▸▸▸ www.365daystofire.com/ Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025 Sign up and get: ◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program ◼ Daily F.I.R.E. Actions ◼ Monthly Live Q&As ◼ Small Accountability Groups ◼ Quarterly Book Club ◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto! ◼ Private Facebook group ◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources ◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni ◼ And more! To learn more and enroll NOW, go to: www.365daystofire.com/
I have watched a couple thousand hours of UA-cam videos and studied investing by reading 5 to 10 bucks and I have to say that this channel and this couple is so right on I highly recommend them. They keep it simple keep it real and have no hidden agenda. Huge fan.
I am so in love with this channel. I am 40 years old and just started investing in stocks, ETFs, and index funds. I even started my IRA and 401k with my company. Its exciting and I'm learning so much. Wish 25 year old me got this stuff.
You and me too! I've just started in March. I know that my lack of knowledge as well as my parents lack of is why I'm behind but I'm always excited to tell my younger co worker's about the importance of investing.
im 46 and FINALLY starting to invest after getting out of debt. I happen to stumble upon your channel and I Looove you guys and try to get my GF involved too..Keep it up as you're doing great!
Love the content you provide. Financial literacy is something that should be taught in all schools. So many people are just know learning about financial literacy as adults. Thank you!!!
This is a great video topic because over the next couple of decades there will be a lot of wealth transferred down from the older generations. As mentioned, it's good to know this stuff BEFORE the money lands in your hands so you don't panic when it does. Nice vid!
My large sum of money will be in 7 years when I retire and have to do something with my Supplemental pension plan (Annuity) fund from my employment.Thanks for the information and tips.
When i say the best advice they gave was when they said they wont advise people over the internet because of lack of knowledge on the peson behalf. That was gold, making sure to only help not hurt. THATS IT.....!!!! IM SUBSCRIBING. Your channel is like a friend i dont have🤔🤨😅
I share your videos with my wife. She couldn't care less about investing. You all break it down to reach the average person. I don't have that ability apparently. Thank you, and enjoy your retirement.
You have to lead with examples. When your wife sees u have so much money, she will follow. You can not change someone else, they gonna hate you for it. Unless you realize it yourself, the only you can do now is improve yourself and make money. When u succeed, ppls will follow, your wife will liste.
Yes we all know the history of the market that have been at this game for a while, but we must remember past performance doesn't guarantee future outcomes. The market is frothy! A decade of "winter" would not surprise me. Thanks for the video!
Those are really the best 3 things you can do with a large amount of money, but I would add one more option: diversify that money among all those three options. Put part of it in index funds, part of it in real estate, and the rest in a business, not any business but one you know and can handle with confidence and a minimum of stress, otherwise forget about opening a business. Your videos are great. Thanks a lot.
I have saved a lot of money but I knew I needed to do more with my money than just let the banks get richer off of my money. Listening to you guys mainly and a few other You Tubers talking about investing I decided to invest $10k. I felt that $10k is a reasonable start for me in the stock market. Every paycheck I put $250 towards my investments. I plan on taking the interest from my high yield savings accounts and putting that towards my investments also. Still learning. Thanks for posting.
This is a team of people with great mutual respect, knowledge, decency and - LOVE to each other! You guys are AWESOME and thank you for sharing with us!
I concur with this advise. The DCA vs. lump sum investing won't be best for everyone though. It depends on individual goals and time horizon. So many factors and I know, it's never a one size fits all. Thanks for sharing.
DCA good for first time investors with no experience with economic downturns. If you are prone to panic sell if you end up losing 50%, you would be better off sticking with DCA. I would also contend that a simple savings account would be appropriate for some people that don't want ti take any risk.
Hello Amon and Christina. I've recently started following your channel and I'm trully overwhelmed by your generosity of sharing your financial experiences to the public. I had one question. What are your thoughts about Bitcoin? Have you invested or considering to invest in any crypto currency investments?
Congratulations I saw you guys on GMA. I'm 34 and I just learned about the FIRE community and Dave Ramsey this year. It's like a financial light bulb went off. Enjoy your retirement hats off to you!!
