What I DON'T Buy As a Financial Minimalist
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- Опубліковано 27 вер 2024
- 15 Things I Don't Buy As a Financial Minimalist
Society sells us much more than just material possessions, society sells us ideas and beliefs. In this video, I talk about "15 Things I Don't Buy as a Financial Minimalist;" However, when I say buy I am not talking about literal things I don't buy, but figurative things I do not buy.
1. Success means money
Most of our lives we are told that you are successful when you have a lot of money. I do not believe that success is money, success is making the world a better place.
2. You have to be rich to live your dreams
I traveled to 35 countries and paid for it with a job that was paying me $8/hour. You don't need a bunch of money to live your dreams.
3. Money is complicated
Like most things in this world, we have complicated money and allowed it to control our lives. When you are in debt, money becomes more complicated with interest and payments. It is important keep your finances simple.
4. Debt is inevitable
Debt is a cultural concept put in place by the man to control our lives. We do not need debt in our lives, live below your means and don't buy anything you can't afford.
5. I was born broken
Society teaches us from an early age that we are broken and need to be fixed by getting a bunch of material possessions. You were born complete and do not need anything to make you more complete.
6. Enjoyment is expensive
Many people think that they need to spend a lot of money to get enjoyment out of life. The best things in life are free like spending time with nature.
7. Life is boring
8. Millionaires are better than people with $0
9. A life of luxury will make you happy
10. Humans beings are serious
11. I need to be constantly growing
12. 24 hours is 24 hours
13. You have to spend your whole life working
14. We need a lot to live
15. We own the earth
What does society sell you that you don't buy?
That we should have a million dollars before we retire.
I don't buy that I should do more, be more, want more.
A house bigger than my husband and I need. Congratulations for the recent growth on your channel!
That I should have a car that everybody else wishes they could own.
I don't buy that children need all that stuff the society tell us that they do. I don't buy that I have to get a bigger house in order to raise my children well. I just don't buy it at all.
Can we talk about how wasteful Christmas and gifting in general is?! I like the concept of family, spirituality, and gratitude around Christmas, but society at large has made it about "stuff" and I despise that.
Christmas is just money exchange. That’s it.
I was sport in the 80s 70s as a kid and I didn't it to mine for the past 10 yrs I have had no tree no gift exchange and don't even have a Christmas dinner I totally agree I live the total minimum life now the best thing in life is walking cycling outdoors doesn't cost me a penny
My dad is from Europe he is 93 he said that's how it was back then... they all gathered in the Town Square to celebrate being prepared for winter... some small gifts were given mostly to the children usually warm clothes mittens Etc
christmas is pure bussiness money money money
Exactly. My family made the decision to focus on experience and togetherness, instead of gifts or material things to celebrate Christmas. For the past several years we’ve taken a family trip around Christmas time. The memories and experience are way better than getting stuff.
One trick saved my life years ago, if I really wanted something, I would take a picture of it and look at it for one month. 95% of the time after that month was up I didn’t want it anymore. I talked myself out of. But now, I don’t have to even do that. I just don’t go in a stores Other than for necessities
Brilliant idea. Thanks or sharing.
@@rowan7658 Same here! except food essentials, medicines, consumables -limited household cleaning products.
Haha this is an awesome life hack! Thanks for sharing.
Fantastic idea!! Thanks for sharing ❤
#6 "Nature don't charge anything"
A walk or time in my garden is the best therapy I know.
I agree! Whenever I am feeling stressed or anxious, I always go to nature and it relaxes me so much. It's so powerful!
Great video. I have a degree, worked 50 hrs a week, had no time, no energy, was stressed. It took me 20 years to pick up a courage to quit my job. Now i work part-time as a cleaner, no stress, lots of time and energy. Guys, I've never been happier! I am frugal, i buy only necessary things. I dont have a car, i got a bus pass, and i walk everywhere i can. I eat out once a month if any. I cook my meals at home, its cheaper and i know whats going into my food. :))) I dont need expensive holidays, i live near a nature reserve and i walk there with my partner every Sunday to connect with nature. Its free for us as we have local passes. I trully achieved a peace of mind. We dont need much to be happy.
I am a retired 69 year old man living in Southern California.
I long ago decided that my retirement activities would be near zero costs and be of physical and psychological benefit.
I hike with friends, workout at the gym, borrow books from the library, play piano, and garden. My average monthly cost for these activities is less than $25.
No one needs to spend money to be happy.
