3 psychological tricks to help you save money | The Way We Work, a TED series

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  • Опубліковано 31 лип 2024
  • We all want to save more money -- but overall, people today are doing less and less of it. Behavioral scientist Wendy De La Rosa studies how everyday people make decisions to improve their financial well-being. What she's found can help you painlessly make the commitment to save more and spend less.
    The Way We Work is a TED original video series where leaders and thinkers offer practical wisdom and insight into how we can adapt and thrive amid changing workplace conventions.
    Visit go.ted.com/thewaywework for more!

КОМЕНТАРІ • 107

  • @Sandra27HK
    @Sandra27HK 5 років тому +63

    'Let's change our environment to help our future selves'.
    So simple, so effective. Thanks Wendy!

  • @JonesJr876
    @JonesJr876 2 роки тому +2

    Love this video. She spoke to me like a friend. Who i should also pay as my psychologist.

  • @steffi.mp4
    @steffi.mp4 5 років тому +3

    these are great tips for managing money! can't wait to try. thank you :) it would be great if they would teach about managing your finances in school too.

  • @catchpokemon904
    @catchpokemon904 5 років тому +42

    Nice tips honestly. And just looking at my daily and weekly incomes (which i never did as i always looked only at the monthly income) is quite intresting to deal with.

  • @maruchannuudle657
    @maruchannuudle657 5 років тому +26

    Thank you for this golden video✌🏼 amazing concept into making beneficial mental barriers

  • @stun1zng267
    @stun1zng267 4 роки тому +48

    Keep small amount of cash on your person and keep your cards/wallet at home. And remove any 'pay' apps from your phone. Keep your phone 'simple'. Good habits pay

  • @williamyu1140
    @williamyu1140 5 років тому +3

    Nice tips! They are so helpful!

  • @Goshens24
    @Goshens24 4 роки тому +1

    Transition effect really works on me.

  • @sergiovollero974
    @sergiovollero974 Місяць тому

    Thanks for the advice it will surely help me out at saving up!

  • @jamespaul4618
    @jamespaul4618 2 роки тому

    Wendy. You are awesome.

  • @anthonyantonio
    @anthonyantonio 3 роки тому +2

    Love it!

  • @naveenswarnkar4180
    @naveenswarnkar4180 2 роки тому

    Thank you so much.

  • @verushckacizzelle7403
    @verushckacizzelle7403 3 роки тому +1

    This was perfect

  • @carprincess
    @carprincess 5 років тому +4

    I have such a hard time saving. I've recently started to set up automations on my bank accounts to see if that could better improve my saving habits.

    • @ashleewierl2104
      @ashleewierl2104 3 роки тому +1

      According to UA-cam it's been a year. Has it helped?

    • @carprincess
      @carprincess 3 роки тому +1

      @@ashleewierl2104 Actually yeah, there was a point I had to stop the automation, but it was for a few months, and then resumed it.
      Thanks for checking in!

    • @yokodutton9418
      @yokodutton9418 3 роки тому +1

      @@carprincess great job, did you evest any of it? Any tips?

  • @thomaschen346
    @thomaschen346 5 років тому +2

    Hi Ted, this video is amazing but I think the Vietnamese subtittle has a mistake of the timeline. The first sentence should have been appeared at the second of three, but it turns out to appear at the second of thirteen. I hope this will be fixed as soon as possible. My suggestion is that put the credit of the translator and reviewer in the end of the video, so that the subtitle can be displayed correctly. Thank you very much.

  • @spongebobsquarepants1411
    @spongebobsquarepants1411 5 років тому +152

    Thanks I am now a millionaire

  • @halimaalshy3844
    @halimaalshy3844 5 років тому

    Thank you, this was really helpful.

  • @superfoxxy1718
    @superfoxxy1718 5 років тому +1

    this is good content

  • @nlights2161
    @nlights2161 2 роки тому +2

    What were the key transitions moments in the video? I got confused tbh

  • @marcoscastro8361
    @marcoscastro8361 2 роки тому

    Omg I knew something about this, bit I never saw it like this is like I have to hear from someone else.

