Hacked Again In Thailand! Credit Declined! Some Things you need to know when Traveling Here.
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- Опубліковано 1 жов 2024
- Daily Vlog# 1825 We are preparing to leave the island and need to pay the hotel Tab, but our credit card was rejected. We need a better option. Today I will tell you some thing you need tp know about traveling here and our content.
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(Chuck and Paige Hunnicutt)
ร้าน นเรศ เซอร์วิส
61 Mu.1 phanomphanaruk rd.
ThatPhanom
NakhonPhanom
48110 Thailand
(+66) 0969427184
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Why use a credit card? I have a Thai bank account,debit card and scan pay. Take cash and use ATM.
I thought I was pretty clear about it but I'll try it again. We mostly travel. I use a credit card because it's free to use, and I only use it for travel expenses, airfare, hotel reservation, fuel. Since I have to keep track of my travel expenses is it easier for me to keep it simple on a credit card. I use my phone for most of my everyday expenses, scan pay, and of course my Thai bank card for cash. I was only sharing my experience wasn't expecting you to relate or that our circumstances are the same. I choose not to travel with my money I have to pay a fee to get transferred into Thailand instead of using a plastic card that charges me no interest plus gives me pretty good cash back rewards for traveling. Just need to get a backup other than my Thai card. Thanks for sharing your scenario.
@@notime2bsad You were very clear about it.
I use my credit card for everything I can. It protects your bank account. Pay the credit card off every month.
I always use my credit card when possible to earn rewards points, lesson chances of my Thai bank account hacked, and track my travel expenses then pay it off every statement. Everyone is different and so spend your cash if it works for you. We sometimes have to use cash in some locations that doesn’t accept CCs
@@notime2bsad, that’s an excellent idea. I would also be doing the same as you if I were there. When I write these FYI’s……it’s not to scare you but to inform you. The more you know as to the goings on, the less you’ll worry. I KNOW, YOU DON’T WORRY, lol. I am so glad your Mom stayed there for the time being. Thanks again Chuck.
I'd like to complain about your disclaimer regarding complainers who are always complaining about complaining!!!! Your disclaimer was misspelled 'Desclaimer' 😠🤬🤬 I'M AS ANGRY AS HELL AND I AIN'T GONNA' TAKE IT ANYMORE!!!
{Sarcasm mode disengaged}
Chuck, I enjoy your videos - keep up the good work 👍
I'm angry that you're angry.
YEA....WHAT HE SAID!!!
youtubes music policy sucks really, it's rediculous that if you're a vlogger and you walk past a bar playing music and
they penalise you for it. it totally kills the vibe of videos if you have to cover or replace music, and yet there are thousands of channels streaming full albums and 24/7 chart hits on youtube, how hypocritical is that.
Nice video…thx for the coconut oil trick with sand fleas. We lived on the FL Atlantic coast for years and the no-see-um’s used to eat us alive. Credit card fraud seems to be a common problem. We use a mail forwarding service (Traveling Mailbox) to maintain a US address and they’re pretty quick with forwarding credit cards…typically 1-week.
Awesome video, informative. Always enjoyed your content, do you Chuck, forget the noise. Congrats on 76K.
Your videos are awesome.. you are awesome.. don't listen to the complaints.. unless it's me.. 😂😭🤣😭🤣🤣 thanks for the great videos.
Great Video:-) My Thai wife and I are planning on living in TRhailand soon and have a great life there together:-) I just love Thailand. Keep the great video up.
Best of luck!
You will love it!
Love the disclaimer
For the sensitive people
Not sure why they are even here
Lol
Love the content
Awesome video, Chuck! Informative! Island visit is great for the soul!
I enjoy your videos. It’s nice to travel along on your adventures. 😊 Thanks for allowing us to come along.
Glad you like them!
Great show guy's. Looks like you had a great time. Thx for the info. Enjoy your day. As alway's stay cool 😎 kind and generous.
Thanks! You too!
สัสดีตอนเช้าครับ 🙏 Strangely at my local 7/11 in bkk they don’t accept my Master card either ! Where Lotus Fresh does accept my local master card !? I suppose it only happens in Thailand ! Lolllll . Great info on sand fleas thank you 🙏
Thank you very much for sharing take care great video
Of course Good morning. Thanks for sharing so many details.
Totally agree on the sea sickness reality! I was a very old hand on half day fishing boats, surfer, water skier, etc. Then joined the Navy, first time underway out of 32nd st. FPO SD, as a freshly minted Boiler tech on a DDG and I was sitting on the keel line in the bilges fixing to pop for about 3 hours, and then never again. I had buddies that had to keep those little medicated band-aid patches behind your ear on every time we were underway, weird how we're all a little different
great insect repelant is Australian made Bushman in the cream form it has a heavy duty one with 40% deet it repels flies, mosquitos, sandflies, Ticks and Leaches, Also Chuck I think some blockout sun cream for sun burn is a good idea as well
Hi Chuck & Paige. Koh Chang looks really nice and that resort is very nice! Enjoy your stay.
