
@@MrDmacc1 thanks! And depends on what other products you have with them and what your trying to receive with them in the future tbh…I would need more context
@@JustMoneyish I would like to build some business credit with them, but I've seen vids on here that say the limits on business credit is less than the personal side. But I feel if I build a relationship with my personal, then I can PG my business. I'm interested in finding out if they offer no Doc loans for business and a line of credit as well as a credit card.
I actually got the email about my anniversary for this card today. 25k limit been trying to get higher, got this because of an old video of yours And love it
New Subscriber. Shared. Created Playlist (your applicable content only). Free Game. Man, you are AWESOME! ...with concise, knowledgeable, current, common sense, rational why & why not content that's a breath of fresh air! And, you talk fast & articulate. 💯
3:55 opposite side of that sword, right above "credit mix" is "credit history", which will take a hit when you CLOSE/PAY OFF said pledge loan. Gotta pay to play.
Got pretty lucky been banking with them for 2 months tried the pre qualify card an the flagship showed up have a score of 610 on the road to rebuilding I got approved ty 🎉😊
I have been a member for a very long time and have no doubt I would more than qualify for this card. It seems however that 40K points is very low compared to other cards for signing up. Chase and other cards like Amex Gold offer 60K points to sign up in addition to a host of other benefits. Not to mention points earned for things like gas, groceries and other spending. Granted their annual feee is higher (much higher with Amex) but for one looking to earn max points to gain free travel, NFCU's card seems to be seriously lacking. That said, your video it very well done and super informative and I appreciate your efforts to educate us. Semper Fi.
My Brother opened up A Navy Fed account. He got the flagship the same day he opened the account. No pledge loans or anything else. 25k right off the Bat..... I have one as well. I went the pledge loan route and applied for flagship after 6 months approved 25k
Exactly you don’t need to wait to apply for any card, the same day you establish a relationship you can apply for any cards you want just make sure your credit it good
I LOVE your channel. You are very informative and give great advice. But I hadn't become asubscriber yet. Thank you, I'm now a subscriber and look forward to all that you bring to your channel. I am a happy Navy Federal member and enjoy my relationship banking with them.
This was the first card they approved me for ironically the day after signing up with the Credit Union, but I changed it to the American express one due to the fee. I always get approved for weird things others don't and declined for everything everyone else gets approved for. Like that Capital one Venture X approved with a 15k limit, but I got declined applying for Savior lol.
I got a Cash Rewards 3 months after joining. They only gave me a 500 limit to start. I have since then cleaned up everything owed since on other cards! I've also done the pledge loan for 2k. When I'm past the 91/3 should I do the CLI first or Apply for a 2nd card first?
@@fiverocktrading681 Honestly it doesn’t matter which you do first since it’s past the 91 days and the CRL is a soft pull…but for me personally I would apply for another credit card first then the credit limit increase
A couple of things I opened a regular checking and savings account Sep 28 I deposited 50k into a savings waited till Oct 11 did a prequalify for what cards I’m approved for and flag ship came up I applied it went into a 24 to 48 hour review not even 10 min later 25k approval
What are things or ways to trigger direct deposits? Im self employed done flagship checking, pledge loan and easy start certificate! Only thing i dont have is direct deposits setup how bad do you need that?
I applied tonight and got approved for the go rewards. I just called dice the card hasn't shipped yet and requested a product change and I was told I would get a call back in the next 2 days as they might not grant me the sign up bonus. I'm after the Amazon prime rewards and the 2% cash back.
I have a joint account with my wife. I’m not the primary but my direct deposit goes there. I’m guessing that means they don’t think I have direct deposit myself
Navy federal Since April so far I have Direct Deposit and Savings account. 500.00 more rewards 250.00 pledge loan jumbo market savings and easy start Certificate.
What’s your recommendation for applying for this card? I’ve been with NFCU for 10 months and was approved for the More rewards card with a 25k limit. Should I wait 1-3 months or go ahead and apply for the Flagship rewards? Thank you
Can you still get this card without the flagship account and not getting the direct deposit from them i like them as a bank but i dont want to wait 2 to 4 days to get my money i like getting it 2 days early and im not military so i wont get ut early
@@JustMoneyish no. You suggested the new people get it. You use to specifically say. ‘In order to get the flagship card,you MUST have the flagship account’.