I just found you - and I am binging all your videos/info! I live in Silicon Valley area and it is so awesome to see how you did this - and we, too, are looking at retiring out of the country...thank you for all your information....you are inspiring...!!!
Love all the videos. My husband & I are late bloomers started journey to FI last year & are in our mid-forties with three college kids. Still maxed out 401Ks for 2019! ORJ-We have a daughter who will receive lump sum at 18&21. Would you recommend VTSAX for her just not sure how to guide her (these funds represent an injury at birth)?We want to guide her to make the best choice. Note: She will not need funds for college we will be funding those expenses. Thanks guys!!
Great video like always! How do you guys stay motivated ? As a financial analyst and accountant you would think that personal finance would be easy but emotional purchases and your environment have a huge impact on a person
Long time fan, first time commenting. Great video as always... Lump sum in the market makes sense because if you dollar cost average you are holding a disproportionate percentage of your portfolio in cash. Just another way of looking at why lump sum has better returns overall. But I do agree with you that DCA might be better psychologically for inexperienced investors!
Hey guys! Love your videos. You guys have inspired me to start my retirement accounts at 22. I was hoping you might be able to do a video on investing with Vanguard and showing how to navigate the app a little bit better. There are some confusing things such as "what should I invest in my brokerage account vs my retirement account"? It can be a bit overwhelming to try to navigate the app without any previous experience. Hope you guys are doing well in Portugal 🙌
It’s fine to have some active investments, the kind you manage on a day-to-day basis. It’s best to invest in the kinds of ventures that will leave you free to do whatever you want in life.
Thank you guys for a great channel. Question for you, should you register the property in your name or a company (LDA) from a tax, transfer of ownership perspective. Thanks
Dollar cost averaging has its place. If you don't have a lump sum and are saving a little, put that little in at the current price rather than saving for a big investment. It gets the average price and maximises time in the market.
First, thank you both for these great videos! Question: what account would you use to put in a lump sum of 10,000? Split into index funds and bonds. If I use a 401k would I be able to subtract that money from my taxes? Thank you again !!!
Hi Maria! Thank you for the question but we cant advise you on what to do because we dont know your financial situation or your long-term goals. But please check out the videos on our channel and use them as a resource to develop your FI(RE)/investment plan. Thanks again for the question and congrats on your FI journey. Keep it up :-)
After listening to you guys I diverse my portfolio in stocks, mutual funds and EFT ( Doing Ok for now). Need to build a good portfolio with good Dividened returns.
Thanks for asking. We actually list the books that helped us on our journey in the description section of each video. So check those out :-) We dont consulate because we dont have the time :-) We are too busy in retirement. But through our UA-cam and IG we try to inspire as many people as possible by posting as often as possible.
This is great advice, across the board. This is awesome advice if you haven't gotten a large sum, or if you have. :) Get rich slowly is my motto. Not sexy, but realistic.
Thanks a lot for your great videos ! I also did retire (early) in Lisbon a few years ago and would like to try a few of your ideas but as i am french, i do not know if those are ideals for me. Could you make one for european people? I suppose Italie would be a lot of work but you could just tell us which of your solutions apply to european? Thank you again for helping us in our journey towards financial literacy !
Thank you for asking for that video. We are working on something now so stay tuned. But a lot of what we discuss applies when it comes to mindset when investing in the stock market. Our real estate principles apply and some side hustles ideas. But we hear you and will prepare something specific for our European FIRE folks. Thanks again!
Just came across your videos the other day,really like how you guys talk as regular people to regular people,didnt get through the first video before hitting the like button & subscribing, thanks for all your WEALTH IN KNOWLEDGE
Excellent work and congrats on GMA! We are not as extreme, but live in the SF Bay Area and are in transition to Mexico with some basic videos we've made about Puerto Vallarta. Look forward to following your journey and gaining insight along the way!
@@OurRichJourney Thanks! If you ever find yourself in Puerto Vallarta, look us up! Enjoy Europe -- we've been to about 40 countries, but not Portugal yet -- I hear it is great! All the best.