  • @steveokingz
    @steveokingz Рік тому

    I like that last one

  • @nikitalott1398
    @nikitalott1398 4 роки тому

    You are smart bright and beautiful thank you girl from Idaho! 😉

  • @TfromO
    @TfromO 5 років тому +7

    Your voice sounds familiar, did you also make the video about Neuroplasticity?

  • @jamespaul4618
    @jamespaul4618 2 роки тому

    1:20 your future self is exactly the same person as your present self. the future will not change unless you change today (how you do anything is how you do everything). 2:20 your future self is always perfect and can do the impossible - right! See previous comments. 2:30 How to change your decision making environment. 2:50 use transition moments to your advantage. 3:44 manage your small (and not so small) frequent purchases. Remember KL!! 4:20 INFORMATION alone will not make any difference >> what is required = change your environment. Break the link between frequent expenditures and your credit card. Link activities to a specific debt card. NO unlimited spending great idea

  • @Gh0stNoName
    @Gh0stNoName 4 роки тому

    I recently downloaded the mint app and learned I didn't most of my money on delivery.

  • @HienNguyen-ki7jo
    @HienNguyen-ki7jo 5 років тому

    She looks like Ashley Young of Manchester United.

  • @janebacon6047
    @janebacon6047 5 років тому +5

    I don't pay tax

  • @OuchaMind
    @OuchaMind 3 роки тому

    Wow...

  • @BowlerTheHatGuy
    @BowlerTheHatGuy 3 роки тому +1

    In order to save one has to have money first.

  • @panyarerksakunchai6497
    @panyarerksakunchai6497 4 роки тому

    I think 1,group, 2,group to 100 % ? to me sure set prices after
    trade in market so same jock to a my ok pay all ,ok

  • @user-ww1vj7dz7w
    @user-ww1vj7dz7w 3 дні тому

    ❤❤❤

  • @user-cl1ps7ik1e
    @user-cl1ps7ik1e 3 роки тому

    0:00

  • @afprincess7622
    @afprincess7622 4 роки тому +1

    WHERE HAVE U BEEN??? so basic but wow, I started getting up early to not use express lane I give myself $20 a week outside of gas and household bills to eat out. That has been working for a while now now I just have to set the birthday Financial goal can start putting some other stuff into place

  • @nhattanvo1108
    @nhattanvo1108 5 років тому +7

    In fact, I don't have much money to save :)))

    •  5 років тому +1

      Ask the right question: HOW can you have enough money to save!

    • @pyrofful
      @pyrofful 5 років тому

      What- save change every time you see it. (Those pennies add up) if you work a beginner job like burger joint or farm.....ect save 5 dollars a check. If you get paid bi-weekly that's $130 a year!

    • @GetIntoYourLife
      @GetIntoYourLife 10 місяців тому

      @its all psychology innit

  • @terrywalk6162
    @terrywalk6162 5 років тому +9

    What if you live for today because you are not granted tomorrow?

    • @pyrofful
      @pyrofful 5 років тому +6

      What if tomorrow comes but you used all your money.....you end up slipping on the bottom staircase and break a hip or tail bone......the ER fixes you up but now you are in a payment agreement for months or years........

  • @vishnuvardhan720728
    @vishnuvardhan720728 5 років тому +13

    I want to talk at Tedx

  • @maymarx1892
    @maymarx1892 5 років тому +1

    OK, i just need to remember that I have a little of money, thanks)

  • @FikiFirmansyah
    @FikiFirmansyah 5 років тому +4

    doesnt work with my $300/month salary
    so youre speaking about hypothesis not a fact.

