Hi travelers! For the ✨ FREE PDF ✨ of travel templates, go to: ko-fi.com/missrainetravels/shop If you'd like to commission me to write personalized letters and itineraries for you, you can visit: ko-fi.com/missrainetravels/commissions -Raine ✈
Hey, AXA coverage that you explained here is not accurate. AXA covers loss of luggage, travel delays, among others. I myself were able to process claim due to flight delays under AXA Phils
Hello Miss Raine. Thanks for the guide about travel insurance. Refundable po ba ang travel insurance for visa ni Safetywings? I will be working po to Poland. Hotel Cleaner. Bka kasi ma refused ang vis application. Thanks.
Yes, it's refundable po. You'll have to provide the refusal letter if ever. But if you'll be working, I think you'll have to get a travel insurance that adheres to the national standards in Poland.
Hi po Mam required po bang bumili na nh insurance sa pagaaply palang ng visa.o pwede po kaya isubmit muna kahit quotation kesa bumili agad kasi hindi pa nmn alam kung maa aprove na ang visa Salamat po sa answer
Hi hello, How about hotels bookings after visa stamped? Need book all confirmed ad fully paid hotels or valid reservation enough? Wht documents should i Carry before traveling to Europe? I mean airport immigration.
It is always best to have all confirmed bookings. There are hotels that allow you to pay at the property though. I make sure that I have copies of all documents that O submitted for my visa application.
Can you maximize the insurance - yes Will it affect your visa application - no The visa officers will focus on your documents, particularly your capacity to travel and your ties to the country (home/residence)
omg i wrongly confirmed 102 days travel insurance with full payment under safetywing ..but i wanted book only for 12 days...can i cancel it now with full refund ? And how i can cancel this? please reply me🙏
Check Safetywing's Nomad Insurance. Wintersport is covered by their add-on safetywing.com/nomad-insurance/policy?search=Sports Here's my affiliate link: safetywing.com/?referenceID=missrainetravels&Ambassador
Hello, I am going to study in Estonia in Bachelor program. I am very confused about the travel insurance and medical insurance. I am a non-EU citizen. Which insurance will be best for me??
I've tried the following: -Safetywing (2022) -Axa Schengen (2021) -PGA (2019, 2020) All were approved. Currently, the Swiss Embassy in Manila isn't accepting Safetywing due to its 250 USD deductible.
Is it important for me to choose on the List of Accredited Travel Insurance Companies of an Embassy (Czech)? Or should I purchase from one the three Travel Insurance Companies that you're recommending?
The list are the "local" companies accredited by the countries in the Schengen Area. You can choose whichever as long as the criteria are strictly met.
Thank you for your information. Do we have to buy this travel insurance online or can we buy any other travel insurance from our home country? me and my family are staying in different country. Can I buy travel insurance for them?
Hi Smritree! You can choose to buy other travel insurance. :) Usually, the embassies release a list of recommended insurance companies that fit the Schengen requirements, so do check them first before purchasing from other insurance companies
@@MissRaineTravels yes for switzerland it's mention AXA .so my concern is can I buy it for my family ?is it possible because they are staying in Nepal and I am here in UK? Thank you
@@smriteerai7647 yes, you can purchase AXA for your family. Since you can purchase the insurance online, where you currently are does not really matter. Just st make sure that the insurance is in your family member's name.
@@MissRaineTravelsThank you so much..I am your new subscriber.I am taking every single notes from your vlog.I really love it, very informative..Hope by God grace and your motivational video I am gonna take my family for swiss trip..😇🥰🙏❤
Do I have to buy travel insurance before lodging my Schengen Visit Visa? What if my visa was denied can I make a refund since I'm not pushing thru with the trip?
Yes, you'll have to purchase a travel insurance first before you lodge your application. Most insurance companies offer refunds for those who got visa refusals/denials.
@@MissRaineTravels What travel insurance company do you recommend to me to purchase and that also has a full refund if my visa application just in case (I pray and hope not) refused?
Nope, only covers trip delay and interruptions You can read their full coverage here: www.google.com/url?sa=t&source=web&rct=j&url=safetywing.com/nomad-insurance/description-of-coverage.pdf&ved=2ahUKEwjIiZa176_9AhXKlqQKHY2TCTMQjBB6BAgPEAw&usg=AOvVaw3oBN1xNfldi2xaOAOP_Ic5
Hi! I think there won't be problems with buying an insurance with longer duration. When applying with some countries (for example, Italy in the Philippines), you're required to have an additional 15 days of travel insurance
Hi again Raine, how come I can't find Safety Wing and AXA on the list of accredited insurance companies on the website of Greek Embassy here in Manila? How come? What to do? Please help me.😌
Both Safetywing and Axa-schengen are international companies. The ones in the list are locally accredited in the Philippines. I've used both but my applications were submitted to Switzerland.