I really appreciate you doing this vlog, remember I have told you I get 40 shares a year from JNJ well I currently have 1200 shares, that is why the broker trying to get me to sign over my portfolio to mange by them. To sell that stock that I don’t want them to sell.
Hello guys, great video! What would be your advice on choosing between Index Funds and ETFs? I know the basic difference is that you can trade ETFs like stocks, but I am not talking about "trading", I am talking about "investing". From an investment point of view (long term) does one have benefit over the other? Keep up the great work!
Me twin brother four apartment in Barbados,apartment not finished take over eleven year building ,use own money.three have rented out, one is not finished.
I just discovered your videos when I was researching moving overseas, but now I’m also hooked on your financial videos. It’s a pleasure to watch you. You have many videos; can you recommend where to start? I saw your video on reasons not to hire a financial advisor, so I’m really wondering whether you recommend any books for self-education. Thanks for the great videos!
Amon & Christina you guys are AMAZING!! This message was right on time. My wife and I are enjoying this vacation in Orlando but you guys just added " icing to the cake". We truly love you guys!
Looking for advice from people in the UK. I'm new to investing and I want to invest £16k into an index fund (£4k has already gone into a LISA) before the end of the tax year. Should I wait for a dip in the market and then invest the full amount or should I start now and pound cost average it in the remaining months until April 2021?
Great video as always guys! You guys do an amazing job of logically breaking it down to a science and forcing people to really think about their investment options instead of making a decision for them. It clearly lets viewers know that everyone!s situation and appetite for risk is really random.
After listening many of your valuable videos, I received great information, but I still have question for you: if you decide to retire early (age 40), with 1 million dollars in TSP (800k pre tax, and 200k tax). Will you rollover to traditional IRA and roth IRA? If you decide to rollover the entire amount from TSP, do you invest the entire amount (800k and 200k) to an ETF (ex: VTSAX) at a time or still contribute over years? I know you can start to do IRA conversion ladder starting that year but with 780k in traditional ira (if covert 20k from traditional to roth IRA), what do you do with that lump sum money? Coudld anyone share any experience? Thank you so much!
I love your videos! It's rare to see people who understands that bonds are not the best use of money vs stocks, when I saw that in one of your videos I knew I should watch all your videos! One question - how much percent cash do you keep in an investment account, to use for purchasing more stocks/funds when the market goes down? I'm somewhere around 10% cash but I feel like maybe that's too much?
Still dying to get a video on 529 plans for kids vs an index fund for them as a "starter fund" as I'm not sure what education will look like in 10+ years. VS teaching your kids good financial habits and letting them fend for themselves. Lots of takes on this, but you have two girls and I'd love to hear what you do. We've talked about this before (Oakland local here), but hope this topic doesn't get lost.
@@OurRichJourney its beautiful.happy with the appreciation of our place and trying to figure out where to invest a bundle we have in real estate. Our index fund investing is going great.
Thank you for all the videos. As I go through my finances I see I’m ready to start investing. What platforms do you use? I know you mentioned vanguard, but what other platforms should I be using ?? And why do You use multiple platforms? You Mentioned you both have IRA and 401k in a previous video. Do you have all these accounts to maximize you deposits into the market?
This financial education being available to everyone has been a long time coming. I played sports professionally for a few years, and this subject of athletes going broke came up once too many times. I love you both for the service you are providing with the financial expertise and guidance you make available worldwide. Now athletes can sit up and take notice, get involved intimately in knowing how to invest and secure their financial futures.
Just discovered you 2 about a week ago and I've been using every spare moment to view your videos and also to conduct my own research in order to apply the strategies that will work best for my situation. I really admire your commitment to share your journey and to help those looking for honest and sincere guidance. Good luck and fortune on this next leg of your lives together. You deserve only the best! Thank so much for the help!!
Me too! I love my job and mostly am interested in the FI vs. the RE, but I just love the intelligence and knowledge this couple brings to this topic, and how fun it can be!