    • @pyrofful
      @pyrofful 5 років тому

      Every month save a little......HEAR ME OUT. Each month put a set amount away....on your first month (say January) you put $1 away.....double each month so February $2....March $4..... lastly December $24 asay. I don't want to do the math but if you figure the whole amount it is over a THOUSAND dollars you saved!!!! (Saw this idea on a TV show so I can't claim I thought if this great idea) next time you buy a Snickers or soda/energy drink/smokes (if you do) that all adds up. Cell phone bill......if you pay for it do you really need truly unlimited data???? You can do it if you don't try to save a lump sum

    • @gobosMommy
      @gobosMommy 5 років тому

      i'm confused by your math... double the number of the month and you only have $156

    • @FikiFirmansyah
      @FikiFirmansyah 5 років тому

      @@gobosMommy
      Jan = $1
      Feb = $2
      Mar = $4
      Apr = $8
      May = $16
      Jun = $32
      Jul = $64
      Aug = $128
      Sept = $256
      Oct = $512
      Nov = $1024
      Dec = $2048
      Doesn't makes any sense right? remember my salary are = $300, so start from October I need to take a loan in order to save.

    • @pyrofful
      @pyrofful 5 років тому +1

      Yeah it was a while ago I heard it I never tried it. Maybe it was to times it by it self. So January 1x1 so two and so forth so December 12x12 or $144......I forget though sorry. IDK if that is right now but at the end you will have a little over a grand saved

  • @imemine7
    @imemine7 5 років тому +2

    Hang on, I'm listening to financial tips from someone who spent $2000 in one month on ride-sharing apps, and then did the same the next month? I could not even conceive in my wildest dreams of being that financially reckless, perhaps I could give the speaker some financial tips?

    • @moyo_sore
      @moyo_sore 5 років тому +6

      You were not listening. Now, go listen again

    • @tatianagoncalves944
      @tatianagoncalves944 3 роки тому

      It's worthy to watch the video again! She successfully menaged to change that habit!The video is about the psycological part of the process!Maybe some people don't need ,but others need a lot!

  • @sashasasha100000
    @sashasasha100000 5 років тому +2

    i would say lets work more not save more

  • @terrywalk6162
    @terrywalk6162 5 років тому +1

    Granted UA-cam really?

  • @jazzyj7810
    @jazzyj7810 7 місяців тому

    My students are not changing their minds....

  • @janebacon6047
    @janebacon6047 5 років тому +1

    Cute

  • @fajarpurnama5809
    @fajarpurnama5809 4 роки тому

    Indonesian translate is not appropriate

  • @jameshornby5644
    @jameshornby5644 2 роки тому

    No need for that music

  • @jackyradii
    @jackyradii 5 років тому +7

    This girl is talking about saving money but then she goes ahead and spends $2,000 on ride sharing apps every month LOL

    • @francocamacho12
      @francocamacho12 5 років тому

      That's why taking a taxi is better

    • @imemine7
      @imemine7 5 років тому

      @@francocamacho12 If it was taxis it would have been $4000 per month

    • @francocamacho12
      @francocamacho12 5 років тому

      @@imemine7 lol, no. Talking a taxi within a city is $5. Talking an Uber/lyft is twice as much.

    • @imemine7
      @imemine7 5 років тому

      @@francocamacho12 Not where I live. If that were true it's hard to imagine why Uber etc has simply exploded into existence.

    • @francocamacho12
      @francocamacho12 5 років тому

      @@imemine7 uber/lyft are doing the same strategy as Apple and Netflix. It is the "cool" thing to do, especially for teenagers or for people who depend on maintaining a social status. It is definitely not cheaper.

  • @galaxi407
    @galaxi407 5 років тому

    Useless. I'm in the UK.

  • @vishnuvardhan720728
    @vishnuvardhan720728 5 років тому +5

    But I don't have any money

    • @pyrofful
      @pyrofful 5 років тому

      Leaf's need to be raked......snow needs to be shoveled...dog's need to be walked.....farms need farm hands.....dishes need to be washed....burgers grilled....floors sweeped ECT ECT ect

    • @vishnuvardhan720728
      @vishnuvardhan720728 5 років тому

      I don't understand anything say clearly

    • @Amy-ps4fr
      @Amy-ps4fr 5 років тому +1

      He’s saying that the best way to get money is to get a job and there are a lot of different, easy ones out there :-P

    • @pyrofful
      @pyrofful 5 років тому +1

      @@vishnuvardhan720728 Amy Helmich said what I was saying. Lots of jobs that most people can do for extra money without special skills

    • @pyrofful
      @pyrofful 5 років тому +1

      @@Amy-ps4fr lolol thanks Amy right on