Great disclaimer for the Non-Aligned. LOL
Always superb videos Page and Chuck.
Thanks 👍
You two know every resort. This looks nice and food made you happy..... success! Have a wonderful time !😊
Thanks so much! 😊
Good morning Chuck and Paige, Sawadee Krup. I’m already in Thailand,at Rattanawapi now. It’s raining here. I know that Paige and you will always enjoy your trips together. Will be heading to That Phanom and Nakhon Phanom soon with my GF. ❤️🇹🇭❤️🇹🇭❤️🇹🇭
Maybe go see Jack at the pharmacy to buy something.
Enjoy Hope to see you on the road again. Stay safe Be Happy
ok, so, reading the comments below, and apart from the diversity of personal and complicated scenarios, the point here is "be careful because if you use your credit card in Thailand very often, there's a good chance it will be cloned", right?
lots of scams and hacks here. All i am saying is it takes a long time for me to get a replacement card for travel only, which is what we mostly do. So I will get another travel card for backup. Just sharing some bs I go through living and traveling overseas. Most people who live here don't travel as much as do, but many have had compromised cards. It is just part of it.....
@@notime2bsad it's good to know; I've been coming and going from Indochina almost every year since 2004, but I just don't use credit cards because it's not in my habit, I only use it to buy the plane ticket; in loco I use atm and cash; so I had no idea that the cloning risk was high, I'll be even more careful, thanks.
That mosquito thing that you said is weird. I've had the same experience. I've been in SE Asia for ten years. I used to get eaten alive by mosquitoes. I've had dengue fever three times. Weirdly, mosquitoes don't bite me at all nowadays. My wife gets eaten alive. They just don't bother with me anymore. I also had the credit card fraud thing recently. 3 charges totalling about $300. I caught it the first day.
HI Chuck looks like you lost your funky monkey from your tailgate
🇹🇭❤️
Very nice Island trip, thanks for the video and updates of Koh Kood Resort. Thanks again
Glad you enjoyed it!
FYI, things are happening over here……I know you don’t really care but this affects you. Soon the USD will not be accepted. When our banks close, our credit cards will not work, neither will the debit card. When?? I don’t know….very soon (and that means anything from a few weeks to a few months.). Hey, thanks for the video Chuck. Hi Paige!
Raining here in North Texas too blessings from North Texas ❤
Chuck, I keep two American cards. One from Costco as a back up and a United Explorer card that I mostly use for Airline miles which works with all Star Aliance partners. I tend to change both passwords every 6 months on both cards and make sure each password is unique and only used once and only for the card and nothing else. It helps but is also a pain. I have only been hacked once a long time ago when I used a card at a Best Buy for the first and only time. It is hard to get a CC if you are not working or don't have social security or a pension. Some places will give you one if you collect dividends though. My wife and I love watching you and Paige and enjoy your vlogs and we enjoy learning about Thailand and the surrounding areas. We live in Nakhon Phanom as well. Take care,
Bill
After having my one card canceled years ago while traveling from Thailand to Kuwait where I worked at the time and had a 24 hour unscheduled layover in Abu Dhabi, the next time I went back to the States I applied for two more CCs and another ATM card from my credit union using my son’s USA address. Haven’t had an issue since even after one card was canceled while someone was shopping in Miami, FL while my wife and I were at a hotel in the northern mountains outside of Chiang Rai. I had the other cards and also a Thai Bank account if needed. Not sure how the illegal shoppers got my CC info as it was recently renewed after a previous card expiration date and I hadn’t had time to use the new card 😳
I've noticed that Bangkok Airways doesn't seem to accept US-based credit cards when booking direct on their website. I always have to use a third-party site to book them. It is pretty annoying that certain companies/vendors block foreign cards, but I assume they receive some sort of discount on their processing fees due to lower fraud. That's the only reason I have thought of for them to do it.
My wife and I stayed there, it was called Ramayana. The food was great back then. We liked it very much, good memories. Had to get a ride to the beach through the Dewa Resort...you stayed there with the gang a while back.
Now the resort has a shuttle to there private beach.
Hi folks my 2 cards where sent 27th February still not received From UKhon Kean
Earlier this year I spent two months in Jomtien beach and the mosquitos used me as a buffet!!