Never invested before (soon I’m almost 18) Perhaps investing in stock is gambling, but I feel like I missed out buying on the stuff like Apple and Tesla in March... that dip was pretty much on sale, coulda doubled and tripled money
You guys are so knowledgeable! I’ve been thinking about your video of investing $300 a month into stocks and bonds and I’m working toward having extra income to be able to accommodate that, as well as increasing my financial literacy so I know what I’m doing! I’m only 22 so I have some time to get it together lol also, if all goes to plan I should be getting a scholarship that’ll pay for my schooling so I’ll have 25k sitting in my bank waiting to be put to use since I’ll still be saving as if I don’t get the scholarship! 😊 You guys are a godsend ❤️
Thank you so much for the love :-) Yes on the books! In fact we list our favorite books in the description section of each video. Have a look. If you're new to investing start with the Boogle Head's Guide. Thanks again!
This was awesome! Thank you very much guys! You have been providing us with lots of knowledge and education. Me and my wife have been watching all the videos!
▸▸▸ www.365daystofire.com/
Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025
Sign up and get:
◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program
◼ Daily F.I.R.E. Actions
◼ Monthly Live Q&As
◼ Small Accountability Groups
◼ Quarterly Book Club
◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto!
◼ Private Facebook group
◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources
◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni
◼ And more!
To learn more and enroll NOW, go to: www.365daystofire.com/
I have watched a couple thousand hours of UA-cam videos and studied investing by reading 5 to 10 bucks and I have to say that this channel and this couple is so right on I highly recommend them. They keep it simple keep it real and have no hidden agenda. Huge fan.
I am so in love with this channel. I am 40 years old and just started investing in stocks, ETFs, and index funds. I even started my IRA and 401k with my company. Its exciting and I'm learning so much. Wish 25 year old me got this stuff.
Like wise
How do you do index funds? On my robinhood account?
Are you referring to a rough ira?
You and me too! I've just started in March. I know that my lack of knowledge as well as my parents lack of is why I'm behind but I'm always excited to tell my younger co worker's about the importance of investing.
Me too!
You two are the most beautiful people on the planet to me right now... You make the world a better place.
im 46 and FINALLY starting to invest after getting out of debt. I happen to stumble upon your channel and I Looove you guys and try to get my GF involved too..Keep it up as you're doing great!
woo hoo congrats! It feels great to get out of debt. I hope you can allocate those funds and earn yourself a great future. Good luck!
It is never too late. Infact now you're able to invest more than average ...way to go!!
Love the content you provide. Financial literacy is something that should be taught in all schools. So many people are just know learning about financial literacy as adults. Thank you!!!
The amount of information these two have and share is just remarkable.
Thank you for the love :-)
Truly!
They are amazing !
They are so amazing 💙❤️🙏🏻🙏🏻
I love how the both of u are together on the same page about your finances. What a blessing.
This is a great video topic because over the next couple of decades there will be a lot of wealth transferred down from the older generations. As mentioned, it's good to know this stuff BEFORE the money lands in your hands so you don't panic when it does. Nice vid!
That is an excellent point! Thanks for note!
But don't get too complacent with all that money
I just asked you this question on IG. I thought you’d made the video just for me until I saw the publication date 😆. Great info. Thanks!
My large sum of money will be in 7 years when I retire and have to do something with my Supplemental pension plan (Annuity) fund from my employment.Thanks for the information and tips.
Question: how to you protect your income against currency flux between USD and Euro?
When i say the best advice they gave was when they said they wont advise people over the internet because of lack of knowledge on the peson behalf. That was gold, making sure to only help not hurt. THATS IT.....!!!! IM SUBSCRIBING. Your channel is like a friend i dont have🤔🤨😅
@@danielkelvin1036 thanks for the information. I never knew you could call them
@@danielkelvin1036 bra thanks so much. Blessings to you and yours
I share your videos with my wife. She couldn't care less about investing. You all break it down to reach the average person. I don't have that ability apparently. Thank you, and enjoy your retirement.
I'm sure you have the ability! :) But, thanks for watching AND sharing out videos!!!
Brock 1055- My wife is the same way! 😂
You have to lead with examples. When your wife sees u have so much money, she will follow. You can not change someone else, they gonna hate you for it. Unless you realize it yourself, the only you can do now is improve yourself and make money. When u succeed, ppls will follow, your wife will liste.