@Joseph Lucas Ten dollars at Planet Fitness.here..but I walk 10,000 steps , garden, and use a push mower..not power driven .
@Joseph Lucas I've been a member of L.A. Fitness for 30 years. Cost me $9.00 per month.
love this perspective
My friends and I also live in Southern California and do the same thing ! I just not quite retired yet ! Every outdoor activity is near here and free ( Mount Baldy😀 ) you just need a little gas and a cooler with some food in it
That’s an awesome retirement!
"You don't need to be growing all the time" - this is so relatable.
You are so cute and so smart!!! I am so glad I found your channel! I am sorry for this generation that is growing up in this era of consumerism. I grew up in the 60's and 70's when we didn't buy anything!! No fast food, no Walmart, no designer crap!!! We didn't have a garage full of junk either, only the car lived in the garage!! Houses had small closets because we didn't buy a bunch of clothes that we didn't need!! I had six brothers and sisters and we truly believed that we were rich! (we weren't)
We were happier and less anxious. I literally never heard of anxiety when I was growing up!! Keep making videos and teaching people the true meaning of life..you are awesome!!
Thanks for your kind words, Lucia!
Peace of mind is what I strive for. It's a luxury in its own self.
I absolutely agree
The other thing that we need is great relationships. Spending time with those who are precious to us. Update: having no debt and manging finances well, means that you have the time and energy to focus on that.
What a truly sensible young man you are Austin. Imagine how different the earth and all our lives would be if we didn't believe what "The Man " says. As a 72 year old I say sit back and listen carefully to what Austin is saying..we will all have a more beautiful stress free life if we do. The bonus being you are taking control of your own lives.
He is a very rare guy. He "gets it"..
This first sentence is so adorable 🥰
@@shabbos-goy9407😊😊😊😊😊😊😊😊
This is a great return to the basics of life. We all have been hustled by advertisers and money lenders. I've woken up a little late, but I'm still glad to be here.
Great video. I agree with 95% of everything you’ve said. I always tell my 3 adult children that all you need in life is “Food in your belly, a roof over your head and clothes on your back! Everything else is optional.” I’m sending them the link to this video. Keep up the great work.
Thanks!
Having kids is very expensive
My grandfather added, sleep between clean sheets and a blanket
Love the "debt as a CULTURAL CONSTRUCT"! So true. Borrow money and have Chase, Wells Fargo, Citibank and the like ON YOUR PAYROLL!!
I just got to say, we have a lot in common, so many people can’t believe us but, my lifetime dream has finally come true. I’m in my 50s I raise 10 children successfully. All are out of the house and doing well. I raised them without any government assistance from the age of 40. My oldest is 40 my youngest two are 18 and just graduated tonight. When I was a child I knew 3 things, I was going to have a large family, I loved to travel, and I wanted to live my life for the Lord. For the last 10 years I’ve pursued plans to travel. As I saved, I also planned. I sold my house my business and my van and turn it into a camper. God blessed me so much that my van is really about a 45.000 van. But I paid 26.000 plus 9 to build it out and install solar. I guess my point in all of this is to say, if I can achieve my dreams anyone can. I am far from me of money. I just know how to work and I hate any form of shopping. I love to look for the deals on necessity items and I also get that euphoric feeling of saving like people get when they spend money and take something new home.
Well done with everything, good luck for your future. Congrats on your kids graduating. All the best to you
God has blessed you and may He continue doing so. 🙏 congratulations on it all. 🤗
I can't tell you how much I love these videos. It's like listening to a preacher and I'm constantly saying "Amen!" I love the passion in your voice too. I can really tell you mean it.
"I don't buy, that debt is inevitable" - FINALLY, someone said out loud what I think!
You're a treasure. I enjoy watching your videos with my coffee (free coffee from the office, not from the coffee shop :)
You are absolutely brilliant. Wise beyond your years.
Totally true. I agree 100 percent. I am retiring early and I do want to live simple and travel the world in a budget.
One thing I do as a financial minimalist - that provides the best return on investment - is read. Reading fiction activates your imagination. Reading non-fiction exposes you to the wisdom of other people. I almost never buy new books. Though used books can be a little more beat up, the content is the same. A $3 used book can give you valuable tools that you will use for the rest of your life. The shame of our culture is that there is so much wisdom in books - but many can't be bothered to read.
You’re my twin! We think the same! The whole 24 hour thing is so true!!! I have always felt that way. 8 hours working is NOT the same as 8 hours on a Saturday not working. Yes!! 🙌🏻🙌🏻🙌🏻🙌🏻
Exactly! Time speeds up when you're not living life on your terms!