Desclaimer 😂
Who cares... Typo.. I don't speak queen's English either. ;)
Stuff the music critics Chuck! That rocking version of Take Me Home Country Roads a vid or two back was awesome! 🤘
We get rain here every day it’s no shock I went to thiland one time &I tried mu credit cared &it wasn’t working I got in touch with my bank they said I didn’t tell them I was going to thiland so later I tried it and it worked
Hi Chuck and Paige. So much of your content is relevant to my life here in Patong. Just like you, I'm waiting on a replacement card from my Canadian bank because someone decided to "borrow" it. Be careful and selective using your credit card in Thailand especially if you need to hand the card directly to another person rather than swiping it yourself, and entering your pin. Sure hope we can meet up for a beer or meal at some point. Enjoy the journey!
Yes many scams out there, thankful the cards are guaranteed protection. Just need an additional one for back up to fix my issues. Thanks my friend
Had same with my amex. I ordered parts for my bike from US, went awhile and card company contacted me because my account was used in NY to buy pizza. Company canselled my card and gave me a new one. It took ten days to get it. It was easy to show that I did not use it in pizza place cos I live in Finland and never been in NY.
When I first moved here 24 years ago my credit cards, American Express Platinum, 2 Visa cards did a lot of traveling without me. All were canceled at one time or another. American Express went to Taiwan and bought many thousands of dollars in electronics. Visas went to South Korea and Hong Kong….. seem to have very nice time based on charges.
Cash is king baby !!
Thanks for sharing I mostly spend my time traveling overseas, booking flights and hotels with cash not so sure. We mostly scan pay with our Thai account now. There is 0 fee to use a card overseas. There are fees however to send cash. My card gets hacked I get a new one no fees plus don't pay for the theft charges. Loose cash well up to you.
The boot driver is called Captain 😅 nice video
We had planned Koh Chang from tomorrow but seeing your video cancelled
Raining season 50 50.. Sunny Today. This video is not same day....
We’re in Bali now on a three week holiday and the very same has happened to us again couple of small transactions, card cancelled it’s the one I use for holidays so onto the backup and a new one when I get home it does happen a lot 👍
Well done. I myself need a second or even third credit card. Having only one card really wreaked havoc when I went stateside for my daughters wedding last year. Apparently i purchased dinner in London for six people and fraud protection cancelled my card enroute to Seattle so when I arrived in Seattle my rental car was cancelled and I refuse to use a debit card for a rental car. I prefer the protection of a credit card. Keep on rollin. 🙏
Yea only a burdin when we depend on it for travel. I can't believe I didn't get a second card already, this time I guess it is enough. Yea I only use Debit card At ATM see ya soon.
Sea sickness only ever gets me when the boat stop and just bobs up and down.
Living in Thailand I love to use my USA credit card because I get frequent flyer miles.
I too have had my USA card hacked while living here.
I use my card for Amazon and I keep it on file so I can just do the "buy it now" option.
I have done this for many years even while living in Thailand.
But when I tried doing the same with a well known Thai online retailer (I will not mention their name for liability issues) and each time it was hacked almost immediately after I registered my card with them
I agree... i only use Thai CC with online purchases here in Thailand, or pay on deliver with scan pay. replacement card is easy local..
The disclaimers cracked me up. Good video! Coming for a month and trying to figure out where to stay and how long in each place. Tempting to squeeze in everything, but what would be top 7 to walk away having a small understanding of what it would be like to live there?
Have fun!
Sadly, so many will be so negative and complain about your's or anyone else videos. Get a Life! Your disclaimer was on point. You and Pookie provide entertaining, informative videos about your experiences and there are too many that benefit or enjoy them so we hope you won't let the idiots ruin it for you.
We close on our house next Tuesday and will be on our way to CA and then to Thailand. Although my wife will be moving back home it was after we started watching your videos that we were sure we wanted to do this so THANKS.
Thanks my friend! Enjoy your next ride.
Maybe get a veterans credit union membership. I dumped BofA 20 years ago.
I use credit cards for travel/car rentals. Paid in full each balance.
Bank of America always 1st class for me. I live in Thailand...
@@notime2bsadBuying airfare is a pain. My Thai debit wont clear AirAsia even with OTP. OTP is a problem for some of my cards I can Lazada all day,no problem.I will get a Navy Fed Credit union acct. Hope works better.My bank changes hands too often.
I have to use my thai card for some because of security reasons, like Lazada, airasia, and others. Part of adapting I suppose.
Yeah you definitely need minimum two cards when travelling. I recently got my card blocked by adding it to the Uber app. Luckily I had two other cards to use until I could get a hold of the bank after the weekend.
Thanks for sharing. Live and learn.