Yes we all know the history of the market that have been at this game for a while, but we must remember past performance doesn't guarantee future outcomes. The market is frothy! A decade of "winter" would not surprise me. Thanks for the video!
Those are really the best 3 things you can do with a large amount of money, but I would add one more option: diversify that money among all those three options. Put part of it in index funds, part of it in real estate, and the rest in a business, not any business but one you know and can handle with confidence and a minimum of stress, otherwise forget about opening a business. Your videos are great. Thanks a lot.
GMA!!!??... I screamed so loud great job guys!!!! #yassss the word is spreading
After seeing you on GMA my husband is finally on board with drastically increasing our savings rate!!! Thank you!
I have saved a lot of money but I knew I needed to do more with my money than just let the banks get richer off of my money. Listening to you guys mainly and a few other You Tubers talking about investing I decided to invest $10k. I felt that $10k is a reasonable start for me in the stock market. Every paycheck I put $250 towards my investments. I plan on taking the interest from my high yield savings accounts and putting that towards my investments also. Still learning. Thanks for posting.
That is awesome! Keep it up. It sounds like you're well on your way :-)
@@OurRichJourney You guys have been so helpful to me. I can never thank you enough. THANKS💰💰💰
This is a team of people with great mutual respect, knowledge, decency and - LOVE to each other!
You guys are AWESOME and thank you for sharing with us!
Finally this is something worth watching, and my first subscription too.
I concur with this advise. The DCA vs. lump sum investing won't be best for everyone though. It depends on individual goals and time horizon. So many factors and I know, it's never a one size fits all. Thanks for sharing.
DCA good for first time investors with no experience with economic downturns. If you are prone to panic sell if you end up losing 50%, you would be better off sticking with DCA.
I would also contend that a simple savings account would be appropriate for some people that don't want ti take any risk.
Lol, how hilarious is it that you and I were just chatting about this last night?
@@GenExDividendInvestor LOL. yeah. I think this is my first comment on this channel. I like the different view points.
Well put! Thank you so much!
I love your channel. Simple and straight to the point.
Thank you Maxi!
Hello Amon and Christina. I've recently started following your channel and I'm trully overwhelmed by your generosity of sharing your financial experiences to the public. I had one question. What are your thoughts about Bitcoin? Have you invested or considering to invest in any crypto currency investments?
Congratulations I saw you guys on GMA. I'm 34 and I just learned about the FIRE community and Dave Ramsey this year. It's like a financial light bulb went off. Enjoy your retirement hats off to you!!
Aww. Thank you so much!
I just found you - and I am binging all your videos/info! I live in Silicon Valley area and it is so awesome to see how you did this - and we, too, are looking at retiring out of the country...thank you for all your information....you are inspiring...!!!
Thank you so much! We're so glad you found us :-)
Love all the videos. My husband & I are late bloomers started journey to FI last year & are in our mid-forties with three college kids. Still maxed out 401Ks for 2019!
ORJ-We have a daughter who will receive lump sum at 18&21. Would you recommend VTSAX for her just not sure how to guide her (these funds represent an injury at birth)?We want to guide her to make the best choice. Note: She will not need funds for college we will be funding those expenses. Thanks guys!!
Great video like always! How do you guys stay motivated ? As a financial analyst and accountant you would think that personal finance would be easy but emotional purchases and your environment have a huge impact on a person
Any podcast suggestions?? Thanks !
I'm still blown away on how much value, perspective and understanding i get from this video. I subscribed!
Long time fan, first time commenting. Great video as always... Lump sum in the market makes sense because if you dollar cost average you are holding a disproportionate percentage of your portfolio in cash. Just another way of looking at why lump sum has better returns overall. But I do agree with you that DCA might be better psychologically for inexperienced investors!
It is smart to hold a small percentage in cash as a hedge. My Vangaurd acct. money market earns around .15%. About 10 x what my credit union pays.