You are still working but in a different way
I love the fact that you usually start and finish your videos with some Spanish words! As a spanish speaker te doy las gracias por hacerlo! ❤️
Are you Hispanic, Austin?
Wow, I am normal after all, I have no desire to go up the ladder and people look at me like I'm crazy , but I am happy and content and spend time with my family as a mother
Incredible insight, Austin! Happy to see folks in my demographic chiming in as well. I feel we are living in a modern day Babylon, and my husband and I decided about 2 yrs. ago to work our way out of it. Challenging yet definitely a more rewarding path! Thank you for the inspiration!
Thank you for your wisdom. I think your channel is one of the best financial/minimalist ones out there!! Greetings from the UK 🇬🇧
I appreciate your kind words, Gillian!
From Gloucestershire and agree.
From Bristol I agree as well
Hi Austin 😊 Today is March 5 2023; Thank you for a great video! I recently started to watch/follow your videos and your content is great. I live in Sweden and I think it’s amazing how so many people from different countries in the world want to be more mindful regarding financial minimalism and to simplify life. Simplifying is different for everybody but just to be aware of it is a great start. Thank you once again for great and different (unique) content!
Life isn’t boring. “Only boring people are boring.”-Mad Men
I’m so glad I found this channel.
You’re so right! My husband insisted that we dance and take trips (and long walks) when we were younger. Now we’re retired and have more time and money, but we’re no longer physically able to do those things. We do other, more sedate stuff, and life is good, but I’m so glad we didn’t miss out on those activities by putting them off!
Number 11… 😯 I’ve pursued “self improvement” relentlessly. Two university degrees, loads of courses, thousands of pounds a year on therapy! It’s exhausting and expensive and it’s never enough. I’m beginning to think it’s a red herring so when you started saying no. 11 I sat up and listened!! Thank you, Austin 🙏🏼
But Austin - learning to be content IS growth. Major growth. 💖
Me: *having a terrible day*
Austin: "everybody 💩"
Me: *spits out my tea* 🤣🙈
It's true though!
🤣
The Great! Sir Austin Is spot on with his take on society. Stop buying material possession you don't need them. They will own you. All the best
You are such a blessing to me to me this year! Your videos will help me stop spending unnecessary things and my goal this year is to save more money than the previous years. I probably have to use cash to really cut the spending because swiping the cards just doesn't work for me. We are not in debt but I can do better. You are an angel saving people from stress, depression and other mental or physical illness. I think the stress that people have nowadays is one cause of the illness people have.
This is by far the BEST "Things I Don't Buy Anymore" video out there!! Thank you Austin for packing this video full of Gems and Silliness💙
Thanks my friend for all your advices. It really changed my life. Last year was the last of a stupid consumerism. My favourite part "Me gusta el Agustin, this guy is ok, is ok". Greetings from Perú
I'm glad to see your channel growing Austin! I love your channel, please keep your videos coming. I hope youre having an absolutely amazing day!
Thank you! I am trying!
You are a modern philosopher. Many thanks.
I love your wisdom! Before I answer your question, may I tell you that while lots of people, mostly boys, think farts, pooping, and diarrhea are funny, there are lots of people who don't. What I don't buy is that just because I'm a low income elder, my life should be miserable. I have a rich life full of friends, yummy homemade meals, music, movies and books. Most of my medical bills are covered by Medicare, I live in a nice rent controlled apartment, and drive a low mileage car that's nearly paid off. Life is good!
This is one of my favorite videos of yours. 100% agree. You are one of my favorite financial UA-camrs. Your life is so relatable unlike the big time guys in this space.
Thanks! I haven't lost myself to the algorithm yet!
all you mentioned is "existential" way of life style, we think we live for ever and we plan for ever because we count ourselves as self-exceptional but any day we can be gone and the entire life planning will be gone no more existing
It’s so true! I don’t want much but I still work relentlessly in pursuit of a materialistic dream because it’s what I think society should do!!!
This is such great, mature and true advice
What I love about your videos is that you always bring a slightly different perspective than what I expect, and it's very refreshing. This is probably related to the diversity of experiences you've had in your life, travelling a lot and living in different countries, etc. Go you!
I'm trying, Hugo! I appreciate it!
I was ready to see list of stuff people not buying anymore to save money - I was like - ermm okay .. I am glad that I watched it still. I will share this with my students Austin. We, especially the young ones, need this reminder. Thanks Austin!