@@artlaurent I'm not sure how strict the Greek Embassy is. Some embassies like the Italian Embassy is strict. They require that travel insurance be from the list given + an additional 15 days. Others are quite lenient. If you can give them a call that would be great.
I've had an annual plan with them but in 2021 they were removed from the list of accredited insurance companies in PH. Check if they're back in the list for 2022.
Hi travelers!
For the ✨ FREE PDF ✨ of travel templates, go to: ko-fi.com/missrainetravels/shop
If you'd like to commission me to write personalized letters and itineraries for you, you can visit: ko-fi.com/missrainetravels/commissions
-Raine ✈
Thanks ms raine! Super helpful tips!
Thank you so much
It was very helpful, thank you :)
Thank you for sharing the knowledge
Please clear up the difference between travel insurance and medical insurance for moving to Europe?
Hey, AXA coverage that you explained here is not accurate. AXA covers loss of luggage, travel delays, among others. I myself were able to process claim due to flight delays under AXA Phils
The coverage stated here were from AXA Schengen, not AXA Philippines.
Hello Miss Raine. Thanks for the guide about travel insurance. Refundable po ba ang travel insurance for visa ni Safetywings? I will be working po to Poland. Hotel Cleaner. Bka kasi ma refused ang vis application. Thanks.
Yes, it's refundable po. You'll have to provide the refusal letter if ever.
But if you'll be working, I think you'll have to get a travel insurance that adheres to the national standards in Poland.
Hey
For spain visa..which insurance company I should choose?
Hi po
Mam required po bang bumili na nh insurance sa pagaaply palang ng visa.o pwede po kaya isubmit muna kahit quotation kesa bumili agad kasi hindi pa nmn alam kung maa aprove na ang visa
Salamat po sa answer
Required po bumili, not just a quotation. Piliin niyo po yung refundable insurance para of ever ma-refuse ang visa ma refund po ninyo ang bayad.
@@MissRaineTravels slamat miss raine
Hi hello,
How about hotels bookings after visa stamped? Need book all confirmed ad fully paid hotels or valid reservation enough?
Wht documents should i Carry before traveling to Europe? I mean airport immigration.
It is always best to have all confirmed bookings. There are hotels that allow you to pay at the property though. I make sure that I have copies of all documents that O submitted for my visa application.
Hi, I have only plan to travel for 7 days, can I maximize my insurance for 15 days? , will it affect with my visa application? Thank you in advance
Can you maximize the insurance - yes
Will it affect your visa application - no
The visa officers will focus on your documents, particularly your capacity to travel and your ties to the country (home/residence)
omg i wrongly confirmed 102 days travel insurance with full payment under safetywing ..but i wanted book only for 12 days...can i cancel it now with full refund ?
And how i can cancel this?
please reply me🙏
Yes, you can send them a message. They do reply quickly.
Hi I am unable to find travel insurance that includes Schengen area and covers winter sports.Could you please help me with this
Check Safetywing's Nomad Insurance. Wintersport is covered by their add-on
safetywing.com/nomad-insurance/policy?search=Sports
Here's my affiliate link:
safetywing.com/?referenceID=missrainetravels&Ambassador
Hello, I am going to study in Estonia in Bachelor program. I am very confused about the travel insurance and medical insurance. I am a non-EU citizen. Which insurance will be best for me??
You will have to check with the accredited health insurance companies in Estonia as the examples I have presented here are mainly for short-stays.
which one you actually chose? and did they approved your visa?
thanks in advance :)
I've tried the following:
-Safetywing (2022)
-Axa Schengen (2021)
-PGA (2019, 2020)
All were approved. Currently, the Swiss Embassy in Manila isn't accepting Safetywing due to its 250 USD deductible.
@@MissRaineTravels Hi Miss Raine, if around sa schengen area ang destination, seselect lang po ba lahat ng countries na pupuntahan? Thanks in advance
@@cedricleecordero9714 yes, choose the ones you'll be visiting.
Is it important for me to choose on the List of Accredited Travel Insurance Companies of an Embassy (Czech)? Or should I purchase from one the three Travel Insurance Companies that you're recommending?