Hey guys! Love your videos. You guys have inspired me to start my retirement accounts at 22. I was hoping you might be able to do a video on investing with Vanguard and showing how to navigate the app a little bit better. There are some confusing things such as "what should I invest in my brokerage account vs my retirement account"? It can be a bit overwhelming to try to navigate the app without any previous experience. Hope you guys are doing well in Portugal 🙌
Hi Austin. They made multiple videos a year or so ago on vanguard.
I think that will answer your question 😃
I really like all of your videos. You guys are so smart.
You guys should have your own cable TV show. Who else agrees with me?
cable tv is dead
long live youtube
It’s fine to have some active investments, the kind you manage on a day-to-day basis. It’s best to invest in the kinds of ventures that will leave you free to do whatever you want in life.
Wow been watching a few of your videos ....this is better than school 🏫
Congratulations I just saw you all on GMA😁😁😁🌍💯💪
Just want to say God Bless you both.
Thank you so much! And blessing to you also :-)
Thank you guys for a great channel. Question for you, should you register the property in your name or a company (LDA) from a tax, transfer of ownership perspective. Thanks
Number 1 is all most peopled needed. Video over. Tip #2 was every comment in the last video. Thanks guys!
Thank you!
Dollar cost averaging has its place. If you don't have a lump sum and are saving a little, put that little in at the current price rather than saving for a big investment. It gets the average price and maximises time in the market.
That lump sum idea vs dollar cost averaging is new information. Thanks.
Thank you so much! So glad we could introduce something new :-)
Can you do a youtube video om How to Invest a small sum of Money for Financial Independence? Thank you
Im SO PROUD of you two!!!!!! You made the big time😂😂😂 great spot on GMA!!!! Keep on inspiring us🙌🏽🙌🏽🙌🏽
First, thank you both for these great videos! Question: what account would you use to put in a lump sum of 10,000? Split into index funds and bonds. If I use a 401k would I be able to subtract that money from my taxes? Thank you again !!!
Hi Maria! Thank you for the question but we cant advise you on what to do because we dont know your financial situation or your long-term goals. But please check out the videos on our channel and use them as a resource to develop your FI(RE)/investment plan. Thanks again for the question and congrats on your FI journey. Keep it up :-)
Great insight on lump sum v.s. dollar cost averaging! Keep Enjoying The Journey, Rock Stars!🥰
Thanks for the comment - glad you liked the explanation! Thanks for watching!!!
After listening to you guys I diverse my portfolio in stocks, mutual funds and EFT ( Doing Ok for now). Need to build a good portfolio with good Dividened returns.
100% VOO and chill.
LOVE IT!
Where do you get that financial literacy ? What are the names of the books or programs you suggest ?
Why don’t you guys start consulting ?
I suggest Bogleheads Guide to Investing. Very good book about LONG term investing, NOT short term gambling.
Thanks for asking. We actually list the books that helped us on our journey in the description section of each video. So check those out :-) We dont consulate because we dont have the time :-) We are too busy in retirement. But through our UA-cam and IG we try to inspire as many people as possible by posting as often as possible.
Great book! The author just sent us an autographed copy. It was such an honor.
Love you so much Prince :-)
Investing For Dummies. Great info to get started. I have implemented over last 10 years. 💰💰💰
This is great advice, across the board. This is awesome advice if you haven't gotten a large sum, or if you have. :) Get rich slowly is my motto. Not sexy, but realistic.
YES! Thank you :-)
Thanks a lot for your great videos ! I also did retire (early) in Lisbon a few years ago and would like to try a few of your ideas but as i am french, i do not know if those are ideals for me. Could you make one for european people? I suppose Italie would be a lot of work but you could just tell us which of your solutions apply to european? Thank you again for helping us in our journey towards financial literacy !
Thank you for asking for that video. We are working on something now so stay tuned. But a lot of what we discuss applies when it comes to mindset when investing in the stock market. Our real estate principles apply and some side hustles ideas. But we hear you and will prepare something specific for our European FIRE folks. Thanks again!
Just came across your videos the other day,really like how you guys talk as regular people to regular people,didnt get through the first video before hitting the like button & subscribing, thanks for all your WEALTH IN KNOWLEDGE
Excellent work and congrats on GMA! We are not as extreme, but live in the SF Bay Area and are in transition to Mexico with some basic videos we've made about Puerto Vallarta. Look forward to following your journey and gaining insight along the way!