I heard a young entrepreneur brag that they never went to college and "I could buy and sell these graduate school kids ten times over." Funny, because I wouldn't trade my education for any amount of money. I don't buy that being rich is an inherently more desirable state than being middle class. I feel pretty good about the decisions we've made and I like my life a lot. That's all that really matters.
This thoughts are absolutly brilliant! I loved especially the last one about the earth owning us. Love love love your content, Austin! Hello from Germany!
I so agree with you Austin. I'm very happy that your channel has a lot of sucess, the more people will hear your message, the better for all of us. Thank you. Greatings from Poland.
Brilliant. Will listen to this often. Thank you. I don’t “buy” these concepts, either. Love the message and validation.
Putting well-earned money into the stock market can be over emphasized for first-time investors, unlike a bank where interest is sure thing! Well, basically times are uncertain, the market is out of control, and banks are gradually failing. I am working on a ballpark estimate of $5M for retirement, and I have a good 6-figure loaded up for this, could there be any opportunity for a boomer like me? I'm nearly 60.
It's a good idea to seek advice at the moment, unless you're an expert yourself. As someone who runs a service business and sells products on eBay, I can tell you that the economy is struggling and many people are struggling financially.
I agree, having a brokerage advisor for investing is genius! Amidst the financial crisis in 2008, I was really having investing nightmare prior touching base with a advisor. In a nutshell, i've accrued over $2m with the help of my advisor from an initial $350k investment.
*@Gallo-firestone* That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?
The decision on when to pick an Adviser is a very personal one. I take guidance from “Gertrude Margaret Quinto” to meet my growth goals and avoid mistakes, she's well-qualified and her page can be easily found on the net.
Thank you for this Pointer. It was easy to find her handler, She seems very proficient and flexible. I booked a call session with her.
Just found your channel and absolutely agree with everything you just said! We’ve got it all wrong I hope a lot of people see this and realise they are being played….. imagine if everyone thought like us? There would be some very unhappy people at the top! Love from across the pond xx🥰💜
Let's change the world!
@@ElAgustin yes 👏🏻
Wouldn't that be wonderful.... especially for our planet.
I will be 25 this year and I managed to "escape" this script. I got a student loan at 19 (not even knowing what that really meant) and went abroad. I am lucky student loans in the UK don´t require you to pay them off when you earn below a certain amount (excluding benefits for disabilities or unemployment). I finished university, but I realized I couldn´t work full-time because I suffer from a severe mental illness. I basically live off benefits and occasional part-time jobs earning less than 400 $ a month. And I still manage to save around 50 to 100$ each month. Sometimes I don´t earn anything and live off disability benefits that are about 200$. Even in my country, most people would not be able to live on that without ending up on the street. But I manage because my mother had the same ilness and we were always so poor we struggled to keep a roof over our head. She taught me how to be frugal (or life taught us to be more precise). I don´t want to be homeless and my health does not allow me to work as it is expected of me, so not buying things is the only option. But I am not unhappy. I believe my greatest hapiness are the times when I am not very sick. Health is more important than money.
Of all "minimalist" videos I like your the best, Austin😎
Really thought provoking and great and humorous presentation! Love your quirkiness👍🏻 (and I say this as a compliment)
Thank you! I am trying to add some of my humor in the videos!
"LADIES AND GENTLEMEN!!!!" Omg I love that line of yours. Great video!
Howdy! Thanks for sending people over here! I've gotten a few comments from people telling me you spoke about me! Muchas gracias Kate Kaden!!
@@ElAgustin you are very welcome! I really enjoy your content! Had to spread the word😃
What I like about Amazon is that you can return stuff. When I lose control and buy stuff I don't need I return it and it feels good. Now I don't even have the membership so the temptation is practically gone!
I am in my 70s and am still climbing mountains....figuratively that is!
We camp in most of our vacations, and this has really shown me that we don’t need much to live at all. We get buy just fine for days with our tent, food, and a few other camping items. It has helped me to understand essentialism is the life I want to live.
You’re straight up preaching!
I've recently adopted the philosophy of minimalism, especially as it relates to the accumulation of "stuff". I've come to realize that my habit of "needing" things was almost like a compulsion/addiction, which means it hasn't been easy but I'm taking it one step at a time.
Goodnight. It reminded me of Bobbie Carlyle's "Self Made Man" sculpture. In my view, growing up can also be in the sense of personal values and principles, and not just accumulating material goods with more work. Good videos!
I love your perspective so much! It’s such a breath of fresh air!