@@BentleyandJaxon oh ok. Nice. I was going by information from his informative videos I remembered. I have the flagship,just not the card. Have morerewards because I’m not currently travelling
Supposedly this card pays for Amazon Prime for (at least one year) if you pay for it with this card. If you're familiar with another popular UA-camr named Sledge, he says they've done it for him more than once, so my question for you is are you an Amazon Prime member who's done that with this card & is your experience similar to Sledge's experience?
I have this card and as long as it’s advertised when you apply, you can redeem it. You have to pay for the Prime Membership upfront but they’ll reimburse you in a statement credit not long after. It’s solid
@@floydbanks173 yes they have done it for me more than once, I’m not sure if it’s a glitch on their end or they might just keep doing it up until their Amazon partnership ends some day
For me, that's the reason why I product changed an unused platinum card for this. Got credited about a week after paying for the Prime membership, about $10 in added taxes. I saw that NFCU did a survey on how to improve this card, but getting 3x on food and groceries would be fantastic... if they did it. Only negative about this card (and others that get rewards)is you need 5000 pts minimum to redeem for cash (or $2500 in spend at 2x). CashRewards is a better card for easy cash back
👉📲1 on 1 Consultation - calendly.com/justmoneyish
👉💵💰FREE $50 to bank with Langley federal credit union - bit.ly/4gFv1F6
👉💵💰SoFi Checking & Savings Account (Get up to $325) bit.ly/Ismaelshaunsandiford
👉📲💰Invest With Robinhood: join.robinhood.com/ismaels27
👉Use my link to get a Free Stock worth up to $200!
I applied for this credit card last night and got approved for a very high limit! I have been watching your content for over a year now and everything you said about NFCU has been nothing but facts! I opened my account last year and didn't use it as I should have. Recently, I applied for a car loan and got approved and purchased a new vehicle for my wife with a very low interest rate and after last night, I am now a Flagship Rewards car owner! Thanks for sharing everything bro! You are changing lives!
what was your credit score btw?
@@dmvbay2535 650. I am carrying a few high balances with some of my credit cards and I bought a house last year that has been keeping my score low. However, according to MyFico payment history, length of credit, amount of new credit, and credit mix are all exceptional. I learned a long time ago that your credit score is just one factor but creditors want to see that you are credit worthy! You will be surprised how many things you can get approved for. I have all of the higher tier credit cards: Amex, Citi, Chase, etc. The car loan I got with NFCU was $38k no down payment or anything and the credit approval I got last night for the Flagship card was $15k. I only wanted the card to use to transfer balances so I could take advantage of the low interest rate and pay off the credit cards earlier. I know you shouldn’t carry a balance 😂 Good luck on everything and keep following this guy! His information is solid!
Wow congratulations ❤. And thank you for sharing this
A solid relationship with the Federal Navy helps a lot. I have a car loan, a pledge loan and a flagship account, I have a fair credit and have been approved for the flagship credit card
💎💯💯
in 2018 My first Navy federal Rewards card was included in Chapter 7 Bankruptcy. in 2023, i voluntarily paid off the bad dept and was approved for the Navy Federal Flagship card, with a ten thousand dollar limit. It's not the high limit most received by most, but I'm happy I was able to repair my relationship with Navy Fed.
5k and better is a great start, especially 10k with a Ch7. Good job
Had the opportunity to get this card. Opted for the More Rewards instead. Couldn’t be any happier. 11k limit with only banking with them for 3 months.
Good work! 💎💯
Do you remember your data points when you received?
@@SwipinWithSolo I do not bro.
I appreciate these videos. I got the Flagship Rewards CC a while back after watching one of these videos. I didn’t have a wide credit mix but a decent score and more importantly, a long history with NFCU. Approved immediately with a solid limit. It’s a game changer since it’ll likely have a higher initial limit than most consumer cards.
💯💯
@@JustMoneyishI got approved for 25k flagship instantly online within 1 week, after opening a checking/savings. Now I would like to get an increase to the highest limit.
@@JustMoneyishDo you feel I need to switch my checking account to a flagship and use direct to deposit, even if They already approved me for a high limit flagship card already?
Thanks in advance for your help. Keep putting out good info.