Thank you! And congrats on your move to Mexico!
@@OurRichJourney Thanks! If you ever find yourself in Puerto Vallarta, look us up! Enjoy Europe -- we've been to about 40 countries, but not Portugal yet -- I hear it is great! All the best.
I really appreciate you doing this vlog, remember I have told you I get 40 shares a year from JNJ well I currently have 1200 shares, that is why the broker trying to get me to sign over my portfolio to mange by them. To sell that stock that I don’t want them to sell.
Keep that stock friend!
Thanks so much for talking about the dollar cost averaging.
Hello guys, great video! What would be your advice on choosing between Index Funds and ETFs? I know the basic difference is that you can trade ETFs like stocks, but I am not talking about "trading", I am talking about "investing". From an investment point of view (long term) does one have benefit over the other? Keep up the great work!
Me twin brother four apartment in Barbados,apartment not finished take over eleven year building ,use own money.three have rented out, one is not finished.
Congratulations for moving to Portugal 🇵🇹👏👏👏👏
Your videos are pleasant to watch. Thanks for the educational content.
All the Best,
Thank you so much for the love :-) We are so glad you are enjoying our videos. And dont hesitate to request a video. Thanks again!
I just discovered your videos when I was researching moving overseas, but now I’m also hooked on your financial videos. It’s a pleasure to watch you. You have many videos; can you recommend where to start? I saw your video on reasons not to hire a financial advisor, so I’m really wondering whether you recommend any books for self-education. Thanks for the great videos!
They have a list of recommended books and videos in the Description section of each video.
Amon & Christina you guys are AMAZING!! This message was right on time. My wife and I are enjoying this vacation in Orlando but you guys just added " icing to the cake". We truly love you guys!
Looking for advice from people in the UK. I'm new to investing and I want to invest £16k into an index fund (£4k has already gone into a LISA) before the end of the tax year. Should I wait for a dip in the market and then invest the full amount or should I start now and pound cost average it in the remaining months until April 2021?
Great video as always guys! You guys do an amazing job of logically breaking it down to a science and forcing people to really think about their investment options instead of making a decision for them. It clearly lets viewers know that everyone!s situation and appetite for risk is really random.
Love you UA-cam videos! Do you have plans to address estate planning?
Does your plan include a strategy for a market crash/recession? Also what are your thoughts of passive investing causing the next crash?
After listening many of your valuable videos, I received great information, but I still have question for you: if you decide to retire early (age 40), with 1 million dollars in TSP (800k pre tax, and 200k tax). Will you rollover to traditional IRA and roth IRA? If you decide to rollover the entire amount from TSP, do you invest the entire amount (800k and 200k) to an ETF (ex: VTSAX) at a time or still contribute over years? I know you can start to do IRA conversion ladder starting that year but with 780k in traditional ira (if covert 20k from traditional to roth IRA), what do you do with that lump sum money? Coudld anyone share any experience? Thank you so much!
With a lump sum is timing important today s and o may be at 3000, does one wait till the numbers reach say 2800 to then invest or it does not matter?
I love your videos! It's rare to see people who understands that bonds are not the best use of money vs stocks, when I saw that in one of your videos I knew I should watch all your videos! One question - how much percent cash do you keep in an investment account, to use for purchasing more stocks/funds when the market goes down? I'm somewhere around 10% cash but I feel like maybe that's too much?
Great video guys, with very sound advice.
Thank you so much!
Still dying to get a video on 529 plans for kids vs an index fund for them as a "starter fund" as I'm not sure what education will look like in 10+ years. VS teaching your kids good financial habits and letting them fend for themselves. Lots of takes on this, but you have two girls and I'd love to hear what you do. We've talked about this before (Oakland local here), but hope this topic doesn't get lost.
Thank you so much for the reminder. We haven't forgot :-) How is the Lake these days?