You never know who will take your U.S credit card. Today they will, tomorrow same place will not. I like using U.S. Airline credit cards cuz they give exact exchange rate. No "Juice" of any kind. No percentage either. I gave one of my U.S. Airline cards to my Filipina wife to use (we live in Thailand). Has my name on it. Never did they ever ask her for ID they always accept it. hahaha you just never know.
CC card is secure so is debit but it is attached to real money you will actually be out of if it gets hacked until settled or not. Meant don't use as a credit card. Use only at ATM
Nice Island.l had the experience that in a lot of places they do not accept American Express. Since l use visa no more problems. Keep it going
yes as a business owner in the past AMEX has high merchant fees
Cheers guys,
🙂
I miss Koh Chang
Enjoyed the video Chuck and Paige. You bring up a major problem for expats and long term visitors, that is access to money. After many trips and nearly a year full time I have noted that each country has different fees attached to credit cards. Australian cards charge a users fee every time it’s used including a “foreign fee”?. So to that end I find it cheaper overall to use a Wise card. I use that to transfer cash from Aussie bank to Wise, then wise to BKK Bank. I have found that cash is still king and use it for most transactions. However, I use scan for Lotus and for fuel. Agoda and Lazada I use my Aus credit Card.
Having asked around most people from Australia have come to the same conclusion.
Yes my friend thanks for sharing. Only sharing my experience, never brought up what others should do because we are all here for different reasons. I only use my scan pay from my phone now and if I tip I use cash while in Thailand. No fee for that. No matter how you send cash to thailand there is a fee. Credit card no fee if paid in full every month, or vender has an added charge. If Visiting best to bring cash and only pay exchange fee. I have never paid an additional fee on a credit card unless you get a cash advance. That I don't recommend doing overseas. I get rewards also on the card, if it gets hacked no worries. My scenario Again: We travel Mostly.... Credit card allows me to keep track of spending for Tax purposes. I need an additional card for backup since my bank is in USA and my address is in Thailand it takes time to get a replacement card. When you spend most time traveling you are subjected to scams and hacks, just part of it. You lose cash well up to you. We all have to do things that make sense. Just sharing my everyday life and how we manage living and full time traveling overseas.
May I ask where you get the uncopyrighted music? Through your edit program? I currently use Orlamusic.
It is all about computer recognition to the rhythm or lyrics, trial and error, and a little manipulation..
@@notime2bsad I asked where you find the songs. Thanks Chuck.
Okay sorry.... the internet...
probley just locked it. call them they should unlock it
might have to get a new card. one thing about apple card. you dont have to get a new card just a new nuber that can be done of the app
Or i can just get an additional card and not deal with Apple.
😊😊😊
Get a coinspot card lol
What is any benifit of a prepaid card verses a credit card with rewards for using it? I guess the emoji meant you were jk right?
Do I need to write a disclaimer for any posts I make? Meh - who cares - I'll just say what I like anyway
Thanks for typing what you would say.
Don't use pulic internet if you do get VPN then don't eny problem
We have VPN on phones also. My computer did not get hacked. Last two times was from AirAsia Malaysia
Can you use Apple Pay in Thailand? This way you are not exposing your credit card number everywhere you shop or eat.
I only use my travels Rewards card for fuel, airlines, and hotels. 0 fee, cash rewards, and keep track of expenses while traveling full time overseas. Thanks for sharing.
chuck you noted that a debit card should not be used,but didn't elaborate on that?-i have a debit card to use as a back up to my credit card,but have not used it in thailand,is there a reason it should not be used in thailand?
CC card is secure so is debit but it is attached to real money you will actually be out of if it gets hacked until settled or not. Meant don't use as a credit card. Use only at ATM
@@notime2bsad ok,got you
Good morning!!!
We really enjoy your videos... Have you ever looked into getting a Wise card, you can preload it with Thbt, no fees unless you make an atm withdrawl
Not really put much thought into that. I don't have fees to use the credit card I have plus I get pretty good Cash back rewards for traveling which is what we do most of the time. Most of the time I just use scan pay on my phone from My Thai bank account it's pretty secure. Travel expenses I use on my credit card so I can also keep track of my expenses.
Good Morning.👍
Good morning!
From UK to Khon kaen
I laughed at the end of your rant at 27:00 when you panned over to Paige, and she was just zoned out😂😂
It reminds me of my wife, she doesn't shut up and l just constantly zone out😂😂 l enjoy listening to your rants though
For resorts hotels etc I pay by cash only. Find it easier. Cash is king. I have 2 overseas credit cards but they are only used when necessary.
Thanks for sharing I mostly spend my time traveling overseas booking flights and hotels with cash not so sure. We mostly scan pay with our Thai account now. There is 0 fee to use a card overseas. There are fees however to send cash. My card gets hacked I get a new one no fees plus don't pay for the theft charges. Loose cash well up to you.