@@MrDmacc1 thanks! And depends on what other products you have with them and what your trying to receive with them in the future tbh…I would need more context
@@JustMoneyish I would like to build some business credit with them, but I've seen vids on here that say the limits on business credit is less than the personal side. But I feel if I build a relationship with my personal, then I can PG my business. I'm interested in finding out if they offer no Doc loans for business and a line of credit as well as a credit card.
I actually got the email about my anniversary for this card today. 25k limit been trying to get higher, got this because of an old video of yours
And love it
@@quackwoofjav love to hear it, I really do! Keep going!
New Subscriber. Shared. Created Playlist (your applicable content only). Free Game.
Man, you are AWESOME!
...with concise, knowledgeable, current, common sense, rational why & why not content that's a breath of fresh air! And, you talk fast & articulate. 💯
@@roderickpenn9177 appreciate you! Means a lot forsure, glad to be of some kind of help
Yes! I switched out my more rewards card for the flagship and it worked
I got the Flagship Card with 25K with a 705 score four months before
3:55 opposite side of that sword, right above "credit mix" is "credit history", which will take a hit when you CLOSE/PAY OFF said pledge loan. Gotta pay to play.
💯 Agreed on every point. I got 20k limit on this card a year ago. Also just got approved for 25k limit on their Amex card.
My relationship is solid but I applied and got denied two months ago. I’ll try next year. Been with them since 2007.
Got pretty lucky been banking with them for 2 months tried the pre qualify card an the flagship showed up have a score of 610 on the road to rebuilding I got approved ty 🎉😊
I have been a member for a very long time and have no doubt I would more than qualify for this card. It seems however that 40K points is very low compared to other cards for signing up. Chase and other cards like Amex Gold offer 60K points to sign up in addition to a host of other benefits. Not to mention points earned for things like gas, groceries and other spending. Granted their annual feee is higher (much higher with Amex) but for one looking to earn max points to gain free travel, NFCU's card seems to be seriously lacking. That said, your video it very well done and super informative and I appreciate your efforts to educate us. Semper Fi.
My Brother opened up A Navy Fed account. He got the flagship the same day he opened the account. No pledge loans or anything else. 25k right off the Bat..... I have one as well. I went the pledge loan route and applied for flagship after 6 months approved 25k
Exactly you don’t need to wait to apply for any card, the same day you establish a relationship you can apply for any cards you want just make sure your credit it good
@rootcapital3677 I’m curious how much did you do your pledge loan for ?!
I folow your all step i have my Flagship, cash reward and cash rewards.
Thank for all the advise
Right on time because this is the next credit card I’m going to obtain!!!
I LOVE your channel. You are very informative and give great advice. But I hadn't become asubscriber yet. Thank you, I'm now a subscriber and look forward to all that you bring to your channel. I am a happy Navy Federal member and enjoy my relationship banking with them.
Great info, Keep up the good work !
This was the first card they approved me for ironically the day after signing up with the Credit Union, but I changed it to the American express one due to the fee. I always get approved for weird things others don't and declined for everything everyone else gets approved for. Like that Capital one Venture X approved with a 15k limit, but I got declined applying for Savior lol.
I got a Cash Rewards 3 months after joining. They only gave me a 500 limit to start. I have since then cleaned up everything owed since on other cards! I've also done the pledge loan for 2k. When I'm past the 91/3 should I do the CLI first or Apply for a 2nd card first?
@@fiverocktrading681 Honestly it doesn’t matter which you do first since it’s past the 91 days and the CRL is a soft pull…but for me personally I would apply for another credit card first then the credit limit increase
Got approved yesterday 🎉🎉🎉🎉
A couple of things I opened a regular checking and savings account Sep 28 I deposited 50k into a savings waited till Oct 11 did a prequalify for what cards I’m approved for and flag ship came up I applied it went into a 24 to 48 hour review not even 10 min later 25k approval
Of course you deposited 50k if I was the underwriter I would have approved you soon as the money posted lol ..congrats🫵🏽
What are things or ways to trigger direct deposits? Im self employed done flagship checking, pledge loan and easy start certificate! Only thing i dont have is direct deposits setup how bad do you need that?
I applied tonight and got approved for the go rewards. I just called dice the card hasn't shipped yet and requested a product change and I was told I would get a call back in the next 2 days as they might not grant me the sign up bonus. I'm after the Amazon prime rewards and the 2% cash back.