@@OurRichJourney its beautiful.happy with the appreciation of our place and trying to figure out where to invest a bundle we have in real estate. Our index fund investing is going great.
Love the content looking to follow in your footsteps much love
Thank you so much for the love :-) And congrats on your FIRE journey! Keep it up!
Great video with great advice!
Thank you so much for your video! It has got me on fire to start being smart about my money!
Yes another banger from you guys
Thank you so much!
Thank you for all the videos. As I go through my finances I see I’m ready to start investing. What platforms do you use? I know you mentioned vanguard, but what other platforms should I be using ?? And why do
You use multiple platforms? You
Mentioned you both have IRA and 401k in a previous video. Do you have all these accounts to maximize you deposits into the market?
You need to start out with fundrise.com
What podcasts do you recommend?
Hi guys, do you suggest any financial books to a person willing to learn how to invest? Thanks.
Hey guys, love your talk, find very useful..! Btw, you 2 are such a sweet couple. May God bless you always.
You guys are awesome! Thank you!
*Nice video just subscribed* 💪
Thank you! And welcome!
This financial education being available to everyone has been a long time coming. I played sports professionally for a few years, and this subject of athletes going broke came up once too many times. I love you both for the service you are providing with the financial expertise and guidance you make available worldwide. Now athletes can sit up and take notice, get involved intimately in knowing how to invest and secure their financial futures.
Always on time guys!
GREAT! Thank you so much!
Just discovered you 2 about a week ago and I've been using every spare moment to view your videos and also to conduct my own research in order to apply the strategies that will work best for my situation. I really admire your commitment to share your journey and to help those looking for honest and sincere guidance. Good luck and fortune on this next leg of your lives together. You deserve only the best! Thank so much for the help!!
John - thanks for your kind words! We're so excited you found us!!! Thanks for watching!
Me too! I love my job and mostly am interested in the FI vs. the RE, but I just love the intelligence and knowledge this couple brings to this topic, and how fun it can be!
Great info to think about before you come into any money. Easily blow it and make bad decisions if you're new and never thought about.
YES! People must prep for the inevitable :-)
Never invested before (soon I’m almost 18)
Perhaps investing in stock is gambling, but I feel like I missed out buying on the stuff like Apple and Tesla in March... that dip was pretty much on sale, coulda doubled and tripled money
Investing in index funds- can we put money beyond the amount allowed per year ( like IRA, roth ira etc).
You guys are so knowledgeable! I’ve been thinking about your video of investing $300 a month into stocks and bonds and I’m working toward having extra income to be able to accommodate that, as well as increasing my financial literacy so I know what I’m doing! I’m only 22 so I have some time to get it together lol also, if all goes to plan I should be getting a scholarship that’ll pay for my schooling so I’ll have 25k sitting in my bank waiting to be put to use since I’ll still be saving as if I don’t get the scholarship! 😊
You guys are a godsend ❤️
What are the books in investment you can recommend
Love you two and the advice you provide. Could you recommend some books that are worth reading to become financially literate?
Thank you so much for the love :-) Yes on the books! In fact we list our favorite books in the description section of each video. Have a look. If you're new to investing start with the Boogle Head's Guide. Thanks again!
Any book, Blogs , pods on FIRE that you recommend to be financially literate?
VFMV. What is your opinion on the purchase of this stock? Of course, it is Vanguard.
lump sum into market in 2009 Hell yeah! Same sum 2019? I dont know.. dollar cost average sounds fine.
LOL! No you would be up over 330% :-) So better off lump summing if you can handle the big drop...and remember that investing is long-term :-)
Well spoken and put together.
This was awesome!
Thank you very much guys!
You have been providing us with lots of knowledge and education.
Me and my wife have been watching all the videos!
I hit "Like" first, then watch your videos! Thanks for this amazing information.
Great inspiration! Thank you.
If you have little money like under a 100k, definitely single hand picked stock, but if you do have 500k or more, yeah index fun will matter more
Great video. This was really informative...Thanks man
As a beginner how would you invest your first $500 ?
I first started my investment journey with a total stock market index fund in a Roth IRA.
Always pay off debt first. I wouldn't lump sum in this current bubble.