That quote punched my mouth. Ouchhhhh Austin.
“The earth owns us” love this
There is MUCH Wisdom in that which You have to say. Thank You for sharing. Greetings from Ontario, Canada.
El Augustin. Thank you for sharing very useful content. You are great. Please keep up the work.
This, for me, is an extremely valuable video that I will watch more than once. There is so much wisdom presented in an entertaining way. I am so glad that I was referred to this channel. Thank you for showing us your wisdom, Austin. I'm learning a lot!
Howdy Karen! I'm glad you enjoyed this video. That's for your kind words and for watching!
I too don't buy the focus on constant self-improvement. I'm happy with myself.
Exactly!
You’re so inspiring Austin
Great teachings!
Most of it resembles "stoicism", which is great! Thanks!
This is truly deep stuff when you say the second we are born we are told we are broken. Wow, that really hit home.
Oh now I understand why you have a Latin touch. Saludos desde México ☺️
I just found you tonight and let me tell you, I am loving your content. I’m about to make a career transition that will mean I’m bringing in less money, and these ideals are exactly my motivation. Now you’ve got me even more fired up about this than I already was. I needed that energy boost tonight. Thank you! ❤
Thanks! Good luck on your journey!
Thanks Austin! I love your ideas. You are my favorite You Tuber! 💗
Wow so much food for thought. I will get back to this video more than once.
Man Austin you are very wise for your age I am 67 years old and I wish that I could have been as wise as you at you were age thank you so much you're helping a lot of young people and old people as well
I just discovered your channel and I have to say, your content is gold (meaning valuable 🙂)
Austin you are so funny! I love your attitude and you're wise beyond your years! Totally agree with everything you have said in this video! Thank you!
I just came across your channel. Love it. You call a spade a spade. Love your honesty and straight forward your videos are.
Lots of cheer from Australia 🇦🇺
Oh my goodness!!! I am so so grateful I found this channel! You have changed my life TODAY! You have voiced what my intuition has not been able to identify…but knew all along 🙏
Once again, Austin Williams, you've stunned me with another fine video. Spot on! Thankful and grateful to be subscribing to such a smart fellow. Keep up the great work. I only wish I had known you when the digits of my age were reversed to 36 instead of 63 but I'm happy to tell you I'm learning plenty from you, Austin.
I appreciate your kind words, David. Thank you for watching!
Finally a guy on the internet that thinks like me what fresh perspective on life, thanks for making the video and let's go hiking
and me!
Thankyou. Contentment is very important...I totally agree with that. I think we psychologically make up unnecessary desires with imaginations. These are not needs. Good advice in your videos. Thanks.🙏
I agree with everything that you said here - amazing!!!
I just bursted out my tears when you said success is making a positive impacts on humanity, and I realised recently that my act of love is by serving people. Serve to myself, my family, and strangers, I enjoy doing it and its fun, last few years the society words had in my head that I only need to serve myself and only focus on myself, there’s some truth but only to a certain extent.
This year I started a business that requires me to serve others, I enjoy every step of it, tiring of course, but content, sometimes humbling yet everyday I am grateful. I enjoy peace more than ever, I almost secluded myself with smaller group yet enjoy meeting strangers when I serve them for my business 🥰 now I finally could understand my father’s behaviour of serving why he enjoy doing it even though it tiring, its his love language.
wow u have given new a whole new perspective on life and personal consumtption/finance. thanks :)
Great production .
Please keep going
Food, Water and Shelter Thank you.
Si si me gusta El Agustín lol yes I like your channel ! Thank you for reminding me of wants / needs 🙏💕
This is truly an eye-opener. Thank you so much
Thanks for watching!
The first 10 seconds of this video I already liked and subscribed. Pure gold Austin. Thanks for sharing!
Thanks for watching!
I relate to and appreciate your candid realism, thank you!
Ahora sé porqué hablas español! Y muy bien! Excelente video
Saludos
Well said!!
Yes, I agree with you totally...you’re fantastic. Thank you for your thinking, your being - and sharing your voice.
Really well said!!! I am glad your channel is growing soooo fast!!! Happy Jubilee from Manchester, UK.
Thank you!
Great video 🎉 .cant miss a second of it 😅
watching you talk about finances takes a weight off. Thank you! I believe I can sleep well at night now
It means a lot for you to say that!!
I’m about to turn 50!! Always pissed my money away on crap I never needed!! Not anymore!! I’m so done with consumerism!! The next 10years I’m saving like a mad man!!