Two Different Ways To Pay Off $50,000 | Aja Dang

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  • Опубліковано 8 лют 2025
  • Today I'm showing two different ways to pay off $50,000 of debt using the Avalanche Method and Debt Snowball Method. To try Rocket Money for free: RocketMoney.co...
    If you're looking for a way to tackle debt without feeling overwhelmed, the Snowball Method could be perfect for you. It focuses on paying off your smallest debts first, building momentum as you go, and creating that "snowball" effect toward financial freedom! If you're concerned about earning interest and are very mathematical in tackling your debt, the Avalanche Method is right for you. By focusing on the debt with the highest interest rate first, you could save money in the long run by paying off your high-interest debt first. Either way, with an additional $400 a month (as used in this example), as long as you have a plan, becoming debt-free is within reach.
    📊 In this video, you’ll learn:
    How the Snowball Method works
    How the Avalanche Method works
    Why starting with smaller debts can build confidence
    Why paying off high interest debts first can save you more money
    Practical tips to make both of these plans work in your life
    A step-by-step breakdown to help you follow along and start tackling your own debt today!
    📈 Want more tips on building wealth and managing money? Subscribe for weekly videos on financial freedom, investing, and smart money habits!
    ➡️ Start small, stay motivated, and let's build that momentum together. Hit the like button if you're ready to take control of your finances!
    • VIDEO MENTIONS •
    To try Rocket Money for free: RocketMoney.co...
    INTEREST CALCULATORS: bit.ly/45DjG3m or bit.ly/4bgBhzc
    Budget planner: mstrpln.co/
    *** this example does not take into consideration growing interest. For a more accurate debt pay off timeline, use this interest calculators.
    Credit card and HYSA recommendations: bit.ly/3RdWIJU
    •BUDGET PLANNERS•
    mstrpln.co/
    •STAY CONNECTED•
    MSTRPLN: mstrpln.co
    Website: www.ajadang.com
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    Twitter: ajadang
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КОМЕНТАРІ • 35

  • @dianarochel6981
    @dianarochel6981 8 днів тому +12

    Yes Aja, I needed this! Trying to be debt free this year 😫

    • @AjaDang
      @AjaDang  8 днів тому +2

      you got this! LMK if you need help :)

  • @MadisonFalcoFoods
    @MadisonFalcoFoods День тому

    I love this room! So vibeyyyy

  • @viviena90
    @viviena90 8 днів тому +11

    Finally Girl 🎉🎉🎉 I have been waiting for your videos since last year! Please please keep them up ❤❤❤

    • @AjaDang
      @AjaDang  8 днів тому +6

      I know 🙇🏻‍♀️ I had an upload plan for January and then the LA fires and the presidency and it all just seemed so frivolous. We're back though! Even uploading some travel vlogs.

    • @viviena90
      @viviena90 7 днів тому

      @@AjaDangyeeees👏🏼👏🏼👏🏼👏🏼 cant wait🥰

  • @jenaescott5333
    @jenaescott5333 3 дні тому +1

    Thanks so much for this motivation, Aja!! As a result of watching your journey, I finally started budgeting in Q4 of 2024 and on track to be debt free by Dec. 2032!!!

  • @neilajoseph223
    @neilajoseph223 8 днів тому +4

    Thank you for this video! I’m working really hard to pay off my debt this year.

  • @SheharaWootenSTEMprosFP
    @SheharaWootenSTEMprosFP 4 дні тому

    Thanks for sharing these methods. Debt freedom provides peace of mind.

  • @NoraTKD
    @NoraTKD 7 днів тому +1

    Great video Aja! Hope you will upload more😊

    • @AjaDang
      @AjaDang  7 днів тому

      @@NoraTKD will try to!

  • @LoubinaA
    @LoubinaA 7 днів тому +4

    Why one or the other method? You can combine both! Start with the smallest debts first, clear a couple then when you have momentum then switch to avalanche to save on interest

    • @AjaDang
      @AjaDang  7 днів тому +2

      @@LoubinaA you definitely can do that if you want

  • @anamariae
    @anamariae 7 днів тому +1

    I missed you! So happy you are back! ✨

    • @AjaDang
      @AjaDang  7 днів тому

      @@anamariae thanks!

  • @quinkim1
    @quinkim1 7 днів тому +1

    Your videos always give me hope ❤

    • @AjaDang
      @AjaDang  7 днів тому +1

      @@quinkim1 🙏🏼🙏🏼🙏🏼

  • @dominiquemaldonado1906
    @dominiquemaldonado1906 6 днів тому

    Love these videos!! Keep em coming 😌

  • @throughlydia98
    @throughlydia98 5 днів тому

    Super love watching these, so organised. ❤

    • @AjaDang
      @AjaDang  5 днів тому

      Yes! Being organized is best if you need a plan

  • @dannyheroic
    @dannyheroic 8 днів тому +1

    Love ya keep up the great videos Aja

  • @Sweet_Pea_12
    @Sweet_Pea_12 3 дні тому +1

    I’m down to 2 CC from 6😅. It’s been a ride but I’m down to the end. 7k left. 😩😩😩

  • @momof5family138
    @momof5family138 2 дні тому

    What if I have 2 cards left
    (1) lower balance and horrible rewards
    The other higher balance and interest however I need to continue using it for work reasons which I get reimbursed a month later. So this one will not close however I want to bring down the balance. Should I pay 75% on the high and 25% on the lower one?

  • @Tony4427-b4e
    @Tony4427-b4e 7 днів тому

    ❤thank you for your great advice! I’m might add how beautiful 😊you are and so easy to watch!! ❤

  • @elijahestrada2355
    @elijahestrada2355 8 днів тому

    Hey Aja can you make a vid on how you feel about velocity banking for clearing debt?

    • @AjaDang
      @AjaDang  7 днів тому

      @@elijahestrada2355 I’ve never heard of them before but I’d always be cautious with something that promises debt relief. Read the fine print.

    • @elijahestrada2355
      @elijahestrada2355 6 днів тому

      @@AjaDangit’s a method of paying off debt using a PLOC or HELOC

  • @remember85
    @remember85 8 днів тому +7

    Why u always in debt 😂

    • @AjaDang
      @AjaDang  8 днів тому +53

      This is a community member’s debt pay off plan

    • @rinacalixterio1988
      @rinacalixterio1988 7 днів тому +35

      Someone didn’t listen to the video 🙃