You should subscribe to our channel to learn how to protect your benefits and get paid. We publish helpful new tips weekly! We are available nationwide: 📞 call 888-292-8481 or 💻 email: www.diattorney.com/contact/?referrer=yt for an immediate free consultation with one of our attorneys. We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.
My disability is increasingly pervasive symptoms due to CPTSD, which by definition pre-exists ALL employment. My cognitive and emotional states are severely disrupted by triggers in my environment and activities. Cigna says because my job is “sedentary” that I can still work. But I work with my mind. My mind is where the illness resides. I cannot work without 100% of its function, but Cigna says I only need to sit for 8 hours a day, which I told them is like telling a heart surgeon that all he needs to do to work is be able to stand around for 8 hours a day. Ludicrous. They’re assuming I can work and choose not to because I’m lazy. This assumption is not only insulting, it flies in the face of known human psychology that says we are motivated by Autonomy, Mastery of skills, and Purpose of endeavor. Nobody is fundamentally lazy. If they were and only worked because they had to, how do you explain Jeff Bezos, Richard Branson, Bill Gates, and many other rich people who not only don’t stop working, but often create new endeavors to keep themselves busy? I’m going to sit on my ass, blissfully lounging in the luxury of $400 a week to avoid working? That barely covers my mortgage. Why on God’s green earth would I do that? Is it possible that we’ve created the world’s worst Capitalist economy and no amount of the kind of work these oligarchs have designed is worth even showing up for? That’s surely not my grossly underpaid, undercompensated, overworked job.
Send your employer a letter via certified mail return receipt asking for a copy of the disability plan documents related to short and long term disability. The employer has 30 days to provide and failure to do so can result in a $110 day penalty.
@@DisabilityAttorneys they have already replied via email (with company logo) saying they would send it. They just don't follow through. Doesn't that already prove they got the request?
I have a question. So my job just opened enrollment, for Aflac, I joined last month. However they won’t take out funds in my check until next month. I signed up for short term disability, I plan on going on maternity leave mid to late November I’m due Dec.2 ok so my question is will Aflac consider my condition as pre existing and not cover post labor. Considering I enrolled while pregnant. Furthermore, being that I plan on taking advantage of the benefits so quickly after signing up do they have certain stipulation on the waiting period or time you have to pay into the insurance In order to qualify for the benefits?
Pre-existing condition issues will be governed by what the policy says with respect to same. Without knowing how the policy is written we would not be able to say, but historically based on your situation/fact pattern there could very well be an issue of concern as to a denial for pre-existing conditions. Can your HR department provide you with a sample of the policy language while you await your policy?
You should subscribe to our channel to learn how to protect your benefits and get paid. We publish helpful new tips weekly!
We are available nationwide: 📞 call 888-292-8481 or 💻 email: www.diattorney.com/contact/?referrer=yt for an immediate free consultation with one of our attorneys. We do not charge any fees or costs unless we are able to recover benefits. No office visit is necessary.
My disability is increasingly pervasive symptoms due to CPTSD, which by definition pre-exists ALL employment. My cognitive and emotional states are severely disrupted by triggers in my environment and activities. Cigna says because my job is “sedentary” that I can still work. But I work with my mind. My mind is where the illness resides. I cannot work without 100% of its function, but Cigna says I only need to sit for 8 hours a day, which I told them is like telling a heart surgeon that all he needs to do to work is be able to stand around for 8 hours a day. Ludicrous. They’re assuming I can work and choose not to because I’m lazy. This assumption is not only insulting, it flies in the face of known human psychology that says we are motivated by Autonomy, Mastery of skills, and Purpose of endeavor. Nobody is fundamentally lazy. If they were and only worked because they had to, how do you explain Jeff Bezos, Richard Branson, Bill Gates, and many other rich people who not only don’t stop working, but often create new endeavors to keep themselves busy? I’m going to sit on my ass, blissfully lounging in the luxury of $400 a week to avoid working? That barely covers my mortgage. Why on God’s green earth would I do that? Is it possible that we’ve created the world’s worst Capitalist economy and no amount of the kind of work these oligarchs have designed is worth even showing up for? That’s surely not my grossly underpaid, undercompensated, overworked job.
What if they won't let you see the policy and you've asked for it multiple times? Can you assist in demanding a copy?
Send your employer a letter via certified mail return receipt asking for a copy of the disability plan documents related to short and long term disability. The employer has 30 days to provide and failure to do so can result in a $110 day penalty.
@@DisabilityAttorneys they have already replied via email (with company logo) saying they would send it. They just don't follow through. Doesn't that already prove they got the request?
I have a question. So my job just opened enrollment, for Aflac, I joined last month. However they won’t take out funds in my check until next month. I signed up for short term disability, I plan on going on maternity leave mid to late November I’m due Dec.2 ok so my question is will Aflac consider my condition as pre existing and not cover post labor. Considering I enrolled while pregnant. Furthermore, being that I plan on taking advantage of the benefits so quickly after signing up do they have certain stipulation on the waiting period or time you have to pay into the insurance In order to qualify for the benefits?
Pre-existing condition issues will be governed by what the policy says with respect to same. Without knowing how the policy is written we would not be able to say, but historically based on your situation/fact pattern there could very well be an issue of concern as to a denial for pre-existing conditions. Can your HR department provide you with a sample of the policy language while you await your policy?