The list are the "local" companies accredited by the countries in the Schengen Area. You can choose whichever as long as the criteria are strictly met.
@@MissRaineTravels But can I still purchase from the three travel insurance that you are recommending in this vlog instead?
Yes, you can. There are also other travel insurance that you can check out aside from the 3 I've discussed in the video.
@@MissRaineTravels Thanks a lot Miss Raine, do I have to paste my photo in the Schengen Visa application form?
Yup, paste or glue your photo on your form.
Good luck with your application!
Thank you for your information.
Do we have to buy this travel insurance online or can we buy any other travel insurance from our home country?
me and my family are staying in different country. Can I buy travel insurance for them?
Hi Smritree!
You can choose to buy other travel insurance. :)
Usually, the embassies release a list of recommended insurance companies that fit the Schengen requirements, so do check them first before purchasing from other insurance companies
@@MissRaineTravels yes for switzerland it's mention AXA .so my concern is can I buy it for my family ?is it possible because they are staying in Nepal and I am here in UK?
Thank you
@@smriteerai7647 yes, you can purchase AXA for your family. Since you can purchase the insurance online, where you currently are does not really matter. Just st make sure that the insurance is in your family member's name.
@@MissRaineTravelsThank you so much..I am your new subscriber.I am taking every single notes from your vlog.I really love it, very informative..Hope by God grace and your motivational video I am gonna take my family for swiss trip..😇🥰🙏❤
I purchased travel insurance from AXA. My birthday is incorrect. How can I get it corrected? Thanks
Hello, if in case my visa denied and will travel to a different non-visa country, can I cancel or edit my SafetyWing details?
Yes, you actually have 2 choices
1. Get a refund due to visa refusal
2. Request for a change of travel dates with the customer service
@@MissRaineTravels thank you ! 🥰
Do I have to buy travel insurance before lodging my Schengen Visit Visa? What if my visa was denied can I make a refund since I'm not pushing thru with the trip?
Yes, you'll have to purchase a travel insurance first before you lodge your application. Most insurance companies offer refunds for those who got visa refusals/denials.
@@MissRaineTravels What travel insurance company do you recommend to me to purchase and that also has a full refund if my visa application just in case (I pray and hope not) refused?
does safetywing covers trip(plane) cancellations?
Nope, only covers trip delay and interruptions
You can read their full coverage here: www.google.com/url?sa=t&source=web&rct=j&url=safetywing.com/nomad-insurance/description-of-coverage.pdf&ved=2ahUKEwjIiZa176_9AhXKlqQKHY2TCTMQjBB6BAgPEAw&usg=AOvVaw3oBN1xNfldi2xaOAOP_Ic5
Please is there any problem if I buy 15 days insurance but my stay is 7 days in schengen country
Hi!
I think there won't be problems with buying an insurance with longer duration.
When applying with some countries (for example, Italy in the Philippines), you're required to have an additional 15 days of travel insurance
@@MissRaineTravels Thanks
@@MissRaineTravels what’s love anger duration please
Apologies, typo and autocorrect 🤣🙃
Thanks for making it clearer for me to understand
Hi again Raine, how come I can't find Safety Wing and AXA on the list of accredited insurance companies on the website of Greek Embassy here in Manila? How come? What to do? Please help me.😌
Both Safetywing and Axa-schengen are international companies. The ones in the list are locally accredited in the Philippines.
I've used both but my applications were submitted to Switzerland.
@@MissRaineTravels Is it best if I get an accredited insurance company that is on the list of this embassy, like for example Greek Embassy?
@@artlaurent
I'm not sure how strict the Greek Embassy is.
Some embassies like the Italian Embassy is strict. They require that travel insurance be from the list given + an additional 15 days.
Others are quite lenient.
If you can give them a call that would be great.
@@MissRaineTravels I pmed you po again on IG
Is safety wing ok for a visit to france?
Yes.
How about Prudential Guarantee
I've had an annual plan with them but in 2021 they were removed from the list of accredited insurance companies in PH. Check if they're back in the list for 2022.
@@MissRaineTravels ah for Schengen lng b yung list
Hi sis pwde ba Ako mag purchase ng axa manggagaling ako ng Japan
Yes po. You can use any travel insurance available as long as the minimum requirements are met
Applicable po ba sya for Spain Schengen visa
Yup, you can also check the list from BLS in you're applying from Manila. ph.blsspainvisa.com/short_term_visa.php