I just did a product change to this card today
I have a joint account with my wife. I’m not the primary but my direct deposit goes there. I’m guessing that means they don’t think I have direct deposit myself
I applied last week and got denied :( will wait a year and try again at least
The green card you get automatically approved if you get into the military.
I wonder why they put this card as a selection, when you do a pre approval with them?!!
Question about 90 days ago I got the American Express rewards. Can I ask for credit increase and apply for the signature card?
Navy federal Since April so far I have Direct Deposit and Savings account. 500.00 more rewards 250.00 pledge loan jumbo market savings and easy start Certificate.
Hey I joined SoFi checking and saving account deposited 25000 and I didn’t received the bonus
How do you feel now since the 2% per dollar is now on the Cash Rewards Plus? Also make a video on this.
@@iCARTER I made a video on it the first day it came out…but I’m hoping we get an upgrade with the flagship card soon forsure
Ok been with them 3 years card 23000 so can I change it with out the flag ship bank account???
If you’re new to Navy Federal and have a pre-approval. What are the odds I would be denied?
What’s your recommendation for applying for this card? I’ve been with NFCU for 10 months and was approved for the More rewards card with a 25k limit. Should I wait 1-3 months or go ahead and apply for the Flagship rewards? Thank you
Just got new navy card today. Can I apply for another card before 30 days up. So only be one hard pull. ? Ty
I recently got a credit line increase. After a hard inquiry, how long does it take for the credit score to go back up? Thanks...
I've had it for awhile, got over 300K reward points. Lol.
You missing very important point. Woodforest bank and tdi are the best bank better than navy federal in all aspects
Can you still get this card without the flagship account and not getting the direct deposit from them i like them as a bank but i dont want to wait 2 to 4 days to get my money i like getting it 2 days early and im not military so i wont get ut early
Free Game!!!
Free game for real!!!
I've been with Navy federal since 2022. I have the American Express card with a $20K limit. Should i or can i apply for the flagship card?
What about on October 1 that all nfcu cards are for the most part are going to be " charge cards" & not a credit card😢
lol not true, who said that?? Check out my video I did on that a few weeks ago
You use to say have the flagship checking account to get that card
I used to say it and I still do say it even in this video
@@JustMoneyish no. You suggested the new people get it. You use to specifically say. ‘In order to get the flagship card,you MUST have the flagship account’.
@@bionichustla100I don’t have the Flagship account just regular checking but have the Flagship CC.
@@BentleyandJaxon oh ok. Nice. I was going by information from his informative videos I remembered. I have the flagship,just not the card. Have morerewards because I’m not currently travelling
@@bionichustla100 makes sense. Yeah I have the More Rewards and the Flagship. I like them both.
My black and green cards are 30k each. What's the highest card limit?
My credit score is 800. What's the highest number? 😊
no more than 80k between 3 cc
850 score
@@audreymay9378 👍
Free game
FREE GAME
American Express gold card has no limit, and I’m waiting for it in the mail. 🎉
Navy federal has that?
No “preset limit.” Which means they can still decline a purchase if your income or spending doesn’t align.
@@trayon4reel thanks for that info cause I didn’t know. It’s no black card I see 😂
@@nebaker4no. That card is actually through Amex.
@@Davetoodeep lol you’re welcome
FREEGAME
Supposedly this card pays for Amazon Prime for (at least one year) if you pay for it with this card. If you're familiar with another popular UA-camr named Sledge, he says they've done it for him more than once, so my question for you is are you an Amazon Prime member who's done that with this card & is your experience similar to Sledge's experience?
I have this card and as long as it’s advertised when you apply, you can redeem it. You have to pay for the Prime Membership upfront but they’ll reimburse you in a statement credit not long after. It’s solid
@@floydbanks173 yes they have done it for me more than once, I’m not sure if it’s a glitch on their end or they might just keep doing it up until their Amazon partnership ends some day
For me, that's the reason why I product changed an unused platinum card for this. Got credited about a week after paying for the Prime membership, about $10 in added taxes. I saw that NFCU did a survey on how to improve this card, but getting 3x on food and groceries would be fantastic... if they did it. Only negative about this card (and others that get rewards)is you need 5000 pts minimum to redeem for cash (or $2500 in spend at 2x). CashRewards is a better card for